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I thnk repo rate should be changed with reverse repo**************** Bank f.

d-(1) RBI HAS INCRSED REPO RATES 11 TIMES because of which loan has become expensive,i.e high rate of interst on loan but on the other side rate of interest on fixed deposits have increased considerably,i.e from 6.5%-9.5% *in one year(*different rate of interest depending on time period & higher rate of interest for senior citizens).Developed markets are facing financial crisis like low production rate,high level of debt,unemployment,etc. These negative global cues are indicating chances of double dip recession.So probability that RBIlowering down repo rate are very high,a part of government’s stimulus package.Th eresult of which would be reflected in low rate of interest in fixed deposits. The other reason for opting fixed deposit is that present rate of interest are highest since lat 2-3 years . So we will deposit 1 lack in F.D for stable& safe growth. Gold(2lakh) Gold is making records highs in lat 10 days. Reason:1) When gold was at 24k level,there were speculations in market that it might come to lowewr levels of 20k -18k, but in last 15 daysit increased almost by 15% & further can increase,so to be on safe side we will invest amount of rs.1lakh on gold at present level & will keep apart another 1lah for future buying in three different levels to lower down the average. 2) Coming diwali season s also a main reason for its buying 3) Declining market & negative global cues 4) Stable investment Mutual funds(2.5) 1) Pharma fund(reliance or hdfc) 2) Regular saving(I thnk only reliance sell this,but chek also fr hdfc) 1lakh at prestnt level & 1.5 lakh for future buying at three different levels Reson 1) Fund managed by highly qualified fund managers 2) Diversified investment 3) Stable historical record Stock market(4.5):It is a good time to invest in stock market, but we cant say that it is a best time because its not a correction or profit booking but this is an impact of financial crisis. Mahindra & mahindra

      Entered into the two-wheeler segment by taking over the Kinetic Motors in India. 100% stake in REVA Electric Car Company Selected as the preferred bidder for the acquisition of South Korea's SsangYong Motor Company Acquired plants in China and the United Kingdom Three assembly plants in the USA. M&M has partnerships with international companies like Renault SA,France and International Truck and Engine Corporation, USA.

M&M has a global presence and its products are exported to several countries     Mahindra Europe Srl. based in Italy Mahindra USA Inc. Mahindra South Africa Mahindra (China) Tractor Co. Ltd

Mahindra plans to sell the diesel SUVs and pickup trucks starting in late 2010 in North America through an independent distributor Also in early 2008, Mahindra commenced its first overseas CKD operations with the launch of the Mahindra Scorpio in Egypt

  M&M made its entry into the passenger car segment with the Logan in April 2007 under the Mahindra Renault joint venture It formerly had a joint venture with Ford called Ford India Private Limited to build passenger cars.

M&M will make its maiden entry into the heavy trucks segment with Mahindra Navistar, the joint venture with International Truck, USA

M&M has a 100% subsidiary, Mahindra USA, which assembles products for the American market.
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Mahindra Automobiles Mahindra 2 - Wheelers Mahindra REVA Mahindra Logan [Renault] Mahindra - Navistar