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Sun Acceler8

Make a bright choice with Sun Acceler8, a 20-year endowment life insurance product with anticipated endowments, that
primarily helps address your need for:

Sun Acceler8 lets you enjoy these benefits:


INCREASING LIFE INSURANCE COVERAGE
Enjoy life insurance coverage that increases by 16% of the Face Amount annually until the 8th year, starting from 100%
of the Face Amount up to a maximum of 228% of the Face Amount. Enhance your benefits with supplements that
provide protection for accidental death and disability.

INCREASING CASH BENEFITS


Starting at the end of 8th policy year, receive guaranteed cash benefits equal to 8% of the Face Amount initially then
increases by 2% of the Face Amount every other year until maturity.

GUARANTEED MATURITY BENEFIT


Enjoy a guaranteed maturity benefit equal to 102% of the Face Amount at the end of 20th year.

SPECIAL BONUS AND DIVIDEND EARNINGS


Be rewarded with a special bonus after 8 years and dividend earnings onwards. You may opt to get these in cash or
leave with Sun Life to accumulate.

LIMITED PAYMENT PERIOD


Pay your premiums for only 8 years via Annual, Semi-Annual, or Quarterly mode, whichever is more convenient to you.
Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly
premium.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)


FACE AMOUNT 1,000,000.00 ACCIDENTAL DEATH BENEFIT (ADB) 1,000,000.00
INITIAL LIFE INSURANCE COVERAGE1 1,000,000.00 TOTAL DISABILITY BENEFIT (TDB)
INITIAL CASH BENEFIT 1 80,000.00 LIVING BENEFIT RIDER (LBR)
GUARANTEED MATURITY BENEFIT 1,020,000.00
1 Initial
Life Insurance Coverage and Initial Cash Benefit refer to the guaranteed death and cash
benefits at the end of Years 1 and 8, respectively.

DEATH BENEFIT2 LIVING BENEFIT2

2The values above are computed based on 3.50% dividend accumulation rate which is subject to change and is not guaranteed by Sun Life. The values are
also based on the assumption that guaranteed cash benefits are accumulated.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of :      PRINCESS DONALYN MASANGKAY Age Last Birthday :      24 (Female)
Currency :       Philippine Peso

Basic Plan Face Amount Annual Premium


Sun Acceler8 - Non-Smoker
8 Years Guaranteed Premium Payment Ps 1,000,000.00 Ps 205,250.00
Supplementary Benefits
Accidental Death Benefit Ps 1,000,000.00 Ps 1,400.00
Total Disability Benefit (Waiver of Premium) Ps 3,210.00
Living Benefit Rider* FREE
Class: Standard Total Annual Premium Ps 209,860.00

* Living Benefit Rider - This is a benefit that provides an advance payment of up to 60% of the basic Face Amount, subject to the prior
deduction of any outstanding advances (loans) with interest, if the life insured is diagnosed to be terminally ill with a life expectancy of 12
months or less. The sum of all Living Benefit Amounts payable on all Sun Life policies of the life insured shall not exceed Ps. 2 Million. Interest
is charged on advances, including the Living Benefit amount paid, at a specified rate of interest as declared by the Company.
The following caveats shall apply to the succeeding pages of this proposal illustration:
(i) The succeeding tables are only summary illustrations of the major benefits of your policy. You should refer to your advisor or the
Company for more information or, if appropriate, a more detailed proposal.
(ii) The illustration assumes that all premiums are paid in full when due and you will have no loans/advances on the policy.
(iii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.
(iv) Dividends may be earned starting from the 9th policy year.
(v) Special Paid-up Bonus may be earned only in the first 8 years from date of issue of the policy and shall be credited, accumulated and
available at the end of the 8th policy year.
(vi) Under the Summary of Benefits, there are two scenarios illustrated:
(1) Based on current dividend/special paid-up bonus scale and current accumulation rate; and
(2) Based on interest rate which is 50 basis points lower than the current interest rate used for computing the annual dividends/special
paid-up bonus; and accumulation rate which is 50 basis points lower than the current accumulation rate.
(vii) You can leave the amount of projected dividends/special paid-up bonus to accumulate with the Company at an accumulation rate,
which will change from time to time. The accumulation rates used to illustrate the effect of accumulation are current 3.50% and 3.00%
per annum. These rates are not guaranteed. You can also cash all or part of the amount of projected dividends/special paid-up bonus
without affecting the Face Amount but the values shown in the table will be reduced accordingly.
The scale of dividends/special paid-up bonus and accumulation rates, however, are likely to change during your policy's lifetime. As the
changes will affect the figures, we prepared this proposal for information purposes only, to demonstrate the features of the recommended
policy. This does not form part of any policy that may be issued. It is neither an estimate nor a guarantee of the future policy performance.
While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal. For more
information on the dividends and the special paid-up bonus, please refer to the Dividend/Special Paid-Up Bonus Information page.
Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the
insurance policy contract will prevail.

Prepared By :      MASANGKAY, PRINCESS DONALYN L. Date :       31 March 2018


Branch :      BAMBOO NBO Attachment :      Dividend Accumulation Option
This is only an illustration, not a contract of insurance.
2.2 / 2.5 114042O310320181108395750504 (P 8 ; M 8) (P 8* ; M 8*) Page 1 of 6
PRINCESS DONALYN MASANGKAY 24 (Female)
Sun Acceler8 - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Annual Premium : Ps 209,860.00

Summary of Benefits (Endowment Benefit Payout)


End Guaranteed Guaranteed Guaranteed Scenario 1
of Att Death Cash Endowment Current Dividend/Special Paid-up Bonus Scale
Year Age Benefit Value Benefit Accumulation Rate at 3.50%
Illustrative Illustrative Total Total
Accumulated Accum. Special Living Death
Dividend Paid-up Bonus Benefit Benefit
1 25 1,000,000 1,000,000
3 27 1,320,000 350,400 350,400 1,320,000
5 29 1,640,000 620,480 620,480 1,640,000
8 32 2,120,000 1,009,110 80,000 59,259 1,148,369 2,179,259
10 34 2,280,000 1,020,120 100,000 34,140 63,480 1,217,740 2,377,620
12 36 2,280,000 1,016,070 120,000 72,921 68,001 1,276,992 2,420,922
14 38 2,280,000 995,420 140,000 115,440 72,845 1,323,705 2,468,285
16 40 2,280,000 956,500 160,000 161,464 78,033 1,355,997 2,519,497
18 42 2,280,000 1,009,600 180,000 211,433 83,591 1,484,624 2,575,024
20 44 2,280,000 1,020,000 200,000 266,582 89,545 1,576,127 2,636,127

End Guaranteed Guaranteed Guaranteed Scenario 2 Dividend/Special Paid-up Bonus Scale


of Att Death Cash Endowment Accumulation Rate at 3.00%
Year Age Benefit Value Benefit
Illustrative Illustrative Total Total
Accumulated Accum. Special Living Death
Dividend Paid-up Bonus Benefit Benefit
1 25 1,000,000 1,000,000
3 27 1,320,000 350,400 350,400 1,320,000
5 29 1,640,000 620,480 620,480 1,640,000
8 32 2,120,000 1,009,110 80,000 29,338 1,118,448 2,149,338
10 34 2,280,000 1,020,120 100,000 17,029 31,125 1,168,274 2,328,154
12 36 2,280,000 1,016,070 120,000 36,196 33,020 1,205,286 2,349,216
14 38 2,280,000 995,420 140,000 57,018 35,031 1,227,469 2,372,049
16 40 2,280,000 956,500 160,000 79,344 37,165 1,233,009 2,396,509
18 42 2,280,000 1,009,600 180,000 103,364 39,428 1,332,392 2,422,792
20 44 2,280,000 1,020,000 200,000 129,655 41,829 1,391,484 2,451,484

Total Living Benefit is the sum of Guaranteed Cash Value, Guaranteed Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
Total Death Benefit is the sum of Guaranteed Death Benefit, Illustrative Accumulated Dividends and Illustrative
Accumulated Special Paid-up Bonus.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


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PRINCESS DONALYN MASANGKAY 24 (Female)
Sun Acceler8 - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Annual Premium : Ps 209,860.00

Summary of Benefits (Accumulated Endowment Benefit)


End Guaranteed Guaranteed Scenario 1
of Att Death Cash Current Dividend/Special Paid-up Bonus Scale
Year Age Benefit Value Accumulation Rate at 3.50%
Accumulated Illustrative Illustrative Total Total
Endowment Accumulated Accum. Special Living Death
Benefit Dividend Paid-up Bonus Benefit Benefit
1 25 1,000,000 1,000,000
3 27 1,320,000 350,400 350,400 1,320,000
5 29 1,640,000 620,480 620,480 1,640,000
8 32 2,120,000 1,009,110 80,000 59,259 1,148,369 2,259,259
10 34 2,280,000 1,020,120 185,698 34,140 63,480 1,303,438 2,563,318
12 36 2,280,000 1,016,070 318,924 72,921 68,001 1,475,916 2,739,846
14 38 2,280,000 995,420 481,640 115,440 72,845 1,665,345 2,949,925
16 40 2,280,000 956,500 675,945 161,464 78,033 1,871,942 3,195,442
18 42 2,280,000 1,009,600 904,089 211,433 83,591 2,208,713 3,479,113
20 44 2,280,000 1,020,000 1,168,482 266,582 89,545 2,544,609 3,804,609

End Guaranteed Guaranteed Scenario 2 Dividend/Special Paid-up Bonus Scale


of Att Death Cash Accumulation Rate at 3.00%
Year Age Benefit Value Accumulated Illustrative Illustrative Total Total
Endowment Accumulated Accum. Special Living Death
Benefit Dividend Paid-up Bonus Benefit Benefit
1 25 1,000,000 1,000,000
3 27 1,320,000 350,400 350,400 1,320,000
5 29 1,640,000 620,480 620,480 1,640,000
8 32 2,120,000 1,009,110 80,000 29,338 1,118,448 2,229,338
10 34 2,280,000 1,020,120 184,872 17,029 31,125 1,253,146 2,513,026
12 36 2,280,000 1,016,070 316,131 36,196 33,020 1,401,417 2,665,347
14 38 2,280,000 995,420 475,383 57,018 35,031 1,562,852 2,847,432
16 40 2,280,000 956,500 664,334 79,344 37,165 1,737,343 3,060,843
18 42 2,280,000 1,009,600 884,792 103,364 39,428 2,037,184 3,307,584
20 44 2,280,000 1,020,000 1,138,676 129,655 41,829 2,330,160 3,590,160

Total Living Benefit is the sum of Guaranteed Cash Value, Accumulated Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
Total Death Benefit is the sum of Guaranteed Death Benefit, Accumulated Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
The Accumulated Endowment Benefit will be payable in accordance with the hierarchy of beneficiaries as stated in the
contract.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


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PRINCESS DONALYN MASANGKAY 24 (Female)
Sun Acceler8 - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Annual Premium : Ps 209,860.00

Benefit Illustration
Endowment Benefit Payout
(Dividend and Special Paid-up Bonus Accumulation Option)
Current Dividend/Special Paid-up Bonus Scale
Accumulation Rate At 3.50%

Guaranteed Guaranteed Illustrative Illustrative Illustrative Total Total


Cash Endowment Cash Accumulated Accum. Special Living Death
Dur Value Benefit Dividend Dividend Paid-up Bonus Benefit Benefit
 
1 1,000,000
2 84,000 84,000 1,160,000
3 350,400 350,400 1,320,000
4 482,460 482,460 1,480,000
5 620,480 620,480 1,640,000
6 764,740 764,740 1,800,000
7 915,510 915,510 1,960,000
8 1,009,110 80,000 59,259 1,148,369 2,179,259
9 1,053,600 16,455 16,455 61,333 1,131,388 2,357,788
10 1,020,120 100,000 17,109 34,140 63,480 1,217,740 2,377,620
11 1,065,070 17,754 53,089 65,702 1,183,861 2,398,791
12 1,016,070 120,000 17,974 72,921 68,001 1,276,992 2,420,922
13 1,060,740 18,318 93,791 70,381 1,224,912 2,444,172
14 995,420 140,000 18,367 115,440 72,845 1,323,705 2,468,285
15 1,038,980 18,522 138,003 75,394 1,252,377 2,493,397
16 956,500 160,000 18,631 161,464 78,033 1,355,997 2,519,497
17 1,060,430 18,807 185,923 80,764 1,327,117 2,546,687
18 1,009,600 180,000 19,003 211,433 83,591 1,484,624 2,575,024
19 1,111,380 19,200 238,033 86,517 1,435,930 2,604,550
20 1,020,000 200,000 20,218 266,582 89,545 1,576,127 2,636,127

Total Living Benefit is the sum of Guaranteed Cash Value, Guaranteed Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
Total Death Benefit is the sum of Guaranteed Death Benefit, Illustrative Accumulated Dividends and Illustrative
Accumulated Special Paid-up Bonus.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


2.2 / 2.5 114042O310320181108395750504 Page 4 of 6
PRINCESS DONALYN MASANGKAY 24 (Female)
Sun Acceler8 - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Annual Premium : Ps 209,860.00

Benefit Illustration
Accumulated Endowment Benefit
(Dividend and Special Paid-up Bonus Accumulation Option)
Current Dividend/Special Paid-up Bonus Scale
Accumulation Rate At 3.50%

Guaranteed Guaranteed Accumulated Illustrative Illustrative Illustrative Total Total


Cash Endowment Endowment Cash Accumulated Accum. Special Living Death
Dur Value Benefit Benefit Dividend Dividend Paid-up Bonus Benefit Benefit
1 1,000,000
2 84,000 84,000 1,160,000
3 350,400 350,400 1,320,000
4 482,460 482,460 1,480,000
5 620,480 620,480 1,640,000
6 764,740 764,740 1,800,000
7 915,510 915,510 1,960,000
8 1,009,110 80,000 80,000 59,259 1,148,369 2,259,259
9 1,053,600 82,800 16,455 16,455 61,333 1,214,188 2,440,588
10 1,020,120 100,000 185,698 17,109 34,140 63,480 1,303,438 2,563,318
11 1,065,070 192,197 17,754 53,089 65,702 1,376,058 2,590,988
12 1,016,070 120,000 318,924 17,974 72,921 68,001 1,475,916 2,739,846
13 1,060,740 330,087 18,318 93,791 70,381 1,554,999 2,774,259
14 995,420 140,000 481,640 18,367 115,440 72,845 1,665,345 2,949,925
15 1,038,980 498,497 18,522 138,003 75,394 1,750,874 2,991,894
16 956,500 160,000 675,945 18,631 161,464 78,033 1,871,942 3,195,442
17 1,060,430 699,603 18,807 185,923 80,764 2,026,720 3,246,290
18 1,009,600 180,000 904,089 19,003 211,433 83,591 2,208,713 3,479,113
19 1,111,380 935,732 19,200 238,033 86,517 2,371,662 3,540,282
20 1,020,000 200,000 1,168,482 20,218 266,582 89,545 2,544,609 3,804,609

Total Living Benefit is the sum of Guaranteed Cash Value, Accumulated Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
Total Death Benefit is the sum of Guaranteed Death Benefit, Accumulated Endowment Benefit, Illustrative Accumulated
Dividends and Illustrative Accumulated Special Paid-up Bonus.
The Accumulated Endowment Benefit will be payable in accordance with the hierarchy of beneficiaries as stated in the
contract.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


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PRINCESS DONALYN MASANGKAY 24 (Female)
Sun Acceler8 - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Annual Premium : Ps 209,860.00

Dividend/Special Paid-up Bonus Information

Dividends
Starting on the 9th policy year, Sun Life Philippines will allot as a dividend once a year that part, if any, of Sun Life
Philippines' surplus as may be distributed to the policy. Dividend Accumulation will apply if no option is elected. Sun
Life Philippines on written request will pay the accumulated dividends if not used for an advance or unpaid premium.
Special Paid-up Bonus
In the first eight years from the date of issue of the policy, Sun Life Philippines will allot Special Paid-up Bonus once a
year that part, if any, of Sun Life Philippines' surplus as may be distributed to the policy. Special Paid-up Bonus allotted
up to the 8th policy year will be accumulated, credited and available for withdrawal only at the end of the 8th policy
year.
No Special Paid-up Bonus will be credited or paid out in the event the policy is terminated within the paying period.

Options
The current dividend/special paid-up bonus options available are: (1) Cash; or (2) Dividend/Special Paid-up Bonus
Accumulation. We will not pay any dividend/special paid-up bonus accumulation for the period between the
withdrawal date and the previous policy anniversary.
Dividends and Special Paid-up Bonus are not guaranteed and our Board of Directors also has the discretion to raise or
lower the Company's dividend/special paid-up bonus scale.

Declaration and Acknowledgement of Variability


I have read and understood the disclosures in this proposal illustration.

Further, I acknowledge that:


I have applied with Sun Life of Canada (Philippines), Inc. for a Sun Acceler8 policy, and have reviewed the illustration(s) that
shows how a life insurance policy performs using the company's assumptions based on Insurance Commission's guidelines on
accumulation rates.
I understand that only those values described as guaranteed, if any, are guaranteed. All other policy values can change and may
probably be different from those illustrated to me. Actual values may be higher or lower depending on the dividend and special
paid-up bonus rates actually earned.
I understand that dividend and special paid-up bonus rates change from year to year since these are affected by the company's
mortality experience, investment returns, expenses, and taxes, and that Sun Life of Canada (Philippines), Inc. will advise me of the
actual amount of the dividend and special paid-up bonus, if any.

I understand that the illustration(s) given to me will not become part of any issued policy, as these are provided only to show
how policy benefits would change over time under a specific set of assumptions.

By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my
personal data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the
event I do not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for one
year in Sun Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the sole
purpose of data analytics and proposal counts report.

Applicant's Signature over Printed Name Date

This is only an illustration, not a contract of insurance.


2.2 / 2.5 114042O310320181108395750504 Page 6 of 6