List of Social Security Schemes operated by Central Government

Textile Workers’ Rehabilitation Fund Scheme (TWRFS)
(a) The Scheme provides interim relief to textile workers rendered unemployed due to permanent closure of any mill. (b) Any workers would be eligible provided he/she has been engaged in a closed textile unit on the date of its closure continuously for five years or more and earning a wage equivalent of Rs. 2500 per month or less for the mills closed between 06.06.1985 to 01.04.1993 and Rs.3500 or less thereafter. (c) Relief under the Scheme is available for three years on a tapering basis: • to the extent of 75% of the wage equivalent in the first year of the closure of the unit; • to the extent of 50% of the wage equivalent in the second year; and • to the extent of 25% of the wage equivalent in the third year.

Aam Admi Bbima Yojana -Insurance Scheme for rural landless households The Union Cabinet decided on August 30, 2007 to introduce an insurance scheme for rural landless households. The scheme will provide coverage against natural and accidental death as well as permanent and partial disabilities. The Scheme will be launched on Gandhi Jayanti Day The scheme will cover the head of the family or an earning member in the age group 18-59. Premium will be Rs.200 but it will be shared by the Central and State governments In the event of death by natural causes the next of kin will get Rs.30,000 and in case of death by accident the benefit will be Rs.70,000 For permanent total disability (loss of both eyes or both limbs or one eye and one limb in an accident ) the compensation will be Rs.75,000 For permanent partial disability the inured person will get Rs.37,500 The Scheme also provides for payment of scholarships of Rs.300 per child for two children of the beneficiaries studying in IX-XII Standards A fund of Rs.1000 crore will be set up to meet the Centre’s liability towards payment of the premium. Additionally a sum of Rs.500 crores will be set apart for payment of scholarships

The Scheme will be implemented by the Life Insurance Corporation of India The State governments will be the nodal agencies for implementation of the scheme According to the National Sample Survey there are about 1.5 crore landless households in the country of which 70-80 lakh will be covered under the Scheme

National Health Insurance Scheme The Union Finance Minister launched on Monday, October1,2007 the Rashtriya Swasthya Bima Yojana for the workers in the Unorganised sector living below the poverty line Releasing the Guidelines for the National Health Insurance Scheme Mr Chidambaram said that the scheme would be implemented from the next financial year and the target was to cover all BPL families in the unorganized sector in the next five years. Under the Scheme the Centre would contribute 75% of the annual premium while the state governments will contribute the remaining 25% and the administrative cost. Each beneficiary would have to pay Rs. 30 for making a smart card and its renewal every year. In the first year (2008-09 ) the Centre is expected to spend Rs.751.50 crore for covering 1.25 crore families Central to the scheme is the provision of a smart card which would make the benefits portable. The total sum insured would be Rs.30,000 for a family of five a year. It would be cashless transaction involving primarily public health care system and partly private hospitals wherever possible. All the preexisting diseases will be covered under the insurance This scheme is in consonance with the commitment made by the government in its National Common Minimum Programme relating to provision of social security to the workers in the unorganized sector

SWASTHYA BIMA YOJANA
1. BACKGROUND The workers in the unorganized sector constitute about 93% of the total work force in the country. The Government has been implementing some social security measures for certain occupational groups but the coverage is miniscule. Majority of the workers are still without any social security coverage. Recognizing the need for providing social security to these workers, the Central Government has introduced a Bill in the Parliament. One of the major insecurities for workers in the unorganized sector is the frequent incidences of illness and need for medical care and hospitalization of such workers and their family members. Despite the expansion in the health facilities, illness remains one of the most prevalent causes of human deprivation in India. It has been clearly recognized that health insurance is one way of providing protection to poor households against the risk of health spending leading to poverty. However, most efforts to provide health

insurance in the past have faced difficulties in both design and implementation. The poor are unable or unwilling to take up health insurance because of its cost, or lack of perceived benefits. Organizing and administering health insurance, especially in rural areas, is also difficult. 2. OBJECTIVE Recognizing the diversity with regard to public health infrastructure, socioeconomic conditions and the administrative network, the health insurance scheme aims to facilitate launching of health insurance projects in all the districts of the States in a phased manner for BPL workers. The definition of BPL is the one prescribed by the Planning Commission. - 2 – . SALIENT FEATURES OF THE SCHEME Funding Pattern (i) Contribution by Government of India: 75% of the estimated annual premium of Rs.750, subject to a maximum of Rs. 565 per family per annum. The cost of smart card will be borne by the Central Government. (ii) Contribution by respective State Governments: 25% of the annual premium, as well as any additional premium. (iii) The beneficiary would pay Rs. 30 per annum as registration/renewal fee. (iv) The administrative and other related cost of administering the scheme would be borne by the respective State Governments Implementing Agency & Formulation of Projects The State Government while formulating the pilot project will determine the implementing agency on behalf of the State Government. Eligibility  Unorganized sector workers belonging to BPL category and their family members (a family unit of five) shall be the beneficiaries under the scheme.  It will be the responsibility of the implementing agencies to verify the eligibility of the unorganized sector workers and his family members who are proposed to be benefited under the scheme.  The beneficiaries will be issued smart cards for the purpose of identification. 3. SALIENT FEATURES OF THE SCHEME Funding Pattern (i) Contribution by Government of India: 75% of the estimated annual premium of Rs.750, subject to a maximum of Rs. 565 per family per annum. The cost of smart card will be borne by the Central Government. (ii) Contribution by respective State Governments: 25% of the annual premium, as well as any additional premium. (iii) The beneficiary would pay Rs. 30 per annum as registration/renewal fee.

(iv) The administrative and other related cost of administering the scheme would be borne by the respective State Governments Implementing Agency & Formulation of Projects The State Government while formulating the pilot project will determine the implementing agency on behalf of the State Government. Eligibility  Unorganized sector workers belonging to BPL category and their family members (a family unit of five) shall be the beneficiaries under the scheme.  It will be the responsibility of the implementing agencies to verify the eligibility of the unorganized sector workers and his family members who are proposed to be benefited under the scheme.  The beneficiaries will be issued smart cards for the purpose of identification. -3– Benefits The beneficiary shall be eligible for such in-patient health care insurance benefits as would be designed by the respective State Governments based on the requirement of the people/ geographical area. However, the State Governments are advised to incorporate at least the following minimum benefits in the package / scheme:  The unroganised sector worker and his family (unit of five) will be covered. Total sum insured would be Rs. 30,000/- per family per annum on a family floater basis.  Cashless attendance to all covered ailments  Hospitalization expenses, taking care of most common illnesses with as few exclusions as possible  All pre-existing diseases to be covered  Transportation costs (actual with maximum limit of Rs. 100 per visit) within an overall limit of Rs.1000. 4. FORMULATION OF THE PROJECTS The State Government shall formulate project/projects for providing health insurance benefits, taking into account the aforementioned points, for the workers and their families in the unorganized sectors for a defined geographical area, preferably a district. While formulating the project/projects, the following aspects may be considered:  There must be a clearly defined institution capable of organizing a health insurance programme. It can be an autonomous body, State Government Department, a Cooperative Society or even an NGO. The organization should have the technical skills to understand the concept of health insurance, should be able to design a programme that is technically sound, should have skills to be able to discuss with the community and should have the administrative capacity to organize the programme. -4 There must be a network of health care providers (public and private). The Project should incorporate use of private and all public healthcare providers, including ESI hospitals.

 There should be some basic data available regarding the demographic profile of the District.  The cost of the scheme, i.e., total premium per year, along with the procedure adopted to arrive at the premium.  The procedure for collecting the registration/renewal fee from the beneficiary should be outlined in the proposal. 5. SETTING UP OF TECHNICAL CELL: A Cell would be constituted in the Ministry, administering the scheme, to assist the State Governments in formulating projects. The Cell would be headed by a Sr. Advisor who would be assisted by two Advisors. The expert would be hired on contract basis or on deputation. The Cell would perform following functions: a) Plan the insurance scheme based on the requirements of State; b) Workout financial implication and other details; c) Assist the State Governments in the preparation of pilot projects d) Assist in the effective implementation of the Scheme. e) Monitor and evaluate the implementation of the project. The proposal for launching health insurance project would be submitted to the Administrative Ministry for approval along with all the financial implications and details. 6. SELECTION OF INSURANCE PROVIDER: The selection of the health insurance provider shall be done by the state/implementing agency through tendering process inviting both Public and Private Insurers for better terms of reference. The State Government would formulate the projects and determine the implementing agency such as Insurance Trust/ Insurance Cell/ Mother NGO etc. to monitor/supervise the scheme and integrate with insurance company. This would be further monitored at State and Central level. -5– 7. APPROVAL AND MONITORING COMMITTEE: A Committee consisting of the following shall examine the proposals submitted by the State Governments and grant approval to the projects: i) Joint Secretary/Director General Labour Welfare, Ministry of Labour & Employment Convener ii) Representatives of Ministry of Finance Member iii) Representatives of Ministry of Health and Family Welfare Member iv) Representatives of Planning Commission Member The Committee will also periodically monitor and review the progress of the projects. 8. RELEASE OF FUNDS: On the approval of the project, the State Government will, from time to time, intimate the Central Government about the payment of the premium to the Insurance Company. The Central Government, on receipt of this information, shall release its share of premium. 9. MONITORING AND EVALUATION: The State Government will put in place a well defined mechanism for monitoring and evaluation of the pilot project at the time of its implementation. At the Central Government level, the Cell constituted for examining project proposals shall also periodically monitor and evaluate the performance of each pilot project with a view to evolving workable models which can be up-scaled for wider application. ****

the Centre gave Rs. They must clearly define the responsibility of various functionaries involved in the implementation of the Scheme "Our next step should be to widen the coverage to all vulnerable groups.3.Indira Gandhi Oldage Pension Scheme The Prime Minister launched the Indira Gandhi Oldage Pension Scheme on 19 November.3772crore and an equal contribution by all States and Union Territories Speaking after giving pension to people from 24 States Dr Singh asked the State governments to implement the Scheme at the earliest.200 to each beneficiary and the States are expected to contribute an equal amount Earlier. will cover 1.57 crore people and cost Rs. The total number of persons eligible for the pension under the old scheme was about 8. 2007. Indira Gandhi.. "We will find the money to fund the scheme. under the National Oldage Pension Scheme. with rapid urbanization. Chidambaram also underlined the need to check the leakage of funds while disbursing the benefits to the deserving persons by urging the state governments to ensure that the beneficiaries open accounts in a bank or post office to receive money.". Under the Scheme the Centre will pay a monthly pension of Rs. break down of the joint family system growth of nuclear families and increasing longevity the elderly people were finding it difficult to sustain themselves Therefore it has become necessary that we have modern systems of social security in place for the elderly. The old age pension scheme needs to be further extended to cover all those above 60 years. Chidambaram said the scheme would not strain the government finances. The Scheme will provide oldage pension to all persons above the age of 65 who are the below the poverty line The Scheme launched to mark the birth anniversary of the former Prime Minister . “It had been the tradition and part of the ancient Indian culture that the elderly were taken care of by families and communities However." Sri Chidambaram said at the announcement of the increased coverage. Furthermore absence of adequate public healthcare facilities and the rising cost of private healthcare facilities make it imperative that social security be provided to the elderly. The new Scheme is . into a post office or bank account. They have to ensure that all eligible persons are covered and that the pension is credited wherever possible .7 million . We hope to do this in future." he claimed Finance Minister Sri P. But the Scheme was applicable only to the destitutes. “ Dr Singh said "Today our government has taken a small step to bring a smile on the face of our senior citizens.75 and the States were expected to top it up . There is merit in including widows and physically disabled in the ambit of social assistance.

At present. 2.49 lakh people above the age of 80 will be Rs. Both decisions will have retrospective effect from April 1. Guidelines for Central Assistance for Indira Gandhi National Widow Pension Scheme as well as the Indira Gandhi National Disability Pension Scheme The Government of India have issued guidelines for central assistance for the National Widow Pension Scheme as well as the National Disability Pension scheme (1) The guidelines for giving Central Assistance for the National Widow are as follows: Eligibility criteria For purpose of claiming central assistance the following criteria shall apply: 1 Pension scheme The Hindu June 10. 1. 1. 2011.69 crore people above 65 years and living below the poverty line are receiving assistance under the IGNOAP.32 lakh people in the age group 60-64.736 crore on the exchequer. Consequent to these modifications. Thus the annual additional burden of the two decisions will be Rs. The cost of enhanced pension for 26. entailing an additional burden of Rs. The lowering of age will benefit an additional 72. including three per cent administrative expenses.applicable to all persons below the poverty line and the total number of beneficiaries is estimated to be about 16 million Pension age limit lowered to 60 Special Correspondent NEW DELHI: The Union government on Thursday lowered the age limit for the Indira Gandhi National Old Age Pension Scheme (IGNOAP) from 65 to 60 years.770 crore. 953 crore.1 . 200 to Rs. and increased pension for those above 80 from Rs. 500 a month. 2011 . the eligibility criteria under the Indira Gandhi National Widow Pension Scheme and the Indira Gandhi National Disability Pension Scheme will stand revised from 40-64 to 40-59 years and from 18-64 to 18-59 respectively.

The State governments are urged to contribute at least equally towards the pension amount Specific condition regarding the sanction of pension Sanction of pension to a beneficiary has to be made only after placing the data base of beneficiary in the public domain/website of the Ministry or State Mode of payment The pension is to be credited into a post office or public sector bank account of the beneficiaryIdentification of the beneficiary The Gram Panchayat/Municipalities are expected to play an active role in identification of beneficiaries under the scheme Certification of coverage The States/UTs are required to furnish a certificate that all eligible widows have been covered under IGNWPS The number of eligible beneficiaries under IGNWPS The number of eligible beneficiaries to be assisted under IGNWPS will be determined as per the filed report of all beneficiaries who satisfy the eligibility criteria Allocation of funds The funds for operation of the Schemes relating to IGNOAPS IGNDPS IGNWPS and National Family Benefit Scheme as part of the national Social assistance Programme and Annapurna will continue to be released in a combined manner Discontinuation of pension .The age of the widow shall be between 40-64 years The applicant must belong to a household below the poverty line according to the criteria prescribed by the government of India Amount of pension The Central assistance under IGNWPS will be provided at the rate of Rs.200 per month per beneficiary.

Definition of severe or multiple disabilities For the purpose of defining severe or multiple disabilities the following may be considered: As per clause (i) of Section 2 of the PWD Act Disa bility means (i) blindness. The Guidelines for Central Assistance for Indira Gandhi National Disability Pension Scheme are as follows: Eligibility For purpose of claiming central assistance . Cerebral palsy Mental Retardation and Multiple Disabilities Act 1999 revised from time to time and any other guidelines issued by the Ministry of Social Justice and Empowerment in thisregard B. (vi ) mental retardation and ( vii) mental illness As per clause (t) of Section 2 of the PWD Act persons with disability means person suffering from not less than forty percent of any disability as certified by medical authority As per clause (4) of Section 58 of the PWD Act “persons with severe disability means a person with eighty percent or more of or more disabilities As per clause (h) of Section 2 of National Trust Act Multiple disabilities means combination of two or more disabilities as defined in clause (i) of Section 2 of PWD Act . 1995 C. (iii) leprosy cured. (v) loco mtor disability. Certification of disability For the purpose of certification of disabilities covered under the scheme the following may be considered : (i) The applicant shall submit a medical certificate from medical authority as per the provision of clause (p) of Section 2 of PWD Act and para B (ii) above (ii) The findings of the competent medical authority on the extent of disability would be treated as final (iii) The State Government will facilitate in obtaining the certificate of severe or multiple disability of such persons who apply for assistance under the Scheme by inviting the medical authority at Block Tehsil/Mandal level or as admissible so that distance may not act as deterrent and such persons donot face harassment .Pension will be discontinued in the following cases: In case of remarriage Once the widows move above the poverty line ( 2). the following criteria shall apply: A The age of disabled shall be between 18-64 years The applicant must belong to a household below the poverty line according to the criteria prescribed by the government of India The applicant should be suffering from severe or multiple disabilities as defined in Persons with Disabilities Act 1995 and the National Trust for the Welfare of Persons with autism. (iv Hearing impairment . ( ii ) low vision.

In October. Under the scheme.000 annually to families of unorganised workers falling below the poverty line.200 per month per beneficiary. which aims to provide health insurance worth Rs. surgery and daycare services would also be covered.Amount of Pension The Central assistance under IGNDPS will be provided at the rate of Rs. IGNDPS. the Indian Government has taken many important decisions to promote the welfare of the poor and vulnerable. the Government said it would spend Rs. Through the Aam Aadmi Bima Yojana. the government had launched Bharat Nirman. an ambitious time-bound programme for improving rural infrastructure.30. all existing diseases would be covered. the government has an ambitious programme . the government is providing life and disability insurance cover to the rural poor. While its Sarva Shiksha Abhiyan and the Mid Day Meal Programme aim to increase educational levels. it announced another ambitious programme for the common man. the Rashtriya Swasthya Bima Yojana.000 crore to extend a rural job scheme (National Rural Employment Guarantee Scheme) to the entire country from April 2008. In September.20. Hospitalisation. . The scheme is targeted to cover 30-40 million families.Other Social Protection Schemes introduced by government In the last few months. 2007. IGNWPS National Family Benefit Scheme as part of National Social Assistance Programme and Annapurna will continue to be released in a combined manner 4. Earlier. The state Governments are urged to contribute at least equally towards the pension amount Specific condition regarding sanction of pension Sanction of pension to a beneficiary has to be made only after placing the database of beneficiary in the public domain/website of th Ministry or State Mode of payment The pension is to be credited into a post office or public sector bank account of the beneficiary Identification of beneficiary The Gram Panchayat / Municipalities are expected to play an active role in identification of beneficiaries under the Scheme Certificate of coverage The States/UTs are required to furnish a certificate that all eligible disa bled have been covered under the IGNDPS Number of eligible beneficiaries under IGNDPS The number of eligible beneficiaries to be assisted under IGNDPS will be determined as per the filed report of all beneficiaries who satisfy the eligibility criteria Allocation of funds The funds for operation of the scheme relating to IGNOAPS .the National Rural Health Mission – in place to strengthen rural public health infrastructure.

5 crore landless households in the country of which 70-80 lakh will be covered under the Scheme (B)National Health Insurance Scheme The Union Finance Minister launched on Monday. Additionally a sum of Rs. The scheme will provide coverage against natural and accidental death as well as permanent and partial disabilities.2007 the Rashtriya Swasthya Bima Yojana for the workers in the Unorganised sector living below the poverty line This is one of the three initiatives of the Centre for the unorganized sector workers. Under the Scheme the Centre would contribute 75% of the annual premium while the state governments will contribute the remaining 25% and the administrative cost.500 The Scheme also provides for payment of scholarships of Rs.200 but it will be shared by the Central and State governments In the event of death by natural causes the next of kin will get Rs. October1.300 per child for two children of the beneficiaries studying in IX-XII Standards A fund of Rs. The Scheme will be launched on Gandhi Jayanti Day The scheme will cover the head of the family or an earning member in the age group 18-59.75.000 For permanent partial disability the inured person will get Rs. 2007 to introduce an insurance scheme for rural landless households.37.70. Premium will be Rs. . 2007) Releasing the Guidelines for the National Health Insurance Scheme Mr Chidambaram said that the scheme would be implemented from the next financial year and the target was to cover all BPL families in the unorganized sector in the next five years.(A)Aam Admi Bima Yojana -Insurance Scheme for rural landless households The Union Cabinet decided on August 30.500 crores will be set apart for payment of scholarships The Scheme will be implemented by the Life Insurance Corporation of India The State governments will be the nodal agencies for implementation of the scheme According to the National Sample Survey there are about 1.000 and in case of death by accident the benefit will be Rs. The others are: Aam Admi Bima Yojana and the Oldage Pension Scheme The Aam Admi Bima Yojana was commissioned on the Gandhi Jayanti Day ( October 2.1000 crore will be set up to meet the Centre’s liability towards payment of the premium.000 For permanent total disability (loss of both eyes or both limbs or one eye and one limb in an accident ) the compensation will be Rs.30.

7.50 crore for covering 1. Some of these reports are as follows: In 2006 the Centre for Environment and Food Security found that 75% of the NREG funds was siphoned off in Orissa A Participatory Research in Action Survey in Sidhi district of Madhya Pradesh found 35% of gram panchayats took over two months to issue job cards In 2005 the World Bank found that ICDS was regressively placed across states only 42% The northern states that have high levels of child malnutrition got the lowest coverage and allocations . which could be provided on a day care basis . 5. transport allowance of Rs.000 crore The Public Distribution System and the National Social Assistance Programme are extra .It has gone up further during the current year. 1.87. The total sum insured would be Rs. .000 for a family of five a year.24. The total expenditure on the Social sector during 2006-07 was Rs. 30 for making a smart card and its renewal every year.751.12.240crores during the previous year.Each beneficiary would have to pay Rs.324 crore Rs. 4.839 crore Rs.19. It would be cashless transaction involving primarily public health care system and partly private hospitals wherever possible. Some of the major items of expenditure budgeted for in 2007-08 are as follows: Bharat Nirman: National Rural Employment Programme Sarva Shiksha Abhiyan National rural Health Mission Mid day Meal Scheme Rajiv Gandhi National Drinking Water Mission ICDS Aam Admi Bima Yojana Rs.100 a visit and pre and post hospitalisation expenses for one day prior to and five days after hospitalisation This scheme is in consonance with the commitment made by the government in its National Common Minimum Programme relating to provision of social security to the workers in the unorganized sector 5.697crores as against Rs.850 crore Rs. surgical procedures.25 crore families Central to the scheme is the provision of a smart card which would make the benefits portable.30.671 crore Rs. In the first year (2008-09 ) the Centre is expected to spend Rs. There are however reports of leakages in the amounts spent. All the preexisting diseases will be covered under the insurance The scheme covers hospitalization.761 crore Rs.Social Sector Spending in India Lately the expenditure on Social Sector has been rising .000 crore Rs 10. 9.603 crore Rs.

Source of financé Central Exchequer d.15 per kg of wheat and Rs.30 per kg of paddy excluding the milling cost ) c. While the Government had made provision of Rs1385 crore to be spent on the Scheme during the plan period of five years only Rs500crore had been spent and only 19% of the estimated number of beneficiaries had availed of the Scheme The CAG has reported that in Maharashtra 40 percent of the emergency relief funds had been spent in 2005 without proper verification. Target Group All indigent senior citizens who are eligible for oldage pensions but are not presently receiving it 2 and whose children are not residing in the same village b. 3 per kg rice ) c.Budget Allocation Rs. Target Group Poorest of poor families b.65 per kg of rice against minimum support prices of Rs.520 billion) ( 260million people) 2 Name of Scheme Antyodaya Anna Yojana a. In Mumbai alone out of Rs. Potential coverage 2 crore families (2 billion ) 3. The amount so spent in the year 2006 was 19% .1200crore sanctioned for flood relief Rs700 crore had been spent wastefully (Times of India Dec.Potential coverage 6.but needs to be verified . Name of Scheme Targeted Public distribution System a.Name of Scheme Annapurna a.3500 crores e.Target Group People below the poverty line (BPL families) b.800 crores Budget estimates for 2004-2005) e.20 per kg of wheat and Rs. Benefit 35kgs of Foodgrains supplied at highly subsidized prices (Rs. Budget Allocation Rs. 4.Another study in 2007 found that only 42 percent children were provided daily supplementary nutrition under ICDS The same study found that only 43. 2007) Social Assistance Schemes 1.Source of finance Central Exchequer d.5. 2 This condition is reported to have been dropped.2.Benefit Supply of 10 kgs of foodgrains per month free of cost to the beneficiaries.6.Benefit Food grains supplied at concessional prices (Rs.2 per kg for wheat and Rs.5.25.9percent of eligible respondents had got benefits under the National Maternity Benefit Scheme In February 2007 the Supreme Court pulled up the State governments for poor implementation of the NMBS based on an application from the People’s Union for Civil Liberties .52 crore BPL families (6.

Target Group Pregnant women of the age of 19 or above belonging to a household below the poverty line according to the criteria prescribed by the Government of India b. Budget Allocation Rs.300 per month ) c.136 crores e. Source of Finance Central Exchequer d.10. Benefit Cash assistance of Rs.400 per month of which the Central government will pay Rs. Source of finance Central Exchequer d.5million (Actual Coverage 1. Budget allocation Rs. ) of the age of 65 or above b.45 million in2000-2001) 6.193 crores e. (This limit is for purposes claiming Central assistance . Source of finance Central Exchequer d. whose earnings contribute the largest proportion to the total household income c. Budget Allocation Rs.200 .52 million ( Actual coverage 0.Budget Allocation Rs330 crores e. Benefit Oldage pension of Rs. Potential coverage 20%of the number of persons eligible for oldage pension (about 1million persons) 4. Source of finance Central Exchequer d. Name of Scheme: The Integrated Child Development Services .000 on the death of the e primary breadwinner .16million in 20012002) 7. Potential coverage 5.3millions (Actual coverage 5.480 crores .c.the State governments are free to raise the level of pension.Name of Scheme National Maternity Benefit Scheme a. Potential coverage 3. many State governments are paying pension at higher rates upto Rs. Target Group: Pregnant women of the age of 19 and above belonging coverage 4. Name of Scheme :National Oldage Pension Scheme a.43million in 2001-2002) 5. Target Group: Destitutes (in the sense of having little or no regular means of subsistence from his /her own sources of income or through financial support from family members or other sources.500 per child birth for not exceeding two child births c. Potential a. Benefit Maternity Benefit in the form of cash assistance of Rs.200 and the State governments are requested to pay Rs. National Family Benefit Scheme a Target Group Households under the poverty line according to the criteria prescribed by the Government b. e.

Potential coverage 10crore children (100 million ) 9. Potential coverage 33 million children and 6 million women 8. a Bharat Nirman proposal entailing an investment of over Rs. 1057 crores e. The meeting was chaired by the Prime Minister Dr Man Mohan Singh Bharar Nirman . Budget Allocation The Plan allocation for 2002-2003 was Rs.25lakh villages by offering connections to 2.000crores in six critical areas over a period of four years beginning 2005 ( 2005-2009) . Bharat Nirman The Committee on Rural Infrastructure approved on May 18. listed as a rural development package in the Union Budget for 2005-06. Source of Finance Central and State Budgets d. The remaining States/UTs are distributing foodgrains (wheat/rice) c. Karnataka and delhi are providing cooked meals. “It will emphasise outcomes and not just outlays” . he said Employment Schemes . Tamilandu Madhya Pradesh Chattisgarh Orissa. Budget Allocation Rs. offering a new deal to rural India.a. construct 60lakh houses for the poor and provide drinking water to over 74. connect all villages that have a population of 1000 (or 500 in hilly/tribal areas) with roads. 600 calories and 20 grams of protein to severely malnourished children as food supplements at prevailing prices through a network of anganwadis at village level c. 2005. is to bring an additional one crore hectares of land under irrigation.822 villages Dr Singh said that Bharat Nirman was the most important initiative of the UPA Government this year . Source of finance Central and State budgets d. Benefit To provide nutritional food in the form of cooked meals or in the form of food grains ( At present Gujarat Kerala. Target Group Children between the age of 6 months and 6years and pregnant and lactating mothers b.000 new habitations The programme also envisages provision of electricity to 1.174.1921 crores for 2002-2003 e. Target Group Children studying in classes I-V in Government and Government aided schools b. Benefit To provide 300 calories and 10 grams of protein per child and 500 calories and 15-20 grams of protein to pregnant /nursing women . The Programme of Nutritional Support to Primary Education a. Name of Scheme .3 crore households and extend telephone connectivity to 66.

Public notice of this will also be displayed on the Gram Panchayat office No contractor will be allowed to work under the Scheme Payment of Unemployment Allowance If the eligible applicants does not get employment within 15 days of demand of work or the dat from which work was sought he should be provided unemployment allowance. employment should be provided by the gram Panchayat Gram Panchayat will inform the applicants where and hen to report for work within 15 days . Within the household entitlement.. all adult members of a rural household have the right to demand employment Registration of Rural Households for Wage Employment A household that wants work under the Act should submit names. 2005 The landmark law . It will be valid for five years and will hav the registration nmber of the household Application for work To get employment the registered adult must submit an application on a plain paper in writing to gram Panchayat or the Panchayat Officer (at block level) and get a dated receipt for the application. Women will get priority so that one third of the number of persons who are given employment are women who have asked for work Allotment of work Within 15 days from submitting the applications or from the date when employmen is sought. The application should be submitted for at least 14 days of continuous work. by means of a letter.The National Employment Guarantee Act . The salient features of the Act are as follows Entitlement A household is entitled to 100 days of work in a year. the National Rural Employment Guarantee Act received the assent of the President on 5th September 2005. Of the household. sex and addresses of its adult members to the local Gram Panchayat for registration Job card to every registered household Upon registration a job card will be issued by the Gram Panchayat with photographs of adult members.1. There will be n o unemployment allowance if a person does not appear for the work allotted Minimum Entitlement of Labourers The statutory minimum wage applicable to agricultural workers in the state is o be paid for the work done under the Scheme Wages are to be paid not later than a fortnight after the date on which work was done. age. .

Work will be provided within 5 kms of applicants’ residence if employment is provided beyond 5 kms radius of the applicants residence the he is entitled to 10% additional wages towards transport and living expenses At work safe drinking water. The Act provides an enforceable right to the most basic form of employment. The Act is expected to have the following potential benefits: 1. free medical treatment will be given by the state government Creation of durable assets The focus o work will be on • Water conservation and water harvesting • Drought proofing. if there are more than five children brought along on the site and that person would get paid for the work done like other workers If a work gets injured working on the sit. which may be notified by the Central Government in consultation with State Governments Implementation of the Act The Gram Sabha will identify works to be taken up. The Act will be notified in 200 districts identified by the Central Government in the first phase. shades fro children. Any adult who applies for work under the Act is entitled to being employed on public works without delay. The Panchayats have the principal responsibility for planning implementing and monitoring All agencies implementing NREGA will be accountable to the public for their work. periods of rest and first aid box shall be provided at every work site by the implementing agency A person may be entrusted with child care responsibilities.. (Within 5 years it will cover the whole country) It has been decided to extend the Scheme to cover all districts The idea underlying the Act is to give a legal guarantee to anyone who is willing to do casual manual labour at the statutory minimum wage . including afforestation and tree plantation • Irrigation canals including micro and minor irrigation works • Irrigation facilities for land owners by households belonging to SC/ST or to land of beneficiaries of land reforms or that of the beneficiaries under the Indira Awas yojana • Renovation of traditional water bodies . Social audit and Right to Information will apply to each aspect of implementation Local Vigilance and Monitoring Committee will be set up. It will help to protect rural households from poverty and hunger. • Rural connectivity to provide all weather roads • Any other work. including desilting of tanks • Land development • Flood control and protection of works including drainage in water logged areas. .

and their capacity building.710crores (2002-2003) e. Target group Unemployed/underemployed persons The programme is self targeting in nature with special emphasis to provide wage employment to women. creation of durable community .Potential coverage 0. Source of finance Central and State budgets in the ratio of 75:25 d. planning of activity clusters. Every worker seeking employment under the scheme will be provided minimum 5 kgs of food grains (In kind) per manday as part of wages. It covers all aspects of self employment of the rural poor . 6.125000 whichever is less. social and economic assets and infrastructure development in rural areas .10.Swarnajayanti Gram Swarozgar Yojana (SGSY) a. the state governments will be free to calculat the cost of foodgraisn ( paid as part of wages) at either BPL rates or APL rates or anywhere between these two rates 2. 5. The balance of wages will be paid in cash so that they are assured of the notified minimum wages . technology and marketing support) Assistance under the SGSY to individuals or self help Groups is given in the frm of subsidy by th Governmetn and credit by banks. subsidy beign a minor and enabling element Subsidy to individuals is uniform at 30% of the project cost subject to a maximum of Rs.10. 3. . for groups of Swarozgaris .7500 . It is a means of strengthening the bargaining power of unorganised worker This in turn could lead to better enforcement of minimum wages and social security 2.In the case of SC/STs and disabled persons the subsidy is 50% subject to a maximum of rs. training and capacity building and provision of income generating assets through a mix of bank credit and government subsidy ( The scheme has been conceived as a holistic programme of self employment. . the subsidy is 50% of the cost of the Scheme . infrastructure build up.000 or Rs. Target Group Self employed persons ( Swarozgaris) b. scheduled castes/tribes. 4.94million (2001-2002) 3 Sampoorna Grameen Rozgar Yojana a. Benefit Promoting micro enterprises and to bring the assisted poor families above the poverty line by organizing them into Self help Groups through the process of social mobilization . parents of children withdrawn from hazardous occuaptiosn b. organization of the poor in to Self Help Groups. Credit is the critical component of SGSY . subject to per capita subsidy of Rs. There is no monetary limit for irrigation projects.viz. training selection of key activities.Benefit To provide additional wage employment along with food security. Subsidy is back ended c. Budget allocation Rs.000.It will lead to a dramatic reduction in rural urban migration It can be major source of empowerment of women It helps to create useful assets in rural areas It is likely to change power equation in the rural society and to foster a more equitable social order..

Budget Allocation Rs.Potential coverage 5. Potential coverage The scheme envisages creation of 100 crore mandays of employment in a year.Pradhana Mantri Gramodaya Yojana a.5 (Including food grains component) d. Budget allocation Rs.a. primary education. Benefit To achieve the objective of sustainable habitat development at the village level c.. 3% of the hosues are . families of ex servicemen killed in action..2800 crores in 2002-2003 e. Budget allocation Rs.406crores in 2001-2002 e. rural drinking water and nutrition Rural electrification has been added from 2001-2002 c.c. 7.PradhanMantri Gramodaya Yojana ( Gramin Awas) a. freed bonded labourers.Target Group Homeless people in rural areas b.Target Group Poor families of scheduled castes. 4. Target group Rural people b.Potential coverage n.a 6. water recharge and sustainability of drinking water sources in respect of areas under the Desert Development progamme / Drought Prone Areas Programme c. and also non SC/ST persons below the poverty line in rural areas. source of finance Central budget d. Pradhan Mantri Gramodaya Yojana Rural Drinking water a. Under the Scheem 50 lakh tones of food grains amounting to Rs.10000crores.5:12. Source of finance Central budget d.5000crores ( at economic cost) will be provided every year to the state governments and Union Territory Administrations. water harvesting. Potential coverage n. Benefit: To achieve the objective of sustainable human development at the village level.Indira Awas Yojana a.4440 crores(2002-2003) The programme was launched in September 2001 with an annual outlay of Rs. rural shelter. The scheme envisages allocation of additional funds for selected basic minimum services in order to focus on certain priority areas such as primary health care.Target group Rural people b. Scheduled tribes. Source of financé Central budget d. Source of finance Central and State budgets in the ratio of 87. Budget allocation 25% of the total allocation for PMGY to be utilized for the purpose e.Benefit Water conservation . The remaining funds will b utilized to meet the cash component of wages and the material cost The cash component is shared by the Centre and the States in the ratio of 75:25 e.

loan subject to a maximum of Rs.1725crores (2002-2003) e. Budget Allocation Rs. conversion of unserviceable kutcha houses to semi -pucca houses at a ceiling cost of rs. corporate bodies. 22. sanitary and drinking water Source of funds Central budget Budget Allocation During 2002-2003 an amount of Rs.000 Source of funding: Central and State Budget in the ratio of 75:25 Budget Allocation Coverage: Since inception upto 2001-2002 against the central allocation of Rs. Benefit Provision of dwelling units . Credit –cum Subsidy Scheme for Rural Housing Rural families having annual income upto Rs.0. autonomous societie. Potential coverage 1.10crores in 2002-2003 Coverage: 125 project proposals have been approved since inception 8C Samagra Awas Yojana One block each in 21 district s in 28 States Benefit: It is a comprehensive scheme with the object of ensuring integrated provision of shelter.000 per unit in hilly/difficult areas.10000 .77. Source of financé Central and State budgets in the ratio of 75:25 d.50 lakhs Budget Allocation Rs.17million in 2001-2002 Since inception of the scheme till December 2002 abut 92 lakhs houses have been constructed under the scheme by incurring an expenditure of rs. Development institutions. The construction of the house is the responsibility of the beneficiary c. State Governments.288 crores about 85564 houses were constructed by incurring an expenditure of Rs. and credible NGOs with proven track record and experience in the field of rural housing Benefit: Financial assistance at the following rates: NGO/autonomous societies: Rs20 lakhs Government agencies Rs.15839crores 8A.43 crores was released Coverage:Since inception 33 proposals have been approved .79 crores 8B Innovative Scheme for Rural Housing and habitat Development Recognised educational/technical institutions.40.reserved for the BPL physical and mentally challenged persons living in rural areas b.32000 Benefit :Subsidy of Rs. A credit cum subsidy scheme for rural housing has been added Allotment of dwelling units would be in the name of female members of the beneficiary household or in th joint names of husband and wife .free of cost subject to a ceiling cost of Rs. Sanitary latrine and smokeless chulah are the integral part of an IY house .20000 per unit in the plain areas and Rs.10000.

Coverage of disease Surveillance Programme is also being extended to prevent outbreak of infectious diseases Source of Funding: Central and State Budgets Budget Allocation: The outlay for the Central Sector health programmes during the Tenth Plan has been fixed at Rs. Cancer. especially women and children Health plan for each village throughout the country Special focus on 18 States. Target Group Urban poor b.Swarna Jayanti Shahari Rozgar Yojana a.a 10. Blindness.Target Group Urban slum dwellers below the poverty line who donot possess adequate shelter b Benefit Construction and upgradation of dwelling unitd for the slum dwellerd and providing ahealthy and enabling urban environment through community toilets c. Budget allocation Rs. Potential coverage n. Benefit Urban poverty alleviation by promotion of Urban Self Employment and Urban Wage employment c.Budget Alocation Rs. AIDS .Source of finance Central and State budgets in the ratio of 75:26 d. 1550 crores Coverage: The entire population National Rural Health Mission The national Rural health Mission was launched by the Prime Minister on the 12th April. Leprosy.102 crores in 2002 –2003 e.85crores e.038 dwelling units and 20817 toilets were constructed in the year 2002-2003 National Health Programmes All the people Benefit: To tackle the menace of communicable and non communicable diseases the Department of Health is implementing National Health programmes through out the country for Malaria.Valmiki Ambedkar Awas Yojana a.9323 crores The provision for the year 2002-2003 was Rs. Mental disorder etc. Potential coverage 106. 2005 at new Delhi Vision of the Mission: Effective health care for rural population.256. and safe drinking water Community health insurance for the poor . Effective integration of health with sanitation and hygiene . TB.9. Source of finance Central Government provides a subsidy of 50 percent of the cost subject to a ceiling . nutrition. the balance is to be arranged by State governments d.

Promotion of healthy life style Main stream AYUSH ( Ayurveda.50000 per case Source of Finance: Central Budget Budget Allocation: A sum of Rs.The Goal of the Mission Reduced Infant Mortality Rate (IMR) Reduced Maternal Mortality Rate (MMR) Prevention and control of communicable and non communicable diseases. Lucknow. and ex Vice Presidents of India and others Benefit Comprehensive medical care . Unani. Launching the Mission the Prime Minister stated that the Governments had in the past grievously erred in designing the country’s health programme “We have created a delivery model that fragments resources and dissipates energies . Judges of Supreme Court and the High Courts (sitting and retired) Freedom Fighters. and CIP Ranchi Coverage: NA Central Government Health Scheme Central government employees and their families . Yoga-Naturopathy. They were interconnected in their causes and their solutions were mutually reinforcing National Illness Assistance Fund Poor patients who are living below the poverty line Benefit: Financial Assistance upto Rs. Most importantly we have paid inadequate attention to the public health issues and the possibilities of social and preventive medicine “ . Central Government Pensioners. he said. Employees of semi autonomous bodies /semi government organizations. There had been fatal flaw in the approach that had gradually abandoned a comprehensive health care and a public health perspective for focused attention on selective diseases. NIMHANS Bangalore. He stressed upon the need to bridge the income education and the health gap of the people . Members and ex-Members of Parliament. accredited journalists. Sanjay Gandhi Post Graduate Institute of medical Sciences . Gandhi Memorial & Associate hospitals and KGMC Lucknow.6713crores for 2005-06 attempts a major shift in the governance of public health by giving leadership to the Panchayat Raj. CNCI Calcutta. Siddha and Homeopathy Promote healthcare at household level through female health activist (ASHA) Full coverage of imunisation and access to institutional delivery for the mothe The National Rural health Mission that will get Rs. The Indian health system was perhaps guilty of many sins of omission and commission . Institutes of national repute such as AIIMS . Institutions in all matters related to health at the district and sub-district levels.10 lakhs is advanced to all the Central hospitals . It aims to increase the outreach of the health system to village and even household levels through the provision of a voluntary trained female community health activist called ASHA The Mission will cover all the States in the country with special focus on 18 States which have a weak health infra structure and demographic indicators. Ex Governors.

Beedi Workers Welfare Fund a.3500 per month b.01 lakh card holders and 43. The Emergency Medical Relief Division of h Directorate of health Services provided medical relief on all such occasions Integrated.Benefits : Health Care Housing Education .02 lakh beneficiaries Emergency Medical Relief People affected by natural disasters Benefit: The Director General of Health Services played a supportive role in terms of supplementation of physical and logistics facilities to the States to counter the effects of disasters in the health sector Source of funding: Central Budget Budget Allocation NA During 2002 17000 villages in thirteen States were affected by heavy rains. and to provide non institutional services to older person Source of Finance: Central Budget Budget Allocation: Rs18. mobile medicare units.27 crores during 2002-2003 Coverage : Financial assistance was given for 22 Oldage Homes. Scheme for Older persons Older persons Benefit: Under the Scheme financial assistance upto 90% of the project cost is provided to NGOs for establishing and maintaining oldage homes.Source of Finance : Partly contributory and partly subsidized Budgetary Allocation Rs12 Crores in 2001-2002 Coverage: There are 10. and 27 Mobile Medicare Unit in different parts of the country to 310 NGOs ranging from Rs1 lakh to Rs. 201 Day care Centres. landslides and floods About 375 districts in districts were affected by drought due to sluggish monsoon There was an outbreak of plague in Himachal Pradesh and large number of peoplewere affected by riots in Gujarat .21 lakhs Scheme of Assistance to Panchayati Raj Institutions Voluntary organizations/Self help Groups for construction of Oldage Homes /Multi Service Centres Older Persons Benefit : One time construction grant for oldage homes/ multi service centers Source of finance Central Budget Budget Allocation: NA Coverage During the eyar 2002-2003 15 NGOs and others were given grants ranging from Rs5 laksh to Rs10 lakhs under he Scheme Welfare Funds 1. day care centers.Target Group: Workers employed in beedi industry including contract labour and home workers drawing wages not exceeding Rs.

T Manganese Ore Rs. Potential coverage 3 Name of Scheme .5000 per Tamil Telugu and Kannada film Rs.10.Water supply Recreation Group Insurance (Those employed in establishments employing 20 or more persons are also covered under the Employees Provident Scheme Employees Pension Scheme and the Deposit linked Insurance Schemes.2000 per film of Oriya Assamese and other regional languages Rs5 million 64.000 if paid lumpsum b.10.Potential coverage: Estimated: 4.Source of finance: Cess on manufactured beedis at Rs.9million 2.000 per each Hindi film Rs.483 workers d. Source of Finance Health Group Insurance Education Cess levied on production of films @ Rs.100.Cine Workers Welfare Fund a. manganese ore and chrome ore @ the following rates Iron Ore Rs1 per M. Target Group.533million in the year 2001-2203 e. Workers employed in iron ore. Budget Allocation Rs. Source of finance Levy of cess on export of iron ore. Iron ore Manganese ore and chrome Ore Labour Welfare fund a. 4 per M. Budget allocation e.T Chrome Ore Rs.T d.000 per month b.4million No of identity cards issued: 3.89 million in 2001-2002 . Target Group Cine workers employed in connection with the production of not less than five feature films to work as an artiste or to do any other work whose remuneration with respect to such employment has not exceeded Rs. manganese ore and chrome ore mines drawing wages not exceeding Rs.2 per 1000 beedis d. Benefit: Health care Housing Water supply Education Recreation c.Benefits: c.2 per M. they will be entitled to the provident fund pensions and insurance benefits under those schemes ) c.Budget Allocation : Rs.8000 per month or Rs. 3000 per Bengali Marathi and Gujarathi film Rs. internal consumption of iron ore.

Potential coverage 4.Source of Finance Contributions from employers and workers @ Employers 4.000 4.1118crores (Rs11183million) . Source of finance export of mica d. Budget Allocation Revenue Income: Rs.10.75% of wages of the employees Employees 1.T :d. Name of Scheme : Mica Mines Labour Welfare Fund a.Target Group : Workers employed in Mica Mines drawing wagesof less than Rs. Potential coverage 55. Potential coverage 78. 14million 1714 (1993-94) Social Insurance Schemes 1.000 b.8million in2001-2002 e. Benefits Health care Housing Education Water supply Recreation c. Budget Allocation: e. Source of finance Levy of cess on internal consumption of limestone and dolomite ore@ Rs1 per M.5 percent cess ad valorem in the nature of customs duty on Rs.61.10.75% of wages of the employees d.17048million ) Revenue Expenditure Rs. Budget Allocation Rs. Target Group Workers employed in limestone and dolomite mines drawing wages not less than Rs.000 per month b.000 5.Name of Scheme : Employees State Insurance Scheme a.1704crores (Rs. Benefit Health Care Housing Water supply Education Recreation c. Target Group Persons employed in factories shops and establishments and six other classes of establishments b Benefit Medical Benefit Sickness Benefit Employment Injury Benefit (i)Disability Benefit (ii) Dependants Benefit Maternity Benefit Funeral Expenses c. Name of Scheme Limestone and dolomite Labour Welfare Fund a.e.

e.8 million insured persons Potential coverage 28. Brief particulars of the Scheme are given below .113 million (Total number of persons employed in the organised sector as on 1999The Scheme can be extended to the unorganized sector with some modifications ) The ESIC has recently introduced a new scheme called the Unemployment Allowance Scheme. Potential coverage Actual Coverage: 7.

an insured person under the ESI Act on the date of loss of insurable employment. 2005. on account of closure of the factory or establishment. retrenchment. on account of closure of a factory or establishment .Unemployment Allowance Scheme Text of the Unemployment Allowance Scheme as passed by the ESI corporation is reproduced hereunder: Under the provisions of section 19 of the ESI Act. 1948. The unemployment allowance can be availed of in one spell or in different spells of unemployment provided that each such spell shall not be less than one month The unemployment allowance shall not be combined with any of the benefits specified in section 65 of the ESI Act. as certified by a Medical board constituted by the Central or State governments. The insured person in receipt of any of such benefits during the same period shall however. 2005. Unemployment allowance shall cease to be payable from the date the insured person gets reemployed elsewhere. retrenchment or permanent invalidity arising out of non employment injury. after being in an insurable employment and contributed under the Scheme for five or more years. Eligibility conditions The person should have been. shall be entitled to receive unemployment allowance. shall be entitled to claim unemployment allowance for a maximum period of 6 months during his/her entire service. 1948. be entitled to choose which benefit he/she wishes to avail of. on or after 1 st April. The scope . The insure person should have contributed under the ESI Scheme for the minimum period of five years prior to loss of employment The insured person should have been entitled for sickness benefit during the last four contribution periods immediately preceding the date of unemployment. and (ii) the term permanent invalidity shall mean permanent disability arising out of non employment injury of 50% or more. For the purpose of the Scheme (i) the terms closure and retrenchment shall have the same meanings assigned to them under the Industrial Disputes act 1947 (14 of 1947) and according to provisions of sub section (24 ) of Section 2 of the ESI Act. 1948 Rate of Unemployment allowance . Only the insured person who becomes unemployed as stated under (1) above . The payment of unemployment allowance shall be subject to the provisions of section 61 of the ESI Act. 1948 for the same period and as specified in the said Section. eligibility and other conditions of the scheme are as under Scope of the Scheme An insured person going out of insurable employment involuntarily on or after 1 April. the ESI Corporation proposes to introduce an Unemployment Allowance Scheme. or permanent invalidity arising out of non employment injury.

162crores has been made in the Corporation’s budget estimates for 2005-2006. The claim shall be subject to verification and fulfillment of eligibility conditions Period of Implementation The Scheme shall be initially implemented for one year from1st April 2005 to 31st March 2006 Its extension beyond that will be decided by the Corporation after taking into account the experience with its implementation Under the Scheme a provision of Rs. Target Group : Persons employed in 180 specified industries and classes of establishments b.Name :..The daily rate of Unemployment Allowance shall be the standard benefit rate as specified in the table of standard Benefit rates under Rule 54 of ESI ( Central Rules. on submission of a claim in the prescribed for duly supported by relevant documents. he shall also be eligible for medical care for himself and his/her family from the ESI Dispensaries. The allowance can be availed in one spell or in different spells of not less than one month Medical Care During the period for which a person is entitled for unemployment allowance . Benefit Provident fund c. 1950.ESI panel clinics and ESI hospitals to which he/she was attached prior to the date of . The scheme will be financed from the existing resources of the Corporation . a little more than 50 percent of the average wage from the date of unemployment for a maximum of six months. No extra charge will be levied 2. corresponding to the average daily wage drawn by the said insured person during the last four completed contribution periods. immediately preceding the date of unemployment Duration of Unemployment Allowance The maximum period for which an insured person shall be entitled to draw unemployment allowance during his entire insurable employment shall be six months. Source of finance Contributions by employers and employees @ Employers 12% of wages Employees 12% of wages . Employees Provident Fund Scheme a. The benefit will be available to insured persons with at least 5years of contributory service Each beneficiary will be given an allowance .loss of employment based on a separate authorization by the branch manager making the Cash allowance payment Procedure The Allowance shall be payable in the form of a monthly payment by the branch Office of the ESIC where he /she was registered prior to loss of employment.

4. An amount equal to the deposit in the provident fund is paid in the event of death of the subscriber while in service subject to a ceiling of Rs.153 crores Claims settled Rs.000 c. (The Scheme may be extended to unorganized sector with some modifications ) 3. brick.Out of the employers contribution to the provident fund 8. Potential coverage Actual coverage 27.In the case of beedi.Potential coverage Actual Coverage 27million Potential coverage 28.113 million (Total number of persons employed in organized sector. coir and guargum industries the employers as well as employees have to contribute @10% of wages only Out of the contribution by the employers 8.60. Budget Allocation Contributions received Rs. Target Group Persons employed in 180 specified industries and clases of establishments b. Target Group Workers in Coal mines b.Source of financé Contributions by employers . Source of Finance Contributions by employers at 0.11188 crores (Rs.113 million The scheme can be extended to the unorganized sector with modification in the Act.113 million 5.4449 crores Claims settled Rs.Name of Scheme :Employees Deposit Linked Insurance Scheme a.52crores e.Budget Allocation 2001-2002 Contributions received Rs.33% of wages are transferred to the Employees Pension Fund d.Budget Allocation 2001-2002 Contributions received Rs.1635crores (including monthly pensions paid) e. Benefit Insurance Benefit. 5090 crores in respect of unexempted establishments only e.111billion) Claims settled Rs. Potential coverage: Actual coverage 27.Target Group Persons employed in 180 specified industries and classes of establishments b. Benefit Superannuation Pension Retirement Pension Invalidity Pension Widow Pension Children’s pension Orphans’ pension c.Name of Scheme : Coal Mines Provident Fund Scheme a.4million Potential coverage 28.5% of wages d.16% of wages d.Name of Scheme : Employees Pension Scheme a. Benefit Provident fund c.4 million Potential coverage: 28.Source of finance Contribution by employers and workers @ Employers 12%ofwages .33% are transferred to the Pension Fund The Central Governemtn contributes 1.

1278 crores Amount paid Rs. Budget Allocation 1999-2000 Contributions received Rs.Budget allocation e. 136 crores e.74 million 6. Source of finance Contribution by employers @0. Name of Scheme: Coal Mines Pension Scheme a. Target Group Workers employed in the employments listed in the Schedule to the Workmen’s compensation Act except those covered under the ESI Act . There are .1.866 crores 0.16 crores Amount paid Rs. Benefit Superannuation pension Retirement pension Disability pension Widow /widowers pension Children’spension Ex-gratia payment in case of death of subscriber c. Target Group Workers in coal mines b.d. Potential Coverage 0.Source of finance Contributions by employers workers and government An amount equivalent to 2 1/3 percent of the salary of the employee being the aggregate of equal shares of contributions of the employers and the employees to the provident fund An amount equivalent to two percent of the salary of the employee to be contributed by the employee An amount equivalent to one increment to be contributed buy the employee An amount equivalent to one and two third percent of the alary of the employee to be contributed by Central government d.50% of wages Contribution bye Government @0/25% of wages d. Budget Allocation 1999-2000 Contribution received Rs.433 crores Benefits paid Rs. Coal Mines Deposit Linked Insurance Scheme a Target Group Workers in coal mines b. Potential Coverage NA Coal India has been granted exemption under the Scheme Employers Liability Schemes 1 Name of Scheme : Workmen’s Compensation Scheme a. Potential coverage Employees 12% of wages 1999-2000 Amount received : Rs.40 lakhs e.8 million 6 Name of Scheme . Benefit Insurance benefit An amount equal to the deposit in the provident fund is paid in case of death of subscriber while inservice subject to a ceiling c.

Nature of Scheme :. Budget Allocation NA e Potential coverage 48% of the workforce excluding Government employees and those covered under the ESI Act Name of Scheme: Maternity Benefit Scheme a. Source of Finance It is the liability of the employers to pay the comepnsationas they arise. Budget Allocation NA E.Target Group: Women employees employed in factories. There is however a view that the liability to pay for maternity rests with the society at large and therefore the Government should assume the liability 3. Source of Finance It is the liability of the employer to make the payment as it arises . Source of Finance It is the liability of the employer concerned to pay the benefit as it arises d. d. mines and plantations shops and establishments and other establishments to which the Central Government may extend the application of the Maternity Benefit Act b. Benefit Compensation for temporary or permanent partial or total disablement or death arising out of and in the course of employment c. Payment of Lay off and Retrenchment Compensation a. shops and establishments and such other classes of establishments to which the Central Government may extend the application of the Payment of gratuity Act Establishments in which less than ten persons are employed are excluded from the applications of the Act B. Target Group Workers employed in industrial establishments employing not less than 50 persons and other than seasonal establishment s b. there is a proposal to merge the scheme with the Employees Provident Fund Scheme or the Employees pension Scheme 4.49employments listed in the schedule including certain activities relating to agriculture and construction b. D. mines plantations ports railway companies. Benefit Payment of compensation for the period for which a worker is laid off at 50% of basic wages and dearness allowance Payment of compensation for retrenchment after one year of continuous service at the rate of fifteen days average pay for every year completed year of continuous service c. Potential coverage May be extended to all employments where there is employer employee relationship. Budget Allocation NA e. May be extended to all employments where there is employer employee relationship .Name of Scheme Payment of Gratuity A Target Group Persons employed in factories.Benefit Maternity Benefit at the rate of the average daily wage for the maximum period of twelve weeks six weeks before and six weeks after the delivery and the date of delivery c. Potential coverage. Source of Finance It is the liability of the Employer to make the payment of gratuity as it arises. Benefit Payment of Gratuity on termination of employment after five years of continuous service at the rate of fifteen days wages for each completed year of service C.

Benefit: Reimbursement of hospital expenses upto Rs. Benefit In the event of death Rs.30. Budget Allocation NA e Potential coverage.548 per annum For a family upto 7 Rs.50.365 per annum For a family upto 5 Rs.200 for individuals. ( This benefit is restricted to two children only ) C.000 (iv) Los of one eye or one limb in an accident Rs.d.25. Rs. Budget Allocation NA e.20.000 If the earning head of the family is hospitalized due to an accident /illness a compensation of Rs.25.000 (iii) Loss of 2 eyes or 2 limbs or one eye and one limb in an accident Rs.1 per day Rs. May be extended to all the workers in the unorganized sector 2 Name of Scheme.000 In the event of death by accident or partial or total permanent disability due to accident the following benefits will be payable : (i) on death due to accident Rs.50. 2 per day Rs.100 per family ( It was announced in the budget speech of the Union Finance Minister that the rate of subsidy would be raised to Rs.Name of Scheme : Janshree Bima Yojana a.50.000 (ii) Permanent total disability due to accident Rs. 400 for a family of seven ) b.50 per day Rs.000 In addition the children of the insured persons studying in classes 9to 12th standards will be entitled to scholarship at the rate of Rs. 300 per quarter for a maximum period of four years.50 per day will be paid of hospitalization upto a maximum of 15 days after a waiting period of three days c. Potential coverage. Target Group Rural and urban poor persons below the poverty line and marginally above the poverty line B.300 for a family of five and Rs. Source of Finance A premium of Rs 200 per member to be shared as under 50 % of the premium to be paid by members or nodal agency or State government at the time of submitting proposal and subsequently on each annual renewal date The balance 50% of the premium will be borne by the social Security fund d. Source of financé Insurance premium @ For an individual Rs.1. Universal Health Insurance Scheme a Target Group The Scheme is applicable to all the people but in the case of families below the poverty line Government will provide a subsidy of Rs.730 per annum .000 subject to certain sub-limits Life Insurance cover for death of the earning head of thefamily due to accident of Rs. May be extended to all industrial establishments where there is employer employee relationship unless an unemployment insurance scheme is introduced Subsidised Insurance Schemes 1.

Budget allocation Rs.257 crores Rs. Target group: All farmers –loanee and non loanees – irrespective of the size of their holdings The scheme is compulsory for loanee farmers and optional for non loanees b.40 crores as per budge speech of the FM e. 248 and for a family upto 7 Rs. d.330 ) d. 2. 1. 18crores E Potential coverage Actual coverage: Kharif 2001 8.5% for other kharif crops . )Small and marginal farmers are entitled to a subsidy of 50% of the premium charged from them which will be shared by the Central and State governments. The premium subsidy will be phased out over a period of five years.(It was announced in the budget speech of the Union Finance Minister that the premia would be revised as follows: individuals Rs. To encourage the farmers to adopt progressive farming practices . Source of financé Central budget d. 34. Potential coverage One million as per budget speech Ministry of Agriculture National Agricultural Insurance Scheme a. 259 crores Rabi 2001-2202 Rs. ( 3.5% for wheat and 2percent for other rabi crops or actuarial rates whichever are less. Budget Allocation Insurance charges Kharif 2001 Rabi 2001-2002 Claims paid Rs. and higher technology in agriculture To help stabilise farm income particularly in disaster years. pests and diseases. for a family uptofive Rs.Potential Coverage NA Unorganised Sector Workers social Security Scheme . C Source of Finance : Insurance premium payable at varying rates by the farmers.5% of sum assured for bajra and oil seeds . Budget Allocation NA e. high value inputs.1million Potential coverage All the farmers (107million as per 1991 census) Pilot Scheme on Seed Crop Insurance ATarget Group All seed growers and private sectors of major seed producing states who are willing to participate b.125 . Benefit Insurance coverage and financial support to the farmers in the event of failure any of the notified crop as a result of natural calamities .6million Rabi 2001-2002 2. Benefit Grant from the government of India for risk sharing and other expenses c.72crores Kharif 2001 Rs.

Budget allocation NA e. In case of death of the insured person the widow will receive a pension for her life.Tatget Group All workers in the activities listed in the annexure to the Scheme which contains a list of 122 employments b. Ministry of Communications 1Rural Post Life Insurance was introduced to provide insurance cover at a low premium to the rural masses and to the weaker sections of the society. All sections of women in the age group of 10-75 years. Source of finance Contributions from employers ands workers at the following rates: Workers in the age group 18-35 will pay Rs. 2.100 per month Employers will pay in all cases Rs. if both the parents are dead orphan pension will be paid to the children until they attain the age of 25. c.. before attaining the age of 18years.8. Amounts varying from Rs. The scheme provides relief to insured girl in the case of death of either of the parents or both .A ten year Rural PLI scheme was also introduced under which survival benefits are aid periodically but in the event of the death of the insurant during the currency of the policy the full sum for which the deceased was insured is paid notwithstanding the survival benefits already paid.. Benefit Monthly Pension of Rs.25 to Rs.1.00.12500 will be available for loss of only one limb or one eye. Ministry of Financé Bhagyashree Child Welfare Policy This scheme is meant for girl children in the age group of 0-16 years whose parents ‘age does not exceed 60 years. An insurance cover of Rs. the balance amount standing to her credit will be paid to surviving parent /guardian. 25.200 per month d.25.14.25 if th insurance cover is taken in groups Rajarajeswari Mahila Kalyan Bima Yojana This scheme is intended to provide economic security to women.500 per month from age 60 for life In case of permanent disablement a sum of Rs.50 per month Workers in the age group 35-50 will pay Rs. There is a basic cover of Rs.000 is payable . a compensation of rs.a. 15 per annum per woman for permanent total disablement or loss of two limbs /both eyes /one limb and one eye . which will help her settle down in life.000 will be paid from the Personal Accident Policy purchased from an insurance provider and the worker shall get pension based on pension point on attaining the age of 60 years.15 per annum per child and varies from Rs. irrespective of their income occupation or vocation can be covered under the policy.100 per month The self employed in the age group 35-50 will pay Rs. On attaining the age of 18 years . The premium is just Rs.000 on payment of a premium of Rs.1200 per annum to Rs.Potential coverage 370 million workers in the unorganized sector. In the case of accidental death of the husband .2400 per annum will be payable to the surviving parent or guardian to look after the child and her education . arising out of accident . the balance amount will be paid to the girl child. In the event of the death of the girl child.

cesarean hysterectomy and removal of breast due to cancer provided that such death occurs within seven days from the date of operation . expenses incurred for legal divorce proceedings and loss /damage to household effects.3000 per person per month Rs. on account of fire. The cover also includes death during the childbirth at hospital and surgical operation such as sterilisation . flood. riot. terrorism etc.m Eligibility: monthly income of the applicant should be less than rs.Financial assistance to Eminent persons and other dependants in the field of literature.4. compensation on the accidental death of the insured will be payable to her nominee or legal heir.750 per month per fellow for two years Includes expenses on experiments in performing .3000 per month to spouse Rs600 per person Rs.to the wife.1500 p. Central quota Rs.Emeritus Fellowships to eminent artists in the field of performing literary and plastic arts To enable eminent artists to acquire more excellence /perfection in their specific field and to contribute to country’s rich cultural wealth Eligibility: Artists of national eminence : general age 60 years or more physically and mentally fit Total 30 fellowships of Rs.25 to Rs6 per woman in case of large groups and a further discount ranging from 5% to 20 % will be given as a long term discount depending upon the period for which insurance has been taken Ministry of Culture 1.m.8 to cover temporary total disablement .Health Minister’s Discretionary Grant Under this Schemes financial assistance upto Rs. literary plastic arts and related fields 3. Ministry of Home Affairs Freedom Fighters’ Pension Scheme Under the scheme a pension is paid to freedom fighters and their eligible dependants The terms “freedom fighter” and “dependant “ are defined Rates: Rs.350 per month Department of Women and Child Development Balika Samriddhi Yojana .2000 per month and the age should be more than 58 years 2.20. The premium under the policy will range from Rs.000 in each case is available to the poor and needy patients for specialized treatment and surgical interventions . arts and other similar fields of life who are living in financially hard pressed condition Financial assistance Central-State/UT quota Rs. In the case of unmarried women . There is an additional cover which could be procured on payment of an additional premium of Rs.2000 p-.

80crores in 2002-2003 Coverage NA Swayamsiddha: an integrated scheme for women’s empowerment through self help groups Benefits: Ensuring direct access to and control over resources through a sustained process of mobilization and convergence of all the on going sectoral programmes The most important component of the programme is formulation implementation and monitoring of block specific composite rojects of four to fivce ears duration through Project Implementation Agencies which may be any appropriate Government or non governmental agency nominated by the state government Source of Finance: Central Budget Budget provision: The estimated cost of the programmes is Rs. so far 17647 Selgf help groups have been formed Support to Training and Employment Programme for Women (STEP) Poor assetless women in eight traditional sectors of employment Benefit: to provide updated skills and new knowledge Source of Finance Central Budget Budget Allocation : 1934 lakhs in 2002-2003 Coverage Eleven projects estimated to benefit 16350 women have been sanctioned in 20032004 Since inception 655222 women have bene covered under 138 projects Swavalamban Poor and needy women .Object of the Scheme: To raise the status of the girl child born in families below the poverty line Under the Scheme financial help is given to families in which a girl child was born on or after 1st august 1997 The mother of the new born girl child receives a grant of Rs.3000 for class X for the girl child’s school education to be deposited in the name of the newborn girl child as a postal /bank investment The deposit will mature and be paid to the girl when she attains the age of 8 years and remains unmarried till then Source of Financing: Central Budget Budget provision: Rs1. 52016 Self help groups have been formed Swa Shakthi Rural women Benenfit: Enhancing women’s access to resources for better quality of life through the use of drudgery and tiem reduction devices . women for poorer sections of society such as scheduled castes/tribes .30 crores Coverage: So far 613 block specific projects and 33 State plans have been approved under the programme.4522 invested in a postal financial instrument for education of the girl child and to make her economically independent.186.500 and an amount of Rs. The scheme also has provision a scholarship ranging from Rs.71 crores Coverage to be implemented in seven states over a period of five years .300 for class I to Rs. health literacy and imparting skills for confidence enhancement and income generation activities Source of finance Central Budget. The Project is supported by the World Bank and the International Fudn fro Agricultural Development Budget Allocation: Estimated outlay is Rs.116.

Benefit : The object of the programme is to provide training and skills to women to facilitate them to obtain employment or self employment on a sustainable basis Source of Financing : Central Budget Budget Provision: NA Coverage: As many as 902 projects including 262 continuign projects benefiting 58458 women have been sanctioned during the first three years . medicine and recreation Source of finance Central Budget This is a grant in aid scheme Rs. Krishna Tirathin her welcome address said thatRape is one of the most violent forms of crimes against women.5% over the previous year. and Child Development.Smt. Krishna Tirath. which must be addressed so that she is able to lead a dignified and meaningful life.18480 is paid by Government per crèche per year Budget provision Rs. which not only impacts her bodily integrity but in the long-run. Eleven projects estimated to benefit 16350 women have been sanctioned during the current year Creches /Day Care Centres for children of Working and Ailing Mothers Parents whose income is less than Rs1800 per month Benefit: Provides day care services to children in the age group 0-5. a total of21.11 lakh children About 33 lakh children were benefited under the scheme in 2003=2004 Rape Victims Rehabilitation Scheme By : jyoti on 15 December 2010 Print this Parliamentary Consultative Committee of Ministry of Women & Child Development Discusses Rape Victims Rehabilitation Scheme The Consultative Committee of the Parliament attached to the Ministry of Women and Child Development held its meeting inNew Delhitoday under the Chairmanship of Smt. A total of21. She further informed the members that the National Crime Records Bureau data shows that the incidence of rape in the country is increasing.467cases of rape were reported in 2008 alone. According to the provisional data of 2009. Minister of State (Independent Charge) of the Ministry of Women. and affects her life and livelihood. The facilities provided include sleeping and ay care facilities supplementary nutrition immunization.397cases had already been reported . The victim of rape suffers mental and psychological trauma.23crore Coverage: There are at present 12470 creches providing services to around 3. impairs her capacity to develop meaningful personal and social relationships. which constituted an increase of3.

An analysis of the data reported in 2008 shows thatMadhya Pradesh reported the highest number of cases (2. During this period.In 2008. medical and legal aid. their percentage was similarly high at57. followed by Maharashtra (1558).7%(11. Through the amendments in 2009. therefore.P.during the year.P. Another significant and worrisome aspect of the data is thatin as many as91%(19. for compensation of victims of crime. The lowest number of cases was reported from Nagaland (19) andSikkim(20). It is this principle of restorative justice that must form the basis of efforts to address the trauma that the affected woman goes through and may entail not only financial assistance but also various support services such as counseling.542) of the cases. Out of these. in 2007. keeping in view the injury that is often suffered by the victim of a crime.While it is essential to provide punishment to the perpetrators of such heinous crimes. .C.309cases of incest rape were also reported.7% of total such cases reported in the country.C. including to that of rape.299). Section 357 of theCr. Although the criminal law is not traditionally geared towards providing relief to victims. 376 and 376A-D of the Indian Penal Code constitute the legal framework that deals with the offence of rape and provides for its punishment. which casts a responsibility on the State Governments to formulate a Scheme in coordination with the Central Government. Rajasthan (1355) andBihar(1302) cases. Women from all age-groups have been victims of rape although it is the women in the agegroup of18-30 years. respectively. West Bengal and Uttar Pradesh reported 2263 and 1871 cases.2%(12.1%cases.984). it is imperative that the victim is restored to a position of dignity and self-confidence. the offenders were known to the victims. These criminal law provisions provide for punishment of the accused and the penalties therein are envisaged to act as a deterrent. a new Section 357A was introduced in theCr. neighbours were involved in33. the total percentage of rape victims in the age-group 18-30 years was57. continue to be most vulnerable to the crime of rape. Sections 375.937) accounting for 13. who may be more visible in the public sphere. shelter. A Scheme for Rehabilitation of Rape Victims of the Ministry of Women & Child Development is in the final stages. enables the courts to award compensation to victims of various crimes.Assam(1438).

NGOs. 2010. medical aid.30 lakhs to address her long-term needs and giving her support towards restoring her confidence (ii)Provision for enhancement in special cases:In certain special cases involving minor girls or mentally challenged/handicapped women who may need specialised treatment and care or women who become infected with STDs. members of the judiciary and police. In this background. Relief and Rehabilitation of Rape Victims organised by the Ministry of Women & Child Development on 7thMarch. (i)Reliefs envisaged under the Scheme:Under the Scheme. Union of India and otherswrit petition (CRL) No. lawyers. the quantum of assistance may be enhanced up to Rs 3 lakhs by the State Board on a reference from and in consultation with the District Board. Salient Features of the Scheme are:The scheme proposes to cover women and minor girls who are victims of rape. Support services such as shelter.to take care of her immediate needs. and Final financial assistance of Rs 1. (iii)Assistance to legal heir(s):In case of death of the affected woman. Finally. the draft Scheme was discussed in detail at the National Consultation on Access to Justice. The Supreme Court observed that having regard to the Directive Principles contained in Article 38(1) of the Constitution.Recognizing this. frequently incur substantial financial loss and in some cases are too traumatized to continue in employment.000/.000/. as rape victims besides the mental anguish. select District Magistrates. a comprehensive Scheme titled theFinancial Assistance and Support Services to Victims of Rape: A Scheme for Restorative Justiceto provide financial assistance and various support services to victims of rape has been formulated. education and vocational training depending upon her needs. an affected woman shall be entitled to: Interim financial assistance to the affected woman of Rs 20. Legal heir(s) is also entitled to financial assistance where death of the affected woman has resulted as a consequence of rape.the Honble Supreme Court inDelhi Domestic Working Womens Forum Vs. HIV/AIDS or get pregnant or on any other ground.can be provided for these support services.counselling. State and national . The National Commission for Women held wide ranging consultations with various stakeholders such as womens organisations.362/93 had directed the National Commission for Women to evolve a scheme so as to wipe out the tears of unfortunate victims of rape. (iv)Establishment of Authorities under the Scheme:The Scheme envisages the setting up of Criminal Injuries Relief and Rehabilitation Boards at the district. it was necessary to set up a Criminal Injuries Compensation Board. her legal heirs including minor children shall be entitled to Rs 1 lakh as assistance in case she was a non-earning member or Rs 2 lakhs in case she was an earning member of the family. Assistance ofuptoRs 50. legal assistance.

The proposed Scheme was approved by EFC on 19thOctober. the Scheme provides that:(a)Application for assistance is to be filed in a simple and easy to useproformawithin 60 days (b)The police have an obligation to forward every FIR. The Scheme has been included in the 11thPlan. thereby ensuring that the victim does not have to undertake the tedious task of approaching the relevant authorities (d)The interim relief and support services are to be provided within 15 days & not later than 3 weeks (e)The final assistance of Rs 1. which recommended the launch of the Scheme. . The National and State Boards would have the power to undertakesuomotoinquiry into complaints and refer the case to the relevant District Board. meeting the expenses incurred for providing the support services and for payment of sitting fee and TA/DA of non-official members of the Boards. for the year 2011-12 towards providing financial assistance.The State Government will further disburse the funds to the District Boards. Representatives from various Government departments. (v)Easy procedures devised:In order to ensure that women are able to get the benefits under the Scheme with minimum constraints. It is proposed to launch the proposed Scheme as a Centrally Sponsored Scheme with 100% Central funding during the 11thPlan period at an estimated expenditure of Rs 149 cr. (vii)Other provisions:There is a provision for rejection of claims to guard against misuse of the Scheme. medical professionals and eminent civil society experts would constitute the Boards. the Board may call for them from the concerned authorities. The Finance Ministry has also concurred with the proposal. 2010. harassment and delays.levels. where recording of evidence has been delayed for reasons beyond her control (vi)Devolution of Funds:The funds would devolve as grant-in-aid to the State Government. once an application is filed.30 lakhs is required to be provided within1 monthof her evidence in criminal trial or 1 year of filing the FIR. on the recommendation of the National Board. Medical Report & Preliminary Investigation Report within 72 hrs to the District Board. The Scheme also provides for periodic monitoring and evaluation of its implementation by the Government. While the National and State Boards would be primarily responsible for coordinating and monitoring implementation of the Scheme. which would be drawn by the District Collector/District Magistrate who is the Chairperson of the Board. (c)In case the above documents are not received from the police. The process of obtaining necessary approvals from the Planning Commission for release of funds under the Scheme is being undertaken. the District Boards would decide the claims made under the Scheme and provide financial assistance as well as order such other support services as may be essential for the victim.

if an advocate ceases to practise as a result of permanent disability the Trust Committees may pay such member a similar amount as would be payable to him according to his length of practice The trustee committee may also take a Groups Life Insurance policy on the life of the embers of the fund and may use the funds for construction and maintenance of common facilities for them Ten percent of the total annual subscription will be spent on the construction or maintenance of such common facilities Source of Financé 20 percent of the annual enrolment fee of the advocates will be remitted to the fund Other sources will include contribution from the State Bar Council or voluntary donations or contributions from the Bar Council of India or associations of Advocates and sums collected by way of sale of welfare stamps to be affixed on the vakalatnama to be filed by every advocate The major source of financing for the fund will be the compulsory fixation of stamps on vakalatnama Ministry of Social Justice: Integrated Programme for Older Persons . membership of the Fund is compulsory for every advocate Benefit Ex gratia grant to a member in case of his/her hospitalization or involvement in major surgical operation or suffering from serious disabilities caused by tuberculosis leprosy paralysis cancer and other similar diseases. Journalists Welfare Fund Target Group: Working journalists Benefit: One time ex gratia relief of an amount of Rs. Every advocate who has been a member of the fund will entitled to receive an assessment of his/her practice certain according to the length of his /her practice However. Smt. Members from Lok Sabha ShriEknathM.BimlaKashyapSoodfrom Rajya Sabha attended the meeting.JaishreebenPatel and Smt.Galkwad.It is proposed to evaluate the implementation of the Scheme before the 12 thPlan and to consider sharing of costs between the Centre and the States at that stage.JhansiLaxmiBotcha and Smt.1 lakh may be paid to the victim of permanent disability or dependants of the deceased Source of funds Grant made by government of India Donations Income from investments Budget Allocation NA Potential coverage The scheme may be converted into a social security schem with provision for additional benefits and additional sources of financé Advocates Welfare Fund Target Group: Advocates all over the country.

PAN card.1000 subject to the condition that the balance in all accounts does not exceed Rs.15 lakhs Transfer of account is available if the depositor shifts home with a transfer fee of Rs. particularly the infirm.1 lakh Larger amounts have to be deposited by cheque. Deposits upto Rs.2250 at the end of each quarter . At the option of the depositor interest can be credited to his account Unclaimed interest will not earn any interest but it can be automatically credited into a savings account in the same post office All post offices with cash transactions will accept deposits in cash upto Rs. Finaicla assistance has been given for 222 oldage homes. such extension will be presumed and deposit . They can also declare on the application form itself that they donot have a PAN . Those 55 and above who have opted for voluntary retirement are also eligible.15 lakhs are guaranteed nine percent interest. particularly those engaged in Agriculture non formal sector. 201 day care centres. destitute. particularly shelter for destitute elderly • Promoting income security needs of older persons. Those without PAN can produce an attested copy of a PAN application. and the widows among them . 1 lakh will earn returns of Rs. A joint account can be opened with a spouse who need not be 60 years of age. Any person aged 60 or above can open the account . An account can be continued for a further period of three years by applying within one year from the date of maturity. The deposit earns nine percent interest a year. For instance a deposit of Rs. Even if there is no application. The depositor can use a nomination form. broad based interventions targeting the family and the community shall also be undertaken within the context of improving the quality of life of older persons Benefits The Programmes has several components including the following: • Facilitating and improving the health care of older persons • Attending to housing needs of of Older Persons. The depositor can operate more than one account in multiples of Rs. and two photographs .5 per lakh No withdrawal is allowed before five years from the date of opening a deposit. and those living in rural areas. June 30 September 30 and December 31.Target Group: While the basic thrust will be on older persons of age 60 and above . The latter have to open an account within three months of retirement.27crores in 2002-2003 Coverage About 863 oldage homes /day care centers/mobile medicare units are operational under the Scheme. and 27 mobile medical units in different parts of the country during the year 2002-2003 Senior citizens’ Scheme The differential interest scheme for senior citizens introduced in the Union Budget for 20042005 is now available through post offices. • Providing institutional as well as non institutional care/ Services to the older persons Source of Funding This is grants in aid scheme Upto 90% of the cost of project will be provided by the Government of India and the remaining shall be borne by organizations/institutions concerned Budget Allocation Rs18. The depositor has to produce a proof of age certificate. payable quarterly on March 31.

Hospitalisation benefit Reimbursement of expenses incurred by the insured towards hospitalisation including accommodation and nursing attendance . 90% of the cost of the project subject to a ceiling of Rs. particularly those without homes and family ties and children especially vulnerable to abuse and exploitation such as children of sex workers and children of pavement dweller etc.87. A depositor who avails himself of the facility if extension of account is permitted to close the accouht after one year without any deduction. If the accout is closed after one year but before two years. fees of surgeons and other special services subject to certain limits (4) Maternity Benefit Source of Finance: an annual premium of Rs120 payable under the Scheme will be shared between the Central Government State government and the weavers at the rates of Rs. Premature closure is allowed after one year from the date of opening. • Establishment of 24 hours drop in shelters for children with facilities for night stay .15 lakhs) is provided by the Government and the balance by the organization /institution concerned Budget Allocation: NA Coverage Since inception of the scheme 1. bathing. latrines first aid and recreation • Mobilising preventive health services and providing access to treatment facilities (Health care and treatment) Source of finance This is a grant in aid programme. safe drinking water. Post maturity interest at the post office savings bank rate will be paid if the account is retained before maturity Integrated programme for street children Street children . Benefit : The programme has several components including the following: • Contact programmes offering counseling. Rs40 and Rs20 Coverage: NA Insurance Schemes for Powerloom Workers Powerloom weavers aged between 18-59 .5 percent of the deposit will be deducted and if the account is closed after two years oen percent will be deducted.60.000 Permanent total disability Rs1 lakh (3).500 street children have been extended help through 230 organisations in 22 States /UTs Ministry of Textiles New Insurance Scheme for Handloom Weavers Benefits: (1) The United India Insurance Company will indemnify the insured for loss of loss or damage to dwellings and the contents thereof due to fire lightning etc. (2) Persons in the age group of 18-60 will be covered for the following personal accident benefits : When death occurs within six months after injury Rs. 1.continued. guidance and referral services to destitute and neglected children aimed at their eventual withdrawal from alife on the street.1 lakh If within six months the injury result in irrecoverable loss of sight of one eye or loss of one limb Rs50.

25 Central Government Rs. 2003.100/Social Security Fund R. warping and sizing.per annum per member contributed as follows: Artisan/Khadi Institution /KVIC Rs.000 Disability Cover Rs50.60). 2003 • The Khadi Institutions registered with KVIC act for and on behalf of the Khadi Artisans in all matters relating to the scheme. winding.50 Artisans Rs. • Power loom Workers aged between 18 and 59 years and below poverty line or marginally above the poverty line are eligible to be covered.000 Source of Finance: Under the Janashree Bima Yojana the premium will be shared among the Central Government (Rs. The scheme is applicable to the families of power loom workers engaged in activity of weaving on power looms and in allied pre-weaving/preparatory activities like twisting. • Self employed Khadi Artisans associated with Khadi Institutions affiliated to KVIC/State and UT. the LIC (Rs100) and the beneficiary(Rs40) Under the Group Insurance Scheme the premium will be shared as follows: LIC 50% Beneficiary 35% Central Government: 15% Coverage: 30. In addition there is a Group Insurance Scheme under which the following benefits will be paid: Death cover Rs80. disability and accident benefit as applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog Yojana are applicable to scheme. • The scheme is a combination of (1) Janashree Bima Yojana. (2) Ordinary Group Insurance Scheme. BIMA YOJANA FOR POWERLOOM WORKERS • The Scheme for power loom Workers was launched from 1st July.KVI Boards aged between 18 years and 59 years living below and marginally above poverty line are eligible to be covered.200/. Members are given an option of choosing either of the schemes or both. Self employed weaver families owning not more .100/• Death. • Premium of R.000 workers in the first year Khadi and Village Industries Commission Insurance Policy for Village Artisans Village Artisans Benefit: Coverage Under Janashree Bima Yojana Source of Finance: The premium will be shared as follows.25 Budget probvision NA Coverage 14 lakh workers KHADI KARIGAR JANASHREE BIMA YOJANA • Khadi Karigar Bima Yojana wa launched on 15th Auguts.Benefit: As under Janashree Bima Yojana. LIC Rs100 Khadi institutions Rs.

per annum per member is contributed by: Govt. Family for the purpose of the scheme shall be the beneficiary and his/her spouse and only one of them shall be eligible for coverage.100/Rs.000/( This is over and above the benefit available under Janashree Bima Yojana) The life cover starts from the date of receipt of members’ share. claims Will be settled only after receipt of Govt’s share of premium. Rs.30.40/Social Security Fund Rs. disability and accident benefit as applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog Yojana are applicable to scheme.100/• Rs.per annum per member is contributed for Add on Group Insurance Scheme equally by Govt. However.200/. 2003.000/The life cover starts from the date of receipt of members’ share. Members are given an option of choosing either of the schemes or both. • Self help groups (SHGs). of India through Textile Commissioner and member. • BIMA YOJANA FOR HANDLOOM WEAVERS The scheme was implemented all over India from all P&GS Units in the month of March. • Under Janashree Bima Yojana: Death. NGOs and Co-operative Societies will approach P&GS units for taking over under these schemes and will act as Nodal Agency. Natural death (as well as accidental death) Rs. 2004 .180/-per annum per member is contributed for Add on Group Insurance Scheme equally by govtr. of India through office of DC (Handicrafts) Rs.60/Member Rs.40/Social Security Fund Rs. disability and accident benefit as applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog Yojana are available. Under Add on Group Insurance Scheme: Natural death (as well as accidental death) Rs. • Rs. Under Janashree Bima Yojana: Death.180/.30.60/Member Rs. BIMA YOJANA FOR HANDICRAFT ARTISANS • Bima Yojana for Handicraft Artisans was launched in July.• • • • than 4 looms are also eligible. It is a combination of Janashree Bima Yojana and Ordinary Group Insurance cheme. • Handicraft Artisans between age group of 18 and 59 years are eligible to join the Scheme. • Under Add on Group Insurance Scheme.per annum per member is contributed by: Govt. Of India through office of DC (Handicrafts) and member.200/. • The units are required to issue separate Master Policies for i ) Janashree Bima Yojana and ii) Ordinary Group Insurance. of India (Through office of Textile Commissioner) Rs.

of India (through Human Resources Development Dept.180/-per member per annum is contributed equally by member as well as Development Commissioner (Handlooms). of Women & Child Welfare.60/Member Rs.• • • • • • The scheme is a combination of Janashree Bima Yojana and Ordinary Group Insurance Scheme. Handloom Weavers between age group of 18 and 59 years are eligible to join the scheme.under Janashree Bima Yojana is contributed by: Govt. Members are given an option of choosing either of the schemes or both. New Delhi • • Under Janashree Bima Yojana: Death.200/. It is called ‘Anganwadi karyakartari Bima Yojana • The scheme provides life insurance protection along with certain femele critical illness benefits to the • Each State Government/Union Territory Administration will identify and nominate the appropriate Nodal Agency to act for and on behalf of the insured members in all matters relating to the scheme • Aanganwadi Workers and Helpers aged between 18 and 59 years are covered through a one year renewable GROUP TERM ASSURANCE SCHEME.80/- .280/. from all the P&GS Units from 1st April. • Under Ordinary Group Insurance Scheme: Natural death (as well as accidental death) Rs. disability and accident benefit a applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog yojana are available.100/Social Security Fund Rs.40/Social Security Fund Rs. The scheme is implemented all over India. of India through Office of DC (Handlooms) Rs. The premium of Rs.) Rs.per member per annum is contributed as follows: Govt. • The premium of Rs.30. 2004. GROUP INSURANCE SCHEME FOR AANGANWADI WORKERS AND HELPERS • The Group Insurance Scheme for Aanganwadi Workers and Helpers has been finalized with the Dept.000/(In other words in case of accidental death no additional benefit is payable). The life cover starts from the date of receipt of members’ share.100/For Ordinary Group Insurance Scheme Premium of Rs. 100/Aanganwadi Worker/Helper (for providing critical illness benefit) Rs. The office of the State Director-in-charge of Handlooms & Textiles and its subordinate offices in the field shall be the Nodal Agencies for implementation of the scheme. Ministry of Human Resource Development. The units are required to issue separate Master Policies for i) Janashree Bima Yojana and ii) Ordinary Group Insurance.

• Rs.50. for a maximum of four years.200/.1 2002-2003 40.per quarter payable to the children of members covered under Janashree Bima Yojana (maximum of two children per family).2 37.100/• Death.9 31.100/Social Security Fund Rs. disability and accident benefit as applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog Yojana are available.7 37. disability and accident benefit as applicable to Janashree Bima Yojana including benefit under Shiksha Sahayog Yojana are applicable to scheme.72 37.5 2001-2002 407 35.per annum per member is contributed by: Govt.300/. studying in 9th to 12th standard (including ITI courses).000/(b) Death or Total Permanent Disability due to accident Rs. JANASHREE BIMA YOJANA FOR PRIMITIVE TRIBAL GROUPS The Scheme for Primitive Tribal Groups• Primitive Tribals aged between 18 and 59 years and below poverty line or marginally above poverty line are eligible to be covered.000/© Permanent partial disability due to accident RS.000/.20.6 43.000/Shiksha Sahayog Yojana: Scholarship of Rs.95 .3 2003-2004 Rate of Growth on GDP 65. • The benefits under Janashree Bima Yojana and Shiksha Sahayog Yojana are as underJanashree Bima Yojana: (a) Death (other than by accident) Rs.20.The benefit is available only on death/disability/affliction by certain critical illnesses described below.is payable on the diagnosis of invasive cancers (malignant tumor). The two components of the above scheme are as under: Present Janashree Bima Yojana of LIC of India Certain benefits of Female Critical Illness • Under Janashree Bima Yojana: Death. • Female Critical Illness (FCI) Benefits: An amount of Rs. Financing of Social Protection • Social Sector Spending as percentage of total expenditure State Mizoram Gujarat Assam 35.4 14.75 14.25. of India (Through Ministry of Tribal Affairs) Rs.

8 38.85 -11.65 4.2 34.3 34 29.99 3.12 .5 38.4 34.6 16.2 36.2 34.18 10.6 33.2 35.6 43.6 30.3 33.5 37.1 21.4 30 35.7 28.2 25.43 -13.57 1.2 33.96 -2.1 18 48.7 30.80 2.30 1.8 35.6 25.92 5.33 -0.4 28.8 31.6 37.4 33.9 28.99 1.7 37.9 40.2 14.5 40.2 42.1 17. Bihar J&K MP.33 3.1 35 37.6 34.4 39.5 35. Tripura Arunachal Jharkakhand 34.1 20.32 2.67 -1.4 21.69 6.49 5.2 35.4 46.13 -4.05 -10.6 31.3 32.4 38.8 30.5 47 34.9 30.2 37 35 28 44.P.3 36.3 30.7 38.7 34.9 33.8 40 26.59 0.Delhi Meghalaya Rajasthan Tamilnadu AP Kerala Sikkim Chattisgarh Maharashtra Karnataka Uttaranchal Nagaland Goa Punjab Orissa Haryana H.2 50 40.5 40.81 2.9 23.42 0.1 40.

Manipur W.56 -17.3 33.2 35 31.7 26.5 -14.3 31 30. Over the last three years The figures in the last column represents States growth in the corresponding period in terms fo economic indicators that constitute the GDP Source. The policy covers coconut palms against pest attack natural calamities . Part B covers market value from the 8th year onwards The sum assured will vary with the age from Rs 75 to Rs.9 35.3 25.B UP All India 26 34. fire and riots The cover is divided into two parts: Part A covers input cost upto seven years . RBI Report on State Finance Vande Mataram Yojana This is a glowing example of the unique partnership between the government of India and the private sector Under this Yojana doctors of the Federation of Obstetricians and Gynaecologists Society of India who have responded to the appeal of Union health & Family Welfare Minister will volunteer on the 9th day of every month to do free check up of expectant mothers and provide ante natal post natal care free iron tablets TT injections and other contraceptives.5 27.13 0 The above table represents the percentage of expenditure allocated by states to public services like health education etc.1 32. There will be a special Vande Mataram board at the clinic of every private doctor voluntarily working for this Yojana (Advertisement put out by Ministry of Health & Family Welfare in February 2004) Coconut palm insurance Oriental Insurance Company has introduced a novel insurance scheme for coconut palms providing a comprehensive cover on the basis of market value including yield loss The scheme will be implemented initially in AP and depending on the success it will be extended to other States.87 -22.2000 per palm .

practical ideas & time-frame for execution for the Ministries is required to be monitored by the NCOP & the Inter Ministerial Committee set up by the MSJ&E. Some of the Ministries have already initiated action on devising facilities & welfare schemes for the senior citizens. The implementation of Action Plan with clear job responsibilities.Welfare Schemes & Facilities for senior citizens : The Action Plan 2000-2005 drawn up by the Ministry of Social Justice and Empowerment (MSJ&E) in consultation with the National Council for Older persons (NCOP) requires various Ministries to take action along the lines envisaged in it. which have been compiled & consolidated User Friendly Document at one place for the users use and are given hereinafter: • Ministry of Social Justice & Empowerment • Setting up of • Old Age Homes • Day Care Centres • Mobile Medicare Units through Grant in Aid to NGOs/ Voluntary Organizations • Ministry of Finance • Higher Rate of Interest • Personal Loan Scheme for Pensioners • Ashrya Deposit Plan • Higher Returns • Income Tax concession • Varistha Pension Bima Yojana • New Jeevan Akshay • Ministry of Civil Aviation • 50% Discount in Air Travel (subject to certain conditions) • • Ministry of Railways • 30% Discount in Rail Travel Ministry of Road Transport & Highways • Road Travel concession in State Transport Buses • Chandigarh • Delhi • Kerala • Maharashtra • Punjab • Rajasthan • Ministry of Law & Justice • Free Legal Aid • Subordinate/ High Courts • Supreme Court • Legal Aid Help-Line .

Eligibility : Persons having the age of 60 years and above.2001. Food & Public Distribution • Antyodaya Programme • Ministry of Health • Sunday Clinic in Delhi DETAILED INFORMATION OF THE WELFARE SCHEMES & FACILITIES FOR SENIOR CITIZENS • • Ministry of Social Justice & Empowerment: Scheme : Integrated Programme for Older Person o o o o o Benefits :Providing support for the capacity building of senior citizens by establishing and Popularise the concept of life through re-inforcement & strengthening of the ability & Productive ageing. Generating greater awareness on issues concerning older persons.05. 15.• Speedier Disposal of Cases • Maintenance of Older Parents • Ministry of Rural Development • Schemes Transferred to States (2002-03) • State Pension Scheme • Annapurna Ministry of Consumer Affairs. Scheme : Construction of old Age Homes & Multi Service Centres Benefits : Provide assistance for construction of old Age Homes & Multi Service Centres to Panchayati Raj Institutions. maintaining Old Age Homes. Preparation of old age. Ministry of Finance • Reserve Bank of India (RBI) Scheme : Higher Rate of Interest regulated by RBI on saving schemes of senior citizens.5 % higher rate of interest on fixed deposit of senior citizens aged 60-65 years and 1% to senior citizens above 65 years of age. Day Care Centres. 364 Old Age Homes. Benefits : W. RBI desired o Prompt service to senior citizens. Mobile Medicare Units and Non-Institutional services. 0.e. Voluntary Organizations and Self Help Groups. 311 Day Care Centres and 61 Mobile Medicare Units and 2 Non-Institutional services exist under both the schemes. . commitment of the family to provide care to older persons. o • Banking Division The list of organizations receiving grants under this schemes is at Annexure II.f.

Display on the Notice Board "No queue for Senior Citizens".Any other document acceptable to the Bank.o o • Special arrangements for efficient counter services to the pensioners while disbursing pension. Scheme : Ashrya Deposit Plan for senior citizen Eligibility : Senior Citizens of 60 years and above. How much you can invest : Minimum : Rs.5 % Higher Rate of Interest on Term Deposits.75% above the base rate as applicable from time to time. Free Remittance of Retirement Dues to any branch of PNB at a place to which the Senior Free Collection of retirement dues in respect of Retired Govt. • Punjab National Bank Senior Citizen Plan Scheme : Personal Loan Scheme for Pensioners. widows/widowers. . Immediate credit of outstation cheques up to Rs.Passport.LIC policy. 1 depositor. . Canara Bank Citizen hails or plans to settle down after retirement. . • High Returns: Scheme : A rate of interest of 0. and Armed Forces. their New attractive passbook containing facilities available to Senior Citizens.000 payment of interest: At the time of maturity or at quarterly interval or monthly interval (at discount rate). 1. 10.000/Maximum : No ceiling. ./Public/Private Sector Employees. Free cheque books and collection/discount of pension bill/cheques for freedom fighter.Pension payment order.Birth certificate issued by authority. State Bank of India Scheme : Deposit Scheme with Differential rate on Term Deposit/Special term deposit of one year and above. Documents required : Proof of age: A certified copy of any one of the following secondary school leaving certificate . Eligible Account : Domestic Fixed Deposit and Kamdhenu Deposits. Benefits : o o o o o o o o o • 0. Free discount.Voter identity card.000/-. Free nomination facilities and many more on maintaining specific balance. Free collection of cheques (condition apply). collection of pension bill/cheques of pension retired from Central/State Govt. as specified by the depositor. Eligibility : Senior citizens of 60 years and above. . Conditions for Availing: Joint Account with other senior citizens or with other persons below the age of 60 subject to the senior citizen as No.000 and thereafter in multiples of Rs. 1. . Eligibility : Senior citizens of 60 or above Conditions for Availing : Minimum amount: Rs. 15.

Revised to Rs.000 in the budget 2003-04 under section 80 D.000 • Air Travel Ministry of Civil Aviation • Indian Airlines Scheme : 50 % discount on normal economic class fare for all domestic flights to Indian senior citizens subject to certain conditions. 15.000/.Round trip/Circle trip journey permitted .000 Rs. Minimum Purchase Price: last birthday birthday 25.Period of deposit : 15 days to 120 months Benefits : o o o • Loan against easy liquidity deposit permitted Nomination facility available for fresh deposit Renewals scheme available Income Tax Department • Tax Concession Scheme : Income tax rebate of up to Rs.Ration Card Conditions for Availing: .Voter ID .or actual tax. Insurance Division Scheme : LIC. Eligibility : Indian male senior citizens of 65 years and above. Document Needed : Age proof Voter ID . o Exemption from "One by Six" Scheme for the senior citizens while filling their income tax return under Proviso section 139 (1). Document Needed : Proof of age: (Any one of the following) .'Varistha Pension Bima Yojana' Eligibility : Persons aged 55 years and above. 250 of entry: entry: 40 years 79 years last Price: Rs. Medical Insurance premium up to Rs. Indian female senior citizens of 63 years and above.Permanent Account Number (PAN) How to Avail : Contact the income tax department and fill in the form 2(c).Only Indian National residing in India .000/Eligibility : Senior citizens of 65 years & above during the relevant previous year.Minimum Annuity Instalment: Rs. PSF. Insurance Charges applicable.Driving License . 25. 1. 20.Minimum stay of 7 days at destination .Re-routing not permitted . Benefits : Guarantee an annual return of 9 % in the form of monthly pension scheme. Scheme : New Jeevan Akshay Eligibility : Minimum age Maximum age of Minimum Purchase Conditions for availing: . o • Separate counter for senior citizens for submission of Income Tax. Full IATT.Ration Card . whichever is less under section 88.53 lakh from income tax. 15. thereby exempting their income up to Rs.

.Fill up the prescribed form . .Ration Card . .Date of birth certificate . How to Avail : . • Ministry of Railways • Rail Travel Scheme : 30 % discount in all Mails/Express including Rajdhani/Shatabadi/Jan Shatabadi trains. . Document Needed : Age proof How to Avail : . . corporation or municipality Conditions for Availing : To travel a distance of 500 km or more.LIC policy. Document Needed: .Two recent passport size photographs Conditions for Availing : .Government Organisation . .Photocopy of the document on residence proof .Fill up the prescribed form .Apply on a plain paper. Females of 63 years & above.Voter ID/ Driving License .Confirm tickets to be purchased at least 7 days prior to departure.Ration Card .Passport. • Sahara India Airlines Scheme : 50 % discount on basic fare for all domestic flights in economy class Eligibility : Senior citizens of 62 years & above.To make an advance booking before 7 days.No prescribed form. How to Avail : . .Passport/Educational Certificate .Certificate from Employer of Public Sector Undertaking .Birth certificate issued by authority.Enclose a minimum stay proof. Document Needed : Proof of age: A certified copy of anyone of the following Secondary School Leaving Certificate. . .Apply on a plain paper with a proof of age • Jet Airways: Scheme : 50 % discount on basic fare for all domestic flights in economy class Eligibility : Senior citizens of 65 years & above.No prescribed form.Attach an attested copy of passport.. Air India : Scheme : 55 % discount on the domestic basic day fare for travel on Air India operated sectors in India. Eligibility : Males of 65 years & above.Agency of bodies like panchayats.Driving License .Attach a proof of age.Certificate from local government institution .Voter identity card. Eligibility : Senior citizens of 60 years and above.Apply on a plain paper with a proof of age. Document Needed : Age Proof: Only Passport How to Avail : . . .To show a minimum stay of at least 7 days.

• • Reservation of two seats for the senior citizens in the front row of the Delhi.Apply on the prescribed application form . Document Needed : Age proof Voter Card/Ration Card How to Avail : . o o o Ministry of Law & Justice • Free Legal Aid • Subordinate Courts/ High Courts: Delhi . • Road Travel Concession: Delhi Scheme : Concession on all route bus passes. Eligibility : Older persons who were freedom fighters. . Kerala and Tamil Nadu State Road Transport Buses. Around 8-10 seats reserved for senior citizens in only one of the compartments of the local trains in Mumbai Ministry of Road Transport & Highways • Road Travel Concession: Chandigarh Scheme : 50 % travel concession in state buses to senior citizens. Goa for senior citizens.How to Avail : .Show a original proof of age.Condition for Availing: Discount applicable on monthly passes only • Road Travel Concession: Kerala Scheme : Free pass to travel in state buses. Telephone No. Eligibility : Senior citizens of 65 years and above.Apply on the prescribed form . 1330 (Enquiry in English) Telephone No. Eligibility : A person of 65 years and above. • Road Travel Concession: Maharashtra Scheme : 50 % concession in Maharashtra State Road Transport Corporation (MSRTC) buses. • Road Travel Concession: Rajasthan Scheme : Concession of 25 percent in Rajasthan State Road Transport Corporation (RSRTC) Eligibility : A person of 65 years and above.Show a proof of age at the concerned counter. 5 % reservation of seats in buses of Kadamba Transport Corporation (KTC). Document Needed : Age proof: Voter I-Card/Certificate from the Tehsildar • Road Travel Concession: Scheme : Free travel in state Eligibility : A person of 60 years and above. o Reservation of Seat in State Buses: Punjab buses. Eligibility : Older persons of 65 years and above. 1335 (Enquiry in Hindi) Scheme :Separate counter for senior citizens for purchase/booking cancellation of tickets by Indian Railways.

Income proof on Rs. Appointment of Advocates.non-judicial paper with affidavit. Punjab .C.L. Expense on typing & preparation of Petition. 30. Scheduled Tribe. 10/. Grant of Court Fee. 23070345 Cases Age. Delhi.Rs. .A: .000 The matter of revision of ceiling is under process in most of the other states. Orissa. Haryana. 1956. Meghalaya. 25. How to File an application Attach either a proof of age or an affidavit in the Avail concerned • Maintenance of Older Parents The right of parents without any means to be supported by their children having sufficient means has also been recognized by section 20(3) of the Hindu Adoption and maintenance Act. 18. Proof of Age : Non Applicable Legal Aid require to file Suit/ Application u/s 125 G. / Civil Writ/Criminal Writ/Crl. 12. No income limit in case of Scheduled Caste. Maharashtra.000. Eligibility for Income Limitation Andhra Pradesh. Himachal Pradesh assembly passed a Parents Maintenance Bill in 1956 where a simple procedure was introduced for parents being ignored by their children to be given maintenance and the additional commissioner has appellate authority so that decision can be taken and cases disposed off promptly bringing justice and relief to older persons without loss of . Matter (state the category) How to Avail Fill up a form given by the Attach a proof of income. Himachal Pradesh.Form available with the Delhi Legal State Authority (DLSA) • Supreme Court Scheme : Free Legal Aid Eligibility : Any persons irrespective of age with an annual income of less than Rs.000/ to Rs.000 Gujarat . Documents Needed : Income proof on Rs.000 to Rs. Sikkim and UT of Chandigarh . : court • Speedier Disposal Scheme : Accord priority to cases & ensure their speedier disposal.000/.by the central government. 12. Documents Needed : . Document and other expense incidental to litigation. The income limit raised to a range of Rs. 50. handicapped & women. Rajasthan.P.Proof of Age: Non Applicable . Document Required : Proof A person without a proof of age can also avail the facility. 10/.S. if one does not belong to the exempted category. 50.Scheme : Free Legal Aid o o o o o o o o o o o Legal Services Available Counseling and Reconciliation.non-judicial paper with affidavit.Rs. Mizoram. Legal Delhi 23073132 Aid Helpline : of of D.000.enhanced ceiling from Rs.

Conditions for Availing: Must have an account in a nearby bank or post office Annapurna Scheme : Free food grains (wheat or rice) up to 10 kg. Eligibility Criterion : o Senior Citizens of age varying from 60-65 years & above for different states. Scheme o o o For a handicapped individual is 55 years & above. Should not be getting any other economic help.per month on getting proof of neglect or respect. Document needed : Proof of age : Birth Certificate/Voter ID/Ration Card Declaration on a plain paper with two neighbours signing as witness and duly attested by the local MLA. 500/. The government of Maharashtra and Goa had also prepared a bill on similar lines. How to Avail : File an application in the concerned court • Ministry of Rural Development • Schemes transferred to states (2002-03) Scheme : State Pension Varying levels of pension are available in various states. Scheme : Legislative provisions for the protection of Elderly. 1973 makes incumbent on persons to maintain his/her father or mother unable to maintain himself / herself A first class Magistrate may order for making a monthly allowance of Rs./month Eligibility : Destitute elderly of 65 years and above.time. Conditions for availing : Older persons otherwise eligible for pension but are not receiving it and whose sons are not residing with them. . Resident of a particular place for at least 5 years. Relief : Section 125(1) D of the Criminal Procedure Code.