STATE BANK OF INDIA – AN OVERVIEW

 State Bank of India is the premier commercial bank of the country and, among
its strengths, the following would merit attention. The largest commercial bank
in the country with branches spread all over India, besides having presence in
all the time zones of the world covering several countries.

 As the largest financial institution in India, SBI is well positioned to capture

growth in India’s dynamic banking market and is seen as a macro economic
proxy for the Indian economy.

 The bank along with its non-banking subsidiaries has emerged as a financial
services supermarket offering the entire gamut of financial services including
investment banking, housing finance, factoring, project finance, asset
management primary dealership, securities trading, credit card, gold banking,
insurance, etc. The subsidiaries have been built into highly focused, efficient
and tech-savy organisation which works closely with the customer relationship
groups in order to cross-sell products building on Group synergy.

 SBI is an excellent brand name that is synonymous with trust and security.
SBI is the only bank in India to be ranked among the top 100 banks in the
world and also among the top 20 banks in Asia in the annual survey by “The
Banker”.

 With a 16.00% market share for advances and a 16.78% market share for
deposits (December 2005), SBI has a very strong presence.The Operating
profit of the Bank crossed the Rs.10000-crore mark in the year 2004-05.

 SBI’s Information Technology Programme aims at achieving efficiency in

operations, meeting customer and market expectations and facing
competition.
STATE BANK GROUP

 The 16 Subsidiaries, 6 Joint Ventures and 49 Associates, along with SBI, the
parent constitute the State Bank Group.

 Group assets have increased from Rs. 5,50,895 crores as on 31st March
2004 to Rs 6,28,576 crores as on 31st March 2005. The Capital of the Group
remained at Rs.526.29 crores. The total deposits of the group stood at
Rs.506105 crores and advances stood at Rs.286986 crores, as at the 31st
March 2005.Group net profit for the year 2004-05 stood at Rs.5597.97 crores
as against the figure of Rs 5759.37 crores in FY 2003-04.

 The Operating Profit for the same period stood at Rs 8,229.74 crores as
against the operating profit of Rs 8,171 crores in FY 2003-04.

MISSION,VISION AND VALUES

VISION: BE THE BANK OF CHOICE FOR A TRANSFORMING INDIA.

MISSION: COMMITTED TO PROVIDING SIMPLE, RESPONSIVE AND INNOVATIVE

FINANCIAL SOLUTIONS.

VALUES: SERVICES//TRANSPARENCY//ETHICS//POLITENESS//SUSTAINABILITY
 EVOLUTION
 The origin of the State Bank of India goes back to the first decade of the
nineteenth century with the establishment of the Bank of Calcutta in Calcutta
on 2 June 1806. Three years later the bank received its charter and was re-
designed as the Bank of Bengal (2 January 1809). A unique institution, it was
the first joint-stock bank of British India sponsored by the Government of
Bengal. The Bank of Bombay (15 April 1840) and the Bank of Madras (1 July
1843) followed the Bank of Bengal. These three banks remained at the apex
of modern banking in India till their amalgamation as the Imperial Bank of
India on 27 January 1921.

 Primarily Anglo-Indian creations, the three presidency banks came into

existence either as a result of the compulsions of imperial finance or by the
felt needs of local European commerce and were not imposed from outside in
an arbitrary manner to modernise India's economy. Their evolution was,
however, shaped by ideas culled from similar developments in Europe and
England, and was influenced by changes occurring in the structure of both the
local trading environment and those in the relations of the Indian economy to
the economy of Europe and the global economic framework.

Bank of Bengal H.O.

 INDEX
SR DESCRIPTION PAGE
NO
1
INTRODUCTION

2
RATIONAL OF STUDY

3
OBJECTIVE

4
MEANING

5
RESEARCH METHODOLOGY

6
LIMITATION
 BIODATA

PERSONAL INFORMATION :

NAME : PRIYANKA R SHARMA

DATE OF BIRTH : 12/02/1990

FATHER’S NAME : RAJIV SHARMA

ADDRESS: 105 A PARSHAV PRATHANA FLATS OPP GEB

WATER TANK ROAD KARELIBAUG BARODA

CONTACT NO : 7698796090

EMAIL : priyanka1202@hotmail.com

QUALIFICATION : BSC (GEOLOGY ) FROM MS UNIVERSITY

BARODA.

OCCUPATION : SERVICE IN STATE BANK OF INDIA

EXPERIENCE: 1). 9 MONTHS SERVICE IN BANK OF BARODA.

2). 5 YEARS AND STILL ON GOING IN STATE

BANK OF INDIA

WORKING: STATE BANK OF INDIA.

GUIDANCE UNDER: MR SUNIL MAHALE.

 MBA (BANKING AND FINANCE ) FROM ICFAI
UNIVERSITY.
 5 YEARS EXPERIENCE IN SBI.