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Opportunity Quick Analysis

Pro-Forma Actual What If… (1)


1 Purchase Price $
2 Gross Potential Rental Income $
3 Vacancy & Credit Loss Factor %
Vacancy & Credit Loss Amount OR $
Vacancy & Credit Loss Used $ - $ - $ -
4 Other Income (not affected by vacancy) $ 0 0
5 Effective Gross Income (EGI) = $ - $ - $ -
6 Total Operating Expenses $
Operating Ratio (Expenses As % of EGI) %
OR % 50.00%
Expenses Being Used From Above $ - $ - $ -
7 Net Operating Income (NOI) = $ - $ - $ -
8 Cap Rate Actual %
9 Value (based on cap rate) 10.00% = $ - $ - $ -
10 Primary Financing
Loan LTV % 75% 75% 70%
Loan Amount OR $
Loan Amount Used $ - $ - $ -
Amortized or Interest-Only Fully Amortizing Fully Amortizing Fully Amortizing
Interest Rate % 5.50% 5.95% 7.00%
Term (years) 25
### 30
### 25
###
Periods Per Year 12 12 12
Monthly Payments $0.00 $0.00 $0.00
Loan Constant

11 Secondary Financing
Loan LTV % 0%
Loan Amount OR $
Loan Amount Used $ $ - $ - $ -
Amortized or Interest-Only Fully Amortizing Interest-Only
Interest Rate % 6.25% 5.00%
Term (years) ###
5 30
### 30
###
Periods Per Year 12 12 12
Monthly Payments $0.00 $0.00 $0.00
Loan Constant
12 CLTV #DIV/0! #DIV/0! #DIV/0!
13 Annual Debt Service $ 0.00 0.00 0.00
14 Before-Tax Cashflow (After Debt Service) $ 0.00 0.00 0.00
15 Debt Service Coverage Ratio (DSCR) #DIV/0! #DIV/0! #DIV/0!
Down Payment $ 0 0 0
16 Closing Costs & Other Costs (%) % 3.00% 3.00% 3.00%
Closing Costs & Other Costs ($) $ 0.00 0.00 0.00
17 Cash Back (Deferred Maintenance) Minus $ 0 0 0
Net Cash Out Of Pocket $ 0 0 ###
0
18 Annual Cash-on-Cash (before taxes): #DIV/0! #DIV/0! #DIV/0!
Copyright 2004 - 2007 © George Antone - All rights reserved (rev 1.5 - 09.21.07) Licensed to ADG Holdings LLC - www.
Licensed to Wealth Classes Inc - www
Down Payment Source
Source 1 Rent Credits $ 0
Source 2 Defered Maintenance $ 0
Source 3 Buyer's Agent $ 0
Source 4 Uncle George $ 0
Source 5 Uncle David $ 0
Total Down Payment $ 0
What If… (2) What If… (3) What If… (4)

$ - $ - $ -

$ - $ - $ -

$ - $ - $ -
$ - $ - $ -

$ - $ - $ -

60% 75% 75%

$ - $ - $ -
Fully Amortizing Fully Amortizing Fully Amortizing
5.00% 5.50% 4.50%
25
### 25
### ###
30
12 12 12
$0.00 $0.00 $0.00

0% 0% 0%
$ - $ - $ -

30
### ###
5 ###
5
12 12 12
$0.00 $0.00 $0.00

#DIV/0! #DIV/0! #DIV/0!


0.00 0.00 0.00
0.00 0.00 0.00
#DIV/0! #DIV/0! #DIV/0!
0 0 0
3.00% 5.00% 3.00%
0.00 0.00 0.00
0 0 0
0 0 0
#DIV/0! #DIV/0! #DIV/0!
to ADG Holdings LLC - www.adgholdingsllc.com
to Wealth Classes Inc - www.wealthclasses.com
Loan Constant Calculator
Amortized or Interest-Only Fully Amortizing Fully Amortizing
Loan Amount $1,000,000 $1,000,000
Num Payments per year 12 12
Years 20 30
Interest 6.50% 8.20%
Monthly Payment (P&I) $7,455.73 $7,477.54
Annual Payments (P&I) $89,468.78 $89,730.53
Loan Constant 8.95% 8.97%

Copyright 2004 © George Antone - All rights reserved


lator
Fully Amortizing Fully Amortizing
$1,000,000 $1,000,000
12 12
5 25
4.00% 7.00%
$18,416.52 $7,067.79
$220,998.26 $84,813.50
22.10% 8.48%