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SOME IMPORTANT TIPS FOR BASIC OPERATIONS IN FINACLE

PART I

CASH REMITTANCE FINACLE TO FINACLE BRANCH

A BRANCH IS SENDING CASH TO B BRANCH (BOTH ARE FINACLE


BRANCHES)

VOUCHING PATTERN:

AT A BRANCH - DR.CASH REMITTANCE A/C OF A BRANCH


CR.CASH VAULT BRANCH

AT B BRANCH - DR.CASH VAULT BRANCH


CR. CASH REMITTANCE A/C OF B BRANCH

THEN B BRANCH HAS TO DO THE FOLLOWING TRANSACTIONS


IN HTM MENU BY TRANSFER

DR CASH REMITTANCE A/C OF B BRANCH


CR CASH REMITTANCE A/C OF A BRANCH

(The above transaction is explained here below, with dummy account


numbers)

CASH REMITTANCE FINACLE TO FINACLE BRANCH


A BRANCH IS SENDING CASH TO B BRANCH
VOUCHING PATTERN
AT A BRANCH AT B BRANCH

1. Dr. Cash Remittance A/c of A 2. Dr. Cash Vault Branch of B


Branch Branch
Cr. Cash Vault Branch of A Cr. Cash Remittance A/c of B
Branch (for Payment of Cash) Branch (for Receipt of Cash)

3. Dr. Cash Remittance A/c of B


Branch
A/c No. BBBB0114325001
Cr. Cash Remittance A/c of A
Branch
A/c No.AAAA0114325001
(in HTM menu by transfer)
1 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
PART II

CBS TRANSACTIONS FROM FINACLE BRANCH TO CROWN


BRANCHES :-

CBS Txns :

CBS Transactions in Finacle done through HTM


Menu/HCASHDEP/HCASHWD. With some changes as follows:

In CROWN - Dr Home Branch Ac and Cr CBS Branch Ac or vice versa


LOT will take care of CBS Txns.

but

In the Finacle, they have Inter SOL Account (IST) for CBS Dr/Cr. For this
branch,

Transfer Txns - IST Dr Ac No: xxxx0115302001

IST Cr Ac No: xxxx0115303001

Cash Txns - IST Dr Ac No: xxxx0115301001

IST Cr Ac No: xxxx0115300001

Ex1: In Transfer Txn Dr. Home Branch A/c and Cr CBS Branch A/c in
the HTM Menu
Dr Ac No: Home Branch Account
Cr Ac No: Cr IST Ac No (xxxx0115303001) instead
of CBS Ac No
and in the Remarks 1 Column Enter the "Actual
CBS Ac No (15 Digit)"
and Report Code as "COEX" (Co-existence).

Ex2: Cash Payment (HCASHWD/CASHDEP) through CROWN CBS Cheque


/ Cash receipt Ac ID - Cash Dr IST Account,
Report Code - COEX
Remarks 1 - Enter the 15 Digit CROWN CBS Ac No
Remarks 2 - Enter the CROWN CBS - Actual
Cheque No (without any special character/alphabets)

2 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
PART III : FINACLE BASIC OPERATIONS MANUAL

(ONLY IMPORTANT TRANSACTIONS ARE COVERED FOR


NORMAY DAILY ROUTINE PURPOSE)

VIEW ACCOUNT
LEDGER VIEW HACLI
ACCOUNT BALANCE VIEW HACCBAL
OFFICE A/C VIEW HACLINQ

TRANSFER ENTRIES
TRANSFER HTM
INTERSOL TRANSFER ENTRY HCOET

TRANSFER OF CASH FROM VAULT TO HAND TO VAULT


VAULT TO HAND( CR. VAULT DR.TELLER) HTM CCT
HAND TO VAULT (CR.TELLER, DR. HTM- CCT
VAULT)

CASH
CASH PAYMENT/CASH HTM
RECEIPT/REALEASE
OFFICE ACCOUNT VAULT XXXX0130001001
OFFICE ACCOUNT TELLER XXXX0130004002

CIF ID-RETAIL(SAVINGS)
CIF CREATION CRLC
VERIFICATION OF CIF ID VRC
MODIFICATION OF CIF ID AFTER MRCR
VERIFICATION
VERIFICATION OF CIF ID AFTER VRCM
MODIFICATION

SAVINGS A/C OPENING


ACCOUNT OPENING HOAACSB
VERIFICATION AFTER OPENING HOAACVSB
MODIFICATION BEFORE VERIFICATION HOAACMSB
MODIFICATION AFTER A/C VERIFIED HACM
DORMANT/INOPERATIVE TO OPERATIVE HACM
CHANGE OF SCHEMES HACXFRSC
RESET OF TRANSACTION FOR PASSBOOK HPBPR
PRINTING
PASSBOOK PRINTING HPBP
3 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
CIF ID CORPORATE (CD )
CORPORATE CIF CREATION AND CCCR
MODIFICATION
MAINTAINANCE OF CORPORATE CIF MCEC
(Modify,Inquire)
VERIFICATION OF CORPORATE CIF VCCR
VERIFICATION OF CORPORATE CIF VCCM
MAINTENANCE

CURRENT ACOUNT
ACCOUNT OPENING HOAACCA
MODIFICATION BEFORE VEREFICATION HOAACMCA
VERIFICATION AFTER OPEN HOAACVCA
MODIFICATION AFTER A/C VEREFIED HACM
ACCOUNT CLOSURE HCAAC
ACCOUNT STATEMENT PRINTING HPSP

CASH CREDIT
ACCOUNT LIMIT MAINTENANCE HACLHM
COLLATERAL MAINTENANCE HCLM
COLLATERAL LINKAGE HSCLM
ACCOUNT CLOSURE HCAAC

ADVANCE
ACCOUNT OPENING HOAACLA
MODIFICATION BEFORE VERIFICATION HOAACMLA
ACCOUNT VERIFICATION HOAACVCLA
MODIFICATION AFTER VERIFICATION HACMLA
LOAN DISBURSEMENT HLADISB
SCHEDULE PAYMENT HLASPAY
FULL AMOUNT PAYMENT(SETTLEMENT) HPAYOFF
LOAN OVERDUE POSITION ENQUIRY HLAOPI
ACCOUNT CLOSURE & VERIFICATION CAACLA
LOAN ACCOUNT STATEMENT PRINT HLAPSP
VIEW OVERDUE HLAOPI

DEMAND DRAFT
DD ISSUE HDDMI
DD PRINT HDDPRNT

4 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
TERM DEPOSIT
TERM DEPOSIT OPEN HOAACTD
MODIFICATION BEFORE VERIFICATION HOAACMTD
TERM DEPOSIT OPEN VERIFICATION HOAACVTD
TERM DEPOSIT MODIFICATION AFTER VERIFICATION HACMTD
TERM DEPOSIT CLOSURE HCAACTD
TERM DEPOSIT CLOSURE VERIFICATION HCAACVTD
TERM DEPOSIT PRINT HDRP
TERM DEPOSIT RENEWAL HTDREN

CLEARING
CLG UPLOAD VIEW CCHQRTB
CREATE TOD TO PASS CLGD CHQ ( IN MODIFY MODE) HACTODM
ZONE OPEN HMCLZOH
CHQ ENTRY HOCTM
CLG CHQ APPROVE HOCTM
ZONE SUSPENSION HMCLZOH
REPORT GENERATION HOCTXT
PRINT REPORT HPR

RETURN MARKING PROCEDURE


OPEN ZONE HMICZ zone code .NONMICINWR
ADD INTRUMENT HICTMO ( Carv- NO, Reject- outward )
VERIFY HICTMO
MODIFY ZONE ( if require) HMICZ zone code .NONMICINWR
VALIDATATION RUN HMICZ zone code .NONMICINWR
SUSPEND ZONE HMICZ zone code .NONMICINWR
POST ZONE HMICZ zone code .NONMICINWR
CLOSE ZONE HMICZ zone code .NONMICINWR

RELEASE/REGULARISATION OF CHQ AFTER


AFTER RETURN MARKING

RELEASE/REGULARISATION OF CLEARING CHQ HMCLZOH

NEFT/RTGS
OUTWARD NEFT/RTGS HPORDM
INWARD NEFT/RTGS PISP

DEBIT CARD
DEBIT CARD ISSUANCE HDCMS
DEBIT CARD HDCMSMNT
CARD INQUIRY HDCMSINQ
5 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
STANDING INSTRUCTION
STANDING INSTRUCTION EXECUTION HSIE
VIEW REPORT HPR

INVENTORY
CHQ BOOK ISSUE & VERIFY HICHB/HICHBA
CHQ BOOK INQUIRY FOR A/C HINQACHQ

INWARD REMITTANCE/ODBC LODGEMENT

Inward Remittance Maintenance HIRM

CASH TRF. VAULT/ TELLER


(XXX --- Respective Br Code)
CASH TRF VAULT/ TELLER HTM
OFFICE ACCOUNT VAULT XXXX0130001001
OFFICE ACCOUNT TELLER XXXX0130004002

OFFICE ACCOUNT (Internal)

VIEW OFFICE ACCOUNT. HACLINQ


FUND TRF XXXX0136061001
SUNDRY CREDITOR XXXX0113301010
(P & L) SUNDRY OTHERS XXXX0154066001
AUDITOR FEE XXXX0154008001
CCO CLG XXXX0115015001
SUSPENCE XXXX0135001012
CASH REM XXXX0114325001
ANY OTHER INCOME XXXX0183022001
LIGHTING XXXX0153091001
RENT OFFICER XXXX0153001002
RENT- OFFICE XXXX0153001001
ENTERTENMENT XXXX0153376001
NEWS PAPER OFFICER XXXX0153392001
NEWSPAPER CLERK XXXX0153393001
CONVEYANCE - OFFICER XXXX0152001011
CONVEYANCE -CLERK XXXX0152101024
COMPASS A/C XXXX0115021001
NEFT SUNDRY CREDITOR A/C XXXX0113511001
TELEPHONE XXXX0153301005
CASH ATM( DIRESCTLY TRF) XXXX0130003001

6 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
END OF DAY (EOD)
HSAC RESET LOG IN
HFTI CHECK FINANCIAL TRANSACTION
HSVALPRT CHECK ANY BLOCK TRANSACTION
HAFI CHECK NON FINANCIAL TXNS.( Input:Ref. No: should be
dot (.)Enter from date,Enter to date and No authorized)
HRIST ISO RECONCILIATION
HSCOD SOL CURRENT DATE MOVE TO NEXT DATE
HSSI INQUIRE ON SOL STATUS
HSOLCOP SOL CLOUSURE OPERATIONS( AFTER THAT WE CANT
DO ANY TXNS. EXCEPT INQUIRY
HSSI STATUS INQUIRE
HSCOLD SOL CLOSURE FOR LAST DAY- ACTUAL BRANCH DAY END
HSSI STATUS INQUIRE

TERM DEPOSIT FOR SENIOR CITIZEN RENEWED AT NORMAL


PUBLIC INTEREST RATE
Interest
Description
Table Code
TDGEN For General Public
TDSTF For Staff
TDSRC For Senior Citizen
TDSRS For Senior Citizen Staff
TDSDS For Spouse of Decd Staff
For Senior Citizen Spouse of Decd
TDSSD
Staff
TDNRE For NRE Accounts
TDTSG Tax Saver For General Public
TDTSS Tax Saver For Staff
TDTSV Tax Saver For Senior Citizen
TDTSO Tax Saver For Senior Citizen Staff
TDTSE Tax Saver For Spouse of Decd Staff
Tax Saver For Senior Citizen Spouse
TDTSZ
of Decd Staff

7 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
PART IV : SOME MORE BASIC MENUS / COMMANDS FOR
DAILY ROUTINE OPERATIONS
(Note : Some Repetition may be there ; please bear with us)

1.MORNING WHEN WE ARE MOVING CASH FROM VAULT TO


TELLER ACCOUNT

MENU : HTM

FUNCTION : ADD
TRANSACTION TYPE : C/CT
DEBIT :TELLER ACCOUNT
CREDIT :INDIAN CURRENCY A/C._ _ _ _0130001001

2.EVENING WHEN MOVING CASH FROM TELLER A/c TO VAULT

MENU : HTM

FUNCTION : ADD
TRANSACTION TYPE : C/CT
DEBIT : INDIAN CURRENCY A/C.
CREDIT : TELLER ACCOUNT
HCASHDEP - CASH RECEIPT
HCASHWD - CASH PAYMENT

SB ACCOUNT OPEN

HOAACMSB - MODIFICATION -BEFORE VERFICATION


HOAACVSB - VERIFICATION -AFTER OPEN
HACM - MODIFICATION AFTER A/C VERFIED
HACCBAL - ACCOUNT BALANCE INQUIRY
HACLI - ACCOUNT LEDGER INQUIRY
HPBP - Passbook PrintinG

Inventory Management:

HIMC (for external to our branch Safe) - ADD & VERIFY


HIMC (for Branch to employee ) - ADD & VERIFY
HISIA - SPLIT THE CHEQUE BOOK - SPLIT ONLY (No Verification)
HICHB - CHEQUE BOOK ISSUE & VERIFY
HCHBM - CHEQUE BOOK ISSUED INQUIRY
HSPP - Stop payment
HSPPAU - STOP PAYMENT VERIFICATION
8 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
Transaction Menu:

HCASHDEP - CASH RECEIPT


HCASHWD - CASH PAYMENT
HXFER - TRANSFER ENTRY
HTM - TRANSACTION MAINTENANCE

TRANSACTION TYPES:

C/NR - NORMAL RECEIPT


C/NP - NORMAL PAYMENT
T/CI - CUSTOMER INDUCED
T/BI - BANK INDUCES

INQUIRY MENU:

HACCBAL - ACCOUNT BALANCE


HACLI - ACCOUNT LEDGER INQUIRY
HFTI - FINANCIAL TRANSACTION INQUIRY
HAFI - AUDIT FILE INQUIRY

STAINDING INSTRUCTION

HSSIM - STANDING INSTRUCTION MAINTENANCE


HSIE - AT EOD FOR RUNNING OF si
HPR - VIEW REPORT
HPBP - PASS BOOK PRINTING
HPSP - PASS SHEET PRINTING

DD Issue:

HDDMI - DD MASS ISSUE ALSO SINGLE ISSUE


HTM - SINGLE DD ISSUE
HDDPRNT - DD PRINT
HDDRPRNT - DD REPRINT
HDDIR - DD ISSUE REPORT
HDDMOD - DD MODIFICATION - BEFORE ISSUE
HDDC - DD CANCELLATION
HDDLOST - DD LOST MARKING BY CUSTOMER REQUEST
HDDMP - DD PAYMENT
HDDPALL - PRINT ALL UNPRINTED DD
HDDII - ISSUE INQUIRY

9 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
TERM DEPOSIT MENU :

HOAACTD -TERM DEPOSIT OPENING


HOAACMTD -MODIFICATON BEFORE VERIFY
HOAACVTD -VERFICATION
HACMTD -MODIFICATION AFTER VERIFY & MAINTENANCE
HDRP -TERM DEPOSIT PRINT
HREDRP -DEPOSIT RECEIPT REPRINT
HDUDRP -DULICATE RECEIPT PRINT
HTDREN -TERM DEPOSIT RENEWAL
HTDEXT -PREMATURE RENWAL(FOR INTEREST RATE)
HTDSCALC -TAX DEDUCTION FOR SUBMIT TO GOVT.
HTDSIP -TDS REPORT
HRFTDS -TDS REFUND
HRMTDS -REMITS TDS
HCAACTD -TERM DEPOSIT CLOSING
HCAACVTD -VERIFICATION FOR CLOSING
HTDBATCH -CLOSING (RUN AT EOD)
HDEPMOD -INQUIRY FOR MATURITY AMOUNT

CC Menu:

HOAACCC - CC account opening


HOAACMCC - MODIFICATION BEFORE VERIFY
HOAACVCC - VERIFICATION
HACM - ACCOUNT MODIFICATION AFTER VERIFICATION
HCLM - COLLATERAL MAINTENANCE
HSCLM - COLLATERAL LINKAGE
HCLL - COLLATERAL LOOKUP
HCLMRPTS - COLLATERAL REPORTS
HACLHM - ACCOUNT LIMIT HISTORY MAINTENANCE
HCUCC - CC A/C. INQUIRY THROUGH CUSTOMER Id

PRINT MENU

HPBP - PASS BOOK PRINTING


HPSP - PASS SHEET PRINTING
HLAPSP - LOAN ACCOUNT STATEMEMT PRINTING
HDDPRNT - DD PRINTING
HDDRPRNT - DD REPRINTING
HDRP - TERM DEPOSIT PRINTING
HREDRP - DEPOSIT RECEIPT REPRINT
HDUDRP - DULICATE RECEIPT PRINT
10 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
Loan A/c Menu:

HOAACLA - ACCOUNT OPEN


HOAACMLA - MODIFICATION BEFORE VERIFICATION
HOAACVLA - ACCOUNT VERIFICATION
HACMLA - MAINTENANCE AFTER VERFICATION
HLADISB - LOAN DISBURSEMENT
HLASPAY - SCHEDULE PAYMENT
HLAUPAY - UNSCHEDULE PAYMENT
HPAYOFF - FULL AMOUNT PAYMENT (SETTLEMENT)
CAACLA - ACCOUNT CLOSING
CAACLA - VERIFICATION AFTER CLOSING
HLARA - RESHEDULE OF LOANS
HLARSH - LOAN REPAYMENT SHHEDULE REPORT
HLAGI - LOAN GENERAL INQUIRY
HLAOPI - LOAN OVERDUE POSITION INQUIRY
HLAPSP - LOAN ACCOUNT STATEMENT PRINT
HLAMOD - EMI INQUIRY
HDOCTR - DOCUMENT TRACKING REPORT
HLADGEN - LOAN DEMAND GENRATION PROCESS.
HLADML - LETTER DISBURSEMENT

INWARD CLEARING MENU

HMICZ - MAINTAIN INWARD CLEARING ZONE


HMICZ - O-OPEN ZONE
HMICZ - S-SUSPENDED ZONE
HMICZ - R-REVOKE SUSPENSION
HMICZ - V-VALIDATION RUN
HMICZ - T-VALIDATION REPORT
HMICZ - P-POST ZONE
HMICZ - Z-CLOSE ZONE
HICTM - ADD CLEARING CHEQUE
HICTM - VERIFY CLEARING CHEQUE
HICTM - MARK REJECTION CHEQUES
HPR - VIEW REPORT AFTER VALIDATION REPORT
HRMI - READ MEDIA INPUT

OUTWARD CLEARING MENU

HCLZCM - COPY THE previous day ZONE (It has to be done by officer)
HMCLZOH - MAINTAIN Outward CLEARING ZONE
HMCLZOH - O-OPEN ZONE
11 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
HMCLZOH - M-MODIFY ZONE
HMCLZOH - S-SUSPENDED ZONE
HMCLZOH - V-REVOKE SUSPENSION
HMCLZOH - R-RELEASE TO SHADOW BALANCE
HMCLZOH - G-REGULARIZE SHADOW BALANCE
HMCLZOH - T-TRANSFER OF SETS
HOCTM - ADD CLEARING CHEQUE
HOCTM - VERIFY CLEARING CHEQUE
HPCLSO/ - PRINT CLEARING SCHEDULE
HPWO - PATTA PRINTING
HOCTV - MASS VERIFICATION AFTER BOOKED THE CHEQUEs
HIOCLS - Inquire on Clearing Transaction Sets
HMARKPEN - Mark Pending (non participating cheque)
HREVPEND - REVOKE THE MARK PENDING
HOIQ - Outward Clearing Instrument Inquiry

BRANCH LEVEL

HCRV - CUSTOMERS' ALL DETAILS


HADVC - Print Debit/Credit Advice for Customer
HPV - PRINT VOUCHER
HDTE - DELETE TRANSACTION IN ENTERED STATUS
HTD - DELETE TRANSACTION
HTEI - TRANSACTION EXCEPTION ENQUIRY
HCASHDPI - CASH DEPOSIT INQUIRY
HCASHWDI - CASH WITHDRAWL INQUIRY
HXFERI - TRANSFER INQUIRY
HEXTRPT - EXCEPTION REPORT
HAALM - CHANGE THE NAME OF CUSTOMER ACCOUNT
HPDB - PRINT DAY BOOK
HACXFRSC - SCHEME TRANASFER
HCCS - CHANGE THE CONTEXT OF SOL
HACXFSOL - A/C TRANSFER BETWEEN SOL
HCCA - CHANGE CIF ID OF AN ACCOUNT (ALSO NAME)

EOD PROCESS

HFTI - FINANCIAL TRANSACTION INQUIRY


HAFI - AUDIT FILE INQUIRY
HSSI - INQUIRE ON SOL STATUS
HSCOD - SOL Change Operating Date
HSOLCOP - SOL Closure Operations
HSCOLD - SOL Closure for Last Day
HSOLSTAT - Service Outlets Status Inquiry
12 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur
HTEPIAE - TELLER ENQUIRY
HSCWRPTA - TELLER REPORT
CCHQRTB - CHEQUE RETURN MENU

PART V : Step by Step Procedure for EOD:

1. Check HAFI for any non financial transaction verification pending.


2. Check HFTI (Transaction Status as ENTERED and POSTED separately)
pending for verification/posting.
3. PISP for any RTGS inward Transactions.
4. HRIST for any reconciliation transactions.
5. HSVALRPT SOL Validation ReportChoose 1. SOL Closure Level
Check the Report in HPR (report generated after some time) and check
for This is a blocking Validation. If any blocking transaction is
pending, verify the same.
6. HSCOD: This menu will change the SOL CLOSURE DATE to todays
date i.e day of working. Also the SOL Status would be SOL
POSTCOD DONE
Check by HSSI menu whether the date (Closure Date) is changed or not
and the SOL Staus. Unless the date is changed you cannot move forward.
If the date is not getting changed, check in HSAC (DELETE ALL
Batch) for any unwanted batch running and delete the same.
Check again by running HSCOD. Still if the date is not changed, check
again in HFTI for system generated transactions.
If there is any bulk system generated transaction, try to verify using HTV
menu or otherwise HTM. Also check by running HSVALRPT for any
blocking transactions.
Finally, the date should change.
7. Now use HSOLCOP. Check in HSSI in SOL Status. The SOL Status
should become SOL Closure Batch Job Done.
8. If SOL Closure Batch Job Done is not showing, then again check in HFTI
and HSAC. If anything is pending, complete the same and follow step 7
(HSOLCOP).
9. Now use HSCOLD. Now check again in HSSI. Both Closure Date
and Last Successful SOL Closure Date would become same i.e
working day date. Keep on checking in HSSI. Also, Closure would be
CLOSED and EOD Event Status would be EOD EVENT NOT
IN PROGRESS.
10.Now you are free to leave. Good Night

13 Contribution by : Various IOBians of different RCCs, ROs & Branches across India
Compiled by : R. Lakshmivenkatesh, Chief Manager, RO, Raipur