£19,000 Instant Equity – £184 Monthly Cash Flow

3 Bed Mid Terraced House

Packaged Property Deals, “Leaving you time for more important things.”

Mark I’Anson Property Ltd ©2010

06/09/2010 Company No. 6904652 VAT Reg. No. 972 0307 35

Mark I'Anson Property Ltd

t: 08456 434 595

e: info@markianson.com

w: www.markianson.com

a: Towcester, Northants

facebook page: http://profile.to/markiansonproperty

Property Details - 90 Pinkerton Avenue, Rutherglen, Glasgow, G73 1HT

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Accommodation compromises of:

Ground floor:- Hall, kitchen, lounge
First Floor: - Bedroom 1, bedroom 2, bedroom 3, bathroom

Structure of deal:
 Market value £95,000
 Investor price £76,000
 Discount from market value 20%
 Estimated rent £500 pm
 Rental yield of 7.9%
 75% LTV Mortgage available subject to status
 20% deposit provided through bridging facility
 Investor to use recommended solicitor

Financial details:
Based on BM Solutions 75% LTV 4.60% interest rate. 2 year tracker
 Loan amount of £78,280 (including 3.0% arrangement fee)
 Monthly payments based on 4.60% interest rate of £300 pm
 Rental income of £500 pm
 Cash positive rental income of £200 pm

Location

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 3

Neighbourhood Profile

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 4

Often, many of the people who live in this sort of postcode will be families and single parents living in semis
and terraces. These are known as type 48 in the ACORN classification and 1.91% of the UK's population live in
this type.

Neighbourhoods fitting this profile are often found in former industrial cities in the north and north-east such
as Newcastle upon Tyne, Middlesborough and Sunderland. Examples elsewhere in the country include
Wrexham, Nottingham, and Wolverhampton.

These are large families living in semi-detached council housing.

Many families have three or more children, and half of all families are headed by a single parent. Housing is
generally two or three bedroom council semis and terraces.

Incomes are low and a fifth of families feel in need of a loan. Unemployment levels are high, being double the
national average. Where there is paid work, it tends to be routine jobs in nearby factories or shops. Travel to
work is on foot or by public transport. Car ownership is very low.

There is little money for fashion shopping. Cheaper clothing is bought from discount stores and supermarkets.

Leisure activities include fishing, betting, listening to music and cookery, although take-away and fast food are
consumed more than average. Magazines such as OK! or Bella and newspapers like The Sun, Daily Mirror, and
Daily Star are all relatively popular reading.

More Photos

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 5

Gross Price £95,000

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 6

Discount 25%
Net Price £76,000 Instant Equity - £19,000
Mortgage £316 PCM
Rent £500 PCM
Cashflow £184 PCM
Per Annum Cashflow £2,208
Based on mortgage rate of 5% - rates may vary

Property Details
Property Type: 3 Bed Mid Terrace
Age of Property: 1930’s
Freehold or Leasehold? Freehold
Bedrooms: One
Bathrooms/toilets: One
Reception rooms: One
Garden: No
Garage: No
Number of off-road parking spaces: Street Parking
Central Heating: Central Heating
Condition: Good Order

Finance
We have Mortgage Brokers and solicitors in place.
MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 7

Once you have DIP we will instruct valuation to be carried out.

£1,000 reservation fee, balance on successful valuation. No hidden costs
The amount of £2,995+vat includes all introduction fees, legal, valuation, broker
and closing fees.

Summary
Reservation fee - £1,000+vat
Total cost to investor £2,995+vat
To avoid missing out, reserve quickly.

The Opportunity
 Investment Features
 Fees and buying process

25% BRV (below RICS Valuation)

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 8

This means that whatever the valuation comes in at you will receive a 25% discount off that
valuation.

Investment Features

 25% off the RICS valuation.

 Positive cash flow.
 An excellent portfolio of properties in areas where renting is the norm.
 Rental Management Company in place to manage the properties.
 Completion within approx 4-8 weeks.
 Fully managed completion service.

Fees & Buying Process

 Investor agrees to purchase.

 Professional fees invoiced by Mark I’Anson Property Ltd. cc Agent.
 Professional fees paid by investor (bank transfer), reservation form signed & returned
by post.
 Investor contacted by mortgage broker to achieve ‘decision in principle’ from the
lending bank.
 Mortgage forms returned by investor.
 Once successful, solicitors notified and contact investor.
 Surveyors instructed to carry out valuation.
 Investor’s solicitors work towards exchange and completion.

Should investor not be accepted for finance, ‘unsuccessful DIP’ a second choice investor to be
informed of ‘option to purchase.’

1 Definitions
a) The following definitions will apply to terms used
throughout this document unless the context in which a
term is used implies a meaning that is different to the
definition provided.
Mark I’Anson Property Ltd Terms and Conditions Policy Mark I’Anson Mark I’Anson Property Ltd, affiliates, officers,
Property Ltd employees, agents, contractors, successors and
MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
 www.markianson.com Page | 9

assigns. Property Ltd and the agreed Reservation and Administration

Reservation An application made by or on behalf of a company,
Request entity, group or individual.
A prior right of purchase granted to a company,
Reservation
entity, group or individual
The company, entity, group or individual being
Purchaser
introduced to a property vendor’s solicitor
Administration A fee payable by the Purchaser due in respect of
Fee the introduction of the vendor’s solicitor.
Reservation A fee payable immediately by the Purchaser in
Fee order to secure a Reservation.
Assessment A period of five full working days from the date a
Period Reservation fee has been paid by the Purchaser.
2 General Terms and Conditions
a) The Purchaser must have read and understood the
Reservation Form and read, understood and agreed to both
the disclaimer and the terms and conditions of the
Reservation Form before conducting any business with Mark
I’Anson Property Ltd. If you are unsure about any terms,
please e-mail Mark I’Anson Property Ltd for further
clarification.
b) By completing a Reservation Request and paying a
Reservation Deposit, it will be implied that you are agreeing
to the terms and conditions outlined in the Reservation
Agreement.
c) Most of the introductions offered by Mark I’Anson Property
Ltd are subject to adherence with a strict payment and
contractual schedule. Failure to comply with the terms of
the stipulated schedule will invalidate the introduction and
lead to loss of monies paid. Therefore, please do not
proceed with any introduction or pay any monies out unless
you are in a position to comply with the stipulated schedule.
d) Mark I’Anson Property Ltd can accept payment via bank
transfer, credit card, debit card or cheque. Mark I’Anson
Property Ltd is unable to accept payment by cash or bankers
draft.
3 Reservation Procedure
a) Reservation of an introduction grants to the Purchaser a
prior right of purchase. To reserve an introduction, the
Purchaser must pay a Reservation Fee, which consists of two
elements. The amount is stated on all marketing details and
is variable by vendor. The first element is non refundable but
is credited towards the introduction. The second element is
refundable should the vendor withdraw from the sale.
b) The Purchaser must be ready to complete within 28 days of
the Reservation being confirmed unless stated or agreed
otherwise. A Reservation is not confirmed until the
Purchaser has been notified in writing by Mark I’Anson
MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.
Fees have been paid by the Purchaser.
c) The Purchaser will be notified of the full address of the
vendor only when the agreed Reservation and
Administration Fees have been received by Mark I’Anson
Property Ltd. Upon receipt of the agreed Reservation and
Administration Fees the Purchaser will be granted an
Assessment Period of five working days during which time
the Purchaser may complete any due diligence and must be
satisfied that the introduction is sufficient and appropriate
for purpose. If the Purchaser wishes to withdraw from the
purchase during the Assessment Period, the Purchaser must
notify Mark I’Anson Property Ltd in writing immediately. The
agreed Reservation and Administration Fees (less the
secondary element of the Reservation Fee of £500) will be
refunded in this event. Following the Assessment Period, if
the purchaser chooses to withdraw from the purchase no
refund will be given.
The Administration Fee is non refundable except where the
vendor withdraws from the sale.
No interest shall accrue to the Purchaser in the event of a
refund of the Administration Fee.
d) Mark I’Anson Property Ltd does not accept responsibility for
any expenses or losses incurred by the purchaser in any
event including if the introduction fails to achieve a
valuation sufficient to that given in the promotion. Expenses
and losses include but are not limited to valuation fees,
broker fees, legal fees and research fees.
e) The purchaser is responsible for performing his/her own due
diligence in order to determine the introductions value and
suitability before accepting the terms and is given five
working days for this purpose. Should a vendor withdraw
from the sale, a suitable replacement property will be
presented.
f) Unless stated or agreed otherwise, it is a condition of the
Reservation that the Purchaser completes the purchase
using a solicitor and/or a mortgage advisor nominated or
approved by Mark I’Anson Property Ltd. If a situation occurs
where more than one applicant requests to reserve the
same property, the property will be allocated to a single
purchaser at the discretion of Mark I’Anson Property Ltd.
The decision to allocate an introduction to a particular
purchaser will be based on the merit of each applicant’s
request and perceived likelihood that the purchase will
continue to completion. Mark I’Anson Property Ltd will
notify unsuccessful applicants either in writing (electronic or
otherwise) or by telephone. The decision of Mark I’Anson
Property Ltd is final.
4 Disclosure of Information
a) Each party acknowledges and agrees that any information
relating to the other party's business which is not generally
known to the public is confidential and proprietary
information.
b) The purchaser agrees not to disclose the details of the
vendor without prior written agreement from Mark I’Anson
Property Ltd.
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c) The Purchaser agrees not to disclose the details of the
sourcing company to third parties without prior written
agreement from Mark I’Anson Property Ltd, or to use the
services of the sourcing company again without the
engagement of Mark I’Anson Property Ltd.
5 Disclaimer  construction and final finishes could vary. The purchaser should
a) Mark I’Anson Property Ltd is neither a licensed investment advisor
nor a licensed estate agent. Mark I’Anson Property Ltd is not
authorised by the Financial Services Authority to provide
investment or financial advice.
b) The information on the website an in any other materials
presented by Mark I’Anson Property Ltd is neither intended to be,
nor should be construed as, an invitation or inducement (direct or
indirect) to any person to engage in investment activities.
c) Every reasonable effort has been made by Mark I’Anson Property
Ltd to ensure the accuracy of the information displayed on the
website and in any other materials presented by Mark I’Anson
Property Ltd. whilst believed to be accurate, the information
provided is for guidance only. Mark I’Anson Property Ltd makes
no representation and gives no warranties as to the accuracy of
the information provided and accepts no liability for any errors,
misprints or omissions (whether negligent or otherwise).
d) The Purchaser should not rely on the information or
representations of fact, but must satisfy himself through his
solicitor and by physical inspection in question or otherwise as to
their accuracy.
e) No person in the employ of Mark I’Anson Property Ltd has the
authority to make or give any representation or warranty in
relation to the introductions. Mark I’Anson Property Ltd shall not
be liable for any loss or damage whatsoever arising as a result of
any person acting or failing to act upon information provided.
f) Mark I’Anson Property Ltd displays information about
introductions on behalf of third-parties for whom Mark I’Anson
Property Ltd is either an agent or representative, and is therefore
not responsible for the validity of the details relating to
introductions shown.
g) Any areas, measurements or distances are approximate only. Any
text, photographs and plans are for guidance only and are not
necessarily comprehensive.
h) It should not be assumed that each introduction has all necessary
planning, building regulations or other consents.
i) For all introductions, it should not be assumed that Mark I’Anson
Property Ltd has tested any services, equipment or facilities, and
the purchaser must satisfy himself by inspection or otherwise.
j) All off-plan particulars are prepared from preliminary plans and
specifications before the completion of each introduction and are
intended only as a guide. These may be changed during
not rely on this information and wherever possible, should
instruct a solicitor to check the plans and specifications before
exchanging contracts.
k) Mark I’Anson Property Ltd is not responsible for future changes in
the market or market conditions. Past performance is not a guide
to future performance. The value can go up as well as down.
l) Mortgage applications are subject to individual status. Guarantees
cannot be made that any particular applicant will obtain a
mortgage on the investments or the value of the mortgage they
will be able to obtain.
m) Guarantees cannot be made on the resale. 
6 Governing Law 
a) This Agreement shall be governed by and construed in
accordance with the substantive laws of the UK and the
European Union.
Copyright Notice Warning
This site comprises and contains copyrighted materials.
YOU MAY NOT DISTRIBUTE, COPY, PUBLISH OR USE THE IMAGES OR
ANY PART OF THE IMAGES IN ANY WAY WITHOUT EXPRESS
PERMISSION OF THE COPYRIGHT HOLDER. YOU MAY NOT ALTER,
MANIPULATE, ANY PART OF AN IMAGE WITHOUT CONSENT.
Copyright for all images remains with Mark I’Anson Property Ltd..
Al enquiries regarding use of and purchasing prints and image use rights must be directed to the Copyright
holder.
All rights reserved. All images included herein this publication are the copyright and property of Mark
I’Anson Property Ltd. All images and text are copyright in accordance with the terms of the United
Kingdom's Copyright, Designs and Patent Act 1988, and are protected under the United Kingdom Copyright,
Designs and Patent Act 1998, and international copyright laws and treaties. These laws impose substantial
penalties for infringement, and violators will be prosecuted to the full extent of the law.
The use of any images or other materials included herein, in whole or in part, for any purpose other than for
the private purpose of the user, including, but not limited to, copying, reproduction, publication (including
on Internet Web Site including third party web pages by any means, including "hotlinking", storage in a
retrieval system (other than internet browser), manipulation (digital or otherwise), or transmitt ed in any
form or by any means, electronic, mechanical, photocopying, recording or otherwise, is expressly prohibited
without the writt en permission of Mark I’Anson Property Ltd. All artistic and moral rights of the author are
hereby asserted.

MISREPRESENTATION ACT 1967 NOTICE: Mark I’Anson Property Ltd for themselves and for the Vendors or Lessors of this property whose agents they are give notice that:- 1) We have prepared these sales/lettings particulars
as a general guide and they do not constitute any part of an offer or a contract. 2) All descriptions, dimensions, reference to condition, necessary permissions for use in occupation are made without responsibility on the part of
the Mark I’Anson Property Ltd or the Vendors or Lessors. 3) None of the statements contained in these particulars are to be relied on as statements of representations of fact. 4) We have not carried out a survey nor tested the
service, appliances and specific fittings. Room sizes should not be relied upon for carpets and furnishings and any intending purchaser or lessee must satisfy themselves by inspection or otherwise as to the correctness of these
particulars. 5) The Vendors and Lessors do not make or give and neither the Mark I’Anson Property Ltd nor any persons in their employment has any authority to make or give any representation or warranty whatsoever in
relations to this property. 6) If there are any important matters which are likely to affect your decision to buy or rent, please contact us before viewing the property. 7) No liability is accepted for any travelling or other
expenditure incurred including legal costs by prospective Purchases or Lesses in viewing the property or making further enquiries that may have been sold, let, withdrawn or subsequently let or sold to a third party.