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Mob: 9711881256

More than 5 yrs experience in credit & risk management in banking industry. The
role includes credit appraisals, strategic product development and portfolio

Since April, 2006
Organisation: ICICI Bank Limited is India's largest private sector bank with consolidated
assets of over $100 billion. ICICI Bank’s presence currently spans 19 countries.

Current Role: Regional Credit Manager (Campus Placement)

• Credit assessment for products under retail segment. Products like
equipments and working capital finance, MSME, Housing and micro-finance.
• Set benchmarks in all key performance parameters like TAT, Portfolio Quality,
Business Profitability and compliance.
• Identify market opportunities and risks to develop products and tools with
focus on process and policy improvements.
• Involved in business planning with keen focus on incremental impact on
market and portfolio quality.
• Provide business intelligence inputs and support business team in forecasting
market and portfolio trends.
• Recommend remedial measures as required.
• Resolving compliance, process, regulatory, internal or external audits issues
and customer related escalations for zone.
• Managing business teams in diverse geographies namely Andhra Pradesh,
Rajasthan, Gujarat, Maharashtra, Punjab and Haryana with multiple
products, setting benchmark in all key deliverables.


• Member of ICICI Bank Leadership Mentoring Program involving intensive
training of exceptional performers for future leadership role. A respected
program across industry.
• Recipient of ICICI Bank RMAG Excellence Awards 2007 for exceptional TAT
and Portfolio performance.
• Only student jury member amongst panel of esteemed industry experts for
“Manthan Awards - 2005”, recognizing excellence in ICT and Development.
• Recipient of Student Scholarship by ICFAI University.
• Research Paper presented on “ICT and Microfinance” at Bank Rakyat
Indonesia, a premier bank in South-east Asia.

• Initiative.
• High on analytical skills and relevant domain knowledge.
• Ability and eagerness to learn.
• Ability to establish rapport and work in a team.


2004 – 2006 MBA (Specialisation - Finance)

Institute of Charted Financial Analyst of India, University.

2010 Pursuing Charted Associate of Indian Institute of Bankers.

Indian Institute of Banking and Finance, Delhi

2005 Certificate Level Course in Microfinance.

PlaNet University, Paris, France.

2000 – 2003 Bachelor of Commerce (Honours)

Delhi University, Delhi

2000- 2005 GNIIT

NIIT certified Graduate level course in Computer Applications.

2011 World Bank institute and NIDM

Certificate in Disaster Risk Management

Date Of Birth - October 14th , 1982
HOBBY - Traveling, reading and sketching.