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67 Amelia Avenue
Livingston, New Jersey 07039
(973) 992 - 3019 (home)
(973) 493- 1544 (cell)

Summary of Qualifications & Accomplishments: _____________

Excellent Financial Analysis skills derived through rating age
ncy experience.
Successful and diversified/Accounti
ng/Reinsurance/Auditing experience.
Proficient in all aspects of Internal Auditing and Financial
Statement preparation.
Proficient in Excel, Oracle, Great Plains, and AS 2000; excel
lent communication skills.
1/2010-5/2010 CHARTIS (AIG)
Accounting and Financial Analysis Consultant
-Worked on preparation of Schedule F.
-Reconciled various reinsurance accounts.
-Prepared reconciliation of Stat to Gaap for various accounts.
-Reconciled intercompany balances. .
-Prepared management reports related to reinsurance.
-Worked on special projects.
6/ 2008 - 12/2008 GALLAGHER CAPITAL SOLUTIONS (a Reinsurance Broker), Jersey
City, NJ
Accounting and Financial Analysis Consultant
- Settled accounts and resolved differences between reinsurers and ceding compan
2006-2008 A.M. BEST, Oldwick, New Jersey
Financial Analyst
- Monitored property and casualty insurance companies for transactions such as
mergers and acquisitions having rating i
mplications. Recommended rating changes
when warranted.
- Evaluated financial strength and credit ratings of insurance companies annuall
y after meeting with
their senior management and analyzing their financial statements,
projections, ERM etc.
and applying various internal tools to evaluate their balance shee
t strength and operating
- Recommended the appropriate rating action to our rating committee after presen
ting my conclusions
about a company's capital adequacy, operating performance and busine
ss profile.
- Wrote the analytical reports and press releases after a rating action was take
2005-2006 LIBERTY MUTUAL, New York, New York
Lead Accountant

- Prepared and analyzed monthly GAAP financial statements for submission to the
home office.
- Reviewed and approved journal entries for posting.
- Prepared quarterly statutory statements.
- Ensured accounting dept. complied with Sarbanes Oxley requirements. Attended S
course presented by the Institute of Int
ernal Auditors.
- Maintained checklist of closing activiti
es and coordinated the monthly close.
- Prepared financial analysis for external
2000-2005 CLARENDON INS. GROUP (a member of the HANNOVER RE group),
New York, New York
Supervisor - Corporate Accounting and Financial R
- Hired, trained, and supervised staff.
- Supervised investment accounting and the
preparation of schedule D for five insurance companies.
- Oversaw the preparation and analysis of
Statutory and GAAP Financial Statements of three companies.
- Prepared consolidated GAAP and Statutory
Financial Statements, including analysis and reporting to
upper management.
- Prepared and analyzed various financial
reports for quarterly board meetings.
- Maintained General Ledgers for three com
- Worked on various special projects such a
s Accounts Reconciliation for Programs, Upgrade of Financial
Reporting Systems of subsidiary companies, and research of FASBs a
nd SSAPs.
- Monitored premium tax payments, establish
ed accruals, and did annual true up by State.
- Oversaw the maintenance of the Company's
Oracle fixed asset system.
- Coordinated and oversaw the fulfilling of
various requests from state examiners and independent auditors.
Internal Audit Leader (1994 -2000)
- In charge of internal audit department a
nd reported directly to the CFO.
- Responsibilities included implementation
and monitoring of proper procedures and controls.
- Verified accuracy of internal financial
data at the request of management.
- Disclosed and reported on financial irre
gularities, fraud, and loss risks.
- Worked jointly with external auditors in
developing audit programs and performing field
work for annual audits of Financial Statements, and Pension and 4
01(k) Reports.
- Undertook Special Projects at the request
of Management.
- Prepared the annual audit report to the B
oard of Directors.
Senior Financial Analyst (1987-1994)
- Prepared detailed, written explanations o
f changes in quarterly Balance Sheet and Income Statement
- Prepared quarterly Income Statement by li
ne of business and assessed profitability by line.
- Worked jointly with Financial Planning De
partment in producing forecasted versus actual results.
- Additionally, worked on all areas of Re
insurance accounting including:
preparation of Schedule F; booking of Cash, Premiums, and Los
for treaty and facultative reinsurance; preparation of experien
ce reports to
be used in Reinsurance renewal negotiations.
1986 - 1987 AMERICAN INTERNATIONAL GROUP, New York, New York
Branch Accountant
- Reconciled accounts between overseas Bran
ch Offices and the Home Office.
- Monitored and aged receivables; calculate
d foreign currency gains and losses.
l, New Jersey
Junior Accountant
- Assisted in preparing quarterly and annua
l Financial Statements.
- Prepared various management reports such
as the reconciliation of budgeted to actual income, and analysis
of quarterly investment results. Reconciled accounts.

EDUCATION: Iowa State University, Ames, Iowa

Bachelor of Business Administration Degree - Major: Accounting
CPA, 1998, State of New Jersey