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DAFTAR ISI

Halaman
ABSTRAK ........................................................................................................... i
ABSTRACT .......................................................................................................... ii
KATA PENGANTAR ........................................................................................ iii
DAFTAR ISI......................................................................................................... v
DAFTAR TABEL ............................................................................................... vi
DAFTAR GAMBAR ........................................................................................... vii

BAB I PENDAHULUAN ................................................................................. 1
1.1. Latar Belakang Masalah ................................................................. 1
1.2. Perumusan Masalah ........................................................................ 4
1.3. Tujuan Penelitian ............................................................................ 4
1.4. Manfaat Penelitian .......................................................................... 5

BAB II TINJAUAN PUSTAKA ....................................................................... 6
2.1. Pengertian dan Fungsi Kredit ......................................................... 6
2.2. Jenis-jenis Kredit ............................................................................ 9
2.3. Unsur-unsur dan Kebijakan Kredit.................................................13
2.4. Kriteria Pemberian Kredit ..............................................................17
2.5. Prosedur Pemberian Fasilitas Kredit ..............................................23
2.6. Kredit Perumahan ..........................................................................28
2.7. Peneliti Terdahulu ..........................................................................34
2.8.Kerangka Konseptual ......................................................................35
2.9. Hipotesis .........................................................................................39

BAB III METODE PENELITIAN ....................................................................39
3.1. Jenis Penelitian ...............................................................................39
3.2. Tempat dan Waktu Penelitian ........................................................39
3.3. Batasan Operasional .......................................................................39
3.4. Definisi Operasional .......................................................................40
3.5. Skala Pengukuran Variabel ............................................................40
3.6. Populasi dan Sampel ......................................................................41
3.7. Jenis dan Sumber Data ...................................................................41
3.8. Metode Pengumpulan Data ............................................................41
3.9. Teknik Analisis Data ......................................................................41

BAB IV HASIL PENELITIAN DAN PEMBAHASAN ..................................46
4.1. Sejarah Singkat Berdirinya BTN ....................................................46
4.2. Struktur Organisasi .........................................................................49
4.3. Fasilitas Kredit Perumahan Rakyat ................................................56

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