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Curriculum Vitae

1 The Street,London AB12 3CD United Kingdom

+44 1234567890 +44 0987654321



July 2009 – Present Underwriter
Brown and Williams Insurers, London (United Kingdom)
Manager of underwriting team at local branch of leading insurance company, responsibilities include:
- Managing staff in the underwriting team.
- Analysing application forms to establish credit worthiness of clients.
- Allocating applications appropriately within the underwriting team and process insurance applications
in complex cases.
- Ensuring compliance with relevant company policy, regulations and/or legislation.
- Providing relevant training to junior underwriters.

March 2007 – June 2009 Junior Underwriter
Clarke and Philips Insurance, London (United Kingdom)
As a junior underwriter at this large insurance firm, main duties included:
- Assisting senior underwriters to evaluate application forms from individuals based on standard
underwriting strategies and policies
- Calculating risk in accordance with company policies.
- Communicating with other staff within the company and explaining the reasons for decision reached
on applications.

Related document(s): reference skills passport.pdf

September 2004 – June 2005 Year in industry
B. S., Munich (Germany)
During a year in industry as part of BSc studies, worked at investment bank and securities firm. Duties
- General administration in various departments.
- Shadowing underwriters and other staff within the insurance section.
- Telephone work, and responding to client questions via telephone and email.

Related document(s): EM Skills Passport.PDF


September 2001 – June 2006 Bachelor of Science in Mathematics
Bournemouth University, Bournemouth (United Kingdom)
Subjects Included:
Pure Maths, Statistics, Queueing Theory, Applied Maths
Related document(s): DS Label Holder Example.pdf

© European Union, 2002-2013 | Page 1 / 10

Grade A History .C1/C2: Proficient user Common European Framework of Reference for Languages Communication skills Excellent verbal and written communication skills both in an office environment and with external stakeholders.cedefop.Grade B Mathematics .Grade A* English Language .B1/B2: Independent user .Grade A* Physics . Curriculum Vitae Ann Other September 1999 – June 2001 A-levels Awarding Body.Grade B German .Grade A* English Literature . London (United Kingdom) Biology .pdf ▪ EM Skills Passport.Grade B Economics . Good telephone manner Organisational / managerial skills Excellent organisational and prioritisation skills. London (United Kingdom) Mathematics .eu Page 2 / 10 . Experienced at giving presentations to large audiences.Grade B Geography . Also competent with sector specific software packages.PDF ▪ reference skills passport.europa.Grade B Economics . Internet Explorer and Project. ANNEXES ▪ DS Label Holder Example.Grade A Physics . Outlook.Grade A General Certificate of Secondary Education (GCSE) Awarding Body.Grade A* French .Grade A Chemistry .pdf © European Union.Grade A* Further Mathematics . Computer skills Proficient with Microsoft Office programmes.Grade A* PERSONAL SKILLS Mother tongue(s) English Other language(s) UNDERSTANDING SPEAKING WRITING Listening Reading Spoken interaction Spoken production German B1 B2 B1 B1 B2 GCSE German French B1 B1 B2 B2 B1 GCSE French Levels: A1/A2: Basic user . 2002-2013 | http://europass.

level. Where information is not provided. European Skills Passport Ann Other DS Label Holder Example. credit structure. content and status of the studies that were pursued and successfully completed by the individual named on the original qualification to which this supplement is appended. Page 3 / 10 .4 Grading scheme and.2 Further information sources: For further information please refer to the University website. if available.1 Name of qualification and (if appplicable) title conferred: given a mark between 0-100% with a minimum pass mark of 40% for undergraduate programmes and 50% for Postgraduate programmes. equivalence statements or suggestions about recognition.bournemouth. It is designed to provide a description of the nature.1 Access to further study: 2. degrees. Units are 2.3 Name and status of awarding institution (in original 4.5 Language of instruction/examination: This qualification may lead to study at Level 7 of the National Qualifications Framework English 5. Programme specifications are available via the University website.3 Access requirement(s): Undergraduate . 2.2 Professional status (if applicable): 3 INFORMATION ON THE LEVEL OF THE This programme does not confer any right to practise or professional status QUALIFICATION 3.cedefop. an explanation should give the reason why.pdf 9991111 ANNE OTHER BSBAX Produced on 18 December 2008 Bournemouth University Diploma Supplement This Diploma Supplement follows the model developed by the European Commission.2 Programme requirements: ANNE The specific programme requirements are detailed in the relevant Programme Specification. The purpose of the supplement is to provide sufficient independent data to improve the international 'transparency' and fair academic and professional recognition of qualifications (diplomas.).1 Additional Information: 3. It should be free from any value judgements. Information in all eight sections should be provided. 'Second Class. 1 INFORMATION IDENTIFYING THE HOLDER OF THE 4 INFORMATION ON THE CONTENTS AND RESULTS QUALIFICATION GAINED 1.2 Given Name(s) / First Names (s): 4.4 Student identification number or code (if available): 9991111 4.4 Name and status of institution (if different from 2. intermediate 1.1 Family Name(s) / Surname(s): 4. www. Second © European Union.europa.5 Overall classification of the qualification (in original language): language): Bachelors Degree with Second Class Honours (Lower Division) Bournemouth University 1.1 Mode of study: OTHER Full-Time with a year in Industry 1. required units of study.bournemouth.3 Please see next page for programme details: 4. 2002-2013 | http://europass. Bachelors degrees are classified as 'First Class' for 70% or more.3 Date of Birth (day/month/year): awards.2 Main fields(s) of study for the qualification: Doctorates) are classified as 'Merit' for 60-69% and 'Distinction' for 70% or Mathematics more.2 Official length of programme: Year in Industry carried out at: BEAR STEARNS 4 Years 3. www. All other qualifications (except 2.3) 5 INFORMATION ON THE FUNCTION OF THE administering studies (in original language): QUALIFICATION as section 2.The minimum requirement for entry is evidence of achievement to Level 3 of the National Qualifications Framework 6. The overall classification of the qualification is based upon the final credit-weighted Bachelor of Science aggregate mark. Lower Division' for 50-59 and 'Third Class' for 40-49%. certificates etc. The Programme Specification will provide information on the length of the programme.3 5. Upper Division' for 60-69.1 Level of qualification: 6 ADDITIONAL INFORMATION Level 6 of the National Qualifications Framework grade distribution 2 INFORMATION IDENTIFYING THE QUALIFICATION guidance: The grading scheme used by the University is based on percentages. progression requirements. Council of Europe and UNESCO/CEPES. admission regulations and assessment 01/01/1980 regulations.

30 20 10.00 40 20.57.0 B2 ADVANCED PURE MATHEMATICS I 56.0 B6 DISCRETE MATHEMATICS I 47.0 A5 APPLIED MATHS C 58.55.0 A4 DATABASE SYSTEMS C Page 4 / 10 .0 A6 ACTUARIAL MATHEMATICS C 71.60 20 10. 2002-2013 | http://europass.0 B4 INDUSTRIAL MATHEMATICS I 50.2 .50 20 10.Level 4 of the National Qualifications Framework Complete 120 Credits Gained .0 A3 QUEUEING THEORY C 72.30 20 10.0 A2 STATISTICS C 62.0 B3 ADVANCED STATISTICS I 60.0 C5 MATHEMATICAL SCIENCE H 58.competent.60 20 10.2 .50 20 © European Union.0 BSBAX/H Version 1. modules or units studied).40 20 10.Level 6 of the National Qualifications Framework Complete 120 Credits Gained .00 20 10.80 20 BSBAX/I Version 1.3 Programme details:(e.europa.90 20 10.00 10 5.Placement Year Complete C1 RESEARCH METHODS H 70.0 BSBAX/C Version 1.03 % B1 STATISTICAL ANALYSIS I 57.0 C4 PHILOSOPHY OF MATHS H 43.bournemouth.0 C2 KNOTS H 59.55 % PMY18 INDUSTRIAL PLACEMENT (BSBITS) P PASS BSBAX/P Version 1.96 % 7 CERTIFICATION OF THE SUPPLEMENT Contact Details: Bournemouth University Registry 1-3 Oxford Road Bournemouth Dorset Secretary & Registrar BH8 8ES Tel: +44(0)1202 961060 26 June 2006 web: www. European Skills Passport Ann Other 9991111 ANNE OTHER BSBAX Produced on 18 December 2008 4.0 C3 SECONDARY MATHEMATICS H 43.40 20 10.60 20 10.69.00 10 5. NT .2 .Not Taken or OO . and the individual grades/marks/credits obtained: *Marks out of 100% or C .0 B7 MATHEMATICS AND EDUCATION STUDIES I 57.55 % Conferment of Study: 26 June 2006 Bachelor of Science in Applied Mathematics Overall Award Average = 56.00 20 10.2 .Opt Out Commencement of Study: 01 October 2001 ECTS UNIT REF UNIT NAME STAGE MARKS* CREDIT CREDIT A1 PURE MATHS C 64.25 20 10.10 20 10.0 B5 BUSINESS MATHS I 58.Level 5 of the National Qualifications Framework Complete 120 Credits Gained .g.cedefop.

Part-time and mature students may enter HE with for Business. All of these institutions are subject to the same regulatory quality QAA conducts peer-review based audits and reviews of higher assurance and funding requirements as universities. This description is approved by at the same levels of the Scottish Credit and Qualifications the High Level Policy Forum which includes representatives of the Department Framework. in February 2009.pdf. Recognised Body are listed by the English.cfm?fuseaction Most higher education institutions in England and Northern Ireland =institutes. Welsh and Northern was launched in 2008. released 1st July 2009 [accessed 8th September 2009] © European Union. the Department for Children. This ensures that institutions meet national although not all choose to do so. a close association between the levels of the FHEQ and the NQF Degree awarding powers and the title ‘university’ (as shown overleaf). http://www. There is education institution and in some further education colleges. and other frameworks of the UK and Ireland All universities and many higher education colleges have the legal (see ‘Qualifications can cross Boundaries’ power to develop their own courses and award their own introduced in 2001. also provide entry. the Higher Education Funding Councils for England. statutory and the numerical criteria may apply to use the title ‘university college’. Wales and Northern Ireland1. Universities UK whom they believe to have the potential to complete their (UUK). Lifelong advises the Queen on the granting of Royal Charters and Learning and Skills. information published by the higher education institutions is also Degrees and other higher education qualifications are legally reviewed. HE credit systems in Qualifications use in England. The names of institutions with their own degree awarding powers Credit Systems (“Recognised Bodies”) are available for download at: The QCF is also incorporated into the CQFW.dcsf. GuildHE and the National Recognition Information Centre for the UK (UK NARIC). the Welsh these qualifications or alternatives with evidenced equivalent prior Assembly Government. The Qualifications and Curriculum charters and statutes are made through the Privy Council which Authority (QCA). research and scholarship.qaa. including the Welsh Baccalaureate. were Charter or legislation and most are part-funded by government. the Scottish Government. the Quality Assurance Agency (QAA). Higher education indicators and other reports. Curriculum Examination and Assessment.qaa. Publicly funded higher education provision is available in replace. and all education institutions with the opportunity for subject-based review institutions decide for themselves which students to admit and as the need arises.list&InstituteCategoryID=1 belong to one of several credit consortia and some operate local credit accumulation and transfer systems for students moving Higher education institutions. This also includes qualification descriptors that Admission were developed with the HE sector by the Quality Assurance Agency for Higher Education (QAA . Source: http://www. Innovation and Skills.dcsf. Institutions will admit students Scotland and Wales. programmes successfully. QAA also reviews publicly funded higher education owned by the awarding institution.www.established in 1997 as an The most common qualification for entry to higher education is the independent UK-wide body to monitor the standard of higher General Certificate of Education at ‘Advanced’ (A) level. the Higher Education Credit Framework for England. designed to create intermediate awards Page 5 / 10 . including for higher education.europa. View the list at: and the QCF. Advanced Highers or qualifications 1 The UK has a system of devolved government. and are known as “Listed Bodies”. statutory and empowered In terms of the European Higher Education Area they are “short cycle” qualifications within the first cycle. Northern Ireland (CCEA) designated and autonomous institutions within the higher education have established the Qualifications and Credit Framework (to sector. some colleges of further education by the authority of another duly These authorities regulate a number of professional. by the activities of the further education colleges and other between programmes and/or institutions.europeunit. there are a number of publicly. whose Framework for Wales (CQFW). and in institutions that award only taught degrees but which do not meet professional areas by relevant professional. From 2005. A framework of national organisations able to offer courses leading to a degree of a guidelines. regulatory bodies. It may be possible for credit awarded in one http://www. Credit is also an integral part of the CQFW Irish authorities. Education. as do Scottish Highers. In addition to universities and university colleges.cfm?fuseaction framework to be recognised by education providers whose =institutes. the National Qualifications Framework (NQF)). The Higher education (HE) is provided by many different types of FHEQ is one component of the Credit and Qualifications institution. and are used at sub-degree and undergraduate (first cycle) and postgraduate to recognise learning gained by students in institutions elsewhere level (second and third cycles) are described in the Framework for in with varying extents of devolved authority. Standards and quality in institutions are underpinned by ‘second cycle’) and which meet certain numerical criteria. Higher Education Qualifications in England. All universities in existence before 2005 have the power to award Academic standards are established and maintained by higher degrees on the basis of completion of taught courses and the education institutions themselves using an extensive and power to award research They are established by Royal strongly oriented towards specific employment opportunities. in time. self-governing bodies active in Foundation degrees. the qualifications framework in the CQFW. higher education adopted as part of the Bologna Process. Level 3 qualifications European Higher Education Area. a standard set of be permitted to use the title ‘university’. Wales and Northern Ireland are compatible with the European Credit Transfer System (ECTS) for accumulation and The types of qualifications awarded by higher education institutions transfers within the European Higher Education Area. institutions are independent. provision in further education colleges. Wales and Northern Ireland (FHEQ). Teaching to prepare students for the award other awarding bodies which control VET and general qualifications of higher education qualifications can be conducted in any higher at all levels. European Skills Passport Ann Other 8 INFORMATION ON THE NATIONAL HIGHER EDUCATION SYSTEM Description of Higher Education in England. formal and/or experiential learning. The FHEQ was self-certified appropriate NQF level 3 qualifications and the kite-marked Access as compatible with the Framework for Qualifications of the to HE Diploma may also provide entry to HE. Other education provision . The accuracy and adequacy of quality-related which staff to appoint.list&InstituteCategoryID=2 qualifications sit within a different framework. to Wales and to Northern Ireland. to Scotland. expectations described in the FHEQ: subject benchmark as well as determine the conditions on which they are awarded. Wales and Northern Ireland In England. Wales (DCELLS) and the Council for incorporation of universities. the Code of Practice and programme specifications. institutions in sophisticated range of shared quality assurance approaches and England and Wales that award only taught degrees (‘first’ and structures. not by the state. may also the universal use of external examiners. 2002-2013 | http://europass. Quality Assurance leading to the degrees of an institution which does have them.pdf) Some HE colleges and specialist institutions without these powers offer

level is possible from the next lower level in the NQF or Framework Welsh Baccalaureate Advanced4 2A range of 90-120 ECTS is typical of most awards for Higher Education EdD) 8 3rd Typically not Typically not Vocational Qualifications Level 8 8 cycle credit rated1 credit rated 8 Masters Degrees 7 2nd 180 60-1202 Fellowships 7 Integrated Masters Degrees cycle NVQ Level 5 Postgraduate Diplomas Vocational Qualifications Level 7 Postgraduate Certificate of Education 7 Postgraduate Certificates Bachelors Degrees with Honours 6 1st 360 180-240 Vocational Qualifications Level 6 6 Bachelors Degrees cycle Professional Graduate Certificate in Education 6 Graduate Diplomas Graduate Certificates © European Union. Credit Progression for selection of students National Qualifications Framework for England.europa. are sometimes credit rated. The QCF will eventually replace the National (CQFW) Qualifications Framework (NQF) Section 3. Newer doctoral degrees. 2002-2013 | http://europass. entry to each FHEQ Professional Doctorate. DPhil. Diagram of Higher Education Qualification Levels in England. Wales and EHEA (FHEQ levels) Northern Ireland6 Typical Qualifications Level cycle Typical UK Typical ECTS Typical Qualifications Level credit ranges3 Doctoral Degrees (eg PhD.cedefop. Wales and Northern Ireland Framework for Higher Education Qualifications (FHEQ)5 FQ. released 1st July 2009 [accessed 8th September 2009] Ann Other Page 6 / 10 European Skills Passport .2 further information Full-Time Full-Time Full Time Sandwich Part Time Full Time Sandwich Part Time Qualification Maximum (years) Maximum (years) Maximum (years) Qualification Maximum (years) Maximum (years) Maximum (years) Masters Degree 3 N/A 5 Advanced Diploma 5 N/A N/A Postgraduate Diploma 2 N/A 3 Diploma of Higher Education 4 4 6 Postgraduate Certificate 1 N/A 2 Diploma in Professional Studies 4 N/A 6 Graduate Diploma 2 N/A 3 Certificate of Higher Education 2 2 4 Graduate Certificate 1 N/A 2 Foundation Degree 4 N/A 6 Bachelor Degree 5 6 8 Higher National Diploma 4 N/A 6 Bachelor Degree (Top-Up) 2 2 4 Higher National Certificate 2 N/A 4 Source: http://www. such as the 5 Advanced Diploma For students with the necessary Foundation Degrees 5 Short 240 120 NVQ Level 4 5 Diplomas of Higher Education cycle Higher National Diplomas (HND) Higher National Diplomas 5 Higher National Certificates (HNC) Vocational Qualifications Level 5 Higher National Certificates 4 120 Vocational Qualifications Level 4 4 Certificates of Higher Education 4 National Vocational Qualification (NVQ) 3 Entry to HE via equivalent experiential or prior learning Level 3 Vocational Qualifications Level 3 GCE AS and A Level 1PhD and DPhil qualifications are typically not credit-rated. 1 31 ECTS credit is typically worth 2 UK credits 6These levels will also apply to the Qualifications and Credit 4The Welsh Baccalaureate Qualification is part of the Credit and Qualifications Framework for Wales and entry Framework (QCF). typically 540 UK Levels 2.

europa.PDF © European Union. 2002-2013 | Page 7 / 10 . European Skills Passport Ann Other EM Skills Passport. Page 8 / 10 . European Skills Passport Ann Other © European Union. 2002-2013 | http://europass.cedefop.

2002-2013 | Page 9 / 10 . European Skills Passport Ann Other © European Union.

Yours faithfully Clarke and Philips Insurance. London. Ann also demonstrated that she is self-motivated. Ann quickly demonstrated her competence and was promoted to Junior Underwriter after 6 months. Ann always demonstrated commitment and enthusiasm during her time at the company. Having started in a graduate role. European Skills Passport Ann Other reference skills Page 10 / 10 . and her technical competence has always been evident.europa.cedefop. but also able to work as part of a team. AB12 3CD 01234 567890 22nd April 2013 To whom it may concern EMPLOYER REFERENCE: ANN OTHER Ann Other was employed by us between March 2007 and June 2009 as a Junior Underwriter. 2002-2013 | http://europass. Ann demonstrated excellent organisation and prioritisation skills.pdf 1 The Street. © European Union. I would happily recommend her for any future role.