, the Owners own certain real property located in Hamilton County, Tennessee, said real property being more particularly described as follows: BEING all of lots 1 to 100, inclusive, of STRATFORD PLACE SUBDIVISION, as recorded in Plat Book 32, pages 55-1 through 55-5 in the Register’s Office of Hamilton County, Tennessee; and WHEREAS, a majority of the lot owners of Stratford Place wish to amend the Declaration of Restrictive Covenants which are of record in Book 2457, Page 823 in the Register’s Office of Hamilton County, Tennessee; and WHEREAS, it is for the interest, benefit and advantage of the Owners, and each and every person or entity that shall hereafter acquire any lot or any portion of any lot in the Subdivision, or any resubdivision thereof, (all such lots being collectively referred to as the “Lots” and individually referred to as a “Lot”) that certain restrictive covenants governing and regulating the use and occupancy of the same be established, set forth and declared to be covenants running with the land; and WHEREAS, pursuant to paragraph 15 of the Declaration of Restrictive Covenants, the original restrictive covenants run until December 1, 2007, at which time they may be amended by the majority of the then lot owners. NOW, THEREFORE, the Owners declare that all the real property, including all individual lots and all common areas and easements of the Stratford Place Subdivision shall be subject to the following Declaration of Restrictive Covenants. 1. Land Use and Building Type. The lots described herein shall be used for private, single family residential purposes only, except those lots designated as community lots on the plat of record in the Register’s Office of Hamilton County, Tennessee. No structures shall be erected, altered, placed, or permitted to remain on any building site other than one detached single family dwelling, a private garage for not more than three cars, and other outbuildings incidental to residential use of the premises. 2. Dwelling Size. No residential structure shall be erected or placed on any building site, which has a ground floor area, exclusive of open porches and garages, of less than 1600 square feet for a one single story dwelling, nor a ground floor area of less than 1,200 square feet for a dwelling of more than one story, with said dwelling of more than one story having a minimum heating living area of 2,000 square feet.

3. Exterior Quality. There shall be no exposed cinder or concrete block used for the exterior wall of any building. Any and all buildings constructed, erected or placed on any lot from this time forward must conform to professionally accepted construction standards and have an exterior appearance (including shape and color) in conformity and harmony with the setting and existing structures of Stratford Place Subdivision. 4. Approval of Building Plans It is suggested that building plans for dwelling units or any outbuildings, including those for additions and external renovations, be submitted to the Board of Directors before actual construction is commenced. The building of any dwelling, outbuilding, addition, or renovation shall be in conformity and harmony with the setting and with the existing structures in the subdivision and shall conform to accepted construction standards. 5. Division of Lots. No lot as shown on the plat of record in the Register’s Office of Hamilton County, Tennessee, may be divided unless such divided portion is added to a contiguous lot of original size as shown on the above mentioned plat. In the event any such lot is divided and added to an original lot, these restrictions shall be binding upon the lot of increased size as defined by the relocation lines. No lot of less than the original size as shown on the plat of record may function as a separate residential lot. 6. Dwellings, Temporary Structures, Garages, and Outbuildings, Etc. No mobile home, trailer, tent, shack, barn, unattached garage or any other outbuilding (except those that otherwise comply with this Declaration, such as pool houses and guest houses) shall be erected or moved onto any residential lot to be used for human habitation temporarily or permanently, nor shall any structure of a temporary character be used for human habitation. 7. Building Location. No building shall be erected or permitted to remain on any of said lots nearer than 75 feet from the front lot line, nor nearer than 30 feet to the side or rear lot line. If the plat of record shows a greater number of feet for the set back lines, then said plat of record shall control over the covenant herein. Any storage unit or shed must be located behind the back of the main dwelling structure. In the case of a corner lot, a minimum distance of 60 feet must be maintained between the roof edges of any building and the lot line adjacent to the side street. 8. Lot Maintenance and Improvements. Each owner shall keep his or her Lot and any structures thereon in good order and repair. Landscape including lawns shall be kept neat and tidy and shall include but not be limited to the cutting or removal of tall weeds (greater than one foot) and dead trees at least ten feet from the curb. No debris or unsightly objects shall be moved onto or kept on any Lot; provided, however, that construction materials may be kept on any Lot during a reasonable period of construction thereon. Any modification of any structure by the owner of any Lot, including but not limited to adding a room or rooms, changing the roof lines, adding decks, or making other material alterations in the exterior appearance of the structure (including its color) shall be performed in such a manner as to be consistent and harmonious with the setting and with other homes and

existing structures in the Subdivision. Renters as well as the owners are responsible for the maintenance and upkeep of the property upon which they reside. 9. Casualty or Destruction of Buildings and Landscape. Each owner shall be required to rebuild, replace, repair, or clear and landscape, within twelve months of the event, any building, structure or significant vegetation which shall be damaged or destroyed by fire, or other casualty. Variations and waivers of this provision may be made only upon the Board establishing that the overall purpose of these Restrictive Covenants would be best affected by allowing such a variation. Variations to this section are to be strictly construed and the allowance of such a variance by the Board shall not be deemed to be a waiver of the binding effect of this section upon all other owners. 10. Antennae, Satellite Dishes, and Other Electronic Devices. No television or radio antenna, satellite dish, or other electronic device of a similar nature shall be placed on the roof of any building or on the front two-thirds (2/3) of any Lot. Any such device is to be restricted to the rear one-third (1/3) portion of the particular Lot, except for small satellite dishes that are attached to the side of the main dwelling. If such device is freestanding, it may not be taller than ten (10) feet in height. 11. Sight Distances at Intersections and Driveways. No fence, wall, hedge or shrub planting which obstructs sight lines at elevations between two and six feet above the roadways shall be placed or permitted to remain on any corner lot within the triangular area formed by the street property line and the lines connecting them at points 25 feet from the intersection of the street lines, or in the cases of rounded property corners, from the intersection line of the street property lines extended. The same sight line limitations shall apply on any lot within ten feet from the intersection of a street property line with the edge of a driveway pavement. No trees shall be permitted to remain within such distances of such intersection lines unless the foliage line is maintained at a sufficient height to prevent obstruction of such sight lines. 12. Signs. Only one sign of not more than six square feet shall be permitted for public display on any lot advertising the property for sale or rent. Additionally, one open house sign may be displayed at the front entrance of the subdivision not to exceed a maximum of three consecutive days. One smaller sign not larger than one square foot may also be displayed on a lot for any other reason. The Board of Directors may also place signs throughout the subdivision at its discretion for a community sponsored yard sale. All signs thus permitted must be of professional quality. 13. Nuisances. No noxious, offensive or illegal activity shall be carried on upon any lot, nor shall anything be done thereon which may be or may become an annoyance or nuisance to the neighborhood. All pets belonging to owners or guests of any Lot shall be confined to the boundaries of their respective lots, and shall never be allowed to roam the Stratford Place Subdivision residential lots, common areas or streets unattended. Additionally, any dog who is accompanied by its owner or interested person outside of the boundaries of the lot where the dog belongs is to be on a leash at all times.

14. Livestock and Poultry. No animals, livestock or poultry of any kind shall be raised, bred or kept on any Lot, except that dogs, cats or other household pets may be kept in reasonable numbers for the pleasure of the occupants, provided that they are not kept, bred or maintained for any commercial purpose. 15. Housing and Parking of Vehicles. The keeping of recreational vehicles, motorboats, houseboats and other similar land or water going vehicles is permitted provided they are properly housed within a structure which meets the specifications outlined in these covenants or at a minimum behind the front line of the house. Inoperable automobiles must either be disposed of within one month or kept inside a garage. The parking of any of the above mentioned vehicles, including but not limited to tractor trailers and recreational vehicles on the street overnight is prohibited. 16. Fences. Fences shall not be placed any closer to the road than the back line of the main residence, except for pool fences. Chain-link fences may be used only if they cannot be seen from the road. Any fences in place prior to these amended covenants taking effect shall be allowed to stand. However, all fences and walls must be kept neat, well maintained and structurally sound. 17. Swimming Pools, Pool Houses and Tennis Courts Any swimming pool, bathhouse or tennis court must be located to the rear or side of the residence, and the pool must be enclosed for safety by a fence in compliance with Hamilton County regulations. Pool houses and the construction thereof must conform to and be in harmony with the existing setting and other structures in the Subdivision. All fences and walls must be kept neat, maintained and structurally sound. 18. Garbage and Refuse Disposal; Utility Meters No Lot shall be used or maintained as a dumping ground for rubbish. Trash, garbage, debris or other waste shall only be kept in sanitary containers, and should be disposed of at least weekly. No utility meters or trash receptacles shall be placed in front of any residence unless obscured from view of the street. Trash receptacles are to be removed from the curbside within 24 hours after being emptied by the trash disposal service. 19. Underground Wiring and Pipes, Etc. All wiring, pipes and similar lines that are to be run from the street to any particular Lot for gas, water, sewer, telephone, cable TV, electric or any other utility service shall be underground. 20. Common Areas. No trash, rubbish, lawn or yard clippings of any kind are permitted to be dumped on any of the common areas of Stratford Place Subdivision. It is the responsibility of the Board of Directors of the Stratford Place Subdivision to have the common areas regularly mowed and maintained free of trash and litter. Tall weeds and dead vegetation will not be permitted within ten feet from the curb line or in front of the tree line, whichever is greater. 21. Easements.

Each of the Lots of the Subdivision are subject to perpetual easements for installation and maintenance of utilities and drainage facilities and are reserved as shown on the recorded plat of the Stratford Place Subdivision. The granting of these easements or the right of access shall not prevent the use of the area by the owner for any permitted purposes; provided, however, that no structure of any kind shall be erected or maintained upon or over said easements, except structures necessary for public utilities. A right of pedestrian access by way of a driveway or open lawn area shall also be granted on each Lot, to the extent that such may be reasonably necessary, from the front Lot line to the rear Lot line to any utility company having an installation or repair in the easement. The easement area of each Lot and all improvements in it shall be maintained continuously by the owner of the Lot, except for those improvements for which a public authority or public utility company is responsible. The owner of any Lot burdened by a drainage easement shall be required to keep the easement open and clear for the flow of water and shall not dam or permit the easement to become clogged so as to prevent the free flow of water over and through said drainage easement. 22. Renew ability of Covenants. These covenants shall run with the land and shall be binding on all parties and all persons claiming under them until December 1, 2017 (ten year period). At that time said covenants shall automatically be extended for successive periods of ten years unless by vote of a majority of the then owners of the building sites covered by these covenants it is agreed to change said covenants in whole or in part.

23. Enforcement of Covenants. In the event of the violation, or attempted violation, of any one or more of the provisions of these Restrictive Covenants, the Board, its successors and/or assigns, including owners of any one or more of the Lots to which the provisions of these Restrictive Covenants apply, may bring an action or actions against the Owner in violation, or attempted violation for damages, injunctive relief, or both. The said Owner shall further be liable for such additional damages as may accrue, including any court costs and reasonable attorney fees incident to any such proceeding. By reason of the rights of enforcement of the provisions of this section being given unto Owners of Lots (subject to rights of variances reserved by the Board), it shall not be incumbent upon the Board to enforce the provisions of these Restrictive Covenants or to prosecute any violation thereof. 24. Severability Invalidation of any one of these covenants or any part thereof by judgment or court order shall in no wise affect any of the remaining provisions which shall remain in full force and effect. 25. Right to Waive Violation of Covenants. The Stratford Place Board of Directors reserves unto itself, its successors, heirs or assigns, the right to waive any violation of said restrictive covenants, which it deems to be minor in character and not to adversely affect the overall purpose sought to be attained by reason of these restrictions.

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