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  • IDFC Bank AQB/AMB account charges and features comparison

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    gaurav_p_9
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    Idfc

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    Param and Vishesh Final

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    24 views4 pages

    IDFC Bank AQB/AMB account charges and features comparison

    Uploaded by

    gaurav_p_9
    Idfc

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 4

    Description of Charge/Feature Param Vishesh

    AQB/AMB AMB: Rs 1000 AMB: Rs 5000

    AMB: >= Rs.500/- to < Rs. 1000/-: Rs. 50/- AMB: >= Rs. 2500/- to < Rs. 5000/-: Rs. 150/-
    Charges for non-maintenance - (Rs)
    AMB: < Rs.500/-: Rs. 100/- AMB: < Rs. 2500/-: Rs. 300/-

    Interest will be calculated on daily available balance and will be credited at the end of every quarter.
    Interest Calculation
    Minimum interest of Rs.1/- will only be credited.
    Account Opening Amount Rs 1000 Rs. 5000
    Cash Transaction
    Cash Deposit-Home/Non Home First 4 txns or Rs 2 lakh whichever is
    First 4 txns or Rs 2 lakh whichever is earlier.(Free)
    Branch(Monthly) earlier.(Free)
    Cash Deposit (above free limit)
    Rs 5/1000. Min Rs 150 Rs 5/1000. Min Rs 150
    Home/Non Home branch
    Cash Withdrawal-Home/Non Home First 4 txns or Rs 2 lakh whichever is
    First 4 txns or Rs 2 lakh whichever is earlier.(Free)
    Branch earlier.(Free)
    Cash Withdrawal (above free limit)
    Rs 5/1000. Min Rs 150 Rs 5/1000. Min Rs 150
    Home/Non Home branch
    Payment Service
    Intrabank-Fund Transfer-Branch Free Free
    Intra-Bank Fund Transfer -Internet
    Free Free
    Banking

    RTGS Payment - Branch/Internet Rs 2Lakh to Rs 5 Lakh: Rs 25/transaction Rs 2Lakh to Rs 5 Lakh: Rs 25/transaction


    Banking Above Rs 5 Lakh-Rs 50/transaction Above Rs 5 Lakh-Rs 50/transaction

    Up to Rs 10000-Rs 2.5/transaction Up to Rs 10000-Rs 2.5/transaction


    NEFT Payment - Branch/Internet Above Rs 10000 to Rs 1 Lakh:Rs 5/transaction Above Rs 10000 to Rs 1 Lakh:Rs 5/transaction
    Banking Above Rs 1 Lakh to Rs 2 Lakh: 15/transaction. Above Rs 1 Lakh to Rs 2 Lakh: 15/transaction.
    Above Rs 2 Lakh: Rs 25/transaction Above Rs 2 Lakh: Rs 25/transaction

    Up to Rs 1 Lakh-Rs 5/transaction Up to Rs 1 Lakh-Rs 5/transaction


    IMPS-outgoing
    Above Rs 1 Lakh to Rs 2 Lakh-Rs 15/txn Above Rs 1 Lakh to Rs 2 Lakh-Rs 15/txn
    Rs.100 per D.D. up to Rs.10,000;.Rs.3/ per Rs.100 per D.D. up to Rs.10,000;.Rs.3/ per thousand
    DD/PO payable at IDFC BANK thousand rupees for DD of more than rupees for DD of more than Rs.10,000, subject to a
    locations. Rs.10,000, subject to a minimum charge of minimum charge of Rs.100 and maximum of Rs.
    Rs.100 and maximum of Rs. 10,000 per DD. 10,000 per DD.

    DD/PO- Duplicate
    Rs.100 per D.D Rs.100 per D.D
    Issuance/cancellation/ revalidation

    Rs.100 per D.D. up to Rs.10,000;.Rs.3/ per Rs.100 per D.D. up to Rs.10,000;.Rs.3/ per thousand
    DD/PO payable at Correspondent thousand rupees for DD of more than rupees for DD of more than Rs.10,000, subject to a
    bank locations. Rs.10,000, subject to a minimum charge of minimum charge of Rs.100 and maximum of Rs.
    Rs.100 and maximum of Rs. 10,000 per DD. 10,000 per DD.

    Cheque Drawn on us/deposited/ECS-bounce charge


    Cheque Deposited-Outward clearing Rs 50/Instrument Rs 50/Instrument

    Due to technical reasons Nil (Technical reasons will not be charged) Nil (Technical reasons will not be charged)

    Cheque Issued-Inward
    Rs 250 Rs 250
    Clearing(Drawn on us)
    SI return Charges Rs 50/Instrument Rs 50/Instrument
    ECS Debit Return charges Rs 50/Instrument Rs 50/Instrument
    Collection Service
    Intra-Bank Fund Transfer Collection Free Free
    RTGS Collection Free Free
    NEFT Collection Free Free
    ECS Collection - Transaction Free Free
    ECS Collection - Mandate (New /
    Free Free
    Modify / Cancel/Stop)
    Cheque collection-local clearing Free Free
    Outstation cheque collection-IDFC
    Free Free
    Bank Location

    Upto Rs.5,000/- Rs.25/- Above Rs.5,000/- up to


    Upto Rs.5,000/- Rs.25/- Above Rs.5,000/- up to
    Rs.10,000/- Rs.50/- AboveRs.10,000/-up to
    Rs.10,000/- Rs.50/- AboveRs.10,000/-up to Rs.1.00
    Outstation cheque collection-Non Rs.1.00 lac Rs.110/- AboveRs.1.00 lacs
    lac Rs.110/- AboveRs.1.00 lacs uptoRs.5.00 lac
    IDFC Bank Location uptoRs.5.00 lac Rs.225/- AboveRs.5.00 lacs
    Rs.225/- AboveRs.5.00 lacs uptoRs.10.00 lac
    uptoRs.10.00 lac Rs.250/- Above Rs.10.00 lacs
    Rs.250/- Above Rs.10.00 lacs Rs.280/-(Max)
    Rs.280/-(Max)

    Upto Rs.5,000/- Rs.25/- Above Rs.5,000/- up to


    Outstation cheque collection at Upto Rs.5,000/- Rs.25/- Above Rs.5,000/- up to
    Rs.10,000/- Rs.50/- AboveRs.10,000/-up to Rs.1.00
    correspondent bank location and Rs.10,000/- Rs.50/- AboveRs.10,000/-up to
    lac Rs.110/- AboveRs.1.00 lacs uptoRs.5.00 lac
    other location: Non MICR Rs.1.00 lac Rs.110/- AboveRs.1.00 lacs
    Rs.225/- AboveRs.5.00 lacs uptoRs.10.00 lac
    cheque/Non CTS cheque uptoRs.5.00 lac Rs.225/- AboveRs.5.00 lacs upto
    Rs.250/- Above Rs.10.00 lacs Rs.280/-(Max)
    Rs.10.00 lac Rs.250/- Above Rs.10.00 lacs
    Rs.280/-(Max)

    Debit Card and ATM Charges


    Issuance charge Rs. 250/- Rs. 500/-
    Annual Fees Rs. 250/- Rs. 300/-

    ATM transaction-IDFC Bank First 5 transaction/Month-Free 6th onwards to First 5 transaction/Month-Free 6th onwards to be
    Location(Financial/non- financial) be charged charged

    ATM transaction-Non IDFC Bank


    First 5 transaction/Month-Free 6th onwards to First 5 transaction/Month-Free. 6th onwards to be
    ATMS(Financial-non financial
    be charged charged
    transaction)
    6th transaction onwards charge will apply for
    6th onwards charge as follows: Rs 20 + taxes for
    ATM transaction charges beyond free transactions done on IDFC / Non IDFC Bank ATMs
    financial transaction and Rs 8 + taxes for non-
    limit Rs 20 + taxes for financial transaction and Rs 8 +
    financial transaction
    taxes for non-financial transaction
    Re-issuance of card(Lost or damaged) Rs. 200/- Rs. 200/-

    Pin Regeneration(Green Pin) Nil for All Channels Nil for All Channels

    Cheque Book Issuance


    Rs. 4 per cheque leaf on issuance and 4 per cheque leaf on issuance and subsequent
    Cheque Book Facility
    subsequent cheque book cheque book
    Cheque Book Issued on request Issued on request
    Miscellaneous Charges
    Physical copy through MATM / BOC / Branch - Physical copy through MATM / BOC / Branch - INR
    Account Statement Physical (Branch)
    INR 100 100
    Issue of Duplicate/Adhoc
    Rs. 100 Rs 100
    statement(Branch/Channel)
    Issue of passbook facility Nil Nil

    Duplicate Passbook Rs 50 Free

    Account Closure Free Free


    SMS/ E mail Alerts SMS: Rs. 15/- per quarter SMS: Rs. 15/- per quarter
    Phone Banking Free Free
    Net Banking Free Free
    Mobile Banking Free Free
    Standing Instruction- Set Up/
    Free Free
    Execution/ Amendment
    Bill Payment- Net Banking Free Free

    Bankers Verification ( Photo/


    Free Free
    Signature/ Address)

    Balance Confirmation Certificate Free Free

    Record Retrieval Free Free


    One copy free/year. Rs 50/certificate for more One copy free/year. Rs 50/certificate for more than
    Interest/ TDS Certificate
    than one copy in F.Y one copy in F.Y
    Stop Payment per
    Rs 50/cheque Rs 50/cheque
    Instruction(Particular cheque/Range
    Rs 100 for range of cheque) Rs 100 for range of cheque)
    of cheque)
    Balance Enquiry ( Branch/ Channels) Free Free
    Activation of dormant/inoperative
    Free Free
    account
    Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. The charges as indicated above
    are subject to periodic revision.

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