D-1 Rasi Chart Physical Plane Existence at the physical level

D-2 Hora Chart Physical Plane Wealth and money

D-3 Drekkana Chart Physical Plane Everything related to brothers and
D-4 Chaturthamsa Chart / Turyamsa Physical Plane Residence, houses owned, proper
D-5 Panchamsa Chart Physical Plane Fame, authority and power
D-6 Shashthamsa Chart Physical Plane Health troubles
D-7 Saptamsa Chart Physical Plane Everything related to children (and
D-8 Ashtamsa Chart Physical Plane Sudden and unexpected troubles,
D-9 Navamsa Chart / Dharmamsa Physical Plane Marriage and everything related t
D-10 Dasamsa Chart / Karmamsa / Swargamsa Physical Plane Career, activities and achievement
D-11 Rudramsa Chart / Ekadasamsa Physical Plane Death and destruction
D-12 Dwadasamsa Physical Plane Everything related to parents (also
D-16 Shodasamsa Chart / Kalamsa mental plane Vehicles, pleasures, comforts and
D-20 Vimsamsa Chart mental plane Religious activities and spiritual m
D-24 Chaturvimsamsa Chart / Siddhamsa. mental plane Learning, knowledge and educatio
D-27 Nakshatramsa / Saptavimsamsa / Bhamsa plane of sub-consciousness Strengths and weaknesses, inhere
D-30 Trimsamsa Chart plane of sub-consciousness Evils and punishment, sub-conscio
D-40 Khavedamsa / Chatvarimsamsa. kaarmic Auspicious and inauspicious event
D-45 Akshavedamsa / Pancha-chatvarimsamsa kaarmic All matters
D-60 Shashtyamsa kaarmic Karma of past life, all matters

Suppose we want to see when one would go abroad. It is related to residence and
fortune and we should analyze one’s chaturthamsa (D-4). The 9th and 12th houses
show foreign residence. Rahu signifies foreign residence. We should now look for
links. If 12th lord is with Rahu in the 9th house in D-4, it can suggest that one would
live abroad, probably during the periods of Rahu or 12th lord or 9th house.
Suppose we want to see when one would get a promotion at the office. Because D-10
shows one’s career and achievements, we should analyze D-10. Because GL (ghati
lagna) shows power and authority, planets or rasis giving a promotion are usually
connected with GL. They are in GL or aspect GL. Because AL shows status, planets
associating with AL or the5th or the 10th from it are favorable. If the lord of AL is in
the 10th from it and aspects GL, probably his period will give a promotion.
In this manner, we should analyze the divisional chart that signifies the sphere of life
that we are interested in and analyze the houses that show the matter of interest. This
is the key to correct chart analysis.

We have to choose the meanings of houses that

are relevant in that area of life. For example, the 4th house shows education, vehicle,
house and mother (among other things). A list of the areas of life seen in various
divisional charts is given in the chapter on “Divisional Charts”. We see from it that
learning is seen from D-24, pleasures and comforts from D-16, house and
immovable property from D-4 and parents from D-12. So the 4th houses in D-24, D-
16, D-4 and D-12 show education, vehicle, house and mother (respectively).

One can wear the gemstones of favorable planets to get the blessings of those planets
and tide over troubles. Look at the functional benefics in one’s rasi chart and
prescribe their gemstones. If a planet’s dasa is running or if a planet is taking part in
a favorable yoga, we may choose that planet. Wearing the gemstone of a planet
 at the physical level

g related to brothers and sisters

e, houses owned, properties and fortune
thority and power

g related to children (and grand-children)

nd unexpected troubles, litigation etc
and everything related to spouse(s),dharma (duty and righteousness), interaction with other people, basic skills, inner self
ctivities and achievements in society
d destruction
g related to parents (also uncles, aunts and grand-parents, i.e. blood-relatives of parents)
pleasures, comforts and discomforts
activities and spiritual matters
knowledge and education
and weaknesses, inherent nature
punishment, sub-conscious self, some diseases
us and inauspicious events

past life, all matters

skills, inner self