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Here are the categories and other details with respect to premature withdrawal from

EPF.

Reasons for Premature EPF Withdrawal
Reason Requirement Amount No. of times
allowed to be permitted
withdrawn
Education or 1. The employee should have 50% of the total Permitted
marriage completed at least 7 years corpus amount thrice only
of employment or service. till date during a
2. Withdrawal allowed for person’s total
self, sibling(s) or children’s service tenure
marriage.
3. Withdrawal permitted for
self or children’s education
only.
4. Proof of the education or
wedding required to be
submitted, such as a valid
copy or a bonafide
certificate of the payable
fees or the wedding
invitation
5. In case of education, the
individual needs to apply in
Form 31 through his/her
employer.

Medical 1. Withdrawal permitted for 6 times the Anytime
treatment medical treatment of self, monthly salary
spouse, parents and of an individual
children. or the total
2. There is no restriction corpus amount,
regarding the number of whichever is
years of service. lesser
3. The proof of hospitalization
for a month or more along
with an approved leave
certificate from the
employer for the

3. 4. tenure . Should have completed at 36 times the Once during of Home least 10 years of monthly salary entire service Loan employment. the salary of the entire service 2. A certified proof or document of the disease should be submitted in Form 31 while applying for withdrawal. Purchase of 1. 2. Repayment 1. 5. The house should be of the tenure house or plot registered in the person’s or individual his/her spouse’s name or should be owned jointly. The plot should not be entangled in any legal issues and the agreement registered under the Indian Registration Act with the Flat Promoter needs to be submitted along with the application form. The member needs to obtain and deposit a certificate from the employer or ESI stating that ESI facility is not accessible or available to him/her. Should have completed at Up to 24 times Once during a plot least 5 years of service. corresponding period needs to be produced. monthly salary entire service of a flat. Should have completed at 36 times the Once during or purchase least 5 years of service. Construction 1. The plot or property should individual tenure be registered in the person’s or his/her spouse’s name or should be owned jointly.

the individual’s entire service of house 2. The house should be monthly salary tenure registered in the person’s or his/her spouse’s name or should be owned jointly. Pre. 2. Should have completed at Up to 12 times Once during Renovation least 5 years of service. corpus amount entire service tenure . Alteration or 1. The individual must be at 90% of the total Once during retirement least 54 years old. 1. The house should be of the registered in the person’s or individual his/her spouse’s name or should be owned jointly.