5.

5.0

4.5

4.0

3.5

3.0

2.5
1980 1985 1990 1995 2000 2005 2010
15,000 8

6
10,000
4
5,000
2

0 0
United States Kenya United States Kenya
5.0

4.8

4.6

4.4

4.2

4.0
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
▶

▶
▶

▶
1,200 1,200

1,000 1,000

800 800

600 600

400 400

200 200

0 0
Auto Credit Card Home Equity

Other Student Loans

10 100%

8 80%

6 60%

4 40%

2 20%

0 0%
2010 2011 2012 2013 2014 2015 2010 2011 2012 2013 2014 2015
4,000 4,000

3,000 3,000

2,000 2,000

1,000 1,000

0 0
Sep Nov Jan Mar May Jul Sep Nov Jan Mar
Sep Mar Sep Mar
2012 2013 2014
 15%

44% 22% 19% 15% 44%

19%

22%
35% 80% 56%
″