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Unique Identification Authority of India (UIDAI)
09th September, 2009 Mumbai
• Overview of draft approach
– What will UIDAI do? – Challenge of Identity – Inclusive benefits – Features of draft approach – Risks – Goals
Property of UIDAI - Highly confidential
UIDAI will issue numbers, not cards
UID Unique number
Name Parents Gender DoB PoB Address
Basic demographic data and biometrics
UID = 1568 3647 4958 6218
No duplicates due to biometrics Standardized identity attributes Flexibility to partners on Know Your Resident (KYR)+ Profiling attributes Transaction records
Central UID database
IDENTITY – Unique markers of an individual
Property of UIDAI - Highly confidential 3
‘Are you who you claim to be?’ UID = 1568 3647 4958 6218 1:1 check. no one else can Property of UIDAI . no ID fraud Only YES/NO response.UIDAI will authenticate IDs online Authentication . no details – no invasion of privacy Person can see self-details.Highly confidential 4 .
Verifying ID is a common challenge Issue rations Multiple service providers.Highly confidential 5 . same resident! Cooking gas RSBY insurance insurance NREGA jobs ID document ≠ ID Property of UIDAI .
ID is the only focus of UIDAI Issue rations UID is just an instrument Cooking gas Guarantee to identity No guarantee to rights No guarantee to entitlements RSBY insurance insurance NREGA jobs Property of UIDAI .Highly confidential 6 .
Highly confidential 7 . even infants All residents Removes ‘cloak of anonymity’ Voluntary Property of UIDAI .Who gets UID number? UID number Only identity No residency status All.
Inclusive potential of UID • • • • Power of identity Enhances access to services Enables direct benefits to poor Marginalised Groups – Reaching Out • Eases mobility .
Other benefits of UID system • Enhance flagship schemes • Reduce fraud • Strengthen security Property of UIDAI .Highly confidential 9 .
Highly confidential 10 . Comm. Multiple agencies.registrars Integrated eco-system Property of UIDAI .Building on the best thinking Combine databases of multiple agencies Plan. ‘Greenfield data’ UIDAI Census approach NPR Census approach for completion Demand driven Partnership model .
Highly confidential .UID ecosystem – A symbiotic network UIDAI will partner with multiple registrars States Oil Ministry UIDAI CIDR Banks Help registrars get operationally ready 11 Build business case for registrars Health Insurance / RSBY Property of UIDAI .
Sub-registrar RSBY Field agencies Property of UIDAI .UID ecosystem – A symbiotic network Food & Supplies Ration shops States Registrar Panchayat Education Continuous monitoring and feedback Oil Ministry LPG agencies Enrolling agency UIDAI CIDR Banks Branches Oil Cos.Highly confidential 12 .
entitlements Access services easily Expanding ‘circle of trust’ All India mobility Voluntary Property of UIDAI .UID issuing will be demand-led demandNREGA PAN Passport PDS RSBY DL Game changer: ‘Enroll once. ‘self cleaning’ system Demand rights.Highly confidential 13 . identity for life’ KYR for life.
Highly confidential 14 .UID issuing will be demand-led demandNREGA PAN Passport PDS RSBY DL ‘Win-win’ for registrars X Leakages KYR cost Inclusive reach Revenues Property of UIDAI .
Highly confidential 15 . fraud Update records Grievance handling Property of UIDAI .Uniform enrolment process Registrar agreements Uniform standards Vendor ecosystem Audit trail Handling duplicates.
Highly confidential Cell phone 16 . anywhere No device RSBY Police Central UID database Card Family PDS UID Number Can mandate having UID Can use UID as primary number Property of UIDAI .Flexibility to registrars KYR+ BPL Any ‘client’ for service delivery Any authentication device.
Uniformity across system Enrol.Highly confidential . process Data fields Biometrics KYR norms Standards for universality UID-ready Registrar system 17 Property of UIDAI .
Highly confidential 18 .Offline UIDAI Online Property of UIDAI .Multiple authentication methods Registrar supported .
Increasing returns of enrolment 350 300 250 200 150 100 50 0 Yr 1 Yr 2 Parallel enrolments Demand for UID Value of UID PDS LPG LIC All India annual enrolment estimate (millions) Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Reach critical mass : – Multiple registrars – Network effect UIDs Central UID database Property of UIDAI .Highly confidential 19 .
Inclusive coverage Multiple registrars Strategy to enrol entire families and underserved areas Partner with outreach groups 140 120 100 80 60 40 20 0 Yr 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 RSBY PDS LPG NREG Large rural Small rural Large urban Small urban Annual enrolment estimate across geographic units (millions) Property of UIDAI .Highly confidential KYR norms Inclusion 20 .
effective and transformational governance • Philosophies of both are similar INCLUSIVENESS .National Rural Employment Guarantee Act (NREGA) – UID Collaboration • Immense potential to merge the NREGA and UID processes to create transparent.
Financial Inclusion and UID • Unique Identification number ultimately aims to permeate different welfare schemes of Government • Beneficiaries. with UID. will have better access to services • Direct payments to beneficiaries is the ideal setting to reach benefits to those who need to be targetted • FI will help in this objective of direct payments to bank accounts of beneficiaries who have UIDs • Business Correspondent Model and UID complementary .
Financial Inclusion. NREGA and UID • UID and NREGA have announced a collaboration on August 20th • NREGA jobcards will have UID numbers • Payments of wages will be based on UID based Bank Accounts • Business Correspondents Model with a UID system in implementation of NREGA can accelerate Financial Inclusion .
UID adoption can help improve propropoor delivery systems UID adoption …..Highly confidential 24 .… Issue Adopt UID UID Process reengineer can improve efficiencies UID adoption Improved transparency and efficiency Property of UIDAI .
Highly confidential 25 .Avail service Pricing by CIDR and registrars within UIDAI guidelines UIDAI will be revenue neutral in the long run UIDAI will have a compact staff of high quality people Property of UIDAI .Authenticate –Basic –Address –Biometric Registrar 1. managing database UIDAI CIDR 1.Revenue model can be self-sustaining in selfthe long run UIDAI – Policy making and implementation CIDR – Service delivery.Enrol/ Update 2.Enrol/ Update 2.
Managing multiple risks Adoption Privacy & security Enrolment Technology UIDAI CIDR Political Scale Sustainability .
Unorganized Workers financial inclusion Social Security HRD – SSA etc. . Rural Devpt. RBI and IBA – Banks and RSBY.EPFO. Kerosene (Phase 2) Ministries Other Agencies Labour & .NREGA Fertilizer – Fertilizer subsidy SEBI – Capital Markets and Mutual Funds TRAI – Telecom service operators PFRDA – Pensions LIC – All insurance clients Election Commission – For adoption . ESIC.Consultations Ministries Finance – Revenue/CBDT on IT PAN cards Agriculture – FCS on PDS Home ministry – RGI on NPR External Affairs .Passports Communications and IT – Telecom and Posts Petroleum – LPG (Phase 1).
Highly confidential 28 .UID goals can be accelerated with urgency in implementation + ? years Complete coverage + 4 years 600 mill. UIDs 12-18 months Faster enrolment 1st UID issued Urgency in implementation Property of UIDAI .
Collaboration • Banks are a key partner for the UIDAI • Banks can be Registrars as well as users of the authentication service • UIDAI would publish standards and protocols in the next 6 months for making Banks “UIDready” • Looking forward for a “win-win” relationship with the banking sector .Banks and UID .
Thank you! Property of UIDAI .Highly confidential .
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