Regular Savings Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered

HDFC Bank Regular A minimum deposit of Rs. 5,000/- is required to open an account and thereafter an Average Quarterly Amount of the same amount has to be maintained. Rs. 5000 (Urban), Rs. 2500 (Semi-urban) NIL with a Fixed deposit of Rs. 50,000 3.5% ATM cum Debit Card ATM Card Free ATM Card - Replacement charges Rs. 100 (plus taxes)

Main Features
• • • • • • • • • • •

Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located. Bank conveniently with facilities like NetBanking and MobileBanking- check your account balance, pay utility bills or stop cheque payment, through SMS. Never overspend- Shop using your International Debit Card that reflects the actual balance in your savings account. Personalised cheques with your name printed on each cheque leaf for enhanced security. Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet. Avail of facilities like Safe Deposit Locker, Sweep-In and Super Saver facility on your account. 3 Free transactions on SBI/Andhra Bank ATMs per month. Free Payable-at-Par chequebook, without any usage charges upto a limit of Rs.50,000/per month. Free InstaAlerts for all account holders for lifetime of the account. Free Passbook facility available at home branch for account holders (individuals). Free Email Statement facility.

Fees & charges Charges for non maintenance of minimum quarterly average balance Cash Transaction It is mandatory to maintain a minimum Average Quarterly Balance (AQB) of Rs. 5,000/-. If the balance falls below Rs. 5,000/- a service charge of Rs. 750/- will be levied per quarter. Interbranch transactions through teller counters - Cash

transactions. Upto Rs. 50,000/- free, Above Rs. 50,000/- Rs 2.90 per 1,000/Third party cash transactions at non-home branches through teller counters Upto a limit of Rs.10,000 per day - Rs.100 (plus taxes). Above Rs.10,000 - Not allowed ATM transaction at own bank Free Debit Card - Transaction Charge -Free 5 free in the qtr & Rs. 30 per additional transaction on nonmaintenance of Min balance (cash deposit/withdrawal)

Cash withdrawal at ATMs in India Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs Rs. 55 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders)Rs. 100 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - SBI/Andhra Bank ATMs Rs. 20 per cash withdrawal (plus taxes) ATM interchange (partner bank) Transaction charge for Partner banks - SBI & Andhra Bank Rs. 20 per cash withdrawal (plus taxes) ATM interchange (non-partner bank)- Not available Cash withdrawal at ATMs in outside India Debit Card Fees Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 110 per cash withdrawal (plus taxes). Debit Card - Annual Fee - Regular Rs. 100 per year Debit Card - Annual Fee - Gold Rs. 500 per year Debit Card - Annual Fee - Women's Card Rs. 150 per year Balance Enquiry - at Branch Free Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs-Rs. 15 per balance enquiry (plus taxes). Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders)-Balance enquiry - Not available Debit Card - Transaction Charge - SBI/Andhra Bank ATMs-Rs. 10 per balance enquiry ATM Card - Transaction charge for Partner banks - SBI & Andhra Bank- Rs. 10 per balance enquiry ATM Card - Transaction charge for Non-Partner banks-NA Debit Card - Renewal Fee - Regular Rs. 100 per year (plus taxes) Debit Card - Renewal Fee - Gold Rs. 500 per year (plus taxes) Debit Card - Renewal Fee - Women's Card Rs. 150 per year (plus taxes)

Balance inquiry at own bank Balance inquiry at Other banks

Debit card renewal charges

Replacement of Debit Card

Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) Add-on Debit Card - Regular Rs. 100 per year (plus taxes) One add-on card free for the first year Add-on Debit Card - Gold Card Rs. 500 per year (plus taxes) Add-on Debit Card - Women's Card Rs. 150 per year (plus taxes) DD request through Branch Upto Rs. 10,000 Rs. 50 Rs. 40 (Senior Citizens / Individuals in Rural areas) Above Rs.10,000 & upto Rs. 50,000 Rs. 75 (Rs. 50 through Phonebanking) Rs. 60 (Senior Citizens / Individuals in Rural areas) **Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking Above Rs. 50,000 & upto Rs. 1 Lakh Rs. 2.50 per 1000 or part thereof (Min Rs. 150) Above Rs. 1 Lakh Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5000) DD request through Netbanking Upto Rs. 1 Lakh Rs .30+(Corr. Bank charges if applicable) Third party DD* upto Rs. 1 Lakhs Rs .30+(Corr. Bank charges if applicable)

Add-on debit card

Issue of DD drawn on base Bank/banks branch by cheque/transfer

DD cancellation/Revalidation DD drawn on correspondent location/other bank

Rs. 40 (Senior Citizens / Individuals in Rural areas) Rs. 50 plus charges as outlined below: Upto Rs. 500 Rs. 10 Above Rs. 500 to Rs. 1000 Rs. 15 Above Rs. 1000 to Rs. 5000 Rs. 25 Above Rs. 5000 to Rs. 10,000 Rs. 30 Above Rs. 10,000 to Rs. 1 Lakh Rs. 3 per 1000 or part thereof Above Rs. 1 Lakh Rs. 6 per 1000 or part thereof (Min Rs. 300) Account Statements - Free Monthly statements to be Collected from branch. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.100 at Branch, Rs.50 per statement through Phonebanking (Non-IVR) & ATM, Rs.30 per statement through Netbanking, Phonebanking (IVR), & Mobilebanking. Hold Statement Rs. 400 per year

Statement/Duplicate Account Statement

000 . Previous year . 25 (Min Rs. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 0 to Rs.Rs 100/Above 6 months . 50) * Credit on receipt of clear funds Cheque return charges drawn on us . Above Rs. 2.0.90 per 1000 on full amount.No charges.65% + Rs.other locations-Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .40% (Min Rs.0. 100 (Free through Phonebanking) Upto 14 days . Range of Cheques .000 pm .Cheque Books Free Rs. 50) * Credit on receipt of clear funds Collection of outstation cheques . 50 (Free through Phonebanking). 50.Rs.Rs. 350 Due to Technical reasons .Free.Rs. 50 Current year . 75 Particular Cheque .No charge Rs.Rs. 400 on non-maintenance of Min balance Cheque return charges drawn on us deposited in other locations -Rs.No charge 15 days upto 6 months . 250 Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking No No Yes Free . 501 & above Re.Rs. 5 per leaf on non maintenance of Min balance PAP Cheque book Upto Rs. 50. 1 per 1000 (Min Rs. Free Duplicate passbook issuance Rs 100/Collection of outstation cheques .our bank locationsCheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs.No charge Rs. 500 No Charges Cheque value Rs.Local-Due to insufficient funds .

Hindu Undivided Families. In effect your account becomes a Zero Balance Account. 5. Minor below 18 yrs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive Yes Free No Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a Regular Savings Account: Resident Individuals (sole or joint account).will be levied per quarter. If you open a Fixed Deposit Account of Rs.000 on your Savings Account. you may open a Savings Account by temporarily attaching an undertaking (QA 22 form). Please Note: It is mandatory to maintain a minimum Average Quarterly Balance (AQB) of Rs. stating sources of credit and a copy of your Residence Permit. 50.IVR Free Phonebanking .000/-. Trusts. If the balance falls below Rs. 5. then you no longer have to maintain a minimum balance of Rs.Non IVR Free Rs. Foreign Nationals residing in India*. Associations.Phone Banking Yes Phonebanking .000/-.a service charge of Rs. (account only with guardian).is required to open an account and thereafter an Average Quarterly Amount of the same amount has to be maintained. 5. If you are a Foreign National residing in India. 750/. . Account Operation A minimum deposit of Rs. Clubs or Societies.000/.000/. 5. Min Age 18 Yrs.

10000(Urban/Semi-urban) Option 2 NIL with a Fixed deposit of Rs. Free Electronic Funds Transfer facility. 10.000 per month. Free Payable at Par (PAP) chequebook without any usage charges upto a limit of 50.000/-. 3 Free transactions on any other Bank's ATM per month.Replacement charges Rs. Free Email Statement facility .000/-. no AQB non-maintenance charges will be levied. Free Demand Drafts on HDFC Bank locations. Intercity Banking / Multi-city Banking. NetBanking.000/.000/.000/. PhoneBanking & MobileBanking. 100 (plus taxes) Main Features • • • • • • • • • • • • • • Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located. Free BillPay & InstaAlerts for all account holders for lifetime of the account.and balance in the FD is also <=50. 2 Free transactions on SBI/Andhra Bank ATMs per month. Option 1 Rs./li> Free Passbook facility available at home branch for account holders (individuals).Savings Plus Accounts Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Regular A minimum deposit of Rs.000/. If the AQB in the SB a/c falls below 10. Free International Debit Card for all account holders for life time of the account..5% ATM cum Debit Card ATM Card Free ATM Card .per day.is required to open an account and thereafter an Average Quarterly Amount of the same amount has to be maintained. Fees & charges Charges for non maintenance of minimum quarterly average balance If AQB in the savings a/c is >=10.and/or the balance in the FD is >=50. Special relationship discount on purchase of Gold Bars. 50. 25%-off on the Locker rental for the 1st year (only). upto a limit of 25. following charges would be applicable: .000 3.

SBI/Andhra Bank ATMs-Rs.Not available Debit Card .Transaction charge for Partner banks .000 per day .Cash transactions Upto Rs.Transaction Charge . if the Savings Plus Account AQB is <10. 20 per cash withdrawal (plus taxes)2 Free txns ( Cash Withdrawal ) per month Cash withdrawal at ATMs in outside India Debit Card Fees Debit Card .Transaction Charge .at Branch Free Debit Card .SBI/Andhra Bank ATMs-Rs.000/Third party cash transactions at non-home branches through teller counters Upto a limit of Rs. Cash Transaction Interbranch transactions through teller counters .Non HDFC Bank Domestic ATMs-Rs.Gold Rs.000 on your Savings Plus Account.and 10.000/. Above Rs. 110 per cash withdrawal (plus taxes) Debit Card .000/.000/. 500 per year (plus taxes) Debit Card .Women's Card Rs. Thus.10.90 per 1.10. 20 per cash withdrawal (plus taxes) Debit Card .Transaction Charge .Not allowed Cash withdrawal at ATMs in India ATM Card .Non HDFC Bank Domestic ATMs .Annual Fee .000/-.per quarter If you open a Fixed Deposit Account of Rs.BOI/Canara Bank ATMs (only for Visa Card Holders)-Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry . 150 per year (plus taxes) Balance Enquiry .000/-.000: Rs.Regular -Free for all account holders for life time Debit Card .Rs.AQB in the SB a/c between 5. Above Rs.Non HDFC Bank International ATMs-Rs. 15 per balance enquiry Debit Card .Rs 2.Annual Fee . no minimum balance charges will apply.000/-: Rs.000/. In effect your account becomes a Zero Balance Account. then you no longer have to maintain a minimum balance of Rs. 50.free.but FD balance is >=50.Transaction Charge . 750/per quarter AQB in the SB a/c is less than 5.SBI & Andhra Bank-Rs.100 (plus taxes). 50. 50. 1. 10 per balance enquiry Balance inquiry at own bank Balance inquiry at Other banks .Transaction Charge .000 .Transaction Charge . 100 per cash withdrawal (plus taxes) Debit Card . 55 per cash withdrawal (plus taxes) Debit Card .Transaction Charge . 10.Rs.Annual Fee .000/.

Renewal Fee . Bank charges if applicable) Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs.000 & upto Rs. 150 per year (plus taxes) Free DDs/MCs per account per month with maximum of Rs. 10. 25 Above Rs. 50 through Phonebanking) **Only DD amount upto Rs 100.30+(Corr. 5000 Rs. 10.Women's Card Rs. 15 Above Rs. 500 Rs. 10 Above Rs. 1 Lakh Rs. 100 (plus taxes) (for all card types) Add-on Debit Card . 500 per year (plus taxes) Debit Card . 2 per 1000 or part thereof (Min Rs.Women's Card Rs. 5000 to Rs. 2. 1 Lakhs Rs .No charges & Replacement of a lost card . 30 Above Rs.30+(Corr.Renewal Fee . 300) Account Statements . 150 per year (plus taxes) Replacement of a damaged card . 1 Lakh Rs. 5000) DD request through Netbanking Upto Rs. 250 & Max Rs.Regular Free Add-on Debit Card .Regular NA Debit Card . 6 per 1000 or part thereof (Min Rs.Free Monthly statements to be Collected from branch.Renewal Fee .Gold Card Rs. 3 per 1000 or part thereof Above Rs.Rs. 50 plus charges as outlined below: Upto Rs. 1 Lakh Rs.000 for other customers accepted at Phonebanking Above Rs. 1000 Rs. 25.50 per 1000 or part thereof (Min Rs.100 at Branch.000 Rs. 25. 50.Gold Rs. 75 **(Rs.000 & upto Rs. 50.000 per day DD request through Branch Above Rs. 150) Above Rs. Statement/Duplicate Account Statement . 1 Lakh Rs . 500 to Rs. 40 (Senior Citizens / Individuals in Rural areas) Rs.000 for Preferred & Rs 50. 1000 to Rs.Debit card renewal charges Debit Card .000 Rs. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.000 to Rs. 1 Lakh Rs. Bank charges if applicable) Third party DD* upto Rs. 50 Rs. 500 per year (plus taxes) Add-on Debit Card .

No charge Rs. Previous year .Rs 100/Above 6 months .No charge Rs.40% (Min Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 2. Range of Cheques . 50) * Credit on receipt of clear funds Collection of outstation cheques .0. 100 (Free through Phonebanking) Upto 14 days .0.50 per statement through Phonebanking (Non-IVR) & ATM. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 75 Particular Cheque . 50. 400 per year Cheque Books Free Rs. Above Rs.90 per 1000 on full amount Free Duplicate passbook issuance Rs 100/Collection of outstation cheques .No charges.Rs. 50 (Free through Phonebanking). 50 Current year .000 . 50) * Credit on receipt of clear funds Cheque return charges drawn on us .Rs.30 per statement through Netbanking. 350 Due to Technical reasons .Rs.Rs. Phonebanking (IVR). 501 & above Re.65% + Rs. Hold Statement Rs. 0 to Rs. 500 No Charges Cheque value Rs. 250 Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility No . 400 on non-maintenance of Min balance Cheque return charges drawn on us deposited in other locations Rs. 50. & Mobilebanking. 1 per 1000 (Min Rs. 25 (Min Rs.000 pm .Rs.No charge 15 days upto 6 months .Free.Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. Rs.Local Due to insufficient funds . 5 per leaf on non maintenance of Min balance PAP Cheque book Upto Rs.

000/-. Minor below 18 yrs. 50.Reward Points Internet Banking Phone Banking No Yes Free Yes Phonebanking .but FD balance is >=50. If the AQB in the SB a/c falls below 10. In effect your account becomes a Zero Balance Account.000 on your Savings Plus Account.000/.000/. Hindu Undivided Families.per quarter AQB in the SB a/c is less than 5. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive Yes Free No Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a Savings Plus Account: Resident Individuals (sole or joint account). 1. no AQB non-maintenance charges will be levied. (account only with guardian).Non IVR Free Rs.000/-: Rs. Foreign Nationals residing in India. no minimum balance charges will apply. if the Savings Plus Account AQB is <10.and balance in the FD is also <=50.and 10. Thus. Account Operation A minimum deposit of Rs.and/or the balance in the FD is >=50. Min Age 18 Yrs. . Transaction charges applicable in case the specified AQB is not been maintained in the previous qtr. 10.000/-.000/.000/. stating sources of credit and a copy of your Residence Permit. then you no longer have to maintain a minimum balance of Rs.per quarter If you open a Fixed Deposit Account of Rs. following charges would be applicable: AQB in the SB a/c between 5.000/-. If you are a Foreign National residing in India.IVR Free Phonebanking .000: Rs.is required to open an account and thereafter an Average Quarterly Amount of the same amount has to be maintained. 10.000/. you may open a Savings Account by temporarily attaching an undertaking (QA 22 form).000/. If AQB in the savings a/c is >=10. 750/.000/-.

NetBanking.90 per thousand on the full amount would be applicable. at all HDFC Bank ATMs & on any other Bank's ATM using your HDFC Bank Debit Card.50.is required to open an account and thereafter an Average Quarterly Balance of the same amount has to be maintained. Self/Third Party Cash Deposit/Withdrawal at non-home branches. Free Passbook facility available at home branch for account holders (individuals). without any usage charges upto a limit of 1 lac per month.000 a charge of Rs 2. Gold Debit Card for other account holders at Rs 250/.per day free. upto a limit of 50.000/-. 3. Free Email Statement facility .000(Urban/Semi-urban) Option 2 NIL with a Fixed deposit of Rs. the amount in excess of Rs 50.5% ATM cum Debit Card • • • • • • • • Free unlimited transactions: Cash withdrawal and balance enquiry. 50% off on the Locker rental for the 1st year only. Free BillPay & InstaAlerts for all account holders for lifetime of the account. Optional sweep out facility to transfer extra savings to a Fixed Deposit.p. Folio maintenance charges on Demat account free for first year.000 A minimum deposit of Rs.SavingsMax Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered Main Features • • • • • • HDFC Bank Privileged Account Option 1 Rs. Free Gold Debit Card for primary account holder for lifetime of the account. upto Rs 50. Free National Electronic Funds Transfer facility. 25.000/.000/. 100. Above Rs 50.for a 1year 1day period. In the event of the balance in SavingsMax account exceeding Rs 50.000/. PhoneBanking & MobileBanking.000/.will be swept out in to a Fixed Deposit with a minimum value of Rs 25000/.per day at home branch. 25.000/-.a. at the threshold of Rs. Free Monthly Statement of Account. . Free Woman's Advantage/International Debit Card for all account holders for lifetime of the account. Free Payable-at-Par (PAP) chequebook. Free Demand Drafts on HDFC Bank locations.

Transaction Charge .per quarter AQB in the SavingsMax a/c is less than Rs10. Transaction charges applicable in case the specified AQB is not been maintained in the previous qtr.and Rs 25.Rs.Women's Card Free for all account holders for life time Free Debit Card .Transaction charge for Non-Partner banks NA Debit Card .Non HDFC Bank International ATMs Rs.Gold Free for primary account holder for life time.90 per 1000 on the full amount Third party cash transactions at home branch through teller counters Free of charge ATM Card Free ATM Card . 100 (plus taxes) ATM Card .and/or the balance in the FD is >= 100. 2. 50.500/.but FD balance is >=100. Above Rs.000 .HDFC Bank ATMs Free 5 free in the qtr Debit Card .per quarter However. If the AQB in the SavingsMax a/c falls below 25.000/.Annual Fee . if the SavingsMax a/c AQB is <25. 110 per cash withdrawal (plus taxes) Debit Card .Regular NA Cash Transaction Withdrawal ATM transaction at own bank Cash withdrawal at ATMs in outside India Debit Card Fees Balance inquiry at own bank Balance inquiry at Other banks Debit card renewal charges .Transaction charge for Partner banks .000/-. 1000/.Regular Free for all account holders for life time Debit Card . Cash Transaction Self/Third party cash transactions at non-home branches through teller counters Upto Rs.Renewal Fee .000 .no minimum balance charges will apply.and balance in the FD is also below 100.000/.250 per year (plus taxes) for other account holders.000/.000/.Transaction Charge .000/.Transaction Charge .SBI & Andhra Bank Free ATM Card . 15 per balance enquiry Debit Card . Rs. Debit Card .per day Free.Annual Fee . 50.Rs.000 Rs.Fees & charges Charges for non maintenance of minimum quarterly average balance If the AQB in the SavingsMax a/c >= 25.000 the following charges would be applicable: AQB in the SavingsMax a/c between Rs10.Non HDFC Bank International ATMs Rs. 1.Replacement charges Rs.000/.Annual Fee . no AQB nonmaintenance charges will be levied.

1 Lakh Rs. 5000 Rs. 10. 5000) DD request through Netbanking Upto Rs.30+(Corr. 250 & Max Rs.Gold Free for primary account holder for life time.Women's Card NA Replacement of Debit Card Debit Card . Phonebanking (IVR). 100 (plus taxes) (for all card types) Add-on Debit Card .Women's Card Free Free DDs/MCs per account per month with maximum of Rs.000 for other customers accepted at Phonebanking Above Rs.000 Rs.On Non HDFC Bank Locations Rs. 50.000 & upto Rs.Regular Free Add-on Debit Card . Bank charges if applicable) Third party DD* upto Rs. 2. 1 Lakh Rs.100 at Branch. 1 Lakhs Rs .250 per year (plus taxes) for other account holders Debit Card .000 pm .30+(Corr. 5000 to Rs.No charges. 10. 1000 Rs. 1 Lakh Rs. 50. 250 per year (plus taxes) Add-on Debit Card . 100.Issued . 500 Rs.50 per statement through Phonebanking (Non-IVR) & ATM.Replacement charges Replacement of a damaged card . Bank charges if applicable) Rs. Rs. 50 plus charges as outlined below: Upto Rs.000 per day Only DD amount upto Rs 100. 15 Above Rs. & Mobilebanking. 1 Lakh Rs . 300) Account Statements .50 per 1000 or part thereof (Min Rs.No charges & Replacement of a lost card Rs. 40 (Senior Citizens / Individuals in Rural areas) Demand Drafts.30 per statement through Netbanking. 6 per 1000 or part thereof (Min Rs. 10 Above Rs. 2 per 1000 or part thereof (Min Rs. 500 to Rs.Renewal Fee . 3 per 1000 or part thereof Above Rs. 400 per year Free PAP Cheque book Upto Rs.Debit Card .Gold Card Rs. 1 Lakh Rs.Renewal Fee . 50 Rs.Free Monthly statements sent by post Issue of duplicate / adhoc statements Rs. 25 Above Rs.000 for Preferred & Rs 50. Rs. Rs.000 to Rs. Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer DD cancellation/Revalidation DD drawn on correspondent location/other bank Statement/Duplicate Account Statement Cheque Books . Hold Statement Rs. 1000 to Rs. 150) Above Rs. 30 Above Rs.

0.Rs.65% + Rs. 25 (Min Rs. 2. 500 No Charges Cheque value Rs. Range of Cheques .No charge 15 days upto 6 months . 50) * Credit on receipt of clear funds Collection of outstation cheques . 350 Due to Technical reasons .40% (Min Rs.No charge Rs. 75 Particular Cheque . 30 per additional transaction on nonmaintenance of Min balance (cash deposit/withdrawal) Rs. 100. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .0. 100 (Free through Phonebanking) Upto 14 days .Rs.Rs 100/Above 6 months . 5 per leaf on non maintenance of Min balance Collection of outstation cheques . Previous year .Rs.000 . 1 per 1000 (Min Rs.No charge Rs. 50 (Free through Phonebanking).Above Rs. 400 on non-maintenance of Min balance Cheque return charges drawn on us deposited in other locations Rs. 50) * Credit on receipt of clear funds Cheque return charges drawn on us .other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs.Local Due to insufficient funds . 250 Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points No No .Free. 0 to Rs.90 per 1000 on full amount Pass Book Chargeable Cash Transaction at Base Branch Cheque book/Reorder of Cheque book Outstation cheque collection Free Duplicate passbook issuance* Rs 100/5 free in the qtr & Rs. 50 Current year .Rs. 501 & above Re.

000/-.per quarter AQB in the SavingsMax a/c is less than Rs10. Hindu Undivided Families.000/. If you are a Foreign National residing in India.000 Rs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive. no AQB non-maintenance charges will be levied.000/.but FD balance is >=100. 25.no minimum balance charges will apply. Min Age 18 Yrs.and Rs 25.000/. 1. (account only with guardian).and/or the balance in the FD is >= 100.000 the following charges would be applicable: AQB in the SavingsMax a/c between Rs10. Minor below 18 yrs.per quarter However.is required to open an account and thereafter an Average Quarterly Balance of the same amount has to be maintained. Yes Free Yes Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a SavingsMax Account: Resident Individuals (sole or joint account). Transaction charges applicable in case the specified AQB is not been maintained in the previous qtr.500/. 1000/. Account Operation A minimum deposit of Rs.000/. if the SavingsMax a/c AQB is <25.Non IVR Free Rs.000/.Rs.IVR Free Phonebanking . stating sources of credit and a copy of your Residence Permit.and balance in the FD is also below 100. Foreign Nationals residing in India*. If the AQB in the SavingsMax a/c >= 25. you may open a Savings Account by temporarily attaching an undertaking (QA 22 form). .000/.000/.Internet Banking Phone Banking Yes Free Yes Phonebanking . If the AQB in the SavingsMax a/c falls below 25.

Take advantage of BillPay. o This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs. Other transactions like cheque deposit. 9 Free Cash withdrawals per Quarter at Branch and HDFC Bank ATMs. . Free Email Statement facility. Cheque deposits at branches will be free of charge and without any restrictions. for each applicant. Bank conveniently with facilities like Free NetBanking and MobileBanking.p. Enjoy Free IVR based PhoneBanking. Enjoy InstaAlerts via e-mails or SMS at nominal charges. o Additional ATM Cash withdrawals in the month will be charged Rs.per transaction.Replacement charges Rs.per cheque leaf.a. (Agent assisted calls will be charged) Get Free Quarterly Account Statements. Instruct for payment over the phone or through the Internet.5% ATM cum Debit Card ATM Card Free ATM Card . 100/. International Debit Card available only on request at the branch @ Rs.No Frill Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank No Frills No minimum balance required 3. Sweep-In and Super Saver on your account.per transaction. Access your account through a Free ATM Card. balance enquiry and ministatement at the ATMs will be free of charge and without any restrictions. o Additional Branch Cash withdrawals in the month will be charged @ Rs. 100 (plus taxes) Main Features • • • • • • • • • • • • • • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs. Enjoy free Cash Deposits at Branch/ATM. First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/. Avail facilities like Safe Deposit Locker. 15/. Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI. an instant solution to all your frequent utility bill payments.50/.

Cheque deposits at branches will be free of charge and without any restrictions ATM transaction at own bank Cash withdrawal at ATMs in India Free Debit Card . 150 per year (plus taxes) Cash withdrawal at ATMs in outside India Debit Card Fees . 110 per cash withdrawal (plus taxes) Debit Card .Gold Rs.Women's Card Rs.Cash transactions Upto Rs. 50.Fees & charges Charges for non maintenance of minimum quarterly average balance Cash Transaction NA Branch / ATM / Debit Card transactions Free Cash Deposits at Branch / ATM 9 Free Cash withdrawals per Quarter at Branch and HDFC Bank ATMs Interbranch transactions through teller counters .Annual Fee .Transaction Charge . 500 per year (plus taxes) Debit Card . Other transactions like cheque deposit.90 per 1000 * This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs * Additional ATM Cash withdrawals in the month will be charged Rs.Transaction Charge .Transaction charge for Partner banks . 100 per cash withdrawal (plus taxes) Debit Card .SBI/Andhra Bank ATMsRs.Non HDFC Bank Domestic ATMs-Rs. Above Rs.000 .per transaction. balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions * Additional Branch Cash withdrawals in the month will be charged @ Rs.SBI & Andhra Bank-Rs.Annual Fee .000 .Free. 100 per year (plus taxes) Debit Card . 50.BOI/Canara Bank ATMs (only for Visa Card Holders)-Rs. 2. 20 per cash withdrawal (plus taxes) Debit Card .per transaction. 20 per cash withdrawal (plus taxes) ATM Card .Non HDFC Bank International ATMs-Rs.Regular Rs.Annual Fee .Transaction Charge . 15/.Rs.50/. 55 per cash withdrawal (plus taxes) Debit Card .Transaction Charge .

000 & upto Rs. 1 Lakhs Rs .30+(Corr.000 for other customers accepted at Phonebanking Above Rs. 1 Lakh Rs . 40 (Senior Citizens / Individuals in Rural areas) Demand Drafts.Transaction Charge . 75 (Rs. 10.Gold Rs.000 Rs.Issued .On Non HDFC Bank Locations Rs.000 Rs. 10 per balance enquiry. 2 per 1000 or part thereof (Min Rs.Transaction Charge . 50. 10 per balance enquiry ATM Card .Renewal Fee .30+(Corr. 100 per year (plus taxes) Add-on Debit Card .50 per 1000 or part thereof (Min Rs. 500 per year (plus taxes) Add-on Debit Card .Rs.Transaction Charge .Women's Card Rs. Debit Card .000 for Preferred & Rs 50. 150 per year (plus taxes) DD request through Branch Upto Rs.Regular Rs.Regular Rs. 50. 50 plus charges as outlined below: .Renewal Fee .SBI/Andhra Bank ATMsRs. 150) Above Rs.BOI/Canara Bank ATMs (only for Visa Card Holders)-Balance enquiry . 100 per year (plus taxes) Debit Card .Gold Card Rs.10. 15 per balance enquiry Debit Card . 2. 50 through Phonebanking) Rs.Non HDFC Bank Domestic ATMs-Rs.SBI & Andhra Bank Rs.Transaction charge for Partner banks . 100 (plus taxes) (for all card types) Add-on Debit Card .50 Rs.Renewal Fee . Bank charges if applicable) Third party DD* upto Rs. Bank charges if applicable) Debit card renewal charges Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs. 50 Rs.000 & upto Rs. 500 per year (plus taxes) Debit Card .Not available Debit Card . 250 & Max Rs.No charges & Replacement of a lost card .Balance inquiry at Other banks Debit Card . 5000) DD request through Netbanking Upto Rs.Women's Card Rs. 1 Lakh Rs. 1 Lakh Rs. 60 (Senior Citizens / Individuals in Rural areas) **Only DD amount upto Rs 100. 40 (Senior Citizens / Individuals in Rural areas) Above Rs. 150 per year (plus taxes) Replacement of a damaged card .

25 Above Rs. 5000 to Rs.No charge Cheque Books Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account .other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 400 per year First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/per cheque leaf. 50) * Credit on receipt of clear funds Collection of outstation cheques . 75 Particular Cheque . 15 Above Rs. 5000 Rs. 1 Lakh Rs. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . Quarterly statements sent by post Issue of duplicate / adhoc statements Rs. 300) Statement/Duplicate Account Statement Account Statements .65% + Rs. Hold Statement Rs. 1000 to Rs.our bank locations -Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 0 to Rs. 500 to Rs.Free Monthly statements to be Collected from branch. 6 per 1000 or part thereof (Min Rs. 10. Rs.0. Phonebanking (IVR). 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 50 (Free through Phonebanking). & Mobilebanking. 3 per 1000 or part thereof Above Rs.Rs.0. 1 Lakh Rs. 500 Rs. 100 (Free through Phonebanking) Upto 14 days .Rs. 30 Above Rs. 10. 501 & above Re.100 at Branch. 1000 Rs. Rs.Rs.000 to Rs.Local Due to insufficient funds . 25 (Min Rs. PAP Cheque book NA Free Duplicate passbook issuance Rs 100/Collection of outstation cheques . 1 per 1000 (Min Rs. 10 Above Rs.000 Rs.Upto Rs. 500 No Charges Cheque value Rs.No charge Cheque return charges drawn on us deposited in other locations Rs. Range of Cheques .30 per statement through Netbanking.50 per statement through Phonebanking (Non-IVR) & ATM.40% (Min Rs. 350 Due to Technical reasons .

Rs 100/Above 6 months .000/. Account Operation No Initial Payment is required to open a 'No Frills' account and No Average Quarterly Balance needs to be maintained. Eligibility Criteria Customer can open a No Frills Savings account if he: Does not have a bank account & has an annual income of less than or equal to Rs. 50 Current year . Yes Free Yes Rs. Hindu Undivided Families.15 days upto 6 months . 250 Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a 'No Frills' Savings Account: Resident Individuals (sole or joint account).or Does not have a bank account & is a beneficiary under a Government Welfare Scheme . Previous year . 50 per call (Agent assisted calls).Free.Non IVR Rs. 50.Rs.IVR Free Phonebanking .No charge Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking .

90 per 1000 Third party cash transaction limit of Rs. Avail of Free Outstation Cheque Collection at HDFC Bank locations across the country. Invest your surplus funds smartly! Get valuable investment advice from our monthly newsletter absolutely Free.50. Fees & charges Cash Transaction Withdrawal Interbranch transactions through teller counters -Cash Withdrawals upto Rs. Payable at Par chequebook facility Free: You can now use your PAP chequebook at any of HDFC Bank locations (through Clearing only) without any charge. Carry out cash transactions at any HDFC Bank branch.Free Above Rs.Not Allowed Cash Deposit Interbranch transactions through teller counters-Cash Deposits upto Rs. Third party cash transactions up to Rs. 0 to Rs. Collect fees.000/ . Avail special discounts on Foreign exchange transactions.50. 2.000 per day .50. 50. Above Rs. Enjoy unlimited DDs on HDFC Bank locations Free.000 per day Free. Bank from home using our 24-hour NetBanking & PhoneBanking service. Get monthly account statements Free.000 . 501 & above Re. 500 No Charge Cheque value Rs.Institiutional Saving Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered Main Features • • • • • • • • • • • HDFC Bank Regular No minimum balance required 3.per day Free. 50) . You can also avail of special rates for outstation cheque collection at non-HDFC Bank locations.5% None Zero balance account. donations online using our Payment Gateway facility.Free Local Cheque deposited for outstation accounts Cheque value Rs.000 per day . 50.Rs. 1 per 1000 (Min Rs.000 .50.

50 per statement through PhoneBanking (Non-IVR) & ATM. 50 (Free through PhoneBanking & NetBanking). Courier charges (Rs. 1 Lakh Rs.Rs.0. Range of Cheques . Rs. 6 per 1000 or part thereof (Min Rs.issued by default 25 leaves Free per calendar quarter No charges on usage at HDFC Bank locations. 1 Lakh Rs. 3 per 1000 or part thereof Above Rs. Free through NetBanking Hold Statement Rs. 10 Above Rs. 1 Lakhs Free (*Third Party Registration required . 25 Above Rs.30 per statement through PhoneBanking (IVR) & MobileBanking.000 Rs. 15 Above Rs. 100 (Free through PhoneBanking & DD cancellation/Revalidation DD drawn on correspondent location/other bank Statement/Duplicate Account Statement Cheque Books Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques . 30 Above Rs. 1 Lakh Free Corr bank charges applicable Third party DD* upto Rs. 5000 to Rs. 10.20/-) applicable Collection of outstation cheques .25/-) applicable Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . Rs. 1000 Rs. 500 Rs.Rs. 5000 Rs.000 to Rs.40% (Min Rs. 400 per year PAP Cheque Book Free . 25 per inst) + Courier charges (Rs. 10.25/-) applicable * Credit on receipt of clear funds Rs 75 Particular Cheque .our bank locations Collection Free. 500 to Rs. 50 plus charges as outlined below: Upto Rs.0.Free Monthly statements sent by post Issue of duplicate / adhoc statements Rs.40% (Min Rs. Collection of outstation cheques . 25 per inst) + Courier charges (Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .100 at Branch.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) Rs 50 Rs.Balance inquiry at own bank Issue of DD drawn on base Bank/banks branch by cheque/transfer Free Free DDs on HDFC Bank locations without limit DD request through NetBanking Upto Rs. 300) Account Statements . 1000 to Rs.

Non IVR Free Yes Free No Mobile Banking SMS Alerts Eligibility Criteria Registered trusts. There is no Average Quarterly Balance (AQB) requirement.Free. . 250 Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes PhoneBanking . Min Age 18 Yrs.No charge Rs.IVR Free PhoneBanking . This is a Zero Balance Account. associations. clubs & such other institutions can apply for this account. 50 Current year .No charge 15 days upto 6 months .NetBanking) Closure of Account Upto 14 days .Rs.Rs 100/Above 6 months . societies. Previous year .

InstaAlert facility at Rs 25/. BillPay facility at Rs 25/. Above Rs.Transaction Charge .000 . per Customer ID. 50. thereafter Rs. Nil Interest payout on account balance Personal Accident Insurance cover of Rs.Free.Rs 15.per transaction.(plus taxes) per qtr. Cheque book issuance @ charge of Rs.00.90 per 1000 . per account.Cash transactions Upto Rs.000/Free Payroll Debit Card .5 per leaf (only on request and this is not a standard offering ) Free Passbook facility available at home branch for account holders (individuals) • Fees & charges Charges for non maintenance of Nil minimum quarterly average balance Cash Transaction Interbranch transactions through teller counters . 2.per transaction.000 at shopping avenues) Branch transactions at Rs.(plus taxes) per qtr.Rs. Free Net Banking.and Rs 25. 60/.000/.(max cash withdrawal at ATMs. Up to 6 free ATM cash withdrawal transactions.5% ATM cum Debit Card ATM Card NA ATM Card .Replacement charges NA Debit Card . Six-monthly account statements. 30/. Free Monthly email statements (optional).HDFC Bank ATMs 6 free per month & Rs 30 per additional transaction Main Features • • • • • • • • • • • • Zero Balance Account.Payroll Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Salary Account No minimum balance required 3. 50. Mobile Banking. Phone Banking.000 . 2.

40 ( Senior Cistizens / Individuals in Rural Areas) Above Rs. 500 per year (plus taxes) Add-on Debit Card .Annual Fee .Gold Rs.Renewal Fee .Transaction Charge . 100 per cash withdrawal (plus taxes) Debit Card . 100 per year (plus taxes) One add-on card free for the first year Add-on Debit Card . 150 per year (plus taxes) Balance Enquiry .SBI/Andhra Bank ATMs Rs.Non HDFC Bank International ATMsRs.Upto Rs. 110 per cash withdrawal (plus taxes) Debit Card .Women's Card Rs. 15 per balance enquiry Debit Card .Transaction Charge .Renewal Fee .Cash withdrawal at ATMs in India ATM Card .Gold Card Rs. Rs.SBI/Andhra Bank ATMsRs.Not available Debit Card . 150 per year (plus taxes) Replacement of a damaged card .Regular Rs.No charges & Replacement of a lost card . 500 per year (plus taxes) Debit Card . 500 per year (plus taxes) Debit Card .Non HDFC Bank International ATMs Rs.only SBI & Andhra Bank-Rs.Annual Fee .at Branch Rs.Non HDFC Bank Domestic ATMs-Rs. 20 per cash withdrawal (plus taxes) Debit Card .Transaction Charge .Renewal Fee . 10. 10.Gold Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry . 55 per cash withdrawal (plus taxes) Debit Card .Regular Free Debit Card .Transaction Charge . 50. 60 ATM Card . 20 per cash withdrawal (plus taxes) Debit Card .BOI/Canara Bank ATMs (only for Visa Card Holders)-Rs. 15 per balance enquiry Debit Card . 100 (plus taxes) (for all card types) Add-on Debit Card .Annual Fee .Transaction charge for Partner banks .Transaction Charge . 10 per balance enquiry Debit Card .Women's Card Rs.000 Rs.only SBI & Andhra Bank Rs.000 Rs.Regular Free Debit Card . 150 per year (plus taxes) DD request through Branch Upto Rs.Transaction Charge .Non HDFC Bank Domestic ATMs Rs. 50 through Cash withdrawal at ATMs in outside India Debit Card Fees Balance inquiry at own bank Balance inquiry at Other banks Debit card renewal charges Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer . 10 per balance enquiry Debit Card .Transaction Charge .Transaction Charge . 50.Rs. 75 (Rs.Transaction charge for Partner banks .Women's Card Rs.000 .

Bank charges if applicable) Third party DD upto Rs. 3 per 1000 or part thereof Above Rs. 100 at Branch or Phonebanking (Non-IVR). 10 Above Rs.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs. 500 to Rs.000 to Rs.Free Monthly statements to be Collected from branch.000 Rs.) Rs.000 for Preferred & Rs 50.Rs. 500 Rs. Six -monthly statements sent by post Issue of duplicate / adhoc statements Rs. 50. 0 to Rs. 6 per 1000 or part thereof (Min Rs. 30 per statement through Netbanking. 30 Above Rs. 2. 501 & above Re. 60 for Senior Citizens / Individuals in Rural Areas. 50 per statement through Phonebanking(IVR). 150) Above Rs.000 & upto Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 1 per 1000 (Min Rs. 5000 Rs. 10. 1 Lakh Rs. 10.30+(Corr. **Only DD amount upto Rs 100. 1 Lakh Rs. Rs. 1 Lakh Rs .00. 25 Above Rs. 500 No Charges Cheque value Rs. Hold Statement Rs.50 per 1000 or part thereof (Min Rs. Rs. 1000 to Rs. 15 Above Rs. 50. 1 Lakh Rs. 40 (Senior Citizens / Individuals in Rural areas.000 Rs . 50) Statement/Duplicate Account Statement Cheque Books Pass Book Outstation cheque collection . 5 per leaf PAP Cheque book NA Free Duplicate passbook issuance* Rs 100/Collection of outstation cheques .30+(Corr. 2 per 1000 or part thereof (Min Rs.000 for other customers accepted at Phonebanking. 300) Account Statements . Bank charges if applicable) (*Third Party Registration required. 50 plus charges as outlined below: Upto Rs. Above Rs. 1 Lakh Rs. 1000 Rs. 5000) DD request through Netbanking Upto Rs.Phonebanking) Rs. 250 & Max Rs. 5000 to Rs. 1. 400 per year Rs.ATM & Mobilebanking.

0. 40 through Phonebanking). Range of Cheques . 80 through Phonebanking) Before 6 months-Rs.Free. 350 Due to Technical reasons .65% + Rs. 100 (Rs. 50) *Credit on receipt of clear funds Return of Cheque Cheque return charges drawn on us . 50 Current year .IVR Free Phonebanking . 75 Particular Cheque . 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .* Credit on receipt of clear funds Collection of outstation cheques . 50 (Rs.Rs.40% (Min Rs. 250 Stop Payment for individual cheque or a range of cheques Closure of Account Mobile Banking SMS Alerts .other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .Rs.100/Above 6 months-No Charge Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking .0.Rs. Previous year . 25 (Min Rs.Local Due to insufficient funds .Rs.No charge Cheque return charges drawn on us deposited in other locations Rs.Non IVR Free Yes Free No Rs.

100 (plus taxes).000 per day . Preferential rates on forex transactions. Safe Deposit Lockers (subject to availability).5% ATM cum Debit Card ATM Card NA ATM Card . Mobile Banking. Phone Banking. Free Monthly email statements (optional) Free Payable at Par Chequebook. Quarterly statements. Free InstaAlert facility.000 and Rs. Free Passbook facility available at home branch for account holders (individuals).Replacement charges NA Main Features • • • • • • • • • • • • • • • • No minimum balance required Interest at the applicable savings account rate.Regular Salary Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Salary Account No minimum balance required 3. 25.Cash transactions Free Third party cash transactions at non-home branches through teller counters Upto a limit of Rs. Free inter-city/branch banking. Free Net Banking. 25.000 .10. 15. Preferential rates on loan products offered by the bank. Billpay facility. Free Sweep-in facility. Fees & charges Cash Transaction Interbranch transactions through teller counters . Free issuance of Demand Drafts up to Rs. Above Rs.Not allowed Third party cash transactions at home branch through teller . payable at branches within the HDFC Banking network.Rs.000 (non-cash) at shopping avenues. Free International Debit card with ATM cash withdrawal limit of up to Rs.10.000 per instrument.

250 Cash withdrawal at ATMs in outside India Balance inquiry at own bank Balance inquiry at Other banks Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer .000 for Preferred & Rs 50. 60 for Senior Citizens / Individuals in Rural Areas **Only DD amount upto Rs 100. 100 (plus taxes) (for all card types) Add-on Debit Card .No charges & Replacement of a lost card . 500 per year (plus taxes) Add-on Debit Card .Transaction charge for Non-Partner banks -NA Debit Card .Regular Rs 100 per year (plus taxes)One Add-on card free for the first year Add-on Debit Card . 25.counters Free Cash withdrawal at ATMs in India ATM Card .Non HDFC Bank Domestic ATMs Rs. 150) Above Rs.Non HDFC Bank International ATMsRs. 75 (Rs.Transaction charge for Non-Partner banks -NA Debit Card .only SBI & Andhra Bank Rs.000 Rs. 110 per cash withdrawal (plus taxes) Balance Enquiry .BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry . 10 per balance enquiry Replacement of a damaged card .Rs. 20 per cash withdrawal (plus taxes) ATM Card . 20 per cash withdrawal (plus taxes) Debit Card .Transaction Charge .000 & Upto Rs. 25 ATM Card .SBI/Andhra Bank ATMs Rs.Transaction Charge . 15 per balance enquiry Debit Card . 50 through Phonebanking)& Rs.50 per 1000 or part thereof (Min Rs. 15 per balance enquiry Debit Card .Transaction charge for Partner banks .Non HDFC Bank Domestic ATMs Rs. ATM Card . 50. 55 per cash withdrawal (plus taxes) Debit Card . Above Rs. 1 Lakh Rs. 1 Lakh Rs.000 DD request through Branch Above Rs. 2 per 1000 or part thereof (Min Rs.Gold Card Rs.Non HDFC Bank International ATMs Rs. 100 per cash withdrawal (plus taxes) Debit Card .Not available Debit Card .Transaction Charge .Transaction Charge .at Branch Rs. 50.Transaction Charge .Transaction Charge .Transaction charge for Partner banks .SBI/Andhra Bank ATMs Rs. 150 per year (plus taxes) Free upto Rs.000 for other customers accepted at Phonebanking.000 Upto Rs.Transaction Charge . 10 per balance enquiry.25. 2.Transaction Charge .only SBI & Andhra Bank Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Rs.Women's Card Rs.

40% (Min Rs. 500 Rs. 1 Lakh Rs. 5000 to Rs. 1 Lakh Rs.Free Monthly statements to be Collected from branch.) Rs. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 50. 1000 to Rs. 0 to Rs. 1. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . 1 Lakh Rs .Rs. Rs. 501 & above Re. 6 per 1000 or part thereof (Min Rs. 10. 10 Above Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 50 per statement through Phonebanking(IVR).Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs.65% + Rs. 5000) DD request through Netbanking Upto Rs.000 Rs. Bank charges if applicable) Third party DD upto Rs.30+(Corr. 25 Above Rs.& Max Rs. Hold Statement Rs. 5000 Rs. 1 per 1000 (Min Rs. 25 (Min Rs.ATM & Mobilebanking. 500 No Charges Cheque value Rs.30+(Corr. 40 (Senior Citizens / Individuals in Rural areas.Local Statement/Duplicate Account Statement Cheque Books Pass Book Outstation cheque collection Return of Cheque . 1000 Rs. 3 per 1000 or part thereof Above Rs. 50) * Credit on receipt of clear funds Collection of outstation cheques . 400 per year PAP Cheque book Free by default Free Duplicate passbook issuance . 30 Above Rs.0.000 to Rs.Rs 100/Collection of outstation cheques .0. 15 Above Rs. 30 per statement through Netbanking. 500 to Rs. 100 at Branch or Phonebanking (Non-IVR). 300) Account Statements . Bank charges if applicable) (*Third Party Registration required. 50 plus charges as outlined below: Upto Rs. Rs. 10.00.000 Rs .

350 Due to Technical reasons .Free.5% ATM cum Debit Card ATM Card NA ATM Card . 50 Current year .Rs.Replacement charges NA Main Features .Rs.No charge Cheque return charges drawn on us deposited in other locations Rs. 80 through Phonebanking) Before 6 months-Rs 100/After 6 months-No Charge Rs.Rs.Due to insufficient funds . Range of Cheques .IVR Free Phonebanking . 50 (Rs. 250 Mobile Banking SMS Alerts Premium Salary Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Salary Account No minimum balance required 3.Rs. Previous year . 40 through Phonebanking).Non IVR Free Yes Free No Particular Cheque . 100 (Rs. 75 Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Yes Phonebanking .

500 per year (plus taxes) Debit Card .100 (plus taxes). 2.Annual Fee .Rs. 100 per cash withdrawal (plus taxes) Debit Card .Transaction Charge . 50 Debit Card .Non HDFC Bank Domestic ATMs Rs.Not allowed Third party cash transactions at home branch through teller counters Free of charge Cheques deposited .000 per day .Transaction Charge .only SBI & Andhra Bank Rs.HDFC Bank ATMs Free ATM Card . Free Payable at Par Chequebook.00. Preferential rates for Gold and Silver credit cards. Free monthly account statements. Free Personal Insurance Accident cover up to Rs.Annual Fee . Free Demand Drafts up to Rs.10. 150 per year (plus taxes) Cash Deposit ATM transaction at own bank Cash withdrawal at ATMs in India Debit Card Fees .000 (non-cash) at shopping avenues.000/.10.000/. Free Passbook facility available at home branch for account holders (individuals) Fees & charges Cash Transaction Interbranch transactions through teller counters . Above Rs.Rs 25.outward Rs.SBI/Andhra Bank ATMs Rs.Transaction charge for Partner banks .on the Debit card.Transaction Charge .Transaction Charge .Annual Fee . 20 per cash withdrawal (plus taxes) ATM Card . • • • Free Monthly email statements (optional).000 . Free BillPay and Insta Alert facility.Transaction Charge .000 per instrument. 110 per cash withdrawal (plus taxes) Debit Card .and Rs 50.• • • • • • • Free International Debit Card and Add-on Debit card for life. Free Debit card withdrawals . 55 per cash withdrawal (plus taxes) Debit Card .Non HDFC Bank International ATMs Rs. per instrument payable at branches within the HDFC Banking network.Regular Free Debit Card . 20 per cash withdrawal (plus taxes) Debit Card . Free ATM transactions on non-HDFC Bank Visa/Cirrus network ATM's.Cash transactions Free Third party cash transactions at non-home branches through teller counters Upto a limit of Rs.max cash withdrawal at ATMs. 25.Transaction charge for Non-Partner banks NA Debit Card .Gold Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Rs.Women's Card Rs.

Transaction Charge .Non HDFC Bank International ATMs Rs.000 DD request through Branch Above Rs.000 for Preferred & Rs 50. 10 per balance enquiry ATM Card .30+(Corr. 15 per balance enquiry Debit Card .Not available Debit Card . 2 per 1000 or part thereof (Min Rs.No charges & Replacement of a lost card . 40 (Senior Citizens / Individuals in Rural areas.000 for other customers accepted at Phonebanking. Bank charges if applicable) (*Third Party Registration required. 1. 50 Rs. 1 Lakh Rs.Gold Card Rs.Transaction Charge .Gold Rs. Above Rs. 2.00. 15 per balance enquiry Debit Card .50 per 1000 or part thereof (Min Rs. 500 per year (plus taxes) Add-on Debit Card .000 & upto Rs.Balance inquiry at own bank Balance inquiry at Other banks Balance Enquiry . 25. 50 through Phonebanking) & Rs.Renewal Fee .000 Rs. 50.Renewal Fee . 250 & Max Rs. 1 Lakh Rs. 25 ATM Card .30+(Corr. 150) Above Rs.Non HDFC Bank Domestic ATMs 10 free transactions per month Rs. 75 (Rs.Transaction Charge . 10 per balance enquiry Debit Card . 50.Transaction charge for Partner banks .Regular Free Debit Card .Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) Rs.) Debit card renewal charges Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer DD cancellation/Revalidation .000 upto Rs. 60 for Senior Citizens / Individuals in Rural Areas. 100 (plus taxes) (for all card types) Add-on Debit Card .Regular Free Add-on Debit Card . 150 per year (plus taxes) Free upto Rs.Transaction charge for Non-Partner banks NA Debit Card .at Branch Rs.only SBI & Andhra Bank Rs. 1 Lakh Rs .BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry .Renewal Fee .Transaction Charge .Rs. **Only DD amount upto Rs 100.Women's Card Rs.Women's Card Rs. 150 per year (plus taxes) Replacement of a damaged card . 5000) DD request through Netbanking Upto Rs. Bank charges if applicable) Third party DD upto Rs.000 Rs .25.SBI/Andhra Bank ATMs Rs. 500 per year (plus taxes) Debit Card .

50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 25 (Min Rs.ATM & Mobilebanking. 15 Above Rs. 100 (Rs. 500 Rs. 1000 to Rs.Free.0. 0 to Rs. 500 to Rs. 1 per 1000 (Min Rs. Range of Cheques . 75 Particular Cheque .40% (Min Rs.Local Due to insufficient funds .DD drawn on correspondent location/other bank Rs. 300) Account Statements . 25 Above Rs. 5000 to Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .0. 10 Above Rs. 50 (Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs.000 Rs.Rs. 1 Lakh Rs. 30 Above Rs. 50 Current year . Rs. 30 per statement through Netbanking. 6 per 1000 or part thereof (Min Rs. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . 1000 Rs. 100 at Branch or Phonebanking (Non-IVR). Previous year .Rs.65% + Rs. 10. 40 through Phonebanking). 1 Lakh Rs. 3 per 1000 or part thereof Above Rs. 50 plus charges as outlined below: Upto Rs. 50 per statement through Phonebanking(IVR). 400 per year PAP Cheque book Free by default Free Duplicate passbook issuance Rs 100/Collection of outstation cheques . 5000 Rs.Rs. 250 Statement/Duplicate Account Statement Cheque Books Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate . 501 & above Re. 50) * Credit on receipt of clear funds Collection of outstation cheques .000 to Rs.Free Monthly Issue of duplicate / adhoc statements Rs.Rs.No charge Cheque return charges drawn on us deposited in other locations Rs. 10.Rs. Hold Statement Rs. 80 through Phonebanking) Before 6 months-Rs 100/After 6 months-No Charge Rs. 350 Due to Technical reasons . 500 No Charges Cheque value Rs.

inter-city and inter-branch banking. MobileBanking.5% ATM cum Debit Card ATM Card NA ATM Card . ATM facility.IVR Free Phonebanking . Free for life International Debit Card and one add-on Debit Card with no annual fees for the first year. BillPay.Replacement charges NA Main Features • • • • The Defence Salary Account is a Zero Balance account. Enjoy facilities like NetBanking.Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking . Defence Salary Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Salary Account No minimum balance required 3. PhoneBanking.Non IVR Free Yes Free No Mobile Banking SMS Alerts Eligibility Criteria Min Age 18 Yrs. Free Funds Transfer to any other HDFC Bank account in any city/branch and free .

Transaction Charge .only SBI & Andhra Bank Rs. Consumer Loans and Personal Loans.outward Rs.Women's Card Rs.Transaction Charge -Non HDFC Bank Domestic ATMs Rs. New Car Loans and Used Car Loans. 110 per cash withdrawal (plus taxes) Debit Card .BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry .• • • • • Demand Drafts up to Rs.Transaction Charge .Cash transactions Free Cheques deposited .Transaction charge for Partner banks . Fees & charges Cash Transaction Cash Deposit ATM transaction at own bank Cash withdrawal at ATMs in India Interbranch transactions through teller counters .HDFC Bank ATMs Free Debit Card .Annual Fee .Transaction charge for Non-Partner banks NA Debit Card . 500 per year (plus taxes) Debit Card . 100 per cash withdrawal (plus taxes) Debit Card . Free Passbook facility available at home branch for account holders (individuals).Renewal Fee .Transaction Charge . Free Monthly Accounts Statements . 25 ATM Card . 55 per cash withdrawal (plus taxes) Debit Card .Not available Debit Card . 10 per balance enquiry Debit Card .Transaction Charge .Transaction Charge . 10 per balance enquiry ATM Card .000/-.at Branch Rs. Enjoy Free InstaAlert Facility.SBI/Andhra Bank ATMs Rs.Gold Rs.Women's Card Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Rs. 25. 50 Debit Card .Regular Free Debit Card .Free Monthly email statements (optional). 150 per year (plus taxes) Replacement of a damaged card . 500 per year (plus taxes) Debit Card .Non HDFC Bank International ATMs Rs. 15 per balance enquiry Debit Card .Renewal Fee .SBI/Andhra Bank ATMs Rs.Gold Rs.Renewal Fee .Non HDFC Bank International ATMs Rs.Transaction Charge .Annual Fee .Regular Free Debit Card .Transaction Charge . Enjoy preferential rates on Loans Against Shares.No charges & Replacement Cash withdrawal at ATMs in outside India Debit Card Fees Balance inquiry at own bank Balance inquiry at Other banks Debit card renewal charges Replacement of Debit Card .Annual Fee . 150 per year (plus taxes) Balance Enquiry . Free Payable at Par Chequebook. 20 per cash withdrawal (plus taxes) Debit Card .

3 per 1000 or part thereof Above Rs. 1000 Rs. 1 Lakh Rs. Bank charges if applicable) (*Third Party Registration required. **Only DD amount upto Rs 100.000 for other customers accepted at Phonebanking.000 DD request through Branch Above Rs. Bank charges if applicable) Third party DD upto Rs. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.000 Rs. Rs.000 & upto Rs. 30 Above Rs.Rs. 000 upto Rs.50 per 1000 or part thereof (Min Rs.Gold Card Rs. 100 at Branch or Phonebanking (Non-IVR). 10 Above Rs. 50 plus charges as outlined below: Upto Rs. 25 Above Rs. 250 & Max Rs.ATM & Mobilebanking. 5000 Rs. 6 per 1000 or part thereof (Min Rs. 50 Rs. 50 per statement through Phonebanking(IVR). 5000) DD request through Netbanking Upto Rs. 500 to Rs. 30 per statement through Netbanking. 50.00. 150) Above Rs. 1. 5000 to Rs. 75 (Rs.Rs. 2. 40 (Senior Citizens / Individuals in Rural areas.) Rs.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs. 100 per year (plus taxes) One add-on card free for the first year Add-on Debit Card . 60 for Senior Citizens / Individuals in Rural Areas.000 for Preferred & Rs 50. 500 Rs.30+(Corr.Regular Rs. 1 Lakh Rs. 150 per year (plus taxes) Free upto Rs. 15 Above Rs.000 Rs .Women's Card Rs. 50. 1000 to Rs.25. 2 per 1000 or part thereof (Min Rs. 1 Lakh Rs.of a lost card . 10. 10. Hold Statement Rs.000 Rs. 1 Lakh Rs . 300) Account Statements .Free Monthly statements to be Collected from branch.30+(Corr. 25. 500 per year (plus taxes) Add-on Debit Card . 400 per year Issue of DD drawn on base Bank/banks branch by cheque/transfer Statement/Duplicate Account Statement . Above Rs. 50 through Phonebanking) Rs.000 to Rs. 1 Lakh Rs. 100 (plus taxes) (for all card types) Add-on debit card Add-on Debit Card .

other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up .Free.Cheque Books Pass Book Outstation cheque collection Free Duplicate passbook issuance Rs 100/Free Duplicate passbook issuance Rs 100/Collection of outstation cheques .65% + Rs. 75 Particular Cheque .0.Rs. 50 Current year .40% (Min Rs. Range of Cheques . 40 through Phonebanking).Non IVR Free Yes Free No Mobile Banking SMS Alerts .Local Due to insufficient funds .50) *Credit on receipt of clear funds Collection of outstation cheques . Previous year .No charge Cheque return charges drawn on us deposited in other locations Rs. 80 through Phonebanking) Before 6 months-Rs 100 After 6 months-No Charge Rs. 25 (Min Rs. 50 (Rs.0.Rs.Rs. 250 Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking .Rs. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . 350 Due to Technical reasons .our bank locations Cheques drawn on metro/non-metro cities (branch locations) cheque value 0-500 No charge cheque value 501 & above Rs 1 per 1000(min Rs. 100 (Rs. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .IVR Free Phonebanking .

Eligibility Criteria Min Age 18 Yrs.

No Frills Salary Account Highlights Bank Category HDFC Bank Salary Account

Minimum AQB No Initial Payment is required to open a 'No Frills' account and No (Average Quarterly Average Quarterly Balance needs to be maintained. Balance) Interest Rate Card Offered 3.5% ATM cum Debit Card ATM Card Free ATM Card - Replacement charges Rs.100 (plus taxes)

Main Features
• • • • • • • • •

• •

Access a wide network of branches and over a thousand ATMs across the country to eet all your banking needs. Bank conveniently with facilities like Free NetBanking and MobileBanking. Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI. Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged*). Get Free Quarterly Account Statements. Free Monthly email statements (optional). Access your account through a Free ATM Card. Enjoy free Cash Deposits at Branch/ATM. Free Cash withdrawals per Month at Branch and HDFC Bank ATMs o This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs o Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and ministatement at the ATMs will be free of charge and without any restrictions o Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions Free ATM Card for life. International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each

• • • • •

applicant. First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf. Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet. Enjoy InstaAlerts via e-mails or SMS at nominal charges. Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account. Free Passbook facility available at home branch for account holders (individuals) .

Fees & charges Cash Transaction Interbranch transactions through teller counters - Cash transactions Upto Rs. 50,000 - Free, Above Rs. 50,000 - Rs. 2.90 per 1000 Branch transactions 1 Cash Withdrawal per month is free, additional cash withdrawal trxs. will be charged at Rs. 50 per trnxs. Cheques deposited - outward Rs. 50 Debit Card - Transaction Charge - HDFC Bank ATMs 2 free per month & Rs 15 per additional transaction ATM Card - Transaction charge for Partner banks - only SBI & Andhra Bank Rs. 20 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs Rs. 55 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 110 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders) Rs. 100 per cash withdrawal (plus taxes) Debit Card - Transaction Charge - SBI/Andhra Bank ATMs Rs. 20 per cash withdrawal (plus taxes) Debit Card - Annual Fee - Regular Rs. 100 per year (plus taxes) Debit Card - Annual Fee - Gold Rs. 500 per year (plus taxes) Debit Card - Annual Fee - Women's Card Rs. 150 per year (plus taxes) Balance Enquiry - at Branch Free ATM Card Transaction Charge - HDFC Bank ATMs Only 2 Free ATM Cash withdrawals per month. Additional trnxs. @ Rs. 15. Other Transactions Cheque deposit, Balance enquiry, mini-statement free. ATM Card - Transaction charge for Non-Partner banks NA

Cash Transaction Withdrawal

Cash Deposit ATM transaction at own bank Cash withdrawal at ATMs in India

Debit Card Fees

Balance inquiry at own bank

Balance inquiry at Other banks

ATM Card - Transaction charge for Partner banks - only SBI & Andhra Bank Rs. 10 per balance enquiry Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs Rs. 15 per balance enquiry Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 15 per balance enquiry Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry - Not available Debit Card - Transaction Charge - SBI/Andhra Bank ATMs Rs. 10 per balance enquiry Debit card renewal charges Debit Card - Renewal Fee - Regular Rs. 100 per year (plus taxes) Debit Card - Renewal Fee - Gold Rs. 500 per year (plus taxes) Debit Card - Renewal Fee - Women's Card Rs. 150 per year (plus taxes) Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) Add-on Debit Card - Regular Rs. 100 per year (plus taxes) Add-on Debit Card - Gold Card Rs. 500 per year (plus taxes) Add-on Debit Card - Women's Card Rs. 150 per year (plus taxes) DD request through Branch Upto Rs. 10,000 Rs. 50 / Rs 40( Senior Citizens / Individuals in Rural areas. Above 10,000 - Upto Rs. 50,000/- Rs 75 (Rs.50 through Phonebanking) Rs 60 ( Senior Citizen / Individuals in Rural areas) ** Only DD amount upto Rs 1,00,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking Above Rs.50,000 & upto Rs 1 Lakh Rs 2.50 per 1000 or part thereof ( Min Rs 150 ) Above Rs. 1 Lakh Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5,000) DD request through Netbanking Upto Rs. 1 Lakh Rs .30+(Corr. Bank charges if applicable) Third party DD upto Rs. 1 Lakh Rs .30+(Corr. Bank charges if applicable) (*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent Rs. 50 / Rs 40 (Senior Citizens / Individual in Rural Areas) Rs. 50 plus charges as outlined below:

Replacement of Debit Card Add-on debit card

Issue of DD drawn on base Bank/banks branch by cheque/transfer

5000 to Rs. 15 Above Rs. 500 No Charges Cheque value Rs. 100.Rs.Free Free Quaterly (by post).0.Rs. 50) * Credit on receipt of clear funds Collection of outstation cheques . 75 Particular Cheque . 10.per cheque leaf. 50 per statement through Phonebanking(IVR).No charge Cheque return charges drawn on us deposited in other locations Rs.NA Free Duplicate passbook issuance Rs 100/Collection of outstation cheques . 1000 Rs. 40 through Phonebanking). 100 at Branch or Phonebanking (Non-IVR). 1000 to Rs. Free monthly statements if the customer collects from the branch Issue of duplicate / adhoc statements Rs.40% (Min Rs.65% + Rs.location/other bank Upto Rs. Rs. 50 (Rs.Rs. 1 Lakh Rs. 3 per 1000 or part thereof Above Rs. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .Local Due to insufficient funds . 10 Above Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . PAP Cheque book . Previous year .Rs.Rs. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . Hold Statement Rs. 5000 Rs. 501 & above Re.ATM & Mobilebanking.000 to Rs. 250 Statement/Duplicate Account Statement Cheque Books Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate . 350 Due to Technical reasons . 400 per year First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/.Free.000 Rs. 80 through Phonebanking) Before 6 months . 500 to Rs. 1 Lakh Rs. 1 per 1000 (Min Rs. 300) Account Statements . 50 Current year . 25 Above Rs. After 6 months . 10. 0 to Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs.0. 500 Rs. 30 Above Rs.No Charge Rs. 100 (Rs. 25 (Min Rs. Range of Cheques .Rs. 6 per 1000 or part thereof (Min Rs. 30 per statement through Netbanking.

000/. Min Age 18 Yrs. 4. 10.5% ATM cum Debit Card ATM Card Free . 50 per call ( agent based) Yes Free No Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a 'No Frills' Savings Account: The customer should be employed with the corporate having a salary relationship with HDFC bank.IVR Free Phonebanking .Non IVR Rs. Employee's average salary needs to be below Rs.Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking .per month. Account Operation No Initial Payment is required to open a 'No Frills' account and No Average Quarterly Balance needs to be maintained. Kid's Advantage Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Regular Rs. 5000 (Urban & Semi-urban) NIL with a Fixed deposit of Rs.000 3.

Free InstaAlerts for all account holders for lifetime of the account.Charges of Rs. 5000 (Urban & Semi-urban) .Non HDFC Bank International ATMs Rs.gets converted into Fixed Deposits for a specified period in your child's name. Opt for systematic Investment in Mutual Funds to plan for your childs future. Free Funds Transfer between your Savings Account and your Kids Advantage Account.Gold Rs. 15 per balance enquiry ATM transaction at own bank Debit Card Fees Balance inquiry at own bank Balance inquiry at Other banks .Free. 500 per year (plus taxes) Debit Card .Replacement charges Rs.000/. 100 (plus taxes) Main Features • • • • • • • • • • • • Builds up savings for your child's future. 100 per year (plus taxes) Debit Card . 2.SBI & Andhra Bank Rs.Regular Rs.Annual Fee .HDFC Bank ATMs Free Debit Card .Transaction charge for Non-Partner banks NA Debit Card .Transaction Charge .over and above a balance of Rs. Fees & charges Charges for non maintenance of minimum quarterly average balance Cash Transaction AQB less than Rs. 15 per balance enquiry Debit Card .per day.Transaction charge for Partner banks .Cash transactions Upto Rs.000/. Free Education Insurance cover of up to Rs. Free Passbook facility available at home branch for account holders (individuals). 2.Annual Fee . 10.000 . Net Banking facility to monitor both. Amounts in excess of Rs.Transaction Charge . Above Rs.at Branch Free ATM Card .Annual Fee . Free Email Statement facility. 300 per qtr Interbranch transactions through teller counters . Account by transferring a fixed sum from your Savings Account every month.Non HDFC Bank Domestic ATMs Rs.500/.Transaction Charge .000 . 5. 150 per year (plus taxes) Balance Enquiry . 50.000/. Automatically increases the balance in your Kids Advantage. 50.00.Rs.ATM Card .Women's Card Rs. your Savings Account as well as your Kids Advantage Account.for your child with every Kids Advantage Account. Free International Debit Card for your child (above 7 years of age) with a maximum drawing capability of Rs. 1.90 per 1000 Debit Card . 10 per balance enquiry ATM Card .

Renewal Fee .Women's Card Rs.Regular Rs. 150 per year (plus taxes) Debit Card . 1 Lakh Rs. 1 Lakhs Rs .BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry . 50 plus charges as outlined below: Upto Rs.50 per 1000 or part thereof (Min Rs. 40 (Senior Citizens / Individuals in Rural areas) Rs.Transaction Charge . 500 per year (plus taxes) Debit Card . 100 per year (plus taxes) One add-on card free for the first year Add-on Debit Card . 10 per balance enquiry Debit card renewal charges Debit Card . 1 Lakh Rs .000 & upto Rs.Replacement charges Replacement of a damaged card . Bank charges if applicable) (*Third Party Registration required. 100 (plus taxes) (for all card types) Add-on Debit Card . 150 per year (plus taxes) DD request through Branch Upto Rs.000 for other customers accepted at Phonebanking Above Rs. 50 Rs. 250 & Max Rs. 50. 10 Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer . 1 Lakh Rs.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs.SBI/Andhra Bank ATMs Rs.Women's Card Rs.Debit Card . 100 per year (plus taxes) Debit Card .Gold Card Rs. 50.50 Rs.000 Rs.000 for Preferred & Rs 50.000 & upto Rs. 5000) DD request through Netbanking Upto Rs. 50 through Phonebanking) Rs. 500 per year (plus taxes) Add-on Debit Card .10.Not available Debit Card . 150) Above Rs. 2 per 1000 or part thereof (Min Rs.Renewal Fee . 75 (Rs.30+(Corr.Gold Rs.No charges & Replacement of a lost card Rs. 2. Bank charges if applicable) Third party DD* upto Rs.Renewal Fee . 40 (Senior Citizens / Individuals in Rural areas) Above Rs. 60 (Senior Citizens / Individuals in Rural areas) **Only DD amount upto Rs 100.Regular Rs. 10000 Rs. 500 Rs.Transaction Charge .30+(Corr.

300) Statement/Duplicate Account Statement Account Statements . 0 to Rs.No charge Rs 50 Cheque Books Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate .Above Rs. Range of Cheques . Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 10. 100 (Free through Phonebanking) Upto 14 days . 25 Above Rs. 1 Lakh Rs. 500 No Charges Cheque value Rs.Rs. & Mobilebanking. Rs.Local Due to insufficient funds .100 at Branch. 15 Above Rs.No charge Cheque return charges drawn on us deposited in other locations Rs. 500 to Rs. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.Rs.000 to Rs. 1000 Rs.40% (Min Rs.0. Hold Statement Rs. 50) * Credit on receipt of clear funds Cheque return charges drawn on us .0. Phonebanking (IVR). 30 Above Rs. 400 per year Free PAP Cheque book NA Free Duplicate passbook issuance Rs 100/Collection of outstation cheques .30 per statement through Netbanking. 75 Particular Cheque . 1 Lakh Rs. 501 & above Re.No charge 15 days upto 6 months . 50 (Free through Phonebanking).Rs.Rs 100/Above 6 months .Free Monthly statements to be Collected from branch. 10. 350 Due to Technical reasons . 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques . 6 per 1000 or part thereof (Min Rs.000 Rs.65% + Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 50) * Credit on receipt of clear funds Collection of outstation cheques .50 per statement through Phonebanking (Non-IVR) & ATM. 5000 Rs. 5000 to Rs. 3 per 1000 or part thereof Above Rs. 25 (Min Rs. 1 per 1000 (Min Rs. 1000 to Rs.

500/-) from your Savings Account every month to your child's Kids Advantage Account. 250 Yes Phonebanking .in the name of your child as a Fixed Deposit with a minimum term period of 6 months and 1 day. .service charges will apply.5. If you do not have a HDFC Savings Account.Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Current year . for a specific period in your child's name. when the balance in the Kid's Advantage Account exceeds Rs.000/. Instruct the bank to transfer a standard amount (min.Rs. If the balance in your child's Fixed Deposit falls below Rs.Free.000/.000 will be transferred into a new Fixed Deposit. How to Open a Kids Advantage Account Open a Savings Account with HDFC Bank (If you already have a savings account with us.IVR Free Phonebanking .10. you need not open a new account). A new Kids Advantage Account that links to this Fixed Deposit will be opened up in your child's name. Rs.Non IVR Free Rs.000/-. Over a period. 10. the amount in excess of Rs. you will need to open an account. Invest a minimum sum of Rs. Previous year . 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive Yes Free No Mobile Banking SMS Alerts Eligibility Criteria You can open a Kids Advantage Account as long as your child is a minor and you have a Savings Account with us. 10.

Replacement charges NA Main Features The Pension Saving account is a Zero Balance Account. BillPay. o Timely issue of Form.5% ATM cum Debit Card ATM Card NA ATM Card . Free International Debit Card. o No delays in commencement of pension disbursals (subject to all the stipulated terms/conditions are fulfilled by the pensioner). • • • • • Timely credit of receivables. o Dispatch of credit advice containing detailed calculations of the amount credited each month within 10 days of the payment. Enjoy facilities such as NetBanking. and deliverables reach in time. o Timely intimation of revisions due to changes in rates of Pension or Dearness Allowance. Civil Pensions). PhoneBanking.16A (by April 15th) for tax deducted at source in the immediately previous financial year. .Pension Saving Bank Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Senior Citizen No minimum balance required 3. Pension Accounts are transferable from one branch/bank to another. inter-city and inter-branch banking. o Immediate action in case family pension devolves to the spouse.within the 1st and 5th of the new month (in case of EPFO) and last day of the month (in case of Central Govt. o Timely communication to the customer on receipt of the PPO. The HDFC Bank advantage o Pension Accounts are opened immediately after advice. ATM facility.

Transaction Charge .Women's Card Rs. 500 per year (plus taxes) Debit Card .Regular Rs.only SBI & Andhra Bank Rs. 500 per year (plus taxes) Add-on Debit Card .HDFC Bank ATMs Free Debit Card .Gold Rs.Transaction Charge .Gold Rs.Non HDFC Bank International ATMs Rs.Rs.only SBI & Andhra Bank Rs.Renewal Fee . 150 per year (plus taxes) DD request through Branch ATM transaction at own bank Debit Card Fees Balance inquiry at own bank Balance inquiry at Other banks Debit card renewal charges Replacement of Debit Card Add-on debit card Issue of DD drawn on base .Women's Card Rs.Transaction Charge .No charges & Replacement of a lost card . 100 per year (plus taxes) One add-on card free for the first year Add-on Debit Card .Regular Free Debit Card . 20 per cash withdrawal (plus taxes) ATM Card .Transaction Charge .Annual Fee .Women's Card Rs. 100 (plus taxes) (for all card types) Add-on Debit Card .Cash transactions Free ATM Card .Transaction Charge .SBI/Andhra Bank ATMs Rs.Renewal Fee .Non HDFC Bank Domestic ATMs Rs.Not available Debit Card .BOI/Canara Bank ATMs (only for Visa Card Holders)Rs.Transaction charge for Non-Partner banks NA Debit Card . 20 per cash withdrawal (plus taxes) Debit Card . 110 per cash withdrawal (plus taxes) Debit Card .Annual Fee .Non HDFC Bank International ATMs Rs.Transaction Charge . 10 per balance enquiry Debit Card . 150 per year (plus taxes) Replacement of a damaged card . 15 per balance enquiry Debit Card .Transaction charge for Non-Partner banks NA Debit Card .at Branch Free ATM Card .Annual Fee .SBI/Andhra Bank ATMs Rs. 500 per year (plus taxes) Debit Card .BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry . 150 per year (plus taxes) Balance Enquiry .Transaction charge for Partner banks .Gold Card Rs.Renewal Fee . 10 per balance enquiry ATM Card . 100 per cash withdrawal (plus taxes) Debit Card .Transaction Charge . 15 per balance enquiry Debit Card .Regular Free Debit Card .Transaction charge for Partner banks .Fees & charges Cash Transaction Cash Transaction Withdrawal Interbranch transactions through teller counters .Transaction Charge .

50 Rs.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 2. 1 Lakh Rs . 500 No Charges Cheque value Rs. 400 Free PAP Cheque book NA Collection of outstation cheques .000 Rs. 75 (Rs. 25 Above Rs. Rs. 1 per 1000 (Min Rs.50 Rs. 10. 5000 to Rs. 1000 to Rs.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) DD cancellation/Revalidation DD drawn on correspondent location/other bank Rs.10. Bank charges if applicable) Third party DD upto Rs.30+(Corr. 150) Above Rs. 1000 Rs. 0 to Rs.50 per 1000 or part thereof (Min Rs. 40 (Senior Citizens / Individuals in Rural areas) Rs. 50) Statement/Duplicate Account Statement Cheque Books Outstation cheque collection .000 for other customers accepted at Phonebanking.000 to Rs. 15 Above Rs. Hold Statement Rs. 1 Lakh Rs.Bank/banks branch by cheque/transfer Upto Rs. 5000) DD request through Netbanking Upto Rs.Free Monthly statements to be Collected from branch. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs.000 Rs. 50 plus charges as outlined below: Upto Rs.ATM & Mobilebanking. 30 Above Rs. 10000 Rs.Rs. 3 per 1000 or part thereof Above Rs.000 & upto Rs. 60 (Senior Citizens / Individuals in Rural areas) **Only DD amount upto Rs 100. 40 (Senior Citizens / Individuals in Rural areas) Above Rs. 300) Account Statements .000 & upto Rs.30+(Corr. 100 at Branch or Phonebanking (Non-IVR). 2 per 1000 or part thereof (Min Rs. 1 Lakh Rs . 5000 Rs. 50 per statement through Phonebanking(IVR). 1 Lakh Rs. 10 Above Rs. 500 to Rs. 501 & above Re. 30 per statement through Netbanking. Above Rs. 50. 1 Lakh Rs. Bank charges if applicable) (*Third Party Registration required. 6 per 1000 or part thereof (Min Rs. 10. 50 through Phonebanking) Rs.000 for Preferred & Rs 50. 250 & Max Rs. 50. 1 Lakh Rs. 500 Rs.

Rs. 75 Particular Cheque . 250 Stop Payment for individual cheque or a range of cheques Closure of Account Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking . 50) *Credit on receipt of clear funds Return of Cheque Cheque return charges drawn on us . .Rs.No charge Cheque return charges drawn on us deposited in other locations Rs.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 50 (Rs.0.Rs. 350 Due to Technical reasons . 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .Local Due to insufficient funds .Free. After 6 months .* Credit on receipt of clear funds Collection of outstation cheques .Rs.IVR Free Phonebanking . 40 through Phonebanking). 25 (Min Rs.Non IVR Free Yes Free No Mobile Banking SMS Alerts Eligibility Criteria The following are eligible to open a Pension Saving Bank Account: All employees of central government and civil ministries who are covered under the Central Government Civil Pension Scheme operated by Central Pension Accounting Office. Previous year .65% + Rs.Rs.0.40% (Min Rs. Department of Expenditure and Ministry of Finance.No Charge Rs 50 Current year . Range of Cheques . 80 through Phonebanking) Before 6 months . 100. 100 (Rs.

up to Rs. You will then receive intimation to complete documentation at the designated branch. 100 (plus taxes) Main Features • • • • • • All account holders can operate their account freely without worrying about their minimum balance. Free BillPay & InstaAlerts facility for all account holders till the account is part of the . Get 5 Free Cash withdrawal transactions on SBI ATMs per group per month.000 (Urban & Semi-urban) 3. After the pensioner's portion of the PPO is handed over. Existing members of "Member of Employees" Family Pension Scheme. Free International Debit Card for all account holders till the account is part of the Family group. After retirement. (NRO Accounts will be issued only ATM cards). Family members with NRI status can also be part of the group. Min Age 60 Yrs. The details of your HDFC Bank Pension Salary Account will have to be furnished to your employer.Replacement charges Rs. Upto 2 free DD's/ MC's on HDFC Bank locations per account per month (max.per instrument per day). 25. The account can be opened up to two months before the date of retirement. Procedure & Operation A Pension Salary Account can only be opened in an individual's name. the pension will start getting credited to your account every month.000/. the RPFC/CPAO will forward the Pension Payment Order (PPO) to our designated office.All the employees of an establishment with a workforce strength of more than 20 (including contract employees) and who have opted to be members of the EPS 95 scheme. 25.5% ATM cum Debit Card ATM Card Free ATM Card . Family Savings Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Regular Rs.

Transaction Charge . (Available only on request at the branch.Transaction charge for Partner banks .HDFC Bank ATMs Free Cash Transaction ATM transaction at own bank Cash withdrawal at ATMs in India ATM Card .000 Rs.Transaction Charge . NetBanking & PhoneBanking.Non HDFC Bank Domestic ATMs Rs. Payable-at-par facility at a nominal cost for all accounts in the family group. 55 per cash withdrawal (plus taxes) 20 Debit Card . Charged to the account with the highest balance.Non HDFC Bank International ATMs Rs. 20 per cash withdrawal (plus taxes) Debit Card . 10.000 . Above Rs.90 per 1000 Debit Card . AQB is less than Rs. Free MobileBanking. 25. 150 per year (plus taxes) Balance Enquiry .Charges of Rs.Women's Card Rs. 1500 per group per qtr.Transaction Charge .Annual Fee .SBI & Andhra Bank Rs. 50/. Enjoy a Savings account to Savings acount sweep-in to a nominated account (sweep-in to NRE accounts not permitted from resident / NRO accounts). 500 per year (plus taxes) Debit Card . 10 per balance enquiry ATM Card .Gold Rs. Free Standing Instructions for investment into Mutual Funds.• • • • • • • • Family Group. Free OneView to access all your accounts. 110 per cash withdrawal (plus taxes) Debit Card .SBI & Andhra Bank Rs.Transaction charge for Partner banks .Transaction charge for Non-Partner banks NA Balance inquiry at own bank Balance inquiry at Other banks . 50.SBI/Andhra Bank ATMs Rs. Free Email statements . 1000 per group per qtr. Fees & charges Charges for non maintenance of minimum quarterly average balance AQB between Rs.at Branch Free ATM Card .Annual Fee . 100 per year (plus taxes) Debit Card .per delivery. Free Passbook facility available at home branch for account holders (individuals). 20 per cash withdrawal (plus taxes) Cash withdrawal at ATMs in outside India Debit Card Fees Debit Card .Regular Rs.Free. 50. Charged to the account with the highest balance.Annual Fee .Cash transactions Upto Rs.000 & Rs.Transaction Charge . (Available in select cities only).000 . Interbranch transactions through teller counters .000 .) Cash delivery @ Rs.Charges of Rs. 2. 10.

10. 60 (Senior Citizens / Individuals in Rural areas) **Only DD amount upto Rs 100.Debit Card . 25.Transaction Charge .Women's Card Rs.Gold Rs.Transaction Charge . 1 Lakh Rs. Bank charges if applicable) DD cancellation/Revalidation Rs.One add-on card free for the first year Add-on Debit Card . 50 Rs. 250 & Max Rs.Rs. 15 per balance enquiry Debit Card .Women's Card Rs.000 for other customers accepted at Phonebanking Above Rs. 100 per year (plus taxes) .Renewal Fee .Transaction Charge .30+(Corr. 2 per 1000 or part thereof (Min Rs. 500 per year (plus taxes) Debit Card .Renewal Fee .000 & upto Rs.Gold Card Rs. 1 Lakhs Rs . 100 (plus taxes) (for all card types) Add-on Debit Card . 5000) DD request through Netbanking Upto Rs. 10 per balance enquiry Debit card renewal charges Debit Card .000 Rs.000 & upto Rs. 10000 Rs.50 per 1000 or part thereof (Min Rs. 50 through Phonebanking) Rs. 2. 150 per year (plus taxes) Replacement of a damaged card . 500 per year (plus taxes) Add-on Debit Card . 1 Lakh Rs . 50.Regular Rs.Transaction Charge .Non HDFC Bank International ATMs Rs.Non HDFC Bank Domestic ATMs Rs.50 Rs. 150 per year (plus taxes) 2 free DDs/Mcs per account per month with maximum of Rs. 40 (Senior Citizens / Individuals in Rural areas) Above Rs.SBI/Andhra Bank ATMs Rs. 150) Above Rs. 50. Bank charges if applicable) Third party DD* upto Rs.Renewal Fee .30+(Corr.Regular Rs. 100 per year (plus taxes) Debit Card .000 for Preferred & Rs 50. 1 Lakh Rs.BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry Debit Card . 75 (Rs. 40 (Senior Citizens / Individuals in Rural areas) Replacement of Debit Card Add-on debit card Issue of DD drawn on base Bank/banks branch by cheque/transfer .No charges & Replacement of a lost card .000 per DD per day DD request through Branch Upto Rs. 15 per balance enquiry Debit Card .

6 per 1000 or part thereof (Min Rs.65% + Rs. 5000 Rs.30 per statement through Netbanking. 25 (Min Rs.Free Monthly statements to be Collected from branch. 350 Due to Technical reasons .DD drawn on correspondent location/other bank Rs. 500 No Charges Cheque value Rs. 50) Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques .No charges. 10. 300) Account Statements . Above Rs.50 per statement through Phonebanking (Non-IVR) & ATM.000 pm . 50. 50. Hold Statement Rs. Range of Cheques . & Mobilebanking.000 Rs. Quarterly statements sent by post Issue of duplicate / adhoc statements Rs. 0 to Rs.Rs.Rs.Rs.Rs.000 . 10 Above Rs. 30 Above Rs. 50 plus charges as outlined below: Upto Rs. Rs.40% (Min Rs. 10. 1000 Rs.Local Due to insufficient funds . 1 per 1000 (Min Rs. 2.000 to Rs.0. 100 (Free through Phonebanking) Statement/Duplicate Account Statement Cheque Books Pass Book Outstation cheque collection Return of Cheque Stop Payment for individual cheque or a range of cheques . 15 Above Rs. 400 per year Free PAP Cheque book Upto Rs.No charge Cheque return charges drawn on us deposited in other locations Rs.90 per 1000 on full amount Free Duplicate passbook issuance Rs 100/Collection of outstation cheques . 1000 to Rs. 3 per 1000 or part thereof Above Rs. 50) * Credit on receipt of clear funds Collection of outstation cheques . 500 to Rs. 25 Above Rs. 1 Lakh Rs. 501 & above Re.other locations Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up . 50 (Free through Phonebanking). 1 Lakh Rs. 50) *Credit on receipt of clear funds Cheque return charges drawn on us . 75 Particular Cheque . Phonebanking (IVR). Rs.0.our bank locations Cheques drawn on metro/non-metro cities (Branch Locations) Cheque value Rs. 5000 to Rs. 500 Rs.100 at Branch.

Free. o Titanium Credit Card : Special one-time fee of Rs. 999/. 50 Current year . o Silver/Value Plus Credit Card : Free for life-time. o Mudra Gold Bars : Special relationship discount. o Gold Debit Card : Rs. o Forex : Charges applicable on purchase of traveller's cheques waived for Family group customers.for the primary applicant of all a/cs grouped. . 250 Interest Certificate Balance Certificate Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking No No Yes Free Yes Phonebanking .for life for all account holders till they are a part of the Family Savings Group. o HSL Trading a/c : Special Registration price of Rs. Previous year . Get an add-on card Free.Rs 100/Above 6 months .Rs.IVR Free Phonebanking . 750/.for all new HSL accounts opened.No charge Rs.for the primary applicant of all a/cs grouped.Non IVR Free Yes Free No Mobile Banking SMS Alerts Special Offers • Avail Preferential pricing on: o Lockers : 25% Discount on the annual rent.Closure of Account Upto 14 days . Add-on cards free. o Gold Credit Card : Special one-time fee of Rs.No charge 15 days upto 6 months . o Demat Account : 1st year Folio maintenance charges waived for all new demat accounts opened. 250/. 799/.

No more than 4 members can form a Family Savings Group. Fees & charges ATM transaction at own bank Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free Branch transactions Free Cash Deposit at ATM / Branch. A member of the family with an NRI status can also be part of this group account. . Free Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs. One free cash withdrawal transaction at Branch & Two free ATM withdrawal transactions per month. Main Features • • • • • • • • Initial Pay-In & AQB requirement = Nil. One Branch Cash Withdrawal Transaction & Two ATM Withdrawal Transactions Free per month. 100 (plus taxes). Kisan NoFrills Savings Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) Interest Rate Card Offered HDFC Bank Regular No minimum balance required Initial Pay-in Nil 3.Replacement charges Rs.Eligibility Criteria All members should hold individual HDFC Bank accounts. Free Passbook facility available at home branch for account holders (individuals). MobileBanking and PhoneBanking. One Cheque book of 25 Leaves free. Free NetBanking . Free Monthly email statements . Free Cash Deposit at ATM / Branch.5% ATM Card ATM Card Free ATM Card .

Form 60 (if required). Free Duplicate passbook issuance Rs 100/- Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking Mobile Banking SMS Alerts No No Yes Free Yes Free Yes Free No Eligibility Criteria Resident Individuals (sole or joint account) who may be an Agriculturalists / Farmers having own Agricultural Land or having income from Agricultural Resources. 5 per leave. 15 and Rs. KYC & AML Form. One 25 Leaves Cheque Book free Extra Cheque Book @ Rs.Free Quarterly statements sent by post. 1 Passport Size photograph. PAN Card / Form 61.Statement/Duplicate Account Statement Cheque Books Pass Book Account Statements . Account Operation Initial Pay-In & AQB requirement = Nil Charges on non-maintenance of AQB = Nil Extra cheque books @ Rs. SB a/c opening form. Additional cash withdrawal Rs. Valid ID/ Address Proof. . 50 per transaction for ATM & Branch respectively. 5 per leave.

Option 2 Rs.2.000. Free PhoneBanking . . Non-maintenance of Rs 50.5.000 with a Fixed Deposit of Rs.Kisan Club Savings Account Highlights Bank Category Minimum AQB (Average Quarterly Balance) HDFC Bank Privileged Account Rs. Free Personal Accident Insurance cover of Rs.5. 50. Free Monthly email statements .000 (Urban Branches) Rs.500 (Semi Urban Branches). Inter Branch Banking. 750 per quarter. No Cheque Book Charges (issuance charges as per S&F brouchure apply).00 Lacs on Debit Card.000 in Fixed Deposit would attract charges of Rs.5% None Interest Rate Card Offered Main Features • • • • • • • • • Free Personalised Cheque Book.2. Free PAP Cheque Book (issued only on request).2. Fees & charges Charges for non maintenance of minimum quarterly average balance Non-maintenance of AQB would be attract charges of Rs.5.750 per quarter. NIL with a Fixed Deposit of Rs.500 (Semi Urban Branches). MobileBanking and NetBanking. Free International Debit Card for 1st Year.50.000 Initial Pay-in Option 1 Rs. 3.000 (Urban Branches) Rs. Free Passbook facility available at home branch for account holders (individuals).

100 applicable from 2nd year onwards.Free Quarterly statements sent by post.per quarter. Account Statements .) * .750/. Option 2: Min. Valid ID/ Address Proof. 50.Rs. 5000/-.per quarter.000 in FD or Rs.5000). 2500/-. Charges on non-maintenance of AQB .ATM transaction at own bank Debit Card Fees Replacement of Debit Card Statement/Duplicate Account Statement Cheque Books Pass Book Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free International Debit Card Free for 1st Year.000/-. 50. Charges on non-maintenance (Rs. AQB Nil (A/c to be opened with Rs. In case of Semi Urban Branches AQB is Rs. One 25 Leaves Personalised Cheque Book free PAP Cheque book free (issued only on request). Rs. Free Duplicate passbook issuance Rs 100/- Services & Features Overdraft Facility Reward Points Internet Banking Phone Banking Mobile Banking SMS Alerts No No Yes Free Yes Free Yes Free No Eligibility Criteria Eligibility & Account Operation Resident Individuals (sole or joint account) who are involved in the process of farming and own Agricultural Land.Rs.5000 AQB) . Account Operation Option 1: Initial Pay-In & AQB requirement is Rs. 100 (plus taxes). Annual Charges Rs. Fixed Deposit maintenance Rs.750/. Copy of land revenue record of the farmer (Jamabandi / Khasra Khatoni No.

.Cheque / Cash for Initial pay-in.

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