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Quick Budget

For Frequency use keywords: Daily
For Charts use the numbers: Yearly

5/1/12 18:38
Frequency

Amount

Total Income (net)
1
1
1
1
1

Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly

4000.00

Spending
1
1
1
1
1
1
1
1

1
1
1
1
1
1
4.3
1
1
1

1
1
1
1
1
1
1
1
1

1
1
1
1

Transportation
Auto Loan/Lease
Insurance
Petrol,Gas,Oil & Lub.
Maintenance
Registration/Inspection
Train/Bus tickets
Taxis
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

Home
Home Loan EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Weekly
Monthly
Monthly
Monthly

Utilities
Phone - Home
Phone - Cell
Cable TV
Cooking Gas
Water
Electricity
Internet
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

Health
Dental
Medical
Medicines
Vision/contacts

Monthly
Monthly
Monthly
Monthly

200.00

570.00

80.00

Monthly

Yearly

4000.00

48000.00

4000.00
0.00
0.00
0.00
0.00

48000.00
0.00
0.00
0.00
0.00

1060.00

12720.00

200.00
200.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

2400.00
2400.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

570.00
0.00
570.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

6840.00
0.00
6840.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

80.00
0.00
0.00
0.00
0.00
0.00
80.00
0.00
0.00
0.00

960.00
0.00
0.00
0.00
0.00
0.00
960.00
0.00
0.00
0.00

40.00
0.00
0.00
0.00
0.00

480.00
0.00
0.00
0.00
0.00

Charts:

1
1
1

1
4.3
1
1
1
1
4.3
1
1
1

1
1
1
1
1
1
4.3
1
1
1
1
1

Life Insurance
Yoga/Fitness Club
Other

Monthly
Monthly
Monthly

Entertainment
Memberships
Dining out
Events
Subscriptions,Newspaper
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

Monthly
Weekly
Monthly
Monthly
Monthly
Monthly
Weekly
Monthly
Monthly
Monthly

Miscellaneous
Laundry,Dry Cleaning
New Clothes
Donations/Charity
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Weekly
Monthly
Monthly
Monthly
Monthly
Monthly

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly

40.00

30.00

40.00

40.00
0.00
0.00

480.00
0.00
0.00

130.00
0.00
130.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

1560.00
0.00
1560.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

40.00
0.00
0.00
0.00
0.00
40.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

480.00
0.00
0.00
0.00
0.00
480.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

For Frequency use keywords: Daily,Weekly,Monthly,Semi-Annually,Quarterly,Yearly
For Charts use the numbers: Yearly (1) ,Monthly (2), Weekly(3)
Charts: 3

Weekly

1
2
3

Yearly
Monthly
Weekly
3

Quick Budget
TRUE

Pie Chart
Transportation
Home
Utilities
Health
Entertainment
Miscellaneous

$46
$132
$18
$9
$30
$9

Bar Chart
Balance
Income
Expense

$678
$923
$245

Budget by Month
5/1/12 18:38
Jan

Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Spending

Feb

4000.00

3000.00

4000.00

3000.00

Mar

Apr

May

Jun

Jul

0.00

0.00

0.00

0.00

0.00

1651.00

1429.00

44.00

0.00

0.00

0.00

0.00

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

302.00
2.00

400.00

44.00
44.00

0.00

0.00

0.00

0.00

300.00

400.00

Home
EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

700.00

900.00

0.00

0.00

0.00

0.00

0.00

700.00

900.00

50.00
50.00

129.00
129.00

0.00

0.00

0.00

0.00

0.00

100.00

0.00

0.00

0.00

0.00

0.00

0.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other
Health
Dental
Medical
Medication

100.00

Vision/contacts
Life Insurance
Other
Other
Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

199.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

300.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

199.00

300.00

For Charts use the numbers: Yearly (1), Monthly (avg.) (2), W
(3), Current Month (4), January-December (5-16)

5

Aug
0.00

Sep
0.00

Oct
0.00

Nov
0.00

Dec
0.00

2 Months
7000.00
7000.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

3124.00

0.00

0.00

0.00

0.00

0.00

746.00
46.00
0.00
700.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

1600.00
0.00
1600.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

179.00
179.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

100.00
0.00
100.00
0.00

Jan to Date

Charts: 4

Current Month

0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

199.00
0.00
0.00
0.00
0.00
199.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

300.00
0.00
300.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

numbers: Yearly (1), Monthly (avg.) (2), Weekly (avg.)
(4), January-December (5-16)

Current Month

Budget by

Chart:

Month

May

TRUE

Start Mth
4

1

1 Yearly

2 Months

2 Monthly (avg.)

2 Months

3 Weekly (avg.)

2 Months

4 Current Month

May

5 January

Jan

6 February

Feb

7 March

Mar

8 April

Apr

9 May

May

10 June

Jun

11 July

Jul

12 August

Aug

13 September

Sep

14 October

Oct

15 November

Nov

16 December

Dec
Icome

Expence

Jan

4000

1651

Feb

3000

1429

Mar

0

44

Apr

0

0

May

0

0

Jun

0

0

Jul

0

0

Aug

0

0

Sep

0

0

Oct

0

0

Nov

0

0

Dec

0

0

Mths/Wks
Pie Chart

1

Budgeted

Transportation

$0

2

Balance

$0

Home

$0

9

Income

$0

Utilities

$0

Expense

$0

Health

$0

Entertainment

$0

Miscellaneous

$0
$0

Balance
2349
1571
-44
0
0
0
0
0
0
0
0

Bar Chart

0

Tracking Actual Budget
5/1/12 18:38
Jan

Total Income (net)
3
4
5
6
7

Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Feb

4000.00

3000.00

4,000.00

3,000.00

Mar

Apr

May

Jun

Jul

0.00

0.00

0.00

0.00

0.00

Under Budget Under Budget

Total Spending:
12
13
14
15
16
17
18
19

1195.00

871.00

0.00

0.00

0.00

0.00

0.00

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

201.00
1.00
200.00

22.00
22.00

0.00

0.00

0.00

0.00

0.00

Home
EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

570.00

770.00

0.00

0.00

0.00

0.00

0.00

570.00

770.00

80.00

79.00

0.00

0.00

0.00

0.00

0.00

80.00

79.00

111.00

0.00

0.00

0.00

0.00

0.00

0.00

20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

43
44
45
46

Health
Dental
Medical

111.00

47
48
49
50
51

Medication
Vision/contacts
Life Insurance
Other
Other

52
53
54
55
56
57
58
59
60
61
62
63

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

222.00
222.00

0.00

0.00

0.00

0.00

0.00

0.00

11.00

0.00

0.00

0.00

0.00

0.00

0.00

(456)

(558)

(44)

0

0

0

0

1.00

2.00

3.00

4.00

64
65
66
67
68
69
70
71
72
73
74
75
76
77

3
4
5

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

Checking Account
Retairement Plan
Certificate
Other

6
7

3
4
5
6

Balance for the Month
Saving Account (difference)
Retirement plan (difference)
Cetrtificate (difference)

11.00

For Charts use the numbers: Current Month (1), Prior Month (
Date (3), January-December (4-15)

Charts:
Aug
0.00

Sep
0.00

Oct
0.00

Nov
0.00

Dec
0.00

Jan to Date
7000.00
7,000.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

2066.00

0.00

0.00

0.00

0.00

0.00

223.00
23.00
200.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

1340.00
0.00
1,340.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

159.00
0.00
0.00
0.00
0.00
0.00
159.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

111.00
0.00
111.00

5

February

0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

222.00
222.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

11.00
0.00
11.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0

0

0

0

0

e numbers: Current Month (1), Prior Month (2), January to
December (4-15)

February

5
5
5
4

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct

5
1
Current Month
Prior Month
Jan to Date
January
February
March
April
May
June
July
August
September
October
November
December

Feb
May
May
Apr
Jan to Date
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Icome
4000
3000
0
0
0
0
0
0
0
0

Expence
1195
871
0
0
0
0
0
0
0
0

Nov
Dec

0
0

0
0

1
2
3
4
5
6
7
8
9
10
11
12
13

Balance
2805
2129
0
0
0
0
0
0
0
0

First Tracking Month
1
Jan
Feb
Feb
Mar
Mar
Apr
Apr
May
May
Jun
Jun
Jul
Jul
Aug
Aug
Sep
Sep
Oct
Oct
Nov
Nov
Dec
Dec
Jan
Jan to Date

Budget By Month?
January
TRUE
February
March
April
May
June
July
August
September
October
November
December
January to Date

Pie Chart 1
Transportation
22
Home
770
Utilities
79
Health
0
Entertainment
0
Miscellaneous
0

Feb
2
8.666667

1

Bar Chart
Balance
Income
Expense

0
0

$2,129
$3,000
$871

Comparison
5/1/12 18:38

For Compare to Budget use the numbers: Current Mo
January to Date (3), January-December (4-15)
Compare to Budget
Budget

Total Income (net)
3
4
5
6
7

Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Total Spending:
12
13
14
15
16
17
18
19

Feb Actual

February

5
Vs Budget

3,000

3000

0

3000
0
0
0
0

3,000.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

1,429

1,092

-337

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

400
0.00
0.00
400.00
0.00
0.00
0.00
0.00
0.00

22
22.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

-378
22.00
0.00
-400.00
0.00
0.00
0.00
0.00
0.00

Home
EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

900
0.00
900.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

770
0.00
770.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

-130
0.00
-130.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

129
129.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

300
0.00
0.00
0.00
0.00
0.00
300.00
0.00
0.00
0.00

171
-129.00
0.00
0.00
0.00
0.00
300.00
0.00
0.00
0.00

0
0.00
0.00

0
0.00
0.00

0
0.00
0.00

20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

Health
Dental
Medical

47
48
49
50
51

Medication
Vision/contacts
Life Insurance
Other
Other

0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77

mpare to Budget use the numbers: Current Month (1), Prior Month (2),
y to Date (3), January-December (4-15)

February

5
4

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

5
Current Month
Prior Month
Jan to Date
January
February
March
April
May
June
July
August
September
October
November
December
Simple Budget

Feb
Budget By Month?
May
TRUE
Apr
Jan to Date
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1

1 Pie Chart
Budget

Transportation
Home
Utilities
Health
Entertainment
Miscellaneous

400
900
129
0
0
0

Tracking

22
770
300
0
0
0

Tracking
Balance (Savings)
$1,908
Income
$3,000
Expense
$1,092

Budget
$1,571
$3,000
$1,429

Daily Spendings
5/1/2012 18:38:28
1st

2nd

3rd

4th

5th

Total Day's Spending:

0.00

0.00

0.00

0.00

0.00

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Bill's train pass
Jane's bus pass
Other

0.00

0.00

0.00

0.00

0.00

Home
EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other

0.00

0.00

0.00

0.00

0.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

0.00

0.00

0.00

0.00

0.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

0.00

0.00

0.00

0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

0.00

0.00

0.00

0.00

0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

0.00

0.00

0.00

0.00

6th

7th

8th

9th

10th

11th

12th

13th

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

14th

15th

16th

17th

18th

19th

20th

21st

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

22nd

23rd

24th

25th

26th

27th

28th

29th

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

30th

31st

Month

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

SETUP
5/1/2012 18:38:28
Minimal Setup Required
Starting Month for the Budget Year
Quick Budget (1) or Budget By Month (2)

1
2

Instructions
You may move from worksheet to worksheet by selecting SpreadSheet buttons located at the bottom of this workbook.
Enter data in only the white cells with gray borders.
Use numbers to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the keywo
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Com
Make sure to set up which budget model is used "Quick Budget" or "Budget by Month".
Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Setup your first budget month by SETUP sheet.
Tracking
Use this sheet to track your actual income and spending. Setup your first budget month by SETUP sheet.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the numbers above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in hel
you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!

ocated at the bottom of this workbook.

Jan, Feb, etc.)

t" sheet. Enter the "Frequency" by using the keywords
pared to your Tracking (actual) figures on the "Comparison" sheet.
onth".

our first budget month by SETUP sheet.

et month by SETUP sheet.
ge.

erent time periods by using the numbers above the

y basis. This simple record goes a long way in helping
will help you when you are in need!