You are on page 1of 16


com National, State & Local

Building Industry News

City of El Paso
2018: Issue 8

Philip Etiwe Selected as Director of Planning and Inspections

The City of El ground running to continue developing assigning priorities and objectives to selection of Mr. Etiwe.
Paso is pleased to strategic and innovative solutions for city staff. Mr. Ray Adauto, Executive Vice
announce the our community.” “Philip brings more than 28 years of President of the El Paso Association of
selection of Philip Most recently Mr. Etiwe worked as private, public and non-profit Builders, said, “The community
Etiwe as Director the Director of Community experience that will greatly benefit the appreciates the opportunity to
of Planning and Development Services and Chief City residents and businesses of the City of participate in the selection process
Inspections Administrator for the City of South El Paso,” said Deputy City Manager and believes Mr. Etiwe is a great
effective August Fulton, Georgia, where he was Cary Westin. “He has in-depth candidate for this important position.”
27, 2018. responsible for creating and setting knowledge on economic development, Mr. Etiwe graduated with a master’s
“We are excited to welcome Philip to the foundation for Planning Services, urban planning, downtown and degree in urban and regional planning
help lead a City department that plays Building Permits and Inspections, neighborhood developments, and is from the University of Colorado
a critical role in the advancement and Engineering, Code Enforcement, proven to be successful in identifying Graduate School of Architecture and
growth of our community,” said City Business Licenses, and The service gaps and creating efficiencies.” Planning and bachelor’s degree in
Manager Tommy Gonzalez. “Having Geographic Information System (GIS). Members of the development Land Use Resources and Environment
previously worked for the City of El As Chief City Administrator, he was community were a part of the interview from Metropolitan State College of

Market Watch:
Paso, Philip will be able to hit the responsible for assisting the Mayor by panel and provided input on the Denver.

How many billions did Texas get from selling houses to foreign buyers?
buyers. China (7 percent) and India (6 Marcos(No.26) San Antonio/New
percent) were the next highest. Braunfels(No.28) El Paso (No. 33)
"Fueled by the desire to start and McAllen/Edinburg/Mission (No.48)
run a business, obtain world-class Nationally, rising home prices and
education or purchase investment low inventory led to a decline in foreign
property, international homebuyers home purchases in the United States
continue to choose Texas," Kaki last year. International sales totaled
Lybbert, chairman of the Texas $121 billion, a 21 percent drop from
Association of Realtors, said in a the previous 12-month period,
statement. according to an annual survey from the
Texas slipped from second to third in National Association of Realtors.
the annual study and trailed only "After a surge in 2017, we saw a
Florida and California in popularity decrease in foreign activity in the
Paul O'Donnell, Business Editor, Texas cities accounted for 9 percent among foreign buyers, all of which are housing market in the latest year,
of all U.S. homes bought by major destinations for immigrants to bringing us closer to the levels seen in
Texas was the third most popular international buyers from April 2017 to
state for international home buyers in the U.S. 2016," said Lawrence Yun, NAR chief
March 2018, according to the report. Six Texas metropolitan areas economist. "Inventory shortages
the last year, according to a new report That represented 24,012 home sales,
from the Texas Association of Realtors. ranked in the top 50 nationwide for continue to drive up prices and
which the state real estate association immigration in the most recent data sustained job creation, and historically
The buyers, not surprisingly, hailed estimated as a $10.89 billion boost to
from countries with growing compiled by the Department of low interest rates mean that foreign
the Texas economy. Homeland Security, including: buyers are now competing with
populations in Texas. Mexico led the Mexican buyers were the most
way, followed by China, India, the Houston/Sugar Land/The Woodlands domestic residents for the same,
active, totaling 38 percent of the state's (No.6) Dallas/Fort Worth/Arlington limited supply of homes."
United Kingdom and Canada home purchases by international (No.8) Austin/Round Rock/San



Real TexaS builder AWARDS




BUILDER/DEvELopER q Best Promotional Video:Builder
q Best Kitchen Under $250K q Best Promotional Video:Developer

Join us as we q Best Kitchen Over $250K

q Best Bathroom Under $250K
q Best
Promotional Video:Associate
Electronic Media Ad:Builder
recognize the very
q Best Bathroom Over $250K q Best Electronic Media Ad:Developer
q Best Specialty Room Home Under $250K Best Electronic Media Ad:Associate
best of the
q Best Specialty Room  Home Over $250K q Best Outdoor Ad:Builder

El Paso home
q Best  Home Under $250K q Best Outdoor Ad:Developer
q Best  Home Over $250K q Best Outdoor Ad:Associate
building industry q Best Residential Solar Integration
q Best Integrated Living Space INDIvIDUAL RECoGNITIoN
q Best Lighting Design q Best Sales Manager of the Year:Builder Company
q Best Innovative Use of Materials q Best Salesperson of the Year:Builder Company
q Best Pool Design/Water Feature q Best Inside Salesperson of the Year:Associate
q Best Community up to 20 Acres q Best Outside Salesperson of the Year:Associate
q Best Volume Home Builder q Best Realtor of the Year
q Best Custom Home Builder
q Best Architectural Design Builder Member of the Year
q Best Design of A Community Space Associate of the Year
q Best Urban Multi-family Design
q Best Community Club House HoW To ENTER
q Best Print Advertisement:Builder FINAL DEADLINE To ENTER is 10/1/2018
q Best Print Advertisement:Developer q Best Print Advertisement:Associate To Enter:
6046 Surety Drive q Best Direct Mail Piece:Builder 1. E-mail or call 915-
El Paso, Texas 79905 q Best Direct Mail Piece:Developer 778-5387 to request a category form. Check the
915.778.5387 q Best Direct Mail Piece:Associate categories you plan to enter and return it to the El
q Best Sales Brochure:Builder Paso Associationof Builders.
Presenting Partner: q Best Sales Brochure:Developer 2. A submission packet will be sent to you with
q Best Sales Brochure:Associate specific instructions for each category.
q Best Social Media Campaign:Builder 3. Submit your entry and payment by 10/1/2018
q Best Social Media Campaign:Developer
q Best Social Media Campaign: Associate For more information call:
q Best Website:Builder 915-778-5387
q Best Website:Developer
q Best Website:Associate
2018 Issue 8 Builders Outlook 3



Social Media & WeBSiTe
conTenT ManageMenT

Association, City and

e-Mail neWSleTTeRS

Traffic Move Forward

Edmundo Dena
el Paso association of Builders


We continue to move and grow as excited about giving kids a shop building a whole new freeway next
the board approved several new class. i know i could use some to the old one. and that other
members at our recent board good skilled workers and so can important work is going to start on ediToRial SeRViceS
meeting. i want to remind all our every builder. But more and more Montana avenue. Be aware, the
members of the importance of we see kids missing a great repairs to i-10 are a pain right now
inviting a business partner, supplier opportunity because they don’t have and they will continue to be for a
or vendor, a competitor…yes, a skills that an employer needs. it’s while. Bielek said that i- 10 is way
competitor to join. it’s important for the topic of talks all over our past its usable age and so at some
them and us. Welcome to our industry and we need to keep that a point more work will be needed on
newbies. get involved, come to hot topic locally. Just like when i it. Meanwhile the arteries around it,
meetings and events, get in front of went to school not all of us were like loop 375 and the spurs, all will
your new association. it’s worth as meant to be in a university. We have more traffic to contend with.
much as what you put into it. Make needed to work and get paid. Well Work on the highways, it seems to
it work for you. with your help we can continue to me, will never be done. Too much
School is going full bore in the el bring that issue to the forefront each to do. Meanwhile be patient and
Paso and surrounding areas. Ray time we can. as an industry we are plan. i know i’m going to have to
and i were talking about the doing that. Make sure you do that do that if i want to keep my sanity
craziness of it all and we got to the as well. while driving. go out and sell. it
point of wondering if there were any our recent talk by TX doT takes the sting away from the drive.
new “shop” classes going on. While engineer Bob Bielek was very Get Creative. Make it Snappy.
we hear about STeMS and aP interesting and timely. What many 915•820•2800
classes we don’t seem to get as of us didn’t realize is that TX doT is
Builders Outlook 2018 Issue 8


Ray Adauto,

Economy continues upward while skilled labor lags

Vice President

A couple of years ago the EPAB their education with the income degree. It’s called learning a and get hired. No long lines. No
went to Austin to meet with our most have to start at. Their trade. It’s called having a career indebtedness. Just work.
state Representatives. Normally solution they say is to pay more, that can go in many different Satisfying work. Good paying
we would be talking about over putting the burden on the employer directions. It’s a job where you work.
regulation, NIMBY’s, funding, and thereby creating a new can make a good living and have a Our average Master plumber or
onerous bills. But our hot topic for problem, higher prices for the satisfaction of being able to do electrician in Texas is now 58
them was the lack of skilled labor consumer. Who would of thought something others can’t. years old. These folks want to
and what could be done about it. of a cup of coffee costing nearly Don’t get me wrong, we still need retire someday and yet we don’t
The Reps were surprised and $7, yet everyday legions of people the engineers, architects, have enough people to fill those
appreciative that we brought up a pay that for their morning joe. The accountants and such in the positions, much less grow them.
subject other than the usual. reporters say that college debt is industry. But while the line to It’s a serious problem that needs
Skilled labor, or the lack of it, is increasing everyday and they’re register into a college is getting attention not just by politicians but
something that has been coming right. But what if someone could longer and the chances of by you. It’s time that we all go to
for a long time. come out of school with a job that graduating (I’ve read below 40% our schools and demand more
In story after story in the is in demand and starts paying at who enter actually finish) keep “shop” classes, better training,
newspapers, TV and radio are double or more than some office or getting smaller and smaller. So more training for skills that are
about the huge debt young people retail job? What if that job could many college grads find employable right now. It’s a scary
(and parents) are dealing with for grow in just a few years to a point themselves unemployable or never thought that one day you call for a
college costs. Reporters lead off where that skill became more using their degrees. Yet someone plumber and there aren’t any
with the fact that today’s job valuable? There are such jobs, coming out of high school with around. It’s possible. It’s real.
seekers can not afford the debt of but you don’t need a college trade skills can walk into a jobsite
2018 Issue 8 Builders Outlook 5

Builder News

Remains Firm
n Builder confidence in the
market for newly-built single-family
homes edged down one point to a
solid 67 reading in August on the
National Association of Home
Builders/Wells Fargo Housing
Market Index (HMI).
“The good news is that builders
continue to report strong demand
for new housing, fueled by steady
job and income growth along with
rising household formations,” said
NAHB Chairman Randy Noel, a
custom home builder from
LaPlace, La. “However, they are
increasingly focused on growing
affordability concerns, stemming
from rising construction costs,
shortages of skilled labor and a
dearth of buildable lots.”
“The solid economic expansion
and firm job market should spur
demand for new single-family
homes in the months ahead,” said
NAHB Chief Economist Robert
Dietz. “Meanwhile, builders
continue to monitor how tariffs and
the growing threat of a trade war
are affecting key building material
prices, including lumber. These
cost increases, coupled with rising
interest rates, are putting upward
pressure on home prices and
contributing to growing affordability
challenges, as indicated by the
latest quarterly reading of the
NAHB/Wells Fargo Housing
Opportunity Index.”
Derived from a monthly survey
that NAHB has been conducting
for 30 years, the NAHB/Wells
Fargo Housing Market Index
gauges builder perceptions of
current single-family home sales
and sales expectations for the
next six months as “good,” “fair” or
“poor.” The survey also asks
builders to rate traffic of
prospective buyers as “high to
very high,” “average” or “low to
very low.” Scores for each
component are then used to
calculate a seasonally adjusted
index where any number over 50
indicates that more builders view
conditions as good than poor.
The HMI index measuring
current sales conditions inched
one point lower to 73 while the
component gauging expectations
in the next six months all fell a
single point to 72. Meanwhile, the
metric charting buyer traffic
dropped two points to 49.
Looking at the three-month
moving averages for regional HMI
scores, the South and West each
held steady at 70 and 75,
respectively. The Northeast fell
three points to 54 and the Midwest
also posted a three-point decline
to stand at 62.
6 Builders Outlook 2018 Issue 8

Mortgage applications decline, even as rates slip
& Banking
Weakening affordability is making
Total mortgage application potential homebuyers gnash their teeth
this summer, and it is taking a real bite
volume decreased 1.7 out of the mortgage market.
percent during the last week Total mortgage application volume
decreased 1.7 percent last week and
in August, according to the was 15 percent lower than a year ago,
Mortgage Bankers according to the Mortgage Bankers
Association's seasonally adjusted
Association. report.
A drop in mortgage rates should
have given a little life to the mortgage
Volume was 15 percent business, but it did not.
The average contract interest rate
lower that a year ago. for 30-year fixed-rate mortgages with
conforming loan balances ($453,100 or annually, as interest rates were strong housing demand.
less) decreased to 4.78 percent from considerably lower last year. "Home value appreciation has
A drop in mortgage rates 4.81 percent, its lowest rate since the Mortgage applications to purchase a slowed, but it's still triple its historic
should have given a little life week ending July 20, with points home also fell, declining 1 percent for pace and three times the rate of wage
increasing to 0.46 from 0.42 (including the week. Volume was 3 percent growth," Aaron Terrazas, senior
to the mortgage business, the origination fee) for loans with a 20 higher than the same week one year economist at Zillow, said in an

but it did not.

percent down payment. ago but should be much higher given interview on CNBC's "Power Lunch"
"Treasury yields were lower over the the improved economy and strong on Tuesday. "It's still a seller's market
week, primarily driven by a release of demand. and will continue to be, unless there is
FOMC minutes showing that Fed The problem is home prices. Buyers dramatic shift in inventory or dramatic
officials may be taking a more cautious today simply can't afford the red-hot shift in interest rates."
approach to the final two expected rate competition in most major markets, so Mortgage rates are under pressure
hikes of 2018," said Joel Kan, an MBA they are pulling back. Home prices are this week, as the yield on the 10-year
economist. still rising, but the pace has slowed in U.S. Treasury bond, which they follow
pplications to refinance a home loan, the last few months as some sellers sit loosely, is now rising again. Rates
which are usually highly rate-sensitive, on the market longer. Yet prices are have moved within a very small range
decreased 3 percent from the previous nowhere near falling on a national this summer but are showing signs
week. Volume was 33 percent lower scale and are unlikely to, given the they could begin to break higher.
2018 Issue 8 Builders Outlook 7

The Developing Trade War & Interest Rates

Elliot Eisenberg
Economic & Policy

The US economy is, at present, interest rate increases. If, however, With this history still quite fresh in
growing very rapidly, and 2018 is the hit to GDP is bigger than the institutional memory of the Federal
shaping up to be the best year for anticipated, because the quantity of Reserve, policy makers would be
economic growth since 2006. As a imported goods facing steep tariffs expected to respond to such a
result, the Federal Reserve is a lock to rises substantially, rates could be situation by raising interest rates to
raise rates by a quarter-point in reduced to ward off a possible wring out any permanent rise in
September, and there is at least a 70% recession. That would only occur if inflation expectations. This is precisely
chance that they will do so again in other factors came into play, as the what was done in the early 1980s by
December to cool down growth and current $50 billion in products facing then Fed Chairman Paul Volker. Of
prevent inflation from taking hold. But
plenty can go wrong with this forecast.
tariffs along with any retaliatory actions
by other nations is not nearly large
The bigger fear is that course, this rise in rates would slow
growth and weaken the economy even
Contagion from an emerging market or enough to meaningfully reduce GDP, a trade war has the more.
financial crisis is always possible, but let alone drive us into recession. opposite effect on While the chances of seeing rates

monetary policy and

the biggest immediate threat comes The bigger fear is that a trade war rise to ward off a rise in inflation
from the rapidly escalating trade-war has the opposite effect on monetary expectations is highly unlikely, it is a
we are in. policy and forces the Fed to raise forces the Fed to raise worst case-scenario for both the
The most likely outcome of rising
trade tariffs is a premature pause in
interest rates. If this occurs, it would be
very destructive to both Main Street
interest rates. economy and financial markets. This
is because it offers a combination of
the current interest rate rising cycle. and Wall Street. For this to happen, faster inflation, weaker growth, and
This is because a trade war will cause the economy would need to tighter monetary policy. My baseline is
business demand for physical plant, experience a series of strong negative that the impacts of rising tariffs and
equipment, and employees to contract supply shocks. It might happen like the rise in inflation could cause long- protectionism are too limited to
due to heightened economic this: global trade conflicts quickly term inflation expectations to not only meaningfully alter the course of
uncertainty. Trade wars will also cause escalate, significantly driving up the rise but also become somewhat monetary policy. But, in the fog of (a
consumer demand to lessen due to cost of many imported goods as well permanently embedded in markets, trade) war, things inevitably go awry --
rising unemployment, higher prices, as domestically-produced substitutes. such that higher inflation expectations just think of Harley-Davidson’s
and falling consumer confidence, This sudden rise in prices would raise persist even after the economy returns unexpected decision to shift to offshore
exacerbated by a decline in equity production costs, which would, in turn, to normal. This is precisely what manufacturing -- and adversaries
values. While such a slowdown would lead to inflation and a rise in the dollar happened in the late 1960s and respond in ways not anticipated; be
not be expected to be that large, it and unemployment as exports decline eventually led to 20% interest rates in prepared.
would still slow GDP growth and and policy uncertainty rises. Worse, the late 1970s and early 1980s.

Your retirement gets

closer every single day.

Will you be ready?

Planning for your retirement is easier with the
EPAB Membe Retirement Prograr

Companies with less than ten participating

employees can benefit from:

• Substantial Cost Savings

• Employer and Employee Benefits
• Retirement Planning Services
• $500 Tax Credits for First Three Years

Companies with larger numbers of participating

employees can realize even more savings and
additional program benefits.

Ruth Rivera
CFPA, C(k)P®
Certified 401(k) Professional

2018 Issue 8

Sunbelt Show: EPAB well represented at state-wide event

The 2018 Texas Association of Builders government, and of course government
Sunbelt Show took place in Dallas August intrusions,” Bowling said. While he
8,9 and 10. The meetings and event represents EPAB at TAB he also was
where held at the Hilton Anatole Hotel, there to see if Tropicana Homes entry
one of the Dallas area’s largest. into the Star Awards would win. “’It’s
Attending for the El Paso Association of something that Tropicana enters yearly
Builders was TAB Vice President/ EPAB because we know we are as good or
Past President Randy Bowling; EPAP better than builders in other Texas cities,
Vice President Sergio Cuartas; EPAB so why not remind them of that,” he said.
Associates VP Sam Shallenberger; from Tropicana Homes has a good history of
ICON Custom Builders Carlos Garcia; winning including being honored as the
from The Dorian Group Miguel Angel Star Award winner as Texas Best
Mercado and Immediate Past President developer.
Don Rassette. The attendees raved “I came for the show and the
about the Sunbelt show as one of the education, but I also had Rassette
best. Homes in the Star Awards which we’ve
“The best part for me was the won in the past,” said Don Rassette of
education seminars inside the Sunbelt Rassette Homes. “We walked away with
Show,” said Sergio Cuartas. “They were another Star Award this year, something
amazing, they were very informative. I I’m very proud of,” he continued. “We
really tried to go to each one,” he were voted Best Master Bathroom in a
continued. Sam Shallenberger from home under $325K in the whole state,”
Morrison Supply is not only there as a he said proudly. Rassette along with
member but also as a Sunbelt Show Tropicana use the awards to market to
committee member. “The Sunbelt Show the consumers and to industry. “When
is getting better every year, this year was we win something like this we’re saying
exceptional,” Shallenberger told the that our team does great work, and that if
Outlook. “We had 250 exhibit spaces you’re going to buy a home then you
sold and it was fantastic,” Sam said. should know we’re not the only ones
Randy Bowling attended the meetings saying that,” Bowling said. Rassette
and pronounced them successful. “Every agrees that it is adding a quiver to the
TAB meeting is important for a lot of bag. “We enter because we agree with
reasons, but it really is the place where Randy that it’s important for my team and
we can get updates on important issues the consumer to know.” the majority of the visitors.” “Our next with stuff for the whole family then you
or concerns from around Texas,” he said. Sam Shallenberger expressed his Sunbelt Show is back at the Gaylord in should make plans to join us there,” he
“This great economy has created a views on the Sunbelt Show. “You know Grapevine, a suburb of Fort Worth. “If went on. The 2019 Sunbelt is scheduled
unique set of issues for builders and it’s not easy to put this event on, and someone is looking for a great show, for August 2019. Watch the Outlook and
associates, such as the need for skilled while we continue to grow we have to important meetings, and a beautiful resort your email for more information.
labor, wood price increases, costs of make sure there’s enough interests for

new h o m e s
for el paso...
s il y f o u n d h e re
February 2017 •

el paso


A single source solution provider El Paso New
centered around you.
Home Builders
magazine & website
 " "$ Visit www.ElPas for
more information

!"  • Part of Homes of El Paso magazine

! "# "
• Mailed monthly to thousands of local homes
" ®
• El Paso Airport distribution
• Stand alone magazine each quarter

Call Martha today for more

  " information at (915) 204-7017.
Brent Morgan, Regional Sales Mana
a ge r Another Mesa Publishing Publication, serving El Paso Home • 678.79
94 .9244
Buyers for 25 years.
General meeting presentation:
Go-10 and more
the International Bridges was not
approved by the Depart of Homeland
Security, so we had to redesign the
roadway to accommodate that,” he said.
It was clear from the onset that the Go-
10 Project is just the beginning of more
work that has to be done in El Paso.
“You need to know that I-10 is six to 10
years past it’s engineered usable
lifespan,” Bielek said. “That’s one of the
reasons you see patchwork now, but
The EPAB Member Meeting for August, eventually we will have to completely
sponsored by GECU Mortgage, featured resurface the entire stretch,” he
TX DOT District Engineer Bob Bielek continued.
who talked about the I-10 construction. In the presentation and questions
Mr. Bielek showed the assembled sold afterward Bielek showed that projects
out event that there’s a lot more to this involving Montana Avenue and arterials
project than meets the eye. “I appreciate to it like George Dieter, Lee Trevino, and
the opportunity to bring information out to beyond are going to be worked on soon.
the association so that you can better Bielek also said that the infamous
understand where we are and where Zaragoza/Montwood intersection would
we’re trying to get to,” he told the be “corrected” to allow for a smoother
Outlook. transition and eliminate the hazard now
In the presentation Mr. Bielek showed there. “It is a top priority to TX DOT to fix
individual slides along with animated it, so expect construction there to make it
videos of the projects. What struck most happen.” All the Spurs, LOOPS and
of the audience was that in fact TX DOT other streets like Alameda and Montana
is building a new freeway next to I-10 are under TX DOT jurisdiction. The
and trying not to interrupt traffic while North South freeway, US 54, is being
doing it. “One of things most people widened now as a continuing project.
aren’t aware of is that we have many “We are working with New Mexico DOT
players in this project who we need to to get semitruck traffic away from
work with or get permission from,” Bielek downtown and more directly to I-10 and I-
said. “For instance, our effort to go over 25 via the Anthony Gap,” Bielek said.



10 Builders Outlook 2018 Issue 8

#Real Texas

The El Paso Association of Builders encourages you to work with our members.
Builder members Millennium Homes Barrett Airworks Eagle Roofing Products
as of September 1, 2018 Dan Ruth Alexandro Castro Scott Aguilar
Bain Construction Pacifica Homes, Inc. Bassett Woodworks Edgar's Flooring
Scott Bain Juan Jose Vasquez Danny Murillo Edgar Enriquez
Althon Investments, LLC Padilla Homes Beasley, Mitchell & Co., LLP EDLR Platering
Jose Luis Martin Misael Navarrete Brad Beasley Eduardo De La Rosa
Bella Vista Custom Homes, Inc. Palo Verde Homes Bella Vista Realty Edmund Esper
Edgar Garcia Edgar Montiel Grisel Ortega Edmund Esper
BIC Homes Pointe Homes Belmont's Air Conditioning, Inc. El Paso Audio Video by Design
Antonio Cervantes Carlos Villalobos Rafael Belmonte Joe Gutierrez
Blue Sage Homes, LLC Porter Homes Big A Construction El Paso Building Materials
Jaime Gonzalez Albert Porter Thelma Vasquez Ken Wade
Blue Star Construction R.C. Baeza & Associates BMC Select El Paso Disposal
Carlos Villasana Robert C. Baeza David Quintana Irma Parsons
Bowling Construction R.E. Welch Contractor Boise Cascade El Paso Mortgage Bankers Association
Randy Bowling Gordon Welch Mike Flores Gilbert Pedregon
Carefree Homes Rassette Homes, Inc. Border Construction Specialties El Paso Times
Richard Aguilar Donald Rassette Ricardo Yvellez Sal Hernandez, Justin Riley
Casas De Leon, LLC Rosewood Design and Build Border Solar El Paso Truss
Nick Bombach Brianna Barnes Javier Ruiz Luis Mendiola
Cisco Homes LLC Santana Custom Homes Bordertown Carpets El Paso Winnelson
Francisco Arroyos III Fernando Santana Brian M. Abraham Rene Goldfien
Classic American Homes Southwest Land Development Serv. Builders Source Appliance Gallery Electrolux NA
Priscilla Hernandez Doug Schwartz Sandra Lucero Adger Colley
Crown Heritage Homes The Heritage Group Bukaty Financial Companies Group Elizardo Garcia Electric
Lydia Mlouhi David Bingham Ruth Rivera Elizardo Garcia
Cullers & Caldwell Builders Trejo Construction Co. C. D. Lee/Britton Insurance & Bonding ERA Sellers & Buyers
John Cullers Juan Trejo Anthony Landavazo/Lisa Daniels Karla Reyes
Cullers Homes Tropicana Building Corp. Cabinet Masters ESS Environmental and Safety Solutions
Jason R. Cullers Bobby Bowling IV Mike Robles Jose L. Garcia Ramirez
D B Innovations LLC Tropicana Development Carpet Warehouse EZE-R-DESIGNS
Dan Berry Greg Bowling Erez Belkin Leticia Mata
Dawco Home Builders Tropicana Homes Casa Ford & Casa Nissan Farmers Ins.-Mercedes Ruiz
Walter O. Lujan Randy Bowling Luke Lowenfield Mercedes Ruiz
Deal 2 Deal Custom Homes Tropicana Properties Castillo Electric Felipe Rocha Construction
Delton Deal Demetrio Jimenez Jose Del Val Felipe Rocha
Del Rio Engineering, Inc. Vallance Construction LLC CEA Engineering Group Ferguson Enterprises Inc.
Sal Masoud Oswaldo Prieto Jorge L. Azcarate Albert Holguin
Diamond Homes, LLC Villagi Homes, LLC Central Texas Metal Roofing Supply Co.,Inc. Fire Smoke N' Grill
Valerie Baquera Kristi Eddings Ben Garza, III Bill Owen
Donald Ward Builder, Inc. Vista del Sol Archetectural Design Centricity First American Bank
Donald Ward Luis J. Lopez Brent R. Morgan Louis Sauceda
E. Valencia Land Development LLC Will Harvey Development Century 21 The Edge First Light Federal Credit Union
Eddie Valencia Will S. Harvey Scott Kesner Lorenzo Revelez
Eclat Homes & Designs Winton/Flair/Accent Homes Citizens Loan Center First National 1870
Veronica Guerra Herschel Stringfield Jim Easley Haley Merritt
Edward's Homes, Inc. City Bank Texas Firth, Johnston, Bunn & Kerr
Eduardo Fernandez Associate members Bob Kotarski Jay Kerr
EPT Bella Custom Dream Homes as of September 1, 2018 City Lights Forge Factory Strength & Conditioning
Leti & Javier Navarette Thomas Brown Edmundo Portillo
EPT Land Communities 150 Sunset CMF Foxworth Galbraith Lumber
David Bogas Danny Heredia Carlos Munoz Dan Villarreal
Everest Homes 2-10 Home Buyers Warranty Cognent, Inc. Franklin Building Materials
Edmundo Dena, Jr. James Hebert Martin Paredes Ricardo Aguilar or Cristina Sheldon
Fortune Custom Homes 4 Tech A/C Service Commercial Insurance Brokers, Inc. G & G Enterprises Gen. Contractor
Javier Andrade Enrique Hernandez Ken Foster Juan F. Garcia
Gaddy Construction 84 Lumber Conde, Inc. G2 Ram Electric
Charles Gaddy Ernie Chavez Conrad Conde Luis Cano
GMF Custom Homes, LP 915 Siteworks, LLC Copenhagen Imports GCC Sun City Materials,LLC
Frank Torres Hugo Jasso Flemming Carlsen Antonio "Tony" Chavez
Guel Construction A C Refrigeration, LLC CQC Testing and Engineering,LLC GE Appliances
Rudy Guel Angel Cabrera Jaime Rojas Christine R. Villanueva
Hakes Brothers, LLC A Plus Remodeling & Repairs David Hernandez Cabinets GECU- Greater El Paso Credit Union
Chris Hakes Martin Arroyos David Hernandez Danny Galindo
Hanson Asset Management, LP ABC Supply Co., Inc. David J. Ellis Fee Office for Sierra Title GEPAR-Greater El Paso Assoc. of Realtors
Russell Hanson Larry Eck David J. Ellis Jason Sanchez
Homes by Design Acme Brick Company De La Torre Iron Works Go Pro Refrigeration
Leslie Driggers Hoard Steve Bush Alfredo de la Torre Humberto Diaz
Hunt Communities, LLC Adams Moulding & Lumber Delek US dba 7 Eleven Goodman Mfg.
Kathy Parry Tom Swahlen Sonja Scanlan Jorge Guajardo
ICON Custom Builder, LLC. Agustin Favela Concrete Demcon Disposal Management, LLC Great American Insurance Group
Carlos Garcia Agustin Favela Maria Elena (Nena) Gomez Julie Tomlinson
Industrial Realty Group Incorporated Alden R & R Services, LLC Desert Quest Plumbing Greater El Paso Chamber of Commerce
Brent D. Harris Alejandro Dena Hector Gonzalez David Michael Jerome
JER Custom Homes, LLC Allbrite Electrical Designer's Mart H P Roofing & Construction
Jorge E. Rodriguez Carlos Nunez Valerie Edmiston Heriberto Prieto
Kayton Lee Residential, Inc. Alvarado Plastering & Stucco, LLC Diaz Services, Inc. Harris Real Estate Group
Brianna Barnes Jose Enrique Alvarado Emmanuel Diaz Lane Harris
Lloyd Hamilton Contruction Amelia's Janitorial Services Dominguez Insurance Agency Haskins Electric
Lloyd Hamilton, III Amelia Gomez Victoria Dominguez Charles B. Haskins, Jr.
LMJ Construction Co., LLC Area Iron & Steel Works, Inc. Doors and More Hector De.La Canal Real Estate Group
Mike Lopez Fred L. Edmonston Jr. Miguel Moran Hector De. La Canal
Loyalty Homes Atrium Homes Dorney Security Hector Phillips fee Office for Sierra Title
Gustavo Loy Ricardo Bocardo Jr. John Dorney Hector Phillips
M A Builders & Design, LLC Bank of Texas Dunn-Edwards Paints Hernandez Roofing
Mustafa Ali Ray Owen Nathan Gordon Concepcion Hernandez
Maravilla Homes Baron Supply DWS Building Supply Home of Texas
Victor Robles David Trammell Sabrina Voorhies Amanda Eason
Medlock Commercial Contractors LLC Barragan & Associates E.F. Building Materials, Inc Home Pros Real Estate Group
Steve Medlock Benito Barragan Efren Fraire Penny Moore
Metro Homes, Inc. Barraza Drywall Corp. Eagle Custom Cabinets Homes of El Paso
Judith Arrunada, Fernando Torres Ignacio Barraza Juan Benabidez Riley Stephens
2018 Issue 8 Builders Outlook 11
HUB International Marlo Building Services Ramon Romero Painting Startech Heating and Air Conditioning
Luis Rosas Roberto Martinez Ramon Romero Luis Procter
Imperial Construction Masco Contract Serv dba Gale Insul Randall Smith, CPA Stewart Title of El Paso
Alexandro Garcia William Homan Randall Smith Cindy Bilbe
Inter National Bank Massey Johnson Rebath of El Paso/Las Cruces Stone City Rocks
Natalie Ojeda Josie Ledesma Lisa Walling Chris Baca
Interceramic Tile & Stone Gallery McCoy's Building Supplies Remcon Self Storage StrucSure Home Warranty
David Holguin Doug Danner Will Harvey Scott Whisenant
J & H Concrete & Post Tension Merrill Lynch Rey Construction Su Casa Magazine
Jorge Herrera Thomas Gabriel Manuel Reyes Bob Skolnick
J. B. Laminates Miguel Sanchez Cano RGR Roofing, LLC Sun City International Doors
Gina Rodriguez Miguel Sanchez Cano Marco Rodriguez Jorge Carmona
J. C. Balcorta Painting Minerva Al-Tabbaa Realtor Richman Group Affordable Housing Corp. Sun City Spray Foam
Cruz Balcorta Minerva Al-Tabbaa Kevin Hoffman Fred Reynolds
J. F. Plastering Mini Concrete Materials Rito Magallanes Sun City Winnelson
Juan Florez Joe Soto Rito Magallanes Dean Moore
Jack White Building Specialties Moen Rocky Mountain Mortgage Company Sun West Windows and Glass
Claudia Lardizabal Frank Graf Dean Inniss Ernie Hernandez
James L. Ellis, CPA, PC Monster Link Marketing Roe, Brad Texas Gas Services
Jim Ellis Raul Mendoza Bradley Roe Mica Short
JFM Enterprises, Inc. Moreno Cardenas, Inc. Rudolph Chevrolet Texas Title Company
Jaime Flores Roberto Moreno Mike Ruffin Steve Raney
Jimmy Garza Emergency Water Removal Morrison Supply S & J Drywall, LLC TFCU
Veronica Buchanan Sam Shallenberger Yair Jalil & Sergio Jalil Yolie Melendez-Estrada
Jobe Materials, LP MTI Ready Mix, Inc. Saldivar Electric, Inc. The Dorian Group/Ocean Gallery USA
Charlie Tellez Tony Mullen Martin A. Saldivar Miguel Angel Mercado
Joe Bernal Insurance & Financial Services, Inc. New American Funding Sarabias Blue Sanitation The Home Systems Heating & Cooling, Inc.
Joe M. Bernal Tania Guzman Monica Brown Jesus Chain
Jose Moreno Dry Wall New Era Foam SBNG, P.C. The Iron Snail Inc.
Jose Moreno George Tollen Tyler Smith David Zuniga
Juan Carlos Perez Grading New Start Insulation Segura Framing Trane Residential Solutions
Juan Carlos Perez Jose Carreon Erika Segura Robert Meske/ Kathleen Chacon
Keenan Supply Oropeza Concrete Senercon TRE & Associates
Nancy Rivas Angel Oropeza Javier Ruiz Linda Troncoso
Keller Williams Parra's A/C and Heating Service Senpai Training and Development Trim Team
Mo Goodarzi Aureliano Parra Leonardo Corral Juan & Kris Hernandez
Keller Williams Passage Supply Sergio Herrera Framing USA General Contractors
Susan Flores John Chaney Sergio Herrera Javier Olmos
L & P Building Supply Pate & Appleby, LLP Serrano's Construction Value Stone
Denise McConnell Richard De Santos Juan Serrano Isabel Chacon
LCR Resource, Inc. Patriot Mortgage Service Master Commercial Vision Consultants, Inc.
Ralph Sanchez Randy Bowling Heidi Avedician Kelly Sorenson
Legacy Real Estate Services/TTi Prop. Man. Pella Windows Sherwin Williams Paint VMP Painting
Patrick Tuttle Jason Bates Cruz Lopez Victor Prieto
Leon Real Estate Performance Glass & Aluminum Sierra Title Company /Lawyers Title W.W. Sales
Jorge Leon Hector Hernandez Angelique Roman, Marielsa Pulido Eric Hoppes
LOI Engineers Perl Mortgage Simpson Strong-Tie Company, Inc. Western Heritage Bank
Bernardino Olague Stephen Sepulveda, Gilbret Pedregon Ken Donham Kathy Carrillo
Lone Star Title Co. of El Paso Polar Mechanical LLC Snappy Publishing WestStar Home Loans
Sam Trimble Francisco Amezquita Ted Escobedo Cinco Houghton
Love Engineering, Inc. Post Tension Steel Soil Mechanics WestStar Bank
Montez Love Dennis Moore Lorenza Escareno David Osborn
Lowes Home Improvement Powerfoam Insulation Solar Smart Living WestStar Title
Johnny Rodriguez Arnie Pedersen Larry Perea Rachel Valles
Loyas Shutters Prewire of El Paso, Inc. Southwest Décor El Paso Corporation Whirlpool
Alfredo Loya Steven Drury Chris Matthews Gwen Walker
MagicStone Pride industries dba Pride Ascend Southwestern Prewire Wolf Air
Marco Gomez Dr. Lonny Wright Joe Trejo Arturo Alcantar
Majestic Realtors Q Martins Plumbing Spectrum Technologies X Construction
Patti Musshorn Jose Martinez Miled Daou Emmanuel Chavarria
MAK Roofing & Construction Quality Granite St. Mary's Custom Shutters
Felix Vizarreta Hector Porras Dolores Lopez

plus tax Introducing the NEW Texas Association of
Builders Model Construction Safety Program &
$699.99 Jobsite Safety Standards Package© (Model Safety
non-members plus tax Plan) Version 4.0.

Texas Association of Builders

Model Construction Safety Plan
The NEW plan includes the This plan is available to TAB members for only $299.99 (plus sales tax).
addition of recent OSHA You will receive:
requirements such as: • TAB’s Model Construction Safety Program & Jobsite Safety Standards
Package© that includes a User Guide and the Model Safety Plan.
Permit Required Confined • Access to a new webinar that will train you and your employees on the use
Spaces of the Model Safety Plan.
• Upon completion of the webinar, a Certificate of Completion stating that you
Crystalline Silica Standards have completed the webinar that provided you with detailed information on
Access to the previous version of the Model developing your company’s safety plan using TAB’s OSHA-reviewed Model
Safety Plan is no longer available. To purchase Safety Plan. Please watch to the end of the webinar for instructions on
the new online Model Safety Plan Version
obtaining your certificate.
4.0, visit
12 Builders Outlook 2018 Issue 8

New MEMBER decal great for business

The new Real Texas Builder MEMBER At a recent visit Ray got the decal changed
decal has been a hit with our membership as at both Foxworth-Galbraith Lumber and at
we proudly announce our affiliation with the Builders Source Appliance Gallery. “We’re
EPAB and TAB. proud to let our customers know we belong to
“The decal was designed with our new the EPAB,” said David Samaniego with
trade mark “Real Texas Builder” and the logo Builders Source. “We always have the
of the EPAB as well as the TAB Star with blue association decal on our entryway so now we
background,” said Ray Adauto. He told the have the newest version,” he continued. Dan
Outlook that he hopes all members use the Villareal at Foxworth Galbraith was quick to
logo as it goes along with a consumer let Ray change it out as well. “We support
awareness campaign the association is doing. the association and are proud to have a
“We’re tying in our builder and associate membership with them, so we need to let our
members to the fact that the members are customers and vendors know by displaying
involved in the industry and are professional the fact,” Dan said.
enough to be members,” he said.

Housing Affordability Hits 10-Year Low

Rising home prices and interest rates pushed percent in the first quarter. affordable major housing market. There, 89.1 There, just 5.5 percent of the homes sold in the
housing affordability to a 10-year low in the “Tight inventory conditions and rising percent of all new and existing homes sold in second quarter of 2018 were affordable to
second quarter of 2018, according to the construction costs are factors that are holding the second quarter were affordable to families families earning the area’s median income of
National Association of Home Builders back housing and putting upward pressure on earning the area’s median income of $74,100. $119,600.
(NAHB)/Wells Fargo Housing Opportunity Index home prices,” said NAHB Chairman Randy Meanwhile, the nation’s most affordable smaller Other major metros at the bottom of the
(HOI) released today. Noel, a custom home builder from LaPlace, La. market was also located in the Empire State. In affordability chart were located in California. In
In all, 57.1 percent of new and existing “Meanwhile, tariffs on Canadian lumber imports Elmira, N.Y., 97 percent of homes sold in the descending order, they included Los Angeles,-
homes sold between the beginning of April and into the U.S. are further eroding housing second quarter were affordable to families Long Beach-Glendale; Anaheim-Santa Ana-
end of June were affordable to families earning affordability. Builders are struggling to manage earning the median income of $71,000. Irvine; San Jose-Sunnyvale-Santa Clara; and
the U.S. median income of $71,900. This is these costs to ensure pricing does not outpace Rounding out the top five affordable major San Diego-Carlsbad.
down from the 61.6 percent of homes sold in expected gains in wage growth.” housing markets in respective order were All five least affordable small housing markets
the first quarter that were affordable to median- “Rising household formations, along with a Scranton-Wilkes Barre-Hazleton, Pa.; were also in the Golden State. At the very
income earners and the lowest reading since strong economic expansion in the second Harrisburg-Carlisle, Pa; Indianapolis-Carmel- bottom of the affordability chart was Salinas,
mid-2008. quarter that has fueled job growth, will support Anderson, Ind.; and Youngstown-Warren- where 9.8 percent of all new and existing
The national median home price jumped from housing demand in the second half of 2018,” Boardman, Ohio-Pa. homes sold were affordable to families earning
$252,000 in the first quarter of 2018 to said NAHB Chief Economist Robert Dietz. Smaller markets joining Elmira at the top of the area’s median income of $69,100.
$265,000 in the second quarter—the highest “However, growing trade war concerns and the the list included Kokomo, Ind.; Davenport- In descending order, other small markets at
quarterly median price in the history of the HOI expectation of higher mortgage rates are Moline-Rock Island, Iowa-Ill.; Cumberland, Md.- the lowest end of the affordability scale included
series. At the same time, average mortgage additional headwinds negatively affecting W.Va.; and Wheeling, W.Va.-Ohio. Santa Cruz-Watsonville; Napa; San Luis
rates jumped by more than 30 basis points in housing affordability.” San Francisco, for the third straight quarter, Obispo-Paso Robles-Arroyo Grande; and San
the second quarter to 4.67 percent from 4.34 Syracuse, N.Y., was the nation’s most was the nation’s least affordable major market. Rafael.

In Texas anyone with a truck and a hammer can call themselves a builder. Protect your biggest
investment by choosing a Real Texas Builder, a member of the El Paso Association of Builders.

A Real Texas Builder is a professional who invests in our community and works hard to build you
the best home money can buy.

Real Texas Builders are genuine, legitimate, educated and committed to the advancement of the
home building industry.

Visit for a list of our ‘Real Texas Builder’ members.

© 2018 El Paso Association of Builders •  6046 Surety Drive • El Paso • Texas • 915-778-5387
2018 Issue 8 Builders Outlook 13

Upcoming Events New Members

September 13 SEPTEMBER 20 Susan Flores Victor Robles
Board Meeting Builders Seminar 6006 N. Mesa, Ste. 1100 2412 Savannah
12 Noon By Centricity El Paso, TX 79912 El Paso, TX 79930
EPAB Office EPAB Office 915-209-1701 915-328-8599


Deadline for Early Final deadline Jorge Leon Roberto Moreno
entries Real Texas entries Real Texas 7500 Viscount, Ste. 125 2505 E. Missouri Ave., Ste.100
Builder Awards Builder Awards
El Paso, TX 79925 El Paso, TX 79903
915-726-7637 915-532-2091

Soda Sponsor
Marco Gomez Jaime E. Gonzalez
6821 Market 145 East Sunset Rd., Ste F200-293
El Paso, TX 79915 El Paso, TX 79922
915-843-2500 915-787-9175


./+*!,-+ 0/.-+)-%'./+*!#(..!-)%/%(!* 
,+-!(%*/+2++ "(++-%*#,1!-.* )+-!


S h o w ro o m :
9400 Gateway East  El Paso, TX  79907
(915) 593-1301  (800) 356-9546
14 Builders Outlook 2018 Issue 8

Community News

Bonded Builders Warranty Group, Bankers Warranty Group Merge

‘Centricity’ brand launched
Bankers Warranty Group (BWG) associates dedication, variety of the company to become a single- to energy efficiency programs. As a
and Bonded Builders Warranty services and more than 35 years of source solution provider offering Centricity builder member, you
Group (BBWG) combined their industry experience. I take pride in customized programs for clients have access to more products that
strength and heritage to become working for an organization whose including builders, retailers, differentiate you from the
Centricity, a service and protection mission is around people helping manufacturers, and distributors. competition and provide your
powerhouse. Centricity combines a people, with a team focused on Centricity creates comprehensive homeowners with complete
leading innovator in service customer experience. Even from programs across a range of protection. According to Morgan,
contracts with America’s #1 new states away, I am confident our products including service this means with over 25 years of
home warranty provider to form the corporate team is providing the contracts, warranty and contact experience protecting the American
most comprehensive risk best service to both our builders center solutions. Dream, Centricity can provide
management solution provider, and homeowners,” said Brent Centricity offers various unique builders and the home buyer peace
centered around the customer. Morgan, Regional Sales Manager. products to the builder channel, of mind protection.
“Our new brand showcases our The launch of Centricity allows from classic new home warranties

Hyundai Sun Bowl

tickets now on sale
Game Date set for
New Year’s 2018
Tickets for the 85th Annual
Hyundai Sun Bowl are on sale now
through Ticketmaster and the Sun
Bowl Association office. The 2018
Hyundai Sun Bowl will kick off at 12
p.m. (MT) Monday, Dec. 31, 2018.
The Sun Bowl features teams from
the ACC and Pac-12 conferences.
Tickets for the game can be
purchased online through the link
at or by calling
the Sun Bowl Association office at
915-533-4416. Fans are also
invited to stop by the Sun Bowl
Association office in El Paso at
4150 Pinnacle Street, Suite 100 to
purchase tickets. Fans have
already begun purchasing tickets
and renewing their ticket plans.
“I am continually amazed that our
local fans are so loyal to this
longtime tradition and to see how
excited they are every year to
return to the Sun Bowl for great
football games,” said Hyundai Sun
Bowl Executive Director Bernie
Olivas. “Our game is an El Paso
tradition and the prices for tickets
are very affordable, especially
when one compares it to other
forms of entertainment.”
The Hyundai Sun Bowl also
works with Ticketmaster and fans
can visit,
call the Ticketmaster toll free line at
800-745-3000 or download the
Ticketmaster mobile app for both
iOS and Android to purchase
tickets. Tickets purchased through
Ticketmaster will have additional
handling and convenience fees.
Ticket prices start at just $22 with
other options priced at $32, $47,
$57 and $62. A map of the
stadium’s layout can be found at
Builders Outlook 2018 Issue 8 El Paso Disposal
6046 Surety Dr. El Paso, TX 79905
915-778-5387 • Fax: 915-772-3038
■ ExEcuTivE OFFicERS
Edmundo Dena
Luis Rosas, HUB International
Brenda Aguirre, Rocky Mountain Mortgage
Sandra Lucero, Builders Source
vicE PRESiDENT Ted Escobedo, Snappy Publishing
Sergio Cuartas Jorge Herrera, J&H Post Concrete & Post Tension
SEcRETARY Angelique Roman, Sierra Title
Edgar Garcia Patrick Tuttle, Legacy Real Estate
Sam Shallenberger Patricia Martinez, Stewart Title
ExEcuTivE vicE PRESiDENT Randall Smith, Randall Smith, CPA
Ray Adauto
Don Rassette Randy Bowling - Life Director
Sam Shallenberger
■ cOMMiTTEE cHAiRS Edmundo Dena
Ted Escobedo ■ NATiONAL DiREcTORS
Patrick Tuttle Bobby Bowling, IV
Demetrio Jimenez
Finance committee Leslie Driggers Hoard -Alternate
Kathy Carrillo/Treasurer Antonio Cervantes - Alternate
Henry Tinajero
Honorary Life Members
Community Outreach Mark Dyer
Angelique Roman

For All Your Electrical Needs

Wayne Grinnell
Brenda Aguirre Don Henderson
Patricia Martinez Anna Gill
Brad Roe
Land Use Council Rudy Guel
Sal Masoud

Residential Specialists
Past Presidents
Education committed to Serve
Kelly Sorenson Edmundo Dena

Tract Homes • Custom Homes

Delton Deal Edgar Montiel
Frank Torres
■ ADviSORY TO THE BOARD Frank Arroyos
Jay Kerr, Firth, Johnston, Bunn & Kerr Greg Bowling
Randy Bowling
■ BOARD OF DiREcTORS Bobby Bowling Iv
Builders: Doug Schwartz
Delton Deal, Deal 2 Deal John Cullers
J.J. Vasquez, Pacifica Homes Robert Baeza
Leti Navarrete, Bella Custom Dream Homes Mark Dyer
Bud Foster, Southwest Land Development Kelly Sorenson
Kathy Parry, HUNT Communities Rudy Guel
Lee Gillett, Classic American Brad Roe

Laura Loy, Loyalty Homes Herschel Stringfield
Walter Lujan, Dawco Homes Bob Bowling Iii

Total Customer
Fernando Torres, Metro Homes Pat Woods

Leslie Driggers Hoard, Homes by Design Carlos Villalobos
Carlos Garcia, ICON Custom

EPAB Mission Statement:
Sal Masoud, Del Rio Development The El Paso Association of Builders is a federated professional
Fernando Santana, Santana Custom Homes organization representing the home building industry,
Chris Hakes, Hakes Brothers committed to enhancing the quality of life in our community by
Associates: providing affordable homes of excellence and value.
Joe Bernal, Joe Bernal Insurance The El Paso Association of Builders is a 501C(6) trade
Henry Tinajero, WestStar Bank organization.
Kathy Carillo, Pioneer Bank © 2018 Builder’s Outlook is published and distributed for
John Chaney, Passage Supply the El Paso Association of Builders
by Ted Escobedo, Snappy Publishing, LLC

2017 Member Of The Year 2017 Associate Of The Year

Don Rassette Charles “Chuck” Haskins
Rassette Homes Haskins Electric

Give your customers Insurance developed for builders.

the ‘option of the sun’

Developed for builders with the backing of the strongest insurance
carriers serving the Texas building industry, our insurance program
offers flexible coverage options and rates that are more competitive
than ever. As an authorized member of Builder Agent Network©, we’re
dedicated to providing builders and contractors with the best-in-class

Now more than ever,

insurance programs, pricing, underwriting, resources and service.

El Paso home buyers

Product Portfolio Highlights

are planning for the t“A” rated carriers, several available

future. t(-PêFSJOHDoverage for property damage that results from faulty, defective,
or poor workmanship in your work.
tExpanded policy form for commercial projects
tBuilder’s Risk master policies, monthly reporting, annual and one shots
t Workers’ Comp - Two highly cost-effective programs
tExDFTT-JBCJMJUZGPS$PNNFrcial (eneral Contractors
t$PNNFrcial Umbrella

El Paso, Permian Basin and Surrounding Area

HUB International Insurance Services

Border Solar can help


you offer your

customers solar power

as a sensible

The future starts

Crossing to Clean Energy

7365 Remcon Circle

El Paso, TX 79912
follow us on twier and
(915) 613•4168 BorderSolar