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Finance MBA with 20+ years experience in Cash Management, Financial Operations,
Project Management, Compliance (AML, KYC), and Corporate Accounting.


Central American Bank for Economic Integration (CABEI), Honduras

*Manager Financial Operations Control, Operations Group
Sep. 2003 - Oct. 2010
*Manager Investment & Foreign Exchange, Financial Group
Oct. 1999 - Aug. 2003
*Senior Analyst Investment & Foreign Exchange, Financial Group
Oct. 1998 - Sep. 1999
*Senior Analyst Special Projects, Business Group
Jun. 1997 - Sep. 1998

OPERATIONS GROUP: Ensure compliance of all financial operations with policies, p

rocedures, rules, regulations, credit agreements and covenants of the following
portfolios: $1,400 MM Investment, $4,500 MM Loans, $4,200 MM Debt, and 2,700 MM
Derivatives (Interest Rate, Cross Currency and Credit Default Swaps). Daily appr
oval of Electronic Funds Transfers (up to $100 MM) related to credit disbursemen
ts, investments, settlements and administrative expenses, including Corporate &
Regional Payroll (Authorized Class "A" Signature). Develop, implement and improv
e operational processes and procedures for new and existing products under an in
ternal control integrated framework methodology- COSO (Committee of Sponsoring O
rganizations of the Treadway Commission). Manage Correspondent Banking Relations
hips in Central America, United States, Europe and Asia, developing and negotiat
ing new products and services for clearing, custody and foreign exchange account
s. Accountable for operational customer satisfaction. Management & administratio
n of electronic funds transfer systems (Swift, Clearstream, Citidirect, ACH). Ge
nerate daily accounting data and month end close activities. Successfully superv
ised 9 employees directly.
FINANCIAL GROUP: Manage all facets of daily positioning to ensure funds availabi
lity: forecasting short-term cash needs in local and foreign currency for Region
al Offices, borrowing from facilities, O/N & short-term investing and FX transac
tions. Accountable for short term investments portfolio (< $700 MM), ensuring an
d maintaining compliance, geographical & product diversification, profitability.
Successfully supervised 2 employees directly. Consolidation of Corporate and Re
gional Offices cash requirements, local and foreign currency by program. Prepara
tion and presentation of Budget Requirements, staff and funding, according to cu
stomer and product forecast.
BUSINESS GROUP: Design, implement and follow-up Small & Medium Entrepreneurs Loa
n Programs throughout Central America. Served as counterparty to the European Co
mmunity Director. Organize and develop training seminars throughout Central Amer
ica for Small & Medium Entrepreneurs.

Chiquita Brands International, Cincinnati, Ohio (Tela Railroad Company, Subsidi

ary, Honduras)
*Senior Financial Analyst, General's Manager Group
Aug. 1993 - Aug.1995
*Senior Financial Analyst, Controller's Group
Oct. 1991 - Jul. 1993
*Staff Accountant, Diversified Group
Sep. 1990 - Sep. 1991
*Administrative Assistant, Transportation Group
Jun. 1988 - Aug.1990
Support Senior Management with financial & operational analysis: production fore
casts, productivity improvements programs, production cost analysis, market requ
irements and organizational development. Preparation, consolidation, and present
ation of Company's Annual Operating and Capital Expenditure Budget to Corporate
Headquarters for approval. Financial Statements preparation and presentation to
Senior Management. Balance Sheet Performance Analysis for Diversified Companies
and preparation of Net Local Revenue Reports. Review of monthly financial report
ing from subsidiaries and reconciliation of local books. Design and implement Co
nsolidated Inventory Control Systems.
oHighly successful at developing, marketing and managing a $900 Million short-te
rm Commercial Banking Lending Program throughout Central America and an $80 Mill
ion Investment Program for Active & Retire Employees.
oRestructured and implemented cash forecasting processes for Corporate and Regio
nal Offices, increasing efficiency, reducing cost and operational risk, creating
more accurate forecasts in local and foreign currencies enabling the bank to be
tter strategize its short-term asset utilization.
oDeveloped new area of Financial Operations Control, initially supervising 24 em
ployees directly (corporate/regional); formulation of business processes and pro
cedures (STP) by automation of operations and regional processing centralization
, ensuring internal and external compliance and client demands satisfaction.
oKey participant in the implementation of the Financial Operations Core Banking
System- FlexCube (including parallel running) and Business Continuity Plan.
oElected President of CABEI's Social Benefit Pension Fund Management ($140MM, 85
0 affiliates) for three consecutive 2-year term, reporting directly to the Board
of Directors.
oMBA, Universidad Catolica de Honduras, Tegucigalpa, D.C, Honduras, 2003
Concentration in Finance, Summa cum Laude
oInternational Faculty of Finance, School of Operations, London, U.K, 2007
Graduate Program in Financial Operations
oBBA, Universidad de San Pedro Sula, Honduras, 1989
oIT: Functional user training and operation of core banking system "FlexCube"; E
xcel, PowerPoint, Word.
oProficient in the use and administration of Swift (Society for Worldwide Interb
ank Financial Telecommunication), Clearstream, CitiDirect, and several e-banking
oEnglish & Spanish -100% Oral and Written.

Member, Tampa Bay Association for Financial Professionals, Tampa, Florida