My Friend Yu

My Friend Yu -
The Prosperity
Mentor
(Free Version)
By
Carl “J.C.” Pantejo
My Friend Yu - The Prosperity Mentor 2
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© 2007 Carl Pantejo /

Y.N. Vurce Publishing
– All Rights Reserved
No part of this book may be reproduced or

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www.ynvurcepublishing.com
© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Unauthorized duplication or distribution is strictly prohibited.
Limits of Liability/Disclaimer of Warranty

The author and publisher of this book have used their best
efforts in preparing and presenting its content. They make
no representation or warranties with respect to accuracy,
applicability, fitness, or completeness of its contents. They
disclaim any warranties (expressed or implied),
merchantability, or fitness for any particular purpose.
The author and publisher shall in no event be held liable for

any loss or other damages, including but not limited to
special, incidental, consequential, or other damages. They
do not warrant the performance, effectiveness or
applicability of any of the strategies and techniques
successfully used by others listed in this book. All
examples of past successful endeavors are put forth for
information purposes only and are not warranted for
content, accuracy or any other implied or explicit purpose.
Always seek the advice of competent legal, tax, accounting,

medical or other appropriate professional for any and all
matters that may impact your personal, individual situation.
Some of the situations in this story are based on actual

events. Certain characters may be composites, or entirely
fictitious. Any similarity to any one person living or dead
is merely coincidental.
If you detect a similarity between these fictional characters

and persons who exist, please consider that in a world with
billions of people, the chances for coincidence of detail in
an imaginary person and a real person are actually quite
good.

Fictional Characters:
Juan Carlos (“J.C.”), Y.N. Vurce (“Yu” Nee Vers), and Kai
are fictional characters created by and property of the
author. The fictional characters are to be in no way shape or
form recreated or used without my permission.
Any questions or comments should be directed to following

e-mail addresses:
customersvcs@ynvurcepublishing.com
Founder@ynvurcepublishing.com
Pantejo@ynvurcepublishing.com

DEDICATION
This book is dedicated to the women in my life:
Ophelia, my intrepid and munificent mother; Barbara
Jean, my thoughtful and always responsive sister; Anya,
my cheerful and beautiful daughter; Teri, the trusted
friend and eternal voice of reason; Diane, the selfless life
guide to me and countless others, and Soukvilay
Symoungkhoun; my lovely and caring soul mate.
To: Mom, Beej, Anya, Teri, Diane, and Kai,
“For your unconditional love and devotion, this book is

dedicated to you.”
Forever grateful that you are in my life;

and loving you always,

Table of Contents
Limits of Liability/Disclaimer of Warranty……………3
Dedication………………………………………………...5
Table of Contents…..…………………………………….6
Preface.................................................................................9
Acknowledgements……………………………………..11
From the Author: Life Changes………………………12
Prologue……………………….………………………...14
Chapter 1: Not a typical day…...................................16
Chapter 2: The car, the woman, and the
billionaire…………………………….…27
Chapter 3: The Education Begins………..…………39
Chapter 4: Down the rabbit hole I go………...…….44
Chapter 5: Yu and Kai………………………………49
Chapter 6: Are all the opportunities gone?...............56
Chapter 7: The Original Substance – The One.…...64
Chapter 8: How to make Riches Come to You ……70
Chapter 9: Good God, Bad World?.............………..78

Chapter 10: …to forgive is divine. …………………..88
Chapter 11: The Chimera called Money…………….95
Chapter 12: Create, Create, and Create!....................99
Chapter 13: Valuing Value………………………….104
Chapter 14: A Hint of the Certain Way – If you know
what you really want, it’s already on its
way!.........................................................112
Chapter 15: Gratitude – Staying Connected……….117
Chapter 16: Write it down!........................................123
Chapter 17: Keep your mind at home (it does the most
good there……………………………..131
Chapter 18: Meow and the Origami Bird…………140
Chapter 19: Acting in the Certain Way – Preparing to
Receive………………………………...144
Chapter 20: More on Acting in the Certain Way – The
Basis for its Success……………………157
Chapter 21: Why not?.................................................165
Chapter 22: Field of Endeavors…………………….171

Chapter 23: Don’t just talk the talk; Walk the
walk………………………………….. .177
Chapter 24: Beware the Beast………………………184
Chapter 25: Only when ready…………………...…188
Chapter 26: In your soul, in my soul……………….195
Chapter 27: An unusual day………………………...200

Preface
Many of the story’s details originate from my own
tumultuous, personal life and experiences in the military. I
spent nearly 24 years in and out of the military. I’ve
earned, then lost, or given away all my personal wealth
(and belongings) many times; usually coinciding with the
advent of multiple marriages and divorces. Believing that
school was too boring, I dropped out of High School early;
only to earn an A.A., B.S., and MBA in less then 4 years
much later in life – while working full-time as a
Navy/Marine Corps Medic. In spite of a fear of heights and
deep water, I free-fall parachuted out of airplanes and
performed diving ops in very deep, open ocean water. I
came to Thailand 11 months ago for a week’s vacation, fell
into a teaching job, and have never left!
In search of a better philosophy and system to get

wealthy, I stumbled onto the book “The Science of Getting
Rich,” by Wallace D. Wattles. Unfortunately, the book
was written in 1910 and both the language and examples
were hard to identify with. Nevertheless, its tenets
completely resonated with me. I wanted to internalize, to
really “own” the principles contained in the book. So, to
personalize the process in a way that would stick, I decided
to write a modern story about it; a story that incorporated
the concepts of “The Science of Getting Rich” using
contemporary language and an existing backdrop. In this
way, I knew I could ingrain the concepts into my psyche;
while creating something that would help others discover
the same powerful ideas.
Novices will easily learn “The Science of Getting

Rich” through the edutainment of this book. And veterans

of this subject will find the heartwarming anecdotes and

examples refreshingly original.
Using today’s language, “My Friend Yu – The

Prosperity Mentor” thoroughly explains the timeless,
Universal Laws of getting incredibly happy and wealthy.
When obeyed, these Universal Laws never fail to result in
manifesting great riches. “The Science of Getting Rich” is
tightly woven into the plot of this intriguing, romantic, and
funny story.
The setting for this narrative is in modern Thailand.

The main character is named Juan Carlos “J.C.,” an Asian-
American English teacher who is forced to hunt for a new
job. A half hearted inquiry into a possible employment
opportunity results in a chance meeting with a billionaire
named “Yu.” They become friends. Eventually, Yu
decides to teach J.C. the Science of Getting Rich.

Acknowledgements:
I am grateful for the will, ability, and opportunity to
write this book. I could not have done it without the
support of all my loved ones, friends, and associates. I
would also like to thank the following authors (past and
present) who don’t know me; but inspired me to write,
examine, explore, and expand. The list includes: Wallace
D. Wattles, Napoleon Hill, George S. Clason, David
Cameron Gikandi, Bob Doyle, Christopher Westra, Joe
Vitale, Dr. Robert Anthony, Dr. Steven Covey, Robert
Kyosaki, Andrea Wagenner, Mike Dooley, Paolo Cuello,
Steve Goodier, and others.

Life Changes
In the beginning, this project seemed daunting,
almost impossible; but completing it has profoundly
changed my life for the better - in all respects. The level of
personal growth and satisfaction I’ve gained from writing
this book was nothing less than phenomenal. Even before
completing it, positive things began popping up left and
right in my life on a daily basis. Call it dumb or beginner’s
luck, “coincidence,” or divine providence; but people and
opportunities seemed to magically appear - just when I
needed them. I literally began living some of the things I
was writing about. Many times, I felt like I was scripting
my own life!
Amazing, isn’t it? This all resulted from reading a

1910 book and a flash ambition to write my own book.
The ambition quickly became an idea (an obsession) that
just would not go away. I felt driven. My only choices
were to write down my thoughts or never go to sleep! The
original “maybe” turned into a definite “yes;” and I
nurtured the belief, the certainty that I could actually write
my own book, until it took on a life of its own; quickly
becoming a joyous passion.
I can’t list or describe the abundant increase of

everything positive in my life since starting, writing, and
completing this book. I attribute all this to learning and
living The Science of Getting Rich principles mentioned in
this book. Now that the book is complete, so is my
transformation. I’m a true believer in The Science of
Getting Rich. You’ve got to experience it to believe it.

It’s my sincere hope that you learn how to master

your world, your life, and create your riches through the
powerful thoughts in this book.
“My Friend Yu – The Prosperity Mentor” allows

you to learn the Science of Getting Rich” while having fun
reading an absorbing story.
And most importantly, it will teach the Certain Way to

drastically change your life!
Enjoy this holiday on Earth, my friend!
You really can play, laugh, and dance with the Universe
every day – for the rest of your life.
Good Life to you and yours,

Author “My Friend Yu – The Prosperity Mentor”
Founder, Y.N. Vurce Publishing
Come visit. You are always welcome.
ynvurcepublishing.com

Prologue
Outwardly, I was barely maintaining a professional
demeanor. But inside I was bursting with curiosity and
envy. What was his story? What were his “secrets of
success?” What, if any, “Golden Formulas or Billionaire
Lessons” could I get from him? How could this man – a
man who looked at least five years younger than myself -
get so rich, do so much, and most importantly, know so
much about me? He knew things about me that only a
handful of people were privy to. I was determined to get
some answers!

There is a tide in the affairs of men,

Which, taken at the flood, leads on to
fortune;
Omitted, all the voyage of their life
Is bound in shallows and in miseries.
~~~ William Shakespeare

(Julius Caesar)

Chapter 1: Not a typical day…

It all started this morning, a typical morning for me.
The tone on my mobile phone went off at 6:00AM. Ten
minutes later my watch alarm beeped, telling me that it was
time to get my butt moving. I made a cup of coffee and
stepped outside onto the small balcony of my apartment. I
did some energy, meditation, and motivational
visualizations recommended in the e-courses I had bought 3
weeks ago. It’s become a twice a day habit. Funny thing;
I’m really beginning to see some tiny changes in my
thoughts lately. They are less negative and cynical, more
positive and powerful. That’s a new thing for me. I used
to be the armchair critic on anything I knew the tiniest
amount of details on. Of course, many times that led to
“analysis paralysis” and inaction: but hey, I didn’t know
better at that time. I smiled, thinking that there might be
something true to all that metaphysical, quantum physics
mumbo-jumbo?
Usually, I would be getting ready to go to work at

the Thai High School where I’d been teaching English,
Physical Education, and Computer Science for the last year.
But today I was to meet a prospective new employer. I was
in “job-hunting mode” because the English Program at the
school was being phased out. Apparently, some genius in
administration thought it would be better (and of course,
much cheaper) to hire Thai teachers who were educated
abroad to replace the current cadre of native English
speaking teachers.
The Thai Governmental school system was not

immune to the normal governmental political jockeying.
I’m not sure what bureaucratic positioning resulted in this
hair-brained scheme, but apparently the new Vice Principal
was the impetus behind this course of action. Who knows?

Maybe the parents of these “elite,” higher tuition students
would accept the deal – or not. Non-native English
speaking teachers are fully capable of providing
grammatically correct written English. But, unfortunately
for the elite students, they failed horribly in the area of
actually speaking English. Most real, native English
speakers can’t understand a single word of the spoken
English of these abroad-trained, Thai teachers. Oh well. It
was a moot point now. All I knew was that the school year
was coming to an end soon and I needed to find a new job;
the sooner, the better.
I saw an interesting ad on the internet a couple of

days ago. It read “URGENT: motivated individual needed
immediately for full-time English proofreading and editing
position. Salary: Negotiable upon review of
qualifications. Please call to setup an interview…” On a
whim I answered the ad yesterday. Lo’ and behold, they
wanted to meet me as soon as possible – meaning today.
The meeting was to be a “business brunch” at 9:30AM in
the restaurant of some nearby Ritzy hotel. Supposedly, a
company representative – I assumed it would be the Human
Resource guy or gal – would be there to talk about possible
employment, plus treat me to a nice “American Breakfast.”
Wow, I already liked this company. If this was the way
they treated prospective employees, I wondered how many
more bennies came with the job?
The company’s name was “Y.N. Vurce Publishing,

Inc.” Its website ynvurcepublishing.com offered a variety
of digital material (i.e., eBooks, videos, audios, CD’s,
DVD’s, newsletters, online seminars, and one-on-one
mentoring) within the realm of “Wealth Creation and
Abundant Life Manifestation” – whatever that was? Y.N.
Vurce must be a person’s name, probably the owner, a
foreign owner. The name and Inc. designation led me to

believe that the company could be British or American.
The name definitely did not have a Thai ring to it. I wasn’t
sure how to pronounce “V-u-r-c-e”? There was no accent
over the ending “e,” so I ruled out the French “ver-shay”
version. Or maybe it was a Spanish “v” and was
pronounced “burse;” or even Italian and pronounced “Bur-
che.” In this part of the world where Asians and Farangs
(Thai word for foreigners) abound, the transliteration
possibilities and linguistic permutations were endless. I
made a mental note to get the representative to say the
company’s name first instead of sounding ignorant too
early on what I hoped to be a long business relationship.
I did a Google search on: Y.N. Vurce. There was

only one short article from a business magazine about a
billionaire named Y.N. Vurce. Apparently, this rich man
was another one of those young, self-made internet
billionaire entrepreneurs. Must be nice, I thought - young,
rich, and powerful. I tried some other search engines, but
to no avail. This man was probably the typical (if there is a
typical) billionaire recluse; not wanting too many people to
bother him. I’d spent enough time researching. I told
myself it was time to FIDO (Forget It and Drive On).
Anyway, I figured that the job I was applying for was part
of this billionaire’s many businesses subsidiaries.
I had to prepare my interview clothes. There was

laundering and ironing to do. I wanted to look sharp and be
as professional as possible. Besides, it seemed like ages
since I wore a suit and tie. And it has been years since I
wore a military uniform. I kind of missed both. In a suit
and tie I felt wealthier. In a military uniform I used to feel
comfortable, powerful - “totally at home.” The Thai High
School didn’t require teachers to wear neckties, so the
traditional Thai shirts and slacks were the norm. Some
teachers, especially a few of my current Farang co-workers,

tested the limits of minimal personal hygiene and
acceptable work clothes standards. Some of the teachers
would be reeking of alcohol from the previous night (if
they showed up for work at all). Others looked like they
didn’t have a mirror in their houses or owned a comb or an
iron. One teacher routinely wore the same pair of slacks
for the whole workweek (even though most of the
classrooms were not properly air-conditioned and one
would be swimming in their own sweat within minutes of
teaching). In Thailand, where outward appearance can
carry more weight than credentials or ability; I wondered
how those people could go out in public looking so sloppy
and then expect to get respect from the students and fellow
ajarns (Thai word for teachers)? I constantly remind
myself that it is their business, not mine. Besides, several
attempts at addressing the hygiene and appearance issues
proved futile in the past.
Being the typical Westerner, I arrived at the Hotel

restaurant 15 minutes early. I wasn’t sure if Y.N. Vurce
Publishing, Inc. operated on “Asian” time or “Western”
time. Asians, with a seemingly perverse delight, are
notorious for keeping Farangs waiting (or worse, not
showing up at all. No advance notice of cancellation. No
remorse if you should happen to bump into them
afterwards). There is a saying amongst us Farangs in
Thailand, “If you and an Asian agree in the morning to
meet at 4:00 PM, the next question should be: What
week?” Anyway, I took a quick scan of this clean, modern,
and obviously expensive restaurant. Everything oozed
wealth. The floor tiles were Venetian marble and some
walls were adorned with Persian tapestries. The red
tablecloths were immaculate and even the water glasses
were some kind of high quality crystal, probably made by
“Waterford”.
It was too early for the previous night’s bar hoppers

and high-class hookers; and too late for the working class.
That only left people like me – “the in-betweens,” meaning
in between jobs or soon to be looking for employment –
and the Rich, (or the Rich’s minions). Even the attitude of
the waiters and waitresses projected an aura of exclusivity.
They eyed my tailor-made suit - a Bangkok special, one
that could be cloned by any reputable Indian tailor in
Thailand – with a smug look of superiority. Admittedly,
the staff looked sharper in their uniforms than me in my
“Look at me, another naïve Farang” outfit. At least I was
comfortable and looked somewhat professional – albeit, the
struggling professional teacher type.
The restaurant was devoid of customers, except for

one man sitting at a table near the front window reading a
Newspaper. It was the Bangkok Post. That meant he was
reading (and possibly spoke) English. He was an Asian,
probably between 35 to 38 years old. I wasn’t sure.
Asians, myself included, tended to have physical
appearances that didn’t coincide with biological age.
Either they looked way too young or semi-ancient for their
ages, depending on lifestyle and financial situation. The
man was dressed casually in a pink Ralph Lauren polo style
shirt and khaki trousers. Pink shirt, huh? Colors aren’t
deemed feminine or masculine in Asia like they are in the
United States. Instead, they represent people or events. In
Thailand, yellow is the King’s color and light blue is the
Queen’s color. Once I wore my off-white casual suit to
teach an adult English class and everyone kept asking me if
I just got married? I didn’t know that white suits were
reserved for weddings in Thailand! Anyway, in the U.S.,
people would gather that this man with the pink shirt was
gay; or oddly enough, he was straight and was ostensibly
displaying his masculine confidence by flaunting the
norms. But I must say that he did know men’s fashion

because the pants weren’t cuffed – disastrous for men
under 5’ 8”, it makes them look shorter. And his shoes
were definitely Italian leather loafers – no socks, of course.
I didn’t see an expensive watch on his wrist. It was just an
IronMan sports chronograph. He must be a fitness buff, I
thought.
The man noticed me noticing him. To quell my

growing anxiety about the upcoming job interview/brunch,
I decided to try to strike up a conversation. I figured the
company representative would be late anyway. When he
saw me approaching, he put down the newspaper, smiled,
stood up and extended his hand. Still smiling, he said,
“Hello, how ya doin’? My name is Yu. That’s Y-U, not Y-
O-O. A lot of people mistake me for Chinese. Are you
here about the proofreading and editing job too?”
While shaking his hand, I thought, “uh-oh.” Yu

must be in competition for the same position I wanted. It
dawned on me that he had spoken in perfect American
English. He looked Thai, or maybe Malaysian, or maybe
even Filipino?
To look younger (and more intimidating), I took off

my glasses and put on my game face. My vision would
remain unchanged – better than normal, “sniper eyes.” The
glasses were non-prescription, fake. They were a prop that
made me appear more “teacher-like,” a slight and innocent
professional disguise. Maybe I could convince this man
that vying for the same job against me was useless? Maybe
he would conclude that it would be best if he just went
home? Yes, he shouldn’t waste his time and just go away.
I had all the checks in the boxes for this job: the
administrative skills, the organizational experience, and the
academic degrees. Almost unconsciously the military

peacock in me was being activated. I stood straighter.
Pecs, biceps, and triceps flexed; stomach in, and lats flared.
Then I realized it was foolish to try to scare this guy away.
Surely the company representative would choose the man
with the best credentials – me, of course.
Relaxing, I switched back into civilian mode and

said, “Hi. I’m Juan Carlos, but please call me “J.C.” And
yes, I’m here about the job. Do you know anything about
the company or the mysterious owner? I got diddly-squat,
nothing from my internet searches.”
Yu smiled that “Naa, naa, na-naa, naa - I know

something that you don’t know” kind of smile. I could
picture him sticking his tongue out at me like a little kid.
The image made me laugh. Then Yu proudly commenced
to give me his knowledge of Y.N. Vurce Publishing, LTD
and its owner. “The Publishing company was Mr. Vurce’s
(pronounced like “verse,” as in a poem) first company. It
enabled him to start other businesses. He has many
diversified businesses: A Holding company that caters to
the small investor, Fitness Centers, some kind of “Think
Tank,” etc.,” he said.
After a long pause (I guess to either organize his

thoughts, or to emphasize the significance of the rest of his
data), he continued on. “The story of his success is quite
unique in one way, but plainly “common” in another –
meaning anyone could have done exactly what he did. The
only difference is that he DECIDED one day to become
rich and began learning and doing all he could to reach his
goals. You see, when he was a mere “average working
Joe” with an average salary that barely met his needs, he
stumbled onto an old book that changed him forever. The
book was called “The Science of Getting Rich” by a man
named Wallace D. Wattles. The book was written before

1924; and therefore considered Public Domain. That is, it
could be used freely by anybody, for any purpose
(academically or commercially).
Mr. Vurce instantly saw the wisdom of the

messages contained in the book. He began to practice what
was prescribed in the book and amazing things began to
happen. It seemed like the universe began bringing him
new opportunities for financial and personal growth daily!
Unfortunately, when he recommended the same book to his
friends, they were immediately turned off by the old-style,
pre-1920’s form of English. Even the examples were
blatantly outdated. Because the book was written over 80
years ago, there is no mention of computers, internet, or
mobile phones. The great railways were the controlling,
corporate big shots; and worldwide commercial air travel
was yet to be born.
But Mr. Vurce still believed there must be a way to

attract and hold the attention of our computer savvy, MTV,
video snippet, and sound bite crowd. He decided to write
his own book, an e-book, in today’s language, depicting
modern situations. His book would incorporate the
principles of the original book, but modernized. There was
nothing to stop him legally because the book was Public
Domain. In fact, he had heard that other people had
already done what he planned to do, building whole
training programs around the book. But, his book would be
different, original, with an interesting twist of fate and a
bending view of reality. The original idea was to present it
as the story of a modern guy just trying to do the normal,
modern day things – including the necessity of trying to
find a job.

Anyway, the book (the first book he’d ever written)

was a resounding success. The e-version and audio file
versions of his book could easily be downloaded as a .PDF
file or .MP3 file. He followed up with a hardback, a
paperback, and a CD audio version of the book. The
products were so popular that Mr. Vurce needed to out-
source production and distribution to one of his former
employers! His website and book made him his first
million. After that, he ventured into many other areas. He
proved both flexible and highly creative. Wherever he
turned his attention to, tons of money was made and
thousands of jobs were created. His innovations in every
one of his endeavors spawned a whole copycat industry. I
think the whole bundle of businesses’ net worth is in the
tens of billions by now.” Momentarily finished, Yu sat
back; crossed his arms triumphantly, and gave me a big fat-
cat smile (like the way a cat looks after eating the world’s
biggest mouse – fat, dumb, and happy).
Listening to this young Asian man speak, I couldn’t

help admiring his enthusiasm; almost an infectious zest for
living. He appeared to actually be happy with his personal
lot in life. But like the usual Western man, I began to
mentally size him up and compare myself to him. He
sounded like a native-speaker of English. His accent was
definitely American. Maybe he grew up in the States? His
vocabulary suggested a college education; and the rhythm
and tone of his speech hinted of a West Coast origin,
probably Southern California. His fit physique must’ve
been the result of daily exercise. Maybe he’s ex-military
like me?
Okay, I told myself. This man could be a real

contender for the same spot I was applying for. In spite of
that fact, I couldn’t help feeling akin to him. Why did I

feel this way toward Yu, a man I just met; what 45 minutes
ago?
As I contemplated all this, I realized that it was half

an hour past my business brunch time. Oh well, I guess it
was going to be another “hurry up and wait” day. Besides,
I was having a good English conversation – something rare
for me these days. My Thai girlfriend’s English skills
mirrored my Thai skills: pathetic, almost non-existent.
How do we get along? I don’t really know. Somehow, on
the important issues, we just knew what each other needed
or “meant.” The rest (which was a lot), didn’t bother us. In
short, we are happy; but I must confess that I missed
stimulating, English conversations now and then. The only
other people I could converse with were the other Farang
teachers at my school. I had exhausted their repertoire of
“been there, done that” stories in the first three months of
work. Now the majority of them were uninspiring and
torturous to listen to. Their negativity almost matched Yu’s
optimism.
I looked at my watch and said, “We just might’ve

both been stood up this morning. I’m going to wait another
hour, just in case. You know Bangkok traffic; it can be
rather schizophrenic. One second you’re careening around
curves and through the streets at double the speed limit;
then the next minute you’re in a traffic jam, crawling
inches per hour. Anyway, it sounds like you know a lot
about Mr. Vurce. Is that why you’re applying for a job in
his company; a good way to “learn while you earn” – so to
speak? And if you’re wondering why I’m asking so many
questions, don’t worry. I play fair. If you’re the best man
for this job, then so be it. There will be others. It’s just
that the more I hear about this Mr. Vurce, the more I want
to know about him.”

At any rate, I am convinced that He

[God] does not play dice.
--Albert
Einstein

Chapter 2: The car, the woman, and

the billionaire…
Yu just sat there for a moment. He looked me
straight in the eye and started to move his lips, but suddenly
something happened that made both of us lose our trains of
thought. Through the restaurant window we saw a car
drive into the parking lot. It wasn’t just any car; it was a
2007 Jaguar Super V-8, the top of line model from the
Jaguar Company. The Jaguar Super V-8 combines the
features of the XJ series with the amenities of the Vanden
Plas class of Jaguars. MSRP: about $95,000.00 USD! It
was British Racing Green, almost Teal in color, with dark,
barely legal, tinted windows. I couldn’t believe it! This
was the car of my dreams! Both Yu and I peered out the
window, mesmerized by the car’s beauty.
I was the first to snap out of the Jaguar’s spell. Half

laughing and half talking I said, “That, my friend would be
one of the symbols of my success – when I become rich,
that is. Maybe we could get the company to hire both of us
and become filthy rich?” Yu smiled and just continued to
look at the Jaguar as it was backing into a parking space. I
guess he was still under its magic spell. After the car was
parked, he said, “Hey, J.C. I bet some hot looking babe is
the driver.”
“No way,” I said. “Some fat, ugly, over-the hill rich

guy, trying to solve his middle age crisis, would be my
guess.”
“Bet you 20 Baht (about 45 cents). That car is

always accompanied by a hot babe,” Yu said confidently.

“Okay, I’ll take that wager, Sir.” Then we shook

hands on the bet.
Sure enough, an ultra-sexy Thai woman stepped

from the driver’s side of the Jaguar. She had to be Thai.
Being an avid observer of the female species, I knew that
most refined Thai women were fair-skinned, hour-glass
slim, full, and firm everywhere else. Other Asian women,
Filipinas for instance, had shorter torsos, usually buxom,
deliciously bigger in the glute area, and darker. This is
probably due to the three-hundred and thirty-three years of
Spanish influence on the Filipino gene pool. Asian
women? Personally, I admire them all.
I could almost smell the pheromones that she was

surely emitting toward anything male in a fifty-mile radius!
This regal woman was so hypnotizing that I almost forgot
that I lost the bet. Without losing eyeshot of the woman, I
took out a 20 Baht note and gave it to Yu. Jeez! This
woman Jaguar driver was absolutely gorgeous! She was
petite, about 5’ 3”, maybe 35-40 kilos, and could have been
between 20 to 35 years old. You could easily misjudge
how old Asian women, especially well taken care of Asian
women, actually were. She had her shiny, jet black hair
neatly pinned up business-style. She carried herself like
she’d attended some wealthy finishing school. Runway
models couldn’t hold a candle to the way this woman
moved; no, “glided” over the pavement.
She wore a thigh-high beige skirt, white silk blouse,

and a matching gold and white pump/purse ensemble. The
pearl ear rings and necklace complimented her elegance.
Her light pink sunglasses couldn’t hide her bright, riveting,
exotic eyes. Her lipstick was in the same shade as her
sunglasses. Yes, this sure was a sexy, classy lady.
Surprisingly, she didn’t wear a perpetual pout like most
rich women. In fact, she smiled a smile that could easily

eat the world in one bite. My thoughts were simply:
SHE’S MY TYPE! She made a beeline to the Hotel
entrance and, in accordance with my secret wishes,
remained within my line of sight. As she sat on the couch
in the lobby waiting area, I thought “Great, now I can ogle,
I mean observe, her legs and let the fantasies roll in!”
When I came back to Earth, I figured that she was probably
going to meet her well-to-do Thai or Foreign boyfriend or
husband soon – whoever that lucky bastard was.
Turning back to Yu, I said, “Sorry man. That Jag

and sexy woman put me into sensory overload! Anyway,
good call on that bet. It’s 10:30AM. Looks like a bus stop
for both of us. I’m gonna follow up on this job later. If
you’re not doing anything, you want to grab a bite to eat?
I’d like to know more about this Mr. Vurce. He sounds
pretty cool.”
Yu was still holding the 20 Baht I had given him for

losing the bet in his left hand. He held up his right hand to
gesture “excuse me or wait a minute, please,” lowered it,
and then unclipped his mobile phone from his belt phone
holster. He took a couple steps away to speak privately
into his phone for about 10 seconds; put his mobile phone
back into its holster, and handed the 20 Baht bill back to
me. Yu could tell by the look on my face that I had no idea
what was going on. With a sly grin, he said, “You’re
probably wondering why I’m giving the money back to
you. You see, I didn’t really win the bet fairly. I know
who the real owner of that Jag is. Just wait a second; it’ll
all be clear in a few moments. Oh yeah, if the offer is still
good, yes, I’d like to get some chow with you soon. I’ll tell
you whatever I know about Mr. Vurce over lunch, O.K.?”

“Sounds like a plan, my man,” I said. “But I’m

dying to know why you gave me the money back. Have
you seen that Jaguar before? Do you know that stunning
Thai woman? What? What?” He had me on a hook, but I
didn’t care. I just wanted to know!
Yu just held up his hand again; still smiling that

mischievous grin. A moment later, he pointed over my
shoulder. There she was! Standing right behind me was
the Jaguar-driving, mesmerizing, sexy Thai woman. I
almost knocked over my chair trying to stand up and turn
around to greet her. Now I was TOTALLY confused. She
said something, but I was still in too much shock to hear
her. I just stood there with an idiotic look on my face. You
know, the “I can’t believe what’s happening” expression
people get when it seems like reality is rapidly warping
around them. She moved her lips again. This time I heard
her. “Hello, my name is Kai. Nice to meet you, J.C.,” she
said – in English, British English.
I watched and listened like a disembodied spirit as

Kai gave Yu a peck on the cheek. Switching from Thai and
English, she said, “Tii rak, sabai dii mai? Kittueng yu
khun! (Darling, How are you, I missed you!). See? I didn’t
wreck your little green baby. I know how much that Jag
means to you, sweetheart. I drove extra carefully this
morning just for you, Darling – mmwah! (another kiss, this
one on the lips). My Beamer will be out of the shop by this
afternoon.”
She looked at me and flashed a perfect smile. Still

keeping her gaze on me, she spoke to Yu again, saying, “I
see you’ve made a new friend this morning. Am I right?”
Without waiting for an answer, she spoke to me now.
“J.C., Yu is a private sort of guy. If he spent all this time
with you this morning, I’m sure he likes you. Anyway, it
was very nice to meet you. I bet we’ll be seeing you a lot
in the future.” And with that she handed Yu the car keys,
kissed him again, and left the restaurant. I saw her
disappear into the hotel elevator; realizing only then that
my pulse was racing, my fingers were tingling, and it was
getting awfully hot in the restaurant! I felt humiliated,
furious, and ironically – totally stoked (California-speak for
very, very excited)!
Sensing all my confusion, Yu waved his hand in

front of my face. “Snap out of it, Dude! I can explain
everything. I think you’re feeling pretty weirded-out now,
huh? No, you’re not in the Twilight Zone; and no, you’re
not in some real-life Stephen King novel. I am Y.N. Vurce.
That green Jaguar is mine. And Kai, that intelligent, hot
babe you just met? ...is my girlfriend. She went upstairs to
freshen up and change. She’ll be joining us later. All the
things I told you about Mr. Vurce, ah, I mean me are true.
Whatever else you want to know can be discussed over
lunch, O.K.?” he said, still wearing that boyish grin – Yu’s
personal trademark; a grin that I was slowly getting used to
…and enjoying.
While Yu pocketed the car keys, I could see and

hear the gold Jaguar emblem clinking against the keys on
his key chain. Damn, I thought, I guess this guy might
actually be the real deal – a self-made billionaire. As if
reading my thoughts, Yu handed me his business card. It
was British Racing Green and in gold type were the words
“Y.N. Vurce, Owner, Vurce Global Enterprises, Inc.” At
the bottom of the card, in a smaller size type, were
locations of international offices situated in every major
city around the world, website address, and phone numbers.
“Check it out if you want, J.C. In your place, I

probably would too. Or we can relax and pick up where we
left off until we were so rudely interrupted by my car and

my girlfriend,” he said, chuckling a bit.
Naturally, I had my suspicions. I decided to pocket

the card and make a verification call whenever I went to the
men’s room. Meanwhile, if Yu was who he said he was, I
didn’t want to piss him off for no reason. I could learn a
lot from him; especially on the subject of making money
and getting filthy rich! But somehow, even though I’d
never met a billionaire in person before, Yu didn’t seem to
fit the mold. You know the stereotypes: hard driving,
workaholic types, who forgot how to have fun; or the other
extreme, weird eccentric, agoraphobic types who never saw
the light of day “a la Howard Hughes;” or lastly, the
hedonistic do-anything-anytime type who would jet around
the world to eat breakfast at his favorite European bistro or
sidewalk café.
YU shattered all the preconceptions I had had about

ultra-rich people. Mainly, it was his easygoing demeanor
that struck me as so “unbillionaire-like.” He was funny,
intelligent, and well, genuinely “genuine” - no pretenses
and easy to talk to. I could understand the privacy thing.
He probably couldn’t travel so freely if everyone knew who
he really was – a billionaire, a member of the very elite
group of people possessing extreme wealth; global
financial nobility.
Yu motioned to the waiter and speaking in fluent

Thai he asked for three lunch menus. Then he turned to me
and said, “O.K., what do you want to talk about, my friend?
Who knows when Kai will come down to join us? I
guesstimate another hour or so.”
After the waiter filled our water glasses, the chef,

hotel manager, and each of the staff respectfully welcomed
Yu and introduced themselves with the traditional “wai”

(Thai way of greeting by putting the hands together in front
of the face and slightly nodding the head).
“Oh well, the cat is out of the bag. I guess the

receptionist talked to Kai, recognized her, and put two and
two together,” Yu said with a tinge of irritation in his voice.
“Excuse me for a moment, J.C. I want to make sure we
aren’t disturbed for as long as possible.” Then Yu got up
and talked with the hotel manager. Just by observing
everyone’s body language, Yu commanded a lot of respect
around this posh place. The more I saw how the staff
treated me after they knew I was with YU, the more I
believed that, yes, I’m in the presence of a bona fide rich,
very rich man. When Yu returned, he simply said, “J.C.,
the manager could only guarantee our anonymity through
lunchtime. The maids, waitresses, and waiters tend to
gossip a bit. I think both of us cherish privacy, huh?
Doing what you did in the military, I bet it was hard to have
time to yourself alone.” How did Yu know I was in the
military? Was it a lucky guess? What else does he know
about me?
“Don’t be shocked, J.C. I investigate every serious

applicant for my businesses. As you would guess, I have a
lot of resources at my disposal.” Then he spoke in a
monotone, newscaster style voice as he chronicled my life
with astonishing detail. He recited my date and place of
birth, past and current addresses, civilian jobs, education,
hobbies, family, children, ex-wife’s names, and military
career - even the stuff that wasn’t supposed to be officially
documented! Not only was Yu a quiet billionaire, he was
obviously a “genius in disguise” too. Yu’s voice returned
to his normal teasing tone when he said, “Now, do you
want me to list your favorite food and sexual positions; or
just your favorite food during sex?”
Yu’s sense of humor is almost as warped as mine!, I

thought. It was difficult to keep reminding myself that I
was supposed to be applying for a job from this man. And
the events of the morning had my head swirling with
questions.
Outwardly, I was barely maintaining a professional

demeanor. But inside I was bursting with curiosity and
envy. What was his story? What were his “secrets of
success?” What, if any, “Golden Formulas or Billionaire
Lessons” could I get from him? How could this man – a
man who looked at least five years younger than myself -
get so rich, do so much, and most importantly, know so
much about me? He knew things about me that only a
handful of people were privy to. I was determined to get
some answers!
“Jeez, Yu! You know so much about me and I

know almost nothing about you, Yu,” I whined. Then in
mocking deference and with the worst British accent I
could mimic, I said, “Ah Mr. Vurce, Sir, to assuage my
angst, might I inquire about your biographical
background?”
“Of course, my good man, you may fire when

ready, Grizzly!” Yu replied – in the same mocking and
awful British tone.
My list of questions was a mile long and our time

might be short; so I tried to prioritize. “I’m not sure where
to start; or even how to address you now,” I said with a
long exhale.

Yu broke in and said, “Call me Yu. I would be

disappointed if knowing I was a billionaire affected you
that way.”
Speaking at the speed of an auctioneer, I said,

“Okay Yu. First off, tell me about your life before
becoming a billionaire. Then I want to know how you
became so wealthy. And since you have a dossier that
surpasses any FBI file on me, do you think I have what it
takes to be a billionaire someday too?”
Yu had a serious look on his face. Looking straight

into my eyes (and into my soul), he started speaking. “J.C.,
it was polite of you to list your questions in reverse
priority; especially since you know that we have what one,
maybe two, hours max to talk? Be honest. Isn’t finding
out if you have what it takes to be a billionaire and how to
become rich your two top questions?” I nodded sheepishly.
Then he continued on. “Being honest with yourself is
important. You need to know EXACLTY what you want.
And yes, you have what it takes. But, when you said “…be
a billionaire someday,” I must point out that the statement
is seriously WRONG. It’s WRONG language to be spoken
out loud for the world to hear; and more importantly,
absolutely WRONG to say to yourself. That “Someday”
will never come. Why not Now? “Being” and “Knowing,”
not rationalizing, but really feeling in your body and soul
without a doubt – CERTAIN - at this moment is the key. It
is the key that opens all the imaginary locked doors in your
mind. After you hear the rest, you’ll know why.
You see there’s a Science of Getting Rich. Just like

2 + 2 = 4, adding the elements within the Science of
Getting Rich always, and I mean always, leads to riches.
Understand this science and you will possess all the
knowledge you need to get anything you want in life. If
you follow and obey the rules of this science, you will
manifest all the riches you desire. The Science of Getting
Rich includes a discussion of what everything is made of.
This knowledge is necessary to fully accept the
recommendations in the Science of Getting Rich, because it
explains why the Science of Getting Rich never fails to
deliver its promise of abundant wealth.
The composition of the universe can best be

explained by delving into the subject of quantum physics.
In the interest of time I will give you the “short course;” not
a long, drawn out, and complicated explanation of it. I will
tell you all you need to know about quantum physics to get
rich (which is just the basics). Besides, I’m still a mere
novice fan of this complex and fascinating subject myself.
You may want to explore that later, but I want to teach you
how to be rich first. It’s important to me. In fact, I believe
it’s why I’m here on Earth. Imparting this knowledge to
people who are “ready” for it is what I live for. You see,
many people are not, or will never be, ready for the
message I’m offering. Contrary to popular belief, the more
people who get wealthy, the more abundance manifests.
All I ask is that you save your questions until I’m done.
Write them down somewhere and ask me afterwards,
okay?”
I was ecstatic. I returned Yu’s stare with a glare of

my own and said, “Believe me, I’m all ears. Is it alright if I
turn on my mobile phone voice recorder?”
Yu nodded yes. He had a different kind of smile on

his face; not at all mischievous in nature, but almost angelic
this time. His eyes were glowing with excitement. It was
as though his whole body was radiating positive energy.
His posture, mannerisms, and speech were vibrant, fully
animated with joy – true happiness and sincere gratitude
personified. I switched on the voice recorder function of

my mobile phone as Yu began to speak.
“What I am about to teach you will take you on an

enlightening and exciting journey into yourself, me,
everyone, and everything. Relax and digest as much as you
can during this first exposure. Keep an open mind. Accept
what I have to say as fact. It can easily be verified with
even the most cursory investigation into quantum physics.
The things I will teach you are true and have been proven
through the ages. The concepts and recommendations are
pure, systematic, and sound.”
Instinctively, I switched into training mode. That

meant I had to first clear my mind. I knew that emptying
my mind was necessary to make room for as much new
learning as possible. This is from the Eastern philosophy
of “emptying your cup before attempting to drink someone
else’s tea.” Nature abhors a vacuum, so anyone can easily
accelerate learning by first ensuring that the mind is open
and ready to receive. I’d done this so many times in the
past that within seconds I was ready to fill my mind with
whatever Yu was about to say.
Motivation to learn was not a problem. I treated

all information presented during training sessions as the
most important information in my life. Literally, it could
mean the difference between life and death; mission
success and mission failure. Today’s information was no
different. In this case, I knew that my personal and
financial survival could depend on it.

“The forces of nature are at the

disposal of the person of vigor and
determination and desire. Such a one
has but to knock at the door of
attainment and have it opened to
him.”
--William Walker Atkinson

Chapter 3: The Education Begins

The Law of Cause and Effect is timeless. LIKE
causes ALWAYS produce their corresponding effects.
You don’t need to be an expert to begin using these
principles and methods to get amazing results (just like you
don’t need to be a mechanic to drive a car; or be a
programmer to work a computer). In other words, suffice it
to say that you don’t need to know all the reasons why it
works, it just does. Granted, I will provide enough
rationale to put your doubting mind at ease and get you
going towards your rich, happy life; but today’s lessons
will not contain a lot of scientific theory, philosophy,
quantum physics, and metaphysics – the things that are
automatically and continuously going on “behind the
scenes” on your behalf. It works out perfectly without
prejudice – ALL THE TIME. If you follow my directions
to the letter, with no deviations, you will enjoy the
inevitable and massive success that results from following
Universal Laws - failure is impossible!
A good place to begin is explaining why everyone

should be rich. You have the Right To Be Rich. Drop any
hang-ups you may have about being wealthy. Being rich is
not a sin and adopting a vow of poverty doesn’t guarantee
you entrance into heaven. The fact is that no one can live a
full, happy, and successful life without being rich. Let me
tell you why. (By the way, when I say “he” or “his” I mean
both genders).
The goal of all living things is development. Every

living thing has the right to fulfill its greatest potential. All
men have this same right. But no one can realize his full
potential in any area of life without using many things.
EVERY pursuit in life requires the use of things. Everyone

(i.e., musicians, doctors, teachers, athletes, ministers, etc.)

and every vocation require things to succeed. To enjoy
recreational activities, you need things. Even the
development of the mind and soul requires the use of
things. These things cost money. Therefore, to develop
any aspect of your life, you need money to buy those
things. In short, by simply being alive, you and everyone
on the planet have the Right To Be Rich. Furthermore, no
one should settle for less when they are capable of being,
doing, having, and enjoying more.
There is nothing wrong in wanting to be rich. It’s

normal for any person to desire more in life. It’s as natural
as a seed wanting to sprout and grow. It’s life seeking full
expression. So, if you have any hang-ups about being rich,
consider them pure and utter nonsense. The greatest joy in
life is the realization of all you can be. That blissful state
of affairs can only be manifested by using many things. In
your quest to “become your own hero” you have to be rich
enough to buy those things. The person who doesn’t want
to be all, have all, and do all that he is capable of is not
normal. That kind of person possesses limited thinking
based on false, “anti-life” beliefs (e.g., poverty, limited
resources, and competition).
Plainly, you can see that the unlimited use of the

things necessary for living life to its fullest is everyone’s
innate right - in other words, everyone has the Right To Be
Rich. Today, I won’t talk about wealth figuratively. Being
rich doesn’t mean “acquiescing to fate;” telling yourself
that you might as well be happy with your lot in life
because “that’s all there is, so you’d better be content and
satisfied with it.” That’s total rubbish. Life is about
abundance, not scarcity!

We have three strong drives in life that are devoted

to developing the body, mind, and soul. Diverting all your
attention to only one of these areas and neglecting the other
two is a recipe for unhappiness. No one area of life is more
important or nobler than the other two; all are equally vital
to live a full life. Over indulgence in food and drink, drug
abuse, or the search for ever-increasing sexual intrigue to
the exclusion of activities geared toward enhancing the
mind and soul is the cause for many lives cut short. No one
is ever truly happy unless body, mind, and soul are fully
expressed. All three require many things to be exercised,
fed, and rested sufficiently.
The body needs activity to stay healthy. In today’s

modern world, many people stay physically fit by joining
fitness centers, playing sports (e.g., tennis, golf, cricket,
badminton, or swimming) at country clubs, running 10K’s
or marathons, or by using home exercise equipment. The
memberships to these places, exercise equipment, running
shoes, and other sports paraphernalia costs money.
Additionally, the body also needs enough good, nutritious
food for optimum fitness. Oftentimes, the most fresh and
nutritious food costs more than the average, “high fat, high
calorie, and low nutrition” frozen, canned, or fast food.
The mind needs continual stimulation and constant

learning to stay sharp and grow. This keeps a man
motivated; preventing mental lethargy, geriatric memory
loss, and depressing ennui. Books, magazines, newspapers,
the internet, and traditional university study enriches the
mind. These resources are not free and sometimes – in the
case of college educations – cost tens of thousands of
dollars.
Being loved and expressing love nourishes the soul.

A man’s greatest happiness comes when he can provide for
his loved ones. Love is spontaneous and naturally giving.

Giving benefits and gifts freely to the ones you love creates
immense joy. Poverty prevents this expression of love and
causes much sadness. A man may feel inferior or “not
quite a man” if he can not do these things for the most
important people in his life.
Clearly, then, it’s in the acquiring and use of

material things that brings full life to the body, grows the
mind, and develops the soul. That is why everyone should
strive to be rich.
J.C., if this doesn’t make sense to you; if you don’t

think you have the Right To Be Rich; or if you have too
many hang-ups about money (e.g., fear, guilt, and worry), I
can’t help you. But if you’re okay with being wealthy, I
mean really okay within your whole being; I can teach you
the Science of Getting Rich.”
Deep down, everything Yu said made sense to me.

Somehow, I just knew that everything I heard was the real
TRUTH and it was stirring up feelings of hope and
excitement in my soul. Feeling this way, I must’ve had a
fierce look in my eyes when I looked at him and said,
“Come on! I’m ready, my friend. Keep talking ‘cause I’m
listening to every word you are saying.”

Alice falls down the rabbit hole

and her dress poofs up like a
parachute.
Alice: ‘Well, after this I should
think nothing of falling down stairs.”
Alice in
Wonderland
(movie – 1951)

Chapter 4: Down the rabbit

hole I go…
“Awesome!” Yu exclaimed. “Here we go. Are you
sure you want to take this journey? The Science of Getting
Rich is not merely a list of instructions. It requires a total
paradigm shift from your old core beliefs (the way you
think about money, the World, Life, and the Universe) to
the TRUTH – a TRUTH that may seem unbelievable now,
but must be believed. Once you are exposed to this
material; and if you want to get rich, you can never go back
to your old way of thinking. Last chance, are you in or
out?”
I felt like I was in the scene from the movie “The

Matrix” where the main character was being offered the
two pills of different color. Yu’s question, or should I say
“challenge” had the same meaning: Choose the current
sheep-like existence of the status quo; or go into the
daunting UNKNOWN in search of riches and the TRUTH.
Being open-minded and adventurous my whole life, I
routinely explored things that most people found too
dangerous, too weird, or too boring.
As a youngster living in a sleepy town in mid-

Florida, I used to catch snakes – the harmless ones for
pets, the poisonous ones for skins. I used to swim in our
small, shallow swimming pool with my black racer and
common water snakes. My mother was so scared of snakes
that she would have nightmares of me being strangled by
one of those snakes! As a pre-teen, I quit High School
because it was too boring; only to get an Associate,
Bachelor’s, and Master’s in a four year period as an adult
– while working full-time in the military. In spite of having
a great fear of high places and a phobia of deep water

(meaning, any water depth above waist level); I had free-
fall parachuted out of airplanes and performed diving ops
in very deep, open ocean, water; plus many other things
that were well beyond the scope of normal people.”
So, without a blink, I said, “Yes, I am certain. Let’s

get on with it!”
“My, my, my, you sure are a confident one –

Translated: You’re a cocky son of a …! I like that,” Yu
said, grinning from ear to ear. “Fine. First off, let me tell
you that there is a Science of Getting Rich. It doesn’t
depend on anything external (e.g., birth rite, environment,
business, profession, talent, or even intelligence). If this
were so, no one born poor would become rich; and yet we
hear and read about “rags to riches” stories everyday. If
getting rich depended on place, then every single person in
one town, city, state, and country would be rich; while
every single person in another town, city, province, state, or
country would be poor. This is not the case. You find rich
AND poor people living in the same towns, cities,
provinces, states, and countries around the world.
If getting rich was contingent on being in a certain

type of business, then everyone in one type of business
would be rich; while everyone in another type would be
poor. Of course, this is not true. In every type of business
you have people who are successful and get rich; while
others in the same type of business fail and go broke. Even
choosing a particular profession doesn’t guarantee riches.
Many people in the so-called “high paying professions”
(doctors, lawyers, and corporate executives) have huge
burdens of debt; struggle to make ends meet, and
eventually have to declare bankruptcy; while others in the

same profession breeze along enjoying life, getting richer

everyday.
Getting rich doesn’t depend on how much talent a

person possesses. There are as many untalented rich people
as there are talented poor people. Intelligence has nothing
to do with getting rich. Many geniuses remain poor; while
many average or simple-minded, “dummies” get rich. So,
get it through your head that becoming wealthy doesn’t
depend on anything external (i.e., pedigree, place, industry,
vocation, innate skills, or even I.Q.).
Some people believe they’ll never get rich because

it takes too much sacrifice. They think that in order to get
rich a person would have to be a miser, living off cat food
everyday for many years; never having any fun or luxuries
and never leaving the small, bare apartment he calls home.
Nonsense! In fact, many penny-pinchers stay in miserable
poverty for life; while many free-spenders get rich. So how
does one get rich?
To get rich you simply have to do things in a

Certain Way. Why do I say this? Because it’s obvious that
if two people are in the same circumstances (i.e., in the
same city and working in the same profession/business) and
one is rich while the other is poor, you can see that the only
difference is that the rich person is doing things (by
accident, or on purpose) in a Certain Way and the other is
not. To add insult to injury, the poor person might even
have more talent, higher intelligence, more education, and
better credentials; and still remain poor because he doesn’t
do things in the Certain Way that his rich counterpart does.
But the beauty of this TRUTH is that no matter what your
background is, or where you’re located, or what your
business or vocation is, or even your level of talent,

intelligence, and education (or lack of) - YOU CAN GET

RICH if you do things in a Certain Way.
If you think you are in the wrong place, you can get
to the right place. If you think you’re in the wrong job, you
can get into the right job. If you think you need capital,
you can get the capital. You can do this by doing things in
a Certain Way in your present place and in your present
job. Starting now to do things in this Certain Way will
automatically bring you opportunities to move to the right
location, find another vocation, or get capital for a business.
Notice that I said a “Certain Way.” I used the word

“Certain” and not any other word to describe the way to get
rich on purpose. “Certain” means a lot. The Certain Way
is a way that’s a “state of Being Ultimately Sure,
Unwavering in Belief, and Profoundly Self-Knowing,” Yu
said, with a Buddha-like expression of wisdom and
contentment on his face.

“Banish worry by quietly and

confidently affirming the drawing
power of divine love as the constantly
active magnet that attracts your
unfailing supply.”
--Charles Fillmore

Chapter 5: Yu and Kai

Almost instantaneously, Yu’s demeanor changed. It
was now that of a devoted, loving man. I could see the
added color in his face, the bigger pupils in the wider eyes,
and a warm, anticipating, half-smile. The moment I turned
my head to see what had distracted Yu, I saw Kai again.
She exited the elevator and was standing at the front desk
talking to the receptionist. She was still sexy as ever in a
cute, “Girl Next Door” kind of way. The make-up was
minimal and her hair was down. Shiny, black bangs draped
down her face, half-hiding her left eye in the most alluring
way. That, plus her charming smile, was incredibly
seductive. She was in running shorts and a sports bra/halter
top. Obviously, she was planning to workout somewhere.
Her body was amazing! From her proud breasts to her
trim, tight waist and her long feminine legs; it was plain to
see that she worked out regularly; or had perfect genetics, -
Hell, probably both! In deference to Yu, I had to
consciously quit looking at her bust, waist-to-hip ratio, and
butt. It was hard, but I kept my gaze at her face and that
dazzling smile.
“Kaotot na kaa, tii rak (Thai for: Excuse me or

sorry, Darling). The shop called. They can’t get the parts
in time to fix my Beamer today,” she said disappointingly.
“I missed my morning workout because of my car. I’m not
hungry yet and I want to do a nice, long, and relaxing run
on the treadmill at the gym. I downloaded some new songs
onto my I-Pod and want to get lost in the music and feel the
aerobic, endorphin rush. Is it okay if I take a rain check on
this communal lunch, guys? Besides, by the look on your
faces, it’s obvious you two are talking about some serious
stuff, yes?” Kai said with a mocking, childlike pout.

Yu stood up, put his hands on his hips, looked at

Kai with a fake frown, and then chuckled. And in the most
loving tone, Yu said, “Chai, chai, tii rak. Kao jai (Thai for:
Yes, yes, my darling or; Of course, Sweetheart, I
understand). I hate missing workouts too. You know how
much of a jerk I am if I can’t workout. Go have fun. I’ll
meet you tonight at our favorite restaurant and bar. We can
eat, drink, and sing some karaoke songs, okay?”
Kai wrapped her arms around Yu and gave him a

big, warm, hug. Yu reached in his pocket and handed over
the keys to his Jaguar. I must admit that I was green with
envy. They really looked like the perfect, happy, and
loving couple. Then Kai, after an affectionate kiss, waved
good-bye, almost skipping like a little girl out of the
restaurant. I kind of felt deflated when she left the hotel
and drove away to the premiere fitness center in Bangkok.
But then I remembered why I was here. Primary Mission
Objective #1: Talk with Yu and learn how to be like him –
rich, powerful, healthy, and happy.
“Yu, sorry if I was staring at your

girlfriend’s…everything! Where? When? How did you
two meet? And most importantly, is there a sister, cousin,
or any distant relative that remotely resembles and acts like
her!?” I said with an urgent, begging, desperate tone.
“Down boy! At the risk of being cryptic, let’s just

say the universe sent me her just when I needed her (and
she needed me) most. Funny thing. We both had given up
on dating and romantic relationships in general when we
met. First I noticed her at the gym. Then we kept bumping
into each other in the course of our daily routines (e.g., the
supermarket, the mall, and the laundromat). To this day, I
still like to do my own laundry and ironing sometimes. I
know it sounds weird, but doing laundry and ironing is kind
of therapeutic for me. Anyway, we noticed each other at

the computer, auto, Sci-Fi trade shows, and even the
library. And, get this, because here’s the kicker: We saw
each other at the movie theater – and we were both alone!
Finally, after making sure we weren’t stalking each

other, we both got it through our stubborn, thick skulls that
maybe, just maybe the universe was telling us to try our
hands (and hearts) at romance again. I sat next to her,
smiled, and offered her my popcorn. When she smiled
back and looked into my eyes, I had this instant feeling of
Déjà vu. Images of being an Egyptian Pharaoh, with her
being my lovely Queen, flashed through my mind. Scene
upon scene of past, perfect love and romance reeled across
my inner movie screen.
I must had been wearing a dumb (or blank)

expression on my face ‘cause Kai waved her hand in front
of it and said, “Helloooo, anybody in there?” “Thanks for
the popcorn. Here, have a sip of my Pepsi Max (Thai
version of diet Pepsi). You look like you’ve seen a ghost!”
she said with a teasing pinch on my arm. Was this another
coincidence? Diet Pepsi happens to be my favorite soft
drink.
Now it was my turn to tease her. So, I said, “That’s

right!”
“What’s right?” Kai said, confused.
“You called me you. My name IS “Yu.” …nice to

meet you. And I swear I’m not stalking you. It’s just that
lately, every time I do what I usually do, I see you there
too. What’s your name?”

“My name is Kai, pleasure to meet you too, Yu?

Chan leukern (I’m half Thai), long story. I’ve been
studying abroad and just returned to Thailand a few months
ago. It’s been so long since I’ve been here that I feel like a
Farang! By the way, how come you speak such good
English? Aren’t you Thai too?”
“That’s a long story too. I hope we have time

enough together to tell you it.”
And with that, she snuggled close to my shoulder;

we shared our popcorn, diet Pepsi, and our first of many
heartwarming, exciting, and intimate experiences together.
It wasn’t until much later that I told her about the

mental reverie I experienced when she first smiled at me.
Here’s another strange thing: She confessed that she had
the same experience, except her version was of me being a
Knight of the Middle Ages, a Prince from the Far East, a
European King, and an Asian Emperor.
The rest is history and we’ve been together ever

since. A day doesn’t pass without us saying “I love you” to
each other, sometimes in multiple languages. That was just
a few short years ago. In fact, it was before I became a
billionaire. I think that was pretty cool timing because I’m
certain she loved me then and loves me now for being just
me – not because I am rich now”, Yu said, with a supreme
look of gratitude on his face.
The story of Kai and Yu really touched my soul. I

was glad and sad at the same time – glad that such love still
exists in this world; and sad that I have never experienced it
in my lifetime; or worse, with my predominantly jaded
attitude toward relationships, that I may never get the
chance to feel that kind of love and joy in my heart.
Broken relationships and botched marriages seemed to be

my specialty. I’ve had countless relationships that just
“didn’t work out” and three failed marriages. In each case,
I would pour my heart, soul, and everything I had into it.
Consequently, after each break-up, I would be left with
nothing; and would have to literally “start over”
(financially, emotionally, psychologically, and sometimes,
physically).
Reliving my past failures at love and then listening

to Yu and Kai’s perfect romance was getting to be too
much to bear. I felt like my heart was just one, big broken
jigsaw puzzle. I pretended to tie my shoe because I could
feel a tiny tear pooling in my left eye. As I bent down, the
tear slowly trickled down my cheek, and in slow motion,
plopped onto my shoe. (I swear I could hear the tear
splash against the laces! That’s how alert, or should I say
alive I felt).
“Hey killer, there’s something in your eye and it’s

okay. The story of Kai and me has almost the same effect
on everyone. Aside from the stray individual with
misplaced anger, or needs to always display a stoic façade;
there’s usually never a dry eye in the house; especially
when I describe the relationship and how much we love
each other,” Yu said from, from…under the table?
“I knew we had a lot in common. We’re both tough

on the outside, able to tolerate much physical pain; but real
softies on the inside when dealing with anything that
concerns our loved ones. I usually act like I’m sneezing
and cover my whole face with a handkerchief when that
happens to me,” Yu said with a compassionate smile. “The
last time was when Kai and I were watching the movie
“Titanic.” I went through quite a few hankies that night and

Kai thought I had a severe cold or some kind of bad hay

fever!”
We both laughed as Yu crawled backwards under

the table and sat back down in his chair. Yu’s sincere
empathy immediately dissolved the supreme
embarrassment I was feeling for shedding a tear in public.
This man – this crazy, quiet billionaire - could put anyone
at ease, I thought. I was beginning to see how Yu could
relate to, have fun with, and do business with just about
anybody. Merely by being himself, he probably attracted
more business than he could handle.
“Okay, that’s enough talk about my love life. Class

is back in session. Before I move on, we require a
comprehension check. Chief, interpret and summarize the
mission brief up to this point for the troops,” Yu said with
commanding authority…
…the story continues on Chapter 6 (of 27) in the Complete

Version of “My Friend Yu- the Prosperity Mentor.”
Purchase your Complete Version (Chapters 1-27 and over

200 pages) by visiting the Y.N. Vurce Publishing website
at: http://www.ynvurcepublishing.com - and clicking the
“BUY NOW” button. Orders are automatically delivered
24 hours a day within minutes of purchase.
Sign-in the site’s Guest Book and join our FREE “You Can
Be Yu. Be Your Own Hero!... Y.N. Vurce Newsletter.”
Truly Wishing You and Yours Abundant Life and Love,
Carl “J.C.” Pantejo, Pantejo@ynvurcepublishing.com


My Friend Yu

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My Friend Yu -

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© 2007 Carl Pantejo /

No part of this book may be reproduced or

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Limits of Liability/Disclaimer of Warranty

The author and publisher shall in no event be held liable for

Always seek the advice of competent legal, tax, accounting,

Some of the situations in this story are based on actual

If you detect a similarity between these fictional characters

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Any questions or comments should be directed to following

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

To: Mom, Beej, Anya, Teri, Diane, and Kai,

“For your unconditional love and devotion, this book is

Forever grateful that you are in my life;

Carl “J.C.” Pantejo

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Limits of Liability/Disclaimer of Warranty……………3

From the Author: Life Changes………………………12

Chapter 1: Not a typical day…...................................16

Chapter 2: The car, the woman, and the

Chapter 3: The Education Begins………..…………39

Chapter 4: Down the rabbit hole I go………...…….44

Chapter 5: Yu and Kai………………………………49

Chapter 6: Are all the opportunities gone?...............56

Chapter 7: The Original Substance – The One.…...64

Chapter 8: How to make Riches Come to You ……70

Chapter 9: Good God, Bad World?.............………..78

Chapter 10: …to forgive is divine. …………………..88

Chapter 11: The Chimera called Money…………….95

Chapter 12: Create, Create, and Create!....................99

Chapter 13: Valuing Value………………………….104

Chapter 14: A Hint of the Certain Way – If you know

what you really want, it’s already on its

Chapter 15: Gratitude – Staying Connected……….117

Chapter 16: Write it down!........................................123

Chapter 18: Meow and the Origami Bird…………140

Chapter 19: Acting in the Certain Way – Preparing to

Chapter 20: More on Acting in the Certain Way – The

Basis for its Success……………………157

Chapter 21: Why not?.................................................165

Chapter 22: Field of Endeavors…………………….171

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Chapter 23: Don’t just talk the talk; Walk the

Chapter 24: Beware the Beast………………………184

Chapter 25: Only when ready…………………...…188

Chapter 26: In your soul, in my soul……………….195

Chapter 27: An unusual day………………………...200

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

In search of a better philosophy and system to get

Novices will easily learn “The Science of Getting

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

of this subject will find the heartwarming anecdotes and

Using today’s language, “My Friend Yu – The

The setting for this narrative is in modern Thailand.

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

Amazing, isn’t it? This all resulted from reading a

I can’t list or describe the abundant increase of

© 2007 Carl Pantejo / Y.N. Vurce Publishing - All Rights Reserved

It’s my sincere hope that you learn how to master

“My Friend Yu – The Prosperity Mentor” allows