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November (The Hindu review)


Index
Topic 1- Appointment (November)
Topic 2- Awards (November)
Topic 3- Government Scheme (November)
Topic 4- Summit/Meeting (November)
Topic 5- Ranking Index (November)
Topic 6- Website/ App (November)
Topic 7- Partnership/ Agreement (November)
Topic 8- Merger and Acquire Company (November)
Topic 9- Important MoU (November)
Topic 10- GDP FORCASTING
Topic 11- Loan (November)
Topic 12- Current Affairs in Short (November)
Topic 13- Banking and Financial (November)
Topic 14- Committee (November)
Topic 15- Sports News (November)
Topic 16- Defence News (November)
Topic 17- Books/ Author (November)
Topic 18- Important Day (November)
Topic 19- Obituary –November

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Appointment (November)
(National)
Organization Persons
New Power Secretary "Sanjeev Nandan Sahai
(Updated: 1november)
IOC's 2020 Olympics athlete M. C. Mary Kom
ambassadors group
(Updated: 1november)
Ambassador of Global Investors’ Meet Yami Gautam
2019 by Himachal Pradesh govt
(Updated: 2november)

Madras High Court Chief Justice Amreshwar Pratap Sahi


(Updated: 2november)
Madhya Pradesh High Court Chief Justice AK Mittal
(Updated: 2november)
Patna High Court Chief Justice Sanjay Karol
(Updated: 2november)

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IndusInd Bank new MD & CEO Sumant Kathpalia


(Updated: 3november)
New Chairman of Land Ports Authority of Aditya Mishra
India
(Updated: 4november)
Google India new Country Manager Sanjay Gupta
(Updated: 11november)
Union Minister of Heavy Industries and Prakash Javadekar (Additional Charge)
Public Enterprises
(Updated: 13november)

New Chairman and Managing Director of G Kamala Vardhana Rao


India Tourism Development Corporation
(Updated: 14november)
(ITDC)
Indian Army's first female Judge Lieutenant Colonel Jyoti Sharma
Advocate General officer
(Updated: 20november)
New CEO of Kerala Bank P.S. Rajan
(Updated: 22november)
New MD and CEO of Tata Amur Swaminathan Lakshminarayanan
Communications (Tata Comm)
(Updated: 26november)
18th chief minister of Maharashtra Shiv Sena president Uddhav Thackeray
(Updated: 28november)
First Chief of Defence Staff General Bipin Rawat
(Updated: 28november)

(International)
Organization Persons
President of UAE Sheikh Khalifa bin Zayed Al Nahyan re-
elected (Updated 3 November)

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Capital: Abu Dhabi


Currency: United Arab Emirates dirham
New General Vice President, Dr Vinaya Shetty
International Organisation Development
(Updated 5 November)
Association (IODA)
Mauritius PM Pravind Kumar Jugnauth re-elected
(Updated 9 November)
Capital: Port Louis
Currency: Mauritian rupee
FIFA's Development Chief Arsene Wenger
(Updated 13 November)
Unilever new chairman Nils Andersen
(Updated 13 November)
New President of Sri Lanka Gotabaya Rajapaksa
(Updated 18 November)
Capitals: Colombo
Currency: Sri Lankan rupee
New PM of Sri Lanka Mahinda Rajapaksa
(Updated 20 November)
Capitals: Colombo
Currency: Sri Lankan rupee
New Director of the United Nations Mr Suman Billa, former Director and
World Tourism Organisation (UNWTO) Secretary of Kerala Tourism
(Updated 20 November)

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Awards (November)

Awards Persons/Organization Purpose/ Field


US award for saving water Pepsico India Its efforts to save more
than 17 billions of litres of
water through community
water programs and
positively impacting
thousands of community
members.
28th Vyas Samman for the Hindi writer Leeladhar Mr Jagoori has been chosen
year 2018 Jagoori for the prestigious award for
his poetry collection- Jitne
Log Utne Prem.
Special Icon of Golden Rajinikanth The 50th International
Jubilee award at Film Festival of India
International Film Festival (IFFI) will honour superstar
of India Rajinikanth with a special
Icon of Golden Jubilee
award, Information and
Broadcasting Minister
Prakash Javadekar
announced on 28th October.

‘BAFTA Scotland’ Awards Documentary on Real A documentary on the


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2019 Kashmir FC football side Real Kashmir FC


has bagged the prestigious
British Academy of Film and
Television Awards (BAFTA)
Scotland Awards 2019 at a
glittering ceremony in
Glasgow, Scotland.

Miss Asia Global title Sara Damnjanovic The fifth edition of Miss
Asia Global organised at
Gokulam Convention Centre
awarded the Miss Asia
Global title to Sara
Damnjanovic from Serbia.
The title is given to the
winner from Asian region.
RBS Earth Heroes Award Dimbeshwar Das Dimbeshwar Das has been
2019 working in the remotest,
most forested corners of the
Kaziranga National Park
(KNP) in Assam. The
decades have been eventful
for the frontline forest
guard, who has handled both
man and beast with courage
not many can boast of.
On 5th November, his service
was recognised in the form
of the ‘Green Warrior
award’, part of the Royal
Bank of Scotland (RBS)
Earth Heroes award, at a
ceremony hosted in New
Delhi.
Raja Ram Mohan Roy Gulab Kothari Rajasthan Patrika group
Award chairman Gulab Kothari
has been chosen for the
prestigious Raja Ram
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Mohan Roy Award,


presented by the Press
Council of India.
Deming Prize TVS Group Chairman Venu Srinivasan becomes the first
Srinivasan industrialist from India to be
bestowed this award for his
contributions in the field of
total quality management
(TQM), TVS Motor Company
The Deming Prize is
sponsored by Japanese
Union of Scientists and
Engineers (JUSE).
ABLF Global Asian Award Kumar Mangalam Birla Kumar Mangalam Birla,
chairman of the Aditya
Birla Group, received the
prestigious ABLF Global
Asian Award in Dubai.
The award, backed by the
UAE government, honours
Birla for being a “powerful
individual whose business
footprint and commitment
to excellence have engaged
international interest and
attention.
Tata Literature Live! K Satchidanandan The Tata Literature Live!
Lifetime Achievement Lifetime Achievement
Award Award for 2019 was
conferred on writer,
translator and film critic
Shanta Gokhale. Poet K
Satchidanandan was named
the Tata Literature Live!
Poet Laureate for 2019.
BRICS Young Innovator Bihar boy Ravi Prakash Bihar boy Ravi Prakash

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Prize won the BRICS Young


Innovator Prize, carrying
$25,000 (equivalent to Rs.
18 lakh) as the first prize, in
the fourth BRICS-Young
Scientist Forum (YSF) -
2019 held from November
6 to 8 in Rio de Janeiro,
Brazil. The Prize was
awarded to Ravi Prakash,
PhD scholar of ICAR-
National Dairy Research
Institute (NDRI),
Bangalore.
Best Director, Best Manoj Bajpayee’s Bhonsle Actor Manoj Bajpayee-
Screenplay Honours at starrer and critically
Asian Film Festival acclaimed movie Bhonsle
Barcelona has won prestigious awards
at the Asian Film Festival
Barcelona. Directed by
Devashish Makhija, the
film has bagged two awards
in the ‘Best Screenplay’ and
‘Best Director’ categories at
the festival.
Akkineni Nageswara Rao Sridevi and Rekha Actor
(ANR) National Award
Ethical Treatment of Virat Kohli For his animal advocacy
Animals (PETA) India’s efforts.
‘Person of the Year for
2019’
Indira Gandhi Prize for British Naturalist and Awarded to Attenborough
Peace, Disarmament and broadcaster Sir David for a lifetime of doing more
Development for 2019 Attenborough to reveal the wonders of the
natural world to us than
perhaps any other
individual.

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National Book Award for Susan Choi Susan Choi won the
‘Trust Exercise’ National Book Award for
fiction on 20th November
night for “Trust Exercise,” a
novel set in the 1980s at a
competitive performing arts
school, where two students
fall in love.

Mr Universe Title At Chitharesh Natesan Chitharesh Natesan, a


Bodybuilding Event Delhi-based bodybuilder
from Kochi, became the first
Indian to win the Mr
Universe 2019 crown at
the World Bodybuilding
and Physique Sports
Championship that was
staged in Jeju, South Korea.
International Children’s Divina Maloum from For her peaceful fight
Peace Prize 2019 Cameroon and Greta against extremist violence
Thunberg from Sweden and radicalization. Greta
received the prize for her
international student
climate activism.
World Athlete of the Year Eliud Kipchogea and
awards. Hurdle Heroine Dalilah
Muhammad
Golden Target award Saurabh Chaudhary, “Golden Target” award by
Divyansh Singh Panwar the International Shooting
and Elavenil Valarivan Sports Federation (ISSF).

International Press Neha Dixit Neha Dixit, an award-


Freedom Award winning freelance reporter,
has covered politics, gender,
and social justice in print,
TV, and online media for
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more than a decade.”


Note: Others journalists,
who have been awarded,
include Lucía Pineda Ubau
and Miguel Mora from
Nicaragua, Maxence Melo
Mubyazi from Tanzania,
Patrícia Campos Mello from
Brazil, Zafar Abbas from
Pakistan.

Billboard's 2019 Woman Singer Billie Eilish PoP singer


of the Year
Golden Peacock Award at 'Particles' 'Particles' directed by
IFFI 2019 Blaise Harrison and
produced by Estelle Fialon
has won the coveted
Golden Peacock Award at
the 50th International
Film Festival of India
(IFFI), which concluded in
Goa on November 28, 2019.
Particles' is an "ambitious
yet modest film about the
mysteries of being a
teenager,".
55th Jnanpith Award Eminent Malayalam poet The Jnanpith award is the
Akkitham Highest Literary award in
India, awarded to an author
to acknowledge his/her
excellence in Literature.

Infosys prize 2019: Full List of winners

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Award Category Winner

Manu V Devadevan
Humanities (Assistant Professor, School of Humanities and Social Sciences,
IIT, Mandi)

Sunita Sarawagi
Engineering and
(Institute Chair Professor, Computer Science and Engineering,
Computer Science
IIT, Bombay)

Manjula Reddy
Life Sciences (Chief Scientist, Centre for Cellular and Molecular Biology,
Hyderabad)

Siddhartha Mishra
Mathematical Sciences
(Professor, Department of Mathematics, ETH Zürich)

G. Mugesh
Physical Sciences (Professor, Department of Inorganic and Physical Chemistry,
IISc, Bengaluru)

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Anand Pandian
Social Sciences (Professor, Department of Anthropology, Krieger School of Arts
& Sciences, Johns Hopkins University)

Government Scheme (November)


SCHEME PURPOSE
Ex-gratia Nagaland Government today launched the
Nagaland Ex-gratia Scheme for Students
(Nagaland)
Studying outside Nagaland belonging to any
recognized scheduled tribes and indigenous
inhabitants of the state.
Aims: Students who die outside the state while
pursuing secular, technical, professional, diploma
and theology courses. Five crore Rupees will be
kept in a fixed deposit and the interest accruing
from the deposit will be utilized for payment of
ex-gratia amounting to five lakh rupees to the
nominee of the deceased students.
“Swachh-Nirmal Tat Abhiyan” Environment Ministry began with its cleanliness
cum awareness drive in 50 beaches under a
(Environment Ministry)
campaign called “Swachh-Nirmal Tat Abhiyan”.
The drive began from November 11 and will
continue till November 17. Beaches in Gujarat,
Maharashtra, Goa, Daman and Diu, Tamil
Nadu, Puducherry, Andhra Pradesh, Odisha,
Karnataka and Kerala have been identified for
the campaign after consultation with the state
governments
Nadu-Nedu Programme Turning a new leaf in education sector, Andhra
Pradesh Chief Minister YS Jagan Mohan Reddy
(Andhra Pradesh)
launches the Nadu-Nedu Programme.

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Aims: Transforming government schools into


vibrant and competitive institutions and said his
government will overcome all the challenges and
clear every hurdle as the goal is to meet the
requirement of what the fast-changing
technology in the world expects from youth ten
years from now.
The scheme will be implemented in 15,715
schools in the first phase and will cover all
schools in three years’ time with a budget of Rs
12,000 crores. For the first year in the first
phase, Rs 3,500 crores will be spent for
infrastructure development.

(NISHTHA) National Initiative for School Heads’ and


Teachers’ Holistic Advancement (NISHTHA)
was launched in the Union Territory of Jammu
and Kashmir with its formal inauguration by
Commissioner Secretary, School Education
Department, Sarita Chauhan.
The event was attended by around 300 teachers.
Aims: Improving learning outcomes at
Elementary level through integrated Teacher
Trainings.

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Summit/Meeting (November)
Summit/Meeting Location About
Global Ayurveda summit Kerala Kerala Governor Arif Mohammed
Khan inaugurates The two-day
summit organized by CII will
deliberate on the theme
“Mainstreaming Ayurveda
through Startups, Innovation and
Branding”.

2nd International solar New Delhi Eritrea and Saint Kitts and Nevis
alliance 2019 have become the newest members
of the International Solar Alliance
(ISA). The two nations signed the
ISA Framework Agreement during
its second assembly held in New
Delhi on October 31, 2019.
With this, the total membership of
the International Solar Alliance
has risen to 83.
16th Asean India Summit Bangkok, Kingdom Prime Minister Narendra Modi
of Thailand. attended 16th Asean India

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Summit in Bangkok, Kingdom of


Thailand.
Speaking while co-chairing the 16th
ASEAN-India Summit with
Thailand Prime Minister Prayut
Chan-o-cha, PM Modi said the Line
of Credit of 1 billion dollar
extended by India would be
beneficial in ensuring physical and
digital connectivity.
UN Climate Change Spanish capital city UN Climate Change Conference
Conference (COP 25) of Madrid (COP 25) from 2 to 13 December.
The decision was taken following
Chile's stepping down as host for
the event due to the ongoing street
protests in the South American
country.
50th World Economic Switzerland The 50th World Economic Forum
Forum Annual Meeting (WEF) Annual Meeting will be held
2020 on 21-24 January 2020, in Davos-
Klosters, Switzerland.
Aims: Engage world leaders in
collaborative activities to shape the
global, regional, and industry
agendas at the beginning of each
year. The development of the
meetings' programme is driven by
WEF's mission –- improving the
state of the world.
2nd no money for terror Melbourne, The 2nd ‘No Money for Terror’
conference 2019 Australia 2019 conference going on in
Melbourne, Australia. Union
Minister of State for Home Affairs,
G.Kishan Reddy is leading a five-
member delegation to the ‘No
Money For Terror’ Ministerial
Conference taking place in
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Melbourne, Australia.
India will host the No Money For
Terror conference to be held in
2020.
19th IORA Council of Abu Dhabi, United The United Arab Emirates (UAE), as
Ministers Meeting 2019 Arab Emirates the incoming IORA Chair, will host
the 19th IORA Council of Ministers
(COM) Meeting on 7 November
2019 in Abu Dhabi.
Under the theme of “Promoting a
Shared Destiny and Path to
Prosperity in the Indian Ocean”.
National Capital Region- New Delhi The Centre has asked the NCR
2041 planning board to prepare the
blueprint for the urban planning of
Delhi 2041 in the next two years.
"The Regional Plan-2041 would be
a plan of our dreams and aspiration
set in a practical context and that it
must be published before mid-
2021.
As per a report by the United
Nations, Delhi is slated to become
the world's largest metropolis
overtaking Tokyo by 2028.
Shanghai Summit's Heads India India will host the 19th council of
Of Government Council heads of government of the
Meet In 2020 Shanghai Cooperation
Organisation in 2020, the first such
high level meeting of the eight-
member grouping to be organised
by New Delhi.
The SCO is a China-led eight-
member economic and security
bloc in which India and Pakistan

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were admitted as full members in


2017. Its founding members
included China, Russia,
Kazakhstan, Kyrgyzstan,
Tajikistan and Uzbekistan.
11th BRICS Summit 2019 Brasilia, Brazil Prime Minister Narendra Modi
will be in Brazil on November 13
and 14 to attend the 11th BRICS
summit.
The theme of the BRICS summit this
year is "Economic Growth for an
Innovative Future” and it will be
held in the capital city Brasilia.
Shanghai Summit's 2020 New Delhi India will host the 19th council of
heads of government of the
Shanghai Cooperation
Organisation in 2020, the first such
high level meeting of the eight-
member grouping to be organised
by New Delhi.
The SCO is a China-led eight-
member economic and security
bloc in which India and Pakistan
were admitted as full members in
2017. Its founding members
included China, Russia,
Kazakhstan, Kyrgyzstan,
Tajikistan and Uzbekistan.
11th BRICS Summit Brasilia, Brazil Prime Minister Narendra Modi
has reached Brasilia on a 2 day
visit to attend the 11th BRICS
Summit.
Huge business delegations from all
the BRICS countries are
participating in the Business forum.
During the summit, the leaders will

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discuss intra group cooperation for


the economic development of BRICS
societies. Economic growth and
innovative future for BRICS
economies is the theme for this
year's Summit.
9th BRICS trade ministers Brasilia, Brazil Commerce and Industry Minister
meet Piyush Goyal attended the 9th
BRICS trade ministers meet in
Brasilia.
He deliberated on the global
economic climate with his
counterparts from other member
nations.
G20 foreign ministers Japan External Affairs Minister S
meeting 2019 Jaishankar on 24th November
interacted with his counterparts
from several countries as he
attended the G20 Foreign
Ministers' meeting in Japan.
Jaishankar concluded the two-day
event with a bilateral meeting with
his Japanese counterpart Toshimitsu
Motegi.
Global Bio-India 2019 New Delhi The Global Bio-India 2019, one of
the largest biotechnology
stakeholders conglomerate will be
held for the first time in India at
New Delhi from 21st to 23rd
November, 2019. Announcing this
at a Curtain Raiser in Delhi today,
the Union Minister for Science &
Technology, Earth Sciences and
Health & Family Welfare, Dr.
Harsh Vardhan said“India for the
first time is hosting a mega event for
the biotech community to attract
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investments, showcase our


indigenous strengths and more
importantly fuel the hopes and
aspirations of the indigenous talent
pool”.
10th Commonwealth Delhi The 10th Commonwealth Youth
Youth Parliament Parliament, a three day event, is to
be hosted in Delhi, India by the
Delhi assembly for the first time, on
25th November. On the first day of
the event, Lok Sabha speaker, Om
Birla attended the event as a chief
guest. 47 participants from 24
commonwealth nations.
Purpose: Students in understanding
the important and fundamental
aspects of parliamentary democracy
and enable them to connect with
like-minded peers. The students will
get the opportunity to experience
the ‘real-life’
assembly/parliamentary
functioning. The overall purpose of
this event is to enlighten to the
youth the importance of good
governance for the growth of a
nation and the world.
UNESCO General Paris Union Minister of Human Resource
Conference and Development(MHRD) Shri
Ramesh Pokhriyal ‘Nishank’
addressed the 40th UNESCO
General Conference in Paris held
from November 12-27,2019. The
United Nations Educational,
Scientific and Cultural Organization
(UNESCO) general conference
discussed the future of
multilateralism in the rapidly
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changing world.

Ranking Index (November)

Index Index released by India’s 1st Rank


Rank
Women, Peace and Georgetown University’s 133rd Norway
Security Index Institute

Global Bribery Risk Trace Bribery Risk Matrix 78th New Zealand
Index
2019 IMD World Swiss-based International 59th Switzerland
Talent Ranking Institute for Management
Development (IMD).
Fortune's Fortune Microsoft's India-
Businessperson of the born Chief
Year 2019 Executive Officer
Satya Nadella
New global prosperity Bangalore(83th) Zurich in
index Switzerland
Delhi (101st)
Mumbai (107th)
2019 Global Terrorism Forbes 7th Afghanistan
Index

QS World University Indian Institute


Rankings: Asia 2020 of Technology

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Bombay (IITB)
(34th)
Global Diplomacy Sydney-based Lowy 12th China
Index 2019 Institute
FIFA (Fédération FIFA 108th Belgium
Internationale de
Football
Association)/Coca-
Cola World Ranking
rankings 2019

Website/ App (November)

‘Farmitra’ Bajaj Allianz Bajaj Allianz General Insurance, the


General Insurance private general insurer launched
industry’s first mobile app
‘Farmitra’ catering to the specific
needs of farmers. Through this app,
farmers will not only get insurance
solutions, but also a range of other
information and advisories which will
cater to their day to day farming
needs.
Benefit: Farmers address their
worries and provide them relevant
information which they can use in
optimizing their farming practices.
This will create value for farmers,
thereby increasing engagement with
them
Sishu Suraksha App Assam State Assam State Commission for
Commission Protection of Child Rights is coming
up with a mobile application, named

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‘Sishu Suraksha’ which will be


launched on 14th November on the
occasion of children’s Day by Assam
Chief Minister Sarbananda Sonowal.
The app can be used by anyone in
the state of Assam to lodge a
complaint which will be directly
registered at ASCPCR.
Rythu Mitra mobile app Telangana Telangana Finance Minister T
Harish Rao and Agriculture
Minister Singireddy Niranjan
Reddy launched Rythu Mitra, an
exclusive mobile application on 17
November 2019.
Benefit: Farmers can get advices and
guidance from experts and
agriculture extension officers (AEOs).
They can also access information
regarding government schemes,
subsidies, and other kinds of
government assistance being
extended to the farm sector.

Partnership/ Agreement (November)


Partnership/ Agreement Aims
Government e-Marketplace partners with Government e-Marketplace (GeM) has
Indian Bank and Canara Bank signed MoU with Indian Bank and Canara
Bank.
Benefit: A cashless, paperless and
transparent payment system on the portal
and would create an efficient procurement
system for government entities.

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MSTC ties up with Allahabad Bank MSTC Ltd has signed an agreement with
Allahabad Bank for the development of a
dedicated e-Auction platform directly linked
with the Indian Banking Association's portal
(https://ibapi.net) for sale of non-
performing assets (NPAs) through the
SARFAESI (Securitisation and
Reconstruction of Financial Assets and
Enforcement of Securities Interest) Act.

Ficci signs Fintech MoU with Singapore Industry body Ficci on 11th November
signed an agreement with Singapore
Fintech Association (SFA) to boost
cooperation for development of financial
technology industry in India and the
southeast Asian country.
The FICCI-SFA MoU is a partnership
agreement to share information about
fintech and collaborate on mutually
beneficial initiatives that will further
development of fintech industry in both the
countries.
ICICI Lombard partners with Fino ICICI Lombard has been partnering with Fino
Payments Bank to offer non-life insurance
solutions to its customers since 2017. As part
of this association, ICICI Lombard has
introduced several innovative insurance
solutions that complement Fina's technology
enabled platforms and harness its customer
reach.
Some of these offerings include Hospicash
that provide customers the means to cover
their loss of income, especially in the case of
migrant workers, if they are hospitalized.
Vistara and SBI launch co-branded SBI Cards and full-service carrier Vistara
credit cards on November 26 launched a premium co-

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branded cards, which will allow its users to


get various benefits such free cancellations,
lounge access, and earning higher amount of
points in the airline's frequent flyer program
'Club Vistara'.
U GRO Capital signs SME loan co- The collaboration will work towards offering
origination agreement with SBI credit at a competitive rate of interest with a
reduced turn-around time by using U GRO
Capital's indigenously developed co-lending
technology platform 'GRO- Xstream'.

Merger and Acquire Company (November)


Merger Company About
Google to buy Fitbit Alphabet Inc-owned Google will buy
wearable device maker Fitbit Inc for $2.1
billion, as the search giant looks to enter
the fast-growing market for fitness
trackers and smartwatches.
Google has joined other major technology
companies such as Apple Inc and Samsung
Electronics Co Ltd in developing smart
phones, it has yet to develop any wearable
offerings.
Tech Mahindra acquires New York-based IT services firm Tech Mahindra Ltd (Tech
BORN Group M) has acquired BORN Group, a New York-
based digital content and production
agency, for $95 million in an all-cash deal.
BORN’s services include consulting, content
creation, maintenance and hosting services,
digital and social marketing, among others.
It has clients such as Google, Tata, Red Bull
and TAG Heuer.
Merger of the BNP Paribas (BNPP) The Competition Commission of India (CCI)
Mutual Fund and the Baroda (BOB) has approved the merger of the BNP

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Mutual Fund Paribas (BNPP) Mutual Fund and the


Baroda (BOB) Mutual Fund, under the
Competition Act, 2002.
BNPP AMC is the dedicated AMC for BNPP
Mutual Fund and acts as the investment
manager of BNPP Mutual Fund. BNPP AMC
is also a registered as portfolio manager
under Sebi Regulations. It provides portfolio
management services and advisory
activities. BNPP TC is the trustee company
of BNPP Mutual Fund.

Muthoot Finance to buy IDBI MF for Rs Gold loan provider Muthoot Finance
215 crore (MFIN) has bought IDBI Mutual Fund (IDBI
MF) on November 22, paving way for
company's entry into mutual funds space.
Muthoot Finance said it would purchase
100 percent equity shares in both
companies for Rs 215 crore.

Important MoU (November)


MoU Between Two Countries
Artificial Intelligence, green urban India and Germany
mobility and agriculture, and resolved to
jointly combat terrorism.
The 17 MoUs included for Exchange of
Personnel between ISRO and German
Aerospace Centre, Cooperation in the Field
of Civil Aviation, Cooperation within the
International Smart Cities Network,
Cooperation in Skills Development and
Vocational Education and Training, in the
field of Start-ups, in Agricultural Market
Development, among others.

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Military medicine and military India and Uzbekistan


education
MoU for Strengthening cooperation in India and Finland
the field of Tourism

Security Cooperation Agreement India and Uzbekistan

27th November cabinet approval list

• Approval on Strategic Partnership Council between India and Saudi Arabia.


• Approval for combating illicit trafficking, smuggling drugs, psychotropic
substances and chemical precursors between India and Saudi Arabia.
• Approval on MoU between India and Myanmar on bilateral cooperation for
Prevention of Trafficking in Persons.
• Approval on Protocol between India and Chile for the avoidance of double
taxation.
• Approval on India’s Approach to UN Climate Change Conference to be held in
Spain

Committee (November)
Committee Headed by Purpose
Women Help Desks, More Empowered Committee (EC) Women and Child
Anti-human Trafficking under Nirbhaya framework, Development Minister Smriti
Units to be Set Up Using chaired by WCD Secretary Irani said that women help
Nirbhaya Fund Rabindra Panwar desks will be set up in police
stations across the country
and more anti-human
trafficking units established
in all districts using the
Nirbhaya fund.
Tighter Rules For Core Tapan Ray The committee suggested
Investment Companies that:

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Capital contribution by a
CIC in a step-down CIC, over
and above 10 percent of its
owned funds, should be
deducted from its ‘adjusted
net worth’. Further, step-
down CICs may not be
permitted to invest in any
other CIC, but allowed to
invest freely in other group
companies. Existing entities
can be given a two-year glide
path to comply with the
rules.
The number of layers of CICs
in a group should not exceed
two, as in case of other
companies under the
Companies Act. Again, a two-
year glide path has been
suggested for existing firms.
Draft new water policy Mihir Shah It will be chaired by
Mihir Shah, who is a
former Planning
Commission member
and a water expert. The
committee has 10
principal members,
including Shashi
Shekhar, a former
secretary of Water
Resources, and A.B.
Pandya, former chairman
of the Central Ground
Water Board. The
committee is expected to
produce a report within
six months.
Sports Ministry to review Supreme Court judge Olympic bronze-medallist
the controversial Draft Justice (Retd) shooter Gagan Narang,
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National Sports Code Mukundakam Sharma as former football captain


2017. its chairman. Baichung Bhutia and
national badminton coach
Pullela Gopichand have
been named in a 13-
member expert committee
formed by the Sports
Ministry to review the
controversial Draft National
Sports Code 2017.
The expert committee will
be headed by Supreme
Court judge Justice (Retd)
Mukundakam Sharma as
its chairman.
"The committee will try to
strike a balance between
autonomy of NSFs vis-a-vis
need for transparency and
autonomy.

GDP FORECAST (Updates-30 November)

GDP FORCASTING

Organization 2019-20 2020-21

6.2% (6.7% FY- 2021-22)


Fitch 5.5% (24th Oct Updated)

UNCTAD report (Updated-26


6%
September)
RBI forecasted 6.1% (4th Oct Updated)
Moody (Updated- 14 November) 5.6% 6.6%
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6.5% (Updated-25
ADB 7.2%
September 2019)
World Bank (Updated- 13th Oct) 6% 6.9%
World Economic Outlook
6.1% (Updated-15 Oct
released by International 7% (Updated-15 Oct 2019)
2019)
Monetary Fund (IMF)
6.9% (Updated 27
FICCI (Updated -30 May) 7.2%
September )
Organisation for Economic Co-
5.9% (Updated 20 6.3% (Updated 20
operation and Development
September ) September )
(OECD)
DBS Bank 6.2% (Updated-2 Sep 2019)
7.2% (Updated-7th June
Goldman Sachs
2019)
7.1% (Updated-30 May 7.2% (Updated-30 May
Central Statistics Office (CSO)
2019) 2019)
CRISIL 5.1% (Updated- 3 dec)
National Council of Applied
6.2% (Updated- 14 August)
Economic Research (NCAER)
Australia and New Zealand 6.2% – FY 2019 (Updated-
6.5% (Also FY2021-6.5%)
Banking Group (ANZ) 16 August)
5.6% fY 2020. (Updated- 27
India Ratings & Research
November)
Economy Survey 7%
National Council of Applied 4.9% (Updated- 21
Economic Research (NCAER) November)
S & P (2nd Oct) 6.3% 7%

Loan (November)
ORGANIZATION/BANK Loan Amount PURPOSE

Asian Development Bank $451 mn Strengthen power connectivity


between the southern and northern
parts of the Chennai-Kanyakumari
Industrial Corridor (CKIC) in Tamil
Nadu.

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The total cost of the project is $653.5


million, of which the government will
provide $202.5 million, the Manila-
headquartered multilateral agency.

Asian Infrastructure $2.2-billion Beijing-based Asian Infrastructure


Investment Bank Investment Bank (AIIB) is evaluating
loans worth over $2.2 billion for
funding power transmission and
distribution projects in Assam, metro
rail projects in Chennai, Mumbai and
rural water supply system in
Karnataka.
Since starting operations in 2016, AIIB
has invested $2.894 billion in 13
projects in India, including a $500-
million loan approved last month to
ease congestion in Mumbai- the
country’s financial hub- and another $75
million to Tata Cleantech Capital Ltd
for on-lending to renewable energy
projects.
AIIB has also invested $50 million last
month in Oriental Infra Trust, an
infrastructure investment trust
sponsored by Oriental Structural
Engineers Pvt Ltd and Oriental Tollways
Pvt Ltd with five operational road assets,
consisting of four toll-road assets and
one annuity road asset, in the states of
Maharashtra, Madhya Pradesh, Uttar
Pradesh and Karnataka.
Asian Development Bank USD 91 million The Centre and Asian Development
(ADB) Bank (ADB) has signed an agreement to
extend 91 million US dollar loan to
modernize the Vijayanagara Channel
Irrigation Systems and prepare river
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basin management plans in the Krishna


river basin.
Asian Development Bank USD 150 mn The Manila-headquartered Asian
(ADB) Development Bank has approved
second tranche of USD 150 million
(about Rs 1,065 crore) for West
Bengal to boost capital investment
and infrastructure in the state.
Asian Development Bank $451 Million Strengthen Power Connectivity in Tamil
(ADB) Nadu

Current Affairs in Short (November)


Cyclone Maha crosses Lakshadweep
The Cyclone Maha in the Arabian Sea has crossed Lakshadweep.
India Meteorology Department said, the system in the Arabian Sea is intensifying into a
severe cyclonic storm, and lays centred at 250 km north-northeast of Kavaratti in the
Islands Territory.
Mumbai, Hyderabad enter UNESCO Creative Cities list
UNESCO has announced that Mumbai and Hyderabad have been included in its network
of 'Creative Cities' on the occasion of World Cities Day 2019.
Mumbai has been designated as Creative City of Films and Hyderabad a Creative City of
Gastronomy.
In India, Chennai and Varanasi are UNESCO cities of music while Jaipur is the City of
Crafts and Folk Arts.
HM Amit Shah inaugurates the Shanghai Cooperation Organization (SCO)in New
Delhi
The Union Minister for Home Affairs, Shri Amit Shah inaugurated the Shanghai Cooperation
Organization (SCO) Joint Exercise on Urban Earthquake Search & Rescue (SCOJtEx)-2019 in
New Delhi, today.

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The Exercise is being organized by the National Disaster Response Force (NDRF) from
November 4-7, 2019. The exercise is the outcome of 9th Meeting of the Heads of
Government Departments of SCO countries dealing with the prevention and elimination of
emergency situations in Kyrgyzstan during 2017, in which India offered to organize the
next Annual Disaster Management Exercise for the region.
PM Modi inaugurates 5th India International Science Festival
Prime Minister Narandra Modi on 5th November inaugurated the 5th edition of India
International Science Festival (IISF) 2019 through video conferencing in Kolkata.
The four-day science festival, being organized from November 5-8.
Lucknow railway station gets 'Health ATM'
The Indian Railways has installed two 'Health ATMs' at the Charbagh railway station in
Lucknow.
The kiosks, promoted by YOLO Health ATM, provide 16 health check-ups for Rs 50-
100. There are two types of check-ups -- a 9-minute one that costs Rs 100, and a 6-minute
one that costs Rs 50. The report is delivered instantly to the email or smartphone of the
user.
Om Birla addresses 6th Parliamentary Speakers’ Summit of G 20 Countries
Lok Sabha Speaker Om Birla addresses 6th Parliamentary Speakers’ Summit of G 20
Countries.
He said that terrorism not only damages the society but also significantly impacts the
economy. Mr Birla, who is in Tokyo to attend the 6th Parliamentary Speakers’ Summit
of G 20 Countries, shared his views with Presiding Officers of Parliaments of G20
countries.
Cyclonic storm ‘Bulbul’ hits Bangladesh and West Bengal
Cyclone Bulbul claimed at least ten lives and affected 2.73 lakh families as it hit the
coastal districts of West Bengal on 10th November.
India Justice Report 2019: Maharashtra holds top, UP ranks bottom
Maharashtra has topped India’s first-ever judicial ranking of states list among 18
large and mid-sized states. The ranking announced on November 7, was given by the
India Justice Report (IJR) 2019 and is based on the capacity of various states to deliver
justice to their citizens.

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While Kerala, Tamil Nadu, Punjab and Haryana followed Maharashtra in the list, Bihar
and Uttar Pradesh are at the bottom. Goa topped the list of seven Small States, followed
by Sikkim and Himachal Pradesh.
Newly Discovered Species of Spider Named After Sachin Tendulkar
Sachin Tendulkar’s legendary status in the game of cricket has seen his fans find
numerous ways to pay tribute to him.
Dhruv Prajapati, a junior researcher with the Gujarat Ecological Education & Research
(GEER) Foundation, discovered two new species of spiders and named one after
Tendulkar and the other after Saint Kuriakose Elias Chavara, who played a key role in
creating awareness on education in Kerala.
Gurpurab 2019: Guru Nanak Dev's 550th Birth Anniversary
Guru Nanak Jayanti is also known as Guru Parv, Gurupurab or Guru Prakash Parv.
According to the Hindu calendar, it falls on a full moon day in the month of Kartik
Puranmashi. And according to the Gregorian calendar, it falls in the month of October and
November. This festival is not only celebrated in India with full enthusiasm but also in
various parts of the world. This year it falls on 12 November 2019.
Centre approves to set up four medical device parks
The government has given approval for setting up four medical device parks with a
view to support Make in India initiative and provide world-class products at affordable
price for treatment.
The four parks will be set up in Andhra Pradesh, Telangana, Tamil Nadu and Kerala.
Dal Lake area declared eco-sensitive zone
The UT administration has decided to declare world-famous Dal Lake and its
surrounding areas as a “eco-sensitive zone
39th India International Trade Fair 2019 to begin
The theme for the 39th edition of the fair (November 14-27, 2019) is 'Ease of Doing
Business' inspired by India's unique achievement of rising to 63rd rank on the World
Bank's Ease of Doing Business Index.
The fair will be inaugurated by Minister of Micro, Small and Midium Enterprises (MSME)
Nitin Gadkari.
Office Of Chief Justice Comes Under RTI Act

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The Chief Justice of India is a public authority and his office comes under the Right to
Information (RTI) Act, the Supreme Court ruled today in a landmark judgment,
emphasizing that "in a constitutional democracy, judges can't be above the law".
39th India International Trade Fair 2019 to begin
The theme for the 39th edition of the fair (November 14-27, 2019) is 'Ease of Doing
Business' inspired by India's unique achievement of rising to 63rd rank on the World
Bank's Ease of Doing Business Index.
The fair will be inaugurated by Minister of Micro, Small and Midium Enterprises (MSME)
Nitin Gadkari.
Several countries, including Australia, Iran, UK and Vietnam, will participate in the 14-
day India International Trade Fair 2019 beginning in New Delhi.
Office Of Chief Justice Comes Under RTI Act
The Chief Justice of India is a public authority and his office comes under the Right to
Information (RTI) Act, the Supreme Court ruled today in a landmark judgment,
emphasizing that "in a constitutional democracy, judges can't be above the law".
Chief Justice of India Ranjan Gogoi and three future Chief Justices were part of the
constitution bench that agreed that transparency and accountability go hand-in-hand. The
judges reaffirmed a 2010 Delhi High Court judgment and dismissed appeals by the
Secretary General and Central Public Information Officer of the Supreme Court.
Environment Ministry begins its “Swachh-Nirmal Tat Abhiyan”
Environment Ministry began with its cleanliness cum awareness drive in 50 beaches under
a campaign called “Swachh-Nirmal Tat Abhiyan”.
The drive began from November 11 and will continue till November 17. Beaches in
Gujarat, Maharashtra, Goa, Daman and Diu, Tamil Nadu, Puducherry, Andhra
Pradesh, Odisha, Karnataka and Kerala have been identified for the campaign after
consultation with the state governments.

'Bali Yatra' festival begins in Cuttack, Odisha


The festival 'Bali Yatra', which is organised every year in memory of the rich maritime
history of Odisha, was inaugurated in Cuttack.
The festival is organised at the bank of River Mahanadi every year to mark the day when
ancient mariners from the state would set sail to the distant land of Bali, Sumatra, Java
(Jawa) in Indonesia, Borneo and Sri Lanka, for the expansion of trade and culture.

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Brazilian President Jair Bolsonaro is 2020 Republic Day chief guest


Brazilian President Jair Bolsonaro will attend next year’s Republic Day celebrations
as the chief guest, as New Delhi and Brasilia seek to upgrade their ties to a comprehensive
strategic partnership with larger cooperation in defence and space sectors.
PM proposes first meeting of BRICS Water Ministers in India
PM Modi said that he wanted to increase contacts and exchanges between the BRICS in the
field of fitness and health. He also said that Sustainable water management and sanitation
are important challenges in urban areas and proposed to hold the first meeting of BRICS
Water Ministers in India.
Indo French Collaboration, Largest FDI Project of Indian Railways
Indian Railways has entered into Procurement cum Maintenance Agreement with
Madhepura Electric Locomotive Pvt. Ltd. (MELPL), a joint venture of Indian Railways
and M/s Alstom. As part of largest Foreign Direct Investment project of Indian Railways,
Ministry of Railways and Alstom came together in 2015 to transform the heavy freight
transportation landscape of the country. A landmark agreement worth 3.5 billion Euro
was signed to manufacture 800 electric locomotives for freight service and its associated
maintenance.
National Tribal Festival - Aadi Mahotsav in New Delhi
Home Minister Amit Shah has inaugurated the National Tribal Festival - Aadi
Mahotsav in New Delhi.
The theme of the 15-day Mahotsav is a celebration of the Spirit of Tribal Culture, Craft,
Cuisine and Commerce.
Benefit: The Aadi Mahotsav is an effort to take tribal commerce to the next level of digital
and electronic transactions. The tribal textiles manufactured by master tribal craftsmen
from Jammu and Kashmir in the North to Tamil Nadu in the South and from Gujarat in the
West to Nagaland/Sikkim in the East will be the main attractions.
India to contribute $13.5 million for UN development activities for 2020
India has pledged to contribute USD 13.5 million for various operational activities of
development across the UN agencies for the year 2020.
India to host the 8th International Conference on Agricultural Statistics in New Delhi
The 8th International Conference on Agricultural Statistics (ICAS-VIII) will be
organized by the Ministry of Agriculture in New Delhi from 18th to 21st November
2019.
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Dr. Trilochan Mohapatra DG ICAR & Secretary DARE informed that the conference will
be inaugurated by the Union Minister for Agriculture & Farmers Welfare Shri
Narendra Singh Tomar and Chief Guest will be Bill Gates.
Govt announces visa-on-arrival facility for UAE nationals
The Indian government on 17th November issued a notification, granting visa-on-arrival
facility to nations of United Arab Emirates.
Aims: Enhancing "people-to-people" contacts and trade relations with UAE, said officials
from the government.
Shri Ram Vilas Paswan releases Water Quality Report
The Union Minister of Consumer Affairs, Food and Public Distribution Shri Ram Vilas
Paswan has always exhorted providing quality products to consumers which includes
providing clean & safe drinking water for all. This is also in line with Jal Jeevan Mission,
announced by Prime Minister Shri Narendra Modi which aims to provide tap water to all
households by 2024.
In Delhi, all the 11samples drawn from various places did not comply with the
requirements of the Indian Standard& failed on several parameters.
All the 10 samples drawn from Mumbai were found to comply with the requirements.
Hyderabad, Bhubaneshwar, Ranchi, Raipur, Amravati and Shimla.
Samples drawn from 13 of the State Capitals i.e. Chandigarh,Thiruvananthapuram,
Patna, Bhopal, Guwahati, Bengaluru, Gandhinagar, Lucknow, Jammu, Jaipur,
Dehradun, Chennai, Kolkata complied with the requirements of the Indian Standard.
GI Tag For Darjeeling Green and White Tea
Darjeeling Tea Association on 16th November said green and white tea of the hills have
been registered as geographical indication (GI) products in the country.
IFFI 2019: India's mega film festival begins in Goa
The Golden Jubilee edition of the International Film Festival of India (IFFI) began 20th
November in Panaji, Goa in the presence of a galaxy of stars from the Indian and world
film industry.
Home Ministry Launches Campaign to End Violence Against Women
The Home Ministry in collaboration with the UN Women flagged off an awareness
campaign to end violence against women from Sultanpur metro station in Delhi.

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The initiative is part of the #OrangeTheWorld global campaign. As part of the campaign,
people would be made aware about India's single emergency helpline 112, an
internationally recognised emergency number used in several countries.
Census 2021 To Be Conducted In 16 Languages
Union Minister of State for Home Affairs Nityanand Rai on 19th November said that
Census 2021 will be conducted in 16 languages.
The Expenditure Finance Committee (EFC) has recommended an amount of Rs. 8754.23
crore for conducting Census 2021 in 16 languages."
Swachh Survekshan Grameen Awards 2019
Swachh Survekshan Grameen Awards 2019 were conferred upon top-ranked states,
Union Territories (UTs), and districts in the various categories by the Ministry of Jal
Shakti in New Delhi.
Aims: Develop rankings of all districts of India on the basis of quantitative and qualitative
sanitation (Swachhta) parameters.
Rankings
Top 3 States–
1) Tamil Nadu
2) Haryana
3) Gujarat
Top 3 Districts–
1) Peddapalli (Telangana)
2) Faridabad (Haryana)
3) Rewari (Haryana)
Oxford Dictionaries declares 'climate emergency' the word of 2019
Oxford Dictionaries has declared “climate emergency” the word of the year for 2019,
following a hundred-fold increase in usage that it says demonstrated a “greater immediacy”
in the way we talk about the climate.
Chenani Nashari Tunnel renamed after Dr Syama Prasad Mookerjee
Union Minister for Road Transport & Highways and MSME Shri Nitin Gadkari and
Shri Jitendra Singh, MoS (I/C) Development of North Eastern Region (DoNER), MoS
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PMO, Public Grievances & Pensions, Atomic Energy and Space announced renaming of
Chenani Nashri Tunnel on NH 44 in Jammu & Kashmir as Dr Syama Prasad
Mookerjee Tunnel in an event in New Delhi on 24 October.
"Crime in India-2017", NCRB report
The latest annual crime data, "Crime in India-2017", released by the National Crime
Records Bureau (NCRB). There was an increase of 3.6 per cent in criminal cases in 2017
compared to 2016.
Uttar Pradesh was followed by Maharashtra with 31,979 cases and West Bengal
30,002 cases.
In 2017, Madhya Pradesh registered maximum number of rape cases at 5562, 97.5%
of which were committed by known persons
Sangai Festival 2019 begins in Manipur
Manipur Sangai Festival 2019 started from 24th November. The festival is organized by the
State Tourism Department and biggest festival held annually to promote tourism. The
formal inaugural function of the festival was held at Hapta Kangjeibung at Imphal.
The festival is held at different parts of Manipur. During the festival, cultural programmes,
traditional games, folk dance and classical music will be performed by different
communities of the State as well as from other States. The festival will conclude on the 30th
November.
71st NCC Day celebration in 24th November
Commemorating the 71st NCC Day celebrations, NCC Group Kohima organized a number
of social and cultural activities recently.
Railways sets up Institute for Financial Management in Hyderabad
The Indian Railway Institute of Financial Management (IRIFM) has been set up in
Hyderabad.
The new entity, set up to impart professional training in management of railway finances,
was formally inaugurated by Vinod Kumar Yadav, Chairman, Railway Board.
Chattisgarh Declares Guru Ghasidas National Park in Korea District as Tiger Reserve
The Chhattisgarh government has decided to declare Guru Ghasidas National Park in
the state's Korea district as a tiger reserve.
The decision was taken at a meeting of Chhattisgarh State Wildlife Board chaired by Chief
Minister Bhupesh Baghel.
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Presently the state has three tiger reserves, namely Indravati in Bijapur district,
Udanti-Sitanadi in Gariaband and Achanakmar in Bilaspur.
ISRO launches CARTOSAT 3
ISRO has successfully launched its third-generation earth-imaging satellite into space
from the Satish Dhawan Space Centre in Sriharikota in Andhra Pradesh.
The launch will enhance India's ability in high-resolution imaging and also reinforce India
as a global launch destination for small satellites using its workhorse rocket Polar Satellite
Launch Vehicle.
Besides the CARTOSAT 3 satellite, the PSLV C-47 rocket carried 13 nano satellites
from the US, roped in through the new commercial arm New Space India.
India, Japan hold first 'two-plus-two' dialogue
India and Japan on 30th November held their inaugural foreign and defence ministerial
dialogue. Defence Minister Rajnath Singh and External Affairs Minister S Jaishankar led the
Indian delegation while the Japanese side was headed by Foreign Minister Toshi-mitsu
Motegi and Minister of Defence Taro Kono.
Aim: To give further momentum to their special strategic partnership, particularly in the
maritime domain.
The Ministers condemned the threat posed to regional security by terrorist networks
operating out of Pakistan and called upon it to take resolute and irreversible action against
them and fully comply with international commitments including to FATF.

Banking and Financial (November)


E-Stamp Counter launched at Tripura Gramin Bank in Agartala
The Tripura Gramin Bank in collaboration with Stock Holdings Corporation of India
Ltd. has launched an e-Stamp Counter at the Abhoynagar branch of Tripura Gramin Bank
in Agartala.
India’s economy to grow 6.6% in 2020-24: OECD
India’s gross domestic product (GDP) could grow 6.6% in 2020-24, lower than its 2013-17
average of 7.4%, the Organisation for Economic Co-operation and Development (OECD).
Finance Minister Launches Two New IT Initiatives For Improved Monitoring
Union Minister of Finance and Corporate Affairs, Nirmala Sitharaman unveiled two new
IT initiatives - ICEDASH and ATITHI - for improved monitoring and pace of Customs

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clearance of imported goods and facilitating arriving international passengers by electronic


filing of Customs baggage and currency declarations.
ICEDASH and ATITHI would be key drivers for further improvement especially as they
reduce interface and increase transparency of Customs functioning.
Fitch raises India's FY20 fiscal deficit to 3.6% of GDP on sluggish growth
Fitch Solutions on 6th November raised India's fiscal deficit forecast to 3.6 per cent of the
GDP for this fiscal year, from 3.4 per cent previously, due to weak revenue collections
resulting from sluggish economic growth and government's sweeping corporate tax rate
cut.
New manufacturing companies formed after October 1, will enjoy a 15 per cent (effective
rate of 17 per cent) corporate income tax rate, versus 25 per cent previously.
The move is estimated to result in Rs 1.45 trillion in revenue loss for the government
during FY20.
RBI Raises Limit For Borrowing From Microfinance Institutions
The Reserve Bank of India increased the household income limits for borrowers of non-
banking finance companies-microfinance institutions from Rs 1 lakh to Rs 1.25 lakh for
the rural areas
Similarly, the limit has been increased from Rs 1.6 lakh for urban or semi-urban areas
to Rs 2 lakh.
Aim: Strengthen credit to those in the bottom of the economic pyramid.
No NEFT charges for savings account holders from January 2020: RBI
The Reserve Bank of India (RBI) has directed banks not to charge savings account
holders for NEFT with effect from January 2020.
Exim Bank gives $30 million line of credit to Ghana
The Export-Import (Exim) Bank has provided a $30 million line of credit to Ghana for
potable water project in the country.
Exim Bank has entered into an agreement with Ghana for a line of credit (LoC) of $30
million (about Rs 210 crore) for financing rehabilitation and up-gradation of potable water
system in Yendi, Ghana, the Reserve Bank of India.
Moody's cuts India's credit outlook to negative from stable

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Global ratings agency Moody’s cut its outlook for India’s credit ratings to “negative”
from “stable”, citing the ongoing economic slowdown, financial stress among rural
households, weak job creation, and the liquidity crunch in non-banking financial
companies.
RBI sets up 3-member panel to assist DHFL administrator
The Reserve Bank has constituted a three-member Advisory Committee to assist the
Administrator of DHFL in discharge of his duties. The members of the Advisory
Committee are Rajiv Lall, Non-Executive Chairman, IDFC First Bank Ltd; N S Kannan,
Managing Director and CEO, ICICI Prudential Life Insurance Co; and NS Venkatesh,
Chief Executive, Association of Mutual Funds in India.
The decision "owing to governance concerns and defaults by DHFL in meeting various
payment obligations".
OECD cuts global 2020 growth forecast
The OECD trimmed its 2020 global economic growth forecast and said it did not see a
strong rebound in 2021 owing to risks stemming from trade tensions.
The Paris-based Organisation for Economic Co-operation and Development now
estimates that business activity around the world will expand by 2.9 per cent next year, a
decline of 0.1 percentage points from a previous forecast issued in September.
In 2021, the OECD, which groups the world's wealthiest nations, sees global economic
growth edging back up to 3.0 per cent, according to its November 2019 Economic
Outlook.
RBI revises framework on currency swap arrangement for SAARC nations
Strengthen financial stability and economic cooperation, the Reserve Bank of India on
26th November revised the framework on currency swap arrangement for SAARC
countries till 2022.
A currency swap between countries is an agreement to exchange currencies with
predetermined terms and conditions.
Afghanistan, Bangladesh, Bhutan, India, the Maldives, Nepal, Pakistan and Sri Lanka
are part of SAARC grouping.
Under the framework for 2019-22, the central bank will continue to offer swap
arrangement within the overall corpus of $2 billion.
Govt. GST collection at Rs 3.26 lakh cr in FY'20

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The Central GST collection so far this fiscal stood at Rs 3.26 lakh crore.
"The Budget Estimates for Central Goods and Services Tax (GST) for 2019-20 has been
fixed at Rs 6,63,343 crore. The actual net GST collection for the Centre till October 2019
in current fiscal year is Rs 3,26,490 crore.
Authorised capital of Food Corporation of India enhanced to Rs 10,000 cr
The Cabinet Committee on Economic Affairs chaired by Prime Minister Narendra Modi
has approved to increase the authorized capital of Food Corporation of India (FCI) from
the existing 3,500 crore rupees to 10,000 crore rupees.
RIL becomes first Indian firm to hit Rs 10 trillion market capitalisation
Reliance Industries (RIL) on 28th November became the first Indian company to hit Rs 10
trillion market capitalisation (m-cap) after the stock price hit a new high of Rs 1,584 on
the BSE. The oil-to-telecom conglomerate's m-cap zoomed to Rs 10,02,380 crore during the
trade on the BSE.
Moody’s expects Centre’s fiscal deficit to rise to 3.7%
Global rating agency Moody’s expects the Centre’s fiscal deficit to touch 3.7 per cent
of the GDP. For all States put together, it is estimated to be three per cent.
The Centre has targeted to keep the deficit at 3.3 per cent for the current fiscal (2019-
20), but it has already reached 92.6 per cent of the Budget estimate in first six months of
the current fiscal.
Former RBI deputy governor H R Khan appointed as chairman of MFI panel
Former deputy governor of the Reserve Bank of India (RBI), H R Khan has been
appointed as the first chairman of the steering committee of the Code for Responsible
Lending (CRL) in micro-credit.
The CRL is a self-regulatory step for the micro-credit industry making diverse entities like
banks, NBFC-MFIs and NBFCs adhere to standards of customer protection.
CRL was launched in September by MFIN and Sa-Dhan, an RBI-recognised association
of MFIs, along with Finance Industry Development Council, an association of NBFCs.

RBI/IRDAI Imposed monetary penalty on Banks

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Banks/Organization Penalty Reasons Penalty Date


Amount
5cr. contravention 4th November
of norms on
'loans and
Gujarat's Mehsana advances to
Urban Co-operative directors,
Bank relatives and
firms/concerns
in which they
are interested'.
Indian Bank 1.75 cr. Non-compliance with its 21st November
various directions.

Corporation Bank 1.5 cr. Non-compliance with 29th November


certain provisions of
directions issued by RBI.
India Infoline 2cr. Irdai has slapped a 29th November
Insurance penalty of over Rs 2
crore on India Infoline
Insurance Brokers for
violating various norms,
including those related
to office infrastructure.

7 firms 40.5lakhs Markets regulator SEBI 25th November


on 25th November
Green Venture
imposed a total fine of Rs
Securities
40.5 lakh on seven
Management
companies for indulging
Pvt- Rs 10.5
in fraudulent trading in
lakhs
the illiquid stock options
Morgan segment on the BSE.
Financial
Services- 5
lakhs

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Niranjan
Housing-5 lakhs
Navrang
Tradelinks-5
lakhs
Niranjan
Metallic-5 lakhs
Nishu Leasing-5
lakhs
Finance and
Midpoint
Tradelink-5
lakhs

Committee (November)
Committee Headed by Purpose
Women Help Desks, More Empowered Committee (EC) Women and Child
Anti-human Trafficking under Nirbhaya framework, Development Minister Smriti
Units to be Set Up Using chaired by WCD Secretary Irani said that women help
Nirbhaya Fund Rabindra Panwar desks will be set up in police
stations across the country
and more anti-human
trafficking units established
in all districts using the
Nirbhaya fund.
Tighter Rules For Core Tapan Ray The committee suggested
Investment Companies that:
Capital contribution by a
CIC in a step-down CIC, over
and above 10 percent of its
owned funds, should be
deducted from its ‘adjusted

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net worth’. Further, step-


down CICs may not be
permitted to invest in any
other CIC, but allowed to
invest freely in other group
companies. Existing entities
can be given a two-year glide
path to comply with the
rules.
The number of layers of CICs
in a group should not exceed
two, as in case of other
companies under the
Companies Act. Again, a two-
year glide path has been
suggested for existing firms.
Draft new water policy Mihir Shah It will be chaired by
Mihir Shah, who is a
former Planning
Commission member
and a water expert. The
committee has 10
principal members,
including Shashi
Shekhar, a former
secretary of Water
Resources, and A.B.
Pandya, former chairman
of the Central Ground
Water Board. The
committee is expected to
produce a report within
six months.
Sports Ministry to review Supreme Court judge Olympic bronze-medallist
the controversial Draft Justice (Retd) shooter Gagan Narang,
National Sports Code Mukundakam Sharma as former football captain
2017. its chairman. Baichung Bhutia and
national badminton coach
Pullela Gopichand have
been named in a 13-
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member expert committee


formed by the Sports
Ministry to review the
controversial Draft National
Sports Code 2017.
The expert committee will
be headed by Supreme
Court judge Justice (Retd)
Mukundakam Sharma as
its chairman.
"The committee will try to
strike a balance between
autonomy of NSFs vis-a-vis
need for transparency and
autonomy.

Sports News (November)


South Africa won Rugby World Cup 2019
The 2019 Rugby World Cup Final was a rugby union match played on 2 November 2019
at the International Stadium Yokohama in Yokohama, Japan. It marked the culmination
of the 2019 Rugby World Cup and was played between England and South Africa, a
rematch of the 2007 Rugby World Cup Final.
The match saw South Africa claim their third Rugby World Cup title with a 32–12
victory.
Novak Djokovic won Rolex Paris Masters
Novak Djokovic will head to the Nitto ATP Finals in striking distance in the battle for year-
end No. 1. The Serbian won his 34th ATP Masters 1000 title on 3rd November, beating
#NextGenATP Canadian Denis Shapovalov 6-3, 6-4 at the Rolex Paris Masters.
Lakshya Sen won SaarLorlux Open title

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India’s Lakshya Sen bagged his second successive BWF World Tour Super 100 title with a
thrilling win over China’s Weng Hong Yang in an exciting final at the SaarLorLux Open here
on 3rd
World Wrestling C’ships: Pooja wins silver
Wrestler Pooja Gehlot (53kg) claimed India’s second silver medal after going down to
Japan’s 2017 world champion Haruna Okuno in the finals of the UWW Under-23 World
Championships.
Asian Shooting: Manu Bhaker bags gold medal in women's 10m air pistol event
Manu Bhaker won gold in women's 10m air pistol event while Vivaan Kapoor and
Manisha Keer won the yellow metal in junior trap mixed event at the Asian Shooting
Championships.
India to host men’s Hockey World Cup in 2023
The Executive Board of the International Hockey Federation on 8th November
announced that India would be hosting the Men's Hockey World Cup in 2023. Spain and
Netherlands have been confirmed as the co-hosts for the 2022 FIH Hockey Women's
World Cup.
The Men's Hockey World Cup would be played from January 13-29, 2023 while the
Women's World Cup would be played from July 1-17, 2022. The venues for the
tournaments will be announced by the host nations.
Javelin thrower Sundar Singh wins gold in World Para Athletics Championships
Javelin thrower Sundar Singh Gurjar has won India's second gold defending his
World Para Athletics Championships title in the men's F46 javelin throw event in
Dubai.
India has secured three Tokyo Paralympic Games quota, along with the bronze winner
Ajeet Singh and Rinku.
Dutee Chand named in TIME 100 Next list
India sprinter Dutee Chand has been named in the TIME 100 Next, an expansion of the
TIME 100 list of the most influential persons in the world.
The list, an initiative of TIME magazine, highlights 100 rising stars who are shaping the
future of business, entertainment, sports, politics, health, science, activism etc.
India set to host 2019 World Kabaddi Cup from December 1 to 9

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The 2019 World Kabaddi Cup will take place from December 1 to 9 and will be organised
by the Punjab government.
Nine teams -- India, USA, Australia, England, Sri Lanka, Kenya, New Zealand, Pakistan
and Canada -- are expected to take part in the tournament.
Sarita Devi elected as member of AIBA athletes commission
Laishram Sarita Devi of Manipur is among the six boxers from 5 continents who were
elected as members of AIBA Athletes Commission.
The election of the Athletes Commission members was organized during AIBA Men and
Women World Boxing Championships 2019 in Russia.
Harmeet won Indonesia Open TT Championship
In an all-Indian final, Harmeet Desai, seeded fourth, defeated A. Amalraj, seeded seventh,
11-9, 9-11, 11-9, 11-9, 10-12, 11-9 in the final of the ITTF Challenge Indonesia Open table
tennis championship here on 17th November.
IAAF changes name to World Athletics
The International Association of Athletics Federations (IAAF) has changed its name
and will now be officially known as World Athletics.
Shreyasi Singh crowned National Champion in Women's Trap
Reigning Commonwealth Games champion Shreyasi Singh won the women's Trap
crown at the ongoing 63rd National Shooting Championship for shotgun events at the
Dr. Karni Singh Shooting Range (KSSR) here on 18th November.
Brazil won fourth U-17 Fifa world cup trophy in Brasilia
The 2019 FIFA U-17 World Cup was the 18th edition of the FIFA U-17 World Cup, the
biennial international men's youth football championship contested by the under-17
national teams of the member associations of FIFA. It was hosted by Brazil between 26
October and 17 November 2019.
Brazil won their fourth U-17 World Cup title, winning 2–1 against Mexico in the final.
Bajrang Punia, Mahant Gaurav Sharma honoured in Dubai
Star Indian wrestler Bajrang Punia has been conferred the Indian Personality of the
Year Award (Sports) at the Indo Arab Leaders Summit & Awards 2019 in Dubai.
World powerlifting champion Mahant Gaurav Sharma was honoured with Visionary
Leaders of the Year (Sports) award.
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Tsitsipas Completes won ATP Final


Stefanos Tsitsipas captured the biggest title of his career. They got to know each other a
lot better on 17th November night, spending two hours and 35 minutes together in front of
a capacity crowd here as the 21-year-old Greek became the youngest winner of the ATP
Tour Finals since 2001.
ISSF WC Final: Manu, Elavenil, Divyansh treat India to triple gold
Manu Bhaker continued her gold rush this year by winning yet another gold in the
women's 10m air pistol event, this time at the ISSF World Cup Final in Putian, China.
Elavenil Valarivan also capped an impressive 2019 by winning gold in the women's
10m air rifle event after shooting 250.8 in the final to finish ahead of Chinese Taipei's Lin
Ying-Shin and Romania's Laura-Georgeta Coman.
Divyansh Singh Panwar also won gold in the men's 10m air rifle event after shooting a
score of 250.1 in the final.
Lakshya Sen won Scottish Open title
In badminton, India's Lakshya Sen has won the Scottish Open men's single title,
defeating Brazilian Ygor Coelho to seal his fourth title in three months.
Rafael Nadal won 6th Davis Cup title
Rafael Nadal has clinched 6th Davis Cup title for Spain.

Nadal defeated Denis Shapovalov 6-3, 7-6 (7) to clinch the title.
Magnus Carlsen wins Chess India Rapid and Blitz
Magnus Carlsen scored an impressive 27/36 to pocket $37,500 and a glittering trophy at
the Tata Steel Chess India Rapid and Blitz 2019 in Kolkata.
Deepika Kumari wins gold at Asian Archery Championships, India earn Olympic
quota
Deepika Kumari won the gold medal in the women’s recurve event at the Asian Archery
Championships in Bangkok. beating compatriot Ankita Bhakat 6-0 in an all-Indian final.
Three Olympic quotas for Tokyo 2020 were on offer at this event – which went to India,
Bhutan and Vietnam.
The quota will go to the Indian Olympic Committee, confirmed World Archery.
Asian Archery: Abhishek-Jyothi duo wins compound mixed pair gold

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Abhishek Verma and Jyothi Surekha Vennam claimed top honours in the compound
mixed pair event to fetch India’s lone gold at the 21st Asian Archery Championship,
which ended in Bangkok on 27th November with the country picking up seven medals
overall.
Verma and Vennam won the mixed pair gold by overwhelming their Chinese Taipei
opponents Yi-Hsuan Chen and Chieh-Luh Chen 158-151. India ended with one gold, two
silver and four bronze medals.
Odisha to host 2023 Men's Hockey World Cup
The 2023 Men's Hockey World Cup will be held in Bhubaneswar and Rourkela.
India will host the Men's Hockey World Cup for the second consecutive time after the
country was picked to stage the game's showpiece event in 2023 by the International
Hockey Federation (FIH) earlier this month.
The tournament will be held from January 13 to 29.

Formula 1 Race Winner


Winning
Grand Prix Winning driver
constructor

USA Grand Prix Valtteri Viktor Bottas Mercedes

Brazil Grand Prix Max Verstappen Red Bull Racing-Honda

Defence News (November)


Military Exercise Countries Purpose
“Dustlik 2019” India-Uzbekistan The First-ever bilateral
exercise will be conducted
from November 4 to 13 at
Chirchiq Training Area near
Tashkent and will be focused
on counter-terrorism, an
area in which “the two
countries share a common
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concern”.
'Cooperation Afloat US- Bangladesh Navy The second phase of the
Readiness and Training biggest US- Bangladesh
(CARAT)- 2019' Navy exercise named
'Cooperation Afloat
Readiness and Training
(CARAT)- 2019' started in
Chattogram.
The exercise provides an
opportunity to gain a better
understanding of the
operational activities of the
Navies of two countries and
to get acquainted with
advanced technology
through various theoretical
and practical training.
The second phase of the
exercise is being conducted
from 4 to 7 November with
different subject-based
training and exercise.
"Samudra Shakti" Indian Navy-Indonesian India is jointly exercising its
Navy bilateral anti-submarine warfare
corvette INS Kamorta along
with Indonesian warship
KRI Usman Harun, a multi-
role corvette, in the Bay of
Bengal as part of an ongoing
bilateral exercise ''Samudra
Shakti'',
Indian Navy-Indonesian
Navy bilateral exercise
''Samudra Shakti'' from
November 6-7.
INDRA 2019 India and Russia The first-ever joint tri-

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service exercise between


India and Russia
codenamed INDRA 2019
will be conducted from
December 10-19.
In light of the threat of
global terrorism facing both
nations and by countries
around the world, the theme
of the exercise is
contemporary and
relevant.
'Tiger Triumph' India-US tri-services The maiden India-US joint
exercise tri-services Humanitarian
Assistance and Disaster
Relief (HADR) exercise
named 'Tiger Triumph' is
scheduled to begin at
Visakhapatnam from
November 13.
In consonance with the
growing partnership
between India and the US,
Tiger Triumph is scheduled
on the Eastern seaboard
from November 13 to 21,
2019.
Bilateral Maritime Qatari Emiri Navy and the Indian Navy Guided
Exercise Za’ir-Al-Bahr Indian Navy Forces Missile Stealth Frigate INS
(Roar of the Sea) Trikand and Patrol
Aircraft P8-I arrived at
Doha for the inaugural
edition of the Bilateral
Maritime Exercise Za’ir-Al-
Bahr (Roar of the Sea)
being conducted from 17 to
21 Nov 19 between the

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Indian Navy and Qatari


Emiri Naval Forces. Za'ir-
Al-Bahr 2019 would
strengthen cooperation and
enhance interoperability
between the two navies.
'Sindhu Sudarshan' Sudarshan Chakra Corps The Sudarshan Chakra
of the Indian Army Corps of the Indian Army
conducted 'Sindhu
Sudarshan' exercise in
Rajasthan's Barmer on
November 16. Around
40,000 jawans of the Indian
Army are participating in the
exercise.
'Sindhu Sudarshan' exercise
will continue till December
05.
MITRA SHAKTI– 2019 India-Sri Lanka joint The seventh edition of
training exercise India-Sri Lanka joint
training exercise, Exercise
MITRA SHAKTI– 2019 is
scheduled to be conducted
at Foreign Training Node
(FTN), Pune from 01 - 14
December 2019. The sixth
edition of the exercise was
held in Sri Lanka.
Aims: Joint training exercise
is to build and promote
positive relations between
armies of India and Sri
Lanka with focus on sub unit
level training for counter
insurgency & counter
terrorism operations in
urban and rural

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environment under United


Nations mandate.

Mine Countermeasure Japan- India The Indian Naval Forces


Exercise-first time and the Japanese Maritime
Self Defense Force (JMSDF)
has conducted the first Mine
Countermeasure
Exercise(MINEX) at
Kochi,Kerala.
This is the first time an
explosive ordnance disposal
and mine countermeasure
exercise was held by Indian
and Japanese forces.

SURYA KIRAN – XIV’ India and Nepal Joint military exercise


‘SURYA KIRAN – XIV’
between India and Nepal
will be conducted at
Salijhandi, Rupendehi
district of Nepal from 03 to
16 December 2019.
Aims: This exercise is to
conduct a Battalion level
combined training between
Indian Army and Nepal
Army to increase
interoperability in jungle
warfare and counter
terrorist operations in
mountainous terrain,
humanitarian assistance and
disaster relief, medical and
environmental conservation
including aviation aspects.

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India successfully conducts night trial of 2,000-km range Agni II missile


India on 16th November conducted successfully the first night trial of 'Agni-II', its versatile
surface-to-surface medium range nuclear capable missile from Dr Abdul Kalam Island
off Odisha coast.
The missile has a strike range of 2000 km. A defence official said this was the first time
that the sophisticated missile was testfired at night.
Prithvi-2 missile successfully test fired at night
India successfully testfired on November 20 the indigenously developed nuclear capable
Prithvi-2 missile at night as part of a user trial by the Army from a test range off Odisha
coast.
The trial of the surface-to-surface missile with a strike range of 350 km was carried out
from a mobile launcher from launch complex-3.
Lieutenant Shivangi First woman pilot of Indian Navy
First woman pilot of Indian Navy will join Naval operations here on December 2, two
days ahead of Navy Day on December 4.
The first woman pilot, Lieutenant Shivangi, will join naval operations on completion of
operational training here on December 2.
NIA to host first counter-terrorism cooperation exercise for 'Quad' countries
The National Investigation Agency is hosting the first counter-terrorism exercise for
the "Quad" countries -- India, the US, Japan and Australia -- at the NIA headquarters in
Delhi on November 21 and 22.
The 'CT-TTX' (counter-terrorism table-top exercise) is first such engagement among
the Quad countries on regional and global issues of common interest and also in the
domain of counter-terrorism and cooperation.
Singapore, India air forces hold joint training exercise
The Republic of Singapore Air Force (RSAF) and the Indian Air Force (IAF) are
conducting the Joint Military Training (JMT) from October 31 to December 12 at the
Kalaikunda Air Force Station in West Bengal.
To commemorate the 10th edition of the JMT, the scope of the exercise was expanded to
include an air-sea training component for the first time, with assets from the Indian Navy
supporting.
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Indian Navy Successfully Test-fires BrahMos Supersonic Cruise Missile in Arabian


Sea
BrahMos supersonic cruise missile was successfully test-fired from a naval warship on
28th November. The supersonic missile, with a strike-range of over 290 km, was test-
fired from the Navy’s stealth destroyer INS Kochi, hitting a decommissioned target ship in
the Arabian Sea.
The second ship of Project 15-A “Kolkata-class” guided missile destroyer test-fired the
advanced missile during a naval drill in the west coast.

Books/ Author (November)


Books Author
Three Book title: Guru Nanak Bani, Nanak Union Human Resource Development
Bani, and Sakhian Guru Nanak Dev to spread Minister Shri Ramesh Pokhriyal ‘Nishank’
the message of Guru Nanak Dev. and Union Minister for Food Processing
Industries Smt. Harsimrat Kaur Badal
launched three books on Guru Nanak Dev Ji
at Sri Guru Teg Bahadur Khalsa College,
University of Delhi on the occasion of
550thBirth Anniversary of Guru Nanak
Dev Ji.

"Kashmir" Chitralekha Zutshi


'Courts of India' Several judges of Supreme court, Chief
Minister of Assam and Principal Director
General of All India Radio news and
Publication Division would also attend the
book release program.
The book has been published by the
Publication division. AIR Correspondent
reports that the book has captured the
historical developments which took place in
the history of nation's courts.
A book on VD Savarkar A book on VD Savarkar will be released by
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vice-president Venkaiah Naidu. The


freedom fighter’s grandson, Ranjit
Savarkar, will also be present at the event.
The book, written by Vikram Sampath,
comes to the market close on the heels of a
fresh debate over the leader.
The Third Pillar Raghuram Rajan
Hemant Karkare A Daughter’s Memoir was released at the
Crossword Book Store, Mumbai. The book is
authoured by Karkare's daughter Jui
Karkare.

MHRD launches 3 books for children Union HRD Minister Ramesh Pokhriyal
namely Kumbh, Garam Pahad and Dilli ki ‘Nishank’ launched 3 books which are a
Bulbul collection of stories for Children
namelyKumbh, Garam Pahad and Dilli ki
Bulbul (Sindhi edition) in New Delhi.
Authored by a popular writer of children’s
books and travelogues Dr Anita Bhatnagar
Jain.

Important Day (November)

Dates Day Theme/Important


5th November World Tsunami Awareness Day Theme 2019:”Sendai Seven
2019 Campaign"

7th November National Cancer Awareness Day


8th November "Sports Imaging".
International Day of Radiology
9th November
Legal Services Day
11th November National Education Day Birth anniversary of the first
Education Minister of India,

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Maulana Abul Kalam Azad


12th November Public Service Broadcasting Day Father of the Nation, Mahatma
Gandhi, to All India Radio.
13th November Empathy, encouraging people
World Kindness Day
across the globe to better
understand “the pains of
others” and touch their lives
“positively”.
14th November Family and Diabetes
World Diabetes Day
14th November . The birth anniversary of first
National Children’s Day
Prime Minister of India,
Jawaharlal Nehru
16th November National Press Day

17 November The World Day of Remembrance Road Safety – Safer vehicles.


for Road Traffic Victims

19th November Leaving No One Behind


World Toilet Day
20th November World Children’s Day
21st November World Television Day
25th November UN logo International Day for the
Orange the World: Generation
Elimination of Violence against
Women Equality Stands Against Rape

26th November Constitution Day


26th November National Milk Day
Dr Verghese Kurien on his birth
anniversary. Dr Kurien

Obituary –November

Persons About
Champak Jain Venus Records & Tapes Owner, Film
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Producer

K K Modi Industrialist and son of Modinagar's


founder

T N Seshan Former Chief Election Commissioner

Vashishtha Narayan Singh Renowned mathematician


Vashishtha Narayan Singh died at a
hospital in Patna after prolonged
illness.

Marathi singer Geeta Mali Geeta Mali, a playback singer who had
sung for some Marathi films died in
an accident on Mumbai-Agra highway
in Thane district.

Chief Minister Kailash Ex-Madhya Pradesh Chief Minister


(1977 to 1978)

Sushil Kumar Former Indian Navy chief (1998-2001)

Yasuhiro Nakasone Japan’s Ex-Prime Minister

Sudhir Dar Renowned cartoonist

Best of luck for future

Thanks & Regards

Team AB

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