Mr.

Gupta

Presented by-

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 help@delhilicagent.com www.delhiLICagent.com

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 help@delhilicagent.com www.delhiLICagent.com

Health Protection Plus Plan Presentation For Mr. Gupta
Mode of Premium Installment Premium

: :

Yearly Rs. 50000

Presentation up to Age Date of Report

: :

75 Years (nearer birthday) 17/02/2011

Medical Benefit Details
Details 2011 2012 2013 2014 2015 2018 2021 2024 2027 2030 2033 2036 2039

Mr. Gupta ( Principle Insured ) - Cover upto 16/02/2039
Age HCB (Non ICU) HCB (ICU) Max. HCB p.a. 47 2500 5000 67500 48 2625 5250 236250 49 2750 5500 247500 50 2875 5750 258750 51 3000 6000 270000 54 3375 6750 303750 57 3750 7500 337500 60 3750 7500 337500 63 3750 7500 337500 66 3750 7500 337500 69 3750 7500 337500 72 3750 7500 337500 75 0 0 0

Surgical Benefit of Rs.500000 in one policy year ( max Rs.1500000 during policy term ) Note :Hospital Cash Benefit: - Limited to 18 days including maximum 9 days in ICU for 1st Policy Year and there after 60 days including maximum 30 days in ICU. - Maximum 365 days benefit in the entire policy term. - For child maximum HCB limit is upto 90 days till he/she becomes 5 years of age. - HCB (Non ICU) and HCB (ICU) are quoted on per day basis. - HCB will increase @ 5% p.a. subject to maximum of 150% of Basic HCB. Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.) Tax Benefit : Premium paid is eligible for benefits under Section 80(D).

** For Private Circulation only

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 help@delhilicagent.com www.delhiLICagent.com

Health Protection Plus Plan Presentation For Mr. Gupta
Mode of Premium Installment Premium

: :

Yearly Rs. 50000

Presentation up to Age Date of Report

: :

75 Years (nearer birthday) 17/02/2011

Growth of Health Protection Plus Fund under 10% Scenario
End of Policy Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Age (PI) 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 Fund Growth Annual Premium 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 0 0 0 0 0 0 0 0 0 Total Prem Paid 50000 100000 150000 200000 250000 300000 350000 400000 450000 500000 550000 600000 650000 700000 750000 800000 850000 900000 950000 950000 950000 950000 950000 950000 950000 950000 950000 950000 Fund Value 31309 80127 132857 189862 251564 318291 390453 468493 552917 644242 743086 850087 965897 1091290 1226957 1373708 1532511 1704296 1890247 2040741 2203408 2379265 2569437 2775109 2997645 3238475 3499204 3781626 Family Benefit Max. HCB 67500 236250 247500 258750 270000 281250 292500 303750 315000 326250 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 337500 Max. MSB 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 Benefit Charges HCB 1340 1389 1458 1521 1584 1647 1714 1808 1902 1997 2091 2186 2316 2445 2685 2922 3156 3480 3723 4059 4403 4756 5112 5470 5798 6117 6423 6744 MSB 2120 2305 2500 2675 2800 3005 3215 3435 3640 3880 4105 4340 4575 4810 5045 5355 5650 5960 6290 6635 7000 7385 7785 8220 8670 9145 9605 9990 Other Charges Alloc. 15000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 0 0 0 0 0 0 0 0 0 Admn 900 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 300 Service Tax 2036 822 915 1011 1107 1217 1336 1465 1601 1749 1905 2072 2253 2446 2664 2903 3155 3434 3724 3672 3948 4243 4557 4894 5251 5632 6035 6459 *Total Charges 21800 8807 9801 10822 11851 13035 14302 15687 17142 18727 20395 22184 24127 26199 28529 31087 33785 36771 39879 39325 42275 45431 48798 52412 56233 60316 64631 69169

Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.) * Total Charges includes the HCB Charges, MSB Charges, Allocation Charges, Admin Charges, FMC Charges and Service Tax.

** For private circulation only

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 help@delhilicagent.com www.delhiLICagent.com

Health Protection Plus Plan Presentation For Mr. Gupta
Health Protection Plus is a UNIT LINKED HEALTH INSURANCE PLAN launched by L.I.C. of India. This policy guards you & your family against the trauma that you may face due to increased financial burden during hospitalization. Features at a glance:
l Provides insurance cover for Hospital Charges, Major Surgical Charges and Domiciliary Treatment Expenses in India. l Entire family including spouse and dependant children can be covered in a single policy. l The premium is used to cover the insurance benefits and investment in the market.

Hospital Cash Benefit (HCB) Benefits available
l For every hospitalization, this benefit is payable on daily basis (excluding first two l days). l In case of ICU admission, the benefit payable per day is double the HCB covered. The benefit per day increases by 5% every policy year for 10 years. l 1st Policy Year: 18 days including maximum 9 days in ICU. l Subsequent Year: 60 days including maximum 30 days in ICU. l Maximum 365 days benefit in the entire policy term. l For child maximum HCB limit is upto 90 days till he/she becomes 5 years of age. l 180 days from date of commencement or 90 days of policy revival. l Immediately if the hospitalization is due to Accidental Bodily Injury. l Principal Insured - Rs.2500, Spouse - Rs.1500, Children - Rs.1500

Maximum period for each insured

Cover starts after

Maximum Initial Daily Benefit Major Surgical Benefit (MSB) Benefits Available

l In the event of insured undergoing one of the eligible surgeries, a suitable percentage of MSB sum assured will be paid in lump sum irrespective of the actual cost of surgery. l Benefit payable only once during the policy lifetime for one type of surgery. l Total claim during lifetime of policy must not exceed 3 times the MSB sum insured.

Maximum limit for each insured

Cover starts after

l 180 days from date of commencement or 90 days of policy revival l Child covered from policy anniversary after completion of 18 years l Immediately if the hospitalization is due to Accidental Bodily Injury l 200 times of their initial HCB.

Sum Assured for each insured Domiciliary Treatment Benefit Benefits available

l This benefit is payable from the policy fund and is available over and above the HCB & MSB after the payment of 3 yearly premiums. l Minimum claim is Rs.2500 and maximum is 50% of the Policy Fund l Maximum 2 claims in a policy year l Child will receive the benefit upto 25 years of age.

Limits

Disclaimer:

The above information is intended to give you only a fair idea about certain benefits of L.I.C. 's Health Insurance Plan. For complete information and terms & conditions of the policy, please refer to the original policy document/ brochure of this plan.

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