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Bahasa Inggris Tata Bahasa Kelas AK18P

Discussion 09

Reading Comprehension Theory


Skimming text
Skimming is a reading technique that can help you:
• Read more quickly
• Decide if the text is interesting and whether you should read it in more detail
You can use the skimming technique when you want to identify the main ideas in the text.

How is skimming different to scanning?


The term skimming is often confused with scanning.
• You skim a text to obtain the gist - the overall sense - of a piece of writing. This can help
you decide whether to read it more slowly and in more detail.
• You scan a text to obtain specific information. For example, to find a particular number in
a telephone directory.
Sometimes you can use both reading methods. After you’ve skimmed a piece of text to decide
whether it’s of interest, you might then use scanning techniques to find specific information.

How do you skim read?


When you use the skimming technique you don’t read the whole text word for word. You should
use as many clues as possible to give you some background information. There might be pictures
or images related to the topic, or an eye-catching title. Let your eyes skim over the surface of the
text and look out for key words while thinking about any clues you’ve found about the subject.
• Read the title, subtitles and subheadings to find out what the text is about.
• Look at the illustrations to give you more information about the topic.
• Read the first and last sentence of each paragraph.
• Don’t read every word or every sentence. Let your eyes skim over the text and look out for
key words.
• Continue to think about the meaning of the text.
Bahasa Inggris Tata Bahasa Kelas AK18P

Discussion
Based on the theory on skimming above, paragraph 1 is about the definition of Financial planning.
Your task is to find out the general idea of paragraphs 2,3, 4 and 5 of the text below! Paragraph
1 is done for you.

FINANCIAL PLANNING

Financial planning is the task of determining how a business will afford to achieve its
strategic goals and objectives. Usually, a company creates a Financial Plan immediately after the
vision and objectives have been set. The Financial Plan describes each of the activities, resources,
equipment and materials that are needed to achieve these objectives, as well as the timeframes
involved.

The Financial Planning activity involves the following tasks:

a. Assess the business environment


b. Confirm the business vision and objectives
c. Identify the types of resources needed to achieve these objectives
d. Quantify the amount of resource (labor, equipment, materials)
e. Calculate the total cost of each type of resource
f. Summarize the costs to create a budget
g. Identify any risks and issues with the budget set.

Performing Financial Planning is critical to the success of any organization. It provides the
Business Plan with rigor, by confirming that the objectives set are achievable from a financial
point of view. It also helps the CEO to set financial targets for the organization, and reward staff
for meeting objectives within the budget set.

The role of financial planning includes three categories:

1. Strategic role of financial management


2. Objectives of financial management
3. The planning cycle
Bahasa Inggris Tata Bahasa Kelas AK18P

When drafting a financial plan, the company should establish the planning horizon, which is
the time period of the plan, whether it be on a short-term (usually 12 months) or long-term (2–5
years) basis. Also, the individual projects and investment proposals of each operational unit within
the company should be totaled and treated as one large project. This process is called aggregation.

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