MONEY AND BANKING

Internet banking- at your fingertips
With over two million customers, our Internet banking service is safe and easy way to access your personal bank accounts at a time that suits you. Furthermore you can use it seven days a week at any time. It is user friendly and very practical. It is free. All you pay are your usual charges for accessing the Internet. There is no need to open any new accounts. Internet banking is simply another way of accessing your existing ones. You will still be free to call into your branch or phone us whenever you need to talk with someone in person. And you can of course withdraw or deposit money in the normal way. Some people prefer coming into bank and do all the transactions personally. They feel safe that way and that their money is paid in safely. But internet banking is much less time consuming and there are many advantages; you don`t have to queue, hurry into bank, you just sit in front of your computer in your cosy home and you can: • pay your bills such as credit card bills or utility or overheads bills • transfer money from the current account to some other account • you can check your balance and recent transactions • apply for a new overdraft or increase your existing one • pay money to another person`s bank account • print or download your online statement • set up, amend or cancel standing orders • order foreign currency • view or cancel direct debits or standing orders And you can feel secure doing it, because we ensure that all details transferred between us remain confidential. We use standard levels of security, protecting you against fraud. However, in the unlikely event of fraud, we will refund your money. Of course, as with PIN numbers, you must be careful to keep your security information secret at all times, especially when using shared PCs or those in public places.

etc. ___________________________________________________________ Which of these payments do you use? When do you use them? Do you use any others? • • • • • Cash Credit card Debit card Cheque Bank-to-bank transfer Which of these banking and insurance products and services do you use? • • • • • • • • Online banking Mortgage Loan Pension Home insurance Car insurance Investment advice Foreign currency . put money into a bank account ______________________________ 3. pieces of business done _______________________________________ 10. The amount is often different each time. the local office of your bank. take money dishonestly _______________________________________ 5. the amount of money in your bank account _________________________ 9. money lent by your bank. instructions to your bank to transfer money automatically from your account as a way of paying bills. so you can spend more than is in your account __________________________________________________________ 11. give money back _________________________________________ 2. instructions to your bank to make regular payments of the same amount from your account _________________________________________ 4. secret Personal Identification Number ____________________________ 7. take money out of a bank account _______________________________ 6. list of all the money going into and out of your bank account ___________________________________________________________ 8. where you keep your account ___________________________________________________________ 12.LOOK AT THE UNDERLINED WORDS AND MATCH THEM WITH THE FOLLOWING DEFINITIONS 1.

” MONEY COLLOCATIONS ->give  SPEND -> lose  LOSE  save  GIVE  leave  SAVE  lend  LEAVE  borrow  LEND  invest  BORROW  waste  INVEST  deposit  WASTE  pay in  PAY IN  put into  DEPOSIT  change  WITHDRAW  withdraw  CHANGE  INHERIT  OWE MONEY . But after a certain point it just brings more money.Do you agree with certain statements? • • • “Money brings some happiness.” “Money is the root of all evil.” “Money makes the world go round.

PREOSTATI PRIJEVARA HIPOTEKA KREDIT POSUDITI NEKOME POSUDITI OD NEKOGA PENZIJA.VOCABULARY ACCESS ACCOUNT FURTHERMORE USER FRIENDLY CHARGE BRANCH WITHDRAW DEPOSIT PAY IN PUT INTO TIME CONSUMING ADVANTAGE DISADVANTAGE QUEUE COSY UTILITY BILLS=OVERHEADS CURRENT ACCOUNT BALANCE OVERDRAFT BE OVERDRAWN APPLY FOR INCREASE DECREASE STATEMENT SET UP AMEND CANCEL STANDING ORDER CURRENCY ENSURE REMAIN FRAUD MORTGAGE LOAN LEND TO BORROW FROM PENSION INSURANCE INVEST INVESTMENT INHERIT INHERITANCE PRISTUP RAČUN U BANCI NADALJE. REŽIJE TEKUĆI RAČUN IZVOD MINUS NA RAČUNU BITI U MINUSU PRIJAVITI SE ZA POVISITI. ZATIM LAGAN ZA UPOTREBU NAPLATITI POSLOVNICA PODIĆI (NOVAC) POLOŽITI NOVAC U BANKU UPLATITI STAVITI (NOVAC) U BANKU KOJI ŠTEDI VRIJEME PREDNOST MANA RED UDOBAN RAČUNI ZA PLATITI. UVESTI. POVEĆATI SMANJITI. SNIZITI STANJE NA RAČUNU POSTAVITI. MIROVINA (NOVAC) OSIGURANJE ULOŽITI ULAGANJE NASLIJEDITI NASLJEDSTVO . IZMIJENITI OTKAZATI TRAJNI NALOG VALUTA OSIGURATI OSTATI. UTEMELJITI POPRAVITI.

OWE NOTES COINS GRANTS SALARY WAGE INCOME INTEREST RATE INSTALLMENT POCKET MONEY VALUE FOR MONEY CASHPOINT=CASH MACHINE= CASH DISPENSER= ATM DUGOVATI NOVČANICE KOVANICE POTICAJI PLAĆA (MJESEČNA) NADNICA. PLAĆA (TJEDNA) PRIHOD KAMATE RATA. OBROK DŽEPARAC KVALITETA PROIZVODA SUKLADNA S CIJENOM BANKOMAT .