CLARK LUNDE

CERTIFIED GENERAL APPRAISER

FHA/HUD APPROVED
928-541-9880
EMAIL: cl7a2df0@westpost.net

RESUME

1/2009 TO 8/2009 FANNIE MAE FNMA

Senior Review Appraiser NUC/CRT (Central Repurchasing Team).
*
Retrospective reviews of SFR and income appraisals nationwide,
determining cost to cure and appropriate collateral recovery actions
to take in accordance with Fannie Mae (FNMA) policies, originating
significant finding letters (re-purchase demand letters) sent to
lending institutions.
*
Documenting conclusions in FNMA Quality Assurance System (QAS) with
final reports sent to executive management in Washington DC.

10/2007 TO 1/2009: BANKERS APPRAISAL GROUP.COM

*
Appraiser Completing property inspections and reviews of appraisals
nationwide, with focus on residential homes (single family, 2-4
family, and condominiums). Review of current appraisal documents
BPO's and Field Reviews related to retrospective appraisal reports.
Calculate deferred maintenance with cost to cure items. serving
Arizona areas of Phoenix and Maricopa, Pinal, Yavapai Counties.

2/2002 TO 10/2007 INDYMAC BANK

 *
Senior Review Appraiser, retail & western wholesale divisions,
adhering to all USPAP, FNMA and FHLMC guidelines completing due
diligence for pre and post funding loan files.
*
Chief Appraiser, retail/wholesale divisions, managed QC Departments,
administrative staff.
*
Senior Reviewer of Financial Freedom collateral portfolio ($80
million) prior to purchase in May 2004.
*
Senior Project Manager for FNC Collateral Management System.

6/2001 TO 2/2002 E*TRADE MORTGAGE

* SENIOR REVIEW APPRAISER (NATIONWIDE RETAIL) REVIEW OF APPRAISAL
REPORTS RECEIVED NATIONWIDE, MAINTAINING HIGH QUALITY STANDARDS IN
ACCORDANCE WITH ALL FNMA/FHLMC AND FHA/HUD GUIDELINES. PROVIDING
CUSTOMER SERVICES WITH COMMUNICATION TO MANAGEMENT WORK TEAMS, STAFF
AND OUTSIDE CONTRACT VENDORS.
*
Maintained focus on daily production assignments, completing
required review conditions in a timely manner.
1/1999 TO 6/2001 CMI MORTGAGE, INC.
Chief Appraiser, VP (Nationwide) Wholesale
*
Review of 1 to 4 Unit Residential, Commercial and Industrial
appraisal reports received nationwide prior to funding, complying
with all USPAP/FNMA/FHLMC guidelines in a timely manner.
*
Established in house collateral policies and procedures related to
funding and post funding for Mortgage wholesale business being
conducted in 40 States.
*
Management of 2000 independent licensed and certified appraisers
establishing and maintaining a positive growth.
*
Initiated and maintained training materials related to collateral
standards for in-house employees and also outside contractors
maintaining watch and suspension appraisers list.
EXPERIENCE: Real Estate appraisals, Quality control, reviews of 1-4
unit residential appraisal reports, Desk & Field Reviews, reviews of
BPO, REO reports, Fraud, Credit Loss Management Control, Due
Diligence of pooled assets. Front line Retail & Wholesale
underwriting, administrative management. Telecommunication
experience.

MEMBERSHIP: Certified General Appraiser #31425 Arizona

Certified General Appraiser #14325 California
FHA/HUD Approved Roster Appraiser Nationwide
Appraisal Institute (Associate Member) Nationwide
MLS California (PWR) California
MLS Arizona ARMLS (Scottsdale) Arizona
ASC / AQB / USPAP compliant Nationwide
MEMBERSHIPS AFFILIATION DESIGNATION
PAST Nat'l Assoc. of Real Estate Appraisers CREA
International R. E. Institute SCV, RIM
Environmental Assessment Assoc. CEI
College of Real Estate Appraisers SCPA
Foundation of R. E. Appraisers Member
Nat'l Assoc. Review & Mtg. Underwriters CRA, RMU Licensed Real
Estate Salesperson California Licensed L & D Insurance California
REFERENCES AVAILABLE UPON REQUEST