State Bank Learning Centre, Purnea

For internal circulation only

KNOW YOUR CURRENCY

Compiled by: Pronob Kumar Sarkar, Manager (Training) State Bank Learning Centre, Purnra e-mail – pronob.sarkar@sbi.co.in

CONTENTS

Chapter 1. 2.

Subject Security features of Indian Bank Notes Reporting of currency chest transactions and penal interest for delayed reporting /wrong reporting / non reporting of currency chest transaction Facility for exchange of notes and coins at bank branches Detection and impounding of counterfeit notes

Page 2-14 15-16

3. 4.

17-20 21-30

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State Bank Learning Centre, Purnea

SECURITY FEATURES OF INDIAN BANK NOTES

Watermark The Mahatma Gandhi Series of banknotes contain the Mahatma Gandhi watermark with a light and shade effect and multi-directional lines in the watermark window.

Security Rs.1000 notes introduced in October 2000 contain a readable, windowed security thread alternately visible on the obverse with the inscriptions ‘Bharat’ (in Hindi), ‘1000’ and ‘RBI’, but totally embedded on the reverse. The Rs.500 and Rs.100 notes have a security thread with similar visible features and inscription ‘Bharat’ (in Hindi), and ‘RBI’. When held against the light, the security thread on Rs.1000, Rs.500 and Rs.100 can be seen as one continuous line. The Rs.5, Rs.10, Rs.20 and Rs.50 notes contain a readable, fully embedded windowed security thread with the inscription ‘Bharat’ (in Hindi), and ‘RBI’. The security thread appears to the left of the Mahatma's portrait. Notes issued prior to the introduction of the Mahatma Gandhi Series have a plain, nonreadable fully embedded security thread. Latent Image

Thread

On the obverse side of Rs.1000, Rs.500, Rs.100, Rs.50 and Rs.20 notes, a vertical band on the right side of the Mahatma Gandhi’s portrait contains a latent image showing the respective denominational value in numeral. The latent image is visible only when the note is held horizontally at eye level. Microlettering This feature appears between the vertical band and Mahatma Gandhi portrait. It contains the word ‘RBI’ in Rs.5 and Rs.10. The notes of Rs.20 and above also contain the denominational value of the notes in microletters. This feature can be seen better under a magnifying glass.

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Legal provisions against counterfeiting Printing and circulation of forged notes are offences under Sections 489A to 489E of the Indian Penal Code and are punishable in the courts of law by fine or imprisonment or both Contemporary Currency notes have 15 languages on the panel which appear on the reverse of the note. Rs. Ashoka Pillar Emblem on the left. The notes also have optical fibres. Rs. The colour of the numeral 1000/500 appears green when the note is held flat but would change to blue when the note is held at an angle. This feature is in different shapes for various denominations (Rs.10/.50. Rs.100-Triangle.500 and Rs. Identification Mark A special feature in intaglio has been introduced on the left of the watermark window on all notes except Rs. the Reserve Bank seal. Both can be seen when the notes are exposed to ultra-violet lamp. The numeral 1000 and 500 on the obverse of Rs..1000 notes. Rs. 20-Vertical Rectangle.100. -------------------------------------------------------------------------------------------------------------------------------------Page 3 of 29 Compiled by: Pronob Kumar Sarkar.1000 and Rs.1000 and Rs.500 notes respectively is printed in optically variable ink viz.500 notes with revised colour scheme introduced in November 2000.500-Circle. which can be felt by touch. a colour-shifting ink. Manager (Training) . Purnea Intaglio Printing The portrait of Mahatma Gandhi.note. RBI Governor's signature are printed in intaglio i.50-Square. Rs. The design will appear as one floral design when seen against the light. in Rs.20. guarantee and promise clause. in raised prints. Rs.1000-Diamond) and helps the visually impaired to identify the denomination. Rs.e. See through Register The small floral design printed both on the front (hollow) and back (filled up) of the note in the middle of the vertical band next to the Watermark has an accurate back to back registration.State Bank Learning Centre. Optically Variable Ink This is a new security feature incorporated in the Rs. Fluorescence Number panels of the notes are printed in fluorescent ink.

Gandhi’s 1968 137x63m m Ashoka Pillar Blue-black colour. Mahatma Portrait. Value of the note in 14 languages. Promise clause. 1968 137x63m m Ashoka Pillar Blue Black colour.State Bank Learning Centre. ‘Ten Rupees’ instead of ‘Rupees Ten’.10 notes 1967 137x63m m Ashoka Pillar Purple colour. Hindi rendering of Guarantee clause. The oval seascape with country craft. RBI’s name in Hindi added. Rs. Numeral 10 in the centre. promise clause and Governor’s signature Bilingual incorporated seal -------------------------------------------------------------------------------------------------------------------------------------Page 4 of 29 Compiled by: Pronob Kumar Sarkar. guarantee clause and signature printed in bilingual. Purnea Illustration Designs of Banknotes Issued by the Reserve Bank of India Since 1967 Year Size Watermark Front Back I. Value of the note in 14 languages. 1970 137x63m m Ashoka Pillar with spinning wheels. Manager (Training) . The oval seascape with country craft. Hindi version of RBI incorporated in place of English and vice versa.

Ochre blue and green colour. orange and pink. Machine readable windowed demetalised clear text magnetic security thread with inscriptions 'Bharat' (in Hindi) and RBI which fluoresces in yellow on both sides under UV light.20 notes 1972 147X63m m Ashoka Pillar Saffron colour. The small floral design printed both on the front (hollow) and back (filled up) of the note in the middle of the vertical band next to the Watermark has an accurate back-to-back registration so that the numeral appears as one when seen against the light. Watermark window and numbering panel enlarged. 2006 137x63m m The portrait of Mahatma Gandhi. and an electrotype mark showing the denomination al numeral10 appear in this section and these can be viewed better when the banknote is held against light. Purnea have been interchanged.(satmey jayte in Hindi) ‘Ô㦾ã½ãñÌã •ã¾ã¦ãñ' incorporated. Portrait of Mahatma Gandhi with multidirection al lines in the watermark window. umber and blue colour. bird and lotus. flanked by figures 20 at the corner. Pale brown. Width: 1. Picture -------------------------------------------------------------------------------------------------------------------------------------Page 5 of 29 Compiled by: Pronob Kumar Sarkar. II. Ashoka Pillar emblem on the right and language panel on the left side.State Bank Learning Centre. Value of note in 15 Indian languages.4 mm Dual coloured optical fibres. Dark brown. Numeral ‘10’ printed in dark brown. Languages scroll on left and Ashoka Pillar emblem on right. Bold lettering in Hindi appears centrally in a horizontal panel. the multidirection al lines. Portrait of Mahatma Gandhi. Embedded security thread containing the words (bharat in hindi) '¼ããÀ¦ã'¸ RBI’ readable on both sides when held against light. Manager (Training) . Rs. horses. 1975 137x63m m Ashoka Pillar with spinning wheels. magenta and yellow 1996 137x63m m Overall colour scheme in mauve brown. Intaglio printing. Intricate guilloche and floral patterns with profiles of an elephant. Year of printing is incorporated at the printing stage on the reverse of the banknote. (Generic). A circle with two Peacocks on branch of a tree. Overall colour scheme in pale pink. Deer. Shalimar garden 1992 137x63m m Ashoka Pillar with spinning wheels. rhinoceros and tiger’s faces.

Bilingual names. Manager (Training) . Watermark window in pale blue is surrounded by an ornamental design in perfect register with corresponding design on obverse of the note. blue. An identification mark by way of a small vertical rectangle in raised form appears on the left side of the note to facilitate the visually impaired to identify the denomination of the note. Picture of Parliament House. 2001 147X63m m Mahatma Gandhi Portrait The security thread totally embedded with the letters "Bharat" (in Hindi) and "RBI" The colour is reddish orange. Purnea at the corner. Numerical 20 in dark mauve on a light yellow lotus shaped design. predominantly The Ashoka Pillar has been replaced by the Mahatma Gandhi's Portrait in dark red while the Ashoka Pillar has been shifted to the left side bottom corner and the size is smaller. The words RBI and the numeral 20 in Micro letters appear alternatively behind the Mahatma Gandhi's Portrait. The value of the note appears in 15 languages in a vertical panel in the left hand side. Red. mauve and pale yellow colour. The printing bleeds off on all sides but not in corners.State Bank Learning Centre. clauses and Dry offset printing. Guarantee and Promise clauses. On the left value in Indian languages 1975 147X63m m Small Ashoka Pillar with chain of spinning wheels. which are paper white. Resin treated paper Red. Language scroll on the left and Ashoka Pillar emblem on right. RBI Legend. blue and mauve colour. The numbers in the number panel The central theme depicts the Indian coastal line with coconut grooves. Mahatma Gandhi's Portrait. -------------------------------------------------------------------------------------------------------------------------------------Page 6 of 29 Compiled by: Pronob Kumar Sarkar. Chariot wheel of Konark Sun temple at the centre. Governor's Signature and Ashoka Pillar inset are in intaglio. The numeral 20. signature. RBI seal.

the multidirection al lines. Security thread totally embedded inside the note the letters (bharat in Hindi) '¼ããÀ¦ã' and 'RBI’. and an electrotype mark showing the denomination al numeral 20 appear in this section and these can be viewed better when the bank note is held against light. Width: 1. Rs. Machine readable windowed demetalised clear text magnetic security thread with inscriptions 'Bharat' (in Hindi) and RBI which fluoresces in yellow on both sides under UV light. rest in deep green and brown colours. Watermark window in pale mauve. Manager (Training) . Yellow. Ashoka Pillar and languages in deep violet colours. Parliament House at the centre. -------------------------------------------------------------------------------------------------------------------------------------Page 7 of 29 Compiled by: Pronob Kumar Sarkar. Printing bleeds off on all sides except at corners. (Generic). Year of printing is incorporated at the printing stage on the reverse of the banknote. A panoramic view of India’s Parliament House with floral patterns above and filigree patterns on the sides. III. The value of the note in 15 Indian languages. brown and yellow colours. The small floral design printed both on the front (hollow) and back (filled up) of the note in the middle of the vertical band next to the Watermark has an accurate back-to-back registration so that the numeral appears as one when seen against the light. which is in perfect register with corresponding design on the obverse. A small black solid square on the left hand side of the watermark 1997 147X73m m Portrait of Mahatma Gandhi with multidirection al lines in the window. Dry offset-yellowish brown and body in deep purple colour. Ashoka Pillar with chain of wheels. Mauve.50 notes 1975 147X73m m Mauve colour with hues of blue green and purple. Language scroll on left and Ashoka Pillar emblem on right. 2006 147X63m m The portrait of Mahatma Gandhi. yellow red. surrounded by an ornamental design. Intaglio-fast blue. (satmey jayte in hindi)‘Ô㦾ã½ãñÌã •ã¾ã¦ãñ' below Ashoka Pillar emblem.State Bank Learning Centre. blue and violet colour.4 mm. Dual coloured optical fibres. Numeral 50 in dark brown. Purnea are printed in red. Ashoka Pillar replaced by Mahatma Gandhi Portrait in blue. Parliament House with National flag on top 1981 147X73m m Ashoka Pillar with chain of wheels.

The Intaglio Printing i.4 mm. Hirakud Dam in the background in a circular frame. The small floral design printed both on the front (hollow) and back (filled up) of the banknote in the middle of the vertical band next to the watermark window has an accurate back-to-back registration so that the numeral appears as one when seen against the light. Purnea to help the visually impaired to identify the denomination of the note. RBI Governor’s signature. Guarantee clause and Governor's signature in bilingual. Optical fibres are in dual colour. Year of printing is incorporated at the printing stage on the reverse of the banknote.Rs. raised prints more prominent in the name of the Bank in Hindi and English. 2005 147X73m m The portraitof Mahatma Gandhi. IV. light – width 1. Ashoka Pillar emblem on the right.e. Picture of Mahatma Gandhi in a sitting posture with Sevagram Ashram in the background in a circular frame. Ashoka Pillar Emblem on the left. Intaglio deep blue and brown shade of corn. Manager (Training) . brown. Numeral 100 appears prominently in centre. 1969 157X73m m Ashoka Pillar Blue colour and promise clause.100 notes 1967 157X73m m Ashoka Pillar Blue colour.State Bank Learning Centre. guarantee and promise clause. 1975 157X73m m Ashoka Pillar with spinning Intaglio deep blue with hues of blue. A square in intaglio on the left of the watermark window with increased depth of engraving helps the visually impaired to identify the denomination. and an electrotype mark showing the denomination al numeral50 appear in this section and these can be viewed better when the bank note is held against light Machine readable windowed demetalised clear text magnetic security thread with inscriptions `Bharat’ (in Hindi) and RBI which fluoresces in yellow on both sides under U. pink and dark -------------------------------------------------------------------------------------------------------------------------------------Page 8 of 29 Compiled by: Pronob Kumar Sarkar. Vertical panel of 14 Indian languages on left. the multidirection al lines.V. the Reserve Bank Seal.

Watermark window light blue. (Satmey in jayte in hindi) ‘Ô㦾ã½ãñÌã •ã¾ã¦ãñ' below Ashoka Pillar emblem. Printed with the combination of offset and intaglio process. A small black solid triangle in intaglio on left hand side of the watermark to help the visually impaired to identify the denomination of the note. red and deep green. Black and maroon colours. It will fluoresce in yellow on the reverse and the text will fluoresce on the obverse under U. the multidirection al lines. and an electrotype mark showing the denomination al numeral100 appear in this section and these can be viewed better Machine-readable windowed demetalised clear text magnetic security thread with inscriptions `Bharat’ (in Hindi) and RBI on notes of Rs. Portrait of Mahatma Gandhi. Language scroll on left and Ashoka Pillar emblem on right. One side intaglio blue. -------------------------------------------------------------------------------------------------------------------------------------Page 9 of 29 Compiled by: Pronob Kumar Sarkar. Manager (Training) . `Watermark’ window is surrounded by an ornamental design. Numeral 100 in dark blue. Letters (bharat in hindi) '¼ããÀ¦ã' and ‘RBI’ printed on the thread. 1996 157X73m m Portrait of Mahatma Gandhi with multidirection al lines in the watermark window. raised prints is more prominent in the agricultural operations. 2005 157X73m m The portrait of Mahatma Gandhi.100 with exclusive colour shift. Purnea wheels. green. A windowed security thread partly visible from the front but totally embedded inside. 1979 157X73m m Ashoka Pillar with spinning wheels. Tints of reddish and yellowish green shade. The Intaglio Printing i. Year of printing is incorporated at the printing stage on the reverse of the banknote. Central theme depicts a panoramic view of the Kanchangunga range with floral patterns above and filigree patterns on the sides. Printing bleeds off on all sides except at corners. promise clause. The value of note appears in 15 languages on the left hand side. Overall colour is predominantly blue.light –width – 2 mm. Tea plantation and hydroelectric power project.State Bank Learning Centre. RBI's name. Guarantee clause and Governor's signature in bilingual. grey and green. which is in perfect register with similar design on the obverse.e.V. Tint design in greenish blue and brownish shades. Colour of the thread shall shift from green to blue when viewed from different angles. Dry-offset.

Mahatma Gandhi’s portrait is dark brown in colour. Printed by dry offset and intaglio process. guarantee and promise clause. RBI legend. Ashoka Pillar emblem. Manager (Training) . 1997 167X73m m Portrait of Mahatma Gandhi with the multidirection al lines in the watermark window. the Reserve Bank Seal. A vertical panel of 15 languages appear on the left. -------------------------------------------------------------------------------------------------------------------------------------Page 10 of 29 Compiled by: Pronob Kumar Sarkar. orange and sky blue. Purnea when the banknote is held against light. Rs. The small floral design printed both on the front (hollow) and back(filled up) of the banknote in the middle of the vertical band next to the watermark window has an accurate back to back registration so that the numeral appears as one when seen against the light. name of the Bank in Hindi and English. Background colours in peacock blue. Ashoka Pillar Emblem on the left. A triangle in intaglio on the left of the watermark window with increased depth of engraving helps the visually impaired to identify the denomination. Background showing rising sun. partly visible from the front but totally embedded inside. All the above features are in intaglio. guarantee and promise clauses. Colour scheme is predominantly in yellow. V.500 notes 1987 167X73m m Ashoka Pillar with spinning wheels. Background colours in deep green. ochre and green. Ashoka Pillar inset and Governor’s signature are in intaglio. Five black horizontal relief lines in intaglio on the left side of the watermark to help the visually impaired to identify the denomination of the note. Mahatma Gandhi's portrait. RBI Governor’s signature. Mahatma Gandhi leading a group of people. A windowed security thread. Portrait of Mahatma Gandhi.State Bank Learning Centre. Optical fibres are in dual colour. Printed by offset and intaglio process. Promise clause & language panel are printed in intaglio. mauve and brown. green. Mahatma Gandhi leading a group of people in brown colour with floral patterns appearing above and filigree patterns on each side of this theme.

Except these changes. Numeral 500 printed in Optically Variable Ink (OVI) in Green to Blue colour shift. the Reserve Bank Seal. 2000 167X73m m Portrait of Mahatma Gandhi with the multidirection al lines in the watermark window. Purnea Letters(bharat in hindi) '¼ããÀ¦ã' and RBI are printed on the thread. RBI Governor’s signature. the the -------------------------------------------------------------------------------------------------------------------------------------Page 11 of 29 Compiled by: Pronob Kumar Sarkar. The colours are predominantly mild yellow. Mahatma Gandhi’s portrait is in light brown. Ashoka Pillar Emblem on the left. The Intaglio Printing i. Year of printing is incorporated at the printing stage on the reverse of the banknote. mauve and brown. A small black solid circle in intaglio on the left hand side of the watermark to help the visually impaired to identify the denomination of the note.500 with exclusive colour shift. and an electrotype mark showing the denomination al numeral500 appear in this section and these can be viewed better when the bank note is held against light. Manager (Training) . It will fluoresce in yellow on the reverse and the text will fluoresce on the obverse under U.light –width – 3mm.e. other designs are same as of 1997 series notes. raised prints is more prominent in the name of the Bank in Hindi and English. Green vertical band behind the Mahatma Gandhi portrait where latent image of 500 is printed. Machine-readable windowed demetalised clear text magnetic security thread with inscriptions `Bharat’ (in Hindi) and RBI on notes of Rs. 2005 167X73m m The portrait of Mahatma Gandhi.State Bank Learning Centre. A circle in intaglio on the left of the watermark window with increased depth of engraving helps the visually impaired to identify the denomination.V. guarantee and promise clause. the multidirection al lines. Colour of the thread shall shift from green to blue when viewed from different angles. The design is same as is on 1997 series note. Optical fibres are in dual colour.

State Bank Learning Centre. Numeral 1000 printed in Optically Variable Ink (OVI) in Green to Blue colour shift. RBI seal.1000 with exclusive colour shift. (ek hjar rupye in hindi) †‡ãŠ Ö•ããÀ Á¹ã¾ãñ. A small black solid diamond shape mark in intaglio on the left hand side of the watermark to help the visually impaired to identify the denomination of the note. Colour is generally pink (light peach colour with grey offset background). the multidirection al lines. Rs. numeral 1000. -------------------------------------------------------------------------------------------------------------------------------------Page 12 of 29 Compiled by: Pronob Kumar Sarkar. RBI legend.1000/. Mahatma Gandhi’s portrait. guarantee and promise clause. Purnea The small floral design printed both on the front (hollow) and back(filled up) of the banknote in the middle of the vertical band next to the watermark window has an accurate back to back registration so that the numeral appears as one when seen against the light. Governor’s signature are in intaglio printing. Mahatma Gandhi’s portrait is brown in colour. The 15language panel is on the left side. 2005 177X73m m The portrait of Mahatma Gandhi.notes 2000 177X73m m Portrait of Mahatma Gandhi with multidirection al lines in the watermark window. VI. Green vertical band behind the Mahatma Gandhi portrait where latent image of 1000 is printed. Left hand number panel in red colour and right hand number panel in blue colour. and an Machine-readable windowed demetalised clear text magnetic security thread with inscriptions `Bharat’ (in Hindi) and RBI on notes of Rs. Optically variable (colour shifting) windowed security thread with magnetic property and containing text (bharat in hindi) '¼ããÀ¦ã'1000 RBI'. Year of printing is incorporated at the printing stage on the reverse of the banknote. The theme depicts the overall development of the Indian economy in three-colour intaglio. Manager (Training) .

Ashoka Pillar Emblem on the left.e. The small floral design printed both on the front (hollow) and back(filled up) of the banknote in the middle of the vertical band next to the watermark window has an accurate back to back registration so that the numeral appears as one when seen against the light. Optical fibres are in dual colour. light –width – 3mm. A diamond in intaglio on the left of the watermark window with increased depth of engraving helps the visually impaired to identify the denomination. guarantee and promise clause. raised prints is more prominent in the name of the Bank in Hindi and English. -------------------------------------------------------------------------------------------------------------------------------------Page 13 of 29 Compiled by: Pronob Kumar Sarkar. The Intaglio Printing i. Purnea electrotype mark showing the denomination al numeral 1000appear in this section and these can be viewed better when the banknote is held against light. It will fluoresce in yellow on the reverse and the text will fluoresce on the obverse under U.State Bank Learning Centre.V. Manager (Training) . RBI Governor’s signature. the Reserve Bank Seal. Colour of the thread shall shift from green to blue when viewed from different angles.

Manager (Training) . 000/-. Maximum penal interest to be charged There is no stipulation regarding the maximum amount of penal interest leviable for wrong/delayed reporting. Penal interest for inclusion of ineligible amounts in the currency chest balances a) Penal interest will be levied in all cases where the bank has enjoyed 'ineligible' credit in its current account with Reserve Bank on account of wrong reporting / delayed reporting/nonreporting of transactions. penal interest will be levied in respect of transactions not reported by Link Office to the Issue Office by 11 PM on the same business day. However. irrespective of the amount of the transaction concerned/amount of penal interest subject to rounding off the penal interest amount to the nearest Rupee.e.000/. Wrong reporting and levy of penal interest Penal interest will be levied in respect of all cases of wrong reporting in the same manner till the date of receipt of corrected advice by Reserve Bank.00. penal interest will invariably be levied in all cases of wrong reporting in the Link Office Statements even if the reporting was done correctly in the chest slips. It is expected that Link Offices would ensure the correctness of figures reported by the respective currency chests.and thereafter. Reserve Bank may at its discretion grant appropriate grace period in the matter of levy of penal interest.State Bank Learning Centre. -------------------------------------------------------------------------------------------------------------------------------------Page 14 of 29 Compiled by: Pronob Kumar Sarkar. Relaxation in respect of strike period in banks Relaxation in the reporting period on account of general/specific strike situation will be considered on case-to-case basis. ii) Penal interest will also be charged for delay in submission of chest slips in the case of single chest / STOs directly linked to Issue Department of the circle. As the intention is to ensure timely and correct reporting of chest transactions. Particular care should be taken to ensure that remittances of fresh notes/notes to the currency chests are not reported as 'deposit' transactions in the Link Office Statements. Penal interest will be calculated on T+0 basis i.1.50. in multiples of Rs. penal interest at the rate indicated in paragraph 3 of this circular will be levied on the amount due from the chest holding bank for the period of delay. As debits/credits to banks' current accounts are raised on the basis of the figures reported in the Link Office Statements. penal interest will be recovered in all applicable cases. ii) The Sub-Treasury Offices should report all transactions directly to the Issue Office of the Reserve Bank by 11 PM on the same day. Link offices should invariably report the consolidated position to the Issue Offices latest by 11 PM on the same day. Time limit for Reporting i) The currency chests should invariably report all transactions through ICCOMS on the same day by 9 PM by uploading data through the Secured Website (SWS) to their respective link offices. Purnea REPORTING OF CURRENCY CHEST TRANSACTIONS AND PENAL INTEREST FOR DELAYED REPORING / WRONG REPORTING / NON REPORTING OF CURRENCY CHEST TRANSACTIONS Reporting of Currency Chest Transactions The minimum amount of deposit into/withdrawal from currency chest will be Rs. Levy of penal interest for delays i) In the event of delay in reporting currency chest transactions.

-------------------------------------------------------------------------------------------------------------------------------------Page 15 of 29 Compiled by: Pronob Kumar Sarkar. Purnea b) Further. representations. inexperience of staff etc. c) In the above cases penal interest will be levied from the date of inclusion of 'ineligible' amounts in chest balances till the exclusion of such amounts from chest balances.. pleas by banks for waiver of penal interest on grounds that delayed/wrong/non-reporting did not result in utilization of the Reserve Bank's funds or shortfall in the maintenance of CRR/SLR or that they were the result of clerical mistakes. If such amounts are included in the chest balances.. first time error. {cf. on account of genuine difficulties faced by chests especially in hilly/remote areas and those affected by natural calamities. will not be considered as valid grounds for waiver of penal interest.State Bank Learning Centre. However. cash kept for safe custody in sealed covers for whatever reasons/cash in trunks/bins under the lock and key of any official/s other than the Joint Custodians or bearing a third lock put by any official in addition to the two locks of the Joint Custodians is not eligible for being included in the chest balances. etc. b) In the case of wrong reporting representations for waiver will not be considered. there should ordinarily be no occasion for banks to request for reconsideration of the Reserve Bank's decision in individual cases. c) As the intention behind the levy of penal interest is to inculcate discipline among banks so as to ensure prompt/correct reporting. only cash held in the custody of joint custodians and 'freely available' to them is eligible for inclusion in the chest balances. Manager (Training) . these will be treated as instances of wrong reporting and will attract penal interest. para 1(e) above}. if any. Thus. unintentional or arithmetical errors. Representations a) As the sole criterion for levy of penal interest for delayed reporting is the number of days of delay. Rate of penal interest Penal interest shall be levied at the rate of 2% over the prevailing Bank Rate for the period of delayed reporting/wrong reporting/non-reporting /inclusion of ineligible mounts in chest balances. may be made to the Issue Office concerned. Levy of penal interest in respect of currency chests at treasuries The above instructions shall be applicable to currency chests at treasury/sub-treasury offices also.

with a view to mitigating the hardship to the public in genuine cases. Both the pieces should be of the same note. stolen. Manager (Training) . the value of such currency notes or banknotes may be refunded as a matter of grace. meeting the demands for fresh / good quality notes and coins of all denominations.500/-& Rs. II. (b) With a view to extending the facility for the benefit and convenience of public. Reserve Bank of India (Note Refund) Rules. Rs.10/-. designated branches of banks have been delegated powers under Reserve Bank of India (Note Refund) Rules.Rs. Double numbered notes–Rs. accepting coins and notes either for transactions or exchange.1000/- -------------------------------------------------------------------------------------------------------------------------------------Page 16 of 29 Compiled by: Pronob Kumar Sarkar. I. mutilated or imperfect currency note of the GOI or banknote.1/-. Liberalised definition of Cut Notes In order to facilitate quicker exchange facilities. more actively and vigorously to the members of public so that there is no need for them to approach the RBI Regional Offices only for this purpose: i.50/-. The names and addresses of such bank branches are available the respective banks. 1934.2/.100/-. it has been provided that the RBI may. 2009 Delegation of full powers (a) In terms of Section 28 read with Section 58 (2) of Reserve Bank of India Act. with the previous sanction of the Central Government. However.State Bank Learning Centre. No essential feature of the note should be missing.20/-. Single numbered notes – Re. (b) All the designated bank branches should provide facility for exchange of damaged / mutilated notes. They should also be accepted over bank counters in payment of Government dues and for credit of accounts of the public maintained with banks.Rs. 2009 for exchange of torn / mutilated / defective notes free of cost. ii.Rs. Availability of such facilities at the branches should be published for information of the public at large. no person is entitled as a right to recover from the Government of India or RBI the value of any lost. the following types of soiled and cut notes should be freely exchanged by all bank branches.5/Note presented should not be in more than two pieces. the currency chest branches are the “designated branches”. and iii.& Rs.Rs. exchanging soiled notes. (c) None of the bank branches / staff should refuse to accept small denomination notes and / or coins tendered at their counters. and the conditions and limitations subject to which. For the present. Purnea FACILITY FOR EXCHANGE OF NOTES AND COINS AT BANK BRANCHES (a) All branches of banks in all parts of the country should provide the following customer services. prescribe the circumstances in. for this purpose.

Issue Department. Mutilated notes so presented may be passed as per the Rules framed under Reserve Bank of India (Note Refund) Rules2009. the Prescribed Officer is required to record his order by subscribing his initials to the dated 'PAY'/ 'PAID'/ 'REJECT' stamp. The details of the case such as the name of the tenderer. under whose jurisdiction the branch falls. -------------------------------------------------------------------------------------------------------------------------------------Page 17 of 29 Compiled by: Pronob Kumar Sarkar. stuck up Notes Notes which have turned extremely brittle or badly burnt. The matter should also be reported to local police in case a large number of such notes are tendered. No essential feature of the note should be missing. Purnea The note presented should not be in more than two pieces. etc. 2009 Deliberately cut notes The notes. charred. Manager (Training) . be issued to the public as reissuable notes but shall be deposited in currency chests for onward transmission to RBI offices as chest remittances. Mutilated Notes – Presentation and Passing A mutilated note is a note of which a portion is missing or which is composed of more than two pieces. a close look at such notes will clearly reveal any deliberate fraudulent intention. 2009 Although it is not possible to precisely define deliberately cut . therefore. especially when the notes are tendered in large numbers. the holders may be advised to tender these notes to the concerned Issue Office where they will be adjudicated under a Special Procedure. The 'PAY' & 'REJECT' stamps should also carry the name of the bank and branch concerned. All bank branches have instructions not to issue notes bearing PAY/PAID stamps to the public even through oversight. 2009After adjudicating mutilated notes. The branches should caution their customers not to accept such notes from any bank or anybody else. which are found to be deliberately cut or tampered with. 2009 Similarly. if presented for payment of exchange value should be rejected under Rule 6(3)(ii) of the Reserve Bank of India (Note Refund) Rules. Mutilated notes may be presented either at designated bank branches of commercial banks. if presented for payment again at any of the designated bank branches should be rejected under Rule 6(2) of Reserve Bank of India (Note Refund) Rules. notes which are disfigured may also be rejected under Rule 6(3)(iii) of Reserve Bank of India (Note Refund) Rules. Defective notes bearing 'PAY'/'PAID' (or 'REJECT') stamp of any RBI Issue Office or any bank branch. The above types of notes will be treated as soiled notes and be kept along with soiled notes. charred or inseparably stuck up together and.e. These unfit notes shall. in no case. Both the pieces should be of the same note.State Bank Learning Centre. as the manner in which such notes are mutilated will follow a broad uniformity in the shape / location of missing portions of the notes. cannot withstand normal handling. burnt. Extremely brittle. shall not be accepted by the branches for exchange. Notes bearing slogans / political messages. 2009and the tenderer should be advised that the value of such (defective) note/s cannot be paid since the same has already been paid as is evident from the PAY/PAID stamps affixed on it/them. i. the Branch Manager and every Officer-incharge of the Accounts or Cash Wing of the Branch shall act as 'Prescribed Officer' in each designated branch to adjudicate the notes received at the branch for exchange in accordance with Reserve Bank of India (Note Refund) Rules. the number of notes tendered and their denominations should be reported thereafter to the Deputy/General Manager. Any note with slogans and message of a political nature written across it ceases to be a legal tender and the claim on such a note will be rejected under Rule 6(3)(iii) of Reserve Bank of India (Note Refund) Rules. Instead. Notes bearing "PAY"/"PAID" "REJECT" stamps Every Officer-in-charge of the branch.

They should use counting machines or accept coins by weight for large receipts. "MUTILATED NOTES ARE ACCEPTED AND EXCHANGED HERE". aluminium-bronze coins of 10 paise. Similar arrangements may also be made for acceptance of current coins of 25 paise. 10 paise. may either be remitted separately packed together with the full value paid notes or sent by registered and insured post as and when required. stainless steel coins of 10 paise and cupronickel coins of 25 paise. a board indicating the availability of note exchange facility with the legend. 50 paise and rupee one denominations are being withdrawn and remitted to the mints. The full value paid notes will be treated as chest remittance by the Issue Office while the half value paid notes and rejected notes will be treated as notes tendered for adjudication and processed accordingly. 50 paise and one rupee of stainless steel and two rupees and five rupees coins of cupronickel. cupronickel coins of 25 paise. The branches should ensure that the note exchange facility is not cornered by private money changers / professional dealers in defective notes. As the training programmes are intended to provide knowledge and instil confidence in the Prescribed Officers in the process of adjudication of defective notes. to pack each of these denominations separately and also metal-wise with 100 coins in each sachet before they are tendered at the counters. Withdrawn Coins (i) Considering that aluminium coins of 5 paise. as hitherto.1 may be remitted to Government of India Mints at Mumbai/ Kolkata / Hyderabad with prior intimation to them through the designated branches of the bank concerned (or through link branches of other banks) as per the existing procedure. it is imperative that the Prescribed Officers of the branches are deputed for such programmes. The half value paid notes and rejected notes. 20 paise. In case of large variations of weight.State Bank Learning Centre. stainless steel coins of 10 paise. customers may be requested. Stainless steel coins of 25 -------------------------------------------------------------------------------------------------------------------------------------Page 18 of 29 Compiled by: Pronob Kumar Sarkar. Disposal of notes adjudicated at designated branches Regarding audit of the notes adjudicated by designated bank branches. at a prominent place. the full value paid notes have to be remitted by designated branches to the Issue Office together with the next soiled note remittance in the manner already laid down. They should accept coins of all denominations from any member of public without any restriction and pay the value in notes. Purnea Training RBI’s Issue Offices conduct training programmes for 'Prescribed Officers' of designated bank branches on a priority basis. 20 paise. aluminum coins of 5 paise. and not insisted. counting machines may be used. aluminum-bronze coins of 10 paise. Agreement between RBI and commercial banks (i) (ii) (iii) The bank branches should accept coins in exchange of notes. Manager (Training) . 10 paise. Banks should ensure that all their designated branches provide facilities for exchange of notes and coins. (ii) In order to obviate the problem of storage of coins at the branches. which are held by the designated bank branches in its cash balance. Display of Notice Board All designated bank branches are required to display at their branch premises. 50 paise and Re. All designated bank branches are required to submit to our Issue Offices a monthly statement showing the number of notes adjudicated by them.

Monitoring and Control (i) The Regional Managers / Zonal Managers of the banks may pay surprise visits to the branches and report the position of compliance in this regard to the Head Office which will review such reports and take prompt remedial action.2 cupronickel coins may not be issued to the public but retained at the designated branches till further instructions. The Reserve Bank of India has instructed the banks maintaining small coin depots to arrange for exchange of coins of denomination of 25 paise and below for their face value at their branches. however. the stocks of these coins reach beyond the holding capacity for lack of demand the Issue Department of the Circle should be approached for remittance of coins. 2011. Coins of denomination of 25 paise and below will not be accepted for exchange at the bank branches from July 1. wherever necessary. Purnea paise. Re. 50 paise.1 and Rs.2011 The Government of India has decided to withdraw coins of denomination of 25 paise and below from circulation with effect from June 30.5 denominations should.State Bank Learning Centre. (ii) COINS OF 25 PAISE & BELOW WITHDRAWAL FROM CIRCULATION W. be put back in circulation.06. The coins will be exchanged at the branches of these banks as also the offices of the Reserve Bank till the close of business on June 29. In case. Rs.E.2 and cupronickel / stainless steel coins of Rs. 2011 onwards. 2011. -------------------------------------------------------------------------------------------------------------------------------------Page 19 of 29 Compiled by: Pronob Kumar Sarkar. Any non-compliance in this regard shall be viewed as violation of instructions issued by the Reserve Bank of India. Manager (Training) .F. 30.

Purnea DETECTION AND IMPOUNDING OF COUNTERFEIT NOTES Authority to Impound Counterfeit Notes The Counterfeit Notes can be impounded by (i) All branches of Public Sector Banks (ii) All branches of Private Sector Banks and Foreign Banks (iii) All branches of Co-operative Banks & Regional Rural Banks (iv) All Treasuries and Sub-Treasuries (v) All Reserve Bank Issue Offices. If the Counterfeit Notes are sent to the police by insured post. and in the case of the Treasury. Stamping and Impounding of Counterfeit Notes Each banknote. In case of any difficulty faced by the Offices / Branches due to -------------------------------------------------------------------------------------------------------------------------------------Page 20 of 29 Compiled by: Pronob Kumar Sarkar. on examination of various security features / parameters. shall be branded with a stamp "COUNTERFEIT BANKNOTE". acknowledgement of receipt thereof by the police should be invariably obtained and kept on record. Notice to this effect should be displayed prominently at the offices / branches for the information of the public. Manager (Training) . For this purpose. Acknowledgement of the police authorities concerned has to be obtained in respect of note/s forwarded to them. The receipt. in the manner detailed in Para 2 above. it should be sent to the Issue Office of Reserve Bank concerned. in running serial numbers. FIR is required to be filed in respect of each case of detection of counterfeit note irrespective of the number of pieces and bonafides of the tenderer. Acknowledgement receipt may be issued even in cases where the tenderer is unwilling to countersign the receipt. Particulars such as name. A proper follow-up of receipt of acknowledgement from the police authorities is necessary. under authentication. Detection of Counterfeit Notes in Cash Tenders A Counterfeit Note detected in the cash received by the bank branch/Treasury. should be in duplicate and should be authenticated by the cashier as well as by the tenderer. Issue of Receipt to the Tenderer When a banknote tendered at the counter of Reserve Bank Issue Office or a bank branch or treasury is found to be counterfeit. an acknowledgement receipt in the format (Annex I) should be issued to the tenderer. after stamping the note as in above paragraph. COUNTERFEIT BANKNOTE IMPOUNDED __________________________BANK ________________________BRANCH ______________________SIGNATURE DATE:__________________________ Each such impounded note shall be recorded in a separate register. A copy of the FIR shall be sent to the Forged Note Vigilance Cell constituted at the Local Head Office of the bank.State Bank Learning Centre. is determined as a counterfeit one. address of the tenderer and his / her statement as to how the said note came into his / her possession shall also be forwarded to the police authorities. which. It shall be forwarded to the local police authorities for investigation by filing the FIR (Annex II). a stamp with a uniform size of 5 cm x 5 cm with the following inscription may be used. across the counter shall be impounded in the presence of the tenderer.

100 and above are processed through machines conforming to 'Note Authentication and Fitness Sorting Parameters' prescribed by Reserve Bank from time to time. Manager (Training) . The definition of 'counterfeiting' in the Indian Penal Code covers currency notes issued by a foreign government authority as well. Detection of Counterfeit Notes . The Government of India and the National Security Council have taken a view that dispensation of Counterfeit Notes through the ATMs would be construed as an attempt to circulate the Counterfeit Notes by the bank concerned. Purnea reluctance of the police to accept FIRs. and other action like suspending the operation of the chest concerned. the matter may be sorted out in consultation with the Nodal Officer of the State concerned. they may take assistance of the officers from the nearest Issue Office of Reserve Bank.1 crore shall start using such machines by March 2011.State Bank Learning Centre. New Delhi after prior consultation..Training of Staff It is necessary to ensure that the cash handling Staff in bank branches / currency chests. All bank branches having average daily cash receipts of over Rs. -------------------------------------------------------------------------------------------------------------------------------------Page 21 of 29 Compiled by: Pronob Kumar Sarkar. Further. and Treasuries / Sub-Treasuries is fully conversant with the security features of a banknote. If necessary.1 crore shall start using such machines by March 2010. In case of suspected foreign currency note received for opinion from police/government agencies. before issuing them over the counters or through ATMs.50 lakh and Rs. all bank branches having average daily cash receipts between Rs. Feeding ATMs and Remitting to Issue Offices of Reserve Bank All the banks shall ensure that all notes in the denomination of Rs. Reserve Bank may consider the option of levying higher penal interest/penalties for the amount of forged notes detected in the chest remittances from the date of last removal of soiled notes from the respective chests /during inspection. Examination of Banknotes Before Issuing over Counters. the Counterfeit Notes should be returned to the tenderer or destroyed by the bank branches / treasuries. A list of Nodal Officers of the Central Bureau of Investigation designated to coordinate matters relating to investigation of counterfeit banknote cases is enclosed (Annex VII) In no case. In order to obviate complaints regarding receipt of Counterfeit Notes through ATMs. With a view to educating the branch staff on detection of Counterfeit Notes. the design and security features of all the banknotes shown in the chapter I. the sender may be advised to forward the same to the Interpol Wing of the CBI. Detection of counterfeits in chest remittances is also liable to be construed as wilful involvement of the chest branches concerned in circulating Counterfeit Notes and may attract special investigation by police authorities. The data on detection of counterfeit Indian notes at bank branches & treasuries should be included in the monthly Returns forwarded to the Reserve Bank Issue Offices as indicated in para 9 below. The Controlling Offices / Training Centres may also organise / conduct-training programmes on the security features of banknotes for members of staff to enable detection of Counterfeit Notes at the point of receipt itself. etc. and to curb circulation of counterfeits it is imperative to put in place adequate safeguards/checks before loading ATMs with notes.

Ensuring that only properly sorted and examined banknotes are fed into the ATMs and to put in place adequate safeguards. 6. 2. Sharing of the information thus compiled with bank’s CVO and report to him / her all cases of acceptance / issue of Counterfeit Notes over the counters. Purnea Establishment of Forged Notes Vigilance (FNV) Cell at Head Office of Bank AND THEIR FUNCTIONS Each bank shall establish at its Head Office. as on 1st July. in the prescribed proforma (Annex III). including surprise checks. Central Office. processing and sorting machines and should be used to their optimum capacity. All currency chest branches should be equipped with verification. Compilation of data on detection of Counterfeit Notes. 3. both during the processing and in transit of notes. all bank branches / treasuries should be equipped with ultra-violet lamps / other appropriate equipments. 8. Road. the address etc. and its submission to Reserve Bank. including the number of counterfeits detected. 4. With a view to updating the record of the addresses of the Forged Note Vigilance Cells. Mumbai 400 001. NCRB and FIU-IND as per extant instructions. particulars to Reserve Bank every year. Dissemination of Reserve Bank instructions on Counterfeit Notes to their branches. within a fortnight from the conclusion of the quarter under report. The banks shall maintain daily record of the notes processed through the Note Sorting machines.State Bank Learning Centre. Forged Note Vigilance Cell shall submit on a quarterly basis a status report covering the aforesaid aspects to the Chief General Manager. Manager (Training) . Fourth Floor. and to the Issue office of the Regional office of Reserve Bank under whose jurisdiction the FNV Cell is functioning. Reserve Bank of India. Follow-up of cases of Counterfeit Notes. Department of Currency Management. Ensuring operation of Note Sorting Machines of appropriate capacity at all the currency chests and closely monitoring the detection of Counterfeit Notes at currency chest branches and maintaining the record of the same. Conducting periodic surprise checks at currency chests where shortages/ defective /Counterfeit Notes etc are detected. M. Sir P. The banks may also consider providing other branches with verification. Fort. the bank shall furnish by e-mail. Monitoring the implementation of these instructions. Amar Building. 5. -------------------------------------------------------------------------------------------------------------------------------------Page 22 of 29 Compiled by: Pronob Kumar Sarkar. 7. processing and sorting machines of appropriate capacity for segregating soiled and suspected banknotes from bulk receipts as also at least one counting machine (with dual display facility) for public use at the counter. a Forged (Counterfeit) Note Vigilance Cell to undertake the following functions: 1. Such machines should conform to the guidelines on 'Note Authentication and Fitness Sorting Parameters' prescribed by Reserve Bank in May 2010. Provision of Ultra-Violet Lamp and Other Infrastructure With a view to facilitating the detection of Counterfeit Notes. with police authorities / designated nodal officer.

State Bank Learning Centre. National Crime Records Bureau. Reporting of Data by the Forged Note Vigilance Cell of Bank Forged Note Vigilance Cell set up at the Head Office of the bank (other than Cooperative and Regional Rural Banks) shall submit a monthly Return reflecting data on Counterfeit Notes detected by the bank. Data on an all-India basis should be compiled at the Head Office of the bank on monthly basis in Annex V and furnished to Reserve Bank of India only when called for. which are the subject matter of litigation in the court of law should be preserved with the branch concerned for three years after conclusion of the court case. Puram. Reporting of Data .in No hard copy need be sent. Government of India. Chanakyapuri.(I) Bank Branches (II) FNVC of a Bank (III) Co-operative Banks & RRBs Data on Counterfeit Notes detected by all the branches of the bank shall be reported in the prescribed format. 6th Floor. Ministry of Home Affairs. New Delhi-110 066. Financial Intelligence Unit.K. on a monthly Basis A statement (Annex IV) .showing the details of Counterfeit Notes detected in the bank branches during the month shall be compiled and forwarded to the following offices so as to reach them by 7th of the next month: (i) Concerned Issue Office of Reserve Bank.org. The Counterfeit Notes may thereafter be sent to the concerned Issue Office of Reserve Bank of India with full details. Purnea REPORTING OF DATA 1. 2. (ii) Asstt. These Counterfeit Notes at branches should be subjected to verification on a half-yearly basis (on 31st March and 30th September) by the Officer-in. R. East Block-7. Principal Officers of banks are also required to report information on cash transactions where forged notes have been used as genuine note to The Director. 3. A "nil" report may be sent in case no counterfeit has been detected during the month. These should be preserved for a period of three years from the date of receipt from the police authorities. New Delhi-110021.India. Central Office on the following address: . Preservation of Counterfeit Notes Received from Police Authorities All Counterfeit Notes received back from the police authorities/courts may be carefully preserved in the safe custody of the bank and a record thereof be maintained by the branch concerned. Reporting of Data by Co-operative Banks and Regional Rural Banks Data on Counterfeit Notes detected by branches of Co-operative Banks and Regional Rural Banks should be furnished on monthly basis to the respective Issue Office of Reserve Bank (Annex IV).Charge of the branch concerned. on an all-India basis in a prescribed profoma (Annex V) before the end of the succeeding month. Hotel Samrat. FIU-IND. Forged Note Vigilance Cell of the bank shall also maintain a branch-wise consolidated record of such Counterfeit Notes. A “nil “report may be sent in case no counterfeit has been detected during the month. Manager (Training) .dcmfnvd@rbi. within seven working days. The Counterfeit Notes. Director. Reserve Bank of India. -------------------------------------------------------------------------------------------------------------------------------------Page 23 of 29 Compiled by: Pronob Kumar Sarkar. by e-mail to the Department of Currency Management.

Purnea Annex I Acknowledgement Receipt to be Issued to the Tenderer of Counterfeit Notes STATE BANK OF INDIA Address of the Bank Branch Serial Number: of the ReceiptDate: The note(s) described below received from ……………………………………………………………. Manager (Training) . Sl.No. (name and address of the tenderer) is/are counterfeit and has/have therefore been impounded and stamped accordingly.State Bank Learning Centre. of notes: (Signature of the tenderer ) (Signature of the counter cashier) -------------------------------------------------------------------------------------------------------------------------------------Page 24 of 29 Compiled by: Pronob Kumar Sarkar. ………………………………………………………………………………………………………………. of the note note Denomination Parameters on which the is deemed as counterfeit Total No.

No. In case it is decided to file criminal proceedings in the court of law. Detection of Counterfeit Note/s Request for Investigation We enclose the following counterfeit notes detected in our office on ________. ___________Police Station.II STATE OF BANK OF INDIA Address of the Bank Branch Ref. Number of pieces Value Yours faithfully. Date: The Sr.State Bank Learning Centre. Authorized Signatory -------------------------------------------------------------------------------------------------------------------------------------Page 25 of 29 Compiled by: Pronob Kumar Sarkar. in terms of the provisions of the Section 292(1) and 292(3) of the Code of Criminal Procedure) for examination. _____________________ Dear Sir. Inspector of Police. Purnea Annex. Forensic Science Laboratories etc. The expert opinion furnished may be produced in the court as evidence under Section 292 of the Criminal Procedure Code. As the printing and/or circulation of forged Indian Currency Notes is an offence under Sections 489A to 489E of the Indian Penal Code. 2. Manager (Training) . you may first arrange to send the notes to any of the Note Printing Presses. we request you to lodge FIR and conduct the necessary investigation and bring the culprits to book. The forged notes may please be returned to us after the completion of the investigation and/or proceedings in the court of law along with the detailed report of the investigation/decision of the court. The name and address of the tenderer together with his statement is enclosed. Details of Counterfeit Note/s Series A B C Denomination Name & address of the tenderer Our Entry No.

2008 ISSUED BY RBI NAME OF THE BANK ADDRESS OF FNVC(WITH PIN CODE) NAME AND DESIGNATIO N OF OFFICER-INCHARGE TELEPHONE NO (WITH CODE). FAX NO. in the particulars furnished above.org. Purnea Annex III Format fo Furnishing Address etc. if any. in MS-Exel on the following addressdcmfnvd@rbi.State Bank Learning Centre.in -------------------------------------------------------------------------------------------------------------------------------------Page 26 of 29 Compiled by: Pronob Kumar Sarkar. Name of Authorized Official Designation Date NB:: The completed format should be transmitted by e-mail. Manager (Training) . Particulars of Forged Note Vigilance Cell (FNVC) to RBI (TO BE FURNISHED BY E-MAIL ON 1ST JULY EVERY YEAR) REF: MASTER CIRCULAR DATED JULY1.(WITH CODE) E-mail Address of the FNVC We note to intimate immediately the changes.

R.20 Rs. New Delhi 110 066. of cases No.K.1000 Details of Cases Filed with Police Pending with Police at the beginning of the month (A) No. of pieces Sent to during month report (B) Police the under Returned by the Police Pending with the Police at the end of the month (D) (C) NB: Each FIR lodged comprises one case. Manager (Training) . Issue Department.State Bank Learning Centre.100 Rs. The total number of forged notes covered by FIR may be indicated in each of the columns above. Puram. National Crime Records Bureau. Government of India. Forwarded to: The General Manager/Deputy General Manager. ____________ The Assistant Director. Purnea Annex-IV State Bank of India Address of the Bank Branch Statement showing the details of counterfeit banknotes detected in the branch during the month of _______________ Denomination--Wise Details Denominations Rs10 Rs.500 Rs. East Block-VII. Ministry of Home Affairs. Reserve Bank of India. (Signature) Name & Designation of the Authorised Official -------------------------------------------------------------------------------------------------------------------------------------Page 27 of 29 Compiled by: Pronob Kumar Sarkar.50 Total Pieces Total Value Name of the State / UT where the branch is situated Rs.

3.(C) (A) (B) (C) (D) Number of Cases Number of Notes NB: Each FIR lodged comprises one case.org. Manager (Training) .in -------------------------------------------------------------------------------------------------------------------------------------Page 28 of 29 Compiled by: Pronob Kumar Sarkar. 50 Rs. NB: the Report to be prepared in MS Excel and transmitted by e-mail to dcmfnvd@rbi. State/Union Territory-Wise Summary of Counterfeit Notes Detected by the Bank State/Union Denomination Wise Number of Notes Territory* Rs.State Bank Learning Centre. 1000 1. 100 Rs. GRAND TOTAL * Indicate Name of State/Union Territory PART-2: Details of Cases of FIRs Pending with Sent to the police at police the during beginning of the the month month TOTAL PIECES Returned by Police Pending with police at the end of the month (A) + (B) . Reserve Bank of India. 10 Rs. The total number of Counterfeit Notes covered by FIRs to be indicated in each of the columns Certified that (i) FIRs have been lodged in respect of all notes indicated in Part -1 above. 2008. Purnea Annex V COUNTERFEIT NOTES DETECTED BY BANKS (CONSOLIDATED DATA ON AN ALL INDIA BASIS) Report for the month of ______________________________ Name of the Bank ______________________________ Address of the Forged Note Vigilance Cell ______________________________ ______________________________ ______________________________ ______________________________ email address ______________________________ PART-1.12. Name of Head of the FNV Cell _____________ Designation _____________ Date _____________ Forwarded to Department of Currency Management.5996/16.01/2007-08 dated February 15. 20 Rs. 2. 500 Rs. Mumbai in terms of letter DCM (FNVD) No. (FNV Division). and (ii) the related data has been reported to the Issue Office of Reserve Bank of India concerned.

Cuttack SP. Chennai IGP.). (CB). Port Blair DIG/PHQ. CID (Crime ) Aizawal DIG. Diu and Dadra Nagar Haveli. 8. EOW Lucknow DIG. Chandigarh DIG (EOW). Mumbai IGP (Int. 22. Modernisation Kohima IGP. Ranchi IGP. ACB. HQ Pondicherry SP. CP. 29. Manager (Training) . Supdt. Crime and Railways. CB. Gangtok Supt. Gandhi Nagar IGP. EOW. Panchkula. 17. 19. Imphal AIG (Admn) Shillong SP. Goa. 32. CID. CID. 5. 14. SP. 30. 16. CID. CID. Bangalore Dy. 28. J & K. SCRB SP. Srinagar Addl.NO. Crime PHQ. of Police. Itanagar IG. CID. ATS. Hyderabad Dy. 7. CID. Kolkata -------------------------------------------------------------------------------------------------------------------------------------Page 29 of 29 Compiled by: Pronob Kumar Sarkar. Jaipur SP. Jammu. DG of Police. 15. 24. 21. Patna IGP/Crime.State Bank Learning Centre. 11. 9. HP. 31. CFS Supdt of Police Lakshadweep DIG. Shimla IGP. of Police. Mumbai DCP Special Cell Delhi Police ACP Special Cell Southern Range Dy. 26. 12. Crime Branch. Sector-6. PHQ. Aberdeen Bazaar. EOW Jahangirabad Bhopal Jt. EOW AIGP. PHQ. 6. Guwahati DIG. SP. 34. MS. CID (Hqrs). Donapaula. 3. 10. STATE Assam Andhra Pradesh Andaman & Nicobar Arunachal Pradesh Bihar Chandigarh Chattisgarh Daman. 25. Silvasa Delhi Goa Gujarat Himachal Pradesh Haryana J&K Jharkhand Karnataka Kerala Lakshadweep Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Pondicherry Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttaranchal West Bengal NODAL OFFICER (FICN) IGP. 13. 4. DIG (Crime-3). CID. CID. 23. EOW. IGP. 27. AP. Crime Branch. Purnea Annex VII NODAL OFFICERS APPOINTED TO MONITOR FICN CASES SR. CID Dehradun ADGP/CID. 33. 20. SP. CB. CID. Intelligence Agartala Addl. EO/COD. 18. 1. 2.