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Plan $50 Copayment
Moderate monthly rate, Predictable out-of-pocket costs

Kaiser Permanente Plans for Individuals and Families
$25 Copayment
Higher monthly rate, Predictable out-of-pocket costs

$500 Deductible
Higher monthly rate, Moderate out-of-pocket costs

$1,000 Deductible
Moderate monthly rate, Moderate out-of-pocket costs

$1,500 Deductible
Lower monthly rate, Higher out-of-pocket costs

$0/$1,500 Deductible with HSA
Lowest calendar-year deductible of any of our HSA-qualified plans

$0/$2,700 Deductible with HSA
No charge for most services after satisfying the deductible

$30/$2,700 Deductible with HSA
Lowest mo nthly premium of any of our HSA-qualified plans

Short Description

Annual Out-of-Pocket Maximum
individual/family $3,500/$7,000 $2,500/$5,000 $2,500/$5,000 $3,000/$6,000 $3,500/$7,000 $1,500/$3,000 $2,700/$5,450 $5,250/$10, 500

Medical Calendar-Year Deductible
individual/family No medical deductible $50 per visit $50 per visit No medical deductible $25 per visit $25 per visit $500/$1,000 $20 per visit $20 per visit $1,000/$2,000 $25 per visit $25 per visit $1,500/$3,000 $30 per visit $30 per visit $1,500/$3,000 no charge per visit no charge per visit after deductible no charge after deductible no charge after deductible no charge after deductible no charge after deductible $2,700/$5,450 no charge per visit no charge per visit after deductible no charge after deductible no charge after deductible no charge after deductible no charge after deductible $2,700/$5,450 $30 per visit $30 per visit after deductible $10 after after deductible 30% coinsurance after deductible 30% coinsurance after deductible Not Covered

Preventive Care Office Visit Nonpreventive Office Visit Most Lab and X-rays
(per encounter)

$10

$10

$10 after deductible $100 per day after deductible $100 per visit after deductible

$10 after deductible $250 per day after deductible $100 per visit after deductible $10 generic $35 brand

$10 after deductible $500 per day after deductible $150 per visit after deductible $10 generic $35 brand

Hospital Care
(per day) $500 per day $200 per day

Emergency Services
(per visit) $150 per visit $100 per visit

Prescription Drugs
Generic Brand Not Covered $10 generic $35 brand $10 generic $35 brand

Long Description

I want to be able to visit my doctor regularly, so a plan with no deductible and fixed copayments for office visits is best for me. I’m willing to pay a higher monthly rate for a plan that of fers broad coverage and predictable out-of-pocket costs.

I want lower monthly rates and a fixed copayment for preventive care ser vices. I’m willing to have a deductible and pay for most services when I actually need them.

I want a plan with a lower monthly rate that lets me control my costs through a tax-advantaged health savings account. I prefer to have a deductible and pay for ser vices as I need them. I want access to routine preventive ser vices that only require a copay to help me stay healthy and identify potential health issues early.

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