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Stephen J.

250 NE 25th St. Apt. 1608, Miami, FL, 33137 USA
* Cell: 786-295-5364 * email -
Qualifications for Executive-Level Management
Multilingual International Financial executive offering more than 20 years of ex
perience providing multimillion-dollar organizations with the finance leadership
, strategic planning, and overall guidance that has generated substantial increa
ses in business growth and profitability. Equipped with a proven track record o
f developing high performance teams that consistently exceeded business objectiv
es. Highly analytical leader with particular strengths in mergers and acquisitio
ns, and the optimization and enhancement of disparate operations.
Areas of Expertise
Corporate Contributions
* Restructured Air Jamaica - largest airline in the Caribbean - through change o
f ownership from private to public sector.
* Provided the overall direction of due diligence for the acquisition of Avis Ca
r Rental and Galileo International, valued at over $3B.
* Led a Cendant finance team in charge of acquiring and integrating Fairfield an
d Avis, deals totaling $1.5B. Responsibilities included the negotiation and fin
alization of RCI acquisitions, and the integration of South African and Australi
an franchises for over $50M.
* Negotiated a $13M one-time income grant from the Irish Development Authority,
and generated $6M annual labor cost savings with the creation of RCI Multilingua
l Customer Service Center in Cork, Ireland.
* Developed and implemented strategic plans focused on achieving continuous busi
ness growth, consistently exceeding budget objectives.
* Persuaded national tax authorities in Europe to accept the validity of RCI Eur
opean VAT and tax structure, resulting in the elimination of VAT back tax claims
and penalties in excess of $10M.
Employment History

Glasswall LLC - Miami - Florida

2006 - Present
Chief Financial Officer
* Fabrication and Installation of specialized windows, railings and curtain wall
products for high rise condominium towers in South Florida, New York, Texas and
Las Vegas
* $50 million of contracts won over last four years
* Responsible for all financial, administrative and legal activities and functio
ns including preparation of monthly financial statements, bank, bonding and lega
l negotiations, preparation of contracts and filing of liens
* Completed installation and implementation of integrated production, job cost,
inventory and contract accounting system using MAS 200 and Prefsuite (proprieta
ry windows software) for this privately held company
Arik Air Ltd. - Lagos - Nigeria

Chief Financial Officer

* Start-up Airline financed by private capital and designated to replace the pre
vious national carrier - Nigeria Airways.
* Member of Board of Directors
* Developed detailed business plan and budget based on strategic plan prepared b
y GRA New York - consulting subsidiary of GECAS - the world's largest aircraft l
* Implemented accounting, reporting, reservation and real time cost and revenue
tracking system
* Acquired and implemented airline real time management system to manage crew sc
heduling, aircraft maintenance scheduling, aircraft positioning, weight and bala
nce requirements and passenger and frequent flyer database
* Recruited and trained accounting, legal, security and administrative staff to
support and control back-office operations
* Assisted in implementation of environment to support Government instructions t
o be in full compliance with FAA, IASA, IATA and EASA regulations to obtain Nige
rian Airline Operating Certificate
* Developed framework for reporting systems to comply with SEC rules to produce
accurate and internationally acceptable statements of financial position on a ti
mely basis for use with aircraft manufacturers and lessors.
* Participated in negotiations with EADS (Airbus), Boeing Lufthansa and Bombardi
er for the supply of qualified flight deck, cabin crew, maintenance, engineering
, avionics and ground handling staff
Casa Casuarina (Formerly known as the Versace Mansion) - Ocean Drive - Miami Bea
ch - Florida - Interim Chief Financial Officer -100 Employees - 2006
* Re-organization of Finance and Administrative Operations
* Introduction of Internal Controls, Policies and Procedures
* Day to day control of accounting for high end property revenue and expenses
* Implementation of inventory control, accountability and security
* Implementation of policies and procedures to control numerous high-end events
* Improvement of security in collaboration with Miami Beach Police Department
* Improvement of relationships with complex chain of vendors
* Introduced contract control procedures
* Executed replacement and recruitment of competent staff to achieve improved in
ternal control and reporting
* Negotiated and completed outstanding tax returns with appropriate authorities
* Created and discussed business plans and budgets with potential Venture Capit
al partners including strategies and detailed action items

Sandals Resorts International - Ocho Rios, Jamaica W.I.

Chief Financial Officer
* Chief Financial Officer of Sandal's Largest resort - 1200 staff - 700 suites R
esponsible for all aspects of financial and administrative activities including
daily, weekly and monthly reporting, inventory control, property maintenance, bu
dget creation, payroll and monitoring and supervision of 100 staff members
* Group consolidation and integration responsibilities for 13 Caribbean resorts
* Developed exit strategy for this privately owned group
Air Jamaica Limited - Kingston, Jamaica, W.I.
Chief Financial Officer

* Developed overview of financial impact of the airline to the overall economy o

f the island and the Eastern Caribbean community in general
* Produced and presented daily cash flow requirements and organized associated t
reasury functions
* Re-organized Finance, IT and Administration Group to improve operational and f
inancial control and timeliness and accuracy of reporting
* Negotiated with aircraft lessors - in particular ILFC (International Lease Fin
ance Corporation) and GECAS (General Electric Commercial Aviation Services) and
other aircraft service providers and vendors internationally to modify lease agr
eements to improve cash flow
* Negotiated global "power by the hour" services with Lufthansa Teknik and EADS
(Airbus) subsidiaries in US and Europe to maintain all aircraft at full readine
ss at all times
* Negotiated with domestic, US, Canadian, UK and European tax authorities to obt
ain more favorable tax treatment and deferment for all aspects of the airline's
* Managed and revitalized finance and administration group to improve morale and
* Took control of requisitioning, sourcing, ordering and purchasing of aircraft
maintenance parts and A, B and C check scheduling
* Developed competitive strategies to compete with US carriers protected by Chap
ter 11 rules - not available under Jamaican law
* Worked with Sabre Consulting and Huron Consulting to determine Chapter 11 defe
nse strategy through re-organization of corporate structure
* Participated in numerous Government and Bank of Jamaica discussions together w
ith regional and international banks to determine re-capitalization strategy and
* Participated in numerous discussions and negotiations resulting in the re-nati
onalization of the airline
* Member of Audit Committee of Board of Directors
* Led various International Monetary Fund negotiations to provide continued supp
ort to the Government of Jamaica to preserve credit ratings to and to ensure cre
dit ratings to be backed up by sovereign guarantees
* Monitored and controlled field operations at stations in Kingston and Montego
Bay in Jamaica, Miami, Fort Lauderdale, Orlando, Houston, JFK, Newark, Boston, B
altimore, Atlanta, Los Angeles in the United States, Toronto in Canada and Londo
n and Manchester in the United Kingdom
* Produced and Presented Financial Statements and Results to the Board of Direct
ors and participated in associated discussions including detailed explanations o
f the operating model, critical drivers and variances
* Initiated refinancing program of $250 million for the National Airline of Jama
ica with a fleet of 20 Airbus aircraft and 3,000 employees
* Supervised the change of control from private to government ownership
* Implemented improved reporting and control
Strategic Consulting Services - Ft. Lauderdale, Florida, USA
2002- 2004
Radio Frequency Band Project
* Created Business Plan and Budget for use of radio frequency license acquired b
y a group of Investors from Tampa, Florida to provide security and other feature
s for homes and businesses initially in the three main South Florida counties of
Miami-Dade, Broward and Palm Beach with additional plans for national rollout.
* This system would provide a low cost alternative to traditional telephone secu
rity breach services (Tyco etc.) and additionally allow subscribers to remotely
control devices such as air-conditioning, media and other devices. Additionally
it would provide an alternative low cost system to traditional GPS tracking allo
wing vehicle movement and positioning information for commercial and security pu
* Negotiated a joint venture agreement with an existing security company for the
operation and management of the system
* Negotiated with Venture Capital company to participate in additionally require
d hardware investment primarily using existing cell tower sites
Dominican Republic Resort Development Project
* Created Business Plan and Budget for development of high end resort complex va
lued at $50 million
* Developed required phasing of funding requirements
Law Firm Project
* Acted as Financial Consultant to Law Firm engaged in litigation on behalf of c
lients unethically encouraged to invest in various stocks and mutual funds and a
chieved significantly successful recovery through arbitration procedures
* Conceived, Developed and Executed Business Plans and funding for Telecommunica
tions and Real Estate projects totaling $50 million
Cendant Corporation - NY, NY, USA
1996 - 2002
Executive Vice President-Corporate Finance (Galileo Acquisition - 2001-2002)
* Spearheaded the creation and organization of transition teams, implemented an
acquisition model, and administered the realization of required synergies for th
is $20B corporation with extensive hospitality and real estate franchises.
* Managed a transition from Galileo to Cendant management after 9/11, implemente
d the total restructuring of a global organization, and coordinated the outsourc
ing of Avis and Galileo data processing to IBM, a $1.5B ten-year contract which
resulted in savings of $300M.
Executive Vice President and CFO Worldwide (Resort Condominiums International -
* Directed and managed all areas of finance, reporting, budgeting, and planning
for this world leader of vacation ownership exchange.
* Increased EBITDA from $50M to $200M (44% margin) in four years with the succes
sful restructuring of US and European operations and by improving reporting, ana
lysis, and controls.
* Generated major improvements in the quality of analysis, and reduced the closi
ng time of Cendant's largest international subsidiary with the creation of an RC
I Global Reporting and Planning Group and the installation of OLAP (Online Analy
tical Processing) analysis tools.
International CFO (Europe, Middle East, Africa, India, Russia - 1996-1998)
* Orchestrated and managed all aspects of finance, reporting, budgeting, and pla
nning for the assigned regions, including devising and implementing strategic pl
ans focused on generating continuous growth.
* Achieved savings of over $1.5M annually with the restructuring and centralizat
ion of the European back-office organization.
* Administered negotiations with national labor organizations in European counti
es such as France, Germany, and Italy, and ensured the effective transition of b
usiness activities to Ireland with minimal labor disruption.
Hertz Corporation - New Jersey, USA and London, UK
CFO Europe
* Led the company's European Finance and Administration operation, including 4,0
00 employees, 135,000 cars and trucks, and turnover totaling $750M; performed al
l aspects of accounting, reporting, budgeting, purchasing, strategic planning, a
nd plan execution.
* Increased European pretax profitability from $5M to $50M in three years throug
h aggressive cost management, restructuring, and business development.
* Generated annual savings of $5M with the implementation of field operational s
ystems, rationalizing and consolidating systems, and installing Oracle Financial
Additional Positions Held at Hertz
Controller-Paris, France * Controller-Copenhagen, Denmark - 1982-1992
Assistant Controller-Paris, France * Internal Auditor-Brussels, Belgium - 1975-1
Systems Experience
MAS 200, Oracle, SAP, JD Edwards, Microsoft Office, Crystal Ball, MS Project and

Mid-Essex University - Chelmsford, Essex, UK 1969-1972
Associate (Bachelor Degree Level Equivalent), Institute of Chartered Secretaries
and Administrators (ACIS) - 1972
Fellow (CPA Equivalent), Chartered Association of Certified and Corporate Accoun
tants (FCCA) - 1975
Language Skills: Fluent French, Some Spanish
Dual US/UK Citizen