2011

FINANCIAL INSTITUTIONS AND MARKETS

Prepared By

Hasan, K.M. Makid ID: 09-13435-1 Sec: A

Directors and Sponsors having vast experience in the field of trade and commerce own 8. now and in the future.IFIC Bank Profile International Finance Investment and Commerce Bank Limited (IFIC Bank) is banking company incorporated in the People’s Republic of Bangladesh with limited liability.62% of the share capital and the rest is held by the general public. offering specialist advice and products to corporate clients to meet diverse demands of changing market scenario. IFIC Bank is providing a wide range of financial services. The Government of the People’s Republic of Bangladesh now holds 32.75% of the share capital of the Bank. It was set up at the instance of the Government in 1976 as a joint venture between the Government of Bangladesh and sponsors in the private sector with the objective of working as a finance company within the country and setting up joint venture banks/financial institutions aboard. We are committed to serve our customer with extensive branch net work all over the country to expedite our client's business growth. IFIC was converted into a full-fledged commercial bank. In 1983 when the Government allowed banks in the private sector. We facilitate your business to face the challenges and realize opportunities. 2 . Bank’s main focus is relationship based banking and understanding corporate & institutional business environments in Bangladesh. We have expertise to customize products & services to meet specific requirements of our clients.

Mr. Board of Director 1. Mr. Mohammed Nayem Syed 7. Anwaruzzaman Chowdhury 8. Bank's Vision IFIC bank want to be the leader among banks in Bangladesh and make our indelible mark as an active partner in regional banking operating beyond the national boundary. ndc. Mr. Arastoo Khan 12. innovative actions and competitive edge make our position unique in giving quality service to all institutions and individuals that we care for and are committed to the welfare and economic prosperity of the people and the community. Mr. Abu Tahir Mohammad Golam Maruf 4. Mahmudul Huq Bhuiyan 11. Syed Anisul Huq 6.Bank's Mission IFIC bank’s Mission is to provide service to our clients with the help of a skilled and dedicated workforce whose creative talents. Salman F Rahman 2. In an intensely competitive and complex financial and business environment. Mr. Mohammad Ali Khan. Mr. Mr. Mohammad Abdullah Honourable Chairman Honourable Director Honourable Director Honourable Director Honourable Director Honourable Director Honourable Director Honourable Director Honourable Independent Director Honourable Director Honourable Director Honourable Director Honourable Director Managing Director 3 . Syed Monjurul Islam 13. Tanim Noman Sattar 10. Mohammad Lutfar Rahman 3. Aminur Rahman 5. Mr. also particularly focus on growth and profitability of all concerned. for we derive from them our inspiration and drive for onward progress to prosperity. Monirul Islam 9. Mr. 14. Mr. Mr. Mr. Mr. Mr.

Closing prices of Year: 2010-11 Year 2010 2010 2010 2010 2010 2010 2011 2011 2011 2011 2011 2011 July August September October November December January February March April May June Month 1100 1090 1070 1200 1410 1620 1405 1215 790 895 798 680 Closing Price 4 .

the line graph shows the Price of share increased continuously in 2010 then it dropped dramatically in 2011.This Line graph shows that IFIC Bank’s closing share price of last one year. In July 2010 per share price was 1100 taka and it was remaining almost same until September 2010 with little fluctuation after that the price of the share increased in between October 2010 to December 2010. In December. The share price was 1620 taka (pick position).The lowest price of the share is in June 2011. 5 . X-axis shows the months of 2010-11 and Y-axis indicates the closing Price of share. then it fall in between January 2011 to March 2011 and it again dropped dramatically with little bit fluctuation until end of June 2011. To sum up.

that shareholder can dramatically move share price. inflation is one of the major cause stock prices to fluctuate. the majority of stocks that we can choose to invest in do not have such liquidity. If a large shareholder wants to sell a large number of shares into a market with weak liquidity. 4. Inflation: The effect of inflation is the prices of everything going up. 2. That means human characteristics are also factors in how share prices move. Investor’s Assumption: Investors must make judicious decisions when it comes to investing their hard-earned money in the markets. For this reason. While popular stocks trade millions of shares every month. Supply and Demand: Supply and demand can take the short-term balance out of the stock market and present opportunities for investors who have the patience to see that balance restored. Investors who can anticipate abnormal supply or demand variations can also capitalize. stocks that trade smaller volumes of shares are subject to fluctuations because of supply and demand.Reasons For Stock price fluctuate in general 1. Psychological Factors Humans are behind the trading activity of the stock market. An overpriced stock in a heated market is sure to burst when the bull-run ends. Some stocks may become highly overpriced. 6 . As a result. The other side is also true when a large buy order comes into a market that lacks sellers. In that. Understanding human psychology is extremely valuable when evaluating investment opportunities because human psychology creates and accentuates many of the opportunities that investors can capitalize on. time the price of the stock also going up. 3.

Conclusion From the upper reasons. Recently DSE (Dhaka Stock Exchange) crash just because of mismanagement and another cause can be political power. For this reason. Economic Recession: Stock prices go down during an Economic recession situation.5. This sell off causes stock prices to drop even further. For this reason. Sudden increase of Money: Some times after the war or Natural & Manmade Disasters government prints huge money. we got the clear idea about why the fluctuation of stock price happens in stock market. investor’s are willing to buy more stock. 6. The uncertain future of the company will bring some volatility in share prices even during a period in which there is no new information. So government should stop that types of Unethical work otherwise investors minimize their investment. 7. demand will be increase and price will be increase. further deepening the recession. some political person create this crash intentionally to get their own profit rather then the investors. Investors may begin selling off their stocks in favor of investment instruments not as largely affected by market volatility such as Treasury Bonds. we should expect stocks to bounce around a little bit because of the nervousness of the market about the future of the company. 7 . Lower stock prices due to a recession causes business profits to fall and often forces businesses to slow production and lay off employees. At that time. Uncertainty What a company will make in the future is far from certain. causing an overall drop in the stock market.

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