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TAMMI RAE REMMARK8347 Colby Parkway # 333, Urbandale, Iowa 50322Cell: 515-494-8577 email: trd3d350@westpost.

netPERSONAL SUMMARY _SENIOR LOAN OFFICER; West Des Moines, IA, October 2007 to present* Solicit mortgage loans and refinancing through telephone cold-calling; Interview applicants to obtain pertinent information regarding their loan needs and initiate the lending decision process* Develop and cultivate self-generated referral sources* Have demonstrated strong verbal and written communication skills with ability to assess financial viability of prospects for obtaining financing, including FHA loans* Consistent willingness to "give whatever it takes" to succeed with minimal supervision* Currently maintaining most loans closed, most total fees and most loans in-process out of sales staff* Have built strong relationships with lenders, appraisers and closers _STIVER'S FORD; _FINANCE MANAGER; Waukee, IA, June 2007 to August 2007*Responsible for all the financing needs for a full line Ford store *Ranked #2 in a district comprised of 39 stores for products sold including the following: Reserve, extended warranty, gap insurance, road hazard coverage, health insurance, life insurance, car care, paint care, interior care, undercoat and other products * Direct contact with financial lenders for prime and non-prime financial needs _ Reason for leaving a" Better opportunity_____ _VAUGHN AUTOMOTIVE; _FINANCE MANAGER; Ottumwa, IA, April 2005 to March 2007*Responsible for all the financing needs for a full line GM, Dodge, Jeep and a Chrysler store *Consistently ranked #1 or #2 in a district comprised of 39 stores for products sold including the following: reserve, extended warranty, gap insurance, road hazard coverage, health insurance, life insurance, car care, paint care, interior care, undercoat and other products *Direct contact with financial lenders for prime and non-prime financial needs *Detailed and experienced in all forms and procedures with lenders and accounting departments*Manage and lead the sales department in creative and positive ways that benefit the store, the sales staff and myself _Reason for leaving a" Pursue opportunity in larger city_ __ _ANGEL GRAPHICS; _NATIONAL/INTERNATIONAL SALES MANAGER; Fairfield, Iowa a" July 1996 to April 2005*Led company to extraordinary sales and profit increases during 5 year tenure in top sales position increasing annual sales from $1.8 million (2000) to over $8 million (2003) *Spearheaded efforts to expand company's use of out-source vendors to improve competitiveness, increase sales and improve margins*Purchasing a" Sourced prints, framing materials and services from throughout the world to insure competitive pricing and maximum profitability *Oversaw development of new prints and products to react quickly to market trends and new opportunities*Researched, targeted, cold-called and closed major national clients, leading to dramatic personal

and corporate sales increases*Responsible for planning and design of trade show exhibits*Earned regular promotions throughout tenure, rising from telemarketer to International Sales Manager _ Reason for leaving a" Travel requirements_ _VAUGHN MOTORS; _SALES CONSULTANT; Ottumwa, Iowa - May 1994 to July 1996* Excelled as Sales Consultant for area's largest auto dealership, selling used and new General Motors and Chrysler automobiles*Awarded "Salesperson of the Year" from a staff of over 25 in my only full year in position (1995)_ Reason for leaving a" Opportunity with Angel Graphics to pursue career in art and design_PERSONAL REFERENCES___AVAILABLE UPON REQUEST___