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CENTRAL FINANCE COMPANY PLC

CASH FLOW STATEMENT

For the six months ended 30th September

Cash flows from operating activities


Interest receipts
Interest payments
Recoveries on loans previously written off
Receipts from other operating activities
Cash payments to employees and suppliers
Operating profit before changes in operating assets
(Increase)/decrease in operating assets:
Investments in Government securities and bank deposits
maturing after 90 days
Funds advanced to customers
Capital component of recoveries from customers
Others
Increase/(decrease) in operating liabilities:
Deposits
Net cash from operating activities before income tax
Income tax paid
Net cash inflow from operating activities

Group
2010
2009
Rs.'000
Rs.'000
Unaudited
Unaudited
(Restated)

Company
2010
2009
Rs.'000
Rs.'000
Unaudited
Unaudited

2,827,301
(1,247,744)
29,680
2,183,684
(2,220,864)
1,572,057

2,644,336
(1,400,784)
28,017
2,032,545
(2,368,646)
935,468

2,855,230
(1,253,145)
29,680
243,461
(782,672)
1,092,554

2,668,751
(1,353,961)
28,017
230,575
(723,699)
849,683

93,714
(9,163,887)
7,061,272
355,957

(1,215,292)
(5,316,808)
5,958,647
145,426

93,714
(9,163,887)
7,076,438
305,848

(1,215,292)
(5,559,808)
6,019,725
132,938

713,205
632,318
(436,138)
196,180

3,001,320
3,508,761
(396,652)
3,112,109

718,760
123,427
(350,831)
(227,404)

3,001,320
3,228,566
(352,178)
2,876,388

Cash flows from investing activities


Dividends received from subsidiaries and associates
Dividends received from other companies
Purchase of securities
Purchase of property, plant and equipment
Proceeds on disposal of property, plant and equipment
Net cash inflow from investing activities

31,640
230
(148,836)
(294,850)
218,738
(193,078)

23,730
8,013
(269,000)
(122,606)
69,237
(290,626)

74,537
228
(148,836)
(280,485)
218,388
(136,168)

53,307
3,374
(269,000)
(111,557)
69,037
(254,839)

Cash flows from financing activities


Borrowings
Repayment of borrowings
Dividends paid to equity holders of the parent
Dividends paid to minority shareholders
Net cash outflow from financing activities

21,578
(417,191)
(94,243)
(44,509)
(534,365)

547,553
(3,573,062)
(73,891)
(31,874)
(3,131,274)

21,578
(237,283)
(94,243)
(309,948)

498,553
(3,292,693)
(73,891)
(2,868,031)

Net decrease in cash and cash equivalents


Cash and cash equivalents at the beginning of the period
Cash and cash equivalents at the end of the period

(531,263)
1,982,106
1,450,843

(309,791)
1,597,575
1,287,784

(673,520)
2,031,512
1,357,992

(246,482)
1,472,456
1,225,974

Analysis of cash and cash equivalents


Cash in hand and at banks
Investments in Government securities-maturing within 90 days
Deposits with banks-maturing within 90 days
Bank overdrafts
Cash and cash equivalents at the end of the period

399,040
1,617,600
90,000
(655,797)
1,450,843

331,915
210,000
1,250,508
(504,639)
1,287,784

299,706
1,617,600
90,000
(649,314)
1,357,992

254,551
210,000
1,250,508
(489,085)
1,225,974

The interim financial statements for the six months ended 30th September are provisional and subject to audit.
The annexed notes form an integral part of these interim financial statements.

CENTRAL FINANCE COMPANY PLC


INCOME STATEMENT

Group
FOR THE SIX MONTHS ENDED 30TH
SEPTEMBER

Income
Interest income
Interest expenses
Net interest income
Operating income
Other income

Less: Operating expenses


Personnel costs
Premises, equipment and establishment
expenses
Employee retirement benefit expenses
Other expenses

Profit before loan losses and provisions


Less: Loan losses and provisions
Operating profit before VAT on financial
services and income tax
Share of profit of associates(net of tax)
Profit before VAT on financial services and
income tax
VAT on financial services
Profit before income tax
Income tax expense
Profit after income tax
Attributable to equity holders of the parent
Attributable to minority interest
Net profit for the period
Basic/diluted earnings per share - Rs.

2010
Rs.'000
Unaudited
3,972,844
========
3,044,748
(1,205,150)
------------1,839,598
736,324
191,772
------------2,767,694
-------------

Company

2009
Rs.'000
Unaudited
(Restated)
3,753,664
========
2,796,660
(1,590,683)
------------1,205,977
797,021
159,983
------------2,162,981
-------------

Variance
%

5.84
8.87
(24.24)
52.54
(7.62)
19.87
27.96

474,249

402,223

609,894
62,671
173,560
------------1,320,374
-------------

564,648
31,305
212,609
------------1,210,785
-------------

8.01
100.19
(18.37)

1,447,320
150,440
-------------

952,196
178,688
-------------

1,296,880
154,087
------------1,450,967
(141,667)
------------1,309,300
(547,512)
------------761,788
========
725,408
36,380
========
761,788
========
35.73
========

3,707,047
========
3,071,064
(1,213,927)
------------1,857,137
398,263
237,720
------------2,493,120
-------------

2009
Rs.'000
Unaudited
(Restated)
3,460,144
========
2,819,721
(1,603,699)
------------1,216,022
453,183
187,240
------------1,856,445
-------------

Variance
%

7.14
8.91
(24.30)
52.72
(12.12)
26.96
34.30

364,071

308,571

17.99

563,889
58,697
125,856
------------1,112,513
-------------

511,030
28,442
114,475
------------962,518
-------------

10.34
106.37
9.94

52.00
(15.81)

1,380,607
149,912
-------------

893,927
177,209
-------------

54.44
(15.40)

773,508
99,279
-------------

67.66
55.21

1,230,695
-------------

716,718
-------------

71.71

872,787

66.25

1,230,695

716,718

71.71

73.04

(141,667)
------------1,089,028
(473,668)
------------615,360
========
615,360
========
615,360
========
30.31
========

(81,869)
------------790,918
(314,068)
------------476,850
========
432,379
44,471
========
476,850
========
21.30
========

17.91

2010
Rs.'000
Unaudited

9.05

65.54
74.33
59.75
67.77
(18.19)
59.75

(81,869)
------------634,849
(243,280)
------------391,569
========
391,569
========
391,569
========
19.29
========

The interim financial statements for the six months ended 30th September are provisional and subject to audit.
Figures in brackets indicate deductions.
The annexed notes form an integral part of these interim financial statements.

15.58

73.04
71.54
94.70
57.15
57.15

57.15

CENTRAL FINANCE COMPANY PLC


BALANCE SHEET
Company

Group
As at
30/09/2010
Rs.'000
Unaudited
ASSETS
Cash in hand and at banks
Investments in Government securities
Deposits with banks
Dealing securities
Investment securities
Net investment in leases
Corporate debt securities
Loans and advances
Trade and other receivables
Taxation
Investments in real estate
Vehicles, spare parts and other stocks
Inventories
Investments in associates
Investments in subsidiaries
Other assets
Deferred tax asset
Intangible assets
Property, plant and equipment
Total assets
LIABILITIES
Bank overdrafts
Deposits
Bank loans
Non bank loans
Tax payable
Trade and other payables
Amounts due to subsidiaries
Debentures
Retirement benefit obligations
Deferred tax liability
Total liabilities

SHAREHOLDERS' FUNDS
Stated capital
Capital reserves
Reserve fund
Revenue reserves
Funds attributable to equity holders of the parent
Minority interest

Total liabilities, shareholders' funds and


minority interest
Net assets per share - Rs.

As at
31/03/2010
Rs.'000
Audited

As at
30/09/2009
Rs.'000
Unaudited
(Restated)

As at
30/09/2010
Rs.'000
Unaudited

As at
31/03/2010
Rs.'000
Audited

As at
30/09/2009
Rs.'000
Unaudited
(Restated)

399,040
2,875,006
95,000
4,100
270,012
12,288,611
334,736
11,799,528
1,486,068
2,459
803,977
472,946
214,457
1,703,657
9,598
1,732
49,275
4,498,873
------------37,309,075
========

309,866
2,787,000
630,500
2,200
121,176
11,334,823
402,813
10,398,580
1,249,818
988,430
769,944
202,120
1,584,724
10,937
2,309
48,992
4,633,049
------------35,477,281
========

331,915
1,000,000
2,052,308
17,730
110,268
11,021,500
9,494,453
1,374,442
69,133
1,180,502
955,411
151,023
1,297,748
12,276
2,851
19,877
4,857,083
------------33,948,520
========

299,706
2,875,006
95,000
4,100
260,400
12,288,611
334,736
12,698,802
1,092,074
213,707
481,076
482,054
296,204
9,598
48,765
3,655,535
------------35,135,374
========

275,283
2,787,000
630,500
2,200
111,564
11,334,823
402,813
11,312,264
856,237
211,255
781,784
482,054
296,204
10,937
48,504
3,791,179
------------33,334,601
========

254,551
1,000,000
2,052,308
17,730
102,628
11,021,500
10,257,679
986,583
69,133
225,421
970,111
372,100
304,484
12,276
19,361
4,014,185
------------31,680,050
========

655,797
17,720,199
229,833
776,413
492,545
5,244,558
150,000
401,658
1,305,007
------------26,976,010
========

357,760
17,233,458
445,908
952,987
279,063
4,669,124
150,000
340,951
1,414,570
------------25,843,821
========

504,639
16,044,047
749,875
1,192,740
17,883
4,312,297
150,000
327,869
1,641,942
------------24,941,292
========

649,314
17,837,002
145,833
761,413
467,685
4,942,039
120,082
150,000
349,317
1,218,030
------------26,640,715
========

273,771
17,397,134
187,500
932,487
226,654
4,453,795
199,148
150,000
290,620
1,326,518
------------25,437,627
========

489,085
16,198,531
379,467
1,172,240
4,016,737
75,025
150,000
284,015
1,544,496
------------24,309,596
========

203,020
1,374,757
601,000
7,655,910
------------9,834,687
498,378
------------10,333,065
========

203,020
1,377,177
601,000
6,945,757
------------9,126,954
506,506
------------9,633,460
========

203,020
1,380,244
553,500
6,398,413
------------8,535,177
472,051
------------9,007,228
========

203,020
972,870
601,000
6,717,769
------------8,494,659
------------8,494,659
========

203,020
974,847
601,000
6,118,107
------------7,896,974
------------7,896,974
========

203,020
976,824
553,500
5,637,110
------------7,370,454
------------7,370,454
========

37,309,075
========
484.47
========

35,477,281
========
449.60
========

33,948,520
========
420.45
========

35,135,374
========
418.46
========

33,334,601
========
389.01
========

31,680,050
========
363.08
========

The interim financial statements for the six months ended 30th September are provisional and subject to audit.
I certify that the interim financial statements comply with the requirements of the Companies Act No.07 of 2007.

U.B.Elangasinha
Chief Financial Officer
The Board of Directors is responsible for the preparation and presentation of these interim financial statements.
Approved and signed for and on behalf of the Board.

E.H. Wijenaike
Managing Director
08th November 2010
The annexed notes form an integral part of these interim financial statements.

G.S.N.Peiris
Director(Finance)

CENTRAL FINANCE COMPANY PLC


STATEMENT OF CHANGES IN EQUITY
GROUP EQUITY STATEMENT
For the six months ended 30th September 2010

Balance as at 1st April 2009


Net profit for the six months ended 30th September 2009(restated)
Write back of unclaimed dividends
Provision for bad debts
Depreciation on revaluation surplus
Dividends for the year ended 31st March 2009
Balance as at 30th September 2009
Balance as at 1st April 2010
Net profit for the six months ended 30th September 2010
Provision for bad debts
Depreciation on revaluation surplus
Dividends for the year ended 31st March 2010
Balance as at 30th September 2010

Stated
Capital
Rs.'000
----------203,020

Revaluation
Reserves
Rs.'000
----------1,363,799

Other
Capital
Reserves
Rs.'000
----------18,865

Reserve
Fund

General
Reserve

Rs.'000
----------553,500

Rs.'000
----------5,338,516

------------18,865
========
18,865

------------553,500
========
601,000

------------5,338,516
========
6,124,070

(2,420)
------------203,020
========
203,020

------------1,361,379
========
1,358,312

(2,420)
------------203,020
========

------------1,355,892
========

Retained
Earnings

Minority
Interest

Rs.'000
Rs.'000
--------------------714,790
459,453
432,379
44,471
3,742
(17,309)
2,420
(76,125)
(31,873)
------------------------1,059,897
472,051
======== ========
821,687
506,506
725,408
36,380
78,750
2,420
(96,425)
(44,508)
------------------------1,531,840
498,378
======== ========

------------18,865
========

------------601,000
========

------------6,124,070
========

Stated
Revaluation
Capital
Reserve
Rs.'000
Rs.'000
--------------------203,020
978,801

Reserve
Fund
Rs.'000
----------553,500

General
Reserve
Rs.'000
----------5,327,335

Retained
Earnings
Rs.'000
----------5,921

------------5,327,335
========
6,112,889

391,569
3,742
(17,309)
1,977
(76,125)
------------309,775
========
5,218

Total

Rs.'000
----------8,651,943
476,850
3,742
(17,309)
(107,998)
------------9,007,228
========
9,633,460
761,788
78,750
(140,933)
------------10,333,065
========

COMPANY EQUITY STATEMENT


For the six months ended 30th September 2010

Balance as at 01st April 2009


Net profit for the six months ended 30th September 2009(restated)
Write back of unclaimed dividends
Provision for bad debts
Depreciation on revaluation surplus
Dividends for the year ended 31st March 2009
Balance as at 30th September 2009
Balance as at 01st April 2010
Net profit for the six months ended 30th September 2010
Provision for bad debts
Depreciation on revaluation surplus
Dividends for the year ended 31st March 2010
Balance as at 30th September 2010

(1,977)
------------203,020
========
203,020

------------976,824
========
974,847

------------553,500
========
601,000

(1,977)
------------203,020
========

------------972,870
========

------------601,000
========

The interim financial statements for the six months ended 30th September are provisional and subject to audit.
Figures in brackets indicate deductions.
The annexed notes form an integral part of these interim financial statements.

------------6,112,889
========

615,360
78,750
1,977
(96,425)
------------604,880
========

Total
Rs.'000
----------7,068,577
391,569
3,742
(17,309)
(76,125)
------------7,370,454
========
7,896,974
615,360
78,750
(96,425)
------------8,494,659
========

Business Segment Information


For the six months ended 30th September
Leasing ,hire purchase and
other advances
All figures in Rs.000
Revenue
Interest income
Operating income
Other income
Income from external customers
Inter segment income
Total income
Expense
Interest expenses
Other operating and administrative expenses
Inter segment expense
Total expenses
Segment results
Share of profits of associates(net of tax)
Profit before VAT on financial services and income tax
VAT on financial services
Profit before income tax
Income tax expenses
Profit after income tax
Minority interest
Profit for the period

2010

2009

Vehicle Hire

2010

2010

Power generation

Manufacturing

2010

Insurance broking

2009

2010

2009

Investments in
Shares and Units

Investments in Financial
Instruments in excess of
statutory requirements
2010

Intra segmental
adjustments

Real estate

2009

2010

2009

2010

2009

2009

2010

2,974,515
161,227

2,620,219
98,178

2,441
398,229
10,642

2,263
453,149
12,361

170
25,360
197

105
21,338
308

84,903
-

76,221
-

312
167,409
1,475

1,025
181,486
2,162

60,423
15,024

64,827
10,975

92,114

87,967

63,819
-

173,035
-

3,491
24,232

3,135,742
28,639
3,164,381

2,718,397
24,204
2,742,601

411,312
4,619
415,931

467,773
5,063
472,836

25,727
6,565
32,292

21,751
6,488
28,239

84,903
3,821
88,724

76,221
4,982
81,203

169,196
14
169,210

184,673
2,238
186,911

75,447
75,447

75,802
75,802

92,114
1,796
93,910

87,967
1,430
89,397

63,819
63,819

173,035

1,042,058

1,268,084

73,340

119,882

35,206

37,768

44,851

1,028,649
2,070,707
23,604
2,094,311
1,070,070

871,685
2,139,769
15,852
2,155,621
586,980

199,442
272,782
272,782
143,149

261,519
381,401
381,401
91,435

19,756
19,756
3,086
22,842
9,450

17,854
17,854
2,333
20,187
8,052

15,349
15,349
15,349
73,375

16,713
16,713
16,713
64,490

116,301
116,301
8
116,309
52,901

104,353
104,353
105
104,458
82,453

46,220
46,220
13,472
59,692
15,755

46,164
46,164
12,862
59,026
16,776

416
35,622
11,754
47,376
46,534

3,401
41,169
9,664
50,833
38,564

44,851
44,851
18,968

Interest expenses of the group other than the parent company are categorized under other expenses.
Figures for six months ended 2009 have been restated.

2009

Medical services

2009

2010

2009

2010

2009

24,911

(113,139)

(76,879)

3,044,748
736,324
191,772

2,796,660
797,021
159,983

27,723
13,163
40,886

24,924
15,731
40,655

(113,139)
(58,617)
(171,756)

(76,879)
(60,136)
(137,015)

3,972,844
3,972,844

3,753,664

152,705

9,695

12,244

1,205,150

1,590,683

152,705
152,705
20,330

44,681
54,376
6,693
61,069
(20,183)

67,784
80,028
19,320
99,348
(58,693)

1,470,814
2,675,964

1,389,473
2,980,156

2,675,964
1,296,880
154,087
1,450,967
(141,667)
1,309,300
(547,512)
761,788
36,380
725,408

2,980,156
773,508
99,279
872,787
(81,869)
790,918
(314,068)
476,850
44,471
432,379

173,035

13

Total

(58,617)
(58,617)
(113,139)

(60,136)
(60,136)
(76,879)

3,753,664

NOTES TO THE INTERIM FINANCIAL STATEMENTS


1 The interim financial statements of the Company and the Group have been prepared in accordance with the accounting policies set out in the Annual
Report for the year ended 31st March 2010 and are in accordance with Sri Lanka Accounting Standards adopted by the Institute of Chartered
Accountants of Sri Lanka. The financial statements provide the information as required by the Colombo Stock Exchange and SLAS 35-Interim Financial
Reporting.
2 The presentation and classification of the financial statements for previous periods have been amended where relevant for better presentation and to be
comparable with those of the current periods.
3 Stated capital is represented by number of shares in issue as given below:
Ordinary shares
4 Market price per share for the three months period ended 30th September
Highest
Lowest
Last traded
5 The number of shares held by individual Directors are as follows:
E. H. Wijenaike
G.S.N.Peiris
S.V. Wanigasekera
C. Kiriella
R. E. Rambukwelle
A.K. Gunaratne
M.S. Wijenaike
U.L.Kadurugamuwa
G.C.B.Wijeyesinghe
T.K.Bandaranayake
6 Twenty largest shareholders of the company are as follows:

Corporate Services Ltd.


E. H. Wijenaike
Sri Lanka Insurance Corporation Ltd.
A.J.Wijenaike
J.B.Cocoshell (Pvt) Ltd.
N.W. Wijegoonawardene
G.S.N.Peiris
N.M. Gunawardena
P.R.Munasinghe
C.R.Dunuwille
S.K.Wedande
P.M.Wijenaike
S.V.Wanigasekera
C.Kiriella
N.M.Wahab
National Asset Management Ltd/Ceylon Chamber of Commerce
R.E.Rambukwelle
A.K.Gunaratne
Janashakthi Insurance PLC
Deutsche Bank AG-National Equity Fund.

30.09.2010
20,300,000

30.09.2009
20,300,000

2010
Rs.
950.00
420.00
899.90

2009
Rs.
309.75
148.00
300.00

As at
30.09.2010
3,078,540
302,446
164,833
162,332
140,000
111,666
35,000
Nil
Nil
Nil

As at
30.09.2009
3,053,540
277,446
149,833
142,332
115,000
86,666
35,000
Nil
Nil
Nil

As at 30.09.2010
Number of
%
shares
4,544,038
22.38
3,078,540
15.17
1,672,833
8.24
633,166
3.12
517,766
2.55
418,520
2.06
302,446
1.49
251,680
1.24
237,480
1.17
236,316
1.16
199,851
0.98
196,680
0.97
164,833
0.81
162,332
0.80
145,025
0.71
143,133
0.71
140,000
0.69
111,666
0.55
101,300
0.50
100,000
0.49

*As at 30.09.2009
Number of
%
shares
4,725,411
23.28
3,053,540
15.04
2,436,033
12.00
633,166
3.12
670,466
3.30
418,520
2.06
277,446
1.37
251,480
1.24
237,480
1.17
236,316
1.16
182,000
0.90
196,680
0.97
149,833
0.74
142,332
0.70
145,025
0.71
143,133
0.71
115,000
0.57
86,666
0.43
104,000
0.51

*Comparative shareholdings as at 30th September 2009 is reflected of the twenty largest shareholders as at reporting date.
7 The percentage of shares held by the public as at 30th September 2010 was 54.39% (30th September 2009 - 42.20%).
8 Contingent liabilities
Company

As at
30.09.2010
Rs.000

As at
31.03.2010
Rs.000

As at
30.09.2009
Rs.000

As at
31.03.2009
Rs.000

1,000
27,840
69,453
94,000
192,293

9,500
12,465
200,000
221,965

10,000
13,855
200,000
223,855

10,000
21,890
200,000
231,890

Guarantees issued to insurance companies on account of


CF Insurance Brokers (Pvt) Ltd.
Guarantees issued to depositors
Performance bonds and warranties in respect of Letter of Credit facilities
Corporate guarantee issued on account of Hedges Court Residencies (Pvt) Ltd.

9 Related party transactions


The company had the following significant transactions with its subsidiaries in the ordinary course of business during the six months period ended 30th
September

Amounts due from subsidiary companies


Loans and advances
Trade and other receivables
Provision for doubtful debts
Net amount due from subsidiary companies
Amounts due to subsidiary companies from parent
Term deposits
Amounts due to subsidiaries

As at
30.09.2010
Rs.000
907,619
55,289
962,908
(118,900)
844,008

116,799
94,254
211,053

The Company has received the following income from subsidiaries


Interest income
Rent income
The Company paid the following amounts to subsidiaries
Rent
Interest
Vehicle hiring charges

Amount recognised as bad and doubtful expense in regard to subsidiaries during


the period

As at

As at

As at

31.03.2010
Rs.000

31.03.2009
Rs.000

922,785
54,049
976,834
(105,000)
871,834

30.09.2009
Rs.000
761,944
60,166
822,110
822,110

163,675
199,147
362,822

153,944
75,025
228,969

111,927
39,988
151,915

580,814
373,363
954,177
954,177

Six months
ended

Six months
ended

30.09.2010
Rs.000
26,811
1,827

30.09.2009
Rs.000
24,204
1,827

12,145
8,776
2,502

12,104
13,017
2,835

13,900

10 A second interim dividend of Rs.1.25 per share and a third and final divided of Rs.3.50 per share for the financial year ended 31st March 2010 was paid
on 11th June 2010 and 01st September 2010 respectively.A first interim dividend of Rs.2.50 per share for the financial year ending 31st March 2011 has
been declared for payment on 18th November 2010.
11 Interest expenses of the group other than the parent company are categorized under other expenses.
12 According to the best of the knowledge and belief of the Directors there have been no other events subsequent to this interim period, which require
adjustments to or disclosure in the Interim Financial Statements at the time of the issue of these financial statements to the shareholders.

CORPORATE INFORMATION
NAME OF COMPANY
Central Finance Company PLC
LEGAL FORM
A Quoted Public Company with limited liability incorporated in Sri Lanka
on 5th December 1957 and re--registered under the Companies Act No.07
of 2007 on 9th August 2007.
Registered under Finance Companies Act No.78 of 1988 and Finance Leasing
Act No.56 of 2000
Approved Credit Agency under:
* Mortgage Act No.6 of 1949
* Trust Receipt Ordinance No.12 of 1947

Union Bank Ltd.


Habib Bank Ltd.

COMPANY REGISTRATION NUMBER


PQ 67

C.Wijenaike
DIRECTORS
S.V. Wanigasekera
E.H. Wijenaike
G.S.N. Peiris
C. Kiriella
M.S. Wijenaike
U.L. Kadurugamuwa
G.C.B. Wijeyesinghe
R.E. Rambukwelle
A.K. Gunaratne
T.K.Bandaranayake

AUDITORS
SJMS Associates,
Chartered Accountants,
2, Castle Lane,
Colombo 04.

-President

-Chairman
- Managing Director
- Director (Finance)
- Director (Legal)

LEGAL ADVISERS
F.J. & G. De Saram,
Attorneys-at-Law,
P.O.Box 212,
Colombo.

- Director (Marketing and Operations)


- Director (Group Co-ordination)

STOCK EXCHANGE LISTING


The ordinary shares of the Company are listed on the Colombo Stock
Exchange of Sri Lanka.
HEAD/ REGISTERED OFFICE
84, Raja Veediya, Kandy.
Telephone
: 081- 2227000
Facsimile
: 081- 2232047
CITY OFFICE
270, Vauxhall Street,
Colombo 2.
Telephone
Facsimile
E-mail
Website

: 011 - 2300555
: 011- 2300441
: cenfin@cf.lk
: www.cf.lk

BANKERS
Bank of Ceylon
Citi Bank N.A.
Commercial Bank of Ceylon PLC
ICICI Bank Ltd.
Hatton National Bank PLC
Hongkong & Shanghai Banking Corporation Limited
NDB Bank PLC
Nations Trust Bank PLC
Peoples Bank
Sampath Bank PLC
Seylan Bank PLC
Standard Chartered Bank

COMPANY SECRETARIES
Corporate Services Limited,
216,De Saram Place,
Colombo10.
Telephone : 011 - 4605100
Facsimile
: 011 - 4718220

BRANCHES AND MARKETING OFFICES


Ambalangoda, Ampara, Anuradhapura, Avissawella, Badulla, Bakamuna,
Bandarawela, Batticaloa, Chilaw, Dambulla, Dehiattakandiya, Embilipitiya,
Galle, Gampaha, Giriulla, Hambantota, Hanwella, Hatton, Hingurakgoda,
Homagama, Horana, Ja-Ela, Jaffna, Kantale, Kegalle, Kiribathgoda,
Kuliyapitiya, Kurunegala, Maharagama, Mahiyanganaya, Malabe, Matale,
Matara, Matugama, Melsiripura, Monaragala, Negombo, Nikaweratiya,
Nittambuwa, Nugegoda, Nuwaraeliya, Panadura, Piliyandala, Polonnaruwa,
Pottuvil, Puttlam, Ratmalana, Ratnapura, Tambuttegama, Tissamaharama,
Vavuniya, Warakapola, Wennappuwa.