Serial No: AI

-
KEY INFORMATION MEMORANDUM & APPLICATION FORM
JM Financial Asset Management Private Limited
Corporate Office : 5th Floor, A-Wing, Laxmi Towers, Bandra-Kurla Complex,
Mumbai - 400 051. Tel. No.: (022) 39877777 •Fax Nos.: (022) 26528377-78
Email: mktg@jmfinancial.in •Website: www.JMFinancialmf.com
DISTRIBUTOR INFORMATION
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JM Financial Asset Management Private Limited
Corporate Office: 5th Floor, A-Wing, Laxmi Towers, Bandra-Kurla Complex,
Mumbai - 400 051. Tel. No.: (022) 39877777 •Fax Nos.: (022) 26528377-78
Email: mktg@jmfinancial.in • Website: www.JMFinancialmf.com
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An offer for units @ Rs. 10/- each during the New Fund Offer period
ACKNOWLEDGEMENT SLIP
(To be filled in by the Investor)
Cheque/DD No.
Dated :
Bank & Branch :
Collection Centre’s Stamp
& Receipt Date and Time
Amount Paid (Rs.)
Received from : Mr./Ms./M/s.
Pin Code
Choice of Options/
Sub-Options
+
Rs. ( in Figures)
Rs. ( in words)
Dividend Option
Payout *
Reinvestment**
Growth Option*
Serial No.: AI -
+
Please select the appropriate option/sub-option under offer. *Default option/sub-option (in case of no information or ambiguity) ** Dividend reinvestment facility will be available only after the
Scheme is converted into an open – ended scheme on maturity.
Cheque/DD is subject to
realisation
An offer for units @ Rs. 10/- each during the New Fund Offer period
NEW FUND OFFER COMMENCES ON : 19/11/2007
NEW FUND OFFER ENDS ON : 18/12/2007
1. EXISTING UNIT HOLDER/S (Please fill in your details mentioned below and proceed to section 5)
2. NEW APPLICANT INFORMATION (It is mandatory to submit PAN proof for all investments failing which application is liable to be rejected. In case, an investor does not have PAN, evidence
of having applied for PAN should be submitted. ) (Refer instruction no. 8)
(To be filled in block letters. Use one box for one alphabet, leaving one box blank between name and surname)
Mode of Holding [Pl. 4 44 44]
1. Single
2. Joint*
3. Either or Survivor/s
(* Default, in case of ambiguity
when applicants are more than one )
Occupation of the 1st Applicant [Pl. 4 44 44]
1. Business 5. Retired 10. Others
2. Professional 6. Student (pl. specify)
3. Agriculturist 7. Housewife
4. Private sector 8. Public Sector/Govt. service
service 9. Forex Dealer
Status/Category of the 1st Applicant [Pl. 4 44 44]
1. Resident Individual 5. AOP/BOI 9. Trust 13. Government Body
2. On behalf of minor 6. Partnership Firm 10. Society 14. Financial Institution
3. HUF 7. Proprietorship Firm 11. NRI 15. Banks
4. Company 8. Body Corporate 12. FIIs 16. Others (pl.specify)
Listed Unlisted _______________
Full Name of Sole/1st Applicant/Minor/Karta of HUF/Non-individual/Partner in case of Partnership Firm/
Proprietor in case of Proprietorship Firm: Date of Birth
Full Name of Guardian (in case of Minor) Relationship with Minor [Pl. 4 44 44]
PAN Enclosed: PAN Card copy, duly verified Acknowledgement for having applied for PAN Form 60/61
Mother Father Legal Guardian
D D M M Y Y Y Y
Mother Father Legal Guardian
Full Name of Third Applicant: Date of Birth
Full Name of Guardian (in case of Minor) Relationship with Minor [Pl. 4 44 44]
D D M M Y Y Y Y
Mobile No. I/We wish to receive SMS alerts in addition to physical statement Yes No (Refer instruction no. 18)
E-mail Id: . I/We wish to receive account related information & other communications via e-mail Yes No(Refer instruction no. 18)
Address(DO NOT REPEAT NAME) in full of Applicant/Parent OR Guardian of Minor/Indian address in case 1st Applicant is NRI/FII (Post Box No. alone is not sufficient)
Mother Father Legal Guardian
Full Name of Second Applicant: Date of Birth
Full Name of Guardian (in case of Minor) Relationship with Minor [Pl. 4 44 44]
D D M M Y Y Y Y
PAN Enclosed: PAN Card copy, duly verified Acknowledgement for having applied for PAN Form 60/61
(with address
proof)
(with address
proof)
FOR OFFICE USE ONLY
ARN Code Sub-Agent/Broker Code Collection Centre’s Serial No. Time of Receipt Date of Receipt
A CLOSE ENDED EQUITY ORIENTED SCHEME
(A 3 year close-ended equity oriented Scheme with an automatic conversion
into an open-ended equity oriented Scheme on maturity)
A CLOSE ENDED EQUITY ORIENTED SCHEME
(A 3 year close-ended equity oriented Scheme with an automatic conversion into an
open-ended equity oriented Scheme on maturity)
Folio No.
Scheme Name
PAN Enclosed: PAN Card copy, duly verified Acknowledgement for having applied for PAN Form 60/61
(with address
proof)
TEL. NO. DIST. STATE
CITY/LOCATION PIN
Bajaj Capital ARN-0010 88924
Place : Date :
9. LIST OF DOCUMENTS ATTACHED (Please mention below the documents attached with the form)
1.
2.
3.
4.
Total Nos. of attachments 5
6.
7.
8.
To be filled in by
applicant
To be verified by
office
SIGNATURE(S) / THUMB IMPRESSION (s) (Refer Instruction No. 3)
Sole/First
Applicant
Second
Applicant
Third
Applicant
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Registrar: Karvy Computershare Private Limited
Karvy Plaza, H. No. 8-2-596, Avenue 4 Street No. 1, Banjara Hills, Hyderabad 500 034 • Tel No.: 040 2331 2454 / 2332 0251 / 751 Fax No.: 040 - 2331 1968 E-mail: services_jmf@karvy.com/distributor@jmfinancial.in
Note : All future communication in connection with this application should be addressed to the Registrar at the address given above, quoting full name of First/Sole Applicant, the Application Serial Number, the
name of the Scheme, the amount invested, date and the place of the Collection Centre / Investor Service Centre where application was lodged.
Accompanying documents
Please submit the following documents with your application (where applicable). All documents should be original / true copies certified by a Director/
Trustee/Company Secretary/Authorised Signatory/Notary Public.
Documents Individual Companies Societies Partnership Investments Trusts NRI Flls
Firms through POA
Resolution/Authorisation to invest 4 4 4 4
List of Authorised Signatories with
Specimen signature(s) 4 4 4 4 4 4
Memorandum & Articles of Association 4
Trust Deed 4
Bye-laws 4
Partnership Deed 4
Overseas Auditors’ Certificate 4
Notarised Power of Attorney 4
Bank confirmation of Non-Resident
Account Type/FIRC/Approval from FIPB 4
Proof of Identity 4 4
Proof of Address 4 4 4 4 4 4 4 4
CHECKLIST
• Please ensure that your Application Form is
Complete in all respects & signed by all applicants
Name, Address and Contact Details are mentioned in full.
Bank Account Details are entered completely and correctly.
Permanent Account Number (PAN) of all Applicants is mentioned for all
investments. In case, an investor does not have PAN, evidence of having
applied for PAN to be submitted.
Appropriate Option is selected. If the Dividend Option is chosen, Dividend
Payout or Reinvestment is indicated.
If units are applied for jointly, Mode of Operation of account is indicated.
• Proof of Identity & Address is submitted.
• Investment Cheque/DD is drawn in favour of “JM AGRI & INFRA FUND”, dated
and signed.
• Application Number is mentioned on the reverse of the Cheque/DD.
• Documents, as applicable, are submitted along with the Application Form.
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D D M M Y Y Y Y
** Allotment of units is subject to realisation of Cheque/DD. No cash payments are accepted.
Please mention the application no. on the reverse of the Cheque / DD. The details of the bank account provided above pertain to my / our bank account in my / our name Yes No
If No, my relationship with the bank account holder is Spouse Child Parent Relative Sibling Friend Others. Application form without this information is liable to be rejected.
Direct Credit Facility: Please refer instruction no. 19.
3. BANK PARTICULARS (It is mandatory to furnish bank particulars failing which application shall be rejected)
Name of Bank
Account Type : Savings Current NRE NRO FCNR Account No.:
MICR Code :
IFSC/NEFT/RTGS Code :
PIN
CITY
(Please enclose a cancelled/xerox copy of the cheque for the above A/c. No.)
Bank Address
(This is a 9 digit no. mentioned next
to the cheque no. on your cheque)
Serial No: AI -
8. DECLARATION & SIGNATURE(S)
Having read and understood the contents of the Offer Document of the scheme and subsequent amendments thereto including the
section on "Prevention of Money Laundering" and “Know Your Customer”, I/We hereby apply to the Trustee of JM Financial Mutual
Fund for units of the Scheme as indicated above and agree to abide by the terms and conditions, rules and regulations of the Scheme.
I/We have not received and will not receive nor will be induced by any rebate or gifts, directly or indirectly, in making this investment.
I/We further declare that the amount invested by me/us in the scheme of JM AGRI & INFRA FUND is derived through legitimate
sources and is not held or designed for the purpose of contravention of any act, rules, regulations or any statute or legislation or any
other applicable laws or any notifications, directions issued by any governmental or statutory authority from time to time.
It is expressly understood that we have the express authority from our constitutional documents to invest in the units of the Scheme
and the AMC/Trustee/Fund would not be responsible if the investment is ultravires thereto and the investment is contrary to the
relevant constitutional documents.
I/We authorise this Fund to reject the application, revert the units credited, restrain me/us from making any further investment in
any of the schemes of the Fund, recover/debit my/our folio(s) with the penal interest and take any appropriate action against me/
us in case the cheque(s)/payment instrument is/are returned unpaid by my/our bankers for any reason whatsoever.
I/We hereby further agree that the Fund can directly credit all the dividend payouts and redemption amount to my bank details
given above.
Applicable to NRIs only :
I / We* confirm that I am / we* are Non-Resident of Indian Nationality / Origin and I /we* hereby confirm that the funds
for subscription have been remitted from abroad through approved banking channels or from funds in my / our* Non-Resident
External / Ordinary Account / FCNR Account.
Please (3) Repatriation basis Non-Repatriation basis
* Please strike out whichever is not applicable.
7. PAYMENT DETAILS: Please draw Cheque / DD in favour of ”JM AGRI & INFRA FUND “ (Refer instruction nos. 6 & 7)**. Minimum investment amount per application for each
Option/Sub-Option is Rs. 5,000/- and in multiples of Re. 1/- thereafter. Please ensure there is only one Cheque / DD per Option/Sub-Option.
Cheque /DD No. Gross Amount (Rs.) DD Charges (Rs.) Net Amount (Rs.) Bank & Branch Account Type
(Savings/Current/NRE/NRO/FCNR)
(This is a 11 digit alpha numeric number)
5. NOMINATION DETAILS
I/We hereby nominate the under mentioned person to receive the amount to my/our credit in the event of my/our death. I/We also understand that all payments and settlements made
to such nominee shall be a valid discharge by the AMC / Mutual Fund / Trustee.
Name and Address of Nominee
Name Date of Birth
Address
In case, nominee is a minor
Name of Guardian Relationship with Minor
Address of Guardian
Signature of Nominee / Guardian in case of Minor :
D D M M Y Y Y Y
4. FOR INVESTMENT BY NRI (s)/FII(s)
Overseas Address
City Country Pin/Zip
Declaration: I/We confirm that I/we am/are not required to obtain PAN under Income Tax Act 1961 Yes No
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Please select the appropriate option/sub-option under offer. *Default option/sub-option (in case of no information or ambiguity) ** Dividend reinvestment facility will be available only after the
Scheme is converted into an open – ended scheme on maturity.
6. INVESTMENT DETAILS (Refer instruction No. 5)
CHOICE OF OPTION/SUB-OPTION
+
Dividend Option Payout* Reinvestment** Growth Option*
1. Please read the Offer Document containing the terms of offer. Your attention is particularly drawn to the sections on “Prevention of Money Laundering” and “Know Your Customer”. All applicants are deemed to have
accepted the terms upon filling the application form and tendering the payment.
2. The application form is for Resident and Non Resident Indian (NRI) investors and should be completed in English in BLOCK Letters. Please (4) in the appropriate box, wherever boxes have been provided.
3. The Signature(s) may be in English or in any of the Indian languages specified in the Eighth Schedule of the Constitution of India. Thumb impressions must be attested by a Magistrate or a Notary Public or a Special
Executive Officer under his/her official seal. Applications by minors should be signed by their guardians. In case of HUF, the Karta should sign on behalf of the HUF. In case of other non-individual investors, authorized
signatories should sign under their official seal and designation.
4. Application form incomplete in any respect or not accompanied by the requisite documents and/or Cheque or Demand Draft (DD) for the amount payable are liable to be rejected and the money paid will be refunded
without any interest thereon. An application may be accepted or rejected at the sole and absolute discretion of the Trustee, without assigning any reason whatsoever.
5. Investors are requested to indicate their choice of Plans / Options / Sub-options. If no indication in the relevant box is given, the investment will be deemed to be for the Growth Option. If the mode of payment of dividend
is not indicated, the choice will be deemed to be payout. Dividend reinvestment facility will be available only after the Scheme is converted into an open – ended scheme on maturity.
6. Mode of Payment: • The Cheque/DD should be drawn in favour of the “JM AGRI & INFRA FUND” and crossed “Account Payee Only”. The Cheque/DD should be payable locally at the centre where the application is deposited.
The Cheque / DD should be drawn on any Bank which is situated at and is a member / sub-member of the Bankers’ Clearing House. Cheques / DDs drawn on a Bank not participating in the Clearing House will not be
accepted. • The application form number should be mentioned on the reverse of the Cheque/DD that accompanies the application. • Investors residing in centres, where the JM Financial Mutual Fund Investor Servicing
Centres (ISCs) do not have any collection arrangement, are requested to make payment by DDs. In respect of individual investors, DD charges would be borne by the Asset Management Company (AMC) only where
the AMC does not have a branch / ISC or other collection facilities. In respect of non-individual investors, DD charges on one application upto Rs. Ten Lacs, per investor, will be borne by the AMC, during the NFO. SBI
DD charges are treated as standard DD charges. However, if the AMC decides to maintain a table of standard DD charges, it may extend the benefit of higher of the DD charges mentioned above, to the non-individual
investor. The AMC in the normal course will not reimburse the DD charges. The AMC will process the application for eligible number of units after adding permissible DD charges, if applicable. In the event that DD amount
with permissible DD charges is not sufficient to allot minimum number of units, the AMC will refund the amount represented by the instrument deposited. • Payments by Stockinvests/ Outstation Cheques/Outstation
Drafts are liable to be rejected in the normal course.
7. For NRI Investors: • Repatriation Basis : • Payments by NRIs / FIIs and Persons of Indian Origin (PIOs) residing abroad, may be made by way of Indian Rupee drafts purchased abroad or by way of cheques drawn on
Non- Resident External Accounts (NRE Accounts) payable at par at Mumbai. Payments can also be made by means of Rupee drafts payable at Mumbai and purchased out of funds held in NRE Account / Foreign Currency
Non Resident (FCNR) Account. • In case of Indian Rupee drafts purchased abroad or subscription through NRE / FCNR Account, an account debit certificate from the bank issuing the draft confirming the debit/ Foreign
Inward Remittance Certificate (FIRC) should be enclosed. • Non-Repatriation Basis: NRIs/PIOs investing on a non-repatriable basis may do so by issuing Cheque / DD, debiting Non- Resident Ordinary (NRO) accounts.
8. Statutory Details: In accordance with Circular dated April 27, 2007 issued by the Securities and Exchange Board of India (“SEBI”), Permanent Account Number (“PAN”) issued by the Income Tax authorities will be
used as the sole identification number for all investors (existing and prospective) transacting in the securities market, including mutual funds, irrespective of the amount of transaction, with effect from July 02, 2007.
SEBI vide its Circular dated June 25, 2007 has further clarified that until December 31, 2007, the existing and potential investors not having PAN , should apply for PAN immediately and applications for investment
should be accompanied with the evidence of having applied for PAN. In view of the above, with effect from July 2, 2007, it is mandatory for all existing and prospective investors (including joint holders, guardians of
minors, NRIs etc) to enclose a certified copy of PAN card or a copy of the evidence of having applied for PAN Card, along with the application for investing in the schemes of JM Financial Mutual Fund. Accordingly all
new and existing investors shall furnish a certified copy of PAN card while investing in JM Financial Mutual Fund Schemes and those investors who do not have PAN Card may proceed as under :
1. For investment amount less than Rs. 50,000 – A copy of the evidence of having applied for PAN (acknowledged copy of Form 49A) until the PAN is received. Upon receipt of PAN, furnish certified copy of PAN, with
respective folio numbers to Karvy Computershare, for updation in their records.
2. If the investment is Rs 50,000/- or more - A copy of the evidence of having applied for PAN (acknowledged copy of Form 49A) and Form 60 along with proof of address, until PAN is received.
The certification of the PAN verification from the original PAN card/ letter can be done by the distributor/ broker through whom the transaction is done if PAN proof is self-attested by investor, Bank Manager, notary,
officials of JM Financial Mutual/ Investor Service Centres of Karvy Computershare Pvt. Ltd.
In case, the investor does not confirm to the above requirement of submission of verified copy of PAN or produces original PAN proof for verification or the PAN details as per furnished verified copy of PAN proof
does not match with the Website of Income Tax Deptt as prescribed by SEBI, the AMC reserves the right to reject the application before allotment and refund the investment amount without any interest.
In case of inadvertent allotment, the AMC reserves the right to refund the investment amount, without any interest.
9. Documents required : In case of an application under Power of Attorney or by a Limited Company, Body Corporate, Registered Society, HUF, Trust or Partnership Firm, etc. the relevant Power of Attorney or the relevant
resolution or authority to make the application as the case may be, or duly certified copy thereof, along with the Memorandum and Articles of Association / Bye-laws / HUF Deed / Trust Deed / Partnership Deed etc.
must be lodged alongwith the application form.
10. Systematic Investment Facility (SIF) {popularly known as Systematic Investment Plan (SIP)} / Systematic Withdrawal Plan (SWP) / Systematic Transfer Facility (STF) : This facility will be available to the investors
of the Scheme subsequent to its conversion into an open-ended scheme upon maturity.
11. Applicants should indicate their status/category by ticking the appropriate box. Applications without a tick in the ‘Status/ Category’ box will be considered as investment by “Others” and applicable tax if any, will
be deducted / payable.
12. Applicants should specify the mode of holding. In case of joint holders, the first named holder shall receive all the Account Statements, dividend/ redemption/refund warrants and any other correspondence sent from
time to time. In case of more than one investor, where the mode of holding is not specified, it would be treated as joint holding.
13. Duly completed application forms alongwith the payment instrument may be submitted on any working day at any of the Collection Banks during the NFO. The addresses of Collection Banks /JM Financial MF Investor
Service Centers(ISCs) are provided in the Key Information Memorandum.
14. No receipt will be issued for the application money. The Collection Banks/ ISC will stamp and return the acknowledgment slip in the application form, to acknowledge receipt of the application.
15. If you are an existing unitholder, please complete your details at section 1 and proceed to section 5.
16. In case of investment(s) in the scheme through switch-in(s) from any other scheme(s) of the fund, the proceeds thereof will be credited to the scheme as per current applicable service standards for switched-out
schemes.
17. Applications, complete in all respects with valid documentation, received through post/courier within reasonable period of time from the closure of the New Fund Offer period will be accepted.
18. Mobile / E-mail Communication
Unitholders can obtain financial and non-financial information about their transactions e.g. sale, purchase, dividend declarations, etc. through “SMS Alerts.” This facility is offered free of cost to all unitholders whose
mobile numbers are registered with Fund / who register themselves for the facility by writing to the Registrar and Transfer Agent, mentioning their folio numbers and mobile numbers. Account Statements / Annual
Reports, etc. can be sent to each Unit holder by courier / post / e-mail. Unit holders who have opted to receive these documents by e-mail will be required to download and print the documents after receiving e-mail
from the Mutual Fund. Should the Unit holder experience any difficulty in accessing the electronically delivered documents / sms alerts, the Unit holder shall promptly advise the Mutual Fund to enable the Mutual
Fund to make the delivery through alternate means. In case of non-receipt of any such intimation of difficulty within 24 hours from receiving the e-mail / sms alert, it will be regarded as receipt of e-mail / sms alert
by the Unit holder. It is deemed that the Unit holder is aware of all security risks including possible third party interception of sms alert / e-mail and contents of the sms alerts / documents becoming known to third
parties. The monthly / quarterly factsheets shall be displayed at the website of the Mutual Fund. The Unit holders can request for a copy of the Newsletter by post / e-mail. The AMC would arrange to dispatch these
documents to the Unit holder concerned.
19. Direct Credit Facility
The AMC will credit the investor’s account with redemption/ dividend proceeds if the bank mandate registered for the account is in any of the following banks with which the AMC has direct credit facility:
1 - ABN Amro Bank 2 - Centurion Bank of Punjab 3 - Citibank 4 - Deutsche Bank 5 - Development Credit Bank 6 - HDFC Bank 7 - HSBC Ltd. 8 - ICICI Bank 9 - Indusind Bank 10 - ING Vysya Bank 11 - Kotak Mahindra
Bank 12 - Stanchart Bank 13 - UTI Bank & 14 - Yes Bank.
NOMINATION
• The nomination can be made only by individuals applying for / holding units on their own behalf singly or jointly. Non-individuals including Society, Trust, Body Corporate, Partnership Firm, Karta of Hindu Undivided Family,
holder of Power of Attorney cannot nominate. • A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unitholder. Nomination can also be in favour
of the Central Government, State Government, a local authority, any person designated by virtue of his office or a religious or charitable trust. • The Nominee shall not be a Trust, other than a Religious or Charitable Trust,
Society, Body Corporate, Partnership Firm, Karta of a Hindu Undivided Family or a Power of Attorney holder. A Non-Resident Indian can be a Nominee subject to the Exchange Control Regulations of RBI, in force, from
time to time. • Nomination in respect of the units stands rescinded upon the transfer of units. • Transfer of units in favour of a Nominee shall be valid discharge by the Asset Management Company against the legal heir.
• The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination. • On cancellation of the nomination, the nomination shall
stand rescinded and the Asset Management Company shall not be under any obligation to transfer the units in favour of the Nominee.
INSTRUCTIONS TO INVESTORS FOR FILLING UP THE APPLICATION FORM
JM AGRI & INFRA FUND
A CLOSE ENDED EQUITY ORIENTED SCHEME
(A 3 year close-ended equity oriented Scheme with an automatic conversion into an open-ended equity oriented Scheme on maturity)
BANKS (COLLECTION CENTRES DURING NFO ONLY)
ABN AMRO Bank: Mumbai ABN AMRO Bank Brady House,14, Veer Nariman Road Fort Mumbai-400023 Tel.: 66585817/13 New Delhi ABN AMRO Bank Hansalaya Bldg 15, Barakhamba Rd New Delhi 110001 Tel.: 011-42121404/52121450 Chennai ABN AMRO Bank 19/1, Haddows
Road Chennai-600006 Tel.: 044-42201046/53/42224107 CalcuttaABN AMRO Bank Azimganj House Units 3,4&5 7, Camac Street Calcutta-700017 Tel.: 033-39828020 PuneABN AMRO Bank 327, Mahatma Gandhi Rd Pune Camp Pune-411001 Tel.: 020-26051078 BarodaABN AMRO
Bank 7, Alkapuri Off RC Dutt Road Baroda-390007 Tel.: 0265-357002 HyderabadABN AMRO Bank 6-3-248/1/1a, Road No 1 Banjara Hills Hyderabad-500034 Tel.: 040-55633416 BangaloreABN AMRO Bank Prestige Towers, Ground floor 99/100, Residency Road Bangalore-560025 Tel.:
080-4198224 Surat ABN AMRO Bank KG House, Upper Ground Floor, Gohd dhod road Off Parle Point , Surat-395007 Tel.: 0261-2257121 (EXT 2121) LucknowABN AMRO Bank 31/93, MG Marg Lucknow-226001. Tel.: 0522-3982440 Tirupur ABN AMRO Bank Global Trade Centre 1st
Floor, No48, Kangeyam Road Tirupur-641604 Tel.: 0421-4355522 Udaipur ABN AMRO Bank Shubh Appt , Ground Floor Plot No.99, L-Road, Verma Circle Opp.Collector Bungalow , Bhupalpura Udaipur 313001 Tel.: 0294-5103881/ 09414136230 AhmedabadABN AMRO Bank VIVA
Complex Primal Char Rasta Ahmedabad Tel.: 079-40015646 SalemABN AMRO Bank 103/1D5 Sriram Nagar, Saradha College Road Salem 636 016 Tel.: 0427 4554404 / 0427 4554411 NasikABN AMRO Bank 21, Krushinagar, College Road, Nasik - 422 005. Tel.: 9860195095 Manglore
ABN AMRO Bank Maximus Commercial Complex, Light House, Hill Road, Manglore - 575001 Tel.: 0824 3001300
CITIBANK: AHMEDABAD: 3rd Flr,”Rembrandt” C.G Road, Near Panchvati Circle, Ahmedabad-380006.Tel.:079-55615802/26568497. AURANGABAD: CTS No 498, Nirala Bazaar, Opp. S.B. College Bus Stop. Aurangabad-431001. Tel.: 0240-5627057/5627041. BANGALORE: 506/507,5th Flr,
Prestige Meridian 2, 30 Mahatma Gandhi Road, Bangalore-560 001. Tel.: 080-51123391/51123553. BHOPAL: K K Business Centre, 133, Zone 1, M P Nagar, Opp. Hotel Residency, Bhopal - 462011. Tel.: 0755-4292271/4292108. BHUBANESHWAR: Unit 3 ,98 Janpath Station Square Bhubaneshwar-
751001. Tel.: 0674-2539456/2539457. CHANDIGARH: SCO132/133,Sector 9C,Madhya Marg, Chandigarh-160 017. Tel.: 0172- 2746413/2746381. CHENNAI: GTS, 3rd Flr, No.2 Club House Road, Chennai-600 002. Tel.: 044-52226588/84/52226594. COIMBATORE: 1st Flr, Tristar Towers, 657
Avinashi Road, Coimbatore-641 037. Tel.: 0422-2217979/2200111. HYDERABAD: G, Pulla raddy Bldg., Ground Floor, Road No. 6-3-879, Greenlands Road, Begumpet, Hyderabad - 500 016. Tel.: 040-23407720/23408532. INDORE: UG 1, Apollo Square,7/2 Race Course Road,Opp Narayan
Kothi,Sawarkar Pratima Chowk, Indore-452007. Tel.: 0731-5202802/5202803/4. JAIPUR: 2nd Flr,Bhagwati Bhawan, Govt Hostel Crossing, MI Road, 2nd Floor, Jaipur-302 001. Tel.: 0141-2361699/5118149/46. JALANDHAR: 36, Gobind Niwas, GT Road, Jalandhar-144 001. Punjab. Tel.: 0181-
3048005KOCHI: Fotofast House, 38/1581, M G Road, Padma Junction, Kochi-682 035. Tel.: 0484-2383936/2350454. KOLKATA: Kanak Bldg,1st Floor 41,Chowringhee Road, Kolkata-700 001. Tel.: 033-22881878/22889174. LUCKNOW: 17/1 Ashok Marg, Lucknow-226001. Tel.: 0522-3012183/
2231661/2231338. LUDHIANA: Ludhiana Stock Exchange, Ground Flr, Feroze Gandhi Market, Ludhiana-141001. Tel.: 0161-508984/3012479. MUMBAI: Bombay Mutual Bldg., Mezzanine Floor, 293 Dr. D N Road, Fort, Mumbai-400 001. Tel.: 022-22691713/12/14. NASIK: Rishuraj Presidency,Plot
No.52 & 53,D’souza Colony, College Road, Nasik-422005. Tel.: 0253-2309100. NEW DELHI: 4th Flr, Jeevan Bharti Bldg 124, Connaught Circus, New Delhi-110 001. Tel.: 011-51500018/19. PONDICHERY: No.22,Rue Bussy St, Lal Bahadur Shastri St. Pondichery-605001. Tel.: 0413 - 5210610.
PUNE: Parmar House, 2413 East Street,Camp, Pune-411001. Tel.: 020-56064330/56064356. SURAT: Ghoddod Rd., Opp. Kakadia Complex, Surat-395007. Tel.: 0261-2225757/3993111. VADODARA: Pelican, 1st Floor, Opposite Race Course Towers, Gotri Rd, Vadodara-390007. Tel.: 0265-
5522897/5522895. VAPI: The Emperor, 1st Floor, Vapi-Daman Road, Chala, Vapi-396191. Tel.:0260-2462840/2462715/2463483/2462891.
(Contd...)
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BANKS (COLLECTION CENTRES DURING NFO ONLY) (Contd...)
HDFC BANK: AGRA: Shop No- F3,F3-A, 1st Floor, Friends Plaza, Sanjay Place, Agra - 282002. Tel.: 0562-3052011/13/16. AHMEDABAD: HDFC Bank House, Near Mithakali Six Roads, Navrangpura, Ahmedabad - 380 009. Tel.: 079-552 17163. AHMEDNAGAR: Amber Plaza,
Station Road, Opp. ADCC Bank Sahakar Gruh, Ahmednagar - 414 001. Tel.: 0241-2451962-63/2451194. AJMER: AMCNo-13/10 & 14/10, Near Suchma Kendra, Adjacent to Swami Complex Ajmer - 305001. Tel.: 0145-5100123. AKOLA: Sethi Heights, Opp to Collector Office, Z
P Road, Akola - 444001. Tel.: 0724-2432204. ALLAHABAD: 54/1, S.P. Marg Civil Lines Allahabad - 211003. Tel.: 0532-2260049. ALIGARH: 3-316 Ramghat Road, Near Devi Tray Hospital, Aligarh-202 001. Tel.: 0571-2741973. ALWAR: Bhagat Singh Circle Road, No. 2, Alwar - 301001.
Tel.: 0144-5100880. AMBALA: Shingar Palace Complex, Nicholson Road, Ambala Cantt. - 133001. Tel.: 0171-2600044/45. AMRAVATI : C/o Rasik Plaza , Jaistambh Chowk, Morshi Road, Amravati - 444601. Tel.: 0721- 2568432/05/06. AMRITSAR: 1st Floor , R.S. Towers, Hall
Bazar, Amritsar - 143001. Tel.: 0183-3018604. ANAND: 1st Floor, Sanket Towers, Opp. Anand Arts College, Grid Road Anand-388001. Tel.: 02692-573195. ANKLESHWAR: SA Motors Building, Old National H.No. - 8, Ankleshwar - 395 002. Tel.: 02646-227704/227705. ASANSOL
: P C Chatterjee Market, G T Road, Rambandhu Tala, Asansol - 713303. Tel.: 0341-2214848. AURANGABAD: Shivani Chambers, Manjeet Nagar, Jalna Road, Opp Akashwani, Auranagabad - 431001. Tel.: 0240-2362042/47. BALASORE : C/o Bharat Motors, F.M. Circle Balasore
- 756001, Orissa. Tel.: 06782 - 263335. BANGALORE: No. 8/24, Salco Centre, Richmond Road, Bangalore - 560025. Tel.: 080-41266865. BARDOLI : Shree Ambika Niketan Temple, Bardoli, Dist-Surat - 394601. Tel.: 02622-223627/223879. BAREILLY: 154, Krishna Palace, Civil Lines,
Bareilly - 243001. Tel.: 0581-3099631. BELGAUM: 4830/28A Opp. Dist. Hospital, Dr. Ambedkar Road, Belgaum - 590 002. Tel.: 2404411/15. BHARUCH: Near Octroi Naka, Link Rd., Bharuch - 392001. Tel.: 02642-220108/222032. BHATINDA: 3027-B, Guru Kanshi Marg, Bathinda
- 151001. Tel.: 0164-2240832/2240993-996. BHAVNAGAR: Gopi Arcade, Opp. Takhteshwar Post Office, Bhavnagar. Tel.: 0278-5540340. BHILWARA: 2-3-4, S.K. Plaza, Pur Road, Bhilwara - 311001. Tel.: 01482- 512686. BHIWADI : Sp54 Ashiana Arcade, Rico Industrial Area Bhiwadi
(Raj.) - 301019. Tel.: 01493-225646. BHOPAL : E-1/57, Arera Colony, Bhopal - 462016 (M.P). Tel.: 0755-2461145. BHUBANESHWAR : Junction of Janpath & Gandhi Marg Hotel Jajati Complex, Kharvelanagar, Unit - III, Master Canteen Square Bhubaneswar - 751001. Tel.: 0674-
2400986/95. BHUJ: 101 & 102, Sunrise Tower, 11 - Vijaynagar Society, Hospital Road, Bhuj - 370001. Tel.: 02832-571466. BOKARO: B-9, City Centre, Sector IV, Bokaro Steel City, Bokaro - 827004. Tel.: 06542-232786/87/88. BURDWAN: 45 G.T Road, Birhata, Burdwan - 713001.
Tel.: 0342-2560784. CALICUT : Malabar Palace, G.H.Road, Calicut - 673 001. Tel.: 0495-2727759. CHALAKUDY : Police Station Road, Chalakudy - 680307. Tel.: 0480/2707754/55. CHANDIGARH : SCO371/372, Sector 35-B, Chandigarh. Tel.: 0172-2711285/5088303.
CHANGANACHERRY: Golden Tower, M C Road, Vezhakattuchira, Changanacherry, Kerala - 686101. Tel.: 0481-2425002/2425004. CHENNAI : Second Floor, 115 Radhakrishna Salai, Opp CSI Kalyani Hospital, Mylapore, Chennai - 600 004. Tel.: 044-28477020/26/27. CHENGANNUR
: Govt. Hospital Junction Chengannur - 689121. Tel.: 0479-2456215. COCHIN: 1st Floor, Sl Plaza, Palarivattom, Cochin - 682025. Tel.: 0484-4456603/04. COIMBATORE: 1635 Classic Towers , TrichyRoad, Coimbatore - 641 018. Tel.: 0422-2302630/46/2303300 CURCHOREM: Mopkar
Chamunda, Gr Floor, Nr. Post Office Curchorem-Sanguem Road, Curchorem - 403706. Tel.: 0832-2650098. CUTTACK: Bajrakbati Road, Cuttack. Orissa-753001. Tel.: 0671-2332744/33/22/11. DAHANU: Matruashish Building Irani Road, Dahanu Road. Tel.: 02528-225603/04. DAMAN
: ARC Shoping Mall, Dilip Nagar, Teen Batti, Daman - 396210 Tel.: 0260-2250632/2263497. DAVANGERE: No 621, BHM Enclave Binny Co Road, Mandipet Davangere. Tel.: 08192-232781. DEHRADUN : 56, Rajpur Road, Dehradun - 248 001. (Uttaranchal). Tel.: 0135-2745295. DELHI
: FIG-OPS, 1st Floor, Kailash Bldg, 26 K G Marg, New Delhi - 110001. Tel.: 011-41699418/406. DHANBAD: Sri Ram Plaza, 1st Floor, Bank More Dhanbad, Jharkhand- 826 001. Tel.: 0326-2308831. DURGAPUR: A102 & 103, City Centre, Bengal Shristi Complex, City Center, Durgapur,
(West Bengal) - 713 216. Tel.: 0343- 2549962-65. ERODE : 456 Brough Road, Erode - 638001. Tel.: 0424 - 2261287/2268522. FARIDABAD: : 5 R/2, Badshah Khan Chowk, NIIT, Faridabad-121001. FEROZEPUR : # 307/7, The Mall Ferozepur City, (Haryana) - 152002. Tel.: 01632-
226173. GANDHIDHAM: Plot No 1 , Sector 8, Rabindranath Tagore Road, Near GPO, Gandhidham - 370201. Tel.: 02836 - 573251. GAYA: Near Ganta Ghar, K.P. Road, Gaya, (Bihar) - 823001. Tel.: 0631-2220012. GORAKHPUR: Prahlad Rai Trade Centre, Ayodhya Crossing Bank
Road, Gorakhpur - 273001. Tel.: 0551-2342612. GUNTUR: 87-90, Main Road, Lakshmipuram Guntur - 522007. Tel.: 0863-2265648. GURGAON: A/12, Shopping Mall, DLF Qutub Enclave Phase I, Gurgaon-122002. GURDASPUR: SCF-1 & 2 Shopping Complex, Improment Trust
Market, Hanuman Chowk, Gurdaspur - 143521. Tel.: 01874-242335. GUWAHATI : House No 126, Opp. Times of India Bhangagarh, Guwahati - 781005. Tel.: 0361-2461082/74/80/81. GWALIOR: Block G1 , Plot No . 43, Anand Deep Bldg., City Center, Gwalior - 474011. Tel.: 0751-
5015007. HAJIPUR: Vimal Complex, Dak Banglow Complex, Opp T V S Showroom, Hajipur, (Bihar) - 844101. Tel.: 06224-260264. HALDWANI: 8/6 , Nainital Road, Bhotia Prao, Haldwani-263 141. Tel: 05946-282801. HIMATNAGAR : G. F. Shop No. 5-8 & First Floor, 4-9 Kumar
House, Durga Oil Mill Compound, Himmatnagar - 383001. (GUJARAT) Tel.: 02772-571156. HISAR: SCO170, A Commercial Building, Red Square Market, Station Road., Hissar - 125001. Tel.: 01662-241023/321357. HOSHIRAPUR: SCO 1-2-3, Scheme No 11, Improvement Trust
Market, Chandigarh Road, Hoshiarpur - 146001. Tel.: 01882-509956. HOSUR: No. 24 & 25, Maruthi Nagar, Near Dharga, Sipcot PO, Hosur - 635126. Tel.: 04344-500554. HUBLI : T B Revankar Complex, Vivekanand Hospital Road, Hubli - 580029. Tel.: 0836-2217084. HYDERABAD
: 6-1-73, 3 Rd Floor, Saeed Plaza, Lakdikapul, Hyderabad - 500004. Tel.: 040-55666821/55630666. INDORE : IIIrd Floor, 9/1A , U.V. House South Tukonj, Indore - 452001. Tel.: 0731- 5201919/5077794. IRINJALAKUDA: Ushus Complex, Main Road West Tana P.O., Irinjalakuda
- 680121. Thrissur Dt, (Kerala). Tel.: 0480-2829655. JABALPUR: 1702, Napier Town Model Road, Jabalpur, (M.P.) - 482002. Tel.: 0761-5018773, 5063040. JAGRAON: 368 B, Kapoor Building, Tehsil Road, Jagraon. (Punjab) - 142026. Tel.: 01624-541771. JAIPUR: HDFC Bank
House, 1st Floor O-10, Ashok Marg, Ahimsa Circle, C-Scheme Jaipur - 302001. Tel.: 0141-5593966. JALANDHAR: 911, G.T. Road, Near Narinder Cinema, Jalandhar -144001. Tel.: 0181-50716440. JALGAON: Plot No 134 / 135 , DSP Chowk , Facing Mahal Rd., Jalgaon - 425001.
Tel.: 0257-2238948/58/78. JAMMU: CB 13, Railhead Complex, Gandhi Nagar, Jammu-180001. Tel.: 0191-2475396. JAMNAGAR: Plot No 6, Park Colony, Opp. St Ann’s School, Bedi Bunder Road, Jamnagar - 361008. Tel.: 0288 - 2662035/3112594. JAMSHEDPUR : C/o Mithila
Motors Ltd., Near Rammandir, Bistupur, Jamshedpur - 831 001. Tel.: 0657-2756006/66. JODHPUR : 57/B “Swapndeep”, 9th Chopasani Road, Jodhpur - 342003. Tel.: 0291-5106400. JUNAGADH: Moti Palace, Ground Floor, Moti Baug Road, Opp. Raiji Nagar, Junagadh - 362001.
Tel.: 0285-2670042/2671947. KADI : Radhaswami Complex, R.S No 242, Near N.C. Desai Petrol Pump, Highway Char Rasta, Kadi - 382715. Tel.: 02764-242027. KALYANI : B-7/40 & 41(S), Central Avenue West, Central Park Kalyani, Nadia - 741 235. Tel.: 033-25809725. KANNUR
: K V R Towers, South Bazar Road, Kannur - 670002. Tel.: 0497-2705880. KANPUR : Navin Market Branch, 15/46, Civil Lines, Kanpur - 208001. Tel.: 0512-3018052. KAPURTHALA: MGN School, Mall Road, Kapurthala. Tel.: 01822-233973. KARAD: Near Hotel Sangam, Pune-
Bangalore Highway, Karad, Dist. Satara, (Maharashtra) - 415110. Tel.: 02164-229679. KARNAL : SCO778-779 Opp. Mahabir Dal Hospital Kunjpura Road, Karnal. Tel.: 0184-2202789. KHANNA:Opp Bus Stand, G.T. Road, Khanna - 141401. (Punjab). Tel.: 01628-229953. KOLHAPUR
: Gem Stone , Raosaheb Vichare Complex,517 , E Ward, New Shahupuri , Near Central Bus Stand and Parikh Pool, Kolhapur - 416001. Tel.: 0231-2651906/2651908. KOLKATA : Abhilasha II, 6 Royd Street, 1st Floor, Kolkata - 700 016. Tel.: 033-22273760/65, 2227 3761. KOTA
: Show Room No-13-14 Main Jhalawar Road, Kota - 324 007. Tel.: 0744-2390485. KOTTYAM: Unity Building, Opp. MIDC Centre, K K Road, Kottayam - 686002. Tel.: 0481-2302361. KURUKSHETRA: Shop #1 To 5, Kalawati Market Railway Road, Kurukshetra, (Haryana) - 136118.
Tel.: 01744-294732. LATUR: Shri Prabha Arcade , Shop No 3-6, M.G. Road, Near Nagar Parishad, Opp. Town Hall, Latur - 413 512. Tel.: 02382-255116. LUCKNOW: Pranay Tower, Darbari Lal Sharma Marg, Beside Pratibha Cinema, Lucknow - 226001. Tel.: 0522-3019126. LUDHIANA
: 5th Floor, The Mall Road Ludhiana-141001. Tel.: 0161- 2422344/5021699. MADURAI : 7-A, West Veli Street Opp To Railway Station Madurai - 625 001. Tel.: 0452-2350707. MANDI GOBINDGARH : Hukum Chand Bansal Building, Main Post Office Road, Mandi Gobindgarh - 147301.
Tel.: 01765-506033. MANGALORE: M.N. Towers, Kadri, Mangalore - 575002. Tel.: 0824 - 2225405/2225410. MANJERI : Kurikal Plaza, Bldg. #20/1245, Kacheripady Malapurram Road, Manjeri - 676121. Tel.: 0483-3094040/3091472. MARGOA: Ranghavi Bldg, Opp. Municipality
Garden, Dr. George Baretto Road, Margao, Goa - 403601. Tel.: 0832-2750225 / 2750019. MATHURA: Opp. BSACollege, Gaushala Road, Mathura - 281001. Tel.: 0565-2463805-8. MEERUT : 381 Western Kachery Road, Meerut - 250001. Tel.: 0121-4009081/9230. MEHSANA:
Prabhu Complex. Nr. Raj Kamal Petrol Pump, Abu Highway, Mehsana - 384 002. Tel.: 02762-243173/243 008. MOGA: G.T. Road , Opp. D .C. Office, Moga-141001. Tel.: 01636-283003. MORADABAD: Chaddha Shopping Complex, GMD Road, Moradabad, (Uttar Pradesh) - 244001.
Tel.: 0591- 2310508/09. MORVI : Om Shopping Centre, Revapur Main Road, Morvi-363641. Tel.: 02822-221316. MPAUSA: S1/2 Ground Floor, Cosmos Towers, Near Govt. Bldg., Complex Mapusa, (Goa) - 403507. Tel.: 0832-2254421/31/41/2254588. MUMBAI : Maneckjiwadia
Bldg., Nanik Motwani Marg, Mumbai - 400023. Tel.: 0222-56573657/69. MUZZAFARNAGAR: 53/4 -a Bhag Kambal Wala, Jansat Road , New Mandi, Muzaffarnagar-251 001. Tel: 0131 - 2661333. MUZZAFARPUR: Above Maruti Showroom, Choti Saria Ganj, Muzzafarpur - 842001.
Tel.: 0621-2241638. MYSORE: Mythiri Arcade, 1st Main, Saraswathi Puram, Mysore - 570009. Tel.: 0821-5255304. NABHA: SCO14-15, Patiala Gate Nabha - 147201. Tel.: 01765-224924/225225. NADIAD: Shoot Out Bldg, Nadiad Ice Factory Compound College Rd, Nadiad- 387001.
Tel.: 0268- 5540114. NAGPUR: 303 & 304 3rd Floor, Wardh Road, Transactional Banking Group 12, Milestone, Near Lokmat Square, Nagpur - 440010. Tel.: 0712- 2554405/2551746. NASIK: Archit Centre, 3rd Floor, Chandak Circle, Link Road, Opposite Sandeep Hotel, Near Mahamarg
Bus Stand, Nasik - 422002. Tel.: 0253-5647594/97/98. NAVSARI : Nandini Complex, Ground Floor, Station Road, Sandh Kuva, Navsari - 396445. Tel.: 02637-280901/240702 247896. NAWANSHAHAR: B1/48, Banga Road, Nawanshahar - 144514. Tel.: 01823-503053. NELLORE
: G.T Road, Nellore - 524001. Tel.: 0861-2327181. PALAKKAD: 8/246, Chandra Nagar, Palakkad - 678 007. Tel.: 0491 - 2570646 / 2571517 / 2570684. PALANPUR: Parth Complex, Near Cozy Tower, Opp. Joravar Palace, Palanpur - 385 001. Dist . Banaskantha. Tel.: 02742-571638.
PANIPAT : 801/4, G.T. Road, Panipat - 132103. Tel.: 0180 - 2648617-20. PANJIM: Swami Vivekanand Road, 301 , Milroc Lar Menezes,Opp Gomantak Maratha Samaj, Panjm, (Goa) - 403001. Tel.: 0832-5621250/251/2421952. PATHANAMTHITTA: Aban Arcade Ward # 9/
1128 Pathanathitta-Kumbazha Road, Pathanathitta - 689645. Tel.: 0468-2322378. PATIALA: S.C.O. 70-73, Leela Bhawan Market, Patiala - 147001. (Punjab) Tel.: 0175-5002500. PATNA: Rajendra Ram Plaza, Exhibition Road, Patna - 800001. Tel.: 0612-2206161/2224332/3116348.
PERINTHALMANNA: Calicut Road, Perinthalmanna, Malappuram Dist: Perinthalmanna (Kerala) - 679322. Tel.: 04933-395306. PHAGWARA: Opp. Bus Stand, Kalra Road , Opp Hanuman Garhi Mandir, G.T Road, Phagwara-144401. Tel.: 01824-221844-45. PONDA: Royal Chambers,
GD1-GD4, Tisk, Ponda, (Goa) - 403401. Tel.: 0832-2319874. PONDICHERRY : TS No. 6, 100 Feet Road, Ellaipillaichavady Pondicherry - 605005. Tel.: 0413-2200741. PORBANDAR: Om Shiv Shakti R.D. Chambers, Porbandar - 360575. Tel.: 0286-2210387. PUNE: 5th Floor, Millennium
Tower, Bhandarkar Road, Shivajinagar, Pune - 411004. Tel.: 020-25651575. QUILON: VGPBuildings, Door No. XVI / 1539 (1320A), Vadakumbhagom Ward Irumpupalam, Kollam - 691001. Tel.: 0474 2766171/74. RAIPUR: Chawla Complex, Near Vanijya Bhawan, Sai Nagar, Devendra
Nagar Road, Raipur - 492 009. (Chhatishgarh). Tel.: 0771-252 9110/505 8901/03. RAJAMUNDRY: H.No: 46-17-20, Main Road, Danavaipet, Rajahmundry - 533103. Tel.: 0883-2442928. RAJKOT: Opp Alfred High School, 2nd Floor, Panchratna Building, Jawahar Road, Rajkot - 360001.
Tel.: 0281-5595553. RAJPURA: 11-12 Block B Chandigarh Patiala Road, Rajpura - 140401. Tel.: 01762-243114. RANCHI : Shop No. 3 & 4, Ranchi Club Shopping Complex, Main Road, Ranchi - 834001. Tel.: 0651-2308148. REWARI : L-203. Old Court Road, Model Town, Rewari - 123401.
(HARYANA) Tel.: 01274-220283/225389/311013. ROHATAK: 401-402, D-Park, Model Town, Main Delhi Road, Rohatak-124001. Tel.: 01262-326841. ROPAR: Sohana Chandigarh Rd, College Road, Ropar-141001. Tel.: 01881-228354/55. ROURKELA: Bisra Road, Dwivedi Bhawan,
Dwivedi Square, Rourkela - 769001. Tel.: 0661- 2500666 /2511666/2522666. RUDRAPUR: Plot No1&2, Nanital Road, Rudrapur, (Uttranchal)- 263153. Tel.: 05944-241747. SAHARANPUR: Mission Compound Court Road, Adjoining top Shop Saharanpur - 247001. Tel.: 0132 - 2726467.
SALEM: 5/241-F, Rathna Arcade, Omalur Main Road, Salem - 6360004. Tel.: 0427-2331604/03. SAMBALPUR: Nayapara, Golbazar Chowk, Sambalpur-768 001. Tel: 0663 - 2400756. SANGLI : 640, Venkatesh Senate, Sangli - Miraj Rd, Sangli - 416416. Tel.: 0233-2327836. SANGRUR
: Shop No. 1-2-3 Kaula Park Market Sangrur. Tel.: 0167-2501803. SHIMLA: Jankidas Building, 3, The Mall, Shimla - 171001. Tel.: 0177-2658541/2/3. SILIGURI : 3 No. Ramkrishna Samity Building, Sevoke Road, Pani Tanki More, Siliguri - 734401. Tel.: 0353-2640726/2642566. SILVASSA
: 1-16, Jaypee house, Opp. Patel Petrol Pump, Vapi Silvassa Road, Silvassa - 396 230. Tel.: 0260-2642042/81.SOLAN: Anand Bhavan, Near DC Office, Rajgarh Road, Solan - 173 212, (Himachal Pradesh). Tel.: 01792-226449. SRINAGAR: M.S Shopping Mall , Residency Road, Srinagar-
190 001. Tel: 0194-2483843. SURAT: 7th Floor, Kashi Plaza, Next To Dr Bipin Desai Children Hospital , Majura Gate, Surat - 395002. Tel.: 0261-6563650. THALASSERY: AVK Nair Road, Thalassery - 670101. Tel.: 0490 - 2325104. THIRUVALLA: Illampallil Buildings 26/149 (1&2), MC Road,
Tiruvalla - 689101. Tel.: 0469-2741378. TIRUPATHI : H.No.10-14-575/A3 Mosque Road, (V.V.Mahal Road), Tirupati - 517501. Tel.: 0877-2257815-2257811. TIRUPUR: 160 ,Chidambaram Complex, Kumaran Road, Tiruppur-641 604. Tel.: 0421 - 4342422. TRICHUR: Kalliyath Royal Square,
Palace Road, Trichur - 680020. (Kerala). Tel.: 0487-2330980/2330981. TRICHY: A-10, “Lakshmi Arcade” 11th Cross Main Road, Thillainagar, Trichy - 620018, (Tamilnadu). Tel.: 0431- 2742204. TRIVANDRUM: Kenton Towers, Vazhuthacaud, Trivandrum - 695 014. Tel.: 0471-2337615. UDAIPUR
: 358 Post Office Road, Chetak Circle, Adjacent To Chetak Cinema, GPORoad, Udaipur - 313001. Tel.: 0294-5103355. UDUPI : Pandurang Towers Court Road, Diana Circle Udupi 576 101. Tel.: 0820- 4294936 / 4294931. UNJHA: Suvidhi Complex, 1st Floor, Nr. Radha Krishna Temple,
Station Road, Unjha - 382170. Dist. (PATAN). Tel.: 02767-240623. VADODRA: 5th Floor, Midway Heights, Next to Panchmukhi Hanuman Temple, Lokmanya Tilak Rd, Kirti Mandir, Near Kala Ghoda, Raopura, Vadodra - 390 001. Tel.: 0265-5585516. VALSAD: 1st floor, Ekta Appt., Nr,
RJJ High School, Thithal Road, Valsad - 396001. Tel.: 02632-652201. VAPI : Lower ground, Emperor Arcade Chala Road, Vapi - 396191. Tel.: 0260 - 5548104. VARANASI : D 58/2 Kuber Complex, Rathyatra Crossing, Varanasi - 221010. Tel.: 0542-2226203. VASCO: Gr. Floor, Damodar
Building, Swatantra Path, Vasco Da Gama, (Goa) - 403802. Tel.: 0832-2516905. VERAVAL: Amrutdeep, Opp. Public Garden, Rajmahal Road, Veraval - 362 265. Tel.: 02876-570219. VIJAYWADA: 40-1-48/2, M.G. Road, Labbipet, Vijayawada - 520010. Tel.: 0866-5547400. VISHAKAPATNAM
: 1st Floor , Poduri Castle, Above Rayomond Showroom Dwarka Nagar, Visakhapatnam-530016. Tel.: 0891-5571123. WARANGAL : No. 1/8-605-1 Nakkalgutta, Hanamkonda, Warangal - 506002. Tel.: 0870-2567955/2567933. YAMUNAGAR: 103, Model Town, Nehru Park Road, Yamuna
Nagar - 135003. Tel.: 01732-200006.
Kotak Bank: Agra : Shriram Hospital M.G.Road, Agra -282003 Tel.: 0562-4007827. Ahmedabad : 503, Sakhar II, Ellise Bridge corner, Ashram Road, Ahmedabad -380006 Tel.: 079-26574301. Allahabad : 2. Sardar Patel Marg Civil Lines Allahabad - 211001 Tel.: 0532-2427346/54 Amritsar
: 10 , Kennedy Avenue The Main Mall Road Amritsar - 143001 Tel.: 0183-5002946 Anand : P.M.Chambers Mota Bazar Vallab Vidya Nagar, Anand - 388120 Tel.: 02692-229993 Ankleshwar : Shop # 11,12 12 A , Narmada Arcade Old National Highway No. 8 Ankleshwar -393002 Tel.: 02646-
227049/50Bangalore : 10/7 , Umiya Land Mark Next to Chancery Hotel Lavelle Road, Bangalore - 560001 Tel.: 080-51124373 Aurangabad : CTS No. 12955, Kandi Towers, Near Rokadiya Hanuman Colony Jalna Road, Aurangabad - 431 001. Tel.: 0240-66717135 Bardoli : Pitru Chaya Station
Road Bardoli - 394601 Tel.: 02622-224500. Bhavnagar : Bhavna Construction Company Plot No 2108 /A, G.R.Sterling Centre Waghwadi Road, Bhavnagar - 364001 Tel.: 0278-6452201-4. Bharuch : Shop No. G-10 Grd. Floor Shop No. 6,7,8,9,11 Yash Kamal Complex, Linking Road Crossing
Nandalev-Bharuch -392001 Tel.: 02642-326549. Bhopal : 214, Bhagwan Complex, Zone 1 , M P Nagar, Bhopal - 462016 Tel.: 0755-4061003. Bodeli : First floor, Shop No. 9,10,11 Gajanand Plaza, Opp S T Depot, Halol Rd, Alipura, Bodeli - 39115 Tel.: 0265-220288. Chandigarh : SCO 153-
154-155 Madhya Marg Sector 9 -C Chandigarh - 160 009 Tel.: 0172-5008611. Chennai : LCC Dept, Vth Floor Ceebros Centre 39, Montieth Road Chennai-600008 Tel.: 044-42245521. Cochin : Ground Floor, Kumarapillai Estate M G Road Cochin - 751009 Tel.: 0484-2385289. Coimbatore
: 727, Avinashi Road Skanda square Coimbatore - 641018 Tel.: 0422-5351863. Deesa : Shop No 63-66, Aditya Complex, Near Jalaram Mandir, Deesa, Gujarat-385573 Tel.: 02744-230358-60. Gandhidham : Office No -1, Ground Floor Sindhu - 1, SRC Plot No. 309 Gandhidham - 370201 Tel.:
02836-235084. Gurdaspur : House No. 498, Ward No. 6, Gian Singh Transporter, Tibri Road, Gurdaspur 143521. Tel.: 0187-4502568 Guwahati : 4th Floor, Ganapati Enclave G S Road, Uluvari Opp. Bura Service Station Guwahati - 781007 Tel.: 0361-2452145. Himmatnagar : Grd. Floor, Dodiya
House Opp. Govt Godown, Nr.Civil Circle Himmatnagar - 383001 Tel.: 02772-245019. Hyderabad : Pavani Jewel Tower, Ground Floor, Somajiguda, Hyderabad - 500089. Tel.: 040-55755036 Indore : 580 , M.G.Road Indore - 452001 Tel.: 0731 - 5297502. Jaipur : 57, Krishna Tower , Sardar
Patel Marg, C-Scheme Jaipur - 302001 Tel.: 0141 - 5150733. Jalandhar : Midas Corporate Park G T Road Jalandhar - 144001 Tel.: 0181-5065100. Kadi : 2, Kunal Complex , Opp. J.K Petrol Pump Kadi - 382715 Tel.: 02764-242906. Jodhpur : Bombay Motor Building, Bombay Motor Circle,
87/B-2 Chopasani Road, Jodhpur - 342003 Tel.: 0291-5100825. Jorhat : Dr. K C Deys Bldg., Garali Road, Junction of Rupahi Ali & Gar Ali road, Jorhat, Assam - 785 001. Tel.: 0376-2301040. Kanpur : 17/03, The Mall Meghdoot Hotel Building Kanpur - 208001 Tel.: 0512-2367894. Kapurthala
: Ground Floor, Simi Plaza Plot No 51, Mall Road Kapurthala - 144601 Tel.: 01822-501412. Kolhapur : ShopNo. B4-B8, Royal Prestige, Sai Extention, City Survey No. 11127, E ward, Rajarampuri Road, Kolhapur - 416 001. Tel.: 0231-6611051. Kolkatta : LCC Kolkatta Apeejay House
15,Parkstreet, Kolkatta - 700016 Tel.: 033-22271971. Kottayam : Cherukara Towers Opp to Collectorate, Kottayam - 686001 Tel.: 0481-230380/71/72. Lucknow : 3GF, Speed Building Shahanazaf Road Lucknow - 226001 Tel.: 0522-3919572. Ludhiana : SCO 120, Ground Floor, Feroze Gandhi
Market, Ludhiana - 141001 Tel.: 0161-5055209. Madurai : 1-A, West Perumal Maistry Street, Madurai – 625001 Tel.:0452-4232015/16. Margao : ShopNo. 4-8, Jyoti Plaza Bldg., Isidiro Baptisca Road, Margao, 403601. Tel.: 0832-2735070. Mehsana : Rajendra Estate, Opp Gayatri
Temple, State Highway , Mehsana - 384002 Tel.: 02762-231181. Morbi : Shop No 5-8 , Ground Floor Silver Plaza Ram Chowk, Savsar Plot Morbi - 363641 Tel.: 02822-221745/47. Moradabad : Shree Ganpati Plaza, Near Ekta Dwar, Opp. Mission School, Civil Lines, Moradabad-244 001
Tel.: 09219605540. Mumbai : 4th Floor, Dani Corporate Park, CST Road, Kalina, Santacruz (W), Mumbai-400098. Tel.: 022-6759480. Mysore : Plot No. 2912/1, Kantharaj Urs Road, Saraswatipuram, Mysore - 570009 Tel.: 0821-4001500. Nagpur : Ground Floor, 345 Shree Mohini Complex,
Kingsway, Nagpur - 440001 Tel.: 0712-6620871. Nakodar : Ground Floor, Amrik Chambers, Nurmahal Road, Nakodar - 144 040 (Punjab) Tel.: 01821-662860/61. Namakkal : SKK Complex,9-1 A & B Mohanur Road, Namakkal - 637001 Tel.: 04286-227720. Navsari : UGF, Paradise Towers
Opp. Civil Hospital Station Road, Navsari - 396445 Tel.: 02637-241278. New Delhi : 7th Floor, Ambadeep, 14, K.G. Marg, New Delhi-110001 Tel.: 011-51790075. Panjim : Ground Floor, Hotel Park Plaza Opp Azad Maidan, Panjim - 403001 Tel.: 0832-2421703. Patna : Shop No 3,4,5 Ahmad
Husain Complex Exhibition Road , Gandhi Maidan Patna - 800001 Tel.: 0612-2205988/89. Patiala : Ground Floor, SCO 116-119, New Leela Bhavan, Patiala, Punjab - 147 001. Tel.: 0175-6628609. Phagwara : UGF Milap Tower G T Road Phagwara Punjab - 144401 Tel.: 0182-4500513. Pune
: Bakre Avenue, FP No. 226/3, Bhandarkar Road, Pune - 411004 Tel.: 020-66094057. Raipur : Civil Lines Opp Raj Bhavan Raipur Chattisgarh-492002 Tel.: 0771-3203008. Rajkot : Nath Complex, Ground Floor Near Race Course Dr. Yagnik Road Rajkot - 360007 Tel.: 0281 - 5522601. Rajpura
: D9,D10 , Caliber Market Patiala Road, Rajpura Punjab - 140401 Tel.: 01762-505808. Salem : Plot No. 12, S.No. 98, Bharathi Street, Alagapuram Salem - 636 001. Tel.: 0427 4554508. Sangrur : SCF 9-10, Kaula Park, Sangrur - 148 001 (Punjab) Tel.: 01672-662860. Sankari : 17-New
Edappadi Road Sankari Salem District Tamilnadu - 637301 Tel.: 04283-241530. Silvassa : Shop No 1-5, Rohan Avenue, Silvassa-Vapi Main Road, Silvassa-396230 Tel.: 0260-6453692/93. Surat : 29-39 , Megh Mayur Plaza Surat Dumas Road Athwa Lines Surat - 395007 Tel.: 0261 - 5581887.
Surendranagar : 1st Floor, Pranav Complex Nr.Old Vijay Transport Bus Stand Road, Surendranagar - 363002 Tel.: 02752-645118. Tirupur : Park Avenue, Avinashi Road, Kumar Nagar Tirupur-641603 Tel.: 098941 23255. Trichy : B-17,Aishwaryam Building Sasthiri Road, Thillai Nagar, Trichy
- 620 017 Tel.: 0431-4023821. Trivandrum : SI Properties, Ground Floor, White Heaven, Vellayamballam, Trivandrum - 695010. Tel.: 0471-4470106. Udaipur : Trimurti Heights, 8C Bank Street, Madhuban, Udaipur - 313 004. Tel.: 0294-5105413. Unjha : 2nd Floor, Above Bhojanalay Opp AMC
Building GunjBazar , Unjha - 384170 Tel.: 02767-253812 / 13. Valsad : Shop nos 3-6 Sai Keval Jalaram Road , Valsad - 396001 Tel.: 02632-259152. Vapi : Plot No 5 and 6 Mahalaxmi Society Vapi-Daman Road, Chala, Vapi - 396191 Tel.: 0260-2462725. Varanasi : D-37/37 Spice KCM Cineplex
Complex Godowlia Chowk , Varanasi - 221001 Tel.: 0542-2401070/72. Viramgam : Shop19-22, Akshar Complex, Mandal Road, Viramgam - 382150 (Gujarat) Tel.: 02715-28002145/47. Visnagar : 1st Floor, Rajkamal Complex Near Railway Station Visnagar Dist Mehsana - 384315 Tel.:
02765-227288. Vadodra : Panorama Building R.C.Dutta Road, Alkapuri, Vadodara-300097 Tel.: 0265-5520350. Vijayawada : # 40-1-48/1, Labbipet, M.G. Road, Vijayawada-520010 Tel.: 0866-6637524.
Standard Chartered Bank: AHMEDABAD: Abhijeet II, Ground Floor Mithakali, 6th Road, Ahmedabad - 380006. Tel.: 079-6470061/6461231. ALLAHABAD: 2 Sardar Patel Marg, Civil Lines, Allahabad - 211001. Tel.: 0532-2427065. AMRITSAR: Gandhi Bazar, The Mall, Post Box 3, Amritsar-143001.
Tel.: 0183 -240 1665. BANGALORE: 26th Floor, West Wing Raheja Tower, M.G. Road, Bangalore - 560001. Tel : 080-5326061/ 5095105. BHOPAL: Ground Floor, Northern Wing, Alankar Complex,Plot No.10,Zone II, MP Nagar, Bhopal - 462011. Tel.:0755-2554281. BHUBANESHWAR: Plot No
3 Bapuji Ngr, Janapath, Bhubaneshwar - 751009. Tel.: 0674-2539436. CHANDIGARH: SCO, 137-138, Sector - 9C, Madhya Marg, Chandigarh - 160017. Tel : 0172-5072884-6. CHENNAI: 19, Rajaji Salai, Chennai - 600001. Tel.: 044-25349315/25349241/25349259. COCHIN: XXIV/ 1633, KPK Menon
Road, Willingdon Island, Cochin - 682003. Tel.: 0484-2668360/2666246. COIMBATORE: 509, D. B. Road, R.S.Puram, Coimbatore- 641 002. Tel.: 0422-2544620/2544629. GUWAHATI: G N Bardoli Road, Ambari, Guwahati - 781001. Tel.: 0361-2632264. HYDERABAD: 6-3 1090, Raj Bhavan Road,
Somajiguda , Hyderabad - 500082. Tel.: 040-23321442/23321421. INDORE: 21/1 DMTower, Race Cource Road, Indore - 452001. Tel.: 0731-5206913/14. JAIPUR: H8, Showroom No.1, Bhagwat Bhawan, MI Road, Jaipur - 302001. Tel.: 0141-2367949. JALANDHAR: Plot No. 34, G. T. Road,
Jalandhar -144 001. Tel.: 0181-5073412. KANPUR: 16/105, M.G. Marg, Kanpur - 208 001.Tel.: 0512- 2303961/2303408. KOLKATA: 19 Netaji Subhas Road, Kolkata - 700001. Tel.: 033-22220173/22220263. LUCKNOW: 4 Shahnajaf Road , Lucknow, (UP) - 226001. Tel.:0522-2201826. LUDHIANA:
SCO 16-17, Feroze Gandhi Market, Ludhiana, (Punjab) - 141001. Tel: 0161- 5084028. MUMBAI: 270 D.N. Road, Fort , Mumbai - 400001. Tel.: 022-22092213/22683975. NAGPUR: Narang House, Palm Road, Civil line, Nagpur - 440001. Tel.: 0712-5620706. NEW DELHI: H2 Connaught Circle, New
Delhi - 110001. Tel.: 011-23406741/46. PATNA: Bhagwati Dwaraka Arcade, Plot No. 830 P, Exhibition Road, Patna - 800001. Tel.: 0612-2223139/43. PUNE: Shrirang House, 364-365, Junglee Maharaj Road, Shivaji Nagar, Pune - 411 005. Tel.: 020-5521879/ 78. RAJKOT: Business Empire, 5 Jagnath
Plot, Gymkhana Road, Rajkot - 360002.Tel.: 0281-2461341. SURAT: C.K.Tower, 1st Floor, Nr.Sargam Shopping Center, Towards Surat - Dumas Rd., Parle Point, Surat - 395007. Tel.: 0261-2220110. VADODARA: Gokulesh, R. C. Dutt Road, Vadodara - 390 009. Tel.: 0265-232 0071.
YES BANK: Ahmedabad: Unit No. G/3, 102-103, C.G.Centre, C.G.Road, Ahmedabad 380 009, Tel.: 079-6631 0009. Aurangabad: Showroom No A7, Ground Floor, Aurangabad Business Centre, Adalat Road, Aurangabad - 431 005, Tel.: 9823269699 Bangalore: Kasturba Road, Prestige
Obelisk, Municipal No.3, Kasturba Road, Bangalore 560 001. Tel.: 080 - 4017 9000. Chandigarh: Shop Cum Office (SCO) No. 151-152, Sector 9 C, Madhya Marg, Chandigarh 160 017. Tel.: 0172-645 9000 Chennai: 143, Nungambakkam High Road,Chennai 600 034. Tel.: 044-2831 9000 Coimbatore:
No: 694 -A1, Near Manchester Regent, Avinashi Road Coimbatore - 641 037, Tel.: 984959468. Faridabad: SCO-4, Sector 16, Haryana,Faridabad -121 002. Tel.: 0129-2590 9100. Ghaziabad: Plot C–37, Rajnagar Dist Centre (RDC), Ghaziabad, Uttar Pradesh 201 002. Gobindgarh: Showroom
No. 21, Sector 19 A, N.R. Plaza, Grand Trunk Road, District Fatehgarh Sahib, Mandi Gobindgarh, (Punjab) - 147 301. Tel.: 0176-5308000. Gurgaon: G5, Fortune Global Arcade, Mehrauli Gurgaon Road, Gurgaon, Haryana 122 002. Tel: 0124-4069000. Hyderabad: Mayank Towers, 6-3-19/
B/1&2, Rajbhavan Road Somajiguda, Hyderabad, Tel.: 040-6673 9000. Jaipur: G2, Ground Floor Green House, Plot O-15, Ashok Marg, Jaipur 302 001, Tel: 9928035600. Kolkata: 19, Camac Street, Kolkata 700 017, Tel: 033-3987 9000 Lucknow: Tulsi Complex, 12 Rani Laxmibai Marg,Hazratganj,
Lucknow 226 001. Tel.: 0522 - 4099000 Ludhiana: B-XX/2427/928, GF – FF, Gobind Nagar,Main Ferozepur Road, Ludhiana - 141 001. Tel: 0161-4689000 Margao: Plaza Centre,Abade Faria Road,Margao, GOA 403 601. Tel.: 083-2669 9000. Mumbai (Nariman Point): 1A, Mittal Chambers,
Nariman Point, Mumbai 400 021. Tel: 022-6674 9000. Nagpur: Ground Floor, Swami Sadan, Plot no 206/1A, GPO Square, VIP Road, Civil Lines, Nagpur 440 001, Tel.: 9850209991 Nashik: Shop no 9 to 13, AGORA, Canada Corner,Junction of Sharanpur and College road Nashik 422 002.
Tel.: 9898063832 New Delhi (Chanakyapuri): 48, Nyaya Marg, Chanakyapuri, New Delhi 110 021. Tel: 011-6656 9000 Noida: A – 356, Sector 19, Noida, (U.P) Tel.: 0120 - 4076000. Panjim (Goa): Ground and First Floor, Santo Agostinho, 18th June Road, opposite HDFC Bank, Panjim
(Goa) 403 001, Tel.: 9823160687. Pune (Shivaji Nagar): 101, Karan Selene, Bhandarkar Road, Shivaji Nagar, Pune 411 004, Tel: 020-6620 0861 Srinagar: Unit No 1-6 , M.S. Mall site, Residency Road Estate, Srinagar -190 001. Tel.: 9906539039, Surat: Mangal Deep, Ring Road, (Landmark:
Near Mahavir Heart Hospital -- Near RTO), Surat- 395 001. Tel.: 0261-6629000 Vadodara: Race Course Circle, Corner Square, Race Course Circle, Next To West Side / INOX, Vadodara 390 007. Tel: 0265-6629000.
KEY INFORMATION MEMORANDUM
A CLOSE ENDED EQUITY ORIENTED SCHEME
(A 3 YEAR CLOSE-ENDED EQUITY ORIENTED SCHEME WITH AN AUTOMATIC CONVERSION INTO
AN OPEN-ENDED EQUITY ORIENTED SCHEME ON MATURITY)
An offer for units @ Rs. 10/- each during the New Fund Offer period.
SPONSOR : J.M. Financial & Investment Consultancy Services Private Limited
CO-SPONSOR : JM Financial Limited
TRUSTEE : JM Financial Trustee Company Private Limited
REGISTRAR : Karvy Computershare Private Limited
INVESTMENT MANAGER : JM Financial Asset Management Private Limited
Corporate Office: 5th floor, A-Wing, Laxmi Towers, Bandra-Kurla Complex,
Mumbai - 400 051. Tel. No. : 022-3987 7777 Fax Nos. : 022-2652 8377 / 78
Website: www.JMFinancialmf.com Email: mktg@jmfinancial.in
NAME OF THE SCHEME: JM AGRI & INFRA FUND
1. INVESTMENT OBJECTIVE
The investment objective of the Scheme is to provide long-term growth by investing predominantly in equity / equity related instruments
of companies that focus on agriculture and infrastructure development of India.
2. ASSET ALLOCATION PATTERN
The asset allocation pattern of the Scheme under normal circumstances would be as under:
Security Maximum
Exposure
Risk Profile
Equity and equity related securities
#
of industries in the Agri & Infra Sector 65% - 100% Medium – High
Money Market Instruments / Debt (including securitized debt*) 0% - 35% Low - Medium
* Securitised debt will not include foreign securitized debt.
#
Exposure to derivatives would be capped at 50 % of equity portfolio of the Scheme.
The Trustee may, from time to time, pending deployment of funds of the Scheme in securities in terms of the investment objective of
the Scheme, invest the funds of the Scheme in short-term deposits of scheduled commercial banks in accordance with SEBI Circular
No. SEBI/IMD/CIR No. 1/91171/07 dated April 16, 2007.
Changes in Asset Allocation Pattern
Subject to the SEBI Regulations, the asset allocation pattern and maturity profile indicated above may change from time to time,
keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly
understood that the percentages stated above are only indicative and not absolute. The changes in the investment pattern will be in
conformity with the investment objectives and basic nature of the scheme and asset allocation can be altered only for a short term
period on defensive considerations.
Provided further and subject to the above, any change in the asset allocation pattern affecting the investment profile of the Scheme
shall be effected only in accordance with the provisions of sub-regulation 15A of Regulation 18 of the SEBI (MF) Regulations as
detailed later in this document.
3. RISK PROFILE OF THE SCHEME
Mutual fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before
investment.
4. INVESTMENT PLANS / OPTIONS
The Scheme offers two options to the investors.:
(a) Dividend and (b) Growth.
Both options will have a common portfolio. Investors are requested to indicate their preference while investing in the Scheme. Default
option will be the growth option.
Under Dividend option, investors have the facility of dividend payout and dividend reinvestment. Till maturity of the scheme, only
dividend payout option will be available to the investors opting for dividend option. Dividend reinvestment facility will be provided to
the investors only after the scheme is converted into an open ended equity scheme on maturity.
In case an investor fails to specify his preference under the dividend option after the scheme is converted into an open ended equity
scheme, he shall be deemed to have opted for dividend reinvestment facility.
Systematic Investment Plan (“SIP”) / Systematic Transfer Facility (“STF”) / Systematic Withdrawal Plan (“SWP”)
This facility will be available to the investors of the Scheme subsequent to its conversion into an open-ended scheme upon
maturity.
5. APPLICABLE NAV FOR PURCHASES & SWITCH-INS/REDEMPTIONS AND SWITCH-OUTS (AFTER THE SCHEME OPENS FOR
CONTINUOUS SALE AND REPURCHASE)
For Purchases and Switch-Ins
In respect of valid applications received upto 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par at
the place where the application is received, the closing NAV of the day on which application is received shall be applicable.
In respect of valid applications received after 3 p.m. by the Mutual Fund alongwith a local cheque or a demand draft payable at par
at the place where the application is received, the closing NAV of the next Business Day shall be applicable.
However, if the AMC accepts valid applications with outstation cheques/ demand drafts not payable at par at the place where the
application is received, closing NAV of the day on which cheque/demand draft is credited shall be applicable.
For Redemptions and Switch-Outs (after completion of lock-in period)
Redemption / switch-out requests can be submitted to the official point of acceptance on any Business Day till 3 p.m.
These redemption requests will be processed at the applicable NAV on the Specified Redemption Days during the Specified
Redemption Period subject to the exit load and after deduction of the balance proportionate unamortized new fund offer expenses
as may be applicable.
The Fund will endeavor to dispatch the redemption cheque/draft within 10 Business Days from the date of the relevant interval period
on which the redemption transaction is effected.
It is clarified that the cut off timings will also be applicable to investments made through “sweep” mode.
6. MINIMUM AMOUNT OF SUBSCRIPTION / REDEMPTION
An application during the new fund offer should be for a minimum of Rs. 5,000/- and in multiples of Re. 1/- thereafter. The criteria for
minimum amount of subscription will be applicable at the Option level. Once the Scheme is converted into an open-ended Scheme
on maturity and opens for ongoing subscription, the minimum ongoing investment in an existing folio is Rs. 1,000/- and in multiples
of Re. 1/- thereafter. However, there is no upper limit for investment.
Redemption of units (except in SIP/STP/SWP cases) will be Rs. 500 or 50 units subject to applicable exit load. Any redemption in
excess thereof may be in multiples of Re.1/- subject to keeping minimum balance of 500 units or Rs. 5000/- whichever is less.
In the event of remaining balance (for investment other than through SIP/STP/SWP falling below the minimum balance of 500 units
or Rs.5000 (Which ever is less) while processing redemption/switch requests, the entire outstanding units redeemed.
7. DESPATCH OF REPURCHASE (REDEMPTION) REQUEST
All redemption payments would be in favour of the Unitholder’s registered name with bank mandate wherever applicable.
The Fund will endeavour to dispatch the redemption cheque/draft within 10 Business Days from the date of receipt of valid form
for redemption. In case the bank mandate given by the unitholder corresponds with banks with which the Fund / AMC has tie-up
facilities / arrangements, the redemption amount will be automatically credited to the unitholder’s bank account unless the unitholder
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing.
For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk
factors, penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer Document
available free of cost at any of the Investor Service Centres or distributors or from the website www.JMFinancialmf.com
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations
1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription
have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.
The date of this Key Information Memorandum is 25/10/2007.
NEW FUND OFFER COMMENCES ON : 19/11/2007
NEW FUND OFFER ENDS ON : 18/12/2007
has given some other specific payment instructions.
8.BENCHMARK INDEX
The performance of JM AGRI & INFRA Fund will be benchmarked to BSE 500 Index.
9. DISTRIBUTION OF INCOME
Declaration of dividends will be subject to availability of distributable profits, as computed in accordance with SEBI Regulations, 1996.
All distribution of earnings will be out of distributable surplus and at the discretion of the trustee. Such distribution may be by way
of bonus units or by way of dividend.
Dividends, if declared, will be paid (subject to deduction of tax at source, if any) to those unit holders whose names appear in the
register of unit holders on the notified record date. However, in case the dividend payable to any unitholder is below is Rs. 100/- then
the same will be automatically re-invested.
The AMC shall dispatch the dividend warrants and/or fresh Account Statement with the bonus units to the unitholders within 30 days
or such stipulated period of the declaration of dividend/bonus units. In case of Dividend Reinvestment/ Sweep Option, the AMC shall
credit the appropriate number of units to unitholders account at the applicable NAV on the same date when the NAV is ex-dividend.
On payment of dividends, the NAV will stand reduced by the amount of dividend and dividend tax (if applicable) paid.
10. NAME OF THE FUND MANAGER
The fund manager for the Scheme is Mr. Sandip Sabharwal.
11. NAME OF THE TRUSTEE COMPANY
JM Financial Trustee Company Private Limited
12. PERFORMANCE OF THE SCHEME
JM Agri & Infra Fund is a close ended equity oriented scheme which will invest predominantly in the agriculture & infrastructure
sectors. As the Mutual Fund does not have a close ended equity oriented scheme, we have given the performance of JM Basic Fund
which is equity fund with a sectoral focus.
Latest performance of the Scheme as on 25th October, 2007
Compounded Annualised Returns as
on 25/10/07
JM Basic Fund (Growth Plan)
Scheme Returns (%)
Benchmark**
Returns (%)
Returns for the last 1 year 84.09 100.72
Returns for the last 3 yrs 46.30 NA
Returns for the last 5 yrs 46.80 NA
Returns since inception* 36.46 NA
* Inception date = Allotment date i.e. 02.06.1997
** Benchmark Index: BSE Basic Industries Index (

)
$
Benchmark index has been changed from S&P CNX Petrochemical Index to BSE Basic Industries Index (3 ) w.e.f. June 22, 2005
Note: CAGR for period 1 year or more, with reinvestment of dividends (if any). Past performance may or may not be sustained in
future.
$
Disclaimer: BSE Basic Industries Index (

) : All rights in the BSE Basic Industries Index (

) vest in BSE. BSE and BSE Basic Industries
Index (

) are trademarks of BSE and are used by JM Financial Asset Management Private Ltd. under license. BSE shall not be liable
in any manner whatsoever (including in negligence) for any loss arising to any person whosoever out of use of or reliance on the BSE
Basic Industries Index (

) by any person.
JM Basic Fund is not sponsored, endorsed, sold or promoted by BSE. BSE makes no representation or warranty, express or implied
to the investors in JM Basic Fund or any member of the public in any manner whatsoever regarding the advisability of investing
in securities generally or in JM Basic Fund particularly or the ability of the index to track the sectors represented in the BSE Basic
Industries Index (

). The relationship of BSE to the JM Financial Asset Management Pvt. Ltd. is in respect of the licensing of use
of BSE Basic Industries Index(

) which is determined, composed and calculated by BSE without regard to the JM Financial Asset
Management Pvt. Ltd. or JM Basic Fund. BSE has no obligation to take the needs of the investors of JM Basic Fund into consideration
in determining, composing or calculating the BSE Basic Industries Index (

) BSE is neither responsible for nor has participated in the
determination of the time or price at which the units under JM Basic Fund are to be issued or in the determination or calculation of
the equation by which the units are to be redeemed for the underlying securities. BSE has no obligation or liability in connection with
the administration, marketing or trading of JM Basic Fund”.
“BSE does not guarantee the accuracy and/or the completeness and/or continuity of BSE Basic Industries Index (

) or any data
included therein and they shall have no liability for any errors, omissions or interruptions therein or change or cessation thereof. BSE
makes no warranty, express or implied, as to the results to be obtained by the JM Financial Asset Management Pvt. Ltd., investors
of JM Basic Fund, or any other persons or entities from the use of BSE Basic Industries Index (

) or any data included therein. BSE
makes no express or implied warranties and expressly disclaims all warranties of merchantability or fitness for a particular purpose
or use with respect to BSE Basic Industries Index (

) or any data included therein. Without limiting any of the foregoing, in no event
shall BSE have any liability for any special, punitive, indirect or consequential damages (including lost profits), even if notified of the
possibility of such damages”.
13. EXPENSES OF THE SCHEME
I) NEW FUND OFFER EXPENSES
Under the SEBI (Mutual Funds) Regulations, the Scheme is entitled to charge New Fund Offer expenses upto a maximum of 6% of the
initial resources raised under the Scheme. New Fund offer expenses comprising of advertising & marketing expenses, printing and
mailing, Registrar expenses, bank charges, commission to agents and other expenses not exceeding 6% of the initial amount mobilized
in the New Fund Offer will be charged to the Scheme and will be amortised upto a period of 3 years. Actual expenses incurred in
respect of the New Fund Offer expenses in excess of 6% of the initial amount mobilized shall be borne by the AMC / Trustee.
II) LOAD STRUCTURE
The load structure for the Scheme is given as follows:
Entry Load - During New Fund Offer Period there will be no entry load as close ended schemes are not permitted to charge entry
load
Exit Load - for ongoing redemptions/switch out after three months from the date of allotment, the exit load till maturity of the scheme
will be Nil. However, at the time of redemption, the unitholders will be charged the balance proportionate unamortized initial issue
expenses applicable to their investments.
Entry / Exit Load on an ongoing basis after the conversion of Scheme into an open-ended Scheme:
Entry Load :
(i) In respect of each purchase / switch-in of units less than Rs. 3 crores in value 2.25%
(ii) In respect of each purchase / switch-in of units equal to or greater than Rs. 3
crores in value
Nil
Investments made through Systematic Investment Plan (“SIP”) Nil
Exit Load : Nil
Investments made through SIP 2.25% if redeemed within 1 year of allotment
/ transfer of units from the respective
instalment.
III) Annual Scheme Recurring Expenses
The maximum recurring expenses that can be charged to a Plan under the Scheme, on an annual basis are as under:
Particulars (as a % of Applicable NAV) JM Agri & Infra
Fund
Investment Management & Advisory Fee 1.25
Trustee Fee 0.05
Statutory expenses, Custodian fees, Registrar & Transfer Agent fees, Audit fees and other expenses permitted
under Regulation 52(4)(b)
1.20
TOTAL 2.50
The purpose of the above table is to assist the investor in understanding the various costs and expenses that an investor in the
Scheme will bear directly or indirectly. While this estimate has been made in good faith on the basis of information available with
the Fund, there can be no assurance that actual expense, under any particular head will not be more or less than such estimate. The
AMC reserves the right to revise the fees payable to the service providers from time to time. The total expenses, however, will be
maintained within the limits mentioned under Regulation 52 (6) of SEBI (MF) Regulations, 1996.
As per the Regulations, the maximum recurring expenses including investment management and advisory fee that can be charged to
the Scheme shall be subject to a percentage limit of weekly net assets as in the table below:
First Rs. 100 crore Next Rs. 300 crore Next Rs. 300 crore On the balance assets
2.50% 2.25% 2.00% 1.75%
14.TAX TREATMENT FOR INVESTORS
14.1 TAX BENEFITS
The following tax benefits are available to investors and the Fund under the present taxation laws. The information set forth below is
based on the advice of the Fund’s tax advisor and is included for general information purposes only. The information set forth below
reflects the law and practice as of date of this Offer Document. In view of the individual nature of tax consequences, each investor
JM FINAN6IAI MüIüAI FüNß - 60ßF0ßAIE 0FFI6E º MüMßAI: 5th Floor, A-Wing, Laxmi Towers, Bandra-Kurla Complex, Mumbai - 400 051. Tel: (022) 39877777 Fax: (022) 26528377- 78. ßßAN6hE$ / INvE$I0ß $EßvI6E 6ENIßE$ º AßßA:
Office no F-C-6, 1st flr, Block No 41/4B, Friends Tower, Sanjay Palace, Agra 282002 Tel.: 99976 37770 º AhMEßAßAß: A-506, Premium House, Opp. Gandhigram Railway Stn., Off Ashram Road, Ahmedabad - 380 009. Tel.: (079) 26576334 / 26581831.
º BANGALORE: 6rouud F|oor, 18/3 A|i Asler Road, 8auua|ore - 56O O52. Te|.: (O8Oì 41126691 / 41126698. º CHANDIGARH: SC0-61,62,63, 2ud F|r, Sector 90, Madhva Maru, Chaudiuarh -16OOO9. Te|: (O112ì 4611236, 4611239. º CHENNAI: Mount
Chambers, 0-2, 2ud F|oor, 158, Auua Sa|ai, Cheuuai - 6OOOO2. Te|: (O44ì 28513O26 / 28513251. º COIMBATORE: Door No. 196/17, First Floor, Aiswarya Commercial Centre, Thiruvenkatasamy Road, R S Puram, Coimbatore - 641 002. Tel.: (0422)
4361315. º DEHRADUN: 51/19 Shiva Pa|ace, Rajpur Road, 0ehraduu - 248OO1. Te|.: 9991318818. º GOA: CL-12, Advani Business Centre, Neelkamal Arcade, Atmaram Borkar Rd., Above Federal Bank, Panaji, Goa - 403001. Tel: (0832) 6650302.
º HUBLI: lo. 28, upper 6rouud F|oor, Vivelauauda Coruer, 0eshpaude lauar, hub|i - 58O O29. Te|.: (O836ì 42539O1 / 9O8. º HYDERABAD: ABK Olbee Plaza, 8-2-618/8 & 9, 4th Floor, 403, Road No 1, Banjara Hills, Hyderabad - 500034. Tel.: (040)
66664436 / 6618O152. º INDORE: 416 A, 21/1 Race Course Road, 0 M Towers, ludore (MPì - 452OO1. Te|.:(O131ì 2533344. º JAIPUR: 441, 4th F|r, 6auapati P|a/a, Ml Road, Jaipur - 3O2OO1. Te|.: (O141ì 4OO2188 / 99. º JALANDHAR: SCO 203,
2ud F|r, Lotus Tower, 6T Road, Ja|audhar Citv -144OO1. Te|.: 98126959OO. º KANPUR: 0ffice lo. 512, 5th F|oor, Kau Chambers, 14/113 Civi| Liues, Kaupur - 2O8OO1 (u.P.ì. Te|.: (O512ì 3914511/3O22154/3O22155. º KOLKATA: 6, Little Russell Street,
8th F|oor, Kaularia Estate, Ko|lata - 1OO O11. Te|.: (O33ì 2283O621 / 28 / 29. º LUCKNOW : Room lo. 1O1, 1st F|oor, Slv hi , 5 - Parl Road, Lucluow - 226OO1. Te|: (O522ì 4O26636 / 1 / 8 º LUDHIANA: Office No. 308, SCO 18, Opp. Stock Exchange,
Fero/e 6audhi Marlet, Ludhiaua - 141 OO1. Te|.: (O161ì 5O54519 / 5O5452O. º MANGALORE: Room lo. 22, Secoud F|ooor, Mauasa Towers, M. 6. Road, lear PVS Circ|e, Mauua|ore - 513OO3. Te|.: (O824ì 4211326/4266326. º MUMBAI: 112, Jolly
Maler Chambers ll, larimau Poiut, Mumbai - 4OO O21. Te|.: (O22ì 39811111. º NAGPUR: 2O4, Khu||ar Chambers, Above 8aul of 8aroda, Muuje Chowl, Sita 8u|di, laupur - 44O O12. Te|.: (O112ì 65OO111/112. º NASIK: Lower Ground 14, Suyojit
Saulu|, 8ehiud Ceuturiou 8aul, Sharaupur Road, lasil - 422OO2. Te|.: 982211O824. º NEW DELHI: 5O1, 5th F|oor, Aruuacha| 8ui|diuu, 8aralhamba Road, lew 0e|hi - 11O OO1. Te|.: (O11ì 23321432 / 33. º PATNA: 521, Ashiana Harniwas, New Dak
8uuua|ow Road, Patua - 8OO OO1. Te|.: (O612ì 22O6196. º PUNE: ‘Kamala Arcade’, Off. No. 211, 2nd Floor, Survey No. 1204/1, J. M. Road, Shivaji Nagar, Pune - 411 005. Tel.: (020) 66023667 / 66025617. º ßAIFüß: Shop no29,2nd Floor, Millennium
P|a/a, lear ludiau Coffee house, 6.E Road,Raipur, Chhattisuarh-492OO1 Te|.:(O111ì 426111O º RAJKOT: 2O8, Star Chambers, 2ud F|r, harihar Chowl, Rajlot - 36OOO1. Te|.: 9898234O95/9998666O66. º SURAT: 220, Second Floor, Lalbhai, Contractor
Comp|ex, laupura, Surat - 395OO1. Te|.: (O261ì 246O134 / 6533O56. º VADODARA: 4O1, 4th F|oor, Siddarth Comp|ex, A|lapuri, R C 0utt Road, Vadodara - 39OOO5. Te|.: (O265ì 5526414 / 235O453. º VARANASI: 2nd floor, Office no. 5, Urvashi Complex,
Sigra, Varanasi - 221010. Tel.: 9936997627.
Web transactions through :
www.icicidirect.com; www.kotak.com; www.kotaksecurities.com; www.idbipaisabuilder.in
www.indiainfoline.com; www.usectrade.com; www.njindiaonline.com; www.reliancemoney.com; www.religare.in: www.sharekhan.com
is advised to consult his or her own tax adviser with respect to the specific tax consequences to him or her of participation in the
scheme.
The disclosures regarding Income Tax / Wealth Tax / Gift Tax / Capital Gains Tax / Investments by NRIs / FIIs are in conformity with
the prevalent I. T. Act, Foreign Exchange Management Act, 1999 and RBI’s directions and permissions in this regard.
The following information is based on the law in force in India at the date hereof. The subscriber should seek advice from his/her/its
own professional advisor if he/she/it is in any doubt regarding the taxation consequences of investing in the Fund.
14.1.1 TO THE FUND
The Income of the Fund registered under the SEBI Act, 1992 (15 of 1992) or Regulations made thereunder will be exempt from income
tax in accordance with the provisions of Section 10(23D) of the I.T. Act. The income received by the Fund is not liable for deduction
of tax at source.
As per Section 115R, the Fund is liable to pay additional income tax on the income distributed by it. However, in respect of equity
oriented funds, no additional income tax is payable on income distributed by the Fund. At the same time, in view of the provisions of
Section 196(iv) of the Act, the Fund will receive all income without any deduction of tax at source.
SECURITIES TRANSACTION TAX
Securities Transaction Tax (“STT”) is applicable on transactions of purchase or sale of units of an equity oriented fund entered into
on a recognized stock exchange or on sale of units of an equity oriented fund to the Fund. The STT rates as applicable are given in
the following table:
Taxable Securities Transaction Rates Payable by
Purchase of a unit of an equity oriented fund, where -
The transaction of such purchase is entered into in a recognised stock exchange; and the contract for
the purchase of such unit is settled by the actual delivery or transfer of such unit.
0.125% Purchaser
Sale of a unit of an equity oriented fund, where -
The transaction of such sale is entered into in a recognised stock exchange; and the contract for the
sale of such unit is settled by the actual delivery or transfer of such unit.
0.125% Seller
Sale of a unit of an equity oriented fund, where -
The transaction of such sale is entered into in a recognised stock exchange; and the contract for the
sale of such unit is settled otherwise than by the actual delivery or transfer of such unit.
0.025% Seller
Sale of a derivative being option or future, where the transaction of such sale is entered into in a
recognized stock exchange
0.0166% Seller
Sale of unit of an equity oriented fund to the Mutual Fund itself. 0.25% Seller
The Fund is responsible for collecting the STT from every person who sells the Unit to it at the rate of 0.25%. The STT collected by
the Fund during any month will have to be deposited with the Central Government by the seventh day of the month immediately
following the said month.
14.1.2 TO THE UNITHOLDERS
A. INCOME RECEIVED FROM MUTUAL FUND
According to Section 10(35) of the I.T. Act, any income received in respect of units of Mutual Fund specified under Section 10(23D)
will be exempt from income tax in the hands of the Unitholders. Further, it has been clarified that income arising from transfer of units
of Fund shall not be exempt under section 10(35).
B. LONG TERM CAPITAL GAINS ON TRANSFER OF UNITS
Under Section 10(38), long term capital gains arising on sale of units of equity oriented funds are exempt from income tax in the hands
of Unitholders, provided STT is charged on such sale by the Mutual Fund.
C. SHORT TERM CAPITAL GAINS ON TRANSFER OF UNITS
Section 111A provides that short-term capital gains arising on sale of units of equity oriented funds are chargeable to income tax at
a concessional rate of 10% plus applicable surcharge and cess, provided STT is charged on such sale by the Mutual Fund. Further,
Section 48 provides that no deduction shall be allowed in respect of STT paid for the purpose of computing Capital Gains.
D. CAPITAL LOSSES
Losses under the head “Capital Gains” cannot be setoff against income under any other head. Further within the head “Capital Gains”,
losses arising from the transfer of long-term capital assets cannot be adjusted against gains arising from the transfer of a short-term
capital asset. However, losses arising from the transfer of shortterm capital assets can be adjusted against gains arising from the
transfer of either a long-term or a short-term capital asset.
Under Section 10(38) of the I.T. Act, long-term capital gains arising on sale of units of an equity oriented fund are exempt from Income
Tax provided certain conditions are fulfilled. Hence, losses arising from such type of transaction of sale of units of Equity Oriented
Fund would not be eligible for set-off against taxable capital gains.
Unabsorbed short-term capital loss can be carried forward and set off against the income under the head Capital Gains in subsequent
eight assessment years.
According to Section 94(7) of the I.T. Act, if any person buys or acquires units within a period of three months prior to the record date
fixed for declaration of dividend or distribution of income and sells or transfers the same within a period of nine months from such
record date, then losses arising from such sale to the extent of income received or receivable on such units, which are exempt under
the I.T. Act, will be ignored for the purpose of computing his income chargeable to tax.
Further, Sub-section (8) of Section 94 provides that, where additional Units have been issued to any person without any payment,
on the basis of existing units held by such person then the loss on sale of original units shall be ignored for the purpose of computing
income chargeable to tax, if the original units were acquired within three months prior to the record date fixed for receipt of additional
units and sold within nine months from such record date. However, the loss so ignored shall be considered as cost of acquisition of
such additional units held on the date of sale by such person.
E. TAX DEDUCTION AT SOURCE
i. For income in respect of units:
No tax shall be deducted at source in respect of any income credited or paid in respect of units of the Fund as per the provisions of
section 10(35), section 194K and section 196A of the I.T. Act.
ii. For Capital Gains:
(a) In respect of Resident Unit holders:
No tax is required to be deducted at source on capital gains arising to any resident Unit holder (under section 194K) vide circular no.
715 dated August 8, 1995 issued by the Central Board for Direct Taxes (CBDT). Further, no tax is required to be deducted at source
from capital gains arising at the time of repurchase or redemption of the units.
(b) In respect of Non- Resident Unit holders:
As per the provisions of Section 195 of the Act, tax is required to be deducted at source from the redemption proceeds paid to
investors; this withholding is in addition to the securities transaction tax payable, if any, by the investor. Under section 195 of the I.T.
Act, tax shall be deducted at source in respect of capital gains as under:
The capital gains tax that will be withheld from proceeds paid to NRIs from short-term capital gains arising out of redemption of units
held in an equity oriented mutual fund would be 10% plus surcharge and cess.
However, no capital gains tax would be withheld from proceeds paid to NRIs from long-term capital gains arising out of redemption
of units held in an equity oriented mutual fund.
(c) In case of foreign company -
Short term capital gains 40% plus surcharge and cess
No tax would be deductible at source from the capital gains (whether long-term or short-term) arising to an FII on repurchase/
redemption of units in view of the provisions of Section 196D (2) of the Act.
As per circular no. 728 dated October 1995 by CBDT, in the case of a remittance to a country with which a Double Taxation Avoidance
Agreement (DTAA) is in force, the tax should be deducted at the rate provided in the Finance Act of the relevant year or at the rate
provided in DTAA whichever is more beneficial to the assessee.
iii. Rebate of securities transaction tax paid
1. No deduction shall be allowed for securities transaction tax paid, for the purpose of computation of business income or capital
gains.
2. However, as per Section 88E of the Act, a rebate of securities transaction tax paid would be available to tax payers whose income
from redemption of units in an equity oriented mutual fund is charged to tax as their business income, from the tax payable on such
business income.
3. The tax payable on such business income would be calculated by applying the average rate of tax to such business income. This
rebate will be allowed only where the taxpayer furnishes the evidence of payment of securities transaction tax in the prescribed
form, along with his tax return.
F. INVESTMENTS BY CHARITABLE AND RELIGIOUS TRUSTS
Units of a Mutual Fund Scheme referred to in Clause 23D of Section 10 of the Income Tax Act, 1961, constitute an eligible avenue
for investment by charitable or religious trusts per rule 17C of the Income Tax Rules, 1962, read with clause (xii) of sub-section (5)
of section 11 of the Income Tax Act, 1961.
G. WEALTH TAX
Units held under the Mutual Fund Scheme are not treated as assets within the meaning of section 2(ea) of the Wealth Tax Act, 1957
and are, therefore, not liable to Wealth-Tax.
H. GIFT TAX
The Gift-tax Act, 1958, has ceased to apply to gifts made on or after 1st October 1998. Gifts of Units, purchased under the Scheme,
would therefore, be exempt from gift-tax.
Note: All tax benefits will be available only to the sole Unitholder or the first named holder in case the units are held in the names of
more than one person.
15. PREVENTION OF MONEY LAUNDERING & KNOW YOUR CUSTOMER
In terms of the Prevention of Money Laundering Act, 2002, the Rules issued there under and the guidelines / circulars issued by SEBI
regarding the Anti Money Laundering (“AML Laws”), all intermediaries, including Mutual Funds, have to formulate and implement a
client identification programme, verify and maintain the record of identity and address(es) of investors.
In order to make the data capture and document submission easy and convenient for the investors, the Mutual Fund industry has
collectively entrusted this responsibility of collection of documents relating to identity and address and record keeping to an independent
agency (presently CDSL Ventures Limited) that will act as central record keeping agency (“Central Agency”). As a token of having
verified the identity and address and for efficient retrieval of records, the Central Agency will issue a Acknowledgment stating the
investor is a KYC compliant investor (hereinafter called KYC ACKNOWLEDGMENTor an acknowledgment by whatever name called),
to each investor who submits his PAN Card and other necessary KYC documents to the Central Agency. Prior to March 1, 2007, the
Central Agency had issued Mutual Fund Identification Number (“MIN”) to each investor who had submitted the said application and
the prescribed documents to the Central Agency.
Investors who have obtained the MIN or the KYC acknowledgment can invest in the schemes of the Mutual Fund by stating the same,
in lieu of submitting information and documents required under AML Laws.
Further, SEBI issued circular dated 20th March, 2002, advising all intermediaries to take necessary steps to ensure compliance with
the requirement of Section 12 of the Act inter-alia maintenance and preservation of records and reporting of information relating to
cash and suspicious transactions to Financial Intelligence Unit-India (“FIU-IND”), New Delhi. The AMC may seek information or obtain
and retain documentation used to establish identity. It may re-verify identity and obtain any missing or additional information for this
purpose. The AMC, under powers delegated by the Trustee, shall have absolute discretion to seek information from investors, record
investor’s telephonic calls, reject any application, prevent further transactions by a Unit Holder, report suspicious transactions to
FIU-IND and / or to freeze the folios, if after due diligence, the investor / Unit Holder / a person making the payment on behalf of the
investor does not fulfill the requirements of the “Know Your Customer” or the AMC believes that the transaction is suspicious in nature
as regards money laundering. In this behalf the AMC reserves the right to reject any application and effect a mandatory redemption of
units allotted within such time as may be reasonable or in compliance with any rules, regulations, guidelines, circular, etc. issued by
any regulatory authority in this regard from time to time. If the payment for purchase of units are made by a third party (e.g. a Power
of Attorney Holder, a Financing Agency, a relative, etc.), the Unit Holder may be required to give such details of such transaction so as
to satisfy the AMC of the source and / or consideration underlying the transaction. The KYC documentation shall also be mandatorily
complied with by the holders entering the Register of Members by virtue of operation of law e.g. transmission, etc.
Applicants / Unit holders may contact our Investor Service Centers / distributors, if any, for any additional information / clarifications.
Also, please visit our website www.JMFinancialmf.com for any other related information.
The Scheme will adhere to such guidelines / procedures as have been or may be issued by AMFI / SEBI / or any other regulatory
authority in this regard from time to time.
16. DAILY NET ASSET VALUE (NAV) PUBLICATION
The NAVs will be declared on all Business Days and will be published in 2 newspapers. NAVs can also be viewed on www.JMFinancialmf.
com and www.amfiindia.com. Investors may also contact any of the Investor Service Centres of JM Financial Mutual Fund.
17. FOR INVESTOR GRIEVANCES PLEASE CONTACT
HEAD - CLIENT SERVICES
Mr. Harish Kukreja
JM FINANCIAL ASSET MANAGEMENT PRIVATE LTD
5th Floor, A-Wing, Laxmi Towers, Bandra-Kurla Complex, Mumbai - 400 051.
Tel. No.: (022) 39877777 Fax Nos.: (022) 26528377-78;
Email: investor@jmfinancial.in
REGISTRAR:
KARVY COMPUTERSHARE PRIVATE LTD
Karvy Plaza, H. No. 8-2-596, Avenue 4 Street No. 1,
Banjara Hills, Hyderabad - 500 034 .
Te|. lo.: O4O - 2331 2454 / 2332 O251 / 151 º Fax lo.: O4O - 2331 1968
E-mail: services_jmf@karvy.com
18. UNIT HOLDER’S INFORMATION
Accounts statements for each transaction and annual financial results shall be provided to investors by post. Half yearly Scheme
portfolio will either be mailed to the unit holders or published in the newspapers as permitted under the SEBI (Mutual Funds)
Regulations, 1996.
Date: 25/10/2007