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Michael B. Drennon 8660 Timber Trails Dr.

De Soto, KS 66018 Phone: 913-538-5291 Cell: 913-481-7246 E-Mail: md54e2e8@westpost.net Management and Sales Professional Banking * Lending * Sales Management * Consulting Results-driven professional with a progressive management career in banking, sal es, and financial management. A high-energy, business Sales Manager with a soli d track record of performance in retail growth and business sales. Skilled at d eveloping and executing targeted business initiatives that drive customer growth , achieve sales objectives, and surpass bottom-line profit targets. Proven team leader by achieving long term relationships with customers with a high level of development and training of staff. Core Leadership Qualifications * Business Development and Marketing * Loan Underwriting *P&L/Budgeting/Cost Con trol * Staff Training & Development * Operations Management * Construction Inspection s * Team Building & Recruitment * Government Financing * Human Resources * Account Development & Retention * Risk Management * Project Management Professional Experience MD CAPITAL LLC, De Soto, KS 2006-Present A Commercial Brokerage Lender, Financial Consulting, and Private Equity Firm. President Manage the daily operations of this start up firm with a primary focus on Native American and Hotel Construction Financing. Secondary source of revenue is from small to mid size business loans brokered throughout the country. * Negotiated the financing for 14 Value Place Hotels through private and institu tional funds. * Raised private equity for 4 Candlewood Suite Hotels totaling $24 Million. * Successfully raised funds for a $30 Million Native American Saw Mill. First Community Bank, De Soto, KS 2005-2007 A $617 Million Kansas and Missouri Charted Bank located in Overland Park, KS. Vice President, Commercial Lender, and Branch Manager Built branch from ground floor in De Soto, KS. Managed the process from start t o finish including the state approval of the charter to allow First Community to do business in Kansas. Position had lending authority of $100,000 and any loan over that amount, was presented to the loan committee. * Closed and Booked $14 million in new loans and $8 million in deposits within t he first year. * Branch was profitable from day one from relationships and referrals built arou nd the community. * Negotiated with participating lenders to boost loan capacity over 400%. Farmers Bank and Trust, Overland Park, KS 2004-2005 A $625 Million Kansas Chartered Bank located in Great Bend Kansas. Vice President and Commercial Lender Responsible for starting a new loan portfolio consisting of Commercial and Devel opment loans. Generated new customers by developing relationships with local bu siness owners and developers. Underwrote, packaged, and presented each loan req uest to the Loan Committee on a weekly basis. Position had lending authority of $50,000 and any loan over that amount, was presented to the committee. * Successfully closed and booked $16 million in new business within one year.

* Generated $120,000 in fee income and $245,000 in interest income within a year . * Introduced the bank to their largest client that closed $8 million in new loan s within a year. US Bank, Kansas City, MO 2000-2004 A $265 Billion National Bank located in Minneapolis, Min. Vice President, Team Lead, Branch Manager, and Interim District Manager Manage daily operations and the administration of a full service branch office, including lending, product sales, customer service, compliance, and security and safety of the facility. Responsible for the P&L of a $135 Million deposit and $55 million loan facility. Team Lead position was responsible for the managemen t of 7 retail locations with full P&L responsibility for each location. * Achieved Annual Pinnacle award. Annual Pinnacle is for the top 5% managers in the company rated by profit and loss performance. * Awarded Quarterly Pinnacle eight quarters at three different branches. Quarte rly Pinnacle is for the top 10% managers in the company rated by profit and loss performance. * Managed 7 Branch locations with 55 FTE's. Mutual Savings, Eudora, KS 1998-2000 A $210 Million Savings and Loan located in Leavenworth, KS. Branch Manager and Mortgage Loan Officer Managed the daily operations of the branch while being responsible for deposit a nd loan growth. Packaged, underwrote, and presented each loan request that came through the branch. * Successfully closed and booked 3 residential subdivisions. * Played a key role in the development of the company's new debit card. * Successfully managed the company's largest client while increasing his portfol io by $1 Million. Education/Professional Master of Business Administration, Baker University Bachelor of Business Administration, Baker University Professional Development Dale Carnegie's School of Professional Management Professional Affiliations Board of Directors, De Soto Chamber of Commerce Board of Directors, De Soto Economic Development Council Kansas Young Bankers Association De Soto Rotary Club Professional Memberships MARC Civic De Soto City Council 4-year term (2007-2011)