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Schedule of

Benefits
Savings Account
Indus Exclusive

For details, call the Exclusive Phone Banking Number: 1860 267 7777
or visit www.indusind.com
SCHEDULE OF BENEFITS
Particulars Indus Exclusive Particulars Indus Exclusive
Program Criteria Debit Card / Chip Debit Card
Relationship Criteria Relationship Value Required for Indus Exclusive Platinum Exclusive Card - Free for Life
• Savings Account (Single Customer ID) ` 1,00,000*$ Card Issuance/ Renewal Fee Signature Card - ` 299 + Taxes
• Savings Account (Household Grouped) ` 2,00,000** Master Card World Exclusive Debit Card - ` 299 + Taxes
• Savings + Current Account Group ` 10,00,000 Debit Card usage will attract a charge of ` 500 (plus service tax) per
• Savings + Fixed Deposit ` 20,00,000 quarter if balance is not maintained as per the product requirement.*
• Mutual Fund/ Demat Account Holding (with Savings Account) ` 6,00,000 Card Replacement Platinum Card - Free
Signature Card ` 299 + Taxes
• Life Insurance Premium (with Savings Account) ` 1,00,000
Master Card World Exclusive Debit Card - ` 299 + Taxes
• Salary Credit in Account ` 1,25,000
• Upfront Margin ` 2,00,000 Issuance of Duplicate PIN Free
` 50,00,000 Balance Inquiry at any ATM in India Free
• Home Loan/ Loan Against Property Sanctioned Amount
Cash Withdrawal - Own ATMs (IndusInd Bank) Free
• Personal Loan ` 10,00,000
• Credit Card Indulge / Pinnacle Credit Card Unlimited withdrawals free within India
• General Insurance Premium ` 20,000 Cash Withdrawal - Other Bank ATMs Outside India : Unlimited Free
10% of the shortfall in AQB required as per program Outside India : ` 20 for Balance Enquiry
*Non-Maintenance Charges (Single Customer ID) Platinum Card : ` 2,00,000 per day*
subject to maximum of ` 900 Daily Cash Withdrawal Limit
10% of the shortfall in AQB required as per program Signature Debit Card : ` 2,00,000 per day
**Non-Maintenance Charges (Household Grouped) Master Card World Exclusive Debit Card : ` 2,00,000 per day
subject to maximum of ` 900
Platinum Card : ` 4,00,000 per day*
Add-On Accounts Free add-on accounts for family members Daily POS Limit
Remittance Facilities through Own Bank Signature Debit Card : ` 4,00,000 per day
Master Card World Exclusive Debit Card : ` 4,00,000 per day
Demand Draft or Pay Order - Issuance Unlimited Drafts Free
Foreign Currency Exchange Mark Up fee 1% for Platinum Debit Card
DD/ PO Cancellation/ Duplicate Instrument Issuance `100 per instrument
0% for Signature Debit Card
DD/ PO Revalidation Free 0% for Master Card World Exclusive Debit Card
Visa Credit Card Payment through ATM/ Net banking Free Other Savings Bank Account Facilities
NEFT - Inward/ Outward Free Account Statement Monthly (Physical & e-Statement)
RTGS - Inward/ Outward Free Issuance of Duplicate/ Additional Statement Free
Remittance Facilities through Other Bank Issuance of Loose Cheque Leaves Free
Free one Draft (correspondent bank only) per day up to ` 2,00,000. Issuance of Duplicate Pass Book Free
Above the free limit ` 1.5 per `1,000, Minimum of ` 25 & Maximum Internal Transfer/ ECS Return (Insufficient Balance) ` 200 per return
DD - Issuance
of ` 3,000 per instrument Non-Correspondent Banks - On Actuals Miscellaneous
DD - Cancellation ` 100 per instrument Mobile Alerts Free Balance & Transaction Alerts
DD - Revalidation ` 100 per instrument Balance Certificate Free
Foreign Exchange Remittance Interest Certificate ` 100
(a) 0.12% of the gross amount of currency exchanged for an Standing Order/ Balance Order/ Instructions Free
amount up to ` 1,00,000, subject to the minimum amount of ` 30 Enquiry relating to Old Records ` 100 per enquiry
(b) ` 120 and 0.06% of the gross amount of currency exchanged Account Closure ` 200, if account is closed within 6 months or balance
for an amount exceeding ` 1,00,000 and up to ` 10,00,000; in the A/c whichever is lower
Inward Remittances Photo Attestation Free
© ` 660 and 0.012% of the gross amount of currency exchanged
Signature Attestation Free
for an amount exceeding ` 10,00,000, subject to maximum
Cheque Stop Payment Free
amount of ` 6000
Inoperative Account (24 Months) Not Applicable
FIRC (Foreign Inward Remittance Certificate) Issuance ` 100
Cheque Books
Non-Trade Remittance ` 250 in addtion to SWIFT charges Issuance of Cheque Books Unlimited Payable-At-Par Cheque Books Free
SWIFT/ Wire Transfer ` 500 Charges on Cash Withdrawal/ Deposits at Branch/es
FCY (Foreign Currency) Draft/ DD Issuance ` 350 At any branch in India Free
FCY (Foreign Currency) Cheque Collection 0.25% on the Cheque amount, Minimum of ` 25 Doorstep Banking
Cheque Collection Cheque Pick up Unlimited Free
Local Clearing Free Cash Delivery 1 Request Free/Day; Minimum value of ` 10,000 & Maximum of ` 2 Lacs
Outstation Clearing through own Bank Free Cash Pick up 1 Request Free/Day; Minimum value of ` 10,000 & Maximum of ` 2 Lacs
Outstation Clearing through correspondent Bank Free Preferential Pricing/ Discount on Other Banking Products
Only for Financial Reasons
Locker Rental First year free.** 50% discount from second year onwards
Return of Cheque/s - Local Local Inward Clearing: First cheque return in a quarter ` 350
From second cheque return in the same quarter ` 500 per return Loans 20% discount on Processing Fees
Local Outward Clearing: Free Demat Account First Two Years Annual Maintenance Charge Waiver
Collection charges subject to a minimum of ` 100 plus *This limit is applicable for chip-based Exclusive Debit Cards only.
Return of Cheque/s - Outstation - through own Bank
actual out of pocket expenses **For Standard and Medium lockers. 50% off on large and 25% off on jumbo lockers for all years. Locker Rental waiver will be revoked if balance
Collection charges subject to a minimum of ` 100 plus is not maintained as per the product requirement.
Return of Cheque/s - Outstation - through another Bank st
• With effect from 1 July 2017, Goods and Services Tax of 18% will be levied instead of Service Tax of 15% on the aforementioned charges.
actual out of pocket expenses • Doorstep Banking Service is available at select branches only.
Return of Cheque/s - Outstation Cheques Received in Inward Collection ` 100 plus out of pocket expenses • Bank reserves the right to assess charges on transactions which are not covered by this schedule and to amend with prior notice the terms and
conditions governing such services mentioned above and rates stated in this schedule.
# AQB - Average Quarterly Balance $
Average Quarterly Balance (AQB) requirement varies with location • Any change in the charge tariff will be applied after a notice of atleast 30 days.