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We hope you enjoy using this spreadsheet, here are some tips that m

1. Save a copy of this spreadsheet first, so that you always have a spare

2. Save your spreadsheet as you go along.

3. Fill in your income and expenditure for the months of the year.

4. Keep tinkering until you have a budget that looks realistic and hopefull

5. Look at the chart to get a picture of your bank balance as you go throu

6. You can click on headings to take you to useful websites, or for budget

7. As you go through the year you can update the figures for the months
record you can estimate what you have spent by working backwards from
month.

8. Have fun and please let us know what you think, you can send your fee
the forecaster, by email, to student.support@durham.ac.uk

TO START - CLICK ON THE FORECASTER TAB BELOW

To unprotect sheet type cash


are some tips that may help:

always have a spare blank copy.

s of the year.

realistic and hopefully is in credit at the end of the year.

lance as you go through the year.

ebsites, or for budgeting tips.

gures for the months that have passed. If you haven't kept a
rking backwards from your actual bank balance for that

you can send your feedback or contact us for help with using
m.ac.uk

ECASTER TAB BELOW


Student Cashflow Forecast
Month Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
Income
Maintenance Loan
Maintenance Grant
NHS Bursary
PLA

Childcare Grant/Childcare Allowance

Adult Dependant Grant/dependents allowance


University bursary/scholarship
Salary
Parental support
Student Hardship Fund
Childcare Support Scheme
Clinical Placement Fund
Partner income
tax credits
housing benefit
child benefit
Other
Total Income 0 0 0 0 0 0 0 0 0 0 0
Expenditure
Residence Charge/ Rent
Food
Gas
Electricity
Water

Course Costs (other than Tuition Fees)


Mobile
Internet
Travel
Leisure
TV License
Home Insurance
Car maintenance (MOT/Service)
Childcare
Car insurance
Council tax
Other
Other
Total Expenditure 0 0 0 0 0 0 0 0 0 0 0
Opening Balance 0 0 0 0 0 0 0 0 0 0 0
Income less Spending 0 0 0 0 0 0 0 0 0 0 0
Closing Balance 0 0 0 0 0 0 0 0 0 0 0

Overdraft Limit (500) (500) (500) (500) (500) (500) (500) (500) (500) (500) (500)
Name

Aug TOTAL

0
0
0
0

0
0
0
0
0
0
0
0
0
0
0 0

0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0 0
0
0
0 0

(500)
Cashflow forecast

0
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
Balance in Account

(100)

(200)

Monthly Balance
(300) Overdraft Limit

(400)

(500)

(600) Month