Brandon Adams

February 7-8, 2010 Audios (8) and Docs: http://www.creditorsincommerce.com/audio-living-temple-2010-02.php
NOTICE: These Creditors in Commerce Workshop Sessions, hereinafter Sessions, are the private exchange of

ideas and concepts between the providers and the recipients. The content is not meant as legal advice. The use or attempted use of any idea or procedure discussed in these sessions as applied to the recipient’s own personal transactions, cases or controversies, or applied to other cases may or may not result in a favorable outcome or the same outcome as is discussed in these sessions. Each transition or transaction, case or controversy may be different as a result of unique actions or unique statements made by the parties therein, and each different act or statement in any transaction affects or may affect whether any procedure or idea discussed in this session is relevant to the recipient’s transaction or that the outcome thereof will be depicted as in these sessions. The discussion of ideas or procedures in these sessions are not exhaustive of the subject being discussed. Many ideas and concepts that can affect the outcome of any legal or commercial procedure are not discussed in these sessions, and the fact that recipient may not be aware of these issues may have an adverse effect on the outcome of recipient’s procedure. It is the responsibility of each party to understand his own transactions and to apply the appropriate and complete concepts necessary for a procedural and substantive remedy thereto. These sessions may be redistributed privately by any recipient to another recipient requesting them, conditional upon the fact that this Notice is provided therewith. If recipient has any questions, CiC may be contacted by email at harmony@creditorsincommerce.com.

Session 1 Sacred Creditors Session 2 Accepted for Value Session 3 Administrative Procedure I Session 4 Administrative Procedure II Session 5 Original Issue I Session 6 Original Issue II Session 7 Administrative Procedure III Session 8 Practical Applications Session 1 Sacred Creditors
Creditors don’t take positions that have to be defended; we ask questions that lead to remedy for both sides. Opportunities exist, but there isn’t any need to fight. No one is a victim. We take 100% responsibility for our lives. We accept our power. In a sense, everything is commerce; business, law, all relating or exchanging, even personal, is commerce. The prefix com- denotes more than one party: commerce, communication, community, compact. Maxims of Law: self-evident truths. Con-tract = with intention. There are no signatures in 99% of the contracts one enters into; they occur by conduct, performance, action. Contract = Law. So far, 4 principals of the sacred creditor: 1) 2) 3) 4) Honoring contract (full or conditional acceptance) Authoring my experience; In service for others; Without a position.

One has 72 hours to refuse or reject any offer to contract.

using one’s internal re-venue service. put it on them to make positive statements make them prove it. We create currency by our acceptance of the obligation. will) into public money (FRNs and other debt instruments). The STRAWMAN (interface into the public) is a for profit corporation – that’s why it is taxed. Three Useful Tools We want to establish facts for the record. Offer: "Let's go to town and go shopping. 1) Negative Averment: An averment that is negative in form but affirmative in substance that must be proved by the alleging party. whoever is making demands. 2) Confession & Avoidance: A response in which the accused admits (via passive acquiescence) the allegations but asks for additional facts that deprive the admitted facts of an adverse legal effect. in honor without argument. not what is. You’re an authorized representative of the bank and it is the bank’s obligation. The utility company has faith in the U. The only offer that is ever relevant is the one on top. “There is no evidence that I am not correct in this matter and there is no evidence that you are not wrong in this matter. a set off clears the debt." Counter-offer(s) – (changing from being trustee in the created trust to being the beneficiary): "Sure. We are constantly converting (re-venuing) our private money (labor." "I'll accept that upon proof of bona-fide claim in the form of a signed affidavit by you under penalty of perjury and under your own personal. instead. then why are you here?” “Why should I answer your question when you can’t even answer mine?” “Are you telling me that you are not even qualified to make any determinations on that negotiable instrument?" “Why are you here?” 3) Conditional Acceptance: A response.S. if there is no defect in the instrument. but it is best to be careful making positive statements (that may have to be proven). that it is good for its promise to pay – they probably won’t take your IOUs. John 18: 33-38: Trial of Jesus – confession & avoidance – Pilate acts as a creditor too." Session 2 Accepting for Value All (debt) money is an obligation. which is an asset. energy.S. One can use the asset to set off the debt as opposed to discharging it with the novation of FRNs. FRNs are U. One way to set it off is to accept it for value.One can accept. thought. A novation exchanges debt of one to debt of another.” You’re stating what is not. just come over and help me finish cleaning up the kitchen first.” “Well. unlimited commercial liability within 30 days. More debt is created. obligations. that is a counter-offer. . All obligations are money. Accusation: "Is this your signature on this document?" Response(s): "Is there a defect in that instrument?" “Well tell me the defect is and I’ll correct it. Rather than moving the obligation from one party to another. Not for profit means one is serving others. and I don’t believe that any such evidence exists.

etc. Treasury to charge an account. but we do. When we AfV we want our restrictions on the endorsement so that they can do with it only what we want them to do. Autograph shows will and intent. If you cannot provide consideration or a bonafide claim. one has abandoned interest and is totally granting and conveying one’s interest in the instrument and the new holder-in-due-course can negotiate it any way they want – they have all the rights to the instrument and the assets it represents. Not all CFOs know what to do with one’s AfV. Someone needs to be able to access both the private and the public. John Doe is granting the instrument. do you know who does?” “Who should I give this instrument to who can execute it?” The UCC is the standard for how business is run internationally. All legal codes conform to the UCC.S. Xxxxxxxxx is the private side.” This is a public accounting. even if it’s an electric bill. The statement has a positive face value. If one just signs the back of a check. The IRS can grab the asset and pay the electric company. put a deposit order in on it and then write a money order off the asset that we just deposited to set off the debt.S. HJR-192. Restrictive (or Special) Endorsement: For Deposit Only. Another ex: Endorsing under ‘without recourse” eliminates liability. SSN in the form xxx-xx-xxxx is the public side of the account. hence AfV to the IRS. 123-45-6789.AfV. “Deposit to the U. “Exercise of ordinary care”: When one hands one’s AfVed judgment to the Judge and the Judge asks what you want him to to with it. Treasury and charge the same to JOHN DOE. The UCC Warehousing section is all about the prison system – warehousing property (bodies in whose interest was granted and conveyed) for the payment of a debt. The Internal Re-Venue Service understands the significance of this number. Exemption ID: If one is not depositing to the U.” Exempt from Levy: It is your private asset and you assert your rights to it with this one statement. then you accept my terms of reserving my rights and interest in my property. Exempt from Levy (on the private side). charged by the deposit. limits what they can do with this asset that one has created. you can say: “Do you not have the capacity to exercise ordinary care with that instrument?” “If you don’t. They don’t have the capacity to access our asset. “I conditionally accept granting & conveying to you an interest in my property upon the condition that you provide to me a bona-fide claim and/or consideration. one does not need an exemption ID. The company that sent the statement of account can’t do that – only we (people) can. FRNs can be levied. But who can do anything with that? Only a skilled banker who can work on both the private and public side. but he is ordering what it is to be used for. Banker’s acceptances are always either at a 45 degree angle or 90 degree angle relative to the language .

only people can. exemption #. At the bottom of the coupon is the routing information. If you don’t say anything about it. Write out the amount in letters and numbers just like on any draft. If they dare say they’ve got a claim. This is how the Treasury knows how to set off the debt. tell them then send the U. The books of the grantor (you. Courts. The date is the moment in time of the intent. or Oregon or Lane County show up in court? No. with “Authorized Representative” underneath (if you want – “By:” already indicates this). etc. Signature. order…”.”. The bank is a pass-through. They represent fictions. it’s just a counter-offer – one can refuse for cause or state that it is an improper. pay to: United States Treasury (even if it is an electric bill). On the public side. By: signature. Public entities.S. In private banking. If you give them 10 days and they write back they need 45 days. Give them the terms of response that are sufficient. People can’t represent dead things and make claims. Attorneys swear under penalty of perjury only to superficial things: “I swear my client alleges these things. Can U. They won’t sign an affidavit saying that for certain they have a claim. They won’t challenge your interest. etc. otherwise it’s frivolous. If you submit an affidavit. Do you need a public notice to assert your rights? No.S. here to make the claim. Don’t let them ignore your terms – they’re showing their intent just as your conduct shows your intent. They have none. Bottom half: use as a draft to charge (draw from) the deposit you just made to make a payment. otherwise good faith is violated. We’re changing the form – everything in a box is an artificial fence – it doesn’t exist.paramount security interest holder you have control) legitimize the private instrument. On the coupon.” A coupon is money. UCC-1 is not a pre-requisite. Bankers acceptances can be as simple as: ‘Accepted. In a court: “Does anyone here have an interest in the defendant? Does anyone here have a claim against the defendant? There being no other claims for interest on the defendant or the defendant’s property.S. don’t need routing info. Pay to the order of ___ (restriction). Treasurers. It can access your credit. the only sufficient response is an affidavit that rebuts your affidavit.of the obligation. U. insufficient frivolous response. Treasury operates on both sides (public & private).. Conditionally accept. 72 hours are allowed to exercise ordinary care. it’s 30 days (3 days x 10). as the paramount security interest holder in the defendant and his property. Write “Money Order”. Co. I. Top half: deposit (the asset) and charge an account with it. you’ve re-contracted and abandoned your own process. Leave it attached. .

Ex: IRS send a a frivolous filing fee: 1) CAfV their offer via a notice: “I got your letter. If they respond outside of the terms you stipulated. Any breach of contract and/or obligation creates a lien right. the judge is just watching who is in honor and who is in dishonor. IRS debt with lien to Covington. Law is by agreement and consent. . Fine.the 72 hour rule started on 6/22/10. It’s up to the parties involved to do that. What is the defect in your 1040? They don’t say. Like a notary witness who can provide you with a private judgement. say. they’ve breached the contract and you have a lien right as of the date of your letter they responded to – in 1 CAfV IRS3176C document. They say your position [really. they’re not fining you. have defect. stating that my 2007 tax return is frivolous. Lien right: first in time. Like the notary. they’re merely threatening to (depending upon your response – CafV). dated ___. make them prove that you didn’t receive it in August. that date is 6/24/10. If they rebut. Session 3 Administrative Procedure I Law = Contract. Traffic Ticket: With checkbook in hand . The clock started on the date you received their response so it is mentioned . In the 3176C. They can’t take away your right to contract. I’m conditionally accepting the terms of your offer.“Your Honor.Regarding contract is more important than signature. They didn’t say why you’re particular filing was frivolous. IRS debt to Ogden. The judge is a witness too – that’s why they never bring up law in the courtroom. they’re really noticing you that they are going to default from now on. Contracts are established via administrative procedures. and c) upon proof of claim that…” [see docs]. You set the terms of your response – this is what will be used to ascertain if they’re eventual response is frivolous or not. you’re in honor and there are no points on the record. first in line. but you didn’t receive it until August. How much is the penal sum or the sum certain on those charges?” Paying it. with MasterCard bringing suit against someone. If their offer was dated June 22nd. 3 IRS addresses: see Riddle. you have a position?] is frivolous according to the code they allude to. judges and courts do the same. upon proof of claim that a) there is a defect in my 2007 1040 as it was filed. When they tell you they’re not going to respond to you. The date establishes the security interest. I’m here to plead guilty to the facts and wish to effect payment immediately. Make responses relevant to the offers – respond to every allegation. b) proof of claim that any supporting informational return filed. pursuant to that return. put (nunc pro tunc = now for then) after your date.

Both have created money. When John signs a check over to Tom. but private human beings have unlimited liability. you depose yourself of the instrument. instead. Counter-offers reverse the nature of the trust. you’re transferring the instrument to the bank. send them copies of everything. both John and Tom have an interest in the check. Send them Notice of Fault/ Opportunity to Cure (step 2). frivolous response. Our facts are stated in a particular way. however everyone still has an interest. interest and/or sovereignty. nothing less than that. Allegations and mere declarations against you hold no weight unless you argue with them. but we’ve got voluntary servitude (voluntary compliance) all over the place. The bank does its own series of endorsements and transfers and establishes an interest in the instrument as well. With a red Sharpie marker. At some point in the ledgering of the various accounts. confessions & avoidances and conditional acceptances. Your initial CAfV sets the terms for the new contract. within 72 hours. John’s interest is paramount over Tom’s as it is prior to his. Authority is established by agreement – authority is granted and/or conveyed. Public personas have limited liability. We use negative averments. You choose to be bound. write “Refused for Cause” over everything. We establish fact and law with our affidavit. As an authorized representative of the bank. See Generally Accepted Accounting Principles and double entry bookkeeping and 2009 LT Class. Rather than start over by CAfVing their frivolous response. You’re still in control of the trust and the contract. everything in the envelope and even the envelope itself – Reason: Insufficient. We know nothing and we don’t take positions. it is considered abandoned (salvage law – the finder’s keeper’s rule). If you expressly reserve your rights. but when Tom endorses it. If they can. you create debt money and you have an interest in it equal to the face value. no one can touch you as long as you don’t actually damage any people. When you deposit a check at your bank. someone claims that interest. interests. Session 6 Original Issue II . not only with your words but also with your conduct. or not. If the original issuer who has priority claim does not claim it within 3 years. Session 4 Administrative Procedure II Session 5 Original Issue I Every time you write a check or sign a promissory note or use a debit or credit card or sign a traffic ticket. Dead corporations can’t be damaged – no one is going to attest to that via signed affidavit in a public capacity. you can refuse it for cause. we deserve facts and law that rebut ours. If it comes from another IRS office from the first one.Involuntary servitude was outlawed under the Lincoln administration. authority.

If you’re doing something else with the 1099-A. Recipient: You. Title 26 Payer: Bank. Receive return via check. Description: NAME of individual and account#. not electronically. use the date of the last closing statement of the year. they can’t come back and touch those funds. Was there an incorrect EIN? Did you claim too much? Otherwise. Request that they do so. Yes. If a bank balks. 1099-A (red form): You’re the lender (not the borrower). there are ways to handle it such that you remain in control of your original contract. 1040 1040-X can only be on paper. question the reason. Avoid double dipping. Was Borrower personally liable for repayment of the debt? If you’re OIDing. The bank can yield even to rogue IRS agents. Abandonment dates can differ depending upon what you’re filing for. 3176c return is frivolous). such as an AfV to return the funds to them. ask. Balance of principal outstanding: Your total of what has exited your account during the year. Session 7 Administrative Procedure III When an interloper assets themselves into your private process with someone. pub544 (abandonments). Communicate with the banks and make sure they validate the OIDs with the IRS. Pub 577 (non-profits). certainly not to open a non-interest bearing bank account. noting that in 30 days their silence is acquiescence that the OID is valid. usually near the end of December. Lender’s FIN: Your SSN. Privacy Act says you’re not required to disclose your SSN for anything other than tax matters. . Account#: Your account# with their institution. If you have an account without an SSN or it’s an LLC. as there are no filing requirements on a non-interest bearing account.Kevin Dashner File 1099s electronically – this way there is a record. Creditors don’t take deductions. you can rescind your claim(s) and re-file. Fair market value: Same as above. If you get a frivolous offer (3175c correspondence is frivolous. Fed income tax withheld: OID amount – tip to the bank ($100?. Signature card at bank demonstrated your incompetence and deposed your funds to the bank. March 31. and. what could be a tax issue regarding this account. 2010 is the deadline for As and OIDs for 2006. 1099-OID See pub 1212 (OID). Borrower’s IN: Their EIN. For a bank account. you can actually trun the interloper into a 2nd witness. then No. 3176. say another department of the same company or agency. OID: total amount that has exited account minus cash See 8a on the 1040 (interest income). 10%?) See 61 on 1040. Pub 1220 (electronic filing). Schedule lists all interest income.

You can drop the bankruptcy once you can get a private process in the works. If Dewey calls you on the phone. use Co. Cc everything to Party A. you can address both of them. Arbitration requires agreement to go from both parties.000/ page. You can send them a Fee Schedule – if you have to respond again you will charge them $10. Notice of Fault/ Opportunity to Cure. You of course always keep the originals of your Certificates of Service. You can still address it to them directly. Attorney. etc. Original Construction Mgt. Agreement. The language in 2&3 give them the opportunity to rebut the stipulation that they are in agreement with you filing a UCC-1 on them with all their property and accounts as collateral. As the attorney is actually making the offers. 2. Demand for Payment. It’s possible to do this multiple times. Once you’ve gone through the three steps of perfecting your process. 3 letters that were sent from the attorney and the notary’s Certificate of Service. Do not file a Notice of Lien on anyone without their agreement. Non-Response. 4. filing bankruptcy will stop the sale. You’ve just made the 3rd party interloper a witness to your process. if need be. 3. Treat a summons like a private offer. Lien priority . from foreclosure and have no process in the works. a phone call will be $500/ minute. [See CAfV Smiths sample document] 7 enclosure: 1. Establish your record and bring your record into the court. Notice to the Agent is Notice to the Principal. Session 8 Practical Applications For a tribunal. All three are on notice through the attorney. You can send a Notice (off Refusal or Notice of Rejection of Offer) on top of that as to why you’re refusing. If you’re two days. Send their original offer back to them (Party B) as you’re not the trustee anymore along with copies of the complete record. Having to show up at a hearing will cost them $5000/ hearing + your normal hourly rate of $2500/ hour. Notary rather than a notary public. you’re on notice. CAfV their request for arbitration. it is an independent offer. When dealing with an attorney.Whatever the interloper sends you. Cheatem & Howe are also liable. CAfV (your conditions are a rebuttal of their record – request evidence in the form of an affidavit that we do not already have an agreement) or Refuse for Cause (on the document and the envelope) as you already have a judicial determination through agreement of the CFO: You’ve already got the agreement of the facts of your process from Party A. your law firm is on notice and the original party is on notice. you always have to send your responses to the attorney. Notice to Default. Invoice. you have a judicial determiniation – the notary was your court. but obviously best to start perfecting your own process. The notary’s record is copies of all your documents. Fee Schedule (You can charge even for frivolous responses). Perfect a lien: 1. Notice to the Principal is Notice to the Agent. Commercial Affidavit. “Mr.

Whoever is not receiving the property tax statements is not the superior lien holder. with a UCC-1 filing.A tax lien is a higher priority lien than a commercial lien. after it is perfected. writ of possession. You can get possession the same way they did: 3 day notice. regardless of the date. just like a quit-claim deed. your grant deed supercedes that – it predates it and they have not conveyed anything. Find out who their agent of service is. [Kevin Dashner’s arrest is described in the middle of this audio – See Brandon’s description of this in the 2nd audio of the 2009 LA seminar. Winston also uses a non-negotiable BoE. it is 9/10ths of the law – the other 10% is title or other documentary interest (grant deed. a non-negotiable chargeback and a currency exchange with the AfV document and he references his set off bond. if all that’s so far been filed is a trustee’s deed upon sale. . See Class 22 and Winston Shrout’s Commercial Lien video.] At 1:04 he talks about B/C Bond. commercial lien mechanics lien mortgage lien You establish a commercial lien. It’s in the realm of private international law – it’s like a mechanics lien except that it is outside of statute. Possession is interest. However. Possession is a perfection of a security interest. UCC filing). same with summons & complaint for unlawful detainer. keys. unlawful detainer. what gets conveyed (possession. Actually. To properly serve legal documents on a corporation: Check Sec’y of State website where they are incorporated. Possession + title = perfected security interest – that’s what they’ll have if they succeed at kicking you out. Send 3 day notice c/o their agent of service through a process server or a notary. after unlawful detainer) is what they achieve after they file the trustee’s deed upon sale.

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