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Compound Investing

Minority Mindset

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Savings &
Emergency

Earn More
Investment
Money Money

Spending

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Savings &
Emergency

Earn More
Investment
Money Money

Spending

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3 Options

1. Save it

2. Spend it

3. Reinvest it

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You have to do what’s best for
you AND your goals.

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Power of
Compound Interest

• Time

• Delayed Gratification

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Power of
Compound Interest
• Start at 21 years old until you’re 65

• Invest $300/month

• 7% annual return ($1 —> $1.07 after one year)

Average historical stock market return

• Reinvest all the profits until you turn 65

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Power of
Compound Interest
• “Saved” $158,400 ($300/month * 44 years)

• BUT you invested the money

• $1,025,097

Time & delayed gratification

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Power of
Compound Interest

• Play around with it [calculator below]

• 10% interest rate: $2,584,457

• 12% interest rate: $4,886,028

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8th wonder of the world
-Albert Einstein

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How do you do this?
• Stocks: you can automatically reinvest the
dividends

• When dividends are issues, you can have them


automatically buy you more stock

• Ally Invest [below]

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How do you do this?
• Real estate: let your rent accumulate then invest it
in

• Improvements that get you higher rent (a garage,


remodeling the kitchen, AC, etc.)

• Your next investment property (equity, debt,


creative financing)

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Investing is to build long-term
wealth.

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If you want more money today
you need to EARN more
money [more on this later]

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Find your balance

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