US BANR"NATIONAL ASSOCIATION, AS TRUSTEE FOR M'ASTcRASSET BACKED SECURITIES TRUST 200S-Am,;::::~ Pklmtlff, fi n CASE NO.

DIVISION SO-2008-CA-034011 AW

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CIRCUIT COURT OF THE FIFTEENTH JUDICIAL IN AND FOR PALM BEACH COUNTY, FLORIDA CIVIL ACTION

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RACHEL WATERNJ,A'N.AfK/A RACHEL BETH WATERMAN; YURE B. ALENCARe"XNANT #1 SERVED AS OMAR FERNANDEZ, and T~A~J;,#2 SERVED AS CARLOS PEREZ Defendant(s). (2)\ <;::»1
~.'."_",'.»i_,~)

FINAL '&tJ'rxtMARYJUDGMENT OF MORTGAGE FORECLOSURE IT IS ADmDGED THAT:
/<,::::;\

I _Plaintiff US BANK NATI-<§~I~ BACKED SECURITIES 29715 is due:

ASSOCIATION,
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AS TRUSTEE

FOR MASTR ASSET Fort Mill, SC

TRUST 2oo~~~ii~~.,3476 Stateview Boulevard MAC #X7801-013,
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$115,227.49 9,243.45

UNPAID PRINCIPAL BALANCE INTEREST ON THE NOTE AND MORTGAGE FROM 6/1/2008 TO 6/19/2009 PER DIEM INTEREST AT 7,625% FROM 6/19/2009 TO 5/13/2010 PRE-ACCELERATED LATE CHARGES THROUGH October 13,2008 TAXES INSURANCE PROPERTY PRESERVATION

7,894_96 125,91 855.30 5,114.50 345,00

FILE_NUMBER: F08090642

DOC_ID: M002400

1111111111111111111111111111111111111111111111111111111

/11111111111111111111111111111111111111111111

CFN 20100295950, OR BK24001 PG 1625,RECORDED 08/11/201011:30:39 Sharon R. Bock,CLERK & COMPTROLLER, Palm Beach County, NUM OF PAGES 6

,~nJLE SEARCH EXPENSES \;>' Tft::LE EXAMINATION FEE '

:~ING FEE \,1'MY~TlGATION!SERVICE OF PROCESS M;:WRDING FEE A1o:rc5R?:JSY'sFEE

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175.00 150.00 357.50 225.00 5.60 1,300.00 $141,019.71

That shall ~~~r:t~terest at the rate of 6% a year.
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TOTAL

2.

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"<;Pla~tiffholds a lien for the total sum-superior to all claims, or estates of Defendant(s) on
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the following-des~Cfr~'hgroperty in PALM BEACH County, Florida: LOTS 35 ANfYltl, BLOCK 29 OF NORTH PALM BEACH PLAT NO. 2, ACCORDING TO THE PLAT T~~Q,F AS RECORDED IN PLAT BOOK 6, PAGE(S) 89, OF THE PUBLIC RECORDS OF )'>1l:;~d3EACH COUNTY, FLORIDA.
AIKiA 725 42ND S'T81;£tWEST
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PALM BEACH, FL 33407

3.

lfthe total sUJ~~~~jn,terest at the rate described in paragraph 1 and all costs accrued

subsequent to this Judgment are n~t/P:a~, the Clerk of this Court shall sell the property at a public sale on

QcJobed
4.

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201 0, ~~~~h'"
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bidder [0' cash, except as prescribed in paragraph 5

WWW.MYPALMBEACHCLERK.CLERK.ABcYloN.COM

Plaintiff shall advance all subsequent costs of this and shall be reimbursed for them by the

Clerk if Plaintiff is not the purchaser of the property for sale, provided, however, that the purchaser of the property for sale shall be responsible for the documentary stamps payable on the certificate of title. If Plaintiff is the purchaser, the bid may be assigned upon further Order of this Court and the Clerk shall credit the Plaintiffs bid with the total sum with interest and costs accruing subsequent to this judgment, or such part of it as is necessary to pay the bid in full. The foreclosure sale may be canceled upon the Plaintiff filing written notice of the cancellation to the Clerk and Comptroller. 5. On filing the Certificate of Title the Clerk shall distribute the proceeds of the sale, so far as

US BANK

NATLONALASSOCLATLON,

AS TRUSTEE

FOR MASTR

ASSET

BACKW-SECl.lR.rLLES

TRUST

2005-ABI vs. RACHEL WATERMAN NKfA RACHEL BETH WATERMAN, ET AL CASE NO. 50-2008-CA-0340 LI

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are sufficient, by paying: first, all of Plaintiffs costs; second, documentary stamps affixed to the third, Plaintiffs attorney's fees; fourth, the total sum due to Plaintiff, less the items paid, plus

\~~gbate;
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inf~~!~t\atthe rate prescribed in paragraph 1 from this date to the date of the sale; and by retaining any
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amoufir:tf.~,aining pending the further Order of this Court.
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6. \~~:~~n defendant(s)~!lG~he
/,'~__''''/''-'

filing the Certificate of Sale, defendant(s) and all persons claiming under or against filing of the notice oflis pendens shall be foreclosed of all estate or claim in the or rights under chapter 718 or chapter 720, Florida Statutes, if any. Upon the

"s property, except il~\c1aims

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filing of the certifica.fu;~~title, the person named on the certificate of title shall be let into possession of the \~':'?}':S)"} property. If any defendkit;1Kmains in possession ofthe property, the clclk llkall.witl'lliHtt fllrtb f Hisr ~~
ceoMrt

issH~futtbwiiR a V'f~l~Q5,sessj0!!l1flQP req.Yw DUb@ p~amll:d "''' nit celtimat1l of title. '~y'-~'-)~)(~) 7. Jurisdiction 6tu,.~s_action is retained to enter further orders that are proper including,
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without limitation, a deficiency j~~t,

if Plaintiff is not limited to in rem stay relief in an active
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bankruptcy case and/or ifborrower(~h~§not

together with additional attorney's fees, J:t;~ropriate.

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been discharged in bankruptcy or constructively served,

IF THIS PROPERTY

IS SOLD AT PUBLIC

AUCTION, THERE MAY BE ADDITIONAL

MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE ENTITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THE FINAL JUDGMENT.

IF YOU ARE SUBORDINATE

LIENHOLDER

CLAIMING A RIGHT TO FUNDS REMAINING

AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM YOU WIL NOT BE ENTITLED TO ANY REMAINING FUNDS.

US BANK NATIONAL

ASSOCIATION,

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005-AIlI vs RACI1EL WATERMAN AJKIA RACHEL BETH WATERMAN, ETAL CASE NO. 50-2008-CA-034011

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IIf~Y')u,llrethe property owner, you may claim these funds yourself. You are not required to have a
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any other representation
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and you do not have to assign your rights to anyone else in order

for yoli~~),laim any money to which you are entitled. Please check with the Clerk of the Court,
',;., ,,:_

PALM B~A9JI

County, 205 N. Dixie Highway Palm Beach, FL 33401, Phone: 561-1, within ten (10) days after the sale to see if

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Room 3.23~;~e;§t
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there is additioDtlJifmoney from the foreclosure sale that the Clerk has in the registry of the Court. If

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you decide to sell y~r~;ome

or hire someone to help you claim the additional money, you should read

very carefully all pape.'r§Y.ou are required to sign, ask someone else, preferably an attorney who is not
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related to the person off~6~;to;;~elp that you are not transferring;jQltr information.
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you, to make sure that you understand

what you are signing and

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property or the equity in your property without the proper

If you cannot affd(.!1;.:Wpayan attorney, you may contact Florida Rural Legal Services"

''''~'~:''',)',

:~ Belle Grande (561)993-0003, Floric(~",-R.!1!ral Legal Services - Palm Beach Office (561)820-8902, Legal

(" ,,/L
Aid Society of Palm Beach County, I<;-~~~:;::~~61)655-8944, Legal Aid Society of Palm Beach County,
'l ""-"/[\

I'

.<~-,>

Inc. - Belle Glade Office (561)993-3836;:_:~

if you qualify financially for their services. If they

cannot assist you, they may be able to refer you to a local bar referral agency or suggest other options. If you choose to contact Florida Rural Legal Services - Belle Grande (561)993-0003, Florida Rural Legal Services - Palm Beach Office (561)820-8902, Legal Aid Society of Palm Beach County, Inc. - (561)655-8944, Legal Aid Society of Palm Beach County, Inc. - Belle Glade Office (561)9933836, for assistance, you should do so as soon as possible after receipt of this notice.
8,

The Court finds, based upon the affidavits presented and upon inquiry of counsel for the is appropriate. PLAINTIFF'S COUNSEL REPRESENTS

Plaintiff, that a flat-rate attorney fee of$I,300.00

THAT THE ATTORNEY FEE AWARDED DOES NOT EXCEED ITS CONTRACT FEE WITH THE

US BANK NATIONAL

ASSOCIATION,

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005·AB 1 VS, RACHEL WATERMAN NKJA RACHEL BETH WATERMAN, ET AL CASE NO, 50-2008-CA-034011

"/PJ:'-~lNTIFF. The Court finds that there are no reduction or enhancement factors for consideration by the
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~

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I@§il): pursuant to Florida Patient's Compensation Fund v. Rowe, 472 So.2d 1145 (Fla. 1985).

/;/

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DQ~r.ND
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ORDERED in Chambers, in PALM BEACH County, Florida, this
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15

day of

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,2010.

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Copies furnished to: ,,~\:;?, Christina N. Riley, Esq&~;~~(',..,,' ,. C ~""_-'"
1

(:~~>S51

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Circuit Judge
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Florida Default Law Gr<wV;sP;L.
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P.O. Box 25018

Tampa, Florida 33622-501 ~~~.(~) All parties on the attached Senri~l:,jst

\~-~---:~;//

US BANK NATIONAL

ASSOCIATION.

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005-AB I vs. RACHEL

WATERMAN

A/KIA

RACHEL BETH WATERMAN, ET AL CASE NO, 50-2008-CA-034011

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Service List

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~~~,L WATERMAN A/KIA RACHEL BETH WATERMAN 523~jU~S I Mim;, FJc:;:::.32754 YURE S::JtENCAR 5230 U S ~;3) Mims, FL ~tr94, '(,,"'--')\ TENANT #1 ~):<k~t'DAS OMAR FERNANDEZ \:s 725 42nd Street ,....p;, West Palm Beach, ~/33407 TENANT #2 SERVEID2l'~ CARLOS PEREZ 725 42nd Street '77;)) West Palm Beach, FL

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us

BANK NATIONAL

ASSOCIATION,

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

200S-AB I vs. RACHEL

WATERMAN NKiA RACHEL BETH WATERMAN, ET AL CASE NO SO-2008-CA-034011

:~ING FEE \,1'MY~TlGATION!SERVICE OF PROCESS M;:WRDING FEE A1o:rc5R?:JSY'sFEE

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175.00 150.00 357.50 225.00 5.60 1,300.00 $141,019.71

That shall ~~~r:t~terest at the rate of 6% a year.
\!.__

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TOTAL

2.

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"<;Pla~tiffholds a lien for the total sum-superior to all claims, or estates of Defendant(s) on
(:;_~~l}

the following-des~Cfr~'hgroperty in PALM BEACH County, Florida: LOTS 35 ANfYltl, BLOCK 29 OF NORTH PALM BEACH PLAT NO. 2, ACCORDING TO THE PLAT T~~Q,F AS RECORDED IN PLAT BOOK 6, PAGE(S) 89, OF THE PUBLIC RECORDS OF )'>1l:;~d3EACH COUNTY, FLORIDA.
AIKiA 725 42ND S'T81;£tWEST
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PALM BEACH, FL 33407

3.

lfthe total sUJ~~~~jn,terest at the rate described in paragraph 1 and all costs accrued

subsequent to this Judgment are n~t/P:a~, the Clerk of this Court shall sell the property at a public sale on

QcJobed
4.

7'

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201 0, ~~~~h'"
(~::::~~~~

bidder [0' cash, except as prescribed in paragraph 5

WWW.MYPALMBEACHCLERK.CLERK.ABcYloN.COM

Plaintiff shall advance all subsequent costs of this and shall be reimbursed for them by the

Clerk if Plaintiff is not the purchaser of the property for sale, provided, however, that the purchaser of the property for sale shall be responsible for the documentary stamps payable on the certificate of title. If Plaintiff is the purchaser, the bid may be assigned upon further Order of this Court and the Clerk shall credit the Plaintiffs bid with the total sum with interest and costs accruing subsequent to this judgment, or such part of it as is necessary to pay the bid in full. The foreclosure sale may be canceled upon the Plaintiff filing written notice of the cancellation to the Clerk and Comptroller. 5. On filing the Certificate of Title the Clerk shall distribute the proceeds of the sale, so far as

US BANK

NATLONALASSOCLATLON,

AS TRUSTEE

FOR MASTR

ASSET

BACKW-SECl.lR.rLLES

TRUST

2005-ABI vs. RACHEL WATERMAN NKfA RACHEL BETH WATERMAN, ET AL CASE NO. 50-2008-CA-0340 LI

,,/~
,'/
~,~

vt,
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are sufficient, by paying: first, all of Plaintiffs costs; second, documentary stamps affixed to the third, Plaintiffs attorney's fees; fourth, the total sum due to Plaintiff, less the items paid, plus

\~~gbate;
~;.';,:/~ . .<'

inf~~!~t\atthe rate prescribed in paragraph 1 from this date to the date of the sale; and by retaining any
,-,

amoufir:tf.~,aining pending the further Order of this Court.
'\:-"'!_.} """

6. \~~:~~n defendant(s)~!lG~he
/,'~__''''/''-'

filing the Certificate of Sale, defendant(s) and all persons claiming under or against filing of the notice oflis pendens shall be foreclosed of all estate or claim in the or rights under chapter 718 or chapter 720, Florida Statutes, if any. Upon the

"s property, except il~\c1aims

~t?J

filing of the certifica.fu;~~title, the person named on the certificate of title shall be let into possession of the \~':'?}':S)"} property. If any defendkit;1Kmains in possession ofthe property, the clclk llkall.witl'lliHtt fllrtb f Hisr ~~
ceoMrt

issH~futtbwiiR a V'f~l~Q5,sessj0!!l1flQP req.Yw DUb@ p~amll:d "''' nit celtimat1l of title. '~y'-~'-)~)(~) 7. Jurisdiction 6tu,.~s_action is retained to enter further orders that are proper including,
( ()
',,~

~~/;~~(~
,-',

without limitation, a deficiency j~~t,

if Plaintiff is not limited to in rem stay relief in an active
<::::"

bankruptcy case and/or ifborrower(~h~§not

together with additional attorney's fees, J:t;~ropriate. 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/)'::::::::-:'~:::1):
(:~:~~:~

"((~<.~?).,

been discharged in bankruptcy or constructively served,

IF THIS PROPERTY

IS SOLD AT PUBLIC

AUCTION, THERE MAY BE ADDITIONAL

MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE ENTITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THE FINAL JUDGMENT.

IF YOU ARE SUBORDINATE

LIENHOLDER

CLAIMING A RIGHT TO FUNDS REMAINING

AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM YOU WIL NOT BE ENTITLED TO ANY REMAINING FUNDS.

US BANK NATIONAL

ASSOCIATION,

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005-AIlI vs RACI1EL WATERMAN AJKIA RACHEL BETH WATERMAN, ETAL CASE NO. 50-2008-CA-034011

"

\c'/

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"

IIf~Y')u,llrethe property owner, you may claim these funds yourself. You are not required to have a
\/-,,/'> .._,

/;/

,1""

la~J,~\)r

any other representation
,,~,::J

and you do not have to assign your rights to anyone else in order

for yoli~~),laim any money to which you are entitled. Please check with the Clerk of the Court,
',;., ,,:_

PALM B~A9JI

County, 205 N. Dixie Highway Palm Beach, FL 33401, Phone: 561-1, within ten (10) days after the sale to see if

\(;:~::-~)\,

Room 3.23~;~e;§t
/~/'\_\

there is additioDtlJifmoney from the foreclosure sale that the Clerk has in the registry of the Court. If

"c,

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V/

you decide to sell y~r~;ome

or hire someone to help you claim the additional money, you should read

very carefully all pape.'r§Y.ou are required to sign, ask someone else, preferably an attorney who is not
\,/

<!;?,:~5"J

related to the person off~6~;to;;~elp that you are not transferring;jQltr information.
\ ( \~:/)

\. (C~>\~-.., o

";"'~-'

you, to make sure that you understand

what you are signing and

\~~"~'.'~'~:~,~,~)

property or the equity in your property without the proper

If you cannot affd(.!1;.:Wpayan attorney, you may contact Florida Rural Legal Services"

''''~'~:''',)',

:~ Belle Grande (561)993-0003, Floric(~",-R.!1!ral Legal Services - Palm Beach Office (561)820-8902, Legal

(" ,,/L
Aid Society of Palm Beach County, I<;-~~~:;::~~61)655-8944, Legal Aid Society of Palm Beach County,
'l ""-"/[\

I'

.<~-,>

Inc. - Belle Glade Office (561)993-3836;:_:~

if you qualify financially for their services. If they

cannot assist you, they may be able to refer you to a local bar referral agency or suggest other options. If you choose to contact Florida Rural Legal Services - Belle Grande (561)993-0003, Florida Rural Legal Services - Palm Beach Office (561)820-8902, Legal Aid Society of Palm Beach County, Inc. - (561)655-8944, Legal Aid Society of Palm Beach County, Inc. - Belle Glade Office (561)9933836, for assistance, you should do so as soon as possible after receipt of this notice.
8,

The Court finds, based upon the affidavits presented and upon inquiry of counsel for the is appropriate. PLAINTIFF'S COUNSEL REPRESENTS

Plaintiff, that a flat-rate attorney fee of$I,300.00

THAT THE ATTORNEY FEE AWARDED DOES NOT EXCEED ITS CONTRACT FEE WITH THE

US BANK NATIONAL

ASSOCIATION,

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005·AB 1 VS, RACHEL WATERMAN NKJA RACHEL BETH WATERMAN, ET AL CASE NO, 50-2008-CA-034011

"/PJ:'-~lNTIFF. The Court finds that there are no reduction or enhancement factors for consideration by the
\c'/

~

"

I@§il): pursuant to Florida Patient's Compensation Fund v. Rowe, 472 So.2d 1145 (Fla. 1985).

/;/

,1""

\~;:~~:
,,>:-~~, .

DQ~r.ND
~'1\,

ORDERED in Chambers, in PALM BEACH County, Florida, this
,
r""\_\

15

day of

~

';C,/'
/

,2010.

'

,-c,

Copies furnished to: ,,~\:;?, Christina N. Riley, Esq&~;~~(',..,,' ,. C ~""_-'"
1

(:~~>S51

c :c
Circuit Judge
,\

Florida Default Law Gr<wV;sP;L.
'\:;:>:»")

P.O. Box 25018

Tampa, Florida 33622-501 ~~~.(~) All parties on the attached Senri~l:,jst

\~-~---:~;//

US BANK NATIONAL

ASSOCIATION.

AS TRUSTEE

FOR MASTR

ASSET

BACKED

SECURITIES

TRUST

2005-AB I vs. RACHEL

WATERMAN

A/KIA

RACHEL BETH WATERMAN, ET AL CASE NO, 50-2008-CA-034011

,,/~+

,;;:~

Service List

\(~i;::~0
~~~,L WATERMAN A/KIA RACHEL BETH WATERMAN 523~jU~S I Mim;, FJc:;:::.32754 YURE S::JtENCAR 5230 U S ~;3) Mims, FL ~tr94, '(,,"'--')\ TENANT #1 ~):<k~t'DAS OMAR FERNANDEZ \:s 725 42nd Street ,....p;, West Palm Beach, ~/33407 TENANT #2 SERVEID2l'~ CARLOS PEREZ 725 42nd Street '77;)) West Palm Beach, FL

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