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MONEY BANKING & FINANCE
Meezan Bank 2009
LA CASA NOSTRA
Meezan Bank 2009 BBA( B) LA CASA NOSTRA 3 .
Meezan Bank 2009 CONTENTS BBA( B) LA CASA NOSTRA 4 .
Meezan Bank 2009 BBA( B) LA CASA NOSTRA 5 .
Meezan Bank 2009 FOREWORD BBA( B) LA CASA NOSTRA 6 .
Meezan Bank 2009 BBA( B) LA CASA NOSTRA 7 .
Meezan Bank 2009 Alhamdollilah BBA( B) LA CASA NOSTRA 8 .
Meezan Bank bears the critical responsibility of leading the way forward in establishing a stable and dynamic Islamic Banking system replete with dynamic and cutting-edge products and services. that have achieved a strong balance sheet with excellent operating profitability and strong ratios. offering universal banking services to customers. The bank has established a strong and credible management team comprised of experienced professionals.2009 The largest Islamic Bank in Pakistan with a network of 166 branches in 40 cities. was incorporated on January 27." Quaid-e-Azam Mohammad Ali Jinnah Founder of Islamic Republic of Pakistan On the Occasion of the Opening Ceremony of The State Bank of Pakistan on July 1. Average growth in deposits has been 55% per annum during this period while the branch network grew from 4 to 166. 2002 in an historic initiative. Meezan Bank was granted the nations first full-fledged commercial banking license as a dedicated Islamic Bank. and is catering to an increasingly astute and demanding financial consumer who is also becoming keenly aware of Islamic Banking. a publicly listed company. Meezan Bank has been one of the fastest growing banks in the history of the banking sector. BBA( B) LA CASA NOSTRA 9 . Meezan Bank has clearly established itself as the largest Islamic Bank in Pakistan with the largest branch network in all major cities of the country. The banking sector is showing a significant paradigm shift away from traditional means of business. During the seven years of its operation as an Islamic commercial bank (from 2002 to 2009). "We must work our destiny in our own way and present to the world an economic system based on true Islamic concept of equality of manhood and social justice. by the State Bank of Pakistan.Meezan Bank 2009 February 20. In January. which places the Bank at the top of the industry. At Meezan Bank we are committed to providing you a complete range of Shariah compliant banking services that are up to the highest professional standards. The Bank has been assigned a long-term entity rating of A+ and a short-term entity rating of A-1. 1997 and started operations as an investment bank in August that year. 1948 Meezan Bank Limited.
Jeddah and in his long and illustrious career has also served as a Judge in the Shariat Appellate Bench. Shariah scholars and legal experts to develop innovative. Kuwait. but do so with world-class service excellence which our customers demand. and competitive value propositions that not only meet the requirements of today¶s complex financial world. a AAA rated financial entity in the country and the Islamic Development Bank of Jeddah. strength and stability. Dr. It has also recently upgraded its hardware platform and also has a µhot¶ disaster recovery site in place to cater to any unforeseen eventualities. The bank has developed an extraordinary research and development capability by combining investment bankers. an internationally renowned figure in the field of Shariah. Noor Financial Investment Company. particularly Islamic Finance. we Endeavour to deliver competitive risk adjusted returns to our stakeholders. all within the bounds of Shariah. Supreme Court of Pakistan. At Meezan Bank. a leading investment company based in Kuwait. At the same time. commercial bankers. The established position. Meezan Bank aims to fulfill its prime target of providing customers accessibility and convenience. Imran Usmani who is also the resident Shariah Advisor of the Bank. He holds the position of Deputy Chairman at the Islamic Fiqh Academy. within an atmosphere and culture of dedicated service and recognition of their needs. Imran is assisted by a team of professionals. we believe in adding value to our customers¶ lives and businesses. The Bank has an internationally renowned Shariah Supervisory Board Chaired by Justice (Retd. By implementing robust and aggressive strategic and tactical initiatives on the side of consumer banking. who strictly monitor the regular transactions of the Bank and are also responsible for Product Development. BBA( B) LA CASA NOSTRA 10 . viable. Pak-Kuwait Investment Company. of these institutions add significant value to the Bank through Board representation and applied synergies. The Board also includes Sheikh Essam M. reputation.) Maulana Muhammad Taqi Usmani. Dr. The Bank has a rapidly growing branch network across all major cities nation-wide.Meezan Bank 2009 The Banks main shareholders are leading financial institutions of the Region namely. Ishaq (Bahrain). Meezan Bank has a strong technology focus. Abdul Sattar Abu Ghuddah (Saudi Arabia) and Dr. It has invested heavily in state-of-theart software applications ± namely Tameness T-24 and Oracle. through dynamic and competitive products and services that fulfill their needs while conforming completely to the dictates of Shariah.
Meezan Bank 2009 Corporate profile BBA( B) LA CASA NOSTRA 11 .
Meezan Bank 2009 Shariah Supervisory board Credit Rating BBA( B) LA CASA NOSTRA 12 .
which has also set Meezan Bank¶s outlook on medium to long-term rating as ³Stable´.027 45. Ministry of Housing. Liquidity factors are adequate. DEFINITIONS BEING USED BY JCR-VIS CREDIT RATING COMPANY Medium to Long Term Short Term A+. E. which reflected healthy growth trends last year.Meezan Bank 2009 Meezan Bank entity rating of A+ for long term and A-1 for short-term Meezan Bank entity rating reaffirmed by JCR-VIS Meezan Bank has received entity ratings of A+ for medium to long-term and A-1 for short-term. Board of Directors The Board of Directors of Meezan Bank are: y H. Kingdom of Bahrain) y Naser Abdul Mohsen Al-Marri (Vice Chairman) y Jassar Dakheel Al-Jassar y Rana Ahmed Humayun y Mohammed Azzaroog Rajab y Ahmed Abdul Rahim Mohamed y Nawal Ahmed y Alaa A. in million % Noor Financial Investment Company. Kuwait 3. These ratings have been assigned by JCR-VIS Credit Rating Company. The Credit Rating agency JCR-VIS has expressed commendation to Meezan Bank management¶s ability to deploy funds in core banking assets. A. Al-Sarawi y Wamiq Rizvi y Irfan Siddiqui (President & Chief Executive Officer) y Ariful Islam (Chief Operating Officer) Share Holding Share Holders Rs. pioneering role in the industry. A-: Good Credit Quality. Risk factors are minor. Meezan Bank¶s ratings are based on its shareholding with world-renowned financial institutions. Risk factors may vary with factors are excellent and supported by good fundamental the possible changes in the economy protection factors. Protectin A-1: High certainity of timely payment. strong management initiatives in continuously introducing various range of Islamic products. Sheikh Ebrahim Bin Khalifa Al-Khalifa (Chairman) (Minister of Housing.52 BBA( B) LA CASA NOSTRA 13 .
650 15.00 Islamic Development Bank.995 30. while optimizing the stakeholders value through an organizational culture based on learning.) Limited 1. Jeddah 620 9. promoting Islamic values and ensuring recognition and a quality banking experience to our customers.Meezan Bank 2009 Pakistan Kuwait Investment Company (Pvt. Our Service Mission To develop a committed service culture which ensures the consistent delivery of our products and services within the highest quality service parameters. Our Mission To be a premier Islamic bank. providing a strong foundation for establishing a fair and just society for mankind.008 6. offering a one-stop shop for innovative value added products and services to our customers within the bounds of Shariah. fairness. BBA( B) LA CASA NOSTRA 14 .32 Others Paid up Capital 1. respect for individual enterprise and performance.16 100 % Vision and Mission Statement Our Vision Establish Islamic banking as banking of first choice to facilitate the implementation of an equitable economic system.
Meezan Bank 2009 Careers At Meezan Bank. As dedicated Islamic Bankers. challenging and rewarding career with Meezan Bank. y View our current career openings to find a position suitable to your portfolio y Fill our application form to apply in a department of your interest Branch Network Meezan's Branch Network Southern Region Hub (Lasbela) Hyderabad Karachi Nawabshah Quetta Central Region Bahawalpur Daska Dera Ghazi Khan Faisalabad Gojra Northern Region Abbottabad Dera Ismail Khan Gujar Khan Haripur Islamabad BBA( B) LA CASA NOSTRA 15 . human capital is our most valuable equity. and thus needs to be recognized in the most effective manner. foster teamwork. encourage innovation. We believe that our strategic mix reinforces in our employees the ability to think 'out of the box' and discover new ideas and concepts. leadership. We ensure the proper development of our employees to cope with the current market trends and business needs. it takes a special breed of person with a belief and commitment in Islamic Shariah with an unwavering professionalism to carry the responsibility of making Islamic Banking the banking of first choice. management and relationship-building skills. Achievements are a milestone in an individual's career as well as in the Bank's growth. and it is the people of Meezan Bank who carry the mission and vision forward. If you think you can make a difference. At Meezan Bank. and to ensure career progression. we are committed to providing an ideal professional environment which enables our employees to pursue the highest possible level of professionalism as well as supporting their personal fulfillment. Meezan Bank provides the tools needed for our people to develop world-class analytical. We continuously strive to make our policies more customized & competitive to improve our working environment. while challenging the status quo. you are invited to apply and explore the possibility of a dynamic.
a flexible Rupee based account that is ideal for individuals and businesses looking for Shariah compliant banking and professionalism both under one roof. Read More RUPEE SAVING ACCOUNT Monthly Profit Payment A unique bank account that offers the opportunity to earn Halal profits.10.Meezan Bank 2009 Sakrand Sukkur Tando Adam Tando-Allah-Yar Gujranwala Jhang Kasur Lahore Mandi Bahauddin Mian Channu Multan Okara Rahim Yar Khan Sadiqabad Sahiwal Sargodha Sheikhupura Sialkot Kohat Mansehra Mardan Muzaffarabad Peshawar Rawalpindi Swat Personal banking RUPEE CURRENT ACCOUNT Riba Free Meezan Bank is pleased to offer Riba-Free Current Account. It can be opened with a minimum amount of only Rs. while enjoying a range of added benefits.000. Read More BBA( B) LA CASA NOSTRA 16 .
Read More KAROBARI MUNAFA ACCOUNT For large Corporate Entities Karobari Munafa is a savings account specifically tailored for large Corporate or GoP controlled entities.Meezan Bank 2009 DOLLAR SAVING ACCOUNT Foreign Currency based Investment Opportunity Meezan Bank is pleased to offer Riba-Free Dollar Saving Account. is a comprehensive Halal method of acquiring a secure and easily maintainable Riba Free bank account. The Meezan Bank Current Account. the Meezan Bank Current Account is an innovative value a account which provides customers both ease of utility and unmatched service quality. Bundled with 24/7 and special banking services. Key features of the Riba -Free Current Account Instant access to funds at any online branch Free Real-time Online Banking Services across our branch network nationwide Free Visa Debit Card Free 24/7 Internet Banking BBA( B) LA CASA NOSTRA 17 . Thus Meezan Bachat Account offers a higher expected rate of return with a saving account convenience and service. a flexible Rupee based account that is ideal for individuals and businesses looking for Shariah compliant banking and professionalism both under one roof. Read More MEEZAN BACHAT ACCOUNT High expected Rate of Return Meezan Bachat Account is a unique saving account that provides high monthly returns with the flexibility to withdraw savings if needed. It has no preset transaction limits and comes with a variety of free packaged benefits. Read More Meezan Bank is pleased to offer Riba-Free Current Account. It allows customers to earn higher returns on surplus cash balances. a foreign-currency based investment opportunity that is set up on the principles of Shariah and as a result is free from the element of interest.
Account Opening Request Letter on Firm's Letter Head 5. List of Executive Members/Management Committee/Management Body 4. Copy of Rules/By-Laws 2. and submit the required documents. Attested copy of Certificate of Incorporation 2. Opening an account Following are the documents required for opening an Account: Individuals 1. CNIC / NICOP / POC 2. CNIC copy of Guardian Limited Company 1. Co. Attested copy of Registration Certificate with registrar of the firms Club/Society/Association/Trust Accounts 1. Attested copy of Certificate of Commencement of Business (For Public Ltd. Latest copy of certified Form-29 issued by SECP Proprietorship 1. Any job / Business proof (As applicable) 3. Attested copy of Birth Certificate 2. Letter of Authority & Mandate (if applicable) 3. Attested Copy of NTN Certificate 3. Partnership Deed (attested by notery public) 2. CNIC of Proprietor 2. Board Resolution 5. Recent paid utiliy bill as proof of residence Minor 1. That's all you need to open a Current Account with us and enjoy our personalized banking services. Attested copy of Bay Form 3.) 6.Meezan Bank 2009 No restriction on withdrawals or number of transactions No deduction on low balance maintained Bank balance certificates & duplicate statements of account SMS Alerts service Stop Payment & Hold Mail instructions 24/7 Call Center with complete Phone-banking services Personal financial consultancy services Specialized 8 to 8 Banking at selected branches What do I need to open an account? Just fill in our Account Opening Form (available at any branch). Attested copy of Memorandum & Articles of Association 4. Copy of Resolution BBA( B) LA CASA NOSTRA 18 . Attested copies of CNICs of all Directors / Signatories 7. Make an appointment with our officer to assist you in account opening or call our 24/7 Call Center to answer any of your queries. List of Directors 3. Account Opening Request & Proprietorship Letter on Firm's Letter Head Partnership 1. Copy of Registration 3. Attested copies of CNICs of all Partners 4.
monitored by our Shariah Advisor and the Shariah Supervisory Board. This is all that you need to open a Meezan Bachat Account with us and enjoy our personalized banking services. Key Features Enjoy a range of valuable features including: y Halal & High Competitive returns y Profit payment on monthly basis open for individuals only y Minimum balance for account opening is just Rs. y 24/7 Call Center with complete Phone-banking services y 24/7 Internet Banking ± free and instant access to your account(s) anytime & anywhere y Personal financial consultancy services. CNIC / NICOP / POC BBA( B) LA CASA NOSTRA 19 . 25.000/y Maximum balance limit for getting highest profit rate is Rs.000 y Free Realtime Online Banking services at all Meezan Bank branches nationwide y Free bank balance certificates. and provide it with the required documents. With a Meezan Bachat Account. y Free Visa Debit Card. The Riba-Free Meezan Bachat Account works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah. NRP 1.Meezan Bank 2009 5.000.000/. y Specialized 8 to 8 Banking at selected branches What do I need to open an account? Just fill in our Account Opening Form. Job Proof (Salary Certificate/Slip) Meezan Bachat Account is a unique saving account that provides high monthly returns with the flexibility to withdraw savings if needed. Undertaking to immediately inform the Bank in writing about any changes in Management Committee/Authorized persons.25. you are entitled for a higher the profit with a higher account balance. Opening an account Following are the documents required for opening an Account: Individuals 1. Profit is credited to your account every month and is calculated with reference to the minimum balance maintained in the account during the preceding month. Thus Meezan Bachat Account offers a higher expected rate of return with the convenience of a savings account. Make an appointment with our officer to assist you in account opening or call our 24/7 Call Center to answer any of your queries. 1. print it out. 500. You receive profit even if your balance falls below Rs.000/y Waiver of application fee for Car Ijarah & Easy Home for accounts with minimum balance of Rs. NICOP 2. CNICs of all Meembers of Management Body 6.in any month. Visa/Passport Copy 3.
NRP 1. Any job / Business proof (As applicable) 3. Account Opening Request & Proprietorship Letter on Firm's Letter Head Partnership 1. Account Opening Request Letter on Firm's Letter Head 5.Meezan Bank 2009 2. Attested copy of Bay Form 3. Attested copies of CNICs of all Directors / Signatories 7. Attested copy of Birth Certificate 2. It allows BBA( B) LA CASA NOSTRA 20 . Attested copy of Certificate of Commencement of Business (For Public Ltd.) 6. CNIC copy of Guardian Limited Company 1. Job Proof (Salary Certificate/Slip Karobari Munafa is a high profit savings account specifically tailored for large Corporate or GoP controlled entities. Attested copy of Certificate of Incorporation 2. Letter of Authority & Mandate (if applicable) 3. Copy of Rules/By-Laws 2. NICOP 2. Copy of Registration 3. Attested copies of CNICs of all Partners 4. Partnership Deed (attested by notery public) 2. CNIC of Proprietor 2. Attested Copy of NTN Certificate 3. Visa/Passport Copy 3. Recent paid utiliy bill as proof of residence Minor 1. CNICs of all Meembers of Management Body 6. Attested copy of Memorandum & Articles of Association 4. Co. List of Executive Members/Management Committee/Management Body 4. Undertaking to immediately inform the Bank in writing about any changes in Management Committee/Authorized persons. List of Directors 3. Board Resolution 5. Latest copy of certified Form-29 issued by SECP Proprietorship 1. Attested copy of Registration Certificate with registrar of the firms Club/Society/Association/Trust Accounts 1. Copy of Resolution 5.
1 Million y No restriction on deposits and withdrawals y Free facilities: chequebooks and payorders y Dedicated account / relationship manager The Karobari Munafa Account works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah. Key Features y Profit will be calculated on a Daily Product Basis y Minimum balance requirement for account opening is Rs. children. etc. Details Labbaik Saving Aasaan Labbaik Saving Aasaan is ideal for you if you wish to save for your spouse. Profit calculation and all banking transactions are in strict adherence to the Islamic Shariah.Meezan Bank 2009 customers to earn higher returns on surplus cash balances. You can take benefi this special Mudarabah based Deposit account (available from 6 months to 20 year plans) for Umrah & Hajj where you also be entitled for profit on the deposited amount thus providing you a bigger incentive to save for Umrah/Hajj throug Labbaik Saving Aasaan. It has no preset transaction limits and comes with a variety of free packaged benefits. hotel reservatio transportation etc. monitored by our Shariah Advisor and the Shariah Supervisory Board For account opening details make an appointment with our officer or call our 24/7 Call Center. affordable and competitively p After an analysis of Pakistan and KSA markets. Labbaik Travel Aasaan Labbaik Travel Aasaan is ideal for you & your family if you wish to perform Umrah now with complete peace of mind wish to do so with convenience by relying on the goodwill of Meezan Bank. parents. Meezan Bank is pleased to present a convenient and comfortable Hajj & Umrah product under the banner of Meezan L The exclusively designed. service-oriented Hajj & Umrah packages are comprehensive. 7 nights Madina and 3 nights Makkah) y Complete Visa Processing y Confirmed return airline tickets with weekly flights y Complete accommodation in 'A' Category hotels near Haram y Complete Transport (Jeddah -> Makkah -> Medina -> Makkah -> Jeddah) y Special Meet & Assist services with Urdu speaking guide y Double Umrah facility y Ziarat in Makkah & Madina BBA( B) LA CASA NOSTRA 21 . Meezan Bank has selected very professional and competitive Travel A business partners for Labbaik Hajj & Umrah scheme. Details Salient Features of the Labbaik Umrah Package y Completely Halal and Riba Free y 15 days trip (4 nights Makkah. ticketing and flight details. The complete arrangements have been made convenient and easy Customer has a one stop service at the branch end for all VISA processing.
From short term to long term with intermittent exchange in a range of currencies. This is all that you need to travel with Meezan Labbaik . the product menu is at once robust and dynamic. Term certificate Meezan Bank provides a complete range of term certificates. Come & Take a Step Towards the Holy Journey via Islamic Banking Just fill in the relevant Labbaik Package Application Form and submit it with the required documents.A Holy Journey with Comfort & Convenience. Make an appointment with our officer to assist you in applying for Meezan Labbaik or call our 24/7 Call Center to answer any of your queries. Our range of term deposit products include: Certificate of Islamic Investment Meezan Amdan Certificate Meezan Providence Certificate Monthly Mudarbah Certificate Dollar Mudarbah Certificate BBA( B) LA CASA NOSTRA 22 .Meezan Bank 2009 y Packages for different duration & facilities are also available *All travel arrangements are made by the selected Travel Agent.
Meezan Bank 2009 Guidelines for ATM users Guidelines for account holders using Visa Debit Cards by SBP BBA( B) LA CASA NOSTRA 23 .
Unlike credit cards. Pay Now" principle. the machine will issue a slip.800 million BBA( B) LA CASA NOSTRA 24 . The transaction is complete and the amount will be debited from your account on the spot. Accepted at most prominent outlets across Pakistan.Urdu Use our ATM locator to locate an ATM nearest to you. These are same 4 digits as your ATM PIN.Meezan Bank 2009 Guidelines for account holders using Visa Debit Cards by SBP . Debit card. Confirm your transaction amount and collect your Debit Card. convenience and control on spending 24 hours a day. Convenient and simple to use Step 1 Step 2 Step 3 Step 4 Step 5 The cashier will swipe the Debit Card accross the ORIX machine and enter the purchase amount.000 million Lead Arranger Shariah Structuring Advisor September 2007 Engro Chemicals Limited Privately Placed Sukook Issue PKR 9. no service charges and no late payment fees as it works on "Buy Now.185 million Lead Advisor & Arranger Shariah Structuring Advisor September 2007 Attock Power Gen Limited Privately Placed Sukook Issue Syndicated Finance Facility PKR 7. Select your desired account from the options: Current or Savings. the Meezan Bank Debit Card offers you safety. seven days a week. Special banking Investment Banking key Transactions Febraury 2009 Liberty Power Tech Limited September 2007 Dawood Hercules Chemicals Limited Rated Privately Placed Sukook Issue PKR 12. After verification. there are no monthly bills. Enter your 4-digit PIN for verification.
an open-end equity fund.613 1.041 168 BBA( B) LA CASA NOSTRA 25 .000 million Joint Lead Advisor & Arranger Asset Management SLR Eligible Placed Sukook Issue PKR 10. spanning over twelve years.Meezan Bank 2009 PKR 3.467 2. MCPF-1 provides investment opportunity to the investors who desire high level of protection of their capital.000 million Co-Arranger The Asset Management and Investment Advisory Arm of Meezan Bank Limited Al Meezan Investment Management Limited (Al Meezan Investments). 2007 6. a Voluntary Pension Scheme. a closed end equity fund. In continuation with our endeavor to provide Shariah compliant investment solutions. very soon we will be launching yet another specialized product Meezan Capital Protected Fund-1(MCPF-1). The increasing size of assets under management manifests the ability of the professional fund management team to consistently out-perform its peers and consequently build the investor confidence. Meezan Balanced Fund (MBF).776 4.e. a closed end balanced scheme. Meezan Islamic Income Fund (MIIF). Al Meezan Investments is presently managing five funds i. Meezan Islamic Fund (MIF).000 million Joint Lead Advisor & Arranger June 2007 Sui Southern Gas Company Limited Co-Arranger Shariah Structuring Advisor August 2007 Water & Power Development Authority Privately Placed Sukook Issue PKR 2. Al Meezan Investments has one of the longest and the most successful track record of managing mutual funds in the private sector. Al Meezan Investments is ranked among the best performing asset management companies in Pakistan. 2007 was over PKR 15 billion as compared to PKR 6. Pakistan¶s first Shariah compliant open end income fund and Meezan Tahaffuz Pension Fund (MTPF). willing to invest for relatively longer period and want to get benefit of any gain from investment made by the fund in the stock market. specializes exclusively in the development and management of Shariah compliant products. The total size of the five funds under management as at December 31. The fund wise break up of net assets as at December 31. Al Meezan Mutual Fund Limited (AMMF). the asset management and investment advisory arm of Meezan Bank Limited.5 billion at the corresponding date last year. 2007 is as under: NET ASSETS FUND Meezan Islamic Income Fund Meezan Islamic Fund Meezan Balanced Fund Al Meezan Mutual Fund Meezan Tahaffuz Pension Fund PKR (Millions) December 31.
also being the Shariah Advisor of Al Meezan Investments.it is based on islamic rules and regulation. All the funds of Al Meezan Investments with a minimum one year track record have 5-Star rating which is the highest possible rating and denotes superior performance relative to its peers. Al Meezan Investments also complies with the global best practices in asset management and has voluntarily adopted ³Asset Manager Code of Professional Conduct´ from CFA Institute. Conclusion Meezan bank is the largest islamic Bank of the world with 166 branches In 40 cities. AM2 denotes high management quality rating.Meezan Bank 2009 Al Meezan Investments has also achieved Management Quality Rating ³AM2´. USA.they are trying to present the world as an islamic power of equality of manhood and social justice Thanks Superior university lahores BBA( B) LA CASA NOSTRA 26 . Shariah compliance and impressive performance in terms of returns to investors. Units of all open end funds are available at the offices of Al Meezan Investments and all branches of Meezan Bank Limited (MBL) across Pakistan. Al Meezan Investments has placed dedicated investment officers at the selected branches of MBL. In addition to the quality service. For the convenience of investors. These officers provide guidance and assist the investors in meeting their investment objectives. Hence it has the distinction of being the first asset management company in Pakistan to comply with the best global practices in asset management. The Shariah Advisor of Meezan Bank Limited. supervises the operations in order to ensure Shariah compliance of the funds. assigned by JCR-VIS.
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