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10/27/2010 Fixed Deposits Interest | Fixed Deposit…

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Interest Rates
Deposit Accounts

NATURE RATE OF INTEREST MINIMUM BALANCE*

NORMAL SENIOR CITIZEN Metro Urban Semi Urban Rural

ACCOUNT

1. Savings Bank A/c

A. Domes tic

a. With cheque
3.5% p.a 3.5% p.a Rs.10,000 Rs.10,000 Rs.5,000 Rs.5,000
book facility

b. Without cheque
3.5% p.a 3.5% p.a Not available Not available Not available Not available
book facility

c. No Frills
3.5% p.a 3.5% p.a Zero Zero Zero Zero
Account

B. Non Resident (Savings account)

a. NRO 3.5 3.5 15000 15000 15000 5000

b. NRE 3.5 3.5 15000 15000 15000 5000

2. Term Deposits (Fixed Deposit and Recurring Deposit)*

A. For Domestic Deposits Below Rs.15 Lacs

Rates of Interest (% p.a.) w.e.f Oct 06, 2010

Maturity Period General Senior Citizen **

7 days to 14 days 3.75 4.25

15 days to 29 days 3.75 4.25

30 days to 45 days 3.75 4.25

46 days to 60 days 3.75 4.25

61 days to 90 days 4.25 4.75

91 days to 120 days 5.75 6.25

121 days to 184 days 5.75 6.25

185 days to 210 days 6.25 6.75

211 days to 269 days 6.25 6.75

270 days to less than 1 year 6.50 7.00

1 year to 389 days 6.75 7.25

390 days 7.25 7.75

391 days to 589 days 6.75 7.25

590 days 7.50 8.00

591 days to less than 2 years 6.75 7.25

2 years to 789 days 7.50 8.00

790 days 7.75 8.25

791 days to 989 days 7.50 8.00

990 days 8.00 8.50

991 days to less than 3 years 7.50 8.00

3 years to less than 5 years 8.00 8.50

5 years upto 10 years 8.00 8.50

Tax Saver FD 80C (5 year) – Upto Rs. 1 lac 8.00 8.50

B. For Domestic Deposits of Rs.15 Lacs to less than Rs. 1 Crore

Rates of Interest (% p.a.) w.e.f Oct 06, 2010

Maturity Period General Senior Citizen **

7 days to 14 days 3.75 4.25

15 days to 29 days 3.75 4.25

30 days to 45 days 3.75 4.25

46 days to 60 days 3.75 4.25

61 days to 90 days 4.25 4.75

91 days to 120 days 5.25 5.75

121 days to 184 days 5.50 6.00

www.icicibank.com/interest-rates.html 1/5

50 8.00 8.25 390 days 7.Secondary School Leaving Certificate indicating date of Birth 7.25 6.75 7.25 15 months 6.00 12 months 6.50.50 5 years upto 10 years 8. Recurring Deposit rates: Rates of Interest (% p.00 8.75 8.icicibank.00 27 months 7. Penalty on Delayed Installment : Penalty is charged at monthly interest at the rate of Rs.25 18 months 6. The total interest so chargeable shall be recovered from the total amount of interest payable at the time of maturity.25 2 years to 789 days 7.com/interest-rates. PAN Card 3.0 mn & above Less than 1 year 0.75 7.25 24 months 7.1000 for all delayed installments.50 8. Eligibility Criteria : A person who has completed the age of 60 years may be treated as a senior citizen for getting the benefit under the special deposit scheme for senior citizens. Senior Citizen Card issued by State / Central Government 5. Driving Licence iss ued by regional transport authority 6. Pension Payment Order / Passbook / Card issued by State / Central Government of India 10.50 7.0 mn Rs.50 7.50 8.00 8.75 7. 2010 Maturity Period General Senior Citizen ** 6 months 5. Voters Identity Card 4.00 790 days 7. Fraction of a month will be treated as full month for the purpose of calculating such interest. Note: Rates for Deposits for Rs.e.00 1 year to 389 days 6. Premature withdrawal of Deposit : On pre-mature withdrawal of the Deposit.75 7.00 8.75 211 days to 269 days 6. **Interest Rates for Senior Citizens : A.25 791 days to 989 days 7.10/27/2010 Fixed Deposits Interest | Fixed Deposit… 185 days to 210 days 6.75 7.25 6.50 8.25 590 days 7.75 270 days to less than 1 year 6.50 8.50 8.50% 1 year & above but les s than 5 years 1.) w.75 6.50.00 591 days to less than 2 years 6.25 21 months 6.00% 1.00% 5 years and above 1.00 30 months 7.12 per Rs.50% www.50 *Subject to revision without further notice.10 mn and above will be advised by treasury from time to time.25 7.f Oct 06.75 7. Life Insurance Policy 9. Date of Birth Certificate 8.75 7. interest will be calculated at the rate applicable for the period the Deposit has actually remained with ICICI Bank.50 Note : Recurring Deposits will be available for a minimum tenure of 6 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years.00% 1.00 33 months 7.75 391 days to 589 days 6.50% 0.50 8. B.25 9 months 6.50 5 years upto 10 years 8. Passport 2.00 8.00 3 years to less than 5 years 8. Photo ID issued by PSUs to retired persons Penalty on Pre-mature withdrawal (All Categories) would be applicable as below: Penal Rates* Original Tenure of Deposit Less than Rs.a.50 991 days to less than 3 years 7.00 990 days 8.html 2/5 . Verification of Age : Cus tomers are requested to provide any of the below mentioned documents on completion of age 60 at nearest ICICI Bank Branch s o that any future term depos its created under the same Customer id will enjoy the benefit Senior Citizen rates of interest : 1.00 3 years to less than 5 years 8.50 8.

25 91 days to 120 days 5.0 mn & above Less than 1 year 0.27 2.50 185 days to 210 days 6.66 1.50 7.15 2.75 61-90 days 4. 3) NA.25 211 days to 269 days 6.49 NA 1) FCNR(B) deposits can be accepted for a minimum period of one year and maximum for a period of five years.75 7.50.e.25 7.00% 1.f Oct 06.75 6.75 6. NRO FD (All Maturities) Rate of Interest * * Term Deposits (Fixed Deposit and Recurring For Deposits Rs.html 3/5 .75 30-45 days 3.96 NA iv) JPY 1.00 991 days to less than 3 years 7.15 Lakhs (w.52 2.50 7.53 2.63 2.f Oct 06.50 NA v) CAD 2.75 590 days 7.44 6.50% 0.61 6.50 7.41 1.27 6.50% More than 5 years 3 months upto 10 years 1.00 5 years upto 10 years 8.75 2 years to 789 days 7.15 Lakhs and above but less than Rs.50 591 days to less than 2 years 6.67 2.00% 5 years 1.75 390 days 7.50 790 days 7.48 NA ii) GBP 2.25 4.75 6.50% More than 5 years upto 5 years 3 months 1.00% 1. ## Penalty on Pre-mature withdrawal (All Categories) would be applicable as below : Penal Rates ## Original Tenure of Deposit Less than Rs.75 3.00 8.50 990 days 8.80 3.50 1 year to 389 days 6.25 391 days to 589 days 6.1 Less than Rs.75 3. 2010) Deposit) All Maturities Crore (w.50 6.47 2.00% 1.47 2.03 NA vi) AUD 6.10/27/2010 Fixed Deposits Interest | Fixed Deposit… *Subject to revision without further notice. Non-Resident Accounts * a.com/interest-rates.00% 1.00 8.50 3 years to less than 5 years 8.86 2.0 mn Rs.75 46-60 days 3. Credit Cards www.25 121 days to 184 days 5.92 2. 2) NRE fixed deposit can be accepted for a minimum period of one year and maximum for a period of ten years.75 3.35 2.00 8.50% NRE FD and FCNR(B) Interest Rates applicable from 01/10/2010 1 year & above 2 years & above but < 3 years & above but 4 years & above but < 5 For 5 years Above 5 years upto 10 years but < 2 years 3 years < 4 years years b.75 791 days to 989 days 7.40 1.icicibank.Not Applicable CHARGES (Domestic Customers) 2.05 NA iii) EUR 2.78 1.61 2.00 NA *Subject to revision without further notice. NRE 2.61 2.e.50. FCNR(B) i) USD 1.25 270 days to less than 1 year 6.44 1. Please note that Interes t earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws. 2010) 7-14 days 3. B.53 2.75 3.86 3.80 2.25 6.42 2.22 6.75 5.50% 1 year & above but less than 5 years 1.50 7.61 2.00 5 Years (80C FD) 8.60 1.61 FD c.75 15-29 days 3.75 5.25 6.

150 per PO for amounts up to Rs.100 per DD 5. hence customers are requested to get in touch with respective branch Cards Finance Charges Cash Advance Type Joining Fee Annual Fee Late Payment Charges (Interest Charges) Charges 30% of Minimum Amount Due (subject to min of Rs 400 Nil Nil 2.000.4 per thousand rupees or part thereof. 50 per instrument.html 4/5 .15000 Duplicate/Revalidation/Cancellation Rs.10/27/2010 Fixed Deposits Interest | Fixed Deposit… Platinum / Home Signature Platinum Identity Amex Ascent Gold/Silver Future card EMI card Insta Card Titanium card Interest charges p.000.10. 7. subject to a minimum of Rs.999+ 3% of the overdue amount (subject to a minimum of Rs Nil Nil 2. 25 per transaction.75 and Issue maximum of Rs.000 – Rs. above Rs 1 Lakh Rs 150/. 50 per instrument.95% Monthly 2. RTGS Money Transfer Inward Nil Outward Rs.100 for every cheque return for financial reasons. 2 yrs. 3 yrs.50 per D. Outward Rs. Cheque return charges Local Rs. Debit Cards Annual Fees – Rs. on extended 17. Thereafter.Rs.750 per return in the same month for financial reasons. Rs. up to Rs.10.10.88% / 33% 33% 33% 37.10. 150 per instrument Through Non-ICICI banks Upto Rs.50.Rs.000 – Rs.50 for non-financial reasons Inward except for signature verification Transfer cheque returns will be charged at Rs 350/. Rs.1 lakh – Rs.per return for financial reasons.000 Issue .150 Issue .5% Monthly Sole Liability 400) Corporate Card Silver Joint & Several or 3% of the overdue amount (subject to a minimum of Rs Nil Nil Nil 2.50 per thousand rupees or part thereof. 1 yr.999+ 30% of Minimum Amount Due (subject to min of Rs 400 Nil 2. Rs.1 lakh . subject to a minimum of Rs. Rs.001 to Rs.000.5% Monthly or Sole Liability Service Tax 400) 3% of the overdue amount (subject to a minimum of Rs Purchase Card Joining Fee Nil Nil NA 400) Corporate Card Gold Insurance Rs.5% Monthly and maximum of Rs 600) Corporate Card Platinum Individual Rs.000 Rs.2. Rs.001 to Rs. 1 lakh – Rs 100 per instrument. 1lakh to 5 lakh – Rs.com/interest-rates.By deposit of cash Rs. 2 yrs.10.000 Rs.8% 23.100 and maximum of Rs. 15.per instrument 6. Above Rs.99 per annum 4. Drafts 4a. 150 per instrument Speed clearing charges Upto Rs 1 Lakh Nil. 50. 5 lakh and above – Rs.8% 40.10. Locker rates vary for different branches.350 for one cheque return per month. 3 yrs.10.5% Monthly Liability Service Tax and maximum of Rs 600) Corporate Card Gold Joint & Several or 3% of the overdue amount (subject to a minimum of Rs Nil Nil Nil 2.8% 40.Rs. 1 lakh and above – Rs.1 lakh . Above Rs. 50 per transaction.4 per thousand rupees or part thereof.15% Monthly 2.88% 23.15000 Rs. subject to a minimum of Rs. 8.75 for PO of up to Rs. NEFT Money Transfer Inward Nil Outward Through Branch: Upto Rs .75% Monthly 2. 15000 Duplicate/Revalidation/Cancellation Rs. For PO above Rs.By deposit of cash and maximum of Rs. 1 lakh – Rs 100 per instrument.3 per thousand rupees or part thereof for DD of more than Rs .100 + 3% of the overdue amount (subject to a minimum of Rs Nil Nil NA Premium Service Tax 400) 3.icicibank.5% Monthly Corporate Card Gold Individual Liability and maximum of Rs 600) 30% of Minimum Amount Due (subject to min of Rs 400 Corporate Card Silver Individual Liability Nil Nil 3. Demand Drafts Rs. Rs. 5 per transaction.D. 25 per trans action.000.a. Outstation www.5% Monthly Sole Liability 400) Corporate Card Platinum Joint & Several Rs. For PO above Rs .10. Pay Order Rs. subject to a minimum of Rs .88% credit and cas h advances 23.75 and Issue maximum of Rs. Lockers Type Metro / Urban/ Semi Urban Rural of Locker 1 yr.100 per DD 4b.88% Fee Bas ed Services 1. Outstation cheque collection Through ICICI Bank Upto Rs.

00 to Rs.000 Used Car Loans 15.10 lacs 13. 1.50% to 12.00 to Rs. 1.50 to Rs.e.00% Rs.50 lacs = Rs.500 Rs. please click here Loans & Advances . 2. 5. 2. The charges displayed above are not applicable for NRI customers. Stamp duty charges shall be extra as applicable. 5. 1.Indicative lending rates updated on May 11th.com/pfsuser/webnews/rates&fees.00% to 12.00% Rs. 15 lacs Renewal Fees (p. 9.10/27/2010 Fixed Deposits Interest | Fixed Deposit… Inward Nil Outward Rs. 2000 & upto 1% of the Upto Rs. No Dues Certificate Nil * This applies to regular savings accounts. 24-Feb-09 is applicable over and above charges indicated above. ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time.500 More than Rs.000 More than Rs.25% 0.icicibank.00% 9.00 Lacs = Rs.50 to Rs.000 Type of credit facility Rate of interest Processing fee Loan amount up to Rs.25 Lacs = Rs. 5. 2. 2.10.html 5/5 .500 More than Rs.00 lacs = Rs.000. 3.150 plus other bank charges at actuals per cheque. 10 lacs 13.00% Upto 2. 3.00 lacs = Rs.50% to 13.htm Service tax @ 10. 15 lacs 12.a.50% of the loan amount Construction Equipment Loans 10.For minimum balance requirement and productwise charges of different savings variants like Senior citizen.com/interest-rates.25% of the loan amount Type of credit facility Rate of interest Processing fee Personal Loans 14.00 Lacs = Rs.00 lacs = Rs. 2.0% of the loan amount plus service tax Type of credit facility Credit limit (Rs.50% to 17. www.100 New Car Loans 9. 4. 2. as set category and location.10. at its sole discretion.50% to 13.5 w ith a resolution of 1024x768.75% 9. 2.00% to 18.50% 0.50 time) loan amount Loans Against Securities More than Rs.30 % (as per Govt rules) W.) Rate of interest (%) Fees Amount Processing Fees (One Minimum Rs.5. Best view ed w ith Internet Explorer Ver 5. The charges indicated above are subject to periodic revision. For details on charges applicable to NRI customers. Privilege.5 and Ver 6 or Firefox Ver 1.Rs. 30 for every additional cheque book of 15 leaves 10.50% to 13. Type of credit facility Rate of interest Processing fee Commercial Vehicle Loans 10. 2010 Retail Loans Tenure of credit facility Up to 35 months 36months 37-60 months Processing fee Type of credit facility Rate of interest Loan amount less than Rs. Cheque Book Issue Nil for 30 payable-at-par cheque leaves in a quarter.50 Lacs = Rs.icicibank.) Rs 1.50 Notes:- Specific interes t rate applicable to a customer would be dependent on segment.25 to Rs.200 Rs. 5. Young star etc pls visit http://www.f.