Professional Documents
Culture Documents
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 2,960,000.00 $ - $ 24,666.67 $ (24,666.67) $ 2,984,666.67 $ 2,984,666.67
10.0000% $ 2,984,666.67 $ 26,000.00 $ 24,872.22 $ 1,127.78 $ 2,983,538.89 $ 3,009,538.89
10.0000% $ 2,983,538.89 $ 24,000.00 $ 24,862.82 $ (862.82) $ 2,984,401.71 $ 3,008,401.71
10.0000% $ 2,984,401.71 $ 26,000.00 $ 24,870.01 $ 1,129.99 $ 2,983,271.73 $ 3,009,271.73
10.0000% $ 2,983,271.73 $ 26,000.00 $ 24,860.60 $ 1,139.40 $ 2,982,132.32 $ 3,008,132.32
10.0000% $ 2,982,132.32 $ - $ 24,851.10 $ (24,851.10) $ 3,006,983.43 $ 3,006,983.43
10.0000% $ 3,006,983.43 $ 30,000.00 $ 25,058.20 $ 4,941.80 $ 3,002,041.62 $ 3,032,041.62
10.0000% $ 3,002,041.62 $ 15,000.00 $ 25,017.01 $ (10,017.01) $ 3,012,058.64 $ 3,027,058.64
10.0000% $ 3,012,058.64 $ 22,000.00 $ 25,100.49 $ (3,100.49) $ 3,015,159.13 $ 3,037,159.13
10.0000% $ 3,015,159.13 $ 26,000.00 $ 25,126.33 $ 873.67 $ 3,014,285.45 $ 3,040,285.45
10.0000% $ 3,014,285.45 $ 26,500.00 $ 25,119.05 $ 1,380.95 $ 3,012,904.50 $ 3,039,404.50
10.0000% $ 3,012,904.50 $ 26,000.00 $ 25,107.54 $ 892.46 $ 3,012,012.03 $ 3,038,012.03
10.0000% $ 3,012,012.03 $ 26,000.00 $ 25,100.10 $ 899.90 $ 3,011,112.13 $ 3,037,112.13
10.0000% $ 3,011,112.13 $ 20,000.00 $ 25,092.60 $ (5,092.60) $ 3,016,204.74 $ 3,036,204.74
10.0000% $ 3,016,204.74 $ 31,000.00 $ 25,135.04 $ 5,864.96 $ 3,010,339.77 $ 3,041,339.77
10.0000% $ 3,010,339.77 $ 29,500.00 $ 25,086.16 $ 4,413.84 $ 3,005,925.94 $ 3,035,425.94
10.0000% $ 3,005,925.94 $ 22,000.00 $ 25,049.38 $ (3,049.38) $ 3,008,975.32 $ 3,030,975.32
10.0000% $ 3,008,975.32 $ 30,000.00 $ 25,074.79 $ 4,925.21 $ 3,004,050.12 $ 3,034,050.12
10.0000% $ 3,004,050.12 $ 18,000.00 $ 25,033.75 $ (7,033.75) $ 3,011,083.87 $ 3,029,083.87
10.0000% $ 3,011,083.87 $ 26,400.00 $ 25,092.37 $ 1,307.63 $ 3,009,776.23 $ 3,036,176.23
Page 1 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 3,009,776.23 $ 25,000.00 $ 25,081.47 $ (81.47) $ 3,009,857.70 $ 3,034,857.70
10.0000% $ 3,009,857.70 $ 12,000.00 $ 25,082.15 $ (13,082.15) $ 3,022,939.85 $ 3,034,939.85
10.0000% $ 3,022,939.85 $ 25,000.00 $ 25,191.17 $ (191.17) $ 3,023,131.01 $ 3,048,131.01
10.0000% $ 3,023,131.01 $ 25,300.00 $ 25,192.76 $ 107.24 $ 3,023,023.77 $ 3,048,323.77
10.0000% $ 3,023,023.77 $ 20,000.00 $ 25,191.86 $ (5,191.86) $ 3,028,215.64 $ 3,048,215.64
10.0000% $ 3,028,215.64 $ 22,200.00 $ 25,235.13 $ (3,035.13) $ 3,031,250.77 $ 3,053,450.77
10.0000% $ 3,031,250.77 $ 27,500.00 $ 25,260.42 $ 2,239.58 $ 3,029,011.19 $ 3,056,511.19
10.0000% $ 3,029,011.19 $ 24,500.00 $ 25,241.76 $ (741.76) $ 3,029,752.95 $ 3,054,252.95
10.0000% $ 3,029,752.95 $ 23,000.00 $ 25,247.94 $ (2,247.94) $ 3,032,000.89 $ 3,055,000.89
10.0000% $ 3,032,000.89 $ 25,400.00 $ 25,266.67 $ 133.33 $ 3,031,867.57 $ 3,057,267.57
10.0000% $ 3,031,867.57 $ 23,000.00 $ 25,265.56 $ (2,265.56) $ 3,034,133.13 $ 3,057,133.13
10.0000% $ 3,034,133.13 $ 25,800.00 $ 25,284.44 $ 515.56 $ 3,033,617.57 $ 3,059,417.57
10.0000% $ 3,033,617.57 $ - $ 25,280.15 $ (25,280.15) $ 3,058,897.72 $ 3,058,897.72
10.0000% $ 3,058,897.72 $ 22,500.00 $ 25,490.81 $ (2,990.81) $ 3,061,888.53 $ 3,084,388.53
10.0000% $ 3,061,888.53 $ 22,340.00 $ 25,515.74 $ (3,175.74) $ 3,065,064.27 $ 3,087,404.27
10.0000% $ 3,065,064.27 $ 23,000.00 $ 25,542.20 $ (2,542.20) $ 3,067,606.47 $ 3,090,606.47
10.0000% $ 3,067,606.47 $ 25,000.00 $ 25,563.39 $ (563.39) $ 3,068,169.86 $ 3,093,169.86
10.0000% $ 3,068,169.86 $ 28,000.00 $ 25,568.08 $ 2,431.92 $ 3,065,737.94 $ 3,093,737.94
10.0000% $ 3,065,737.94 $ 26,500.00 $ 25,547.82 $ 952.18 $ 3,064,785.76 $ 3,091,285.76
10.0000% $ 3,064,785.76 $ 26,000.00 $ 25,539.88 $ 460.12 $ 3,064,325.64 $ 3,090,325.64
Page 2 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 3,064,325.64 $ 19,960.00 $ 25,536.05 $ (5,576.05) $ 3,069,901.69 $ 3,089,861.69
10.0000% $ 3,069,901.69 $ 25,582.51 $ (25,582.51) $ 3,095,484.20 $ 3,095,484.20
10.0000% $ 3,095,484.20 $ 25,795.70 $ (25,795.70) $ 3,121,279.90 $ 3,121,279.90
10.0000% $ 3,121,279.90 $ 26,010.67 $ (26,010.67) $ 3,147,290.57 $ 3,147,290.57
10.0000% $ 3,147,290.57 $ 26,227.42 $ (26,227.42) $ 3,173,517.99 $ 3,173,517.99
10.0000% $ 3,173,517.99 $ 26,445.98 $ (26,445.98) $ 3,199,963.97 $ 3,199,963.97
10.0000% $ 3,199,963.97 $ 26,666.37 $ (26,666.37) $ 3,226,630.34 $ 3,226,630.34
10.0000% $ 3,226,630.34 $ 26,888.59 $ (26,888.59) $ 3,253,518.93 $ 3,253,518.93
10.0000% $ 3,253,518.93 $ 27,112.66 $ (27,112.66) $ 3,280,631.58 $ 3,280,631.58
10.0000% $ 3,280,631.58 $ 27,338.60 $ (27,338.60) $ 3,307,970.18 $ 3,307,970.18
10.0000% $ 3,307,970.18 $ 27,566.42 $ (27,566.42) $ 3,335,536.60 $ 3,335,536.60
10.0000% $ 3,335,536.60 $ 27,796.14 $ (27,796.14) $ 3,363,332.74 $ 3,363,332.74
10.0000% $ 3,363,332.74 $ 28,027.77 $ (28,027.77) $ 3,391,360.51 $ 3,391,360.51
10.0000% $ 3,391,360.51 $ 28,261.34 $ (28,261.34) $ 3,419,621.85 $ 3,419,621.85
10.0000% $ 3,419,621.85 $ 28,496.85 $ (28,496.85) $ 3,448,118.70 $ 3,448,118.70
10.0000% $ 3,448,118.70 $ 28,734.32 $ (28,734.32) $ 3,476,853.02 $ 3,476,853.02
10.0000% $ 3,476,853.02 $ 28,973.78 $ (28,973.78) $ 3,505,826.79 $ 3,505,826.79
10.0000% $ 3,505,826.79 $ 29,215.22 $ (29,215.22) $ 3,535,042.02 $ 3,535,042.02
10.0000% $ 3,535,042.02 $ 29,458.68 $ (29,458.68) $ 3,564,500.70 $ 3,564,500.70
10.0000% $ 3,564,500.70 $ 29,704.17 $ (29,704.17) $ 3,594,204.87 $ 3,594,204.87
Page 3 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 3,594,204.87 $ 29,951.71 $ (29,951.71) $ 3,624,156.58 $ 3,624,156.58
10.0000% $ 3,624,156.58 $ 30,201.30 $ (30,201.30) $ 3,654,357.89 $ 3,654,357.89
10.0000% $ 3,654,357.89 $ 30,452.98 $ (30,452.98) $ 3,684,810.87 $ 3,684,810.87
10.0000% $ 3,684,810.87 $ 30,706.76 $ (30,706.76) $ 3,715,517.62 $ 3,715,517.62
10.0000% $ 3,715,517.62 $ 30,962.65 $ (30,962.65) $ 3,746,480.27 $ 3,746,480.27
10.0000% $ 3,746,480.27 $ 31,220.67 $ (31,220.67) $ 3,777,700.94 $ 3,777,700.94
10.0000% $ 3,777,700.94 $ 31,480.84 $ (31,480.84) $ 3,809,181.78 $ 3,809,181.78
10.0000% $ 3,809,181.78 $ 31,743.18 $ (31,743.18) $ 3,840,924.96 $ 3,840,924.96
10.0000% $ 3,840,924.96 $ 32,007.71 $ (32,007.71) $ 3,872,932.67 $ 3,872,932.67
10.0000% $ 3,872,932.67 $ 32,274.44 $ (32,274.44) $ 3,905,207.11 $ 3,905,207.11
10.0000% $ 3,905,207.11 $ 32,543.39 $ (32,543.39) $ 3,937,750.50 $ 3,937,750.50
10.0000% $ 3,937,750.50 $ 32,814.59 $ (32,814.59) $ 3,970,565.09 $ 3,970,565.09
10.0000% $ 3,970,565.09 $ 33,088.04 $ (33,088.04) $ 4,003,653.13 $ 4,003,653.13
10.0000% $ 4,003,653.13 $ 33,363.78 $ (33,363.78) $ 4,037,016.91 $ 4,037,016.91
10.0000% $ 4,037,016.91 $ 33,641.81 $ (33,641.81) $ 4,070,658.72 $ 4,070,658.72
10.0000% $ 4,070,658.72 $ 33,922.16 $ (33,922.16) $ 4,104,580.87 $ 4,104,580.87
10.0000% $ 4,104,580.87 $ 34,204.84 $ (34,204.84) $ 4,138,785.71 $ 4,138,785.71
10.0000% $ 4,138,785.71 $ 34,489.88 $ (34,489.88) $ 4,173,275.59 $ 4,173,275.59
10.0000% $ 4,173,275.59 $ 34,777.30 $ (34,777.30) $ 4,208,052.89 $ 4,208,052.89
10.0000% $ 4,208,052.89 $ 35,067.11 $ (35,067.11) $ 4,243,120.00 $ 4,243,120.00
Page 4 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 4,243,120.00 $ 35,359.33 $ (35,359.33) $ 4,278,479.33 $ 4,278,479.33
10.0000% $ 4,278,479.33 $ 35,653.99 $ (35,653.99) $ 4,314,133.33 $ 4,314,133.33
10.0000% $ 4,314,133.33 $ 35,951.11 $ (35,951.11) $ 4,350,084.44 $ 4,350,084.44
10.0000% $ 4,350,084.44 $ 36,250.70 $ (36,250.70) $ 4,386,335.14 $ 4,386,335.14
10.0000% $ 4,386,335.14 $ 36,552.79 $ (36,552.79) $ 4,422,887.93 $ 4,422,887.93
10.0000% $ 4,422,887.93 $ 36,857.40 $ (36,857.40) $ 4,459,745.33 $ 4,459,745.33
10.0000% $ 4,459,745.33 $ 37,164.54 $ (37,164.54) $ 4,496,909.88 $ 4,496,909.88
10.0000% $ 4,496,909.88 $ 37,474.25 $ (37,474.25) $ 4,534,384.13 $ 4,534,384.13
10.0000% $ 4,534,384.13 $ 37,786.53 $ (37,786.53) $ 4,572,170.66 $ 4,572,170.66
10.0000% $ 4,572,170.66 $ 38,101.42 $ (38,101.42) $ 4,610,272.08 $ 4,610,272.08
10.0000% $ 4,610,272.08 $ 38,418.93 $ (38,418.93) $ 4,648,691.02 $ 4,648,691.02
10.0000% $ 4,648,691.02 $ 38,739.09 $ (38,739.09) $ 4,687,430.11 $ 4,687,430.11
10.0000% $ 4,687,430.11 $ 39,061.92 $ (39,061.92) $ 4,726,492.03 $ 4,726,492.03
10.0000% $ 4,726,492.03 $ 39,387.43 $ (39,387.43) $ 4,765,879.46 $ 4,765,879.46
10.0000% $ 4,765,879.46 $ 39,715.66 $ (39,715.66) $ 4,805,595.12 $ 4,805,595.12
10.0000% $ 4,805,595.12 $ 40,046.63 $ (40,046.63) $ 4,845,641.75 $ 4,845,641.75
10.0000% $ 4,845,641.75 $ 40,380.35 $ (40,380.35) $ 4,886,022.10 $ 4,886,022.10
10.0000% $ 4,886,022.10 $ 40,716.85 $ (40,716.85) $ 4,926,738.95 $ 4,926,738.95
10.0000% $ 4,926,738.95 $ 41,056.16 $ (41,056.16) $ 4,967,795.10 $ 4,967,795.10
10.0000% $ 4,967,795.10 $ 41,398.29 $ (41,398.29) $ 5,009,193.40 $ 5,009,193.40
Page 5 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 5,009,193.40 $ 41,743.28 $ (41,743.28) $ 5,050,936.68 $ 5,050,936.68
10.0000% $ 5,050,936.68 $ 42,091.14 $ (42,091.14) $ 5,093,027.81 $ 5,093,027.81
10.0000% $ 5,093,027.81 $ 42,441.90 $ (42,441.90) $ 5,135,469.71 $ 5,135,469.71
10.0000% $ 5,135,469.71 $ 42,795.58 $ (42,795.58) $ 5,178,265.29 $ 5,178,265.29
10.0000% $ 5,178,265.29 $ 43,152.21 $ (43,152.21) $ 5,221,417.50 $ 5,221,417.50
10.0000% $ 5,221,417.50 $ 43,511.81 $ (43,511.81) $ 5,264,929.32 $ 5,264,929.32
10.0000% $ 5,264,929.32 $ 43,874.41 $ (43,874.41) $ 5,308,803.73 $ 5,308,803.73
10.0000% $ 5,308,803.73 $ 44,240.03 $ (44,240.03) $ 5,353,043.76 $ 5,353,043.76
10.0000% $ 5,353,043.76 $ 44,608.70 $ (44,608.70) $ 5,397,652.46 $ 5,397,652.46
10.0000% $ 5,397,652.46 $ 44,980.44 $ (44,980.44) $ 5,442,632.89 $ 5,442,632.89
10.0000% $ 5,442,632.89 $ 45,355.27 $ (45,355.27) $ 5,487,988.17 $ 5,487,988.17
10.0000% $ 5,487,988.17 $ 45,733.23 $ (45,733.23) $ 5,533,721.40 $ 5,533,721.40
10.0000% $ 5,533,721.40 $ 46,114.35 $ (46,114.35) $ 5,579,835.75 $ 5,579,835.75
10.0000% $ 5,579,835.75 $ 46,498.63 $ (46,498.63) $ 5,626,334.38 $ 5,626,334.38
10.0000% $ 5,626,334.38 $ 46,886.12 $ (46,886.12) $ 5,673,220.50 $ 5,673,220.50
10.0000% $ 5,673,220.50 $ 47,276.84 $ (47,276.84) $ 5,720,497.34 $ 5,720,497.34
10.0000% $ 5,720,497.34 $ 47,670.81 $ (47,670.81) $ 5,768,168.15 $ 5,768,168.15
10.0000% $ 5,768,168.15 $ 48,068.07 $ (48,068.07) $ 5,816,236.22 $ 5,816,236.22
10.0000% $ 5,816,236.22 $ 48,468.64 $ (48,468.64) $ 5,864,704.85 $ 5,864,704.85
10.0000% $ 5,864,704.85 $ 48,872.54 $ (48,872.54) $ 5,913,577.39 $ 5,913,577.39
Page 6 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 5,913,577.39 $ 49,279.81 $ (49,279.81) $ 5,962,857.20 $ 5,962,857.20
10.0000% $ 5,962,857.20 $ 49,690.48 $ (49,690.48) $ 6,012,547.68 $ 6,012,547.68
10.0000% $ 6,012,547.68 $ 50,104.56 $ (50,104.56) $ 6,062,652.24 $ 6,062,652.24
10.0000% $ 6,062,652.24 $ 50,522.10 $ (50,522.10) $ 6,113,174.35 $ 6,113,174.35
10.0000% $ 6,113,174.35 $ 50,943.12 $ (50,943.12) $ 6,164,117.46 $ 6,164,117.46
10.0000% $ 6,164,117.46 $ 51,367.65 $ (51,367.65) $ 6,215,485.11 $ 6,215,485.11
10.0000% $ 6,215,485.11 $ 51,795.71 $ (51,795.71) $ 6,267,280.82 $ 6,267,280.82
10.0000% $ 6,267,280.82 $ 52,227.34 $ (52,227.34) $ 6,319,508.16 $ 6,319,508.16
10.0000% $ 6,319,508.16 $ 52,662.57 $ (52,662.57) $ 6,372,170.73 $ 6,372,170.73
10.0000% $ 6,372,170.73 $ 53,101.42 $ (53,101.42) $ 6,425,272.15 $ 6,425,272.15
10.0000% $ 6,425,272.15 $ 53,543.93 $ (53,543.93) $ 6,478,816.09 $ 6,478,816.09
10.0000% $ 6,478,816.09 $ 53,990.13 $ (53,990.13) $ 6,532,806.22 $ 6,532,806.22
10.0000% $ 6,532,806.22 $ 54,440.05 $ (54,440.05) $ 6,587,246.27 $ 6,587,246.27
10.0000% $ 6,587,246.27 $ 54,893.72 $ (54,893.72) $ 6,642,139.99 $ 6,642,139.99
10.0000% $ 6,642,139.99 $ 55,351.17 $ (55,351.17) $ 6,697,491.16 $ 6,697,491.16
10.0000% $ 6,697,491.16 $ 55,812.43 $ (55,812.43) $ 6,753,303.58 $ 6,753,303.58
10.0000% $ 6,753,303.58 $ 56,277.53 $ (56,277.53) $ 6,809,581.11 $ 6,809,581.11
10.0000% $ 6,809,581.11 $ 56,746.51 $ (56,746.51) $ 6,866,327.62 $ 6,866,327.62
10.0000% $ 6,866,327.62 $ 57,219.40 $ (57,219.40) $ 6,923,547.02 $ 6,923,547.02
10.0000% $ 6,923,547.02 $ 57,696.23 $ (57,696.23) $ 6,981,243.24 $ 6,981,243.24
Page 7 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 6,981,243.24 $ 58,177.03 $ (58,177.03) $ 7,039,420.27 $ 7,039,420.27
10.0000% $ 7,039,420.27 $ 58,661.84 $ (58,661.84) $ 7,098,082.11 $ 7,098,082.11
10.0000% $ 7,098,082.11 $ 59,150.68 $ (59,150.68) $ 7,157,232.79 $ 7,157,232.79
10.0000% $ 7,157,232.79 $ 59,643.61 $ (59,643.61) $ 7,216,876.40 $ 7,216,876.40
10.0000% $ 7,216,876.40 $ 60,140.64 $ (60,140.64) $ 7,277,017.03 $ 7,277,017.03
10.0000% $ 7,277,017.03 $ 60,641.81 $ (60,641.81) $ 7,337,658.84 $ 7,337,658.84
10.0000% $ 7,337,658.84 $ 61,147.16 $ (61,147.16) $ 7,398,806.00 $ 7,398,806.00
10.0000% $ 7,398,806.00 $ 61,656.72 $ (61,656.72) $ 7,460,462.72 $ 7,460,462.72
10.0000% $ 7,460,462.72 $ 62,170.52 $ (62,170.52) $ 7,522,633.24 $ 7,522,633.24
10.0000% $ 7,522,633.24 $ 62,688.61 $ (62,688.61) $ 7,585,321.85 $ 7,585,321.85
10.0000% $ 7,585,321.85 $ 63,211.02 $ (63,211.02) $ 7,648,532.86 $ 7,648,532.86
10.0000% $ 7,648,532.86 $ 63,737.77 $ (63,737.77) $ 7,712,270.64 $ 7,712,270.64
10.0000% $ 7,712,270.64 $ 64,268.92 $ (64,268.92) $ 7,776,539.56 $ 7,776,539.56
10.0000% $ 7,776,539.56 $ 64,804.50 $ (64,804.50) $ 7,841,344.06 $ 7,841,344.06
10.0000% $ 7,841,344.06 $ 65,344.53 $ (65,344.53) $ 7,906,688.59 $ 7,906,688.59
10.0000% $ 7,906,688.59 $ 65,889.07 $ (65,889.07) $ 7,972,577.66 $ 7,972,577.66
10.0000% $ 7,972,577.66 $ 66,438.15 $ (66,438.15) $ 8,039,015.81 $ 8,039,015.81
10.0000% $ 8,039,015.81 $ 66,991.80 $ (66,991.80) $ 8,106,007.61 $ 8,106,007.61
10.0000% $ 8,106,007.61 $ 67,550.06 $ (67,550.06) $ 8,173,557.67 $ 8,173,557.67
10.0000% $ 8,173,557.67 $ 68,112.98 $ (68,112.98) $ 8,241,670.65 $ 8,241,670.65
Page 8 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 8,241,670.65 $ 68,680.59 $ (68,680.59) $ 8,310,351.24 $ 8,310,351.24
10.0000% $ 8,310,351.24 $ 69,252.93 $ (69,252.93) $ 8,379,604.17 $ 8,379,604.17
10.0000% $ 8,379,604.17 $ 69,830.03 $ (69,830.03) $ 8,449,434.20 $ 8,449,434.20
10.0000% $ 8,449,434.20 $ 70,411.95 $ (70,411.95) $ 8,519,846.15 $ 8,519,846.15
10.0000% $ 8,519,846.15 $ 70,998.72 $ (70,998.72) $ 8,590,844.87 $ 8,590,844.87
10.0000% $ 8,590,844.87 $ 71,590.37 $ (71,590.37) $ 8,662,435.25 $ 8,662,435.25
10.0000% $ 8,662,435.25 $ 72,186.96 $ (72,186.96) $ 8,734,622.21 $ 8,734,622.21
10.0000% $ 8,734,622.21 $ 72,788.52 $ (72,788.52) $ 8,807,410.72 $ 8,807,410.72
10.0000% $ 8,807,410.72 $ 73,395.09 $ (73,395.09) $ 8,880,805.81 $ 8,880,805.81
10.0000% $ 8,880,805.81 $ 74,006.72 $ (74,006.72) $ 8,954,812.53 $ 8,954,812.53
10.0000% $ 8,954,812.53 $ 74,623.44 $ (74,623.44) $ 9,029,435.97 $ 9,029,435.97
10.0000% $ 9,029,435.97 $ 75,245.30 $ (75,245.30) $ 9,104,681.27 $ 9,104,681.27
10.0000% $ 9,104,681.27 $ 75,872.34 $ (75,872.34) $ 9,180,553.61 $ 9,180,553.61
10.0000% $ 9,180,553.61 $ 76,504.61 $ (76,504.61) $ 9,257,058.22 $ 9,257,058.22
10.0000% $ 9,257,058.22 $ 77,142.15 $ (77,142.15) $ 9,334,200.38 $ 9,334,200.38
10.0000% $ 9,334,200.38 $ 77,785.00 $ (77,785.00) $ 9,411,985.38 $ 9,411,985.38
10.0000% $ 9,411,985.38 $ 78,433.21 $ (78,433.21) $ 9,490,418.59 $ 9,490,418.59
10.0000% $ 9,490,418.59 $ 79,086.82 $ (79,086.82) $ 9,569,505.41 $ 9,569,505.41
10.0000% $ 9,569,505.41 $ 79,745.88 $ (79,745.88) $ 9,649,251.29 $ 9,649,251.29
10.0000% $ 9,649,251.29 $ 80,410.43 $ (80,410.43) $ 9,729,661.72 $ 9,729,661.72
Page 9 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 9,729,661.72 $ 81,080.51 $ (81,080.51) $ 9,810,742.23 $ 9,810,742.23
10.0000% $ 9,810,742.23 $ 81,756.19 $ (81,756.19) $ 9,892,498.42 $ 9,892,498.42
10.0000% $ 9,892,498.42 $ 82,437.49 $ (82,437.49) $ 9,974,935.90 $ 9,974,935.90
10.0000% $ 9,974,935.90 $ 83,124.47 $ (83,124.47) $ 10,058,060.37 $ 10,058,060.37
10.0000% $ 10,058,060.37 $ 83,817.17 $ (83,817.17) $ 10,141,877.54 $ 10,141,877.54
10.0000% $ 10,141,877.54 $ 84,515.65 $ (84,515.65) $ 10,226,393.19 $ 10,226,393.19
10.0000% $ 10,226,393.19 $ 85,219.94 $ (85,219.94) $ 10,311,613.13 $ 10,311,613.13
10.0000% $ 10,311,613.13 $ 85,930.11 $ (85,930.11) $ 10,397,543.24 $ 10,397,543.24
10.0000% $ 10,397,543.24 $ 86,646.19 $ (86,646.19) $ 10,484,189.43 $ 10,484,189.43
10.0000% $ 10,484,189.43 $ 87,368.25 $ (87,368.25) $ 10,571,557.68 $ 10,571,557.68
10.0000% $ 10,571,557.68 $ 88,096.31 $ (88,096.31) $ 10,659,653.99 $ 10,659,653.99
10.0000% $ 10,659,653.99 $ 88,830.45 $ (88,830.45) $ 10,748,484.44 $ 10,748,484.44
10.0000% $ 10,748,484.44 $ 89,570.70 $ (89,570.70) $ 10,838,055.15 $ 10,838,055.15
10.0000% $ 10,838,055.15 $ 90,317.13 $ (90,317.13) $ 10,928,372.27 $ 10,928,372.27
10.0000% $ 10,928,372.27 $ 91,069.77 $ (91,069.77) $ 11,019,442.04 $ 11,019,442.04
10.0000% $ 11,019,442.04 $ 91,828.68 $ (91,828.68) $ 11,111,270.72 $ 11,111,270.72
10.0000% $ 11,111,270.72 $ 92,593.92 $ (92,593.92) $ 11,203,864.65 $ 11,203,864.65
10.0000% $ 11,203,864.65 $ 93,365.54 $ (93,365.54) $ 11,297,230.19 $ 11,297,230.19
10.0000% $ 11,297,230.19 $ 94,143.58 $ (94,143.58) $ 11,391,373.77 $ 11,391,373.77
10.0000% $ 11,391,373.77 $ 94,928.11 $ (94,928.11) $ 11,486,301.89 $ 11,486,301.89
Page 10 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 11,486,301.89 $ 95,719.18 $ (95,719.18) $ 11,582,021.07 $ 11,582,021.07
10.0000% $ 11,582,021.07 $ 96,516.84 $ (96,516.84) $ 11,678,537.91 $ 11,678,537.91
10.0000% $ 11,678,537.91 $ 97,321.15 $ (97,321.15) $ 11,775,859.06 $ 11,775,859.06
10.0000% $ 11,775,859.06 $ 98,132.16 $ (98,132.16) $ 11,873,991.22 $ 11,873,991.22
10.0000% $ 11,873,991.22 $ 98,949.93 $ (98,949.93) $ 11,972,941.14 $ 11,972,941.14
10.0000% $ 11,972,941.14 $ 99,774.51 $ (99,774.51) $ 12,072,715.65 $ 12,072,715.65
10.0000% $ 12,072,715.65 $ 100,605.96 $ (100,605.96) $ 12,173,321.62 $ 12,173,321.62
10.0000% $ 12,173,321.62 $ 101,444.35 $ (101,444.35) $ 12,274,765.96 $ 12,274,765.96
10.0000% $ 12,274,765.96 $ 102,289.72 $ (102,289.72) $ 12,377,055.68 $ 12,377,055.68
10.0000% $ 12,377,055.68 $ 103,142.13 $ (103,142.13) $ 12,480,197.81 $ 12,480,197.81
10.0000% $ 12,480,197.81 $ 104,001.65 $ (104,001.65) $ 12,584,199.46 $ 12,584,199.46
10.0000% $ 12,584,199.46 $ 104,868.33 $ (104,868.33) $ 12,689,067.79 $ 12,689,067.79
10.0000% $ 12,689,067.79 $ 105,742.23 $ (105,742.23) $ 12,794,810.02 $ 12,794,810.02
10.0000% $ 12,794,810.02 $ 106,623.42 $ (106,623.42) $ 12,901,433.44 $ 12,901,433.44
10.0000% $ 12,901,433.44 $ 107,511.95 $ (107,511.95) $ 13,008,945.38 $ 13,008,945.38
10.0000% $ 13,008,945.38 $ 108,407.88 $ (108,407.88) $ 13,117,353.26 $ 13,117,353.26
10.0000% $ 13,117,353.26 $ 109,311.28 $ (109,311.28) $ 13,226,664.54 $ 13,226,664.54
10.0000% $ 13,226,664.54 $ 110,222.20 $ (110,222.20) $ 13,336,886.74 $ 13,336,886.74
10.0000% $ 13,336,886.74 $ 111,140.72 $ (111,140.72) $ 13,448,027.47 $ 13,448,027.47
10.0000% $ 13,448,027.47 $ 112,066.90 $ (112,066.90) $ 13,560,094.36 $ 13,560,094.36
Page 11 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 13,560,094.36 $ 113,000.79 $ (113,000.79) $ 13,673,095.15 $ 13,673,095.15
10.0000% $ 13,673,095.15 $ 113,942.46 $ (113,942.46) $ 13,787,037.61 $ 13,787,037.61
10.0000% $ 13,787,037.61 $ 114,891.98 $ (114,891.98) $ 13,901,929.59 $ 13,901,929.59
10.0000% $ 13,901,929.59 $ 115,849.41 $ (115,849.41) $ 14,017,779.00 $ 14,017,779.00
10.0000% $ 14,017,779.00 $ 116,814.83 $ (116,814.83) $ 14,134,593.83 $ 14,134,593.83
10.0000% $ 14,134,593.83 $ 117,788.28 $ (117,788.28) $ 14,252,382.11 $ 14,252,382.11
10.0000% $ 14,252,382.11 $ 118,769.85 $ (118,769.85) $ 14,371,151.96 $ 14,371,151.96
10.0000% $ 14,371,151.96 $ 119,759.60 $ (119,759.60) $ 14,490,911.56 $ 14,490,911.56
10.0000% $ 14,490,911.56 $ 120,757.60 $ (120,757.60) $ 14,611,669.15 $ 14,611,669.15
10.0000% $ 14,611,669.15 $ 121,763.91 $ (121,763.91) $ 14,733,433.06 $ 14,733,433.06
10.0000% $ 14,733,433.06 $ 122,778.61 $ (122,778.61) $ 14,856,211.67 $ 14,856,211.67
10.0000% $ 14,856,211.67 $ 123,801.76 $ (123,801.76) $ 14,980,013.44 $ 14,980,013.44
10.0000% $ 14,980,013.44 $ 124,833.45 $ (124,833.45) $ 15,104,846.88 $ 15,104,846.88
10.0000% $ 15,104,846.88 $ 125,873.72 $ (125,873.72) $ 15,230,720.61 $ 15,230,720.61
10.0000% $ 15,230,720.61 $ 126,922.67 $ (126,922.67) $ 15,357,643.28 $ 15,357,643.28
10.0000% $ 15,357,643.28 $ 127,980.36 $ (127,980.36) $ 15,485,623.64 $ 15,485,623.64
10.0000% $ 15,485,623.64 $ 129,046.86 $ (129,046.86) $ 15,614,670.50 $ 15,614,670.50
10.0000% $ 15,614,670.50 $ 130,122.25 $ (130,122.25) $ 15,744,792.76 $ 15,744,792.76
10.0000% $ 15,744,792.76 $ 131,206.61 $ (131,206.61) $ 15,875,999.36 $ 15,875,999.36
10.0000% $ 15,875,999.36 $ 132,299.99 $ (132,299.99) $ 16,008,299.36 $ 16,008,299.36
Page 12 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 16,008,299.36 $ 133,402.49 $ (133,402.49) $ 16,141,701.85 $ 16,141,701.85
10.0000% $ 16,141,701.85 $ 134,514.18 $ (134,514.18) $ 16,276,216.03 $ 16,276,216.03
10.0000% $ 16,276,216.03 $ 135,635.13 $ (135,635.13) $ 16,411,851.17 $ 16,411,851.17
10.0000% $ 16,411,851.17 $ 136,765.43 $ (136,765.43) $ 16,548,616.59 $ 16,548,616.59
10.0000% $ 16,548,616.59 $ 137,905.14 $ (137,905.14) $ 16,686,521.73 $ 16,686,521.73
10.0000% $ 16,686,521.73 $ 139,054.35 $ (139,054.35) $ 16,825,576.08 $ 16,825,576.08
10.0000% $ 16,825,576.08 $ 140,213.13 $ (140,213.13) $ 16,965,789.21 $ 16,965,789.21
10.0000% $ 16,965,789.21 $ 141,381.58 $ (141,381.58) $ 17,107,170.79 $ 17,107,170.79
10.0000% $ 17,107,170.79 $ 142,559.76 $ (142,559.76) $ 17,249,730.55 $ 17,249,730.55
10.0000% $ 17,249,730.55 $ 143,747.75 $ (143,747.75) $ 17,393,478.30 $ 17,393,478.30
10.0000% $ 17,393,478.30 $ 144,945.65 $ (144,945.65) $ 17,538,423.95 $ 17,538,423.95
10.0000% $ 17,538,423.95 $ 146,153.53 $ (146,153.53) $ 17,684,577.49 $ 17,684,577.49
10.0000% $ 17,684,577.49 $ 147,371.48 $ (147,371.48) $ 17,831,948.97 $ 17,831,948.97
10.0000% $ 17,831,948.97 $ 148,599.57 $ (148,599.57) $ 17,980,548.54 $ 17,980,548.54
10.0000% $ 17,980,548.54 $ 149,837.90 $ (149,837.90) $ 18,130,386.45 $ 18,130,386.45
10.0000% $ 18,130,386.45 $ 151,086.55 $ (151,086.55) $ 18,281,473.00 $ 18,281,473.00
10.0000% $ 18,281,473.00 $ 152,345.61 $ (152,345.61) $ 18,433,818.61 $ 18,433,818.61
10.0000% $ 18,433,818.61 $ 153,615.16 $ (153,615.16) $ 18,587,433.76 $ 18,587,433.76
10.0000% $ 18,587,433.76 $ 154,895.28 $ (154,895.28) $ 18,742,329.04 $ 18,742,329.04
10.0000% $ 18,742,329.04 $ 156,186.08 $ (156,186.08) $ 18,898,515.12 $ 18,898,515.12
Page 13 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 18,898,515.12 $ 157,487.63 $ (157,487.63) $ 19,056,002.75 $ 19,056,002.75
10.0000% $ 19,056,002.75 $ 158,800.02 $ (158,800.02) $ 19,214,802.77 $ 19,214,802.77
10.0000% $ 19,214,802.77 $ 160,123.36 $ (160,123.36) $ 19,374,926.12 $ 19,374,926.12
10.0000% $ 19,374,926.12 $ 161,457.72 $ (161,457.72) $ 19,536,383.84 $ 19,536,383.84
10.0000% $ 19,536,383.84 $ 162,803.20 $ (162,803.20) $ 19,699,187.04 $ 19,699,187.04
10.0000% $ 19,699,187.04 $ 164,159.89 $ (164,159.89) $ 19,863,346.93 $ 19,863,346.93
10.0000% $ 19,863,346.93 $ 165,527.89 $ (165,527.89) $ 20,028,874.82 $ 20,028,874.82
10.0000% $ 20,028,874.82 $ 166,907.29 $ (166,907.29) $ 20,195,782.11 $ 20,195,782.11
10.0000% $ 20,195,782.11 $ 168,298.18 $ (168,298.18) $ 20,364,080.30 $ 20,364,080.30
10.0000% $ 20,364,080.30 $ 169,700.67 $ (169,700.67) $ 20,533,780.97 $ 20,533,780.97
10.0000% $ 20,533,780.97 $ 171,114.84 $ (171,114.84) $ 20,704,895.81 $ 20,704,895.81
10.0000% $ 20,704,895.81 $ 172,540.80 $ (172,540.80) $ 20,877,436.61 $ 20,877,436.61
10.0000% $ 20,877,436.61 $ 173,978.64 $ (173,978.64) $ 21,051,415.25 $ 21,051,415.25
10.0000% $ 21,051,415.25 $ 175,428.46 $ (175,428.46) $ 21,226,843.71 $ 21,226,843.71
10.0000% $ 21,226,843.71 $ 176,890.36 $ (176,890.36) $ 21,403,734.07 $ 21,403,734.07
10.0000% $ 21,403,734.07 $ 178,364.45 $ (178,364.45) $ 21,582,098.52 $ 21,582,098.52
10.0000% $ 21,582,098.52 $ 179,850.82 $ (179,850.82) $ 21,761,949.34 $ 21,761,949.34
10.0000% $ 21,761,949.34 $ 181,349.58 $ (181,349.58) $ 21,943,298.92 $ 21,943,298.92
10.0000% $ 21,943,298.92 $ 182,860.82 $ (182,860.82) $ 22,126,159.74 $ 22,126,159.74
10.0000% $ 22,126,159.74 $ 184,384.66 $ (184,384.66) $ 22,310,544.41 $ 22,310,544.41
Page 14 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 22,310,544.41 $ 185,921.20 $ (185,921.20) $ 22,496,465.61 $ 22,496,465.61
10.0000% $ 22,496,465.61 $ 187,470.55 $ (187,470.55) $ 22,683,936.16 $ 22,683,936.16
10.0000% $ 22,683,936.16 $ 189,032.80 $ (189,032.80) $ 22,872,968.96 $ 22,872,968.96
10.0000% $ 22,872,968.96 $ 190,608.07 $ (190,608.07) $ 23,063,577.04 $ 23,063,577.04
10.0000% $ 23,063,577.04 $ 192,196.48 $ (192,196.48) $ 23,255,773.51 $ 23,255,773.51
10.0000% $ 23,255,773.51 $ 193,798.11 $ (193,798.11) $ 23,449,571.62 $ 23,449,571.62
10.0000% $ 23,449,571.62 $ 195,413.10 $ (195,413.10) $ 23,644,984.72 $ 23,644,984.72
10.0000% $ 23,644,984.72 $ 197,041.54 $ (197,041.54) $ 23,842,026.26 $ 23,842,026.26
10.0000% $ 23,842,026.26 $ 198,683.55 $ (198,683.55) $ 24,040,709.81 $ 24,040,709.81
10.0000% $ 24,040,709.81 $ 200,339.25 $ (200,339.25) $ 24,241,049.06 $ 24,241,049.06
10.0000% $ 24,241,049.06 $ 202,008.74 $ (202,008.74) $ 24,443,057.80 $ 24,443,057.80
10.0000% $ 24,443,057.80 $ 203,692.15 $ (203,692.15) $ 24,646,749.95 $ 24,646,749.95
10.0000% $ 24,646,749.95 $ 205,389.58 $ (205,389.58) $ 24,852,139.53 $ 24,852,139.53
10.0000% $ 24,852,139.53 $ 207,101.16 $ (207,101.16) $ 25,059,240.70 $ 25,059,240.70
10.0000% $ 25,059,240.70 $ 208,827.01 $ (208,827.01) $ 25,268,067.70 $ 25,268,067.70
10.0000% $ 25,268,067.70 $ 210,567.23 $ (210,567.23) $ 25,478,634.93 $ 25,478,634.93
10.0000% $ 25,478,634.93 $ 212,321.96 $ (212,321.96) $ 25,690,956.89 $ 25,690,956.89
10.0000% $ 25,690,956.89 $ 214,091.31 $ (214,091.31) $ 25,905,048.20 $ 25,905,048.20
10.0000% $ 25,905,048.20 $ 215,875.40 $ (215,875.40) $ 26,120,923.60 $ 26,120,923.60
10.0000% $ 26,120,923.60 $ 217,674.36 $ (217,674.36) $ 26,338,597.96 $ 26,338,597.96
Page 15 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 26,338,597.96 $ 219,488.32 $ (219,488.32) $ 26,558,086.28 $ 26,558,086.28
10.0000% $ 26,558,086.28 $ 221,317.39 $ (221,317.39) $ 26,779,403.66 $ 26,779,403.66
10.0000% $ 26,779,403.66 $ 223,161.70 $ (223,161.70) $ 27,002,565.36 $ 27,002,565.36
10.0000% $ 27,002,565.36 $ 225,021.38 $ (225,021.38) $ 27,227,586.74 $ 27,227,586.74
10.0000% $ 27,227,586.74 $ 226,896.56 $ (226,896.56) $ 27,454,483.30 $ 27,454,483.30
10.0000% $ 27,454,483.30 $ 228,787.36 $ (228,787.36) $ 27,683,270.66 $ 27,683,270.66
10.0000% $ 27,683,270.66 $ 230,693.92 $ (230,693.92) $ 27,913,964.58 $ 27,913,964.58
10.0000% $ 27,913,964.58 $ 232,616.37 $ (232,616.37) $ 28,146,580.95 $ 28,146,580.95
10.0000% $ 28,146,580.95 $ 234,554.84 $ (234,554.84) $ 28,381,135.79 $ 28,381,135.79
10.0000% $ 28,381,135.79 $ 236,509.46 $ (236,509.46) $ 28,617,645.26 $ 28,617,645.26
10.0000% $ 28,617,645.26 $ 238,480.38 $ (238,480.38) $ 28,856,125.63 $ 28,856,125.63
10.0000% $ 28,856,125.63 $ 240,467.71 $ (240,467.71) $ 29,096,593.35 $ 29,096,593.35
10.0000% $ 29,096,593.35 $ 242,471.61 $ (242,471.61) $ 29,339,064.96 $ 29,339,064.96
10.0000% $ 29,339,064.96 $ 244,492.21 $ (244,492.21) $ 29,583,557.17 $ 29,583,557.17
10.0000% $ 29,583,557.17 $ 246,529.64 $ (246,529.64) $ 29,830,086.81 $ 29,830,086.81
10.0000% $ 29,830,086.81 $ 248,584.06 $ (248,584.06) $ 30,078,670.87 $ 30,078,670.87
10.0000% $ 30,078,670.87 $ 250,655.59 $ (250,655.59) $ 30,329,326.46 $ 30,329,326.46
10.0000% $ 30,329,326.46 $ 252,744.39 $ (252,744.39) $ 30,582,070.84 $ 30,582,070.84
10.0000% $ 30,582,070.84 $ 254,850.59 $ (254,850.59) $ 30,836,921.43 $ 30,836,921.43
10.0000% $ 30,836,921.43 $ 256,974.35 $ (256,974.35) $ 31,093,895.78 $ 31,093,895.78
Page 16 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 31,093,895.78 $ 259,115.80 $ (259,115.80) $ 31,353,011.58 $ 31,353,011.58
10.0000% $ 31,353,011.58 $ 261,275.10 $ (261,275.10) $ 31,614,286.67 $ 31,614,286.67
10.0000% $ 31,614,286.67 $ 263,452.39 $ (263,452.39) $ 31,877,739.06 $ 31,877,739.06
10.0000% $ 31,877,739.06 $ 265,647.83 $ (265,647.83) $ 32,143,386.89 $ 32,143,386.89
10.0000% $ 32,143,386.89 $ 267,861.56 $ (267,861.56) $ 32,411,248.45 $ 32,411,248.45
10.0000% $ 32,411,248.45 $ 270,093.74 $ (270,093.74) $ 32,681,342.18 $ 32,681,342.18
10.0000% $ 32,681,342.18 $ 272,344.52 $ (272,344.52) $ 32,953,686.70 $ 32,953,686.70
10.0000% $ 32,953,686.70 $ 274,614.06 $ (274,614.06) $ 33,228,300.76 $ 33,228,300.76
10.0000% $ 33,228,300.76 $ 276,902.51 $ (276,902.51) $ 33,505,203.26 $ 33,505,203.26
10.0000% $ 33,505,203.26 $ 279,210.03 $ (279,210.03) $ 33,784,413.29 $ 33,784,413.29
10.0000% $ 33,784,413.29 $ 281,536.78 $ (281,536.78) $ 34,065,950.07 $ 34,065,950.07
10.0000% $ 34,065,950.07 $ 283,882.92 $ (283,882.92) $ 34,349,832.99 $ 34,349,832.99
10.0000% $ 34,349,832.99 $ 286,248.61 $ (286,248.61) $ 34,636,081.59 $ 34,636,081.59
10.0000% $ 34,636,081.59 $ 288,634.01 $ (288,634.01) $ 34,924,715.61 $ 34,924,715.61
10.0000% $ 34,924,715.61 $ 291,039.30 $ (291,039.30) $ 35,215,754.90 $ 35,215,754.90
10.0000% $ 35,215,754.90 $ 293,464.62 $ (293,464.62) $ 35,509,219.53 $ 35,509,219.53
10.0000% $ 35,509,219.53 $ 295,910.16 $ (295,910.16) $ 35,805,129.69 $ 35,805,129.69
10.0000% $ 35,805,129.69 $ 298,376.08 $ (298,376.08) $ 36,103,505.77 $ 36,103,505.77
10.0000% $ 36,103,505.77 $ 300,862.55 $ (300,862.55) $ 36,404,368.32 $ 36,404,368.32
10.0000% $ 36,404,368.32 $ 303,369.74 $ (303,369.74) $ 36,707,738.06 $ 36,707,738.06
Page 17 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
10.0000% $ 36,707,738.06 $ 305,897.82 $ (305,897.82) $ 37,013,635.87 $ 37,013,635.87
10.0000% $ 37,013,635.87 $ 308,446.97 $ (308,446.97) $ 37,322,082.84 $ 37,322,082.84
10.0000% $ 37,322,082.84 $ 311,017.36 $ (311,017.36) $ 37,633,100.20 $ 37,633,100.20
10.0000% $ 37,633,100.20 $ 313,609.17 $ (313,609.17) $ 37,946,709.36 $ 37,946,709.36
10.0000% $ 37,946,709.36 $ 316,222.58 $ (316,222.58) $ 38,262,931.94 $ 38,262,931.94
10.0000% $ 38,262,931.94 $ 318,857.77 $ (318,857.77) $ 38,581,789.71 $ 38,581,789.71
10.0000% $ 38,581,789.71 $ 321,514.91 $ (321,514.91) $ 38,903,304.62 $ 38,903,304.62
10.0000% $ 38,903,304.62 $ 324,194.21 $ (324,194.21) $ 39,227,498.83 $ 39,227,498.83
10.0000% $ 39,227,498.83 $ 326,895.82 $ (326,895.82) $ 39,554,394.65 $ 39,554,394.65
10.0000% $ 39,554,394.65 $ 329,619.96 $ (329,619.96) $ 39,884,014.61 $ 39,884,014.61
10.0000% $ 39,884,014.61 $ 332,366.79 $ (332,366.79) $ 40,216,381.39 $ 40,216,381.39
10.0000% $ 40,216,381.39 $ 335,136.51 $ (335,136.51) $ 40,551,517.91 $ 40,551,517.91
10.0000% $ 40,551,517.91 $ 337,929.32 $ (337,929.32) $ 40,889,447.22 $ 40,889,447.22
10.0000% $ 40,889,447.22 $ 340,745.39 $ (340,745.39) $ 41,230,192.62 $ 41,230,192.62
10.0000% $ 41,230,192.62 $ 343,584.94 $ (343,584.94) $ 41,573,777.55 $ 41,573,777.55
10.0000% $ 41,573,777.55 $ 346,448.15 $ (346,448.15) $ 41,920,225.70 $ 41,920,225.70
10.0000% $ 41,920,225.70 $ 349,335.21 $ (349,335.21) $ 42,269,560.91 $ 42,269,560.91
10.0000% $ 42,269,560.91 $ 352,246.34 $ (352,246.34) $ 42,621,807.26 $ 42,621,807.26
10.0000% $ 42,621,807.26 $ 355,181.73 $ (355,181.73) $ 42,976,988.98 $ 42,976,988.98
10.0000% $ 42,976,988.98 $ 358,141.57 $ (358,141.57) $ 43,335,130.56 $ 43,335,130.56
Page 18 of 19
Inputs - Yellow Cells Terms (# Payments) Rate Payment Payoff Needed
360 10.0000% $ 25,976.00
Payments $ 9,351,360.00
Interest Paid $ 41,297,530.56 $ -
Equals Original Loan Balance $ (31,946,170.56) $ -
$ -
Average Life (Yrs.) -299.67 $ -
Average Life (Monthly) -3596.00 $ -
$ -
$ -
$ -
$ -
$ -
$ -
Total > 360 -55.712% $ 9,351,360.00
Internal Rate of Return
Payments
Rate Starting Balance ($2,960,000.00) Interest Principal Ending Balance Payoff
Page 19 of 19