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MARION FREYBURGER 2233 South Highland Avenue, Unit 1001 Lombard, Illinois 60148 Tel: 847-702-0037

E-mail: mefreyburger@yahoo.com SUMMARY Profitable client account and agency builder. Insurance professional with more than twenty years of carrier and agency management, underwriting, marketing and sales experience. Well-versed in property/casualty, general liability, aviation, transportation, umbrella and excess lines of Insurance. PROFESSIONAL EXPERIENCE ZURICH INSURANCE COMPANY, Schaumburg, IL Rating Supervisor 9/2008- 7/2009 Managed 17 Raters for Zurich Integrated Products, overseeing the rating of all policies within the eastern seaboard and the New York Metropolitan Area. Policies range in coverage from $1 million to $25 million. Reviewed new business applications, renewals, endorsements requests, and quoted requests to determine acceptability using established company guidelines and material. Work with assigned agents to appropriately evaluate and selec t risks, recommend program services and pricing to achieve long-term profitability. Reviewed various engineering, credit reports, loss control, and loss history information to assess risk quality and compliance within company guidelines and initiates appropriate loss prevention actions. Performed internal audits of department and agencies that have underwriting authority. Worked with other departments to maintain and develop new relationships for the overall success of the company and insured's. Recruited, hired, trained and managed raters, wrote quarterly evaluations

AON RISK SERVICES, Glenview, IL Senior Client Specialist/Team Leader 11/2005-9/2008 Supervised a team of 12 in the processing commercial policies; worker's compensation, aviation, automobile liability and property damage, general liability, umbrella, excess liability and other forms of insurance.

Received three corporate Highlight Awards and a Superstar Award for exceptional performance. Was one of the two creators of the Paperless Policy Review for the Policy Comparison program. Taught the classes for converting to Paperless, resulting in reduced overtime and E & O Claims. Wrote training manuals and developed communication skills for the New Delhi employees. Including New Business, Renewal Business, Endorsements. Was one of three SME (Subject Matter Expert) instructors of a training program for in-house and New Delhi employees. Trainer for basic competency on assigned coverage's (common forms, exclusions, endorsed enhancements) Reviewed various engineering, credit reports, loss control, and loss history information to assess risk quality and compliance within company guidelines and initiates appropriate loss prevention actions. Worked with other departments to maintain and develop new relationships for the overall success of the company and insured's.

NORTHWEST COMMERCIAL INSURANCE SERVICES, Chicago, IL Office Manager 5/2005-8/2005 Managed an insurance agency specializing in Commercial Trucking Coverage. Increased premium volume by approximately 10% within five months, utilizing innovative marketing strategies. Managed a $5.5 million casualty brokerage business, decreasing the loss ratio and increasing profits. Agency produced all forms of insurance specializing in Motor Truck, Cargo, Package, Property, General Liability and Worker's Compensation.

AVALON RISK MANAGEMENT, Elk Grove Village, IL Supervisor, Transportation Department 7/2003-2/2005 Managed a staff of five for a Managing General Agent, providing Commercial Auto and Fleet coverage. Work with assigned agents to appropriately evaluate and select risks, recommend program services and pricing to

achieve long-term profitability. Visit policyholders and agents/producers in order to retain existing accounts, maintain business relationships and develop new opportunities in support of the producer and territory management plan. Reviewed various engineering, credit reports, loss control, and loss history information to assess risk quality and compliance within company guidelines and initiates appropriate loss prevention actions. Reviewed and analyze agency performance based on production, profitability (loss ratio), hit ratio, and various other measures to determine the results as part of the underwriting team. Participated in agent meetings for agency management & education. Performed internal audits of department and agencies that have underwriting authority.

SAFECO INSURANCE, Seattle, WA Business Owner Policy Underwriter 3/2003-7/2003 Underwrote and placed insurance coverage for small business owners. Coverage included Worker's Compensation, Property and Casualty, Liability and Crime coverage.

KENNITH I. TOBEY, Seattle, WA Manager, Commercial Auto 9/2001-7/2002 Managed $10 million in premium, including commercial auto, workers' compensation, packages, motor cargo and property and casualty insurance. Reviewed new business applications, renewals, endorsements requests, and quote requests to determine acceptability using established company guidelines and material. Reviewed and analyze agency performance based on production, profitability (loss ratio), hit ratio, and various other measures to determine the results as part of the underwriting team.

OCCIDENTAL FIRE & CASUALTY OF NORTH CAROLINA WILSHIRE INSURANCE CO. OF CALIFORNIA Senior Underwriter, Truck Program 8/1999-8/2001 Underwrote a book of business at Wilshire Insurance in Lancaster California, and then transferred to a sister company, Occidental Fire & Casualty in Raleigh North Carolina.

Work with assigned agents to appropriately evaluate and select risks, recommend program services and pricing to achieve long-term profitability and retain existing accounts, maintain business relationships and develop new opportunities in support of the producer and territory management plan. Reviewed various engineering, credit reports, loss control, and loss history information to assess risk quality and compliance within company guidelines and initiates appropriate loss prevention actions. Review requirements for reinsurance and follow appropriate action plan. Worked with other departments to maintain and develop new relationships for the overall success of the company and insured's. Managed a $17 million book of business, increasing it by $5 million in two years.

Education American Intercontinental University Associates of Arts, Business Administration Seminars: Time Management How to Manage Conflict, Anger, and Emotion Coaching Skills for Managers Ins 21, 22 & 23 Licenses Property & Casualty License, Illinois Previously Licensed in Washington and California Volunteer Work Shriners Hospital for Children