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PROJECT REPORT

ON
MUTUL FUNDS OF HDFC
BACHELOR OF MANAGEMENT STUDIES

SEMESTER V

2017-18

In Partial Fulfillment of the requirement for the award


of Degree of Bachelor in MANAGEMENT STUDIES

Submitted By
Jyoti Rajkumar Kumavat

Roll no. 43
Under the Guidance of:
Prof .Komal Mansukhani

Seva Sadan College of Arts, Science and Commerce


Affiliated to University of Mumbai
Ulhasnagar - 421 003
SEVA SADAN COLLEGE
CERTIFICATE

This is to certify that Mr. / Ms. JYOTI RAJKUMAR KUMAVAT


bearing the Roll No. 03 of TY BMS - Sem -V for the Academic Year 2017-18 has
duly completed the project on MUTUL FUND OF HDFC

The project has been completed under the Guidance of Prof. Komal Mansukhani

Dr.R.L. Kolhe Prof.

(PRINCIPAL) (CO-ORDINATOR)

PROJECT GUIDE EXTERNAL EXAMINER


Date :-

DECLARATION

I, Mr. Jyoti Rajkumar Kumavat student of Bachelor of


Management Studies hereby declare that I have completed the project on
MUTUL FUND OF HDFC
.
The information submitted in this project is true and original
to the best of my knowledge.

Signature of the student


Date :-

DECLARATION

I, Prof Komal Mansukhani. The project guide of student Jyoti


Rajkumar Kumavat , Roll. No.43, of Bachelor of Management Studies
hereby declare that have completed the project on MUTUL FUND OF
HDFC

The information submitted in this project is true and original


to the best of my knowledge.

Signature of Guide
ACKNOWLEDGEMENT

I would like to express my sincere gratitude and thanks to all my


teachers and guide who helped me to build the project with their
knowledge, experience and co-operation thanks to Principal
Dr.R.L.KOLHE
I consider in debt ness in myself & very fortunate towards my guide
Prof. ________________
I would like to express my sincere thanks for her/his constant motivation
timely guidelines, critical suggestions co-operation that helped me in
overcoming various theoretical as well as practical problems
encountered in my project.
I am sincerely expressing my gratitude towards to my parents, other
family members, friends for their moral support & encouragement to
complete my project successfully.
Executive Summary

Mutual funds pool money from different investors and invest in different investment sources like
stocks, shares, bonds etc. A professional fund manager manages these and returns are paid in
form of dividends. Some schemes assured fixed returns that are less in risk and some offer
dividends based on the market fluctuations and prices. Mutual funds have to be subscribed in
units and the purchase or sale is dependent on NAV (Net Asset Value), taking into consideration
the exit and entry load factors into account. This project undertaken deals with customer
perception with regard to mutual funds that is the schemes they prefer, the plans they are opting,
the reasons behind such selections and also this project dealt with different investment options,
which people prefer along with and apart from mutual funds. Like postal saving schemes,
recurring deposits, bonds, and shares. The findings from this project is that most of the people
are hesitant in going for new age investments like mutual funds and prefer to avert risks by
investing in less riskier investment options like recurring deposits and so. Also people going for
investment in mutual funds are not going for high-risk portfolios and schemes but want to go for
medium risk elements. And another finding is that most of the workingwomen does not
prefer this type of investments.
Objectives

To know the performance of the different schemes.


The comparative study of HDFC Mutual Fund with other mutual funds.
To know the investment pattern of the investors in different schemes.
The benefits made from the investment on the different schemes.
To know the ranking of the HDFC Mutual Fund Schemes.
To know the diversify portfolio of HDFC Mutual Fund.
To know the service which HDFC Mutual Fund is providing to its investors
with compare to other mutual funds.
Research Methodology:
Since the study undertaken by me is related to the study of mutual fund in India, the
means adopted for collection of various facts and data were in the form of personal observation,
officials documents, and directly interacting with the officers concerned and also directly
interacting with the existing customers as well as new customer formed. It was an exploratory
research. Work is mainly emphasized on the primary data. Primary data are gathered form
prescribed questionnaire and by personal interview and the secondary data are collected from
different books and magazines.

Sources of Data collection


There are two sources of data collection. They are:

1. PRIMARY DATA SOURCE


2. SECONDARY DATA SOURCE

The secondary data are those, which have already been collected by someone else thorough
Books, Internet, Television, journals, Magazines, etc. On the other hand primary data does not
exist here. The researcher has to gather primary data afresh for the specific study undertaken by
him. Primary data has been collected here by questionnaire method and personal interview
method is followed. Primary sources such as Interviews, Observation, and attending training and
development classes. Secondary sources such as Booklets, Monthly journal, Magazines, Official
files etc.
INDEX
SR.NO PARTICUALRS PAGE NO.
1. 1-27
CHAPTER I
INTRODUCTION OF MUTUL FUND
ORGANIZATION OF MUTUL FUND
CHARACHTERSTICS OF MUTUL FUND
STRUCTURE OF MUTUL FUND
CATEGORIES OF MUTUL FUND
INVEST IN MUTUL FUND
MUTUL FUNDS IN INDIA
ABOUT HDFC

2. CHAPTER II 28-41

HDFC SERVICES
MISSON OF HDFC
BUSINESS STRATEGY
RETIAL BANKING SERVICES

3. CHAPTER III 42-52

FINDING & ANALYSIS


4. CHAPTER IV 53-57

SUGGESSTION & RECOMMENDATION


CONCLUSION
BIBLOGRAPHY
ANNEXURE