Lovely Professional University, Punjab

Course Code Course Title Course Planner Lectures Tutorials Practicals Credits
FIN902 BASICS OF PERSONAL FINANCE 14123::Rohit Bansal 3 0 0 3
Course Weightage ATT: 5 CA: 25 MTT: 20 ETT: 50 Exam Category: 55: Mid Term Exam: All Subjective – End Term Exam: All
Subjective
Course Orientation KNOWLEDGE ENHANCEMENT

TextBooks ( T )
Sr No Title Author Publisher Name
T-1 WORKBOOK OF CPFA NATONAL INSTTUTE NATIONAL INSTITUTE OF SECURITIES MARKETS
OF SECURITES
MARKETS (NISM) AND
FINANCIAL PLANNING
CORPORATON (INDIA)
PVT. LTD (FPCIL)
Reference Books ( R )
Sr No Title Author Publisher Name
R-1 BASICS OF PERSONAL K.C MISHRA CENGAGE LEARNING
FINANCIAL PLANNING
Other Reading ( OR )

Sr No Journals articles as Compulsary reading (specific articles, complete reference)

OR-1 Accident Insurance Protects You From Contingency available at http://www.personalmoney.in/accident-insurance-protects-you-from-contingencies/839 , ,

OR-2 Are Debt Funds Really Risk Free? available at http://www.morningstar.in/posts/19114/are-debt-funds-really-risk-free.aspx , ,
OR-3 Five Investment Myths to Avoid available at http://www.personalmoney.in/5-investment-myths-to-avoid/1417 , ,
OR-4 Identify the Best Investment That Suits Your Needs avaialble at http://www.personalmoney.in/identify-the-best-investment-that-suits-your-needs/1348 , ,
OR-5 How Preparing a Personal Budget Helps you Save More? available at http://www.personalmoney.in/how-preparing-a-personal-budget-helps-you-save-more/619 , ,

OR-6 Do your Tax Planning early and relax available at http://www.personalmoney.in/do-your-tax-planning-early-and-relax/1627 , ,

OR-7 Types of Personal Investments available at http://www.ehow.com/list_7199137_types-personal-investments.html , ,
OR-8 All you wanted to know about PPF (Public Provident Fund) available at http://goodmoneying.com/financial-planning/ppf-public-providentfund#
sthash.aWzfAPQC.dpbs , ,
OR-9 Build Your Retirement Portfolio to Last available at https://www.schwabplan.com/net2/cmspages/participant/pa_built_to_last.html , ,
OR-10 FAQs related to the New Pension Scheme (NPS) available at http://pensionersportal.gov.in/faqs-nps-f.asp , ,

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
 Relevant Websites ( RW )
Sr No (Web address) (only if relevant to the course) Salient Features
RW-1 http://www.docstoc.com/docs/19294236/Retirement-planning- Retirement planning
Planyourretirementforincome- through-mutualfundinvestment
RW-2 http://www.articlesbase.com/insurance-articles/whichonerules- Comparison of term life insurance and whole life insurance
termlifeinsurancevswhole- life-insurance-724374.html
RW-3 https://www.mutualfundindia.com/ Mutual Funds

RW-4 www.bseindia.com Basic knowledge of Stock market

RW-5 www.nseindia.com Basic knowledge of stock markets

RW-6 www.irdaindia.org Insurance Regulatory

RW-7 www.amfiindia.com Complete information regarding Mutual Fund operations in india

RW-8 www.licindia.in Detailed information about Life Insurance nd various plans of LIC

RW-9 www.letsmakeaplan.org/ Detailed analysis of financial planning and retirement

RW-10 www.incometaxindia.gov.in Information regarding forms to be filled for return, PAN

RW-11 www.financial-planning.com Financial Planning: News and Analysis

RW-12 www.moneycontrol.com/personal-finance/ Personal Finance - Wealth, Budget Planning, Investing

RW-13 www.mywealthguide.com/ Complete Guide to Personal Financial Planning

LTP week distribution: (LTP Weeks)

Weeks before MTE 7
Weeks After MTE 7
Spill Over (Lecture)

Detailed Plan For Lectures

Week Lecture Broad Topic(Sub Topic) Chapters/Sections of Other Readings, Lecture Description Learning Outcomes Pedagogical Tool Live Examples
Number Number Text/reference Relevant Websites, Demonstration/
books Audio Visual Aids, Case Study /
software and Virtual Images /
Labs animation / ppt
etc. Planned

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 1 Lecture 1 Basics of personal financial T-1 RW-11 L1 L1 Discussion using Ask students
planning(importance) Introduction about Identify the relevance PPT about their
subject, its uses in real of subject in future plans and
life time , assignments individual's life how they will
to be completed during L2 manage their
this course Comprehend finances through
L2 the objectives of the out their life in
Concept of personal subject for financial order to achieve
financial planning and planning in their goals
its importance individual's life
Lecture 2 Basics of personal financial T-1 RW-11 L1 L1 Discussion using Ask students
planning(importance) Introduction about Identify the relevance PPT about their
subject, its uses in real of subject in future plans and
life time , assignments individual's life how they will
to be completed during L2 manage their
this course Comprehend finances through
L2 the objectives of the out their life in
Concept of personal subject for financial order to achieve
financial planning and planning in their goals
its importance individual's life
Lecture 3 Basics of personal financial T-1 OR-7 L3 L3 Discussion using Case studies
planning(scope of financial RW-13 Understanding Identifying the PPT from ET Wealth
planning) clients situation, goals, requirements of
net worth statement, financial planner
various investment about information to
assets classes be sought from client
for his
comprehensive
planning
Basics of personal financial T-1 OR-7 L3 L3 Discussion using Case studies
planning(process of personal RW-13 Understanding Identifying the PPT from ET Wealth
financial planning) clients situation, goals, requirements of
net worth statement, financial planner
various investment about information to
assets classes be sought from client
for his
comprehensive
planning

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 2 Lecture 4 Basics of personal financial T-1 L4 L4 Problem Solving Taking practical
planning(concept of time Concept, importance, Comprehending and life exposure
value of money) Future value of single estimating the different
cash flow importance of future situations will
L5 value lump sum be served to
Future value of Annuity L5 students
L6 Estimating the future
Future value of single value Annuity
cash flow L6
L7 Estimating the
Present value of Annuity Present value lump
sum
L7
Estimating the
Present value
Annuity
Lecture 5 Basics of personal financial T-1 L4 L4 Problem Solving Taking practical
planning(concept of time Concept, importance, Comprehending and life exposure
value of money) Future value of single estimating the different
cash flow importance of future situations will
L5 value lump sum be served to
Future value of Annuity L5 students
L6 Estimating the future
Future value of single value Annuity
cash flow L6
L7 Estimating the
Present value of Annuity Present value lump
sum
L7
Estimating the
Present value
Annuity
Lecture 6 Basics of personal financial T-1 L4 L4 Problem Solving Taking practical
planning(concept of time Concept, importance, Comprehending and life exposure
value of money) Future value of single estimating the different
cash flow importance of future situations will
L5 value lump sum be served to
Future value of Annuity L5 students
L6 Estimating the future
Future value of single value Annuity
cash flow L6
L7 Estimating the
Present value of Annuity Present value lump
sum
L7
Estimating the
Present value
Annuity

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 3 Lecture 7 Basics of personal financial T-1 L4 L4 Problem Solving Taking practical
planning(concept of time Concept, importance, Comprehending and life exposure
value of money) Future value of single estimating the different
cash flow importance of future situations will
L5 value lump sum be served to
Future value of Annuity L5 students
L6 Estimating the future
Future value of single value Annuity
cash flow L6
L7 Estimating the
Present value of Annuity Present value lump
sum
L7
Estimating the
Present value
Annuity
Lecture 8 Investment vehicles(active T-1 OR-1 L8 L8 Discussion and Articles from
vs passive investment R-1 Active and passive Learning about the Interaction ET Wealth news
strategy) strategies of investment various active and paper
and asset allocation passive strategies of
investment , benefit
of each and how to
invest money in
different types of
assets

Investment vehicles(asset T-1 OR-1 L8 L8 Discussion and Articles from

allocation) R-1 Active and passive
strategies of investment
and asset allocation
Learning about the Interaction ET Wealth news
various active and paper
passive strategies of
investment , benefit
of each and how to
invest money in
different types of
assets

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 3 Lecture 9 Investment vehicles(small T-1 OR-8 L9 L9 Discussion using Small saving
saving schemes) RW-12 Different small saving Recognizing the PPT schemes from
and importance of small web sites of Post
Investment schemes saving schemes in the office and banks
L10 life of low income
Different small saving group and identifying
and the small
Investment schemes saving schemes
available for
investment in India
L10
Identifying
the small
saving schemes
available for
investment in India
Week 4 Lecture 10 Investment vehicles(small T-1 OR-8 L9 L9 Discussion using Small saving
saving schemes) RW-12 Different small saving Recognizing the PPT schemes from
and importance of small web sites of Post
Investment schemes saving schemes in the office and banks
L10 life of low income
Different small saving group and identifying
and the small
Investment schemes saving schemes
available for
investment in India
L10
Identifying
the small
saving schemes
available for
investment in India
Lecture 11 Investment vehicles(fixed T-1 RW-4 L11 L11 Discussion with www.bse.com
income instruments) R-1 RW-5 Common issues while Identifying the issues websites of debenture
investing,various fixed arising at the time of different fixed segment
income generating investment and income schemes
schemes in market acquiring knowledge
about schemes
generating fixed
income

Lecture 12 Investment vehicles(mutual T-1 OR-2 L12 L12 Discussion using Information
fund products) RW-3 Introduction to Mutual Describe the working PPT from the
RW-7 funds,types and of Mutual funds and websites like
products available in products available in www.mutual
India Indian market funds.com,
www.amphiindi
a.com

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 5 Lecture 13 Managing investment risk T-1 L13 L13 Discussion using Real time risk
(introduction) Introduction to Learning about PPT examples from
risk and its types various classification ET
of risk
Managing investment risk T-1 L13 L13 Discussion using Real time risk
(classification of risk) Introduction to Learning about PPT examples from
risk and its types various classification ET
of risk
Lecture 14 Managing investment risk T-1 L14 Estimation of returns Problem Solving Make a dummy
(risk measurement) Calculation of risk using on stock or on portfolio and
standard deviation and various assets and calculate return
beta choose the best
alternative as per risk
and return
considerations
Lecture 15 Test 1
Week 6 Lecture 16 Measuring investment T-1 L16 L16 Discussion using Examples from
returns(introduction) Introduction of credit,its Learning regarding PPT ET Wealth
sources and types the different types of
credit available in the
market
Measuring investment T-1 L16 L16 Discussion using Examples from
returns(choosing the various R-1 Introduction of credit,its Learning regarding PPT ET Wealth
source of credit and credit sources and types the different types of
alternatives) credit available in the
market
Lecture 17 Measuring investment T-1 L17 L17 Problem Solving Make a dummy
returns(measuring return) Calculation of Total Estimation of returns portfolio and
returns, Risk-adjusted on stock or on calculate return
returns various assets and
L18 choose the best
Calculation of Sharpe alternative as per risk
ratio, Treynor Ratio,sk- and return
adjusted returns, Sharpe considerations
ratio, Treynor Ratio, L18
Jensen’s Alpha Estimation of returns
on stock or on
various assets and
choose the best
alternative as per risk
and return
considerations

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 6 Lecture 18 Measuring investment T-1 L17 L17 Problem Solving Make a dummy
returns(measuring return) Calculation of Total Estimation of returns portfolio and
returns, Risk-adjusted on stock or on calculate return
returns various assets and
L18 choose the best
Calculation of Sharpe alternative as per risk
ratio, Treynor Ratio,sk- and return
adjusted returns, Sharpe considerations
ratio, Treynor Ratio, L18
Jensen’s Alpha Estimation of returns
on stock or on
various assets and
choose the best
alternative as per risk
and return
considerations
Week 7 Lecture 19 Measuring investment T-1 L19 L19 Discussion using Real time
returns(short term and long Concept of Learning about PPT examples from
term capital Gain) long term and short term capital ET Wealth,
capital gains gain on capital assets Personal finance
page of
prestigious news
papers

SPILL OVER
Week 7 Lecture 21 Spill Over

MID-TERM
Week 8 Lecture 22 Insurance planning(personal T-1 RW-6 L22 L22 Discussion with Real time
risk management) R-1 Personal risk Analyzing the PPT examples from
management with working of Insurance ET wealth
Insurance,nature and that how it covers
function personal risk
Insurance planning(nature of T-1 RW-6 L22 L22 Discussion with
insurance) R-1 Personal risk Analyzing the PPT
management with working of Insurance
Insurance,nature and that how it covers
function personal risk
Insurance planning(function T-1 RW-6 L22 L22 Discussion with
of insurance) Personal risk Analyzing the PPT
management with working of Insurance
Insurance,nature and that how it covers
function personal risk

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 8 Lecture 23 Insurance planning(health T-1 L23 L23 Discussion and
insurance) R-1 Introduction and Identify the health interaction session
products available in insurance products
health care insurance and market players in
L24 India
Policy selection and L24
health insurance Learning about the
planning process planning process of
health insurance
Lecture 24 Insurance planning(health T-1 L23 L23 Discussion and
insurance) R-1 Introduction and Identify the health interaction session
products available in insurance products
health care insurance and market players in
L24 India
Policy selection and L24
health insurance Learning about the
planning process planning process of
health insurance
Week 9 Lecture 25 Insurance planning(life T-1 RW-2 L25 L25 Discussion using
insurance) R-1 RW-8 Various products Learning about PPT
available in life product availability
insurance sector in India and performance of
various insurance
products
Lecture 26 Income tax(various heads of T-1 OR-6 L26,27,28 L26,27,28 Discussion with Gross income of
income tax) RW-10 Tax calculation Competency to examples an individual
provisions under various compute gross can be
heads of income income of an calculated
individual under taking his
various heads personal
according to the information
provisions of income
tax act

Lecture 27 Income tax(various heads of T-1 OR-6 L26,27,28 L26,27,28 Discussion with Gross income of
income tax) RW-10 Tax calculation Competency to examples an individual
provisions under various compute gross can be
heads of income income of an calculated
individual under taking his
various heads personal
according to the information
provisions of income
tax act

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 10 Lecture 28 Income tax(various heads of T-1 OR-6 L26,27,28 L26,27,28 Discussion with Gross income of
income tax) RW-10 Tax calculation Competency to examples an individual
provisions under various compute gross can be
heads of income income of an calculated
individual under taking his
various heads personal
according to the information
provisions of income
tax act

Lecture 29 Income tax(exemptions in T-1 L29 L29-30 Discussion with

income tax) Deductions Recognizing the PPT
L30 importance of
Exemptions allowable provisions u/s 80 and
under income tax ac exemptions u/s 54
allowed under
income tax that is
helping to reduce tax
liability
Lecture 30 Income tax(exemptions in T-1 L29 L29-30 Discussion with
income tax) Deductions Recognizing the PPT
L30 importance of
Exemptions allowable provisions u/s 80 and
under income tax ac exemptions u/s 54
allowed under
income tax that is
helping to reduce tax
liability
Week 11 Lecture 31 Retirement planning T-1 OR-9 L31 L31 Discussion using Real time
(retirement planning R-1 RW-1 plan Students will be PPT examples from
process) process of retirement aware ET
about the process of Wealth,Personal
retirement planning finance page of
prestigious news
papers
Lecture 32 Retirement planning(types T-1 OR-10 L32 L32 Discussion using
of annuities) R-1 Annuities Students will learn PPT
importance, types and about the various
taxation aspects types
of annuities and its
uses

Lecture 33 Retirement planning(shift in T-1 L33 L33 Discussion using Real time
asset allocation) R-1 Reverse mortgage and Realization of the PPT examples from
shifting of asset Importance of reverse ET wealth
allocation mortgage in senior
citizen's life and why
to do shifting in asset
allocation

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 11 Lecture 33 Retirement planning(reverse T-1 L33 L33 Discussion using
mortgage) Reverse mortgage and Realization of the PPT
shifting of asset Importance of reverse
allocation mortgage in senior
citizen's life and why
to do shifting in asset
allocation
Week 12 Lecture 34 Estate planning(need of T-1 L34 L34 Discussion using
estate planning) R-1 Concept of estate Realizing the PPT
planning and its need. requirement of
Will and its types planning for assets to
be transferred to
individual's heirs and
consequences in case
of absence of wills

Estate planning(creation of T-1 L34 L34 Discussion using

will) Concept of estate
planning and its need.
Will and its types
Realizing the PPT
requirement of
planning for assets to
be transferred to
individual's heirs and
consequences in case
of absence of wills

Estate planning(different T-1 L34 L34 Discussion using

types of wills) Concept of estate
planning and its need.
Will and its types
Realizing the PPT
requirement of
planning for assets to
be transferred to
individual's heirs and
consequences in case
of absence of wills

Lecture 35 Test 2

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 12 Lecture 36 Consumer purchasing R-1 L36 L36 Discussion using
strategies and legal Factors effecting buying Finding about the PPT
protection(consumer buying activities of consumer factors that will
activities) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

Consumer purchasing R-1 L36 L36 Discussion using

strategies and legal Factors effecting buying Finding about the PPT
protection(legal options for activities of consumer factors that will
consumers) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

Week 13 Lecture 37 Consumer purchasing R-1 L36 L36 Discussion using

strategies and legal Factors effecting buying Finding about the PPT
protection(consumer buying activities of consumer factors that will
activities) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 13 Lecture 37 Consumer purchasing R-1 L36 L36 Discussion using
strategies and legal Factors effecting buying Finding about the PPT
protection(legal options for activities of consumer factors that will
consumers) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

Lecture 38 Consumer purchasing R-1 L36 L36 Discussion using

strategies and legal Factors effecting buying Finding about the PPT
protection(consumer buying activities of consumer factors that will
activities) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

Consumer purchasing R-1 L36 L36 Discussion using

strategies and legal Factors effecting buying Finding about the PPT
protection(legal options for activities of consumer factors that will
consumers) L38 effect buying
Resolving activities of
consumer complaints consumers
and legal options for L37,L38
customers Students will be
L39 able to learn about
Resolving the purchasing
consumer complaints strategies of
and legal options for customers and in case
customers of complaints what
legal options are
available for
customers

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Week 13 Lecture 39 Strategies for a complete T-1 OR-3 L39 L39 Discussion using Real time
financial plan(essential OR-4 Strategies of Putting Students will PPT examples from
components of OR-5 Together a Complete be able to ET wealth
comprehensive financial Financial formulate strategies
plan) Plan Benefits, Essential of
components of Financial plan
comprehensive financial
plan

Week 14 Lecture 40 Strategies for a complete T-1 RW-9 L40 L40 Discussion using
financial plan(implementing R-1 Implementation of Students will PPT
personal financial plan) Personal Financial be able to
Planning in individual's formulate strategies
life of
Financial plan

SPILL OVER
Week 14 Lecture 42 Spill Over
Week 15 Lecture 43 Spill Over
Lecture 44 Spill Over
Lecture 45 Spill Over

Scheme for CA:

CA Category of this Course Code is:A0203 (2 best out of 3)

Component Weightage (%)

Project - Live project 50
Test 50
Test 50

Details of Academic Task(s)

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.
Academic Task Objective Detail of Academic Task Nature of Academic Academic Task Marks Allottment /
Task Mode submission
(group/individuals) Week
Project - Live To give practical A group of 4-5 students need to meet 3 potential customers for Group Offline 30 3 / 13
project exposure to the their personal financial planning. The students will have to
students regarding determine current financial situation, developing financial goals,
the personal identifying alternative courses of action, evaluating alternatives and
financial planning finally creating & implementing a financial action plan for the
customers. At the end, the students should submit a detailed report
for all the customers.There will be 10 marks for the content, 5
marks for the data collection and 15 marks for the analysis and
suggestions.
Test 1 To judge the Test will be taken from topics covered till date like basics of Individual Offline 30 4/5
conceptual clarity personal financial planning, investment vehicles, managing
of the students on investment risk.There will be 6 questions of 5 marks each.
the topics covered
till date
Test 2 To judge the Test will be taken from topics covered till date like basics of Individual Offline 30 11 / 12
conceptual clarity of insurance planning, income tax and retirement planning.There will
the students on the be 6 questions of 5 marks each.
topics covered in the
class

An instruction plan is only a tentative plan. The teacher may make some changes in his/her teaching plan. The students are advised to use syllabus for preparation of all examinations. The students are expected to keep themselves
updated on the contemporary issues related to the course. Upto 20% of the questions in any examination/Academic tasks can be asked from such issues even if not explicitly mentioned in the instruction plan.