IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA CIVIL ACTION

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lllE HARRIS BANK, N.A.,
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Case: 50 2009 CA 000325 XXXX MB

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"(;?~3:f1NALJUDGMENT OF FORECLOSURE
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THIS CAUSE,

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come before the Court for hearing on Tuesday, November 17,

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2009, at 11:20 a.m., on the 1\f¥,9,n for Summary Judgment of Foreclosure filed by Plaintiff, THE
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HARRIS BANK, N.A., and 'tiij;t~urt having reviewed the Motion, heard the argument of
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counsel, and being otherwise ful1Y~:Vi.~ed the premises, it is hereby: in ORDERED AND ADJUD~·tb.at:
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1.

The Motion for SUIllll'!~;_judgment of Foreclosure filed by Plaintiff, THE

HARRIS BANK, N.A. ("Harris Bank"), is hereby GRANTED. 2. There is due to Harris Bank, whose address is 3800 Golf Road, Suite 300, Rolling

Meadows, IL 60008, from Defendants, RACHEL B. WATERMAN and YURE B. ALENCAR, whose last known addresses are both 5230 U.S. Highway 1, Mims, Florida 32754, upon the Note and Mortgage sued upon (and attached to the Complaint as Exhibits "A" and "B") the following sums: Principal Interest from April 1, 2008, through November 17,2009

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131,939.36 13,629.12

QB12500S.1

-

CFN 20090454760, OR BK 23620 PG 1408,RECORDED 12/31/2009 18:03:56 Sharon R. Bock,CLERK & COMPTROLLER, Palm Beach County, NUM OF PAGES 6

Escrow Late Fees (May through December, 2008)

584.71 340.40 240.00 175.00 575.10

Subtotal
~~applied funds

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$

147,483.69 <114.92> 147,368.77

TQt;u. AMOUNT DUE (exclusive of atto~~"?fees)
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t::-{0\ The Total Am01.l:ltYOueshall bear interest at the statutory rate of 8% per year from the date of
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this Final Judgmen~"~~~ paid, for which sums let execution issue.
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3.

Harris g~\~Qlds

a lien for the Total Amount Due on the Note and Mortgage, of Defendants, property RACHEL B. WATERMAN, in Palm Beach County, YURE B. Florida (the

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superior to any claim o~~te
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ALENCAR, "Property"):

on the follow1it~~bed ((:;~:::;\

Lots 37, 38 and the'~15 feet of Lot 39, Block 29, NORTH PALM BEACH, PLAT:N~~2, according to the plat thereof on file in the Office of the Cletk:Of:the Circuit Court in and 4.

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If the Total Amount Due on the Mortgage, with interest at the rate described in

paragraph 2, and all costs of this action accruing subsequent to this judgment, are not paid prior to the scheduled public sale, the Clerk of this Court shall sell the Property described in paragraph 3 at public sale at 10:00 a.m. on ~
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accordance with section 45.031, Florida Statutes (2009).

NO SOONER

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DAYS

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QB12S008.1

2

5.

Harris Bank shall advance all subsequent costs of this action and shall be

reimbursed for them, without further Order of the Court, by the Clerk if Harris Bank is not the \PtU:~er
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of the Property at the sale.

If Harris Bank is the purchaser, the Clerk shall credit

d~~ank's

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bid with the Total Amount Due with interest and costs accruing subsequent to this such part of it, as is necessary to pay the bid in full.

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so far as

th~:~ sufficient, by paying: first, all of Harris Bank's costs; second, Harris Bank's «: the Total Amount Due on the Note and Mortgage to Harris Bank, less the attorney's fees;"~~
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\i«J f2;) 6:" ,r'< On filing the Certificate of Title the Clerk shall distribute the proceeds of the sale, \,:/?)

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items paid, plus int~

at the rate described in paragraph 2 from the date of this Final Judgment

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to the date of the sal~~~~? by retaining any amount remaining pending further order of this
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Court. The purchaser ot~~:,~perty

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at the sale shall pay the documentary stamp taxes due on

the Certificate ofTitIe in ad~~~i) to the amount of the successful bid.

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7.

At the time of MW/iale the successful high bidder shall post with the Clerk a
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deposit equal to five percent (5%) ijtfl}~ final bid. The deposit shall be applied to the sale price at the time of payment. If the final 'payril;~t is not made by 4:00 p.m. on the day of the sale, the
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Clerk shall re-advertise the sale as provided in this section, and pay all costs of the sale from the deposit. Any remaining funds shall be applied toward the judgment. 8. On filing the Certificate of Title, Defendants, RACHEL B. WATERMAN, YURE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. and

B. ALENCAR, crrffiANK,

N .A., their successors and all persons claiming under or against them since the

filing of the Notice of Lis Pendens, shall be foreclosed of all estate or claim in the Property and the purchaser at the sale shall be let into possession of the Property.

QB12S00S.1

3

9.

The Court retains jurisdiction of this action to enter an award of attorneys' fees

and any further orders as are proper including, without limitation, writs of possession.

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NOTICE PURSUANT TO FLORIDA STATUTES § 45.031

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IF{.;TjJIS PROPERTY IS SOLD AT PUBLIC AUCTION, THERE MAY BE Ari~IONAL MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE"-E;N:l"ITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THIS FIN.w:J(ifJ>GMENT • \::.,:~) IF YOU ~ A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS REMAIN.~::~FrER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATE:R::;r~ 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. IF YOU ARE\~HE PROPERTY OWNER, YOU MAY CLAIM THESE FUNDS YOURSELF. YOl1=;um NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER REPRESENTATItJltf,l\ND YOU DO NOT HAVE TO ASSIGN YOUR RIGHTS TO ANYONE ELSE IN(~i»ER FOR YOU TO CLAIM ANY MONEY WHICH YOU ARE ENTITLED. PLE~C:PJCK WITH THE CLERK OF THE COURT, FOR PALM BEACH COUNTY, ~~'''ONE NUMBER 561-355-2986, 20S NORTH DIXIE mGHWAY, ROOM 3.23i~WE'sT PALM BEACH, FLORIDA, WITHIN TEN (10) DAYS AFTER THE SALE TOvSE£ IF THERE IS ADDITIONAL MONEY FROM THE FORECLOSURE SALE i&1'v>'THE CLERK BAS IN THE REGISTRY OF THE COURT. \,~~~;// IF YOU DECIDE TO SELL tOUR HOME OR HIRE SOMEONE TO HELP YOU CLAIM THE ADDITIONAL MCiN:EY,YOU SHOULD READ VERY CAREFULLY ALL PAPERS YOU ARE REQUIRED\-'t~:'~IGN, ASK SOMEONE ELSE, PREFERABLY AN ATTORNEY WHO IS NOT RELA'fEW,TO THE PERSON OFFERING TO HELP YOU, r-. .' TO MAKE SURE THAT YOU lJNI)EltS1'AND WHAT YOU ARE SIGNING AND THAT YOU ARE NOT TRANSFERRING YOUR PROPERTY OR THE EQUITY IN YOUR PROPERTY WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD TO PAY AN ATTORNEY, YOU MAY CONTACT THE COUNTY LEGAL AID OFFICE OF FLORIDA RURAL LEGAL SERVICES, BELLE GLADES OFFICE, 1500 NW AVE. L, UNIT B, BELLE GLADE, FLORIDA 33430, PHONE 888-993-0003, TO SEE IF YOU QUALIFY FINANCIALLY FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY MAY BE ABLE TO REFER YOU TO A LOCAL BAR REFERRAL AGENCY OR SUGGEST OTHER OPTIONS. IF YOU CHOOSE TO CONTACT COUNTY LEGAL AID OFFICE OF FLORIDA RURAL LEGAL SERVICES FOR ASSISTANCE, YOU SHOULD DO SO AS SOON AS POSSmLE AFTER RECEIPT OF TmS NOTICE.
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DONE AND ORDERED in Palm Beach County, Florida, this
2009.

arr

day of November,

QB125008.1

CFN 20090454760

BOOK 23620 PAGE 1411, 4 OF 6

The Honorable Meenu Sasser Circuit Court Judge

QB125008.1

5

CFN 20090454760

BOOK 23620 PAGE 1412, 5 OF 6

Conformed copies to: ~k
\~~

H. Muller, Esq.
& Brady LLP

t3:~anther Lane, Suite 300 N~~,cflorida 34109 Rac&l iB~~ Watennan 5230 ~:mghway 1 ~,F1~aa 32754 YureB.J~~ t :
5230 US Hi~~~el
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Mims, FL 32754

QBI 2500S.I

6

CFN 20090454760

BOOK 23620 PAGE 1413, 6 OF 6

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bid with the Total Amount Due with interest and costs accruing subsequent to this such part of it, as is necessary to pay the bid in full.

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so far as

th~:~ sufficient, by paying: first, all of Harris Bank's costs; second, Harris Bank's «: the Total Amount Due on the Note and Mortgage to Harris Bank, less the attorney's fees;"~~
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\i«J f2;) 6:" ,r'< On filing the Certificate of Title the Clerk shall distribute the proceeds of the sale, \,:/?)

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items paid, plus int~

at the rate described in paragraph 2 from the date of this Final Judgment

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to the date of the sal~~~~? by retaining any amount remaining pending further order of this
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Court. The purchaser ot~~:,~perty

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»'"

at the sale shall pay the documentary stamp taxes due on

the Certificate ofTitIe in ad~~~i) to the amount of the successful bid.

'r:~:~v)
(,""-1)

7.

At the time of MW/iale the successful high bidder shall post with the Clerk a
\::::>~»

deposit equal to five percent (5%) ijtfl}~ final bid. The deposit shall be applied to the sale price at the time of payment. If the final 'payril;~t is not made by 4:00 p.m. on the day of the sale, the
(,=~~f~~

0../'-;-:·>"-'f'l

Clerk shall re-advertise the sale as provided in this section, and pay all costs of the sale from the deposit. Any remaining funds shall be applied toward the judgment. 8. On filing the Certificate of Title, Defendants, RACHEL B. WATERMAN, YURE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. and

B. ALENCAR, crrffiANK,

N .A., their successors and all persons claiming under or against them since the

filing of the Notice of Lis Pendens, shall be foreclosed of all estate or claim in the Property and the purchaser at the sale shall be let into possession of the Property.

QB12S00S.1

3

9.

The Court retains jurisdiction of this action to enter an award of attorneys' fees

and any further orders as are proper including, without limitation, writs of possession.

\{/}~

/<,0
'z"'"''-<'~/"

~,

10.
0

NOTICE PURSUANT TO FLORIDA STATUTES § 45.031

',;::'-\j

IF{.;TjJIS PROPERTY IS SOLD AT PUBLIC AUCTION, THERE MAY BE Ari~IONAL MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE"-E;N:l"ITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THIS FIN.w:J(ifJ>GMENT • \::.,:~) IF YOU ~ A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS REMAIN.~::~FrER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATE:R::;r~ 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. IF YOU ARE\~HE PROPERTY OWNER, YOU MAY CLAIM THESE FUNDS YOURSELF. YOl1=;um NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER REPRESENTATItJltf,l\ND YOU DO NOT HAVE TO ASSIGN YOUR RIGHTS TO ANYONE ELSE IN(~i»ER FOR YOU TO CLAIM ANY MONEY WHICH YOU ARE ENTITLED. PLE~C:PJCK WITH THE CLERK OF THE COURT, FOR PALM BEACH COUNTY, ~~'''ONE NUMBER 561-355-2986, 20S NORTH DIXIE mGHWAY, ROOM 3.23i~WE'sT PALM BEACH, FLORIDA, WITHIN TEN (10) DAYS AFTER THE SALE TOvSE£ IF THERE IS ADDITIONAL MONEY FROM THE FORECLOSURE SALE i&1'v>'THE CLERK BAS IN THE REGISTRY OF THE COURT. \,~~~;// IF YOU DECIDE TO SELL tOUR HOME OR HIRE SOMEONE TO HELP YOU CLAIM THE ADDITIONAL MCiN:EY,YOU SHOULD READ VERY CAREFULLY ALL PAPERS YOU ARE REQUIRED\-'t~:'~IGN, ASK SOMEONE ELSE, PREFERABLY AN ATTORNEY WHO IS NOT RELA'fEW,TO THE PERSON OFFERING TO HELP YOU, r-. .' TO MAKE SURE THAT YOU lJNI)EltS1'AND WHAT YOU ARE SIGNING AND THAT YOU ARE NOT TRANSFERRING YOUR PROPERTY OR THE EQUITY IN YOUR PROPERTY WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD TO PAY AN ATTORNEY, YOU MAY CONTACT THE COUNTY LEGAL AID OFFICE OF FLORIDA RURAL LEGAL SERVICES, BELLE GLADES OFFICE, 1500 NW AVE. L, UNIT B, BELLE GLADE, FLORIDA 33430, PHONE 888-993-0003, TO SEE IF YOU QUALIFY FINANCIALLY FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY MAY BE ABLE TO REFER YOU TO A LOCAL BAR REFERRAL AGENCY OR SUGGEST OTHER OPTIONS. IF YOU CHOOSE TO CONTACT COUNTY LEGAL AID OFFICE OF FLORIDA RURAL LEGAL SERVICES FOR ASSISTANCE, YOU SHOULD DO SO AS SOON AS POSSmLE AFTER RECEIPT OF TmS NOTICE.
/,_.:i\

_I'-~'~::Y\

<:::",

DONE AND ORDERED in Palm Beach County, Florida, this
2009.

arr

day of November,

QB125008.1

CFN 20090454760

BOOK 23620 PAGE 1411, 4 OF 6

The Honorable Meenu Sasser Circuit Court Judge

QB125008.1

5

CFN 20090454760

BOOK 23620 PAGE 1412, 5 OF 6

Conformed copies to: ~k
\~~

H. Muller, Esq.
& Brady LLP

t3:~anther Lane, Suite 300 N~~,cflorida 34109 Rac&l iB~~ Watennan 5230 ~:mghway 1 ~,F1~aa 32754 YureB.J~~ t :
5230 US Hi~~~el
,-,

t~~:":,::' (()\

Mims, FL 32754

QBI 2500S.I

6

CFN 20090454760

BOOK 23620 PAGE 1413, 6 OF 6

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