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Empire Plan Health Insurance Premiums Costs Impact of Increases in Employee's Share of Health Insurance Premiums in Tentative CSEA

and PEF 2011-2016 Contracts Note about calculations in the tables below: The Empire Plan increases their premiums each year. The annual increases take effect in January each year. The Empire Plan premium increase for 2011 was about 17.7% and was effective January 2011. The 2012 Empire Plan annual increase effective January 2012 is projected to be between 13.7% and 18%. Annual Empire Plan premium increases of 13.7% have been included in the calculations for 2012 - 2016. The bi-weekly CSEA employee premium costs has be used for the calculations.

State Grade 10 or higher:
Employee's share of Empire Plan premiums for state employees in all grades is currently: 10% for individual coverage and 25% for family Under the tentative 2011-2016 contract agreements the employee's share for State grade 10 or higher will be: Employee share of Empire Plan Premiums for individual coverage increases to 16% effective October 1, 2011 This equates to a dollar amount increase of 60%. Employee share of Empire Plan Premiums for family coverage increases to 31% effective October 1, 2011 This equates to a dollar amount increase of 24%.

State Grade 9 or lower:
Employee's share of Empire Plan premiums for state employees in all grades is currently: 10% for individual coverage and 25% for family Under the tentative 2011-2016 contract agreements the employee's share for State grade 9 or lower will be: Employee share of Empire Plan Premiums for individual coverage increases to 12% effective October 1, 2011 This equates to a dollar amount increase of 20%. Employee share of Empire Plan Premiums for family coverage increases to 27% effective October 1, 2011 This equates to a dollar amount increase of 8%.

37 2.00% 169.74 2.85 36.01 560.590.00% .061.82 268.230.55 835.01 560.80 Oct. 2011 INDIVIDUAL COVERAGE Employee's Employee's Total Bi-weekly Annual Cost Cost Year Jan .00% 24.506.31 3.932.96 57.10 5.00% 60.98 4.73 3.11 1.74 706.214.State Grade 10 or higher: INDIVIDUAL COVERAGE TENTATIVE CONTRACT Employee Share = 16% of Plan Premium effective Oct 1.35 949.Dec 2011 146.079.213.00 188.169.11 Employee's FAMILY Employee's COVERAGE FAMILY COST COVERAGE INCREASE DOLLAR % UNDER INCREASE TENTATIVE TENTATIVE CONTRACT CONTRACT 0.88 642.227.24 133.63 3.09 31.00 875.44 3.66 LAST CONTRACT Employee Share = 25% of Plan Premium FAMILY COVERAGE Employee's Employee's Total Annual Bi-weekly Cost Cost 117.22 828.324.817.86 1.315.90 85.77 223.94 65.10 Jan-Dec 2012 Jan-Dec 2013 Jan-Dec 2014 Jan-Dec 2015 Jan-Dec 2016 TOTALS 50.79 1.08 5.00% 169.16 1.00% State Grade 10 or higher: FAMILY COVERAGE TENTATIVE CONTRACT Employee Share = 31% of Plan Premium effective Oct 1.16 9.82 564.Sept 2011 28.957.87 152.27 730.80 117.480.17 Employee's INDIVIDUAL COVERAGE COST INCREASE UNDER TENTATIVE CONTRACT 0.217.45 1.343.712.116.47 1.74 214.56 LAST CONTRACT Employee Share = 10% of Plan Premium INDIVIDUAL COVERAGE Employee's Employee's Total Annual Bi-weekly Cost Cost 28.383.48 4.73 1.65 5.99 2011 Total 3.57 6.84 496.06 728.92 1.81 53.00 277.79 Jan-Dec 2012 Jan-Dec 2013 Jan-Dec 2014 Jan-Dec 2015 Jan-Dec 2016 TOTALS 166.00 100.354.658.579.Sept 2011 117.907.97 7.00% 60.01 168.Dec 2011 44.00% 24.00% 24.85 1.00% 60.17 46.38 Employee's INDIVIDUAL COVERAGE DOLLAR % INCREASE UNDER TENTATIVE CONTRACT 0.26 31.87 74.06 196.396. 2011 FAMILY COVERAGE Employee's Employee's Total Bi-weekly Annual Cost Cost Jan .60 244.00% 24.01 25.00% 60.55 24.26 830.85 6.43 4.21 41.00% 60.03 941.947.21 173.90 2011 Total 829.20 28.499.534.27 5.20 Oct .354.74 2.00% 60.55 24.36 1.84 100.365.070.

45 316.61 201.07 4.00% 56.217.76 Jan-Dec 2012 Jan-Dec 2013 Jan-Dec 2014 Jan-Dec 2015 Jan-Dec 2016 TOTALS 144.80 Oct.52 241.886.24 133.00% .52 8.818.26 31.00% 8.00% 56.759.96 2011 Total 3.354.Dec 2011 33.97 LAST CONTRACT Employee Share = 10% of Plan Premium INDIVIDUAL COVERAGE Employee's Employee's Total Annual Bi-weekly Cost Cost 28.129.74 2.97 409.20 28.29 214.61 165.01 25.01 560.77 1.63 3.73 3.169.957.87 Jan-Dec 2012 Jan-Dec 2013 Jan-Dec 2014 Jan-Dec 2015 Jan-Dec 2016 TOTALS 38.284.00% 8.20 Oct.77 1.00% State Grade 9 or lower: FAMILY COVERAGE TENTATIVE CONTRACT Employee Share = 27% of Plan Premium effective Oct 1.17 46. 2011 INDIVIDUAL COVERAGE Employee's Employee's Total Bi-weekly Annual Year Cost Cost Jan .62 7.Sept 2011 28.21 173.53 1.274.48 4.87 993.08 4.37 27.63 3.State Grade 9 or lower: INDIVIDUAL COVERAGE TENTATIVE CONTRACT Employee Share = 12% of Plan Premium effective Oct 1.54 1.58 164.47 1.01 168.11 Employee's FAMILY Employee's COVERAGE FAMILY COST COVERAGE INCREASE TOTAL $ % UNDER INCREASE TENTATIVE TENTATIVE CONTRACT CONTRACT 0.Dec 2011 127.117.03 941.62 5.660.00% 8.00% 20.16 762.354.00% 20.18 8.64 1.41 56.39 186.61 33.00 33.499.81 53.17 Employee's INDIVIDUAL COVERAGE COST INCREASE UNDER TENTATIVE CONTRACT 0.01 560.87 152.45 1.67 2011 Total 761.44 3.39 6.22 43.52 278.932.60 359.65 5.45 49.061.480.00% 20.06 196.85 6.42 276.74 2.36 1.00% 20.79 Employee's INDIVIDUAL COVERAGE DOLLAR % INCREASE UNDER TENTATIVE CONTRACT 0.00% 8.282.116.10 5.06 728.460.09 243.070.11 1.290. 2011 FAMILY COVERAGE Employee's Employee's Total Bi-weekly Annual Year Cost Cost Jan .85 36.121.Sept 2011 117.29 LAST CONTRACT Employee Share = 25% of Plan Premium FAMILY COVERAGE LAST CONTRACT Employee's Employee's Total Bi-weekly Annual Cost Cost 117.29 465.00% 20.525.22 828.817.21 41.17 63.74 706.91 212.80 117.859.61 188.383.77 223.00% 20.