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DuJuan L. Merritt 6689 Orchard Lake Road #353 West Bloomfield, MI 48322 313 433-7718 dm1d9f66@westpost.

net

OBJECTIVE To obtain a full time career, with-in an innovative success driven company where I may utilize my strong professional, analytical, and problem solving skills.

EXPERIENCE 2008 - Present AT&T Advertising and Publishing Troy, MI

Advertising Consultant * Prepare and deliver sales presentations to new and existing customer i n order to sell new advertising programs, and to protect and increase advertisin g. * Explain to customers how specific types of advertising will help promo te their products or services in the most effective way possible. * * * * vices. Maintain assigned account bases while developing new accounts. Process all correspondence and paperwork related to accounts. Draw up contracts for advertising work, and collect payments due. Locate and contact potential clients in order to offer advertising ser

* Recommend appropriate sizes and formats for advertising, depending on medium being used. * Obtain and study information about clients products, needs, problems, advertising history, and business practices in order to offer effective sales pr esentations and appropriate product assistance. * Write copy as part of layout.

2004-2008 Citimortgage Southfield, MI Mortgage Loan Officer * Met with applicants to obtain information for loan applications and to answer questions about the process.

* Analyzed applicant's financial status, credit, and property evaluation s to determine feasibility of granting loans. * Explained to customers the different types of loans and credit options available, as well as the terms of those services.

* Obtained and compiled copies of loan applicants credit histories, corp orate and financial statements and other financial information * Computed payment schedules

* Stayed abreast of new types of loans and other financial services and products in order to better meet customers' need. * Submitted applications to credit analysts for verification and recomme ndation. DuJuan Merritt Page 2 * Marketed bank products to individuals and firms, promoting bank servic es that may meet customers' needs. * Analyzed potential loan marks and developed referral networks in order to locate prospects for loans.

2000-2004 New Atlantis Financial Southfield, MI Mortgage Loan Officer * Sold high volume mortgage loans, refinance and home equity loans (20 m illion annually) * Understood and articulated financial calculations and current pricing.

* Adhered to and compiled fully with any and all FCRA and HMDA policies and procedures. * Developed relationships with new and existing realtors, builders, and clients to promote continuous business. * Assisted operations and underwriters in processing and closing loans a nd resolving application problems. * * Generated mortgage loans from inbound and outbound calling. Consistently exceeded individual sale targets, quality and compliance.

* Originated Conventional, FHA, and VA mortgage loans for residential pu rchases, refinances, lot, home equity loans, credit cards, and construction loan s. * Solicited potential clients and assisted them with applying for a loan ; gathered personal information from prospective clients to determine the qualif ication for a mortgage loan.

* Followed the pre qualification, guide process and clients through the loan application process while matching them up with the best loan program that met the client's financial needs. * Kept up to date with new loan types and other financial services and p roducts that best met client's needs. * . Worked with clients to identify financial goals and ways to reach them

EDUCATION 1996-1998 Wayne State University Detroit, MI * Majored in Business Management

1998-2000 Computer Learning Center Madison Heights, MI * Network Engineering and Management

ACCOMPLISHMENTS * Microsoft Certified Professional (M.C.P.) * * * Certified Novell Administrator (C.N.A.) Google Certified Yahoo Certified

REFERENCES UPON REQUEST