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Exhibit 1
Cutting through the Fog: Finding a Future with Fintech
Examples of Fintech Companies

rP
Payments, Savings, Lending/ Equity Capital Insurance, Tech or
Money Investment, Crowdfunding Markets/ Institutional Financial-
Transfers and Wealth Advising, Credit Tools, and Other Services
Remittances, and Asset Scores Incumbents
Digital Management Playing in the
Currency Fintech Field
Square Nutmeg Lending Club FICO Yodlee Visa

yo
PayPal/Venmo Wealthfront OnDeck Lenddo Oscar Mastercard
Fiserv Betterment SoFi Credit VivaReal American
Xoom Personal Capital Funding Circle Karma Zenefits Express
Express SIGFIG Kabbage Credit Oscar Health Google
Stripe Hedgeable Lufax Sesame FinancialForce.com Apple
First Data Corp. BlackRock/Future Propser WeCash PaySail Facebook
MobilePay Advisor Housing.com Afritrade Meniga Amazon
Danske Vanguard Qufenqi Robinhood BitInstant Samsung
Vipps Schwab Intelligent Jimubox Motif Coinbase Citigroup
op
DNB Portfolios Upstart Investing CoverFox Goldman Sachs
SWIFT Dealstruck Stockpile Valuraha Chase
iZettle Kickstarter eToro Chamasoft Capital One
Bitcoin Indiegogo Knip Barclays
Klarna Circle Up Prospa Alibaba
Alipay ZestFinance FangDD Baidu
Betalo Swift Capital Atom Bank (full Tencent/WeChat
tC

Adyen Avant digital banking)

One97 Affirm
Zuora SocietyOne Bank-facing
TransferWise Spotcap institutional
Mozido Jimubox companies to
WePay watch:
Clinkle Ripple
Swish Trunomi
No

Nooch Feedzai
Fenergo

Source: Created by author.

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